Viren K Dedhia

13-B Nav Krishnadham CHS, 3rd floor,

Nr. Madhavi School, Dombivali (E), Mumbai- 421201
Mobile No: - 09987145720 Email: - dedhiaviren1986@gmail.com

Summary:

Worked with reputed MNC in Mortgage Operation/Process for 4 years and 10 months. Prior 1 year and 5 months
in Indian stocks & derivative market as CRM; working on market and financial risk of the clients.

Working Experience:
XL DYNAMICS INDIA PVT. LTD Sister Concern of Sun West Mortgage Company (SWMC)

Designation : Financial Analyst (US Mortgage)

Period : from 14th Aug. 2012 to 23rd June 2017

Job Responsibility: US Mortgage:

 Verifying Borrower’s documents,

Reviewing Credit Report (to identify the credit worthiness & credit score of borrower, re-paying capacity
as well as assets & liability of the borrower).
Income Document (W2 form, 1040 and pay stubs).
Appraiser Report (Property appraiser report & Licenses of the appraiser & appraisal company, analysing
the property affected in disaster).
Licences Verification of the Broker, Loan officer and Processor (Verifying state requirement for
acceptibity of the loan).
 Analysis of property & giving estimated value/ Property valuation (various external web-sites) and
verifying employment back ground (of borrower).
 Verifying the back ground Borrower as well as direct party as well as third party involved in the
transaction to confirm the parties are neither involves in the fraudulent activity nor debarred from any
exclusionary list.
 Handling team mail box & sharing updates with team member(s), Assigning the task to the team member,
Resolving the queries of team member/s and as well as from other team/s also.
 Preparing Standard Operating Procedure (SOP’s as and when required).
 Preparing weekly error report of the team and sending same to the management.

Achievements

 Appreciations received from Management for zero errors and processing work within stipulated time.

NCFM Certificates – Cleared NSE Cash, Derivative and Commodity modules, With BSE Cash segment.

Angel Broking
Designation : CRM
Period : 20-06-2008 to 08-12-2009.
Job Responsibility:

 Giving Technical Calls to the client.

Assisting clients on Stocks & Derivatives (Future & Options (call & put))
 Analysis of the Market & forwarding information about stocks/market (Fundamental of the stocks &
market).
 Sending client risk report, M TO M report to the manager on daily basis.
 Meeting with the clients for Investment in Capital market, IPO, FPO & Mutual funds & other mode of
investment.

Computer Proficiency

 MS Office, Excel (Vlookup, Hlookup & Pivot table).

Education:

 PGDBM in Finance Atharva School of Business 2010-12.

 Bachelor of Commerce M.K College of commerce, Mumbai 2007.
 H.S.C. G.H. Jr. College of commerce Mumbai 2004.

Achievements

 Carom : 1st Prize (Single - in College) and 2nd Prize (Double - in College)
 Organized and participated various events like Health camp, blood camp, annual day.

Personal Details

Date of Birth: 18th March 1986

Marital Status: Single
Languages Known: English, Hindi, Marathi and Gujarati.

Declaration

I hereby declare that the above given information is true and correct to the best of my knowledge.

Date:

Place: Mumbai Viren K. Dedhia.