Sbi Mutual Fund

SBI Mutual Fund
SBI Mutual Fund offers an entire range of investment solutions covering

investors’ across risk profiles. It provides mutual fund across categories including
equity, debt, tax-saving, hybrid and fund-of-funds.
This article about SBI Mutual Fund covers the following:
1. What are SBI Mutual Funds?

2. How to Invest in SBI Mutual Funds?
3. Process and Documents required to invest in SBI Mutual Funds via
ClearTax
4. Top 5 SBI Mutual Funds
5. SBI Equity Funds
6. SBI Tax Saving Funds
7. SBI Debt Funds
8. SBI Hybrid Funds
9. About SBI Mutual Funds
10.Best SBI Mutual Fund Schemes
1. What are SBI Mutual Funds?

The SBI Mutual Fund Trustee Company Private Limited was constituted as a
Trust under the provisions of the Indian Trust Act 1882. It is registered with the
Securities and Exchange Board of India (SEBI). SBI Mutual Fund is a joint
venture between the State Bank of India and Amundi, a European asset
management company which is a subsidiary jointly created by Crédit Agricole
and Société Générale. The corporate headquarter of the SBI Mutual Fund, which
is India’s largest bank sponsored mutual fund, is based out of Mumbai. It is also
the first bank-sponsored fund that launched an offshore fund, Resurgent India
Opportunity Fund.
2. How to Invest in SBI Mutual Funds?

Investing in SBI Mutual Funds has been made simpler than ever before whether
you are a seasoned investor or a novice in this area. You can visit ClearTax to
choose from a list of handpicked funds that are curated keeping in mind the risk
profile and investment objective of investors. With ClearTax, you can be assured
of a hassle-free quick process of selecting any product from your favourite fund
house – SBI Mutual Fund, with just one KYC formality that will take not more
than 7 minutes of your time.ClearTax simplifies investing for you so that you can
make better and wiser decisions.
The process is very simple on ClearTax.
Step 1: Select the fund(s) and the amount you want to invest every month
Step 2: Provide your details
Step 3: Make payment and you are done
3. Process and Documents required to invest in SBI Mutual Funds via

ClearTax
Money laundering and corruption can cripple the economy and the stability of
our country. Here, Know Your Customer (KYC) and In-Person Verification
(IPV) can help a financial institution significantly. However, ClearTax doesn’t
believe in inconveniencing their investors. So they have enabled a way to do KYC
in a quick and simple way. What’s more, if investing via ClearTax Invest, the
investor needs to do it only once for their first investment. KYC is necessary for
all fund houses. If you are investing through ClearTax, you need to do your KYC
just once. The same KYC will be used for all further investments.
KYC verification through ClearTax is a very simple process. You can verify
by:
i. Using OTP sent to your Aadhaar-registered mobile number
ii. By uploading photos/scans of the required documents
ID Proofs: You can submit Xerox copy of PAN Card, Passport, Aadhaar
Card, Voter ID or Driving License. Other central government approved
documents like NREGA job card are also accepted.
Residential proofs: You can submit the same ID proof (except PAN), if the
address on it is your current residential address. Rental/lease agreement, most
utility bill and ration card can also serve the purpose. If your permanent address
and correspondence address are not the same, then submit proof for both.
4. Top 5 SBI Mutual Funds
Top 5 SBI Mutual Funds 1yr 3y 5y 10yr

r r
SBI Arbitrage Opportunities Fund (Hybrid: 6.06 5.9 7.1 7.14

Arbitrage) 2 6
SBI Banking & Financial Services Fund-Regular 16.1 18. – –

Plan (Equity Banking) 74
SBI Bluechip Fund (Equity large Cap) 9.86 11. 17. 11.33
48 25
SBI Consumption Opportunities Fund (Equity 28.2 19. 17. 22.03
FMCG) 6 43 68
SBI Dynamic Asset Allocation Fund (Hybrid 10.3 9.5 –

Asset Allocation Fund) 6 8
5. SBI Equity Funds

SBI Equity Funds are curated for long-term capital appreciation through
investment in extensively researched shares and stocks of top rated companies.
The funds are picked based on the consistency of performance and are designed
for generating high returns. These funds are high-risk funds and require careful
consideration before investing.
Fund Name Risk 5-yr Objective
Return
SBI Moderately 24.08 The fund provides long-term growth opportunities to its investors with the liquidity of an open-ended scheme.
Magnum High Investors can invest primarily in equity stocks of midcap companies that is well diversified.
Midcap Fund
SBI Moderately 19.88 The fund allows investors the prospects of long-term growth in their capital through an active management of
Magnum High the investments that carry the liquidity of an open-ended scheme. The fund is diversified in its offering with
Multicap equity stocks, debts and money market instruments.
Fund
SBI Moderately 16.97 The SBI Blue Chip Fund is an actively managed, a well-diversified fund comprising large-cap equity stocks that
Bluechip High offer investors long-term growth opportunity.
Fund
SBI High 14.01 Aimed at long-term growth, the fund comprises a diversified set of stocks from sectors like Environmental,
Magnum Social, and Governance, etc.
Equity ESG
Fund
SBI Large & Moderately 18.46 The fund provides opportunities for capital appreciation int he longer run by investing in well-diversified large
Midcap Fund High and mid-cap companies.
6. SBI Tax Saving Funds

SBI Tax Savings Funds are aimed at encouraging the habit of saving by investing
in equity shares that provide tax deductions under Section 80C of the Income-tax
Act. These are diversified equity mutual funds that have a lock-in period of 3
years.
Tax Saving Risk 5-yr Objective
Fund Return
Name
SBI Moderately 15.01 The scheme offers the benefit of investment
Magnum High in a portfolio of equity shares, with tax
Tax Gain deduction benefits under Section 80C of the
Scheme Income-tax Act, 1961. Depending on
distributable surplus, it seeks to distribute
income periodically, with a lock-in period of
3 years.
7. SBI Debt Funds

SBI Debt Funds offer a safer investment option to the more risk-averse investor.
These funds with comparatively lower return prospects come in various short-
term fixed income security options like commercial papers, government bonds,
treasury bills and certificates of deposits.
Debt Fund Name Risk 5-yr Objective
Return
SBI Magnum Moderate 6.57 The fund seeks to generate a regular stream of income through its investment in debt and
Income Fund money market instruments. The duration of the portfolio ranges between 4 to 7 years.
SBI Overnight Fund Low 7.36 The objective of the fund is to give investors the platform to invest in overnight securities
that mature the following business day
SBI Magnum Moderate 8.93 The fund generates decent returns with a certain amount of liquidity through investments
Medium Duration in debt and money market instruments. The duration of the portfolio could be anywhere
Fund between 3 to 4 years.
SBI Liquid Fund Low 7.99 This gives investors the chance to invest in a wide range of debt and money market
securities with maturities upto 91 days only.
SBI Dynamic Bond Moderate 6.54 This high quality actively managed portfolio of debt securities that have varying
Fund maturities offer investors attractive returns.
8. SBI Hybrid Funds

SBI Hybrid Funds are invested in a variety of asset classes that carefully blends
equity and debt. It offers the investor a diverse variant of hybrid funds to pick
from.
Hybrid Fund Risk 5-yr Objective
Name Return
SBI Equity Moderate 16.47 The scheme offers investors
Hybrid Fund long-term capital appreciation
opportunity and liquidity in the
form of an open-ended scheme.
A mix of debt and equity, the
scheme invests in high growth
companies and fixed income
securities, thereby, balancing the
risk.
SBI Debt Moderate 8.7 The objective of this scheme is to

