ICICI Bank

Current Account
Introduction of ICICI Bank :

 ICICI Bank Limited (Industrial Credit and Investment Corporation of

India) is an Indian multinational banking and financial services
company headquartered in Mumbai, Maharashtra with its registered
office in Vadodara, Gujarat.
 As of 2018, ICICI Bank is the second largest bank in India in terms of
assets and market capitalization.
 It offers a wide range of banking products and financial services for
corporate and retail customers through a variety of delivery
channels and specialized subsidiaries in the areas of investment
banking, life, non-life insurance, venture capital and asset
management.
 The bank currently has a network of 4867 branches and 14367 ATMs
across India and has a presence in 17 countries including India.
History
 ICICI Bank was established by the Industrial Credit and Investment
Corporation of India (ICICI), an Indian financial institution, as a
wholly owned subsidiary in 1994.
 The parent company was formed in 1955 as a joint-venture of
the World Bank, India's public-sector banks and public-sector
insurance companies to provide project financing to Indian
industry.
 The bank was founded as the Industrial Credit and Investment
Corporation of India Bank, before it changed its name to the
abbreviated ICICI Bank. The parent company was later merged
with the bank.
 ICICI Bank Khayaal Aapka
There’s is only one
thing that matters,
Customer
Satisfaction!

So,We at ICICI keep

khayaal of our
Customers
 Products and Services offered by ICICI
Group
Investments Accounts & Advances Cards

Fixed Deposits Saving Bank Account Debit Card

Recurring Deposits Current Account Credit Card

Public Provident Fund 2 in 1 Account Travel Card

Mutual Fund Iwish Flexi RD Prepaid Cards

Insurance Current Account Commercial Card
Loan
Current Account products
 What is Current Account ?
 A current account is a bank deposit used by business entities and individuals for
carrying out their day to day business transactions .
 A Current account can be opened in most of the commercial banks. A current
account being a zero-account, is generally associated with huge transactions on
a regular basis. Because of the fluidity that these accounts offer, they don’t earn
any interest.
 Cheque book facility is provided in this type of accounts and the account holder
can deposit all types of the cheques and drafts in their name or endorsed in their
favor by third parties. Banks generally insist on a higher minimum balance to be
maintained in current account.
Current Account Product of ICICI bank

Regular/Local Current Accounts

New Start Up Current Account
Shubhaarambh Current Account
Smart Business Account
Roaming Current Account
One Globe Trade Account
Regular/Local Current Account
 iStartup Account
Got a big business idea? iStartup is just the right solution for you to get going.

 ICICI Bank has introduced ‘iStartup’, a host of business solutions catering

to the specific needs of startup founders and young entrepreneurs like
you.
 Features of iStartup Account :
 Zero balance Current Account for first 6 months.
 Higher variants of Current Account to accelerate your business.
 Preferential charges for import and export transactions.
 Digital Banking platforms.
 Customized payment & collection solutions to suit your business model.
 Technology led integrations to make banking convenient.
 Salary solutions for employees.
 Forex services & advisory to manage FDI.
Shubhaarambh Current Account
 At ICICI Bank, we believe in partnering both individuals and businesses in their
growth. A start up, i.e. new business faces a number of challenges during the
early days, one of which is managing cash flows. To help address this
challenge, we are pleased to present the Shubhaarambh Current
Account which has the benefit of zero balance for the first six months.
 Features of Shubhaarambh Current Account
Freedom from maintaining minimum balance for six months.
Free monthly cash deposits up to 12 times of the maintained Monthly
Average Balance (MAB) or Rs. 1.2 crore, whichever is lower.
Free NEFT and RTGS transactions.
Free non-cash transactions up to 50 times of the maintained MAB.
Free mobile alerts.
Titanium Debit Card charges of Rs. 250 waived off for the first year.
 Roaming
Current Account
Roaming Current Account
ICICI Bank's Roaming Current Account (RCA)
simplifies banking by offering smooth and seamless
transactions. RCA brings with it the concept of
'Anytime Anywhere' banking enabling you to
operate your account from any of our 3,000+ Branch
network and 11,000 + ATM network across India.

RCA has a choice of 7 variants based on committed

Monthly Average Balance (MAB) from Rs 10,000 to Rs
10,00,000.
 Roaming Current Account Standard

 This account with MAB of Rs 10,000 offers the following benefits:

 Free cash deposit upto Rs. 1 Lac per month within the city of
account opening.
 Free cheque collection and payment anywhere across the
country.
 Free RTGS and NEFT transactions.
 Free 25 cheque leaves per month.
 Free 20 transactions of any type per month.
Roaming Current Account Classic

 This account with MAB of Rs 25,000 offers the following benefits:

Free cash deposit upto Rs. 2.5 Lacs per month within the city of
account opening.
Free cheque collection and payment anywhere across the
country.
Free RTGS and NEFT transactions.
Free 50 cheque leaves per month.
Free 50 transactions per month.
Roaming Current Account Premium

 This account with MAB of Rs 50,000 offers the following benefits:

Free cash deposit upto Rs. 5 Lacs per month within the city of
account opening
Free cheque collection and payment anywhere across the
country
Free RTGS and NEFT transactions
Free 100 cheque leaves per month
Free 100 transactions per month
Other Variants of Roaming account

Roaming Current Account Gold

Roaming Current Account Gold Plus
Roaming Current Account Platinum
Roaming Current Account Elite
Smart Business Current Account

A Smart Account that adjusts to your business needs!

Smart Business Account (SBA) is a unique current account

product from ICICI Bank that adjusts itself with your business
cycle. The product gives you the desired flexibility by linking
the free limits to the average balance you maintain in the
account. So the higher the average balance you maintain
the higher free limit you enjoy.
Smart Business Account Standard

 This unique current account product comes with host of benefits

and monthly free limits on maintaining a minimum Monthly Average
Balance (MAB) of only Rs. 25,000.
 Anywhere free cash deposit of upto 12 times the maintained MAB
or Rs. 1.2 Cr, whichever is lower.
 Free non cash transactions of up to 50 times the maintained MAB.
 Upto 200 free transactions of any type
 Upto 100 free cheque leaves.
 Unlimited free cheque payment and collections.
 Free internet banking and phone banking service.
Smart Business Account Gold
 This unique current account product comes with host of benefits
and monthly free limits on maintaining a minimum Monthly Average
Balance (MAB) of only Rs. 1,00,000.
 Anywhere free cash deposit of up to 12 times the maintained MAB
or Rs. 1.8 Cr, whichever is lower
 Up to 300 free transactions of any type
 Up to 300 free cheque leaves
 Doorstep Banking facilities such as Cheque pickup and cash pickup
facility at discounted rates
 Locker Facilities and Auto Loan with discounted offerings
Smart Business Account Platinum

 This unique current account product comes with host of benefits

and monthly free limits on maintaining a minimum Monthly Average
Balance (MAB) of only Rs. 5,00,000.
 Anywhere free cash deposit of up to 12 times the maintained MAB
or Rs. 2.5 Cr, whichever is lower.
 Up to 600 free transactions of any type.
 Up to 600 free cheque leaves.
 Doorstep Banking facilities such as free Cheque pickup facility and
discounted cash pickup facilityDiscounted setup charges for CMS
payments.
 Locker Facilities and Auto Loan with discounted offerings.
Made By : Tushar,Nitisha and Anil