Republic of the Philippines

DEPARTMENT OF EDUCATION
Region I
Division of La Union
SAYTAN INTEGRATED SCHOOL
Pugo, La Union

SECOND QUARTER EXAM

PHYSICAL SCIENCE

Name: ____________________________ Score: ________

Directions: Shade the correct letter that corresponds the best answer on the provided answer sheet. Shade properly and
observe neatness.

_____1. It is the temporary “reversal” of its motion relative to the stars in its annual motion.

A. Prograde motion C. Reversal motion

B. Retrograde motion D. Actigrade motion

_____2. The 27 auxiliary spheres are needed to produce the appearance that planets deviate from each other’s path.

A. Aristotle C. Plato
B. Eudoxus D. Ptolemy

_____3. Geocentric model means ___________

A. Earth-centered universe C. Sun-centered universe

B. Middle Earth D. Ancient Earth

_____4. Which of the following statements is TRUE?

A. No astronomical objects move across the sky from East to West.

B. The Ancient Greeks imperfect substance is ether.
C. The Universe is divided into two domains.
D. There is no diurnal motion of the Sun and the annual motion of the Moon.

_____5. . The figure represents what model of the universe?

A. Ptolemy
B. Copernican
C. Tychonic
D. Platonic

_____6. The Copernican system was no more accurate than the Ptolemaic system in predicting the positions of the planets because
___________just as in the Ptolemaic system.

A. the Copernican system assumed the Earth was at rest at the center.
B. the Copernican system used elliptical planetary orbits
C. the Copernican system used uniform circular motion.
D. the Copernican system assumed all planets orbited the Sun

_____7. Which of the following was a consequence of Tycho's failure to detect parallaxes of stars?

A. it convinced him that the earth was stationary

B. it convinced him that the stars are very far away
C. it convinced him that Saturn was the outermost planet
D. it convinced him that stars are bigger than the solar system

_____8. Which telescopic observation did Galileo make that was the most damaging to the geocentric theory?

A. the phases of Venus C. Jupiter’s great spot

B. the lunar mountains D. sunspots
_____9. Kepler's third law states that the relationship between orbital period and semimajor axis of the orbit of a planet is T2 = d3.
To use this equation as written T must be expressed in _____ and d must be expressed in _____.

A. perihelion; aphelion C. days; kilometers

B. years; kilometers. D. years; astronomical units

_____10. Which of following illustration describes the Tychonic universe?

A. B. C.

_____11. Galileo found that a ball rolling down one inclined plane would roll how far up another inclined plane?

A. The ball would not roll up the other plane at all.

B. To nearly its original height
C. To about one quarter its original height
D. To nearly twice its original height

_____12. A sheet of paper can be withdrawn from under a container of milk without toppling it if the paper is jerked quickly. The
reason this can be done is that

A. gravity pulls very hard on the milk carton.

B. the milk carton has very little weight.
C. the milk carton has inertia.
D. none of the above

_____13. If you flip a coin straight up into the air in a moving vehicle, which of these could NOT happen? (All answers describe
motion relative to the vehicle.)

A. The coin lands exactly where it started. C. The vehicle slows down and the coin flies backward.
B. The vehicle turns and the coin moves the opposite way. D. The vehicle accelerates, and the coin flies backward.
_____14. The net force acting on an insect falling downward at constant velocity is

A. zero.
B. upward air resistance.
C. the weight of the insect.
D. none of the above

_____15. A snapshot of three racing cars is shown on the diagram. All three cars start the race at the same time, at the same place
and move along a straight track. As they approach the finish line, which car has the lowest average speed?

A. Car I C. Car III

B. Car II D. All three cars have the same average speed

_____16. The following graph represents the position as a function of time for a moving object. Use this graph to answer the
question.

Which of the following is true?

A. The object increases its velocity

B. The object decreases its velocity
C. The object’s velocity stays unchanged
D. The object stays at rest
_____17. Both Newton and Kepler considered forces on the planets. Kepler mistakenly hypothesized the direction of the forces to be
99)
A. perpendicular to their directions of travel. C. toward the Sun.
B. along their directions of travel. D. none of the above

18-22. Answer the following items that describe the given statement with the following choices:

A. Law of Inertia C. Law of Interaction

B. Law of Acceleration D. Law of Gravitational

____18. It is also known as Newton’s First Law .

____19.According to this law, every objects in the universe exerts an attractive force on another objects.

____20.When walking, our feet push backward on the ground and pushes our feet forward.

____21. It states that an unbalanced force acting on the body produces acceleration.

____22. A ball rolling down a hill will continue to roll unless friction or another force stops it, is an example of this law.

