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Presentation on theme: "THIS POWERPOINT PRESENTATION SHOULD

BE UTILIZED FOR ENTERTAINMENT PURPOSES ONLY. THIS IS NOT


LEGAL ADVICE,"— Presentation transcript:

1 THIS POWERPOINT PRESENTATION WAS ORGANIZED BY James D. Harris, Jr. AND SHOULD TO BE
UTILIZED FOR ENTERTAINMENT PURPOSES ONLY. THIS IS NOT LEGAL ADVICE, SO THE GOAL OF
THIS VISUAL AID IS ONLY TO GIVE YOU REFERENCE AND BRING YOU INTO REMEMBRANCE OF THE
THINGS WE HAVE LEARNED. THIS IS FOR SPECIFIED VIEWERS ONLY! CONTINUE TO BE VIGILANT
AND SOBER- MINDED AS YOU PURSUE THIS PROCESS(S), AS YOUR ACCURACY AND ABILITY TO
FOLLOW THE PATTERN(S) GIVEN WILL DETERMINE YOUR SUCCESS. WISHING YOU MUCH SUCCESS
AND HAPPINESS AS YOU MAKE THIS JOURNEY. KEEP MAKING A DIFFERENCE FOR OTHERS! THESE
PROCESSES WILL… CHANGE LIVES!!! James Harris, Jr.

2 which one have YOU chosen? PUBLIC or… PRIVATE

3 Accepted For Value ♣ Is the presentment a recurring bill? ♣ Does the presentment have a coupon or is this
presentment a full page statement? ♣ Does the “bill presenter” already have my SSN in their system? ♣ Do I
wish to settle the account and close the account upon sending the AFV? ♣ Am I trying to get monies back from
this AFV if it is my bank or debit/credit card? some initial things to remember as you choose which process to
use...

4 Example One… Recurring Bill or Recurring Statement ο Usually your electric, gas, water, utilities, phone, cell
phone or credit card bill. *(Usually comes to you monthly and could be a mortgage note as well). ο Usually a
perforated bill with a coupon at the bottom… sometimes it is at the top and sometimes it has a dotted line
dividing the statement summary and the coupon. ο Usually has a monthly payment and a total bill payoff
amount. ο Most common of the bill presentments.

5 ABC ELECTRIC COMPANY Total Monthly Payment....... $235.00 Payment Enclosed… Authorized
Representative Sick N. Tired Example #1 – Sample A Notice Type of Bill. Notice Total Monthly Payment Due.
Notice Statement at the Top of Bill and the Coupon at the Bottom of the Bill. Notice Perforations to Allow Bill to
be Separated. Stamp “Accepted For Value and Return For Value” at 45 Degree Angle on the Statement Part of
the Bill in “Red Ink”. “Write-In” the Amount You Want to be Utilized to Pay the Bill. *(Make the Amount a little
more than the Payment… Discretion Needs to be Used). Sign Bottom of Coupon in “Blue Ink” with “Authorized
Representative” Written Directly Underneath Your Signature. $350.00 FRONT OF STATEMENT/BILL
ACCEPTED FOR VALUE AND RETURN FOR VALUE

6 Example #1 – Sample A Payment Enclosed… $350.00 Authorized Representative BACK OF COUPON ABC
ELECTRIC COMPANY Sick N. Tired Now Separate or Detach the Coupon from the Bill Statement and Flip the
Coupon Over and Endorse the Coupon on the Back, Just Like You Would Endorse a Check… Place Your
Signature on the End of the Coupon on the Left Hand Side On the Back of the Coupon.Now Separate or
Detach the Coupon from the Bill Statement and Flip the Coupon Over and Endorse the Coupon on the Back,
Just Like You Would Endorse a Check… Place Your Signature on the End of the Coupon on the Left Hand
Side On the Back of the Coupon. *This Procedure of Endorsing the Coupons, will be the same Throughtout this
System of Processes.*This Procedure of Endorsing the Coupons, will be the same Throughtout this System of
Processes.

