Enjoy curated privileges with exceptional value

Here's how it all adds up with the American Express® Platinum Card

BENEFITS OVERVIEW
Value of approx. INR 2.8 Lacs* on spending INR 25 Lacs per annum

VALUE
BENEFIT VALUE CALCULATION
BENEFIT ($ ROUNDED ASSUMPTIONS
CATEGORY * (INR) METHODOLOGY
OFF)

Daily breakfast for 2 for 2 Average value based on FINE HOTELS & RESORTS booking in
International & days: INR 10,000, 2018 for stays of 2 nights. Actual value will vary based on
Domestic - Room Upgrade for 2 property, room rate, upgrade availability, and use of benefits.
529 37,000
FINE HOTELS & nights: INR 12,000, We are assuming one such booking per year.
RESORTS Unique Amenity: INR 6,500 Source: www.americanexpress.com/in/explorefhr
Lodging Benefits
Late Checkout: INR 8,500

Domestic - Taj,
Vivanta and Assuming 25% off on best available rates on booking 3 nights
107 7,500 0.25*INR 10000*3
Gateways at an average room night of INR 10,000.
Hotels

International & Air India discount for 2

Domestic - Air return flights for 2 Pax Assuming 20% off on base fare for 4 return flights from Delhi
Airline Offers 800 56,000 to London (assuming INR 70,000 base fare for 1 retun flight).
India discount 4 X 0.20 X INR 70,000 =
of up to 20% INR 56,000

Cardmember will receive the benefit on making an

International American Express INR 15,000 worth of international airline & hotel booking (minimum hotel booking
214 15,000
Travel Travel Benefit Taj Stay Vouchers value of INR 60,000). Assuming the Cardmember uses the
benefit once during the year.

3 visits to International
Centurion Lounges for
American Express Basic and Supplementary Assuming 3 complimentary visits each for 1 Basic and
International at USD 50 each. 1 visit 1 Supplementary Cardmember to American Express
Lounge Centurion Lounges
Access to the American Express Centurion Lounges internationally. 
& 429 30,000
(International & American Express Proprietary Delhi Lounge Assuming 1 visit to American Express Delhi Lounge priced at
Domestic) Proprietary Lounges & 1 visit to American INR 1500 & 1 visit to American Express Mumbai Lounge
(Delhi and Mumbai) Express Mumbai Lounge priced at INR 3,000 per Cardmember.
by Basic & Supplementary
Cardmembers each

3 visits to partner lounges

Lounge Domestic Partner
at INR 1,000 each for Assuming 6 lounge visits by 2 Cardmembers at a rate of INR
Access Lounge Access 86 6,000
(Domestic) Program Basic and Supplementary 1,000 per visit.
Cardmembers

Air Accident Coverage of INR 1 Cr for death due to air accident, in case air
Insurance, Loss
71 5,000 INR 5,000 ticket is bought on the Platinum Card. Coverage of INR 50,000
of Checked-in
Baggage in the event of total and complete loss of baggage.
Insurance

Overseas Assuming 3 international trips for the basic Cardmember and

Medical 64 4,500 INR 1,500*3
INR 1,500 per policy.
Insurance
 VALUE
BENEFIT VALUE CALCULATION
BENEFIT ($ ROUNDED ASSUMPTIONS
CATEGORY * (INR) METHODOLOGY
OFF)

Covers the tangible goods purchased through the Card,

Purchase
43 3,000 INR 3,000 against loss or damage within 90 days of purchase, caused
Protection
by fire, burglary or natural calamities.
Insurance

Wallet
36 2,500 INR 2,500 Fraud Protection worth INR 15 Lacs cover.
Protection

This membership is available in the market for INR 13,000. Given,

Taj Epicure
71 5,000 INR 5,000 we offer a slightly modified version, (without a complimentary
(Silver Tier)
room night), we are pricing it at INR 5,000.

Dining
Fine Dining
Assuming the complimentary glass of wine is used 6 times in
Program & INR 1,500*6 + INR 2,500
164 11,500 a year by the Cardmember along with 2 other diners.
Eazydiner
Value of Eazydiner Prime Membership at market rate.
Prime

Cardmember is entitled for Green Fees waiver at our

partnering golf courses. Green fees is assumed to be
INR 3,000 per round and 4 lessons in golf a year. Subject to
Domestic
availability of slots at 30+ courses across the country.
Golf Access 171 12,000 INR 3,000*4 Green Fees
(INR 4,000 Green fee is applicable at properties including ITC
Program
Classic Golf Resort - Manesar, Jaypee Greens - Noida,
Bombay Presidency Golf Club - Mumbai, TNGF Cosmo -
Chennai and more).
Golf

Cardmember is entitled for complimentary golf lessons at our

partnering golf courses. Price per lesson is assumed to be
INR 1,250*4 Golf around INR 1,250 per round and 4 lessons in golf a year.
Golf Lessons 71 5,000
Lessons Partnering golf courses includes Jaypee Greens Golf Club -
Noida, Golf Next Academy - Mumbai, Prestige Golfshire Club -
Bengaluru, ProTouch Golf Academy - Kolkata & many more.

Monetary value of Membership Rewards Points assuming an

Membership Average Spend:
330 23,125 eligible spend of INR 25 Lacs annually. Redemption rate
Rewards INR 25 Lacs
assumed to be up to INR 0.37 per point.

3X Membership Assuming the average overseas spend is INR 9 Lacs (approx.

Average overseas
Rewards Rewards on 238 16,650 35% of overall spend). Redemption rate assumed to be up to
spend: INR 9 Lacs
overseas spend INR 0.37 per point.

Welcome Gift Welcome Gift (only Assuming INR 45,000 worth of Taj vouchers are chosen as
643 45,000
(only in 1st year) in 1st Year) part of the welcome gift.

TOTAL
4,068 284,775
BENEFITS
 INTANGIBLES

Whether you’re looking for theatre tickets, an anniversary

Platinum gift, a restaurant recommendation or help booking your next
Concierge trip, just call. We’ll tap into our global network of contacts to
help you out.

You decide the destination and leave everything to us. From

Platinum Travel tickets aboard the best airlines to hotel reservations,
Services sightseeing guides and more, we will put together the perfect
trip for you.

If your Card is lost or stolen your liability is nil after you report
Limited Card the loss to us within 3 days of the loss. If the loss is reported
Liability beyond 3 working days then the maximum liability will be
limited to INR 1,000.

Complimentary access to Hilton Honors Gold, Shangri-La

Elite Tier
Jade, Marriott Bonvoy Gold Elite, Radisson Rewards Gold,
Memberships
Taj InnerCircle, Preferred Golf.

Events Special invitation to a host of events both in India & abroad.

Enjoy flexible spending power with "no pre-set limit" that

No Pre-set
keeps adjusting automatically based on your financials,
Spending Limit
spend pattern, credit record and account history.

Global Dining Access to reservations and immersive events at top culinary

Collection spots across the world.

*This represents generic & indicative value based on the average usage by the existing Platinum
Cardmembers. It may vary basis the usage.

Foreign Exchange Rate Assumption : USD 1 = INR 70

American Express Banking Corp