____23. An astronaut on another planet drops a 1-kg rock from rest. The astronaut notices that the rock falls 2 meters straight down
in one second. On this planet, how much does the rock weigh?

A. 10 N B. 1 N C. 5 N D. 4 N

____24. A Mack truck and a Volkswagen traveling at the same speed have a head-on collision. The vehicle that undergoes the
greatest change in velocity will be the

A. same for both. C. Volkswagen

B. Mack truck. . D. none of the vehicle

____25. Output of a truck is 4500 J and its efficiency is 50%, input energy provided to truck is

A. 5000 J B. 900 J C. 9000 J D. 500 J

____26. The amplitude of the wave in the diagram below is given by letter

A. A B. B C. C D. D

____27. A car traveling along the highway brakes to a stop over a certain distance. More braking force is required if the car has
A. more momentum. C. less stopping distance
B. more mass. D. all of the above

____28. The conservation of momentum is most closely related to

A. Newton's 1st law. C. Newton's 3rd law

B. Newton's 2nd law.. D. Newton's law of gravity

____29. All of the waves listed below are a part of the electromagnetic spectrum except

A. sound waves. C. gamma rays.

B. X rays. D. light waves

____30. Photons

A. possess small but significant mass.

B. move at speeds proportional to their frequencies
C. lack momentum.
D. are localized in small regions of space.
 ____31. If there are five objects of the same size that have different temperatures, the hottest object would be the one emitting the
greatest number of

A. radio photons. C. blue photons.

B. red photons . D. ultraviolet photons.

____32. Refer to the figure on the right, when light passes through air into glass, its angle of refraction is

A. less than its angle of incidence.

B. the same as its angle of incidence.
C. more than its angle of incidence.
D. can be more or less than its angle of incidence.

33 – 35. Refer the cases in the figure below

____33. Which depicts a pencil in water correctly?

A. A B. B C. C d. none

____34. For light leaving the pencil under water and proceeding to an observer in air at the same height as the bottom section of the
pencil, considering all interfaces, the light passes through

A. 1 B. 2 C. 3 D. none

____35. If you increase the wavelength, the frequency

A. decreases B. stays the same C. increases. D. none

____36. Use the figure below to answer the question

Sunsets are red because the lower frequencies of light

A. are scattered by larger particles in the atmosphere.

B. are refracted by larger particles in the atmosphere.
C. are reflected by clouds and relatively large
particles in the atmosphere.
D. survive being scattered in the atmosphere.

____37.The color of the outer edge of a primary rainbow is. _____.

A. Blue B. Orange C. Red D. Violet

____38. Use the figure to answer the question.

The color of an object is the same as the light that is

A. transmitted.
B. absorbed.
C. reflected.
D. all of these.

____39. It is the appearance that the objects in the sky moves relative to the Earth’s local horizon.

A. Annual motion of the sky C. Daily motion of the sky

B. Semi-annual motion D. Semi-daily motion of the sky
____40. The domain objects are imperfect and that the tendency of things to attain perfection is the cause of their motion.

A. Celestial C. Terrestrial
B. Stellarial D. Crystallial

____41. What quantity is defined by any change in the velocity of a body per unit of time?

A. Acceleration B. speed C. position D. time

____42. To calculate the speed and velocity take:

A. distance x time C. distance divided by time
B. momentum x time D. momentum divided by time

____43. The first law of planetary motion is called ______

A. Law of Terrestrial motion C. Law of Harmonic motion

B. Law of Equal areas D. Law of Elliptical orbit

Items 44-45. Refer to the following choices below.

A. Newton’s First Law C. Newton’s Third Law

B. Newton’s Second Law D. All of the above

____44. Which of Newton's three laws does the following example illustrate? If you have a hockey puck sliding along a table, it will
eventually come to a stop.

____45. Which law states the need to wear seatbelts?

____46. We should wear which color cloth in summer to keep cool

A. Red B. Black C. Green D. White

____48. We see color of different things because of

A. Refraction B. Reflection C. Diffusion D. Sunlight

____49. How can you tell if an object is in motion?

A. The object will look different.

B. I'll be able to see the forces.
C. It will remain in the same position.
D. Its position will change in relation to other yobjects.

