Final

TECHNO-AGRI COOPERATIVE
Moalboal, Cebu
Submitted By:
Ando, Arniel Imperial, Markjay
Dinoy, Clinton Jimeno, Demil John
Divinagracia,Sarah Jane Pangcog, Lenilyn
Gador, Mary Joy Silvano, Marian
Gimenez, Daberly Uy, Regelyn
Habel, Heide Villanueva, Reil
Submitted To:
Mr. Adonis P. Delgado
Section 1: Executive Summary
1.1 Techno-Agri Cooperative is located in Moalboal, Cebu
owned by a group of people that works together and shared
the same needs and goals. Cooperative purpose is to
developed the skills and encourage the members production
and marketing.
1.2 Techno-Agri Cooperative performs something great that
is usually done by expensive devices. Investors are being
persuaded to work with in this endeavor putting this locally
produced products over those commercially produced ones.
It would be able to draw investor’s attention into putting up
into this business because it costs them less.
Grass mowing services is everybody’s deal nowadays.
This products comes in to solve grass problems. Getting
things done, such as mowing the lawns, garden and forms
could be the cooperative’s priority. This product is easy to
use and provide the same satisfaction as those high end
mowers.
Our line of services includes repair and maintenance of
the product since we offer service warranty for those who
avails commodity loan. The cooperative also sells body parts
of the product for easy repair and replacement of the
damage parts. And also for the convenience of the
customize orders that depends on the needs of the
consumers. Which only this cooperative in this area offers
such benefits.
1.3 Mission Statement of the Cooperative
To provide assistance among customers and members of
the cooperative in making use of the product.
To educate members of the cooperative about possible
enhancements the product can possibly be turned into.
To provide employment to those who are willing take part
in the evolution of this product.
To promote the ingenuity of Filipino inventors in producing
an equipment that is capable of competing globally.
To inspire the members and others about making
something out of recycled materials

Section 2: Company Description
2.1 We choose cooperative as a legal structure of our
business to pursue and share our goals we could not
achieve alone, we must work for the common good. A
cooperative is an independent association of women and
men united voluntarily to meet common social, cultural
needs and aspirations through a jointly owned and
democratically controlled enterprise. In this cooperative,
members joined to enjoy the benefits of group purchasing
and the empowerment of owning and controlling the
cooperative.
This cooperative was founded for us to be able to gain
and avail a fair share of risk and benefits. In the product that
we innovated each members shared the capitals that was
needed to produce its quality and share responsibilities on
endorsing and marketing the product. Several advantages of
cooperative are as follows;
A. Social utility- it promotes personal liberty, social justice
and mutual cooperation. Cooperative undertakings also
serve as a training ground for self-government.

B. Cheaper and better supply- Cooperative societies supply
better quality goods at cheaper rates.
C. Low operating costs- The office bearer of a cooperative
society offers honorary service. Therefore, cost of
management is low. Cash trading avoids bad debts and
there is no need to maintain huge stocks.
D. Democratic management- management of a cooperative
society is fully democratic. Every member has an equal vote
or voice irrespective of his capital contribution.
E. Open membership- any person having a common interest
can become members of a cooperative society and can
leave the society at his own pleasure.
F. Ease of formation- it is quite easy to form a cooperative
society. Little time and money required. The legal formalities
are every few and simple.
G. Limited Liability- the liability of every members is limited
to the extent of his share in the society’s capital. Therefore,
the risk faced by every member is limited and known.
H. Continuity and stability- after registration, a cooperative
society becomes legal entity. The death, insolvency of a
member does not affect its existence; therefore, it enjoys
continuity of operation.
I. Internal financing- a large part of the profit of cooperative
society is transferred to general reserve every year.
Therefore plugging back of profits facilities the expansion
and growth of the society.
J. State patronage- the government provides several
concessions to cooperative societies in the matter of taxes,
finance, etc. A cooperative society enjoys special privileges
and exemptions.
2.2 Bicycle had been a common vehicle before
machinery was widely introduced. Man nowadays wished to
have motorcycle rather than bicycle and that’s is the reason
it had been left. Only few are now using it, we can see a lot
of damage bicycle in the junkshops or in the backyards for
most bicycle owners refuse to repair it. In technical sense
bicycle had been very helpful to people with low income in
order for them to travel with less expenses or no expenses
at all although it certain great efforts to use.

2.3 Grass cutter/mower is used in agriculture for how
many decades in such different forms. Farmers have the
most need of this product for them to plant in an area without
grass. Gardeners or even landscaper who uses it was a
great help for them. Before this equipment come to its
existence there are different forms or devices that have
already been invented, produced and distributed all over the
market such as grass shears, grass manual cutter and
commercial mowers. Since we are in a country that gas is
difficult to afford, we need something that doesn’t need
gasoline. A grass cutter/mower in manual form but less cost.
Bicycle had been junked and metals in junkshops can be
into an innovated technology.
Bicycle Grass Mower is a product innovated by BSIT
students with the aim of providing good quality of equipment
that would help people out the expenses spent for mowing
service and to help farmers in cleaning the lands with less
expenses. It is both beneficial for the end-user and the
environment since the equipment does not emit any smoke
and it is a good form of exercise. With this, anybody the
knowledge on how to ride a bicycle can operate it, which
does not require that much skills. This product was made by
the use of junked metals, unused bicycle, tires that can be

