Back-dated of Journal Voucher Removed.

Special Group Rates for particular Borrower category.

Multiple Field Investigators, Lawyers,Valuers option.
JV s cannot be passed beyond Previous month.
Printing of Bank Receipts, after save.
Chq Type Local, Outstation, Non-MICR,Chq on Demand.
Change in PCRI parameters, based on No of Dependants
In Disb Voucher, you can do adjustment only between 2 files (not more).
In Bank Receipt, Policy No should be entered, which should match with the Policy
No entered at Applcation Stage.
In Defaulters PEMI & EMI List, enter Total No of Installments also, in Summary.
In Transaction Listing Report, include User ID column.
In Loan Statement, give summary of Schemewise Summary Report.
In Loan Closure, enter date when Documents have been handed over
In Evaluation Sheet, in customer details enter CIBIL Score & Date.
PAN No is made mandatory (first 5 Alpha, next 4 Numeric, last Alpha)
Other ID requirements separated.
Groups for Special Schemes can be created for (a) Upto Certain Date, (b) Fixed V
ariation, (c) No Re-Set.
Disbursement Chq to capture the Payee Name and A/c No.
CIBIL Report PDF attached to file.
If system idle for 5 minutes, auto-matic Log Out.
The Recovery Charges is to be added to Fore-Closure Dues of NPA.
Fore-Closure letter should include only last month EMI & PEMI details.
Print to be activated as soon as Cash Receipt entered.
In PDC Entry, Print button added.
There should be category stating, whether customer is Govt Empl or Private Empl.
Additional Information Space is now increased to 5000 characters.
In case of NRI, Power of Attorney person s details to be entered.
In Disbursement Memo, list of Docs collected should be entered.
In Customer Services Report, List of Docs collected for each file given.
DSA Commission is calculated on Sanctioned Amount.
In Updation of Customer Details,option given for entry of 3 Mobile Nos, Landline
Nos & 3 E-Mail IDs
Demand Notice should show the Princ O/s + Int O/s + Penal Dues.
Report containing List of Files where LIC Maturity date is specified by user.
Journal Voucher When Chq is Returned, it should be reversed on
Current Date and effect also to be given on Current Date.
JV to have Double Authorization,If not done in 7 days, JV to be reversed automat
ically.
Name of Applicants to be entered in Capital Letters only.
Modifications made in Text of Offer Letter informing Customer of Locks in delaye
d Sanctions & Disbursements.
In DSA Billing Voucher, print the No of Cases in NPA and Amount.
Display Guarantor s PAN Card No in Evaluation Sheet.
In Status Report Close Loan button report should match with Status Report printou
t.
In KLI Coverage details, the Print Acknowledgement Letter can be re-printed, if
needed.
Differential Interest in case of previous month Chq Ret should be included only
in Outstanding Int only.
There should be a provision to Close All Files having 0 balances at one Click.
Provision to Reject Files in Current Year also, which have not been Disbursed.
In Property details, Agreement for Sale / Sale Deed Registration date field is r
equired.
Activation of Closed Files & Revival of Rejected files to be done by HO.
Passport No displayed in Eval Sheet.
Bank A/c Opn Date to be part of Bank Details.
In Application Entry Stage, system should display common matching records, as a
Pop Up Info Text Box only.
In Fore-Closure Cash Receipt ,Customer Name to be displayed.
In PDC- Posting, when Chq Amt is > than EMI O/s, then system should allow user t
o Adjust Excess Amt, to Other Dues or directly to Principal.
In Group Cheques, Chq Return charges should be proportionately divided between a
ll files.
In Re-Sale case, vendors bank account opening details shown.
Reports for Intimation of matured policy , to be generated
When generating the Disb Memo,a List of all Property related documents which have
been collected should be printed,and User should confirm same.
In Bank Book, show Bank Deposit Slip No.
Roles and Activities to be Re-vamped.
In PDC Voucher, Applicant s Tel Nos, should be included.
In a JV voucher, same file can be allowed to be debited or credited.
If JV has to be passed between 2 different files, then Block If File is Debited
& Non-File A/c Code is Credited. And Allow If File is Credited & Non-File A/c C
ode is Debited.
Person who Authorises a JV, should different from the person entering the JV.
In Self-Employed Cases, create field for Banker s Opinion.
New Report Created Quick Mortality Account Report where Default is 3 months.
List of Documents (as required by GICHF) to be stored in System.
In Property Details for New Property Cases Add fields
(a) Last Payment Receipt from Builder
(b) Possession Letter issued by Builder (c) Copy of Completion Certifica
te (d) Sale Deed.
List of Documents (as required by GICHF) to be stored in System.
In Property Details for New Property Cases Add fields
(a) Last Payment Receipt from Builder
(b) Possession Letter issued by Builder
(c) Copy of Completion Certificate
(d) Sale Deed.
In Property Details for Re-Sale
Cases Add fields (a) Last Payment
Receipt from Builder (b) Possession
Letter issued by Builder (c) Society
Share Certificate on Borrower s Name
(d) Sale Deed.
In case a Cheque Return Entry is Not Being Allowed (since there is no Cr balance i
n that Account Head) by the System, because of a JV passed.
Hence now, when the Cheque Return entry is made and such a problem occurs,
the system will Also Automatically, Reverse the earlier JV, which had debited th
at particular Account Head.