____50. What is reflection?

A. It is a change in direction that takes place when light strikes a surface and rebounds.
B. It is a straight line that represents the path of light with a directional arrowhead.
C. The polarization of light is experimental proof that light is a transverse wave.
D. It refers to the preferential orientation of the oscillations.
 Republic of the Philippines

DEPARTMENT OF EDUCATION
Region I
Division of La Union
SAYTAN INTEGRATED SCHOOL
Pugo, La Union

SECOND QUARTER EXAM

GENERAL MATHEMATICS

Name: ____________________________ Score: _________

Directions: Shade the correct letter that corresponds the best answer on the provided answer sheet. Shade properly and
observe neatness.
_1. Which is true about simple interest?

A. It’s interest earns another interest from he previous year.

B. Its interest remains constant through out the investment term.
C. Its principal earns another interest from he previous year.
D. Its principal remains constant through out the investment term.

____2. It refers to a person who invest the money or makes the fund available.

A. Borrower C. Principal
B. Lender D. Rate

For items number 3- 6. Referto the situation below.

A LAMS is an investment offered by many financial institutions. In a particular LAMS, which is compounded monthly, the amount in
Peso (P) in the LAMS after n months is given by the equation

A  5000(1.005) n
____3. What is n if the payment is made after 5.5 years?
A. 11 B. 5.5 C. 22 D. 66
____4. How much interest will the LAMS have earned in one year?

A. P 5308.39 B. P 5025.00 C. ) P 25.00 D. P 308.39

____5. What is the principal of the investment?

A. P 1.005 B. P 5000 C. P 5025 D. 0

____6. What is theannual interest rate (compounded monthlyoffered in the LAMS?

A. 5000 B. 1.005 C. .5% D. P 5%
____7. Tom has the choice of investing his money in compound interest with rests as indicated below. Which situation would return
him the most interest?

A. yearly rests C. quarterly rests

B. six-monthly rests D. monthly rests
C.
Use the following information to answer questions 8 - 10.

An amount of P 10, 000 is invested for a period of 5 years at 2% compounded monthly. The compound interest formula to calculate
the future value of an investment over a period of time is:

F = P(1 + j)n
____8. The value of T in the formula would be:

A. 1 B. 5C. 12D.60
____9. The value of m in the formula would be:

A. 1 B. 5C. 12D.60

____10. The maturity value at the end of the time period would be closest to:

A. P 11,050 B. P 10,050C. P 12,050D.P 1,050

____11. It is the time between the beginning of the first payment interval to the end of the last payment interval.

A. future value C. payment interval

B. simple annuity D. term of an annuity
____12. In an orrdinary annuity payments are made:

A. At end of the period C. Yearly

B. Monthly D. At the beginnig of the period
____17. An annuity that does not begin until a given time interval has passed.
____13. Which of the following problems can be solved using present value of annuity tools?

A. calculating a monthly car payment for a 5-year auto loan.

B. determining how much money to invest each month to accumulate P 100,000 in 10 years.
C. determining how much money you will accumulate in 6 years if you invest P 5,000 a year.
D. calculating the value in 20 years of a P 45,000 investment today.

____14. What is the future value of P1,800 invested today at 7% for five years?

A. P 2,524.59 C. P 1,895.21
B. P 2,430.00 D. P 1,432.35

____15. How much interest will be earned on $5,000 deposited today that will earn a 4% annual compound interest rate and will be
invested for 6 years?

A. P 5,000.00 C. P 6,326.60
B. P1,326.60 D. P 1,200.00

____16. Assume that the interest rate is greater than zero. Which of the following cash-inflow streams should you prefer?

Year1 Year2 Year3 Year4

A. P400 P300 P200 P100

B. P100 P200 P300 P400
C. P250 P250 P250 P250
D. Any of the above, since they each sum to $1,000

A. an ordinary annuity C. a deferred annuity

B. an embedded annuity D. an annuity due

Items 18 – 20. Answer the following questions after this problem:

Racel decide to cell his house and to deposit it in the bank. After computing the interest, he learned that he may widraw P 480,000
yearly for 8 years starting at the end of 6 years when it is time for him to retire if the interest rate is 5% converted annually.