found in some backyards and more junkshops. Welding
machines are also necessary to attain such high quality
product. The significance of this agricultural equipment can
be benefited by anyone who plant crops, vegetables or even
in the lawn of our house.
2.4 These different equipment served as an aspiration
why our device paved its way into production. This device
that we make may not be able to replace any of those
machines, but this can be a good option for you in doing
some task at a lower price. As of the moment the product is
not yet widely known for we still collects data and materials
on how to improve the machine.
2.5 The benefit of this product can be an asset to an
easy farming and in agricultural aspects. Since it is done
manually, farmers can save up instead of using gas. Grass
mower is significant in agriculture for it can remove grass
that is a burden to every land they cultivate. A form full of
grass can never be a good land to plant. With the help of this
product, the problem can be solve easily. As we have
discuss, it does not emit smoke so it would be an

environmental friendly device. It doesn’t need gas to operate
so it would be no hassle and no more add up expenses for
the users. In purchasing this product, it takes only one time
expenses and the only thing to do is to maintain its parts at
good condition after using it by keeping it clean and avoid
staining of the bicycle.
Section 3: Products and Services
3.1 Our product aims to give convenience to our
costumer in terms of moving service. And be able to inspire
and give knowledge about mowing less cost. Cooperative
that we have and the product that we innovated can be
beneficial to both members and consumers in such ways.
-Our cooperative always aim for the goodness of our
customers.
-Our cooperative offers as affordable products.
-This product can be used and helpful in agriculture.
-Farmers and Gardeners are the main target of this
product.
-The product can be used in the lawn, rice and corn fields
and grounds.
-No gasoline needed for this product.
-It has less maintenance needed.
-Using the product can also be a good exercise.
-It can do grass cutting/mowing less hassle.
-It can be repair without skills needed.
-This product is easy to clean.
-We produced it with good quality that can last up to
several years.
-This product is open for further innovation.
3.2 Our cooperative has certain advantages over other
business competitors. We exist and operates for the benefit
of our patron members. Since the members are also the
owner of the product and services, we also have the
financial interest in the success of our cooperative which is
agreed towards giving our full support and patronage. And
as cooperative members, all of us have a voice in the control
of the organization and therefore can supply the kind of
product/service we want. These advantages can be an asset
to a strong cooperative. Compared to other commercial
business, they have no claim on its patron except the good

will built up through pass service. Our cooperative has a
good leadership, trained members and products which is
globally competitive. It has greatest growth in helping every
member with the marketing and purchasing the products
that’s why we are selling products at a low price. Our
cooperative looks forward to expand in the future that will
greatly help to the people. We would offer better products,
lower costs and facilities and services at least as satisfactory
as those of others or even greater than those others. It can
help the members to increase the net returns and to
stimulate the production of the products of better quality. We
encouraged better trade practices and perform desired
services which other business could not profitably supply.
And in order for our cooperative to prospered we should
embrace self-reliance, quality among members and equality
in distribution of and access to the benefits. Education and
training could help maintain our standards of cooperative
professional and skills. Most importantly is to share
knowledge among our members and build a better
relationship.
3.3 Bicycle grass mower is a product with good
quality that we innovated. But the first question that comes to
your mind when you see the product is how it was made?
How long should it takes in making the product?
So here are some information on how it was made.
The first thing we did is we had a quick tour to a junkshop
and find an unused bicycle. After we bought it, we cut to
remove the small parts of the bicycle that has no use which
is located at the back portion. Then we customize the back
part of the bicycle by attaching two wheels behind by the use
of welding machine. To complete the bicycle, we went back
to the shop and buy the parts such as bearing, sprocket,
chain, steel, and blade. We also bought welding rod for
attachment purposes. First, we put the bearing inside the
hole of the metal pipe using the welding machine and next
we attached the sprocket to the bearing so that it could make
the rotation. After connecting the sprocket and bearing,
using the welding machine we attached the blade to the
back part of the bicycle where it could function of grass
cutter. We attached the chain manually so that as we pedal
the bicycle the blade would turn and cut the grass that
comes to its way. It is also important to put oil to the chain

for a smooth and easy rotation. It can also avoid stain to the
chain that leads to breaking. By finishing up the product, we
need to ensure that the bicycle grass mower is presentable
to the consumers. We bought two small cans of paint and we
painted it to our desired color. Overall we assemble and
produce the product at two days full time.
3.4 This product can be developed into a highly
innovated grass mower. Using the same material and lesser
expense, it can also be produced as bicycle grass/leaves
sweeper. Instead of using blades, we can put brooms at the
end of the bicycle. It can be convenient for the cleaning
inside or outside the house. Bicycle grass mower can also
be innovated into solar motor grass mower but we need to
higher the expense since we will be dealing with electronics
in order to achieve solar functions. We look forward to gather
more data and information for further innovation of the
product and to upgrade it into different agricultural
equipment. Like for example, this bicycle grass mower can
also be a bicycle land cultivator. With the use of junk or
unused bicycle and metals, we can make a less hassle and

easy to use than “carabaos”. With enough time of studying
and observation we could give our customers and quality
and more innovated product with the same face and the new
break trough of agriculture.
Section 4: Market Analysis
4.1 This are beneficial for farmers, lawn/garden
owners, or for those who work as grass cleaner and
landscape maintenance personnel. Cooperative should sell
the product inside the market place or in public markets. For
it is the center of all kinds of trades and business where
farmers deliver their goods/products for selling and for other
consumers who buy different product for their needs. Hence,
this product can be introduced to farmers or even home
owners in the market place easily because everyone visits
that place to seek products that can fit to their need and
could help them with their chosen works. Public market is an
area for economic activity or a meeting place of people for
the purpose of trade in which the buyers and sellers come

