INVESTMENT CAPACITY

What is your estimated net worth?

Answer: 30,000 monthly/ 360,000 annually

How is your family’s situation?

Answer: Save Quite Regularly

How much minimal amount would like to risk for investing?

Answer: I would try half million

How would rate your investment knowledge?

Answer: know your risk tolerance and look for other investment options.

INVESTMENT PREFERENCE

What type of investment would you like?

Answer: PSSLAI (Public Safety Saving and Loan Association Incorporation), because
of high interest and your money is safe and secure.

What are your saving objectives?

Answer: Saving and Loan for future purposes

What about insurances?

Answer: I would really like to for security.
 Min. Maintaining Balance
PhP 1,000
Max. Deposit per Quarter Max. Capital Contribution
Account Balance
Regular Members: up to PhP 5,000,000
PhP 125,000
Associate Members: up to
PhP 75,000

SCHEDULE OF ACCEPTANCE OF DEPOSIT

1st Quarter 2nd Quarter 3rd Quarter 4th Quarter
1st 3 working days 1st 3 working days 1st 3 working days 1st 3 working day of
of January of April of July October

PREMIUM SAVINGS ACCOUNT

• Minimum Maintaining Balance is PhP 100.
• Minimum balance to earn interest is PhP 1,000.
Amount 0 to 2 withdrawals in a month More than 2
withdrawals in a
month
Below PhP 1,000.00 0 0
PhP 1,000 to PhP 99,999.99 2.00% 1.00%
PhP 100,000 to PhP 3.00% 1.50%
499,999.99
PhP 500,000 to PhP 4.00% 2.00%
1,499,999.99
PhP 1,500,000 to PhP 5.00% 2.50%
2,999,999.99
PhP 3,000,000 to PhP 7.00% 3.50%
12,999,999.99
PhP 13,000,000 to Php 8.00% 4.00%
22,999,999.99
PhP 23,000,000 & above 9.00% 4.50%
SUMMARY, CONCLUSION AND RECOMMENDATION

We save, basically, because we can't predict the future. Saving money can help you
become financially secure and provide a safety net in case of an emergency. Here are a few
reasons why we save: ... You will need money set aside for these emergencies to avoid going
into debt to pay for your necessities. Savings & Investment are two crucial elements of macro-
economics. The term Saving & Investment sometimes make us confusing & we use these terms
in interchangeably. So, concept of Saving & Investment should be cleared. Spending less on
consumption than available one’s disposable income called individual saving or simply saving.
It bears no risk or a slight of risk at all. It can be deposited in a bank or pension fund, buy a
business, pay down debt etc. The common element of saving is the claim on asset that can be
used to pay for future consumption. If there is return on the saving in the form of dividend,
interest, rent on capital gain there can be a net gain in individual saving and they in individual
wealth.
 INVESTMENT OBJECTIVES

What is your primary financial goals?

 Create an emergency Fund

 Get life insurance and disability income insurance
 Buying house and lot, save money

How do you expect your portfolio 5 years from now?

Answer:

With the income generated from your portfolio, you plan to:

Answer:

In how many years will you begin making withdrawals from your investment?

Answer: 5- 6 years
PROJECTIONas

LOAN TYPES TERMS LOAN AMOUNT LOAN

AMORTIZATION
EMERGENCY LOAN I yr. 500,000 46,250.00
2 yrs. 25, 416.62
3 yrs. 18,472.22
4 yrs. 15,416.67
5 yrs. 13, 541.67

SALARY LOAN 1 yr. 500,000 46,250.00

2 yrs. 25, 416.62
3 yrs. 18,472.22
4 yrs. 15,416.67
5 yrs. 13, 541.67

AFFORDALOAN 1 yr. 500,000 46,250.00

2 yrs. 25, 416.62
3 yrs. 18,472.22
4 yrs. 15,416.67
5 yrs. 13, 541.67

BACK TO BACK LOAN 1 yr. 500,000 46,250.00

2yrs 25, 416.62
3 yrs. 18,472.22
4 yrs. 15,416.67
5 yrs. 13, 541.67