____18. Find the number of artificial payment (k).

A. 5 B. 6 C. 8 D. 10

____19. Find the number of actual payment (n).

A. 5 B. 6 C. 8 D. 10

____20. What is the present value of his widrawals?

A. P 480,000 C. P 11,738.98
B. P2, 430,766.23 D. P864,601.67

____21. A contigent annuity:

A. has infinite value because the payments continue forever

B. can be valued (PV) if the payment amount and interest rate are known
C. don’t exist in the financial world
D. none of the above are true

____22. The future or present value of an amount depends upon:

A. the interest rate.

B. the number of periods.
C. number of times per year compounding occurs.
D. all of the above.

____23. Which of the following statements is correct?

A. Bonds with higher coupon rates have higher durations

B. The higher the yield-to-maturity, the higher the duration
 C. Long term bonds generally have shorter durations than short term bonds
D. The duration of a zero coupon bond is its time-to-maturity

____24. It represents an ownership share in a corporation.

A. bond C. common stock

B. preferred stock D. B and C

____25. Financial markets improve economic welfare because

A. they allow funds to move from those without productive investment opportunities to those who have such
opportunities.
B. they allow consumers to time their purchase better.
C. they weed out inefficient firms.
D. they do (A) and (B)

_____26. The conversion of a barter economy to one that uses money increases efficiency by reducing

A. transactions costs.
B. the need to employ team production methods.
C. the need to exchange goods.
D. the need to specialize.

_____27. Consumer Loans are loans where the money will be used for personal or family use. The following are all examples of
ConsumerLoans, EXCEPT

A. Bill consolidations C. home purchases

B. commercial property D. home improvements

28-29. Answer what is ask in the given problem.

If a house is sold for P3,000,000 and the bank requires 20% down payment.

____28. Find the amount of the down payment.

A. P3,000 B. P 600,000 C. P603,000 D. P2,400,000

____29. What is the amount of mortgage:

A. P3,000 B. P 600,000 C. P603,000 D. P2,400,000

30-32. Refer to the problem below.

A person borrowed P1,200,000 for the purchase of a car for his upholstery shop. If his monthly payment is P31,000 on a 5-
year mortgage,

____30.The given statement describe what type of loan?

A. Consumerr Loan C. Business Loan

B. Person Loan D. Payday Loan

____31. Find the total amount of interest.

A. P31,000 B. P 660,000 C. P1,200,000 D. P1,860,000

____32. What is the total amount of mortgage:

A. P31,000 B. P 660,000 C. P1,200,000 D. P1,860,000

____33 – 36. Give the value of the truth table of the compound proposition
p q r
33, T T T
34. T T F
35. T F T
36 T F F

____37. The proposition [(p → q) → p] → (q→ p) is

 A. Tautology C. Contradiction
B. Contingency D. None of above

____38 The proposition (p  q) → p is logically equivalent to

A. p → q C. q → p
B.  q→ p D. p ↔ q

____39. The symbolization for a conjunction is...

A. p → q B. p ^ q C. p v q D. . ~ p

____40. Which of the following is a proposition?

A. John is going to the store.

B. John, go to the store.
C. Did John go to the store?
D. None of the above

41 – 50. Problem Solving: Find what is ask in the given problem. Write your solution of the space provided.(5points each)

1. Maya decides to set aside Php.50 at the end of each month for his child’s college education. If the child were to be born today,
how much will be available for its college education when s/he turns 19 years old? Assume an interest rate of 5% compounded
monthly.

2. Goryo started to deposit P1,000 monthly in a fund that pays 6% compounded quarterly. How much will be in the fund after 15
years?

Rubric:

5 – Correct solution and correct answer

3 – Correct solution but wrong answer
1 – Wrong solution and wrong answer
0 – No answer and Solution

Prepared by: Checked by:

ENCARNACION R. BASALLO MR. DARWIN U. ROSAL

Teacher Assistant Principal
 Approved by:

DR. ROSEBELITA T. REGACHO

Principal IV

Republic of the Philippines

DEPARTMENT OF EDUCATION
Region I
Division of La Union
SAYTAN INTEGRATED SCHOOL
Pugo, La Union

SECOND QUARTER
EARTH AND LIFE SCIENCE

Name: _____________________________ Score: _________

Multiple Choice: Read each question carefully. Choose the letter of your answer from the given options. Write your answer on the blank
provided.

____1. An Italian physician, did an experiment with flies and wide-mouth jars containing meat

A. Francesco Redi C. Lazzaro Spallanzani

B. John Needham D. Louis Pasteur

____2. He used S-shaped flask that kept microbes out but let air in and proved microbes only come from other microbes (life from
life).

C. Francesco Redi C. Lazzaro Spallanzani

D. John Needham D. Louis Pasteur

____3. The smallest unit that is capable of performing life functions.

A. atom. B. molecule. C. organelle. D. cell.

_____4. Idea that living things can arise from nonliving matter.

A. Abiogenesis C. Panspermia
B. Biogenesis D. Catastrophis

____5. Who among the following first discarded the theory of spontaneous creation and gave that life originates from pre-existing
life?

A. Stanley Miller C. Lamarck

B. Louis Pasteur L D. Charles Darwin

____6. The study of cell is called:

 A. Cytology B. molecular C. biology D. histology

____7. The experiments of Redi and Pasteur helped to demonstrate that

A. species gradually change over time.

B. living things do not arise from nonliving material.
C. organisms can be placed in groups based on their similarities.
D. the chemicals of life could have arisen on early Earth.

____8. Which of the following properties or processes do we associate with living things?

A. evolutionary adaptations C. growth and reproduction

B. responding to the environments D. all of the above

____9. Organs are composed of tissues, which are composed of cells. This is an example of which characteristic of life?

A. Living things grow and develop

B. Living things respond to stimuli
C. Living things maintain themselves by homeostasis
D. Living things have levels of organization

____10. Which of the following is composed of two or more tissue types that come together to perform a function?

A. Organs B. organ systems C. organisms D. cells

____11. Using his antennae, the male moth finds female moths by following a trail of airborne chemicals, called pheromones, upwind
to the female producing them. This is an example of how living things...

A. acquire nutrients C. reproduce

B. grow D. respond to stimuli

____12. At the beginning of the week a plant is 3 inches tall, and at the end of the week it is 4 inches. This is an example of which
characteristic of life?

A. acquire nutrients C. reproduce

B. Grow D. respond to stimuli

____13. One-celled organisms, like bacteria is called

A. Eukaryotic C. heterotroph
B. Prokaryotic D. phototroph

14- 18. Refer to the figure below. Write your answer in the box with the following choices:

A. Sugar or glucose C. oxygen E. hydroge

B. Oxygen D. carbon dioxide F. sunlight

18. _____
17. _____

14. _____

16. _____
15. _____

14 and 15. What are the two raw materials of photosynthesis?

16 and 17. What are the two products of photosynthesis?

18. Chlorophyll captures energy from ________.

____19. Which of the following do all living things need to survive?

A. water
 B. oxygen
C. sunlight
D. carbon dioxide

____20. The source of energy for most autotrophs is

A. water.
B. the sun.
C. heterotrophs.
D. other autotrophs.

Items 21 – 24. Refer the figure below.

____21. The algae at the beginning of the food chain in are

A. consumers.
B. producers.
C. decomposers.
D. heterotrophs

____22. What is the last order consumer the food chain?

A. Shark
B. small fishes
C. Zooplankton
D. algae

____23. It is a consumer that gain the highest source of nutrients.

A. Shark
B. small fishes
C. Zooplankton
D. algae

24 -26. Label the different missing parts of the flower illustrated below.

24. _____
25. _____

26. _____
.

____27. Which of the following is NOT required by a plant for its survival?

A. Conservation of water
B. Intake of carbon dioxide
C. intake of oxygen by the roots
D. Support of the plant shoot

____28. After fertilization, the fertilized ______ becomes the seed and the ______ becomes the fruit of the
plant.

A. ovule, ovaryC. stamen, pistil

B. ovary, ovuleD. pistil, stamen

____29. Which of the following is the correct sequence?

A. fertilization, pollination, germination

B. fertilization, germination, pollination
C. pollination, fertilization, germination
D. pollination, germination, fertilization

____30. This plant structure brings water up and nutrients down and stound the plant while holding it upright.

A. flower B. sepal C. stem C. leaves

____31. Which of the following is NOT a device for dispersing SEEDS?

B. Insect B. windl C. water C. large animal

____32. Kind of fertilization in which two fusions are involved is classified as

A. nuclei fertilization
B. double fertilization
C. self fertilization
D. ovule fertilization

____33.The male cell is called the sperm. When an egg and a sperm join, what happens?

A. Fertilization
B. Regeneration
C . Rebirth
D. Budding

____34. Why do many organisms produce thousands of offspring?

A. To increase the chance of some surviving

B. To make sure that there are lots of brothers and sister
C. To provide food for predators
D. Egg production requires very little energy

____35. Name the stages in order of the complete metamorphosis of a butterfly.

A. Egg, larva, pupa, adult

B. Egg, pupa, larva, adult
C. Adult, egg, larva, pupa
D. Adult, egg, pupa, larva

____37. The union of the sperm and egg cell

A. Fertilization C. Offspring
B. Reproduction D. Sexual

_______38. Root hairs are most important to a plant because they

A. anchor a plant into the soil.

 B. Has xylem
C. increase the surface area for absorption.
D. provide a habitat for nitrogen-fixing bacteria

_______39. Electron transport chain is also called oxidative phosphorylation because _____

A. turns ADP into ATP

B. water is the waste product
C turns NADP to NADH
D turns ATP to ADP

_______40. In the figure, Hydra is an example of a ________ asexual reproduction.

A. Fission C. Budding
B. Corm D. Rhizome

For nos. 41 - 45, refer to the following choices below.

A. Tracheids C. Vessel elements

B. Sieve tube elements D. Companion cells

_______41. Control the transport activities of the sieve tubes

_______42. Wider, shorter, thin walled and have lesser tampered ends
_______43. Elongated with few organelles and no nucleus
_______44. Elongated, hollow and nonliving cells with tapered ends
_______45. Rely on companion cells for metabolic needs
_______46. In the reduction stage, it is the three carbon carbohydrate precursor to glucose.
A. 3 - phosphoglycerate C. RuBisCo
B. RuBP D. glyceraldehyde 3 – phosphate

_______47. An advantage of asexual reproduction is__________

A. Fewer offspring C. Different offspring

B. Weak offspring D. Identical offspring

_______48. It is when a pollen is carried from the anther to the stigma of the same plant.

A. Self-pollination C. Germination
B. Cross-pollination D. Fertilization

_______49. Group of pores at the of sieve tubes

A. Sclereids C. Fiber
B. Plasmodesmata D. Sieve plates

_______50. Irregular shaped cells

A. Sclereids C. Fiber
B. Plasmodesmata D. Sieve plates

Prepared by: Checked by:

ENCARNACION R. BASALLO MR. DARWIN U. ROSAL

Teacher Assistant Principal
 Approved by:

DR. ROSEBELITA T. REGACHO

Principal IV

SUMMATIVE TEST 2
(ANNUITIES)

Name: _________________________ Score: _____________

Direction: Tell whether the following problem is a SIMPLE or GENERAL Annuity. Write the answer on the space provided.
____________1. A contract to borrow money to purchase equipment requires making payments of $1150 at the end of every month
for four years. You could alternatively choose to pay cash of $45 138. what semiannually compounded rate of interest is charged in
the loan agreement?
____________2. You save $500 every month for the next three years. Assume your savings can earn 3% converted monthly.
Determine the total in your account three years from now.
____________3. Luc receives annuity payments at the end of every six months. If he deposits these payments in an account earning
interest at 4.5% compounded monthly, what is the equivalent semi-annual rate of interest?
____________4. A loan is repaid by making payments of $783.00 at the end of every month for seven years. If interest on the loan is
6.88% compounded quarterly, what was the principal of the loan?
____________5. Linda deposits P10,000 every 3 months for 7 years in an account paying 4% compounded quarterly. How much will
she save in her account at the end of 7 years assuming no withdrawals were made?
____________6. You make seven quarterly deposits starting at $1125. The interest rate is 4.55% compounded monthly. If you wish
to have $10 000 in your savings, how much more do you need to deposit at the end?
____________7. Deposits of $180 made at the end of each quarter accumulate interest at 3.9% compounded month. How much will
have accumulated after five years?
____________8. Find the Present Value and the amount of an P8,000 ordinary annuity payable every six months for 10 years if the
money is worth 12% converted semi-annually.
____________9. Marian invests P11,600 at the end of each year in a fund. If she wants to have P246,500 in the fund in 14 years, at
what rate compounded annually should the money be invested?
____________10. What sum of money must be deposited at the end of every three months into an account paying 3.7%
compounded monthly to accumulate to $18 000.00 in twelve years?

II. Problem Solving: Find what is ask in the given problem. Write your solution of the space provided.(5points each)

3. Alan decides to set aside Php.50 at the end of each month for his child’s college education. If the child were to be born today,
how much will be available for its college education when s/he turns 19 years old? Assume an interest rate of 5% compounded
monthly.

4. Mel started to deposit P1,000 monthly in a fund that pays 6% compounded quarterly. How much will be in the fund after 15
years?

Rubric:

5 – Correct solution and correct answer

3 – Correct solution but wrong answer
1 – Wrong solution and wrong answer
0 – No answer and Solution