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7 Example #1 – Sample B Example #1 – Sample B FRONT OF STATEMENT/BILL JFK CREDIT CARD


COMPANY Total Monthly Payment....... $235.00 Total Payoff...... $7,852.78 ACCEPTED FOR VALUE AND
RETURN FOR VALUE Payment Enclosed… $8,078.78 Sick N. Tired Authorized Representative This Credit
Card Presentment will Follow the Same Process as Example One With the Statement and Coupon. The Only
Difference will be That You now Have a Total Payoff Amount that You will Add to the Total Monthly Payment
and Write the Sum Total in the Payment Enclosed Area on the Coupon. You Would Detach and Endorse the
Coupon the Same Way You did in Example One.

8 Example Two… Settlement and Closure ANYMORE! ο Usually your car payment, loan payment or a
mortgage payment that you wish to payoff and close. Anotherwords, you don’t want a monthly note or loan
payment… ANYMORE! *Hint- (If you have a coupon book, request a statement with a payoff amount on it.) ο
Usually a perforated bill with a coupon at the bottom… sometimes it is at the top and sometimes it has a dotted
line dividing the statement summary and the coupon. *Hint- (If you have a coupon book, request a statement
with a payoff amount on it.) ο Usually occurs as a monthly payment with a total loan or note payoff amount.

9 Example #2 Example #2 FRONT OF STATEMENT/BILL TUV CAR LOAN COMPANY Payment....... $795.58
Total Loan Payoff...... $27,639.19 ACCEPTED FOR VALUE AND RETURN FOR VALUE FOR SETTLEMENT
AND CLOSURE DATE_________ EXEMPTION#_________________ By____________________________
Payment Enclosed… $28,434.77 Sick N. Tired Authorized Representative This Loan Payment Presentment will
Follow the Same Process as Example One With the Statement and Coupon. There will be (2) Differences… 1)
Your AFV Stamp has some additions; Settlement and Closure with a Date and Your Exemption Number with
your “Wet Ink” Signature; *(blue ink), and 2) The Payment Amount is Duplicated. Now You Combine the
Payment With the Total Loan Payoff and Write the Sum Total in the Payment Enclosed Area on the Coupon.
You Still Write Your Signature at the Bottom of the Coupon With Authorized Representative Below Your
Signature. Payment... $795.58

10 ACCEPTED FOR VALUE AND RETURN FOR VALUE FOR SETTLEMENT AND CLOSURE
DATE_________ EXEMPTION#___________________ By____________________________ To fill out the
“Settlement and Closure” AFV Stamp, just follow the lined areas for completion. Fill in the “Date” Line as
specified, then in the “Exemption” Line write-in the Routing Number of the appropriate Federal Reserve Bank;
*(The letter in front of your Bond Number on the back of your SSN Card will designate which routing number
you will utilize). Then leave a space and write-in the Bond Number on the back of your SSN Card. Then, fill in
the “By” Line with your “Wet Ink” Signature. That’s just your signature in the “By” Line with blue ink. Utilize blue
in the date an Exemption Lines as well. This format will be utilized for all AFV Stamps that have the
“Exemption” Line include with them. The Date ROUTING NUMBER BOND NUMBER Sick N. Tired

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11 Example #2 BACK OF COUPON Sick N. Tired Now Separate or Detach the Coupon from the Bill Statement
and Flip the Coupon Over and Endorse the Coupon on the Back, Just Like You Would Endorse a Check…
Place Your Signature on the End of the Coupon on the Left Hand Side On the Back of the Coupon.

12 Example Three… SSN Number Not Known By Bill Presenter. ο Usually a Third Party Collection Agency or
even a Title Loan or a Company and you never gave them your SSN Number. ο Usually a perforated bill with a
coupon at the bottom… sometimes it is just a dotted line that you have to cut to detach the coupon. ο This
presentment occurs one time and they are attempting to collect from you with no monthly payment. They
usually have a payoff amount on the statement that you have.