Hybrid Fund give investors the platform to
invest predominantly in debt and
money market instruments,
followed by investments in
equity and its related
instruments.
SBI Multi Moderate 10.47 In this scheme, Investors are

Asset provided with an active portfolio
Allocation of various asset classes.
Fund
SBI Arbitrage Moderately 7.18 The scheme offers a regular

Opportunities Low stream of income and capital
Fund appreciation by leveraging on the
arbitrage opportunities between
the spot and derivative market
segments. The surplus cash is
invested in debt and money
market instruments.
SBI Dynamic Moderately 9.15 (3yr) This scheme is specifically

Asset High designed to offer investors a
Allocation good mix of equity and equity-
Fund related securities and fixed
income instruments. The
allocation of funds is managed
dynamically with the goal of
long-term capital appreciation.
9. About SBI Mutual Funds

SBI MF has been credited with successfully managing the country’s offshore
funds since the year 1988. The SBI Funds Management is also one of the first
banks to come up with an offshore fund. The aim of the SBIMF is to offer its
investors the opportunity for long-term growth in a diverse array of stock of
Indian companies.
The dedicated fund house is known for its enterprising approach to risk-
management backed by a highly experienced risk management team and financial
experts. The SBI mutual funds are constructed with the help of extensive
investment research to outperform the industry benchmarks.
The Fund House also engages in an active management style to achieve this. The
schemes that are offered are as diverse as can be and the blend of the products
– large, mid and small cap or sector specific, are designed to leverage the growth
opportunities of Indian equities.
There are several benefits of investing in SBI Mutual Funds:
o The SBI Funds Management has comprehensive experience and

expertise and is one of the major advisers to pension funds, financial
institutions and asset management companies
o The products offered are picked based on empirical research and

potential, and for the most part, carry a CRISIL rating of three or
more
o SBIMF over the years has excelled at understanding the objective

and needs of its investor and has catered to their risk-return
expectations
o There is a wide spectrum of funds that SBI offers, to suit i nvestors

appetite for high to moderate to low risk.
o Depending on your personalized requirements, you can pick from a

wide range of custom ized investment plans to meet your investment
needs
o SBI MF offers both domestic funds and offshore funds
11. Best SBI Mutual Fund Schemes

SBI ETF 10 YEAR GILT
SBI Small Cap Fund

SBI Gold
SBI ETF Gold
SBI Focused Equity Fund
SBI Contra
SBI Multi Asset Allocation Fund
SBI Dynamic Bond
SBI Healthcare Opportunities
SBI Large & Midcap
SBI Magnum Ultra Short Dur
SBI Magnum Gilt
SBI Magnum Children’s Benefit
SBI Nifty Index
SBI Overnight Fund
SBI Magnum Gilt
SBI Magnum Income
SBI Saving
SBI Debt Hybrid Fund
SBI Magnum Gilt
SBI Bluechip Fund
SBI Magnum Multicap
SBI Magnum Gilt
SBI Equity Hybrid Fund
SBI Magnum Comma
SBI Magnum Medium Dur
SBI Magnum Constant Mat
SBI Magnum Midcap
SBI Credit Risk Fund
SBI Magnum Global
SBI Magnum Gilt
SBI Dynamic Asset Allocation
SBI Equity Savings
SBI Banking and PSU

SBI Banking & Financial Services Fund
SBI Liquid
SBI Magnum Tax Gain Scheme
SBI Infrastructure
SBI Magnum Equity ESG
SBI ETF BSE 100 ETF
SBI ETF Nifty Bank
SBI ETF Nifty Next 50
SBI Short Term Debt Fund
SBI Magnum Low Duration
SBI Saving Fund
SBI Arbitrage Opportunities Fund
SBI PSU
SBI Technology Opportunities
SBI Consumption Opportunities

About SBI Small Cap Fund
The investment objective of the scheme is to provide investors with opportunities
for long-term growth in capital along with the liquidity of an open-ended scheme
by investing in a diversified basket of equity stocks of small cap companies. The
scheme follows a bottom-up approach to stock-picking and choose companies
within the small cap space. The Scheme is benchmarked against S&P BSE Small
Cap.
Pros & Cons of SBI Small Cap Fund

Distinctive features of SBI Small Cap Fund is as below:
1. The scheme is ranked No 2 in Small Cap Fund category by Crisil for quarter
ending 30 September 2018 which is unchanged from last quarter;
2. This Scheme has widened its margin of outperformance relative to its category
and benchmark in the last one year, earning itself a five-star rating.
3. The fund looks for five attributes in the stocks it buys: competitive advantage,
return on capital, growth, management and valuation.
Fund information & Statistics of SBI Small Cap Fund

i) Inception / Launch date
The Scheme was launched on 9 September 2009 and currently the asset under
management stands at Rs 1,141 Crore (as at 31 Oct 2018). The Scheme was
formerly known as SBI Small & Midcap Fund which was renamed as SBI Small
Cap Fund w.e.f. 16 May 2018.
ii) Risk level
The Riskometer of the Scheme is “Moderately High Risk” and suitable for
investors who are looking for capital growth over long-term.
iii) Redemption
Redemption proceeds are generally dispatched within 10 business days from the
date of receipt of request. Exit load is charged if the redemptions are requested
within 12 months of purchase.
iv) Fund Manager
The Scheme is currently being managed by Mr. R Srinivasan who is managing
the Scheme since November 2013. Mr. Srinivasan is now the Head of Equity (SBI
Funds Management). He has an experience of more than 25 years in equities
having worked with various brokerage houses.
v) Entry / Exit load
The Scheme charges exit load of 1% in the case the investments are less than 1
year. For investments more than 1 year, no exit load is being charged.
About SBI Gold Fund

SBI Gold Fund is a fund of funds which invests in SBI-ETF Gold formerly known
as SBI Gold Exchange Traded Scheme. The fund strives to replicate returns of
the SBI-ETF Gold fund. The fund is suitable for long-term capital appreciation.
Pros & Cons of SBI Gold Fund

SBI Gold Fund offers the following benefits: 1. The SBI Gold Fund is ideal to
generate returns with lesser risks as compared to other categories.
2. However, the assets under management are less than 500 crores. 3.The returns
are also lower than the average category returns.
Fund Information and Statistics of SBI Gold Fund

i) Inception/ Launch date
The SBI Gold Fund was launched on September 12, 2011, by SBI Mutual Funds.
ii) Risk level
Investment in the SBI Gold Fund is a moderately high risk bet and suitable for
investment over long-term time horizon.
iii) Redemption
The repurchase can be done at the applicable NAV prices. The proceeds will be
dispatched by the fund house within 10 days from the date of application for
redemption.
iv) Fund Manager
The fund is managed by Mr Raviprakash Sharma since September 2011. He
comes with 18 years of experience.
The fund house does not charge any entry load or exit load if redeemed one year
after the date of allotment. However, 1% exit load is charged if remaining is
redeemed before one year from the date of allotment. No exit load is applicable
after one year from the date of allotment.
Tax benefits of investing in SBI Gold Fund

The Short-term capital gain tax is applicable as per the income tax slab if sold
before 36 months. If the investments are redeemed after 36 months, a long-term
capital gain tax of 20% with indexation is levied
About SBI Gold ETF Scheme

The SBI Gold ETF Scheme is an open-ended scheme which invests in gold and
gold instruments and seeks to generate its returns that corresponds to the returns
delivered by price of gold. The main aim of the scheme is to track the price of
gold. Through National Stock Exchange, just like a stock, the units of the scheme
can be bought or sold.
Pros and Cons of SBI Gold ETF Scheme

