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31-10-2019

Quote No : q9tr7v16xmxfj

Illustration for your HDFC Life Click 2 Protect 3D Plus

This is the official illustration issued by HDFC Life Insurance Company Limited. Illustration of any other type is not supported by the company.

Your details

Name: SADA

Age last Birthday: 44


Gender: Male

Your Policy details

HDFC Life Income Benefit on Accidental


Details: HDFC Life Click 2 Protect 3D Plus
Disability Rider

UIN: 101N115V04 101B013V02

Policy Term: 41 year(s) 31 year(s)

Premium Payment Term: 41 year(s) 31 year(s)

Premium Frequency: Annual

Plan Option Chosen: Income Option Not Applicable

Lumpsum: 10000000 Not Applicable

Initial Annual Income: 600000 Not Applicable

Income Period: 20 year(s) Not Applicable

Level/Increasing Increasing Income Not Applicable

Income Increase Rate: 5% p.a. Not Applicable

Top Up Option: Y Not Applicable

Top Up Rate: 10% Not Applicable

Rider Sum Assured: Not Applicable 1000000

Policy Year 1: Premium Exclusive of Taxes: 57281 261

Taxes: 10311 47

Policy Year 1: Premium Inclusive of Taxes: 67592 308

Total Premium Inclusive of Taxes: 67900

Next Premium Due Date: 31-Oct-2020

Premium Payment Method: -

Illustration Of Future Benefits

Illustrative Benefits on Death under HDFC Life Click 2 Protect 3D Plus

Death Benefit is the sum of:

Sum Assured on Death


Additional Benefits

Sum Assured on Death is the highest of:

10 times Annualised Premium


105% of Total Premiums Paid
Guaranteed Sum Assured on Maturity
Absolute amount assured to be paid on death

Where,

Additional Benefits = Nil


Guaranteed Sum Assured on Maturity = Nil
Absolute amount assured to be paid on death = Sum Assured (i.e. Absolute amount chosen by the policyholder at inception) which is,
Total of:
Amount of lump sum,if any
All monthly incomes

Death Benefit
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
Lumpsum Annual Income Benefit Payable Total Income Benefit Payable

1 44 57281 57281 10000000 600000 17700000 NA


2 45 62682 119963 11000000 660000 19470000 NA

3 46 68441 188404 12000000 720000 21240000 NA

4 47 74554 262958 13000000 780000 23010000 NA


5 48 81041 343999 14000000 840000 24780000 NA

6 49 87915 431914 15000000 900000 26550000 NA

7 50 95194 527108 16000000 960000 28320000 NA


8 51 102907 630015 17000000 1020000 30090000 NA

9 52 111076 741091 18000000 1080000 31860000 NA


Death Benefit
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
Lumpsum Annual Income Benefit Payable Total Income Benefit Payable

10 53 119728 860819 19000000 1140000 33630000 NA

11 54 128894 989713 20000000 1200000 35400000 NA


12 55 138601 1128314 21000000 1260000 37170000 NA

13 56 148688 1277002 22000000 1320000 38940000 NA


14 57 159368 1436370 23000000 1380000 40710000 NA

15 58 170674 1607044 24000000 1440000 42480000 NA

16 59 182655 1789699 25000000 1500000 44250000 NA


17 60 195362 1985061 26000000 1560000 46020000 NA

18 61 208972 2194033 27000000 1620000 47790000 NA

19 62 223603 2417636 28000000 1680000 49560000 NA


20 63 239429 2657065 29000000 1740000 51330000 NA

21 64 256590 2913655 30000000 1800000 53100000 NA

22 65 275287 3188942 31000000 1860000 54870000 NA


23 66 275287 3464229 31000000 1860000 54870000 NA

24 67 275287 3739516 31000000 1860000 54870000 NA


25 68 275287 4014803 31000000 1860000 54870000 NA

26 69 275287 4290090 31000000 1860000 54870000 NA

27 70 275287 4565377 31000000 1860000 54870000 NA


28 71 275287 4840664 31000000 1860000 54870000 NA

29 72 275287 5115951 31000000 1860000 54870000 NA

30 73 275287 5391238 31000000 1860000 54870000 NA

31 74 275287 5666525 31000000 1860000 54870000 NA


32 75 275287 5941812 31000000 1860000 54870000 NA

33 76 275287 6217099 31000000 1860000 54870000 NA

34 77 275287 6492386 31000000 1860000 54870000 NA

35 78 275287 6767673 31000000 1860000 54870000 NA

36 79 275287 7042960 31000000 1860000 54870000 NA

37 80 275287 7318247 31000000 1860000 54870000 NA


38 81 275287 7593534 31000000 1860000 54870000 NA

39 82 275287 7868821 31000000 1860000 54870000 NA

40 83 275287 8144108 31000000 1860000 54870000 NA

41 84 275287 8419395 31000000 1860000 54870000 NA

Illustrative Benefits on Diagnosis of Terminal Illness under HDFC Life Click 2 Protect 3D Plus
Same as "Illustrative Benefits on Death" above.
In the event of the earlier of (a) unfortunate deathT&C5 or (b) diagnosis of Terminal Illness of the life assured during the policy term and if all due premiums have been paid, the above
mentioned Death Benefit will be paid to the nominee.Upon this payment, the policy terminates and no further benefit is payable.

Illustrative Benefits on Accidental & Total Permanent Disability (ATPD) under HDFC Life Click 2 Protect 3D Plus
All future premiums payable under the plan will be waived.

Illustrative Benefits on Surrender under HDFC Life Click 2 Protect 3D Plus


Your Plan does not provide any surrender benefit.

Illustrative Benefits on Maturity under HDFC Life Click 2 Protect 3D Plus


Your Plan does not provide any maturity benefit.

Illustrative Benefits on Accidental & Total Permanent Disability (ATPD) under HDFC Life Income Benefit on Accidental Disability Rider
This rider provides a regular monthly income equal to 1% of Rider Sum Assured for a fixed period of 10 years

TERMS AND CONDITIONS

1. This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click 2 Protect 3D Plus policy & HDFC Life
Income Benefit on Accidental Disability Rider . These illustrations must be read in conjunction with the sales literature, which describes the features of this product.The values
shown are for illustration only.
2. All benefits under this Product are guaranteed, provided all premiums are paid,when they are due.
3. All amounts are in Indian Rupees.
4. The Premium stated above is based on the information provided. They may vary as a result of underwriting.
5. For details on the above benefits, please read the Product Brochure.
6. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to premium and/or charges.
7. Tax will be deducted at the applicable rate from the payments made under the policy, as per the prevailing provisions of the Income Tax Act, 1961.

I____________________________________ , hereby confirm that I have read and understood the above benefit illustration before entering into the contract.

Proposer's Signature / Thumb Impression :


Date:
Place:
Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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