together and it will be the perfect place to promote and sell
our products.
4.2 Mechanical mowing become possible early in the 19th
century by an English noticed named Edwin Budding. While
working in a textile mill, Budding noticed a machine that was
used to shear the nap of velvet, which to Budding, was very
similar to his ever grown grass at home that he had to cut
with a scythe every Saturday afternoon instead of going
down to the pub and listening to reports of the soccer game.
The growing convenience awing to the availability of
technically advanced gardening products is expected to
propel the adoption of gardening as a hobby nowadays. In
the present gardening equipment industry, the lawn mowers
market is anticipated to witness significant growth over the
forecast period. This is accredited to the varied use of these
equipment across several applications. Bicycle grass
cutter/mower equipped lawn care tools have further made
gardening easier. Diving to the afore mentioned reasons,
gardening is gaining momentum, which is projected to spur
the product demand in the near future. The increasing
importance of landscaping coupled with backyard

beautification is also anticipated to trigger product sales. As
backyard cookouts and garden parties continue to become
more popular, it is anticipated that the demand for gardening
equipment will grow, thereby spurring the sale of lawn
mowers.
4.3 On the other hand, other business owners offers the
same product. They market the product well and be able to
show the benefits that the consumers can get by buying their
products. They also ensure the quality of the products they
innovated, but let’s say they don’t operate and make the
product for the benefits of their members rather than just to
gain profit alone and sell the products. Since our cooperative
aims to help each member and also serves as a training
ground for self-government, it foster self-help, thrift and
moral values. There is no discrimination made on the basis
of creed, religion or political affiliation. Our cooperative
enjoys special privileges and patronizing our products.
Cooperative was built with strong leadership, so each
member should be open minded to receive new ideas from
others and cooperate with new learning’s of doing things in a

cooperative manner. It also offers cheaper products, so we
can expect a lower profitable products unlike other business
competitors that offers higher price and can get higher profit.
Since we offer lower or cheaper price we can expect a low
operating costs and it does not maintain a huge stocks to
form this cooperative each member had put up a capital,
since the liability is limited to the extent of the share, the risk
faced is known and should be take by every members.

Questionnaire
1. How would you rate the physical appearance of the
bicycle grass mower? (10’s the higher)
1-3 4-6 6-8 9-10
2. How would you rate the costumers satisfactory of the
product? (10’s the highest)
1-3 4-6 6-8 9-10
3. Do you like the color of the product? If NO, what do you
suggest?
YES NO
4. In your own perspective, can this product really help to an
easy moving service?
YES NO
5. This product is the cheapest and easiest way of mowing
service.
Agree Disagree
Strongly Agree Strongly disagree

6. By the innovation of bicycle grass mower, can this help
boost the gardening equipment industry?
YES NO
7. Are you convinced that this product is in its high quality
level?
YES NO
8. Do you think this product will last for years?
YES NO
DATA ANALYSIS
1. How would you rate the physical appearance of the

bicycle grass mower?(10’s the highest)
10%
12%
9 to 10
46%
6 to 8
4 to 5
1 to 3
32%
2. How would you rate the customers satisfactory of the
product?(10’s the highest)
10%
28%
14%
9 to 10
6 to 8
4 to 5
1 to 3
48%
3.Do you like the color of the product? If NO, what can you
suggest?
6%
YES
NO
94%
4. In your own perspective, can this product really help to an
easy moving service?
NO
YES
5. This product is the cheapest and easiest way of mowing
service.
0%
18%
AGREE
DISAGREE
18% STRONGLY
AGREE
64% STRONGLY
DISAGREE
6. By the innovation of bicycle grass mower,can this help
boost the gardening equipment industry
2%
YES
NO
98%
7. Are you convinced that this product is in its high quality
level?
28%
NO
YES
72%
8.Do you think this product will last for years?
16%
YES
NO
84%
Section 5: Strategy and Implementation
5.1 Since we are operating in the province , we would like
to give a door to door demonstration of the product in order
for the customers to be motivated in buying and using it.
Agents from the cooperative will be going to different places
including mountainous areas where farmers, or even
mountain resorts and golf resorts and located to
demonstrate and advertise the product that can help their
moving easier. We would also promote our product on are
social media accounts for the demonstration on how to use
effective it is to use. Since almost everyone now is using
social media and online shopping. It would be easy for then
to inquire about the product we offer them and they could
only visit the store when purchasing and buying the product.
Our cooperative also offers delivery of the product whenever
someone orders from social media for their convenience.
With this, those people from for area will know our product.
They can also see fliers and posters in market places, roads
and other places can contact as with telephone and cell
phone numbers included in the fliers and posters.

5.2 We will be allocating budgets for the planned
advertising and promoting the product such as the expenses
of those sellers or agents who would be going different
places for door to door demonstration. Aside from honorary
benefits, will expense their transportation, meals and shacks.
We would charge for the delivery of the product when
costumers wanted a less haste of purchasing it. The product
will cost 450 pesos and will depend on the cost of materials
used if we will raise the prise or lower it. And also in
accordance wiyh the demand of the product in each
season.We will be selling parts of the mower at a lower price
than our competitors so that it will be easy for the consumers
to repair and replace some parts.
MATERIAL COSTING DURING FIRST PRODUCTION
Metals/bicycle body: 50.00
Tires: 20.00
Chain: 10.00
Sprocket: 20.00
Paint: 30.00
Paint brush: 5.00
Welding machine rent: 100.00
Product cost during sales in market: 450.00

5.3 Our cooperative will be producing his product in
accordance with the capital put up by the members. We will
purchase material from our canvassed suppliers. After the
material have been received the production will start and in
the process of 2-3 days the product is ready for selling, it will
be displayed in the store and stocked until it will be purchase
by the costumers. The purchasing of the product will depend
on the demand of the product. When half of the number of
the product is sold we will start another production. And
going is ready for selling and delivery.
5.4 The cooperative will allocate for the labor expenses in
the profit gain by the sold product. Since cooperative has it’s
excess fund, the allocation of the expense for labor is not a
problem. The profit gain from the product will be distributed
in a small percentage for each members benefits and for
other expenses. Our cooperative have assigned employee of
different functions. In the store, we assigned one (1) side
agent, one (1) cashier, one (1) treasurer, one (1) purchases
and, two(2) field agents.