13 Example #3 Example #3 FRONT OF STATEMENT/BILL COLLECTION AGENCY COMPANY Total Loan


Payoff...... $15,221.83 ACCEPTED FOR VALUE AND RETURN FOR VALUE DATE_________
EXEMPTION#_________________ By____________________________ Payment Enclosed… $15,221.83
Sick N. Tired Authorized Representative This Loan Payment Presentment will Follow the Same Process as
Example One and Two With the Statement and Coupon.This Loan Payment Presentment will Follow the Same
Process as Example One and Two With the Statement and Coupon. Follow previous instructions for the AFV
Stamp for “Exemption” and fill in accordingly.Follow previous instructions for the AFV Stamp for “Exemption”
and fill in accordingly. The Total Loan Payoff is the Payment Amount Enclosed. You Still Write Your Signature
at the Bottom of the Coupon With Authorized Representative Below Your Signature.The Total Loan Payoff is
the Payment Amount Enclosed. You Still Write Your Signature at the Bottom of the Coupon With Authorized
Representative Below Your Signature.

14 Example #3 BACK OF COUPON Sick N. Tired Now Separate or Detach the Coupon from the Bill Statement
and Flip the Coupon Over and Endorse the Coupon on the Back, Just Like You Would Endorse a Check…
Place Your Signature on the End of the Coupon on the Left Hand Side On the Back of the Coupon.

15 Example Four… Creating Currency With a Green Dot, Debit Card or Interest Fee Based Cards ο These
Debit/Credit Cards, like “Green Dot” are found at places like Walmart, Radio Shack, Walgreens, K-Mart, etc.;
anywhere they may sell Visa or Master Card Debit/Pre-Paid Cards. ο These cards usually have a statement
that they send you via mail or you can see and print out the statement via your online back-office or at a pre-
determined website. ο You can AFV the statements after receiving them via mail or online by printing out the
statements or requesting the statements from the card providers.

16 Example #4 Example #4 FRONT OF STATEMENT MNR GREEN DOT/DEBIT OR PRE-PAID CARD


COMPANY Card Account Balance....... $112.43 ACCEPTED FOR VALUE AND RETURN FOR VALUE Sick N.
Tired Authorized Representative This Statement does not have a coupon. You print this off of the website,
back-office or request a copy from the Card Company. Make a duplicate copy for your records. You use the
simple AFV Stamp for this one and you cross out the balance amount and write-in the amount you wish to be
placed into this account to be utilized. Make sure and sign your signature and directly below the signature write
in the authorized representative. FEDERAL RESERVE ROUTING NUMBER 0065897185… BOND# - SSN
CARD At the bottom of the statement on the left hand side, write in the Federal Reserve Routing No., Then
space and then write in the Bond No. on the back of the SSN Card. Place two zeros, “00” in front of the Bond
No. to make a ten digit number. $2,500.00

17 Example #4 Example #4 BACK OF STATEMENT Sick N. Tired This is the back of the Statement, so
endorse the statement just like a check the same way we have endorsed the coupons with our signature.
Remember to write the signature in blue ink and write it in the middle of the back of the statement. It’s that
simple.This is the back of the Statement, so endorse the statement just like a check the same way we have
endorsed the coupons with our signature. Remember to write the signature in blue ink and write it in the middle
of the back of the statement. It’s that simple. TOP OF BACK Signature is written in the middle on the back of
statement.

18 Example Five… Full Page Statement… No Coupon, With and Without the “One Dollar” Attached for
Presentment ο These are full page statements usually coming as notices that could be from past loans,
collection agencies, finance companies, discount stores, banks, etc.. ο You have two options when you utilize
this method using a one dollar bill with the statement or utilizing the statement itself, copying it and then making
the copy the coupon for presentment along with the original statement. In this case, it would be good to make
two copies, so that you can keep one copy for your own personal records. The other copy will be used for the
coupon. The original statement will be stamped with the AFV Stamp and then the copy is signed on the bottom
right hand side. Then we will endorse the back of the copy in the middle and on the side, as we have done on
other examples in this process. The endorsement allows the company to release the funds via your signature.

19 Example #5– Sample A Example #5– Sample A FRONT OF STATEMENT ALK FINANCE COMPANY
Account Balance....... $916.71 ACCEPTED FOR VALUE AND RETURN FOR VALUE Sick N. Tired Authorized
Representative This Statement does not have a coupon and the bill reaches cover to cover. You are returning
this presentment to payoff a bill. You use the simple AFV Stamp for this one and attach a “One Dollar Bill” to
the top center of the statement and “paper- clip” the money to the statement. Make sure and sign your
signature and directly below the signature write in the authorized representative.

20 Example #5 - Sample A Example #5 - Sample A BACK OF STATEMENT Sick N. Tired This is the back of
the Statement, so endorse the statement just like a check the same way we have endorsed the coupons with
our signature. Remember to write the signature in blue ink and write it in the middle of the back of the
statement. It’s that simple.This is the back of the Statement, so endorse the statement just like a check the
same way we have endorsed the coupons with our signature. Remember to write the signature in blue ink and
write it in the middle of the back of the statement. It’s that simple. TOP OF BACK Signature is written in the
middle on the back of statement.

21 Example #5– Sample B Example #5– Sample B FRONT OF STATEMENT ALK FINANCE COMPANY
Account Balance... $916.71 ACCEPTED FOR VALUE AND RETURN FOR VALUE This Statement does not
have a coupon and the bill reaches cover to cover. You are returning this presentment to payoff a bill.This
Statement does not have a coupon and the bill reaches cover to cover. You are returning this presentment to
payoff a bill. You use the simple AFV Stamp for this one and since you do not have a “One Dollar Bill”, make a
copy of the statement and turn the copy of the statement into the coupon for this presentment.You use the
simple AFV Stamp for this one and since you do not have a “One Dollar Bill”, make a copy of the statement and
turn the copy of the statement into the coupon for this presentment. Make sure and sign your signature and
directly below the signature write in the authorized representative.Make sure and sign your signature and
directly below the signature write in the authorized representative. ALK FINANCE COMPANY Account
Balance... $916.71 Sick N. Tired Authorized Representative ORIGINAL COPY COPY

22 Example #5 - Sample B Example #5 - Sample B BACK OF STATEMENT Sick N. Tired This is the back of
the Statement, so endorse the statement just like a check the same way we have endorsed the coupons with
our signature. Remember to write the signature in blue ink and write it in the middle of the back of the
statement. It’s that simple.This is the back of the Statement, so endorse the statement just like a check the
same way we have endorsed the coupons with our signature. Remember to write the signature in blue ink and
write it in the middle of the back of the statement. It’s that simple. TOP OF BACK Signature is written in the
middle on the back of statement.

23 HOW THE ENVELOPES SHOULD LOOK WHEN YOU MAIL THE PRESENTMENTS BACK FROM
WHENCE THEY CAME… Front of Envelope Sick N. Tired 1265 Ready Road Waveland, PA 38765
PRIORITY/CONFIDENTIAL WHATEVER COMPANY CORPORATE HEADQUARTERS ATTN: CFO, *(HIS
NAME IF YOU HAVE IT.) SOMEWHERE, STATE 37651 CERTIFIED REMEMBER TO SEND AFV TO THE
CORPORATE HEADQUARTERS OF THE COMPANY WHO SENT THE PRESENTMENT. USE THE
“PRIORITY/CONFIDENTIAL” STAMP UNDER THE RETURN ADDRESS AND MAKE SURE THE LETTER IS
CERTIFIED.