The investors who seek to invest in this scheme can have benefits;
1. Ideal investment to invest in gold for the investors who doesn’t like the hassles
of safeguarding the physical gold and the costs of storing.
2. By selling the units on the stock –exchange investors can easily encash his
holding.
3. Ideal investment to take exposure in Gold and Gold bullion.
Fund Information and Statistics of SBI Gold ETF Scheme
The SBI Gold ETF Scheme was launched on 17th September 2010, by SBI
Mutual Fund.
ii) Risk level
The scheme carries a moderately high level of risk. Fluctuations in the value of
gold due to several reasons will result in changes in the NAV of units under the
scheme.
iii) Redemption
The redemption is process within five business days from the date of receipt of
redemption request. The physical gold of specified quality and quantity is
endeavored by the AMC to deliver it only to the Authorized Participants.
iv) Fund Manager
Mr. Ravi Prakash Sharma is the fund manager of SBI Gold ETF since February
2011.
The entry and the exit load for investing in this scheme is not applicable.
Tax benefits of investing in SBI Gold ETF Scheme

Long term capital gains are taxed at the rate of 20% after indexation (if held for
36 months or more). Short term gains are added to income and subject to short
term capital gain tax as per income tax slab under the Act.
About SBI Focused Equity Fund

The Scheme is an open-ended equity scheme investing in maximum 30 stocks
across multicap space and launched by SBI Mutual Fund House. The Investment
Objective of the Scheme is to provide the investor with the opportunity of long
term capital appreciation by investing in concentrated portfolio of equity and
equity linked securities. The Scheme is benchmarked against S&P BSE 500
Index.
Pros & Cons of SBI Focused Equity Fund

With a 10-year return of 17.82%, the Scheme has outperformed both the index
(12.43%) and the category (14.31%) by a good margin. The fund has comfortably
beaten the multi-cap category over the past decade and continues to be a top pick
for investors.
Fund Information & Statistics of SBI Focused Equity Fund

The Scheme was launched on 11 October 2004 and was earlier known as SBI
Emerging Businesses Fund. The fundamental characteristic of the scheme was
changed from being a diversified equity fund to focused equity fund that invests
in maximum 30 stocks in the multi-cap space.
ii) Risk level
The fund’s risk-return profile is superior to peers, delivering healthy alpha
relative to peers, enabling the Scheme a worthy bet for investors seeking an
aggressive, focused strategy.
iii) Redemption
Minimum redemption is Rs 1,000 or 100 units whichever is lower. Redemptions
are effected at prices related to applicable NAVs on all business days. The cut-
off time is 3 PM for redemptions based on same day NAV.
iv) Fund Manager
The Fund Manager is Mr. R Srinivasan who is managing the Fund since May
2009. He has an experience of more than 25 years in equities having worked with
Future Capital Holding, Principal PNB, Oppenheimer & Co (later Blackstone),
Indosuez WI Carr and Motilal Oswal, among others.
1% exit load is charged if the units are redeemed within 1 year from the date of
allotment of units, no exit load is charged beyond 1 year. No entry load is charged
by the Scheme.
About SBI Contra Fund

SBI Contra Fund is a diversified equity fund with an objective to generate long
term capital appreciation from a diversified portfolio that is substantially
constituted of equity and equity linked instruments.
Pros & Cons of SBI Contra Fund

SBI Contra Fund offers the following benefits:
1. SBI Contra fund balances out the risk and volatility that comes with small cap
and micro- cap funds.
2. These funds provide stability of a large cap fund as well. Well established
companies tend to do well in all the market cycles and in Bull Run the smaller
companies perform well, thereby making the returns of these funds very
attractive.
3. Flexibility: The fund has the flexibility to adapt to and to capitalize upon
changing market conditions.
4. Dynamic: Flexibility allows the scheme to be more responsive than reactive.
This ensures that investors in the scheme stay ahead of the curve.
Certain drawbacks of SBI Contra Fund 1. During crisis, when the market
sentiment is dipping, large and midcap stocks plunge to more depths, hurting
investors badly. 2. Fund has seen portfolios overlap and has become benchmark
huggers.
Fund Information and Statistics of SBI Contra Fund

SBI Contra Fund was launched on Jul 14, 1999 by SBI Mutual Fund AMC.
ii) Risk level
Being an open ended equity oriented fund, this fund is a moderately high risk bet
and suitable for investors who have a long-term investment horizon of more than
5 years.
iii) Redemption
Redemption of Units will be done by a repurchase/buyback by the fund house.
Under normal circumstances, your fund house will dispatch the redemption
proceeds within 10 business days from date of receipt of request.
iv) Fund Manager
Mr. Dinesh Balachandran has been managing the fund since May 2018. He has
an overall fund management experience of 25 years.
The exit load is 1% if the units are redeemed within 12 months from the date of
allotment in respect of purchase made other than through SIP. Also if redeemed
within 12 months from the date of allotment of units of each instalment of SIP
purchase, the same applies.
Tax benefits of investing in the fund

Long term capital gains tax applies to returns on this fund. A capital gain
registered during a period of less than 1 year is defined as Short-term Capital Gain
(STCG). A capital gain registered over a period of more than 1 year is defined as
Long-term Capital Gains (LTCG). STCG are taxed at the rate of 15%. Long term
capital gains in excess of Rs 1 lakh are taxed at the rate of 10% without the benefit
of indexation.
About SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund is an open-ended scheme which as the name
suggests invests across asset classes. The scheme strives to deliver regular income
and capital appreciation by investing in equity & equity-related instruments, debt
instruments, and gold as well as gold-related instruments. A maximum of only
80% of the capital would be invested in either asset class. The fund may even
invest in Mutual Fund units and engage in stock lending (max 20% of the assets).
Pros & Cons of SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund offers the following benefits: 1. The fund
empowers investors to invest in an actively managed portfolio of multiple asset
classes.
2. The SBI Multi Asset Allocation Fund enables investors to balance their
portfolio and expose their capital across asset classes. 3. The fund returns for 2-
year, 3-year, and 5-year timeframe are less than the average category return.
Fund Information and Statistics of SBI Multi Asset Allocation Fund

The SBI Multi Asset Allocation Fund was launched on December 21, 2005, by
SBI Mutual Funds. The fund was earlier known as SBI Magnum Monthly Income
Plan – Floater.
ii) Risk level
Investment in this fund are a moderately high-risk bet and suitable for investors
who wish expose their capital across multiple asset classes.
iii) Redemption
proceeds within 10 business days from the date of receipt of a request.
iv) Fund Manager
The fund is actively managed by Mr Ruchit Mehta since June 2011. He comes
with 13 years of industry experience.
The fund house does not charge any entry load or exit load if 10% of the
investments are redeemed before a year. A 1% exit load is charged if the
remaining investment is redeemed before a year. No exit load is charged if sold
after one year.
Tax benefits of investing in SBI Multi Asset Allocation Fund

The Short-term capital gain tax will be levied as per the income tax slab rate if
units are held for less than 36 months. A long-term capital gains tax of 20% is
applicable with indexation if units are held for more than 36 months.
About SBI Overnight Fund

SBI Overnight Fund is a debt mutual fund that invests in bonds that mature in one
day. The fund functions such that at the start of each business day, the entire AUM
would be in cash, overnight bonds would be purchased, they will mature the next
business day, and the fund manager would take the cash and buy more overnight
bonds and so on.The fund aims at providing investors an opportunity to invest in
overnight securities maturing on the next business day.
Pros & Cons of SBI Overnight Fund