The sales agent will be in the store from opening 8am-
closing 6pm to entertain costumers who visits the store and
answer their inquires. The cashier is in charge for the sales
of the store every day. The treasurer is in charge for all the
money matters of the cooperative and will be the one to
receive the money from the cahier of everyday sales.
The purchaser is in charge for the stock purchasing of
the store he/she should always be ware the number of
stocks available for the next purchasing. The two filed
agents are assigned to market and advertise the product
door to door from different places. This are the employees
needed for the selling of the products.
5.5 The cooperative operates from 8am to 5pm,
without lunch break since they can eat their lunch at the
store/inside the store. The selling ends at 5pm and they will
remit the money to the treasurer, check the receipts and log
out from duty. The office closed at exactly 6pm after all the
employees had reported especially those at fields.

Section 6: Organization and Management Team
6.1 ________
General Assembly
Kovel Oross Floramae Tapales Antonio Alferez
Andit Committee Board of Direction Election Committee
Chairman Secretary Vice Chairman
Ana Bastida Treasure

rr
Annalou Regidor
Education Training Committee Ethics committee Mediation & Con. Committee
Gil Reyes General Managers Rona Quimada
Richard Rodriquez
imada Ella Yap
Eleazar Salunoy
Donato Guane
imada Ronald Gabato
imada
Admin Membership & Accounting & Credit & Collection Branch
Division Marketing division Finance Division Division Operation
Jonas Iroy Kim Paracuelles Marlo Samlinoy Jovi Mandalones Darlene Gador
6.2 MEMBERS
1. Ando, Arniel
- 22 years old
- Welder of the product and assembler
- College Level
- Good in construction skills
Share Capital: 2,500
2. Imperial, Mark Jay
- 23 years old
- Dancer and champion of singing
- College Level
- Good in singing

3. Silvano, Marian
- 23 years old
- Cooking and singing
- College Level
- Good in cooking
4. Gimenez, Daberly
- 22 years old
- Selling products like sari-sari store
- College Level
- Good in drawing

5. Habel, Hiede
- 27 years old
- Cooking
- College Level
- Good in Cooking
6. Gador, Mary Joy
- 20 years old
- Singing
- College Level
- Good in singing and art

7. Pangcog, Lienielyn
- 22 years old
- Acting
- College Level
- Good in acting
8. Uy, Regelyn
- 27 years old
- cooking
- College Level
- Good in cooking

9. Dinoy, Clinton
- 20 years old
- Computer Technician
- College Level
- Good in editing
10. Gimeno, Demil John
- 21 years old
- Dedication
- College Level
- Good in Presentation

11. Cabahug, Ronnel
- 19 years old
- College Level
- Good in computer
12. Cabag, Anthony
- 21 years old
- College Level
- Willing to work under pressure

13. Sabac, Ma. Denny
- 20 years old
- College Level
- Good in arranging flowers
14. Pinsay, Cristopher
- 20 years old
- Innovative
- College Level
- Ability to create products

15. Padilla, Anna Mae
- 22 years old
- College Level
- Ability to multi-tasking
1. Israel Marie Tapales
-Board of Directors
-40 years old.
- Currently a teacher
-Graduate in USJR
-To ensure the company’s prosperity, by collectively
directing the company’s affair while meeting the appropriate
interest its share holds and stakeholders.
-currently assistant manager

2. Romelito Orosa
-Audit Committee
- Currently a policeman
-43 years old
-Policeman
-Graduate in CNU
-To manage and to provide leadership to the board of
directors of the company.
3. Antonio Alpa
-Election committee
-Vice chairman
-39 years old
- Currently a farmers
-responsibilities for supervising formal, assessment of the
board of directors.

4. Analyn Bastidanante
- Currently a secretary
-43 years old
-Housewife
-Graduate in UV
- To support the chairman in insuring the smooth functioning
the management committee
5. Anna Regidora
-Treasurer
- Currently a fisherman
-45 years old
-Graduate in CTU
- responsibilities for general financial oversight funding
fundraising and sales.

6. Gil Ryan Reyes
-Training committee
- Currently a businessman
-Graduate in CNU
-to ensure that the organization has a training policy and that
it is in line with the regulations as laid down by the skills
development act.
7. Richante Rodriguez
-39 years old
-Training committee
- Currently a investor
-Graduate in CNU
development act.

8. Donatoremon Guanella
-47 years old
-Training committee
- Currently a accountancy
-Graduate in CNU
development act.
9. Princessesa Engalinge
- Currently a Manager of fastfood
- Ethics Committee
- 29 years old
- Graduate in CTU
- helping to address value conflicts or uncertainties

10. Ronalyn Quimoda
- Currently a supervisor
- 33 years old
- Mediation & Collection Committee
- to assist and guide the parties toward their own resolution.
11. Ellamar Yapha
- Currently a teacher
- 28 years old
- to assist and guide the parties toward their own resolution

12. Ronaldino Gabato
- Currently a attorney
- 41 years old
- to assist and guide the parties toward their own resolution
13. Elemerr Salunoy
- General Manager
- Currently a Boss of Call Center Agent
- 40 years old
- Graduate in USJR
- to plan, coordinate and manage all business operations to
achieve corporate goals.

14. Jonnah Irog
- Currently a administrator
- 42 years old
-Graduate in UC
- to manage groups, coordinate with management and
engage planning according to needs of the company.
15. Kimberly Paracu
- Membership & Marketing Division
- 42 years old
- Graduate in UV
- the committee collaborates with division and interests
group to make sure everyone is getting the must out of their
membership.

16. Marley Sumalinog
- Membership & Marketing Division
-Treasurer
- 39 years old
- Graduate in UC
- to assist in the planning and control of accompanies
responsibility, centers such as decentralized departments
and division.
17. Joey Mandalones
- Credit and Collection Division
-Secretary
- 36 years old
- Graduate in Siliman University
- to notify or locate customers with delinquent, accounts and
attempts to secure payment using postal services telephone
and personal visit.

18. Aillen Gador
- Branch Operations Division
– businessman
- 35 years old
- Graduate in USC
- to audit facilities management of security issues
- to conduct meetings at least monthly, with the branch
operation manager.
List of Board Member
1. Oprah Winfrey
2. Richard Branson
3. Lakshmi Mittal
4. Azim Premji
5. Kumar Mangalam Birla
6. Arthur Blank
7. Michael S. Dell
List of Accountant
1.Marcos Sevilla
2. Sarah Reyes
3. Shiela Mae Go
4. Lea Yap
5. Carlo De Leon
6. Chris Rodriguez
7. Mark Anthony Tapales
List of Attorney
1. Atty. Rey Lacson
2. Atty. Michael Saavedra

Types of Membership Applied:
Regular Associate
Name: Flora Mae Tapales
Civil Status: Single Married
Separated Widowed
Date of Birth: July 12, 1990
Age: 40
Place of Birth: Poblacion Badian Cebu
Present address: Poblacion Badian Cebu
Religion: Roman Catholic
Highest Educational Attainment:
School Graduated: Graduate in USJR
Work Experience:
Position Name of Employer
merchant private owned
Address Inclusive Date
Poblacion badian
Residence Tel. No: Mobile phone #:
House Owner Ship: Owned Rented
Others specify:
Occupation/Livelihood :
Monthly Income:
5k-10k
15k
30k & above
In case of emergency: Please contact: Name:
Relationship: mother
Address: Banhigan Badian Cebu
Contact #:09202131411
Immediate Relatives/beneficiaries
Relationship Name Sex Age
Father Bonifacio Tapales Male 80
Mother Asencia Tapales Female 78

Spouse
Children
Skills and Expertise: 1 Dress Making
2. Cooking
3. Sewing
Favorite Sports/ hobbies: 1.volleyball
2.
Share Capital: 2,500 pesos

Regular Associate
Name: Rowel Ores
Separated Widowed
Date of Birth: December 2,
Age: 43 years old
Place of Birth: Moalboal, Cebu
Present address: Moalboal, Cebu
School Graduated: Graduate in CNU
Work Experience:
Company Electric Mentainance Global Marketing Inc.
Mandaue City Cebu March 10, 2000-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: wife
Address: Moalboal, Cebu
Contact #: 09971234561
Father Narciso Ores male 79
Mother Julia Ores female 79
Spouse Jen Ores female 40

Children none
Skills and Expertise: 1. Cooking
2. Carpentry
Favorite Sports/ hobbies: 1. Basketball
2.Reading
Share Capital: 5,000.00

Regular Associate
Name: Antonio Alferez
Separated Widowed
Date of Birth: July 1,
Age: 39 years old
Place of Birth:
School Graduated: In CNU
Work Experience:
Teacher
Badian, Cebu
Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Wife
Address:Badian, Cebu
Contact #: 0939234611
Father DECEASED
Mother DECEASED
Spouse Maria Sarah Alferes
Children: Marah Alferes
Skills and Expertise: 1. Dancing
2. computer literate
Favorite Sports/ hobbies: 1. Badminton
2. Basketball

Regular Associate
Name: Ana Bastida
Separated Widowed
Date of Birth: June 5,
Age: 42 years old
Place of Birth: Cebu City
School Graduated: In UV
Work Experience:
none

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Husband
Address: Badian, Cebu
Contact #: 09901287651
Father DECEASED
Mother DECEASED
Spouse Procopio Bastida 45

Children
2. washing
3. singing
2. chess

Regular Associate
Name: Annalou Regidon
Separated Widowed
Date of Birth: July 4
Age: 45 years old
Place of Birth: Moalboal, Cebu
Present address: Moalboal Cebu
School Graduated: In CTU
Work Experience:
Sales Agent Globe Telecom
Asia Town I.T Park June 1, 2010- 2016

Others specify:
Occupation/Livelihood:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Sister
Address: Badian, Cebu
Contact #: 092398765123
Father Lino Sandin Male 68
Mother Ana Sandin Female 70

Spouse Emir Regidon 45
Children Mae Regidon
2. Sewing
3. Baking
Favorite Sports/ hobbies: 1. planting
2. Reading

Regular Associate
Name: Gil Reyes
Separated Widowed
Date of Birth: June 1
Age: 45 years old
Place of Birth: Badian, Cebu
School Graduated: High School Graduate
Work Experience:
House Helper
Lapu-Lapu January 20, 2014- 2017

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Address: Badian Cebu
Contact #: 09978645322
Father Inocencio Reyes Male 80
Mother Juliana Reyes Female 76

Spouse
Children
Skills and Expertise: 1. carpentry
2. Welding
2. volleyball
3. Basketball

Regular Associate
Name: Richard Rodriguez
Separated Widowed
Date of Birth: January 5,
Age: 39 years old
School Graduated: High School
Work Experience: none
none

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Father
Address: Crisincio Rodriguez
Contact #:09121245812
Father Crisincio Rodriguez 75
Mother Olivia Rodriguez 73

Spouse
Children
2. welding
2. Basketball
Share Capital:,3,000.00 pesos

Regular Associate
Name: Jerome Bormeo
Separated Widowed
Age: 42 years old
Place of Birth:Moalboal
School Graduated: USC
Work Experience:
Manager Mcdo
Moalboal Cebu
Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship:Wife
Address:Moalboal Cebu
Contact #:09558574139
Immediate Relatives/benificiares
Father Inosentes Bormeo 82
Mother Flora Bormeo 80
Spouse Gelyn Bormeo 40

Children Analyn Bormeo
Skills and Expertise: 1. Accounting
2.
3.
2.Lawn Tennis
Share Capital:25,000.00
Regular Associate
Name: Donato Guane
Separated Widowed
Date of Birth: February 21,
Age: 35 years old
School Graduated: In
Work Experience:
Welder QM Builders
Dumanjug Cebu

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Wife
Address:Badian Cebu Contact #:
Father Floro Guane 79
Mother DECEASED
Spouse Ana Mari Guane
Children Sheila Guane

Skills and Expertise: 1. welding
2.
Favorite Sports/ hobbies: 1. Soccer
2.Dancing

Regular Associate
Name: Princess Ensaling
Separated Widowed
Date of Birth: March 5,
Age: 29 years old
Place of Birth:
Work Experience:
Teacher
Badian Cebu
Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Mother
Address: Badian Cebu Contact #:
Father DECEASED
Mother Mercedes Ensaling 65
Spouse
Children
2. Singing
3.
Favorite Sports/ hobbies: 1.Writing Novel
2.
Regular Associate
Name: Rona Quimada
Separated Widowed
Date of Birth: April,2
Age: 33 years old
Place of Birth: Badian Cebu
School Graduated: High School
Work Experience:
none

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship : Husband
Contact #:
Father DECEASED
Mother DECEASED
Spouse Roberto Quimada
Children
2.
3.
2.
Regular Associate
Name: Ella Yap
Separated Widowed
Date of Birth: January,4
Age: 28 years old
School Graduated: In UC
Work Experience:
Call center agent Accenture Phil.
Osmena Blv.Cebu City July 2, 2009- 2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Address: Badian cebu
Contact #: 09272304444
Father Mark Yap 45
Mother Shenna Yap 43
Spouse
Children
2. Designing
3. writing
Favorite Sports/ hobbies: 1. chess
2.badminton
3. volleyball

Regular Associate
Name: Ronald Gabato
Separated Widowed
Date of Birth: February 3,
Age: 41 years old
Place of Birth:
School Graduated: In UC
Work Experience:
Police Alegria Police station
Alegria cebu 2014-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
In case of emergency: Please contact:
Relationship: wife
Contact #: 09271144567
Father DECEASED
Mother DECEASED
Spouse Anne Gabato 40

Children Ronna Gabato 20
Skills and Expertise: 1. Drawing
2. Sketching
3. land scape
2. lawn tennis
Regular Associate
Name: Eleazar Salunoy
Separated Widowed
Date of Birth: April 10,
Age: 40 years old
Place of Birth: Moalboal Center
School Graduated: In USJR
Work Experience:
supervisor wilkris appliance
Moalboal cebu march 2 2013-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship :Brother
Contact #: 09238989034
Father DECEASED
Mother Maria Salunoy Female 79

Spouse Samanta Salunoy 39
Children Errah Salunoy 17
Skills and Expertise: 1. carpentry
2. drawing
3.
Favorite Sports/ hobbies: 1. Soccer
2. basketball
3 volleyball

Regular Associate
Name: Jonas Irog
Separated Widowed
Age: 39 years old
Highest Educational Attainment: Computer
Work Experience:
Teacher Moalboal Cental School
Moalboal cebu 2004-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: husband
Address: Moalboal Cebu
Contact #: 09951239071
Father Bonnie Irog Male
Mother DECEASED
Spouse Jonna Irog Female 8
Children joan irog 10
Skills and Expertise: 1.Computer
2. reading
3. dancing
Favorite Sports/ hobbies: 1. Table Tennis
2.chess

Regular Associate
Name: Marlo Sumaling
Separated Widowed
Age: 39 years old
Work Experience:
MedTech Badian District Hospital
Badian cebu 2011-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: father
Address: Banhigan badian
Contact #: 09172390473
Immediate Relatives/benificiares
Father Analito Sumaling 79
Mother Aminacia Sumaling 75
Spouse Tanya Sumaling 35

Children Anya Sumaling 11
Skills and Expertise: 1. gardening
2.carpentry
3.
2. soccer
3. tennis

Regular Associate
Name: Jovi Mandalones
Separated Widowed
Age: 36 years old
Work Experience:
Engineer AIM techno Inc.
Cebu city 2010-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Wife
Address :Badian Cebu
Contact #: 09172233894
Father DECEASED
Mother DECEASED
Spouse Abby Mandalones 34

Children Shenna Mandalones
Skills and Expertise: 1.Cooking
2. welding
3.computer
2.volleyball

Regular Associate
Name: Darlene Gador
Separated Widowed
Date of Birth: July 19,
Age: 35 years old
Work Experience:
Farmer Owned
Moalboal

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: sister
Address: Moalboal Cebu
Contact #: 09331289345
Father DECEASED
Mother DECEASED
Spouse Demetrio Gador 49

Children Sentina Gador 21
2.sewing
3 laundry
Favorite Sports/ hobbies: 1.laundry
2.planting

Regular Associate
Name: Floralyn Benerato
Separated Widowed
Date of Birth: July 12, 1990
Age: 40
Work Experience:
Farmer Private owned
Poblacion badian
Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Mother
Address: Banhigan Badian Cebu
Contact #:09202131411
Father Bonifacio benerato Male 80
Mother Asencia benerato Female 78

Spouse
Children
Skills and Expertise: 1 Dress Making
2. Cooking
3. Sewing
Favorite Sports/ hobbies: 1.volleyball
2.
Share Capital: 5,000 pesos