24 NOW FOR THE REAR OF THE ENVELOPE… THIS IS HOW IT SHOULD LOOK WHEN YOU MAIL THE
PRESENTMENTS BACK FROM WHENCE THEY CAME… Back of Envelope Back of Envelope
CONSEQUENTLY, ON THE BACK OF THE ENVELOPE AFTER YOU SEAL IT, YOU WILL THEN STAMP
THE BACK RIGHT IN THE “V” OF THE ENVELOPE WITH THE ”ATTENTION CFO” STAMP. THEN YOU
WILL ATTACH THE CERTIFIED RETURN RECEIPT CARD OVER THE ”ATTENTION CFO” STAMP. THE
LETTER IS READY TO DO IT’S WORK FOR YOU NOW. ATTENTION CFO CERTIFIED RETURN RECEIPT
CARD

25 These are the AFV Stamps that you need to have for this process… There are (7) stamps in this AFV
process that you will utilize as you deal with these presentments. There are (7) stamps in this AFV process that
you will utilize as you deal with these presentments. You will also need a red ink pad to use your own
thumbprint as your “living seal” from time to time. You will also need a red ink pad to use your own thumbprint
as your “living seal” from time to time. ACCEPTED FOR VALUE AND RETURN FOR VALUE ATTENTION
CFO ACCEPTED FOR VALUE AND RETURN FOR VALUE FOR SETTLEMENT AND CLOSURE
DATE_________ EXEMPTION#_________________ By____________________________
PRIORITY/CONFIDENTIAL ACCEPTED FOR VALUE AND RETURN FOR VALUE DATE_________
EXEMPTION#_________________ By____________________________ CERTIFIED COPYCOPY

26 THE FEDERAL RESERVE BANK LISTING WITH ROUTING NUMBERS Federal Reserve Banks Bond
Letter for District Bank - Routing Number Letter and Bond Number on the Reverse Side of SS Card A Boston (1
st District)0110-0001-5A Boston (1 st District)0110-0001-5 B New York (2 nd District)0210-0120-8B New York
(2 nd District)0210-0120-8 C Philadelphia (3 rd District)0310-0004-0C Philadelphia (3 rd District)0310-0004-0 D
Cleveland (4 th District)0410-0001-4D Cleveland (4 th District)0410-0001-4 E Richmond (5 th District)0510-
0003-3E Richmond (5 th District)0510-0003-3 F Atlanta (6 th District)0610-0014-6F Atlanta (6 th District)0610-
0014-6 G Chicago (7 th District)0710-0030-1G Chicago (7 th District)0710-0030-1 H St. Louis (8 th
District)0810-0004-5H St. Louis (8 th District)0810-0004-5 I Minneapolis (9 th District)0910-0008-0I Minneapolis
(9 th District)0910-0008-0 J Kansas City (10 th District)1010-0004-8J Kansas City (10 th District)1010-0004-8 K
Dallas (11 th District)1110-0003-8K Dallas (11 th District)1110-0003-8 L San Francisco (12 th District)1210-
0037-4L San Francisco (12 th District)1210-0037-4 FEDERAL RESERVE BANK OF PHILADELPHIA LEGACY
TREASURY DIRECT 0310-9999-6

27 OUR MINDS HAVE BEEN RENEWED TIME IS OF THE ESSENCE A NEW WAY OF THINKING BASED
UPON NEW INFORMATION… AND KNOW THAT GOD IS WITH US!

28 IT’S A WONDERFUL NEW DAY, FULL OF POSSIBILITIES AND WONDROUS BLESSINGS! LET US
CONTINUE TO GROW AND BECOME WHO GOD INTENDED US TO BE, BY EXCERCISING THE
KNOWLEDGE WE HAVE GAINED IN HONOR AND IN TRUTH AS WE SHED THESE SHACKLES OF DEBT
AND MENTAL ENCUMBERDNESS AND LIVE A LIFE FULL OF HOPE AND ABUNDANCE! USE THIS AFV
PROCESS TO BECOME WHO YOU AND I WERE MEANT TO BE! “Wishing the Best of Life for You…” James
Harris, Jr.