PROJECT FEASIBILITY OF GROCERY AND STATIONERY GOODS BUSINESS.

Under Category of Swanirvar Karmasanasthan Prakalpa (Atma Maryada)

Introduction:-
1)Name Of the Enterpreneur : Arabinda Das

2) Biodata of the Enterpreneur : S/o :- Late Lokenath Das

Date Of Birth-24/09/1971

3)Address : Vill.: Sattyanandapur, P.O-Belkash , Dist- Burdwan,

Pin No-713102

4) Description of Business : Trading of grocery and stationery goods.

5) Marketting Scop- : Shop situated in residential area.

6) Total Project Cost : Rs 5.00Lac

7) Non Recurring Expenditure :

a) Furniture & Fixture- Rs- 15000.00
b) Electrical Insatallation 10000.00
25000.00

9) Recurring Expenditure :
A) Matericals Purchase 465500.00

B) Salary & Wages:

Sl.No Category Monthly Salary No Amount (Rs)
1) Worker 1 2000.00
2000.00

C) Other Expenditure:
Maintance Charges 2500.00
Electric Charges 2300.00
Printing Stationery 400.00
Established 1500.00
Misc Exp 800.00 7500.00

Total Monthly Recuring Expenditure (A+B+C) 475000.00

10) Total Capital Invested:-

a) Book Capital 25000.00
b) Working Capital 475000.00
500000.00
11) Means Of Finance
a) Own Contributtion 5% 25000.00
b) Govt.Subsidy 30% 150000.00
c) Bank Loan 65% 325000.00
500000.00
Continued Page No-2
12) Tentitative Profit & Loss A/c ( Per Month )
Particulars Amount(Rs) Particulars Amount(Rs)
To, Recurring Expnditure 475000.00 By, Sale - 494700.00
" Interest on Bank Loan 10000.00
" Depreciation 200.00
" Net Profit 9500.00
494700.00 494700.00

13) Statement Showing Repayment of Term Loan & Calculation Of Interest :

Balance of
Year Repayment of term Term Loan Interest @ 12% Yearly Intt.
Loan
1 St Yea Loan:3.25
1st qtr. 0.16 3.09 0.03
2nd qtr. 0.16 2.93 0.03
3rd qtr. 0.16 2.77 0.02
4th qtr. 0.17 2.60 0.02
0.65 0.10

2 nd Year
1st qtr. 0.16 2.44 0.02
2nd qtr. 0.16 2.28 0.02
3rd qtr. 0.16 2.12 0.02
4th qtr. 0.17 1.95 0.02
0.65 0.08

3 rd Year
1st qtr. 0.16 1.79 0.02
2nd qtr. 0.16 1.63 0.02
3rd qtr. 0.16 1.47 0.02
4th qtr. 0.17 1.30 0.01
0.65 0.07

4 th Year
1st qtr. 0.16 1.14 0.01
2nd qtr. 0.16 0.98 0.01
3rd qtr. 0.16 0.82 0.01
4th qtr. 0.17 0.65 0.01
0.65 0.04

5 th Year
1st qtr. 0.16 0.49 0.01
2nd qtr. 0.16 0.33 0.01
3rd qtr. 0.16 0.17 0.01
4th qtr. 0.17 0.00 0.01
0.65 0.04

Continued Page No-3

14) Calculation of Debt Service Coverage Ratio ( 1st Year )

A) Cash Profit ( Net Profit + Depreciation ) 116500.00

Intt.On Loan 10000.00
126500.00
126500.00 1.69
B) Interest on Bank Loan 10000.00 75000.00
Installment paid 65000.00
75000.00

15) Net Profit per year 9500*12 114000.00

16) Percentage of profit on Investment 114000.00

500000.00 0.23

17) Percentage Of Profit Turnover 114000.00

5936400.00 0.02