Regular Associate
Name: Jovi ann Mandalones
Separated Widowed
Age: 32 years old
Work Experience:
nurse chonghua
Cebu city 2010-2018

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Relationship: Husband
Contact #: 09172233894
Father DECEASED
Mother DECEASED
Spouse Julius Mandalones 36

Children Shella Mandalones
Skills and Expertise: 1.Cooking
2. welding
3.computer
2. volleyball

Regular Associate
Name: Marlita Sumaling
Separated Widowed
Age: 40 years old
Work Experience:
Head Nurse Badian District hospital

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Contact #: 09172390473
Spouse mundo Sumaling 35

Children Anyenda Sumaling 9
2. carpentry
3.
2. soccer
3. tennis

Regular Associate
Name: Marla Sumaling
Separated Widowed
Age: 45 years old
Work Experience:
Head teacher badian central school

Others specify:
Monthly Income:
5k-10k
15k
30k & above
Contact #: 09172390473

Spouse segisdado Sumaling 35
Children Aryana Sumaling 9
2.
3.
2. chess
3. tennis
Total declared Share Capital:
500,000 pesos
SALES FORECAST
January
Product Unit Sale Unit Price Sales
Bicycle Mower 150 450.00 67,500
Tires 50 150 7,500
Blade 40 100 4,000
Chain 50 60 3,000
Sprocket 60 35 2,100
Grass Scissor 80 200 16,000
Grass Wreck 70 250 17,500
TOTAL 500 117,600

SALES FORECAST
February
Product Unit Sale Unit Price Sale
Bicycle Mower 155 450 69,750
Tires 55 149 8,195
Blade 42 99 4,158
Chain 56 60 3,360
Spracket 62 35 2,170
TOTAL 524 121,900

SALES FORECAST
March
Tires 50 150 75,000
Blade 50 100 5,000
Chain 55 60 3,300
TOTAL 578 213,255

SALES FORECAST
April
Tires 52 150 7,800
Blade 49 100 4,900
Chain 59 60 3,540
TOTAL 572 138,110

SALES FORECAST
May
Bicycle Mower 157 455.5 68,780.00
Tires 49 150 7,350
Blade 50 99 4,950
Chain 61 60 3,660
Grass Wreck 75 250.5 18,788
TOTAL 123,158
SALES FORECAST
June
Tires 50 150 7,500
Blade 40 100 4,000
Chain 50 60 3,000
TOTAL 500 117,600

SALES FORECAST
July
Tires 56 150 8,400
Blade 43 100 4,300
Chain 57 60 3,420
TOTAL 531 123,325

SALES FORECAST
August
Tires 55 155 8,525
Blade 50 105 5,250
Chain 60 65 3,900
TOTAL 578 136,315

SALES FORECAST
September
Tires 50 155 7,750
Blade 51 105 5,355
Chain 62 65 4,030
TOTAL 541 123,535

SALES FORECAST
October
Unit
Product Sale Unit Price Sale
Tires 84 150 12,600
Blade 76 100 7,600
Chain 82 65 5,330
TOTAL 665 144,890

SALES FORECAST
November
Tires 81 155 12,555
Blade 75 100 7,500
Chain 86 60 5,160
TOTAL 623 135,260

SALES FORECAST
December
Tires 89 150 13,350
Blade 77 99 7,623
Chain 85 60 5,100
TOTAL 661 140,808

INCOME STATEMENT
JANUARY
Sales 117,600
Less: Cost of Goods Sold
Merchandise Inventory Beginning 50,000
Add. Purchases 28,000
Total Goods Available for Sale 78,000
Less :Merchandise Inventory End 20,134
Total Cost of Sales 57,686
Gross Income Sales 59,914
Less: Operating Expenses

Supplies 1,486
Salaries 28,315
Bonus 4,000
Miscellaneous 1,000
Light and Water 4,313
Rental 5,000
Social Service 1,500
Telephone 800
Development Plan 3,000
SSS/Phil health 2,300
Total Expenses 51,714
Net Surplus 8,200

INCOME STATEMENT
FEBRUARY
Sales 121,900
Less: Merchandise Inventory End 21,283

Supplies 2,108
Salaries 28,315
Bonus 4,100
Miscellaneous 1,500
Rental 5,000
Telephone 800
Net Surplus 10,855

INCOME STATEMENT
MARCH
Sales 213,255
Supplies 2,100
Salaries 30,500
Bonus 4,500
Miscellaneous 2,500
Rental 5,000
Telephone 800
Net Surplus 82,876

INCOME STATEMENT
APRIL
Sales 138,110
Supplies 2,000
Salaries 30,210
Bonus 4,500
Miscellaneous 2,020
Rental 5,000
Social Service 500
Telephone 800
Seminar Training 5,000
Net Surplus 14,780

INCOME STATEMENT
MAY
Sales 123,158
Supplies 2,010
Salaries 30,210
Bonus 3,000
Miscellaneous 1,500
Rental 5,000
Telephone 800
Net Surplus 8,565

INCOME STATEMENT
JUNE
Sales 117,600
Supplies 2,000
Salaries 30,000
Bonus 3,000
Miscellaneous 1,500
Rental 5,000
Telephone 800
Net Surplus 6,625

INCOME STATEMENT
JULY
Sales 123,325
Supplies 2,500
Salaries 30,305
Bonus 3,150
Miscellaneous 1,700
Rental 5,000
Social Service 500
Telephone 800
Net Surplus 8,169

INCOME STATEMENT
AUGUST
Sales 136,315
Supplies 2,000
Salaries 30,300
Bonus 3,000
Miscellaneous 1,500
Rental 5,000
Social Service 900
Telephone 800
Net Surplus 19,520

INCOME STATEMENT
SEPTEMBER
Sales 123,535
Supplies 3,000
Salaries 30,400
Bonus 4,500
Miscellaneous 1,500
Rental 5,000
Social Service 500
Telephone 800
3,816
Net Surplus
INCOME STATEMENT
OCTOBER
Sales 144,890

Supplies 3,000
Salaries 30,800
Bonus 4,100
Miscellaneous 2,000
Rental 5,000
Telephone 800
Seminar/Training 10,000
Net Surplus 12,235

INCOME STATEMENT
NOVEMBER
Sales 135,260
Less :Merchandise Inventory End 21,000

Supplies 3,200
Salaries 30,100
Bonus 4,000
Miscellaneous 2,100
Rental 5,000
Telephone 800
Seminar/Training 6,500
Net Surplus 3,230

INCOME STATEMENT
DECEMBER
Sales 140,808
Supplies 2,500
Salaries 30,000
Bonus 10,000
Miscellaneous 1,500
Rental 5,000
Telephone 800
Net Surplus 12,908

Income Statement
First Quarter
Sales 452,755
Less :Cost of Goods Sold
Merchandise Inventory beginning 155,000

Grass Income Sales 264,503
Supplies 5,694
Salaries 81,130
Bonus 12,600
Miscellaneous 5,000
Light & water 14,348

Rental 15,000
Telephone 2,400
SSS/ Phil health 7,900
Net Surplus 101,931

Income Statement
Second Quarter
Sales 378,868

Supplies 6,010
Salaries 90,420
Bonus 10,500
Miscellaneous 5,020
Rental 15,000
Telephone 2,400
Seminar/training 5,000
Net Surplus 29,970

Income Statement
Third Quarter
Sales 383,175
Merchandise Inventory
beginning 150,300
Total Goods Available for
Sale 251,300
Less: Merchandise Inventory
End 64,111
Less :Operating Expenses

Supplies 7,500
Salaries 91,005
Bonus 10,650
Miscellaneous 4,700
Rental 15,000
Telephone 2,400
Seminar/training
Net Surplus 31,505

Assets
Cash on hand 80,450.65
Petty cash fund 5,000.00
Change fund 8,500.00
Cash in the bank-PS bank 100,058.67
Cash in the bank-Land bank 90,108.12
Store account 50,194.50
Loan receivable 85,148.09
Advances Rental 30,000.00
Investment-Nahhco 50,000.00
Vehicle/truck 120,600.00
Furniture’s 40,179.75
Machines 20,568.51
Appliances 15,247.08
Office equipment 20,492.54
Tools for production 22,332.98
Total assets 738,880.89
Liabilities
With Holding Tax 2,559.16
Patronage refund 25,381.60
Retirement fund 90,210.85
Accounts payable 60,615.45
Community development fund 36,433.70
Grants and donation 23,640.13
Total liabilities 238,880.89
Net Worth 500,000

Income Statement
Fourth Quarter
Sales 420,598
Seminar/training 71,525
Less :Operating Expenses

Supplies 8,700
Salaries 90,900
Bonus 18,100
Miscellaneous 5,600
Rental 15,000
Telephone 2,400
Seminar Training 16,500
Net Surplus 28,373

THE PRODUCT:
THE MAKER
BSIT-3D

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TECHNO-AGRI COOPERATIVE

1.1 Techno-Agri Cooperative is located in Moalboal, Cebu

owned by a group of people that works together and shared

the same needs and goals. Cooperative purpose is to

developed the skills and encourage the members production

1.2 Techno-Agri Cooperative performs something great that

is usually done by expensive devices. Investors are being

persuaded to work with in this endeavor putting this locally

produced products over those commercially produced ones.

It would be able to draw investor’s attention into putting up

into this business because it costs them less.

Grass mowing services is everybody’s deal nowadays.

This products comes in to solve grass problems. Getting

things done, such as mowing the lawns, garden and forms

could be the cooperative’s priority. This product is easy to

use and provide the same satisfaction as those high end

the product since we offer service warranty for those who

avails commodity loan. The cooperative also sells body parts

of the product for easy repair and replacement of the

damage parts. And also for the convenience of the

customize orders that depends on the needs of the

consumers. Which only this cooperative in this area offers

1.3 Mission Statement of the Cooperative

To provide assistance among customers and members of

the cooperative in making use of the product.

To educate members of the cooperative about possible

enhancements the product can possibly be turned into.

To provide employment to those who are willing take part

in the evolution of this product.

To promote the ingenuity of Filipino inventors in producing

an equipment that is capable of competing globally.

To inspire the members and others about making

something out of recycled materials

2.1 We choose cooperative as a legal structure of our

business to pursue and share our goals we could not

achieve alone, we must work for the common good. A

cooperative is an independent association of women and

men united voluntarily to meet common social, cultural

needs and aspirations through a jointly owned and

democratically controlled enterprise. In this cooperative,

members joined to enjoy the benefits of group purchasing

and the empowerment of owning and controlling the

This cooperative was founded for us to be able to gain

we innovated each members shared the capitals that was

needed to produce its quality and share responsibilities on

endorsing and marketing the product. Several advantages of

cooperative are as follows;

A. Social utility- it promotes personal liberty, social justice

and mutual cooperation. Cooperative undertakings also

serve as a training ground for self-government.

better quality goods at cheaper rates.

C. Low operating costs- The office bearer of a cooperative

society offers honorary service. Therefore, cost of

management is low. Cash trading avoids bad debts and

there is no need to maintain huge stocks.

D. Democratic management- management of a cooperative

society is fully democratic. Every member has an equal vote

or voice irrespective of his capital contribution.

E. Open membership- any person having a common interest

can become members of a cooperative society and can

leave the society at his own pleasure.

F. Ease of formation- it is quite easy to form a cooperative

society. Little time and money required. The legal formalities