SBI Overnight Fund offers the following benefits:
1. This fund is beneficial for investors who want to park their money with the
least amount of risk with decent returns.
2. Since the fund portfolio changes almost daily the default risk is taken care of
usually. Certain drawbacks of SBI Overnight Fund
3. Below average returns have been observed in the last few quarters.
4. They are a type of sub category of liquid funds; hence all drawbacks of liquid
funds apply here as well.
Fund Information and Statistics of SBI Overnight Fund

SBI Overnight Fund was launched on October 01, 2002 by SBI Mutual Fund
AMC.
ii) Risk level
Being an open ended liquid fund, this fund is a low risk bet and suitable for
investors who have excess cash lying unused and think they might need it in a
few days or months, you could consider parking it in this scheme.
iii) Redemption
Under normal circumstances, your fund house will dispatch as early as possible
as per norms of SEBI.
iv) Fund Manager
The fund has been managed by Mr. R. Arun since April 2012. He has a total
experience of 12 years.
The fund doesn’t have any entry/exit load associated with it.

registered during a period of less than 3 years is defined as Short-term Capital
Gain (STCG). A capital gain registered over a period of 3 years or more is defined
as Long-term Capital Gains (LTCG). STCG from debt oriented funds are added
to the investor’s income. They are then taxed according to his income slab. Long
term capital gains tax from debt funds is taxed at the rate of 20% after indexation
and 10% without the benefit of indexation.
About SBI Savings Fund

The scheme is an open-ended debt scheme investing in money market instruments
as defined by regulators from time to time. The investment strategy is towards
generating returns through money market instruments portfolio seeking to capture
the term and credit spreads. The Scheme is benchmarked against Crisil 1 year T-
Bill Index and NIFTY Money Market Index.
Pros & Cons of SBI Savings Fund

In the past three year and five-year horizon, the scheme has returned 18% and
20% returns while its peers have provided 13% and 17% returns in same horizon.
Benefits of SBI Savings Fund
The Scheme is an ultra-short term debt fund which offers instant redemption.
These category of schemes are money market schemes, which invest in very short
term fixed income securities like CPs, CDs, T bills etc. They are investment
opportunities for funds lying idle in savings bank account. The Scheme has
outperformed the category peers in all years from 2011 to 2015. The annualized
returns, from 2011 to 2015 was more than 8%. The scheme continued its strong
performance in 2016, delivering 8.4% returns and beating the category average
by distance.
Fund Information and Statistics of SBI Savings Fund

The Scheme was launched on 19 July 2004 and provided return of 7.46% return
since inception (calculated based on regular growth plan).
ii) Risk level
The Scheme is moderately low risk proposition as the scheme only invests in
money market instruments looking for regular income. These are the safest
mutual funds and most liquid of all mutual fund investments.
iii) Redemption
Minimum redemption is Rs 500 or 50 units or account balance whichever is
lower. The Scheme provides redemption and switch facility to investors on an
on-going basis at each business day at applicable NAV subject to exit load.
iv) Fund Manager
The Scheme is currently being managed by Mr. R. Arun who is managing the
Scheme since April 2012. Mr Arun has total experience of 12 years in stock
market operations.
0.10% exit load is charged if the units are redeemed within 3 business days from
the date of allotment of units, no exit load is charged beyond 3 business days.
About SBI Debt Hybrid Fund

SBI Debt Hybrid Fund is an open-ended Equity scheme investing primarily in
debt and money market instruments. It will also invest in equity and equity-
related instruments. The scheme which was earlier known as SBI Magnum
Monthly Income is suitable for mid-term to long-term investments for capital
appreciation and regular returns.
Pros & Cons of SBI Debt Hybrid Fund

SBI Debt Hybrid Fund offers the following benefits: 1. The scheme invests only
up to 25% available assets in equity thereby reducing the risk profile and
volatility. 2. It is suitable for stable and regular income by exposing the
investment to a range of market instruments. 3.Notably, the recent returns are less
than average category returns.
Fund Information and Statistics of SBI Debt Hybrid Fund

The SBI Debt Hybrid Fund was launched on April 09, 2001, by SBI Mutual
Funds.
ii) Risk level
Investing in SBI Debt Hybrid Fund is a moderate risk bet and suitable for
investors with at least medium-term investment horizon.
iii) Redemption
Redemption of Units will be done at applicable NAV prices on every business
day. Under normal circumstances, your fund house will dispatch the redemption
proceeds within 10 business days.
iv) Fund Manager
The fund is jointly managed by Mr Dinesh Ahuja (Debt) and Mr Ruchit Mehta
(Equity) since July 2011.
The fund house does not charge any entry load or exit load if 10% investment is
redeemed one year after the date of allotment. However, 1% exit load is charged
if remaining is redeemed before one year from the date of allotment. No exit load
is applicable after one year from the date of allotment.
Tax benefits of investing in SBI Debt Hybrid Fund

The Short-term capital gain tax is applicable as per the income tax slab if sold
before 36 months. If the investments are redeemed after 36 months, a long-term
capital gain tax of 20% with indexation is levied.
About SBI Bluechip Fund

SBI Bluechip fund is a regular growth open-ended scheme aimed to provide
investors with long-term capital growth through management of investments in a
diversified bowl of large-cap equity stocks
Pros & Cons of SBI Bluechip Fund

Despite recent underperformance, the fund has an experienced portfolio manager
seeking to constantly outperform the benchmark as well as its competitors.
Fund Information and Statistics of SBI Bluechip Fund

SBI Bluechip fund was launched on February 14, 2006, by SBI Funds
Management Private Limited.
ii) Risk level
As this fund is aimed at long-term capital appreciation and Investment portfolio
comprises equity and equity-related instruments of large-cap companies. Risk is
moderately high.
iii) Redemption
Funds can be redeemed any time, under normal circumstances, the fund house
will dispatch the redemption proceeds to the respective bank account within 10
business days from date of receipt of the request.
iv) Fund Manager
Ms Sohini Andani is managing this fund since Sep 2010 with a total experience
23 years.
If you plan to withdraw funds within 1 year from the date of allotment, the fee is
1%; For exits after 1 year from the date of allotment - there is a Nil charge.
Tax benefits of investing in SBI Bluechip

The short-term capital gains made on sale of units within 1 year from the date of
allotment will be taxed at the rate of 15%. The long term capital gains, over and
above Rs 1 lakh, made on sale of units after 1 year from the date of allotment will
be taxable at the rate of 10% (without indexation).
About SBI Magnum Multi-Cap Fund Direct Plan

SBI Magnum Multi-Cap Fund operates as an open-ended growth scheme, which
is designed to provide the fund’s investors with the opportunity to pursue long-
term growth of their investment, while ensuring sufficient liquidity of the scheme.
Equity mutual funds are named as such as they mainly focus on investing in
equities or equity-related investment options.
Benefits of SBI Magnum Multi-Cap Fund Direct Plan

SBI Magnum Multi-Cap Fund Direct Plan offers 3 benefits:
1. The fund is managed to guarantee an assortment of investments that contain
both debt and equity instruments.
2. The fund is supposed to invest an assessed 70 to 100% of its portfolio in the
possibly high return equity investments.
3. In relation to capitalization, large cap shares would include somewhere in
between 50 to 90%; mid-cap between 10 to 40%; and small cap would involve
10% or less of the portfolio.
Fund Info and Statistics of SBI Magnum Multi-Cap Fund Direct Plan
SBI Magnum Multi-Cap Fund was launched in 2005, month of September.
ii) Risk level
Due to the high exposure of the fund to potentially high risk equity investments,
the risk level of the SBI Magnum Multi-Cap Fund is considered to be moderately
high.
iii) Redemption
Units can be redeemed only after the expiry of the lock-in period (which is NIL
in this case) from the date of allotment of units. It will be done by a
repurchase/buyback by the fund house. Under usual conditions, your fund house
will dispatch the redemption proceeds within 10 business days from date of
receipt of request.
iv) Fund Manager
Anup Upadhyay has been managing the fund since February 2017. He is a B.Tech
(Hons) degree and PGDM .Before joining SBI AMC, he gained experience in the
field by working with SBI Mutual Fund and Tata Consultancy Services.
a. Entry Load: 0.00 b. Exit Load: 1% (Within 6 months of investing) c. 0.5%
(Between 6 months and 12 months) d. 0 (After completion of 1 year)
About SBI Magnum Gilt Fund

The SBI Magnum Gilt Fund is an open-ended debt scheme. It seeks to generate
regular income and capital growth in the medium to long-term by investing in
government securities issued by the State and/or Central Governments.
Pros & Cons of SBI Magnum Gilt Fund

1. The scheme invests in government securities which are considered to be free
of credit risk. The fund manager will actively manage the interest risk to
provide capital gains.
2. As on September 30, 2018, the scheme is ranked 4 under CRISIL’s Gilt Fund
category.
3. Further, it has generated returns of 10.26% per year over the last 5 years and
6.09% per year over the last 10 years (as on January 04, 2019).
Fund Information and Statistics of SBI Magnum Gilt Fund

The scheme was launched on 31 December 2000 by SBI Mutual Fund.
ii) Risk level
According to the asset allocation and investment objective of the scheme, it has
a moderate risk-level associated with it.
iii) Redemption
The minimum redemption amount is Rs. 5,000 and in multiples of Re.1 thereafter.
Further, the redemption proceeds are dispatched within 10 business days of the
receipt of a valid redemption request.
iv) Fund Manager
Mr. Dinesh Ahuja is the Fund Manager of the SBI Magnum Gilt Fund since
January 2011.
There is no entry load or exit load in this scheme.
Tax benefits of investing in SBI Magnum Gilt Fund

The following taxes are applicable to income arising from investing in this
scheme: 1. STCG from the debt component is added to the investor’s income and
taxed as per the income-tax slab. 2. LTCG component is taxed at 20% with
indexation benefits.
About SBI Equity Hybrid Fund

The fund is an aggressive hybrid plan that seeks out to offer investors long-term
capital appreciation, along with the liquidity of an open-ended scheme. This is
achieved by capitalizing a combination of debt and equity. The scheme will invest
in a varied selection of equities of high growth businesses and stabilize the risk
through investing the remaining in fixed income securities.
Benefits of SBI Equity Hybrid Fund

1. SBI Equity Hybrid Fund is classified as an aggressive hybrid scheme. This
plan invests in a mixture of equity (65-80 per cent) and debt (20-35 per cent).
2. This fund has a good record of disbursing dividends on a regular basis.
3. This fund is ideal for People (specially retired) looking for regular income from
investments.
Fund Info and Statistics of SBI Equity Hybrid Fund
SBI Equity Hybrid Fund was launched on 31stDecember 1995
ii) Risk level
The principal invested will be at Moderately High Risk.
iii) Redemption
Units can be redeemed only after the expiry of the lock-in period from the date
of allotment of units. It will be done by a re-purchase or buyback by the fund
house. Under usual conditions, your fund house will dispatch the redemption
iv) Fund Manager

R. Srinivasan (Since: Jan 2012): Mr. Srinivasan has worked with Principal PNB
AMC, Oppenheimer & Co, Indosuez WI Carr and Motilal Oswal, preceding
joining SBI. He is an M.Com and MFM. Dinesh Ahuja (Since: Jan 2011) : Mr.
Ahuja has worked with L&T Investment management Ltd., Reliance Asset
Management Ltd and Reliance General insurance Company Ltd, before joining
SBI AMC. He is a B.Com (H) and MMS (Finance).
a. Entry Load: 0.00 b. Exit Load: For units in excess of 10%, 1% shall be charged
for redemption within 365 days
About SBI Magnum Comma Fund

The SBI Magnum Comma Fund is an open-ended equity scheme. It seeks to
generate long-term capital appreciation by making equity investments
predominantly in a portfolio of stocks of companies which are engaged in the
commodity and commodity-related businesses.
Pros & Cons of SBI Magnum Comma Fund

1. The scheme invests at least 80% of its portfolio in stocks of companies from
the commodity and commodity-related sectors. It might also invest in stocks
of companies which provide inputs to commodity manufacturing companies.
2. As on September 30, 2018, the scheme is not ranked under CRISIL’s Sectoral/
Thematic Fund category.
3. Further, it has generated returns of 10.46% per year over the last 10 years (as
on January 04, 2019). However, the returns over the last year have been
negative (-23.02%).
Fund Information and Statistics of SBI Magnum Comma Fund

The scheme was launched on 8 August 2005 by SBI Mutual Fund.
ii) Risk level
According to the asset allocation and investment objective of the scheme, it has
a High risk-level associated with it.
iii) Redemption
The minimum redemption amount is Rs. 5,000 and in multiples of Re.1 thereafter.
Further, the redemption proceeds are dispatched within 10 business days of the
receipt of a valid redemption request.
iv) Fund Manager

Mr. Richard D’Souza is the Fund Manager of the SBI Magnum Comma Fund
since August 2014.
There is no entry load in this scheme. The exit load structure is as follows: 1. If
the units are redeemed after one year from the date of allotment of the said units,
then the exit load = Nil 2. If the units are redeemed within one year from the date
of allotment of the said units, then the exit load = 1% of the applicable NAV
Tax benefits of investing in SBI Magnum Comma Fund

scheme: 1. STCG tax (units are held for a period of less than 12 months) of 15
percent on redemption of units. 2. LTCG (units are held for a period of more than
12 months), in excess of Rs 1 lakh, is taxed at 10 percent without indexation
benefits on the redemption of units.
About SBI Magnum Midcap Fund

The Scheme is an open-ended equity scheme predominantly investing into mid-
cap stocks. On an average, the scheme has provided 15% return since inception.
The scheme is benchmarked against Nifty Free Float Midcap 150. The minimum
initial investment amount is Rs 5,000 and subsequent investment can be done in
excess of Rs 1,000. The Scheme is available under Growth and Dividend option.
Pros & Cons of SBI Magnum Midcap Fund

The Scheme has provided 10 year return of 10.64% and thus underperformed the
category average (12.87%) but has managed to beat the benchmark index
(9.93%). The Scheme has underperformed heavily in last year. As per SEBI
guidelines, the universe for the midcap stocks has been cut to half from 300 to
150 stocks and thus recently the portfolio of the scheme has been restructured.
Fund Information and Statistics of Mirae Asset Healthcare Fund

The Scheme was launched on 29 March 2005.
ii) Risk level
The scheme currently have 60 stocks under kitty and reasonably diversified and
exhibited less volatility compared to its peers. The scheme is moderately high risk
proposition and suitable for appreciation over 5 year horizon.
iii) Redemption
Minimum redemption amount is Rs 1,000. The scheme provides redemptions /
switch-out facility to investors on every business day at applicable NAV subject
to exit loads as applicable.
iv) Fund Manager
The Scheme is currently being managed by Ms. Sohini Andani who is managing
the scheme since July 2010. She has a total experience of 23 years across financial
services sector.
1% exit load is charged if the units are redeemed within 1 year from the date of
allotment of units, no exit load is charged beyond 1 year.
Tax Benefits of investing in SBI Magnum Midcap Fund

allotment will be taxed at the rate of 15%. The Long-term capital gains, over and
above Rs 1 lakh, made on sale of units after 1 year from the date of allotment will
be taxable at the rate of 10% (without indexation).
About SBI Credit Risk Fund
Being an open-ended fund, the scheme seeks to provide the investors to invest in
corporate bonds rated AA.Through investment in the money market securities,
while maintaining moderate liquidity in the portfolio fund generates attractive
returns.
Pros and Cons of SBI Credit Risk Fund

Investors can seek the benefits by in SBI Credit Risk Fund: 1. The scheme invests
in high yielding corporate debt securities to generate attractive returns. 2. An
active credit management strategy is followed by the fund. 3. Offer a benefit of
capital gains, as company offer higher interest rates as when their ratings move
up.
Fund Information and Statistics of SBI Credit Risk Fund

The SBI Credit Risk Fund was launched on 17th July 2014 by SBI Mutual Fund.
ii) Risk level

Investing in this fund has moderate risk. Due to lower duration the interest risk in
this fund is low.
iii) Redemption
Through ECS the payments upto Rs.1 lakh would only be made. On any
unforeseen circumstances the unit holders can only redeem 5% of the total
number of units on any business days.
iv) Fund Manager
Mr.Lokesh Mallya and Ms. Mansi Sajeja are the fund managers of SBI Credit
Risk fund since 2017.
The entry load is not applicable or Nil. The exit load of 3% is applicable for units
in excess of 8% of the investment if redeemed within 12 months. If redeemed
after 12 months but within 24 months exit load applicable will be 1.5%. And
0.75% if redeemed after 24 months but within 36 months.
Tax benefits of investing in SBI Credit Risk Fund

Returns which are earned within three years of investment are subject to short-
term capital gains tax. At 20% long term capital gains tax is eligible after three
years with the benefit of indexation. Tax of 28.84% has to be paid by the scheme
on dividend distribution but dividends are exempt from tax.
About SBI Magnum Global Fund

SBI Magnum Global Fund is an open-ended fund aimed at long-term capital
appreciation by investing in MNC companies. The fund house will follow a
bottom-up approach for selecting stocks across sectors and market capitalisation.
Any company with major shareholding by a foreign entity, Indian companies with
50% turnover from regions outside India, and foreign listed companies might be
selected.
Pros & Cons of SBI Magnum Global Fund

SBI Magnum Global Fund offers the following benefits: 1. The fund is aimed at
investors who wish to invest in MNC companies and appreciate their capital over
long-term. 2. The scheme allows investors to invest in foreign listed companies
and companies that have turnover outside India. 3. The 2-year and 5-year average
returns are better than the average category returns.
Fund Information and Statistics of SBI Magnum Global Fund

The SBI Magnum Global Fund was launched on September 30, 1994, by SBI
Mutual Funds.
ii) Risk level
Investment in SBI Magnum Global Fund is a high-risk bet suitable for long-term
capital appreciation. Investors with risk appetite for investing in multinational
companies should only invest in this fund.
iii) Redemption
iv) Fund Manager

SBI Magnum Global Fund is managed by Mr Anup Upadhyay since May 2018.
He is an IIT & IIM pass out and comes with 11 years of experience.
after the date of allotment. However, 1% exit load is charged if redeemed before
one year from the date of allotment.
Tax benefits of investing in SBI Magnum Global Fund

The Short-term capital gain tax of 15% is levied if sold before one year from the
date of allotment. Long-term capital gains , in excess of Rs 1 lakh, are taxed at
10% without indexation if redeemed after one year. 10% tax will be deducted at
source for dividends.
About SBI Equity Savings Fund

The SBI Equity Savings Fund is an open-ended equity savings scheme. It seeks
to generate regular income by investing in arbitrage opportunities in the cash and
derivatives segment of the equity market as well as capital appreciation through
a moderate exposure in equity.
Pros & Cons of SBI Equity Savings Fund

This scheme is suitable for the investors seeking:
1. Under normal circumstances, the scheme invests around 65-90% of its assets
in equity and equity-related instruments (including derivatives) of which
around 15-70% is in cash-future arbitrage and 20-50% is in long equity
exposure.
2. Further, it invests around 10-35% of its assets in debt and money market
instruments and up to 10% in REITs and InvITs.
3. As on September 30, 2018, the scheme is not ranked under CRISIL’s Equity
Savings Fund category. Further, it has generated returns of 6.52% per year over
the last 3 years (as on January 04, 2019).
Fund Information and Statistics of SBI Equity Savings Fund

The scheme was launched on 11 May 2015 by SBI Mutual Fund.
ii) Risk level
According to the asset allocation and investment objective of the scheme, it
carries a moderately-high risk of investment.
iii) Redemption
The minimum redemption amount is the lower of Rs. 1,000 or 100 units or the
account balance. Further, the redemption proceeds are dispatched within 10
business days of the receipt of a valid redemption request.
iv) Fund Manager
Mr. Neeraj Kumar (since May 2015), and Mr. Ruchit Mehta (since May 2015)
are the Fund Managers of the SBI Equity Savings Fund.
There is no entry load in this scheme. The exit load structure is as follows: 1. If
the units are redeemed after one year from the date of allotment of the said units,
then the exit load = Nil 2. If the units are redeemed within one year from the date
of allotment of the said units and: a. The number of units redeemed is up to 9%
of the allotted units, then the exit load = Nil b. The number of units is more than
9% of the allotted units, then the exit load for the remaining units = 1% of the
applicable NAV
Tax benefits of investing in SBI Equity Savings Fund

scheme: 1. STCG tax (units are held for a period of less than 12 months) of 15
percent on redemption of units. 2. LTCG (units are held for a period of more than
12 months), in excess of Rs 1 lakh, is taxed at 10 percent without indexation
benefits on the redemption of units.
About SBI Banking & Financial Services Fund

As the name suggests, the Scheme is an open-ended equity thematic scheme
investing in companies engaged in banking and financial services sector. The
Scheme has provided returns of 13.24% since Inception.
Pros & Cons of SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund offers following benefits:
1. The Scheme has outperformed the benchmark index in 3 year horizon however
under performed in 1 year horizon.
2. The manager adopts active management style to optimize returns.
3. The Scheme invests in Banks as well as NBFCs, Insurance companies, rating
agencies, Microfinance etc.
Fund Information and Statistics of SBI Banking & Financial Services Fund
The Scheme was launched on 26 February 2015. The Scheme is benchmarked
against Nifty Financial Services Index.
ii) Risk level
The Scheme focuses in one sector leading to concentrated volatility and thus high
risk proposition. The Scheme is suitable for investors with high risk appetite
looking for capital appreciation over long term.
iii) Redemption
Redemption proceeds are generally despatched within 10 business days from the
date of receipt of valid redemption request.
iv) Fund Manager
The Scheme is currently being managed by Ms. Sohini Andani who is managing
the scheme since inception. She has an overall experience of 23 years in securities
market.
1% exit load is charged by the fund house if the units are redeemed within 12
months from the date of the allotment. No exit load is charged if redeemed post
12 months of allotment of units. No entry load is charged by the fund house for
subscriptions.
Tax benefits of investing in SBI Banking & Financial Services Fund

allotment is taxed at the rate of 15%. The long term capital gains, over and above
Rs 1 lakh, made on sale of units after 1 year from the date of allotment is tax at
concessional rate of 10% (without indexation).
About SBI Magnum Taxgain Fund

SBI Magnum TaxGain is an equity-linked saving scheme (ELSS) that constitutes
equity funds in its portfolio. The aim of this fund is to enable investors to avail
deduction under Section 80C and also distribute surplus income periodically.
Pros & Cons of SBI Magnum TaxGain

The fund was seen underperformed during market downturns recently. This might
have been caused by changing the fund investment strategy. With the change in
fund manager in 2016, came a change in strategy, performance, risk and reward.
Regardless, the fund has been performing neutral over a long period of time.
Fund Information and Statistics of SBI Magnum TaxGain

This fund was launched on 31 March 1993 by SBI Funds Management Pvt Ltd
ii) Risk level

Risk is below average as fund’s performance is driven by the market’s wide
fluctuations
iii) Redemption
Being an ELSS tax saver fund, it can be redeemed after a minimum lock-in period
of 3 years, under normal circumstances, the fund house will dispatch the
redemption proceeds to the respective bank account within 10 business days from
date of receipt of the request.
iv) Fund Manager

Dinesh Balachandran is an experienced fund manager who has been managing
this fund since September 2016
Exit load for this fund is 0%. However, an expense ratio of 2.11% will be applied
every year.
Tax benefits of investing in SBI Magnum TaxGain

One can get tax benefit up to Rs 1.5 lakh investment under Section 80C by
investing in SBI Magnum TaxGain. If the return is above Rs 1 lakh at the time of
sale, from the date of allotment a rate of 10% (without indexation) will be taxable
About SBI Infrastructure Fund

SBI Infrastructure Fund is an open ended scheme that aims to invest
predominantly in a diversified portfolio of equity and equity related securities of
companies that are engaged in or expected to benefit from the growth and
development of infrastructure. The scheme aims to invest across all market caps.
Pros & Cons of SBI Infrastructure Fund

SBI Infrastructure Fund offers the following benefits:
1. The fund is invested in a number infrastructure companies, such as financial
services, metals, telecom, among others are major growth drivers in a growing
economy. Steady and robust returns can be expected in the long term.
2. Flexibility: The fund has the flexibility to adapt to and to capitalize upon
changing market conditions.
Certain drawbacks of SBI Infrastructure Fund 1. Returns are relatively less as
compared to pure equity lead funds. 2. A number of companies are saddled with
debt. The portfolio of this fund could be affected by these stocks and returns
might be less than expected in the long term.
Fund Information and Statistics of SBI Infrastructure Fund

SBI Infrastructure Fund was launched on June 06, 2007by SBI Mutual Fund
AMC.
ii) Risk level
Being an open ended equity oriented fund, this fund is a moderately high risk bet
and suitable for investors who have a long-term investment horizon of more than
5 years.
iii) Redemption
iv) Fund Manager
Mr. Richard D'souza has been managing the fund since August 2014. He has an
overall fund management experience of 17 years.
The exit load is 1% if the units are redeemed within 12 months from the date of
allotment in respect of purchase made other than through SIP. Also if redeemed
within 12 months from the date of allotment of units of each instalment of SIP
purchase, the same applies.

registered during a period of less than 1 year is defined as Short-term Capital Gain
(STCG). A capital gain registered over a period of more than 1 year is defined as
Long-term Capital Gains (LTCG). STCG are taxed at the rate of 15%. Long term
capital gains in excess of Rs 1 lakh are taxed at the rate of 10% without the benefit
of indexation.
About SBI Magnum Equity ESG Fund

Being an open-ended equity fund, the scheme seeks to generate long-term growth
in capital and provide investors opportunities through an active management of
investments in a diversified basket of companies in equity and equity related
instruments following Environmental, Social and Governance criteria.
Pros and Cons of SBI Magnum Equity ESG Fund

This scheme is suitable for the investors seeking:
1. Long term capital growth or appreciation.
2. The scheme invests in companies following the ESG criteria.
3. The culture and risk profile of the schemes helps the investor to understand the
impact on long-term investment.
Pros and Cons of SBI Magnum Equity ESG Fund

The SBI Magnum Equity ESG Fund was launched on 1 January 1991 by SBI
Mutual Fund.
ii) Risk level
The scheme carries a high level of risk. The investments on the securities are
subject to market risks and therefore there is no such assurance that the objectives
of the scheme will be achieved.SBI Magnum Equity ESG Fund does not indicate
its future prospects and returns or the quality of the scheme in any manner. The
NAV of the scheme’s units may also get affected due the market condition.
iii) Redemption
The scheme is open for the redemption of its units on all business days. As per
SEBI, the redemption proceeds within 10 business days from the day of receiving
the valid redemption request.
iv) Fund Manager
Mr.Ruchit Mehta has been the fund manager of SBI Magnum Equity ESG Fund
since 2018.
The entry load is NIL. If redeemed within 1 year from the date of allotment of the
units the exit load applicable is 1%.
Tax benefits of investing in SBI PSU Fund

scheme: 1. Short-term capital gains are taxed at 15% 2. Long-term capital gains in
excess of Rs. 1 lakh are taxed at 10% without indexation benefits.
About SBI ETF Nifty Next 50

The SBI ETF Nifty Next 50 is an open-ended scheme which aims to provide
returns closely corresponding to the total returns of the securities as represented
by the underlying index. The scheme will not invest more than 5% in Money
Market Instruments. SBI ETF Nifty Next 50 aims to achieve capital appreciation
over a long-term investment horizon.
Pros & Cons of SBI ETF Nifty Next 50

SBI ETF Nifty Next 50 offers the following benefits:
1. The fund enables investors to be a part of companies that are on the verge of
making it big.
2. The scheme is a cost-effective and convenient method for investing in
upcoming top companies.
3. The 1-year and 2-year returns of the fund are lower than the average category
return.
Fund Information and Statistics of SBI ETF Nifty Next 50

The SBI ETF Nifty Next 50 was launched on March 02, 2015 by SBI Mutual
fund.
ii) Risk level
The scheme is a moderately high-risk investment and suitable for investors who
are seeking long-term wealth creation by investing in potential of Nifty Next 50
companies.
iii) Redemption
proceeds within 10 business days from the date of receipt of the request.
iv) Fund Manager
The fund is managed by Mr Raviprakash Sharma since inception. He is a B.com,
CA, and CFA (USA).
The fund house does not charge any entry load or exit load.
Tax benefits of investing in SBI ETF Nifty Next 50

date of allotment. Long-term capital gains, in excess of Rs 1 Lakh, will be taxed
at 10% without indexation if redeemed after one year.
About SBI Short Term Debt Fund

Being an open-ended scheme, it provides its investors an opportunity to generate
regular income through investing in this scheme. The scheme invests in money
market instruments such that between 1 and 3 years of Macaulay portfolio
duration and in debt instruments which are rated not below investment grade.
Pros and Cons of SBI Short Term Debt Fund

The scheme is suitable for investors seeking; 1. For short-term regular income. 2.
Corpus is invested in debt and money market securities. 3. Through interest rate
risk in its portfolio and active management credit risk the objective of the scheme
is to provide attractive risk-adjustment returns.
Fund Information and Statistics of SBI Short Term Debt Fund

The SBI Short Term Debt Fund was launched on 27th July 2007 by SBI Mutual
Fund.
ii) Risk level
The scheme has a moderately low risk. The value of the investment in the scheme
may go up and down with the price interest rates of the securities of the scheme
fluctuate. No guarantee of the funds objective will be achieved. Does not indicate
either the future prospects and returns or the quality of the scheme.
iii) Redemption
Redemption of the units is process to the unit holders within 10 business days on
receipt of the proper redemption request.
iv) Fund Manager
Mr. Rajeev Radhakrishnan is the fund manager of SBI Short Term Debt fund and
is managing the fund since 2008.
The entry load is not applicable and exit load is Nil for investing in this fund.
Tax benefits of investing in SBI Credit Risk Fund

As SBI Short Term Debt Fund is invested for short term, so short term gains from
this fund is added to the income and are subject to short-term capital gains tax as
per the income tax slab the investor fall under. Units which are redeemed after 3
years are subject to long –term capital gains tax and are taxable at 20% with
indexation.
About SBI Savings Fund

The Scheme is an open-ended debt scheme investing in money market
instruments. The investment strategy is towards generating stable returns through
a portfolio of Money Market instruments seeking to capture the term and credit
spreads.
Pros & Cons of SBI Savings Fund

SBI Savings Fund offers following features: 1. The Scheme has provided
annualized return of 7.47% since inception for Growth option. 2. The Scheme is
an ultra-short term debt fund which offers instant redemption and thus act as an
alternative to short term bank deposits. 3. The scheme is ranked four in Money
Market Fund category by Crisil.
Fund Information and Statistics of SBI Savings Fund

The Scheme was launched by SBI Mutual Fund on 19 July 2004 and is
benchmarked against Nifty Money Market Index.
ii) Risk level
Being a debt fund, the Scheme is moderately low risk proposition and suitable for
investors looking for short term regular income through investment in money
market instruments.
iii) Redemption
The fund house provides redemption/switch facility to investors on an on-going
basis on every business day at applicable NAV subject to applicable exit load
charge.
iv) Fund Manager
Mr. R. Arun is the current fund manager of the Scheme who is managing the
scheme since April 2012. He has total experience of 12 years in financial market
space.
0.10% exit load is charged by the fund house if the units are redeemed within 3
business days from the date of allotment. No exit load is charged if redeemed
after 3 business days from date of allotment. No entry load is charged by the fund
house for subscriptions.
Tax benefits of investing in SBI Savings Fund

Long term capital gains are taxed at the rate of 20% plus surcharge after
indexation (if held for 36 months or more). Short term gains are added to income
and subject to short term capital gain tax as per income tax slab under the Act
plus surcharge. Dividend Distribution Tax is deducted at source by the fund
house.
About SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund as the name suggests is aimed at exploiting
profitable arbitrage opportunities between spot and derivative market segments.
The fund works towards providing regular income and capital appreciation. The
scheme might invest surplus cash in debt and money market instrument.
Pros & Cons of SBI Arbitrage Opportunities Fund

SBI Arbitrage Opportunities Fund offers the following benefits:
1. The fund is suitable for investors looking for lesser risks and regular returns.
2. As it is an arbitrage fund, the risk associated is comparatively lesser than other
funds.
3. Since the scheme invests surplus cash, the assets earn decent returns over time.
Fund Information and Statistics of SBI Arbitrage Opportunities Fund

The SBI Arbitrage Opportunities Fund was launched on November 03, 2006, by
SBI Mutual Funds.
ii) Risk level

Investment in this fund is moderately low-risk bet and is suitable for investors
seeking short-term investments.
iii) Redemption
Repurchase proceeds will be dispatched to you by the fund house within 10
working days. The redemption request can be made on any business day subject
to the NAV price.
iv) Fund Manager
SBI Arbitrage Opportunities Fund is managed by Mr Neeraj Kumar since October
2012. He comes with a total work experience of 22 years.
The fund house does not charge any entry load or exit load if redeemed one month
after the date of allotment. However, 0.50% exit load is charged if redeemed after
before one month from the date of allotment.
Tax benefits of investing in Arbitrage Opportunities Fund

date of allotment. Long-term capital gain, in excess of Rs 1 lakh, are taxed at 10%
if sold after one year. Dividend distribution tax is applicable. 10% tax will be
deducted at source for dividends.
About SBI PSU Fund

SBI PSU Fund is an open-ended Equity scheme investing in PSU/PSU
subsidiaries sector. The fund may also invest in debt and money market
instruments issued by PSUs and others. Primarily, the fund will focus on PSU
and its subsidiaries to ensure long-term capital appreciation for the investors.
Pros & Cons of SBI PSU Fund

SBI PSU Fund offers the following benefits:
1. The fund offers opportunities to investors to grow their capital with PSU
companies.
2. However, the returns with the SBI PSU Fund have been lower than average
category return for multiple timeframes.
Fund Information and Statistics of SBI PSU Fund

The SBI PSU Fund was launched on July 07, 2010, by SBI Mutual Funds.
ii) Risk level
Investment in this fund is a high-risk bet. It is suitable only if you are well-versed
with investment in Mutual Funds and have a long-term goal.
iii) Redemption
iv) Fund Manager
SBI PSU Fund is managed by Mr Richard D’souza since August 2016. He comes
with 26 years of experience.
after the date of allotment. However, 1% exit load is charged if redeemed after
before one year from the date of allotment.
Tax benefits of investing in SBI PSU Fund

A short-term capital gain tax of 15% is applicable if sold within a year from the
date of allotment, whereas Long term capital gains , in excess of Rs 1 lakh, will
be taxed at 10% if sold after one year. A dividend distribution tax of 10% is also
levied on dividends.

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Sbi Mutual Fund

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SBI Mutual Fund

SBI Mutual Fund offers an entire range of investment solutions covering

1. What are SBI Mutual Funds?

1. What are SBI Mutual Funds?

2. How to Invest in SBI Mutual Funds?

3. Process and Documents required to invest in SBI Mutual Funds via

4. Top 5 SBI Mutual Funds

Top 5 SBI Mutual Funds 1yr 3y 5y 10yr

SBI Arbitrage Opportunities Fund (Hybrid: 6.06 5.9 7.1 7.14

SBI Banking & Financial Services Fund-Regular 16.1 18. – –

SBI Dynamic Asset Allocation Fund (Hybrid 10.3 9.5 –

5. SBI Equity Funds

6. SBI Tax Saving Funds

7. SBI Debt Funds

8. SBI Hybrid Funds

SBI Debt Moderate 8.7 The objective of this scheme is to

SBI Multi Moderate 10.47 In this scheme, Investors are

SBI Arbitrage Moderately 7.18 The scheme offers a regular

SBI Dynamic Moderately 9.15 (3yr) This scheme is specifically

9. About SBI Mutual Funds

o The SBI Funds Management has comprehensive experience and

o The products offered are picked based on empirical research and

o SBIMF over the years has excelled at understanding the objective

o There is a wide spectrum of funds that SBI offers, to suit i nvestors

o Depending on your personalized requirements, you can pick from a

o SBI MF offers both domestic funds and offshore funds

11. Best SBI Mutual Fund Schemes

SBI Small Cap Fund

SBI ETF Gold

SBI Focused Equity Fund

SBI Multi Asset Allocation Fund

SBI Dynamic Bond

SBI Healthcare Opportunities

SBI Large & Midcap

SBI Magnum Ultra Short Dur

SBI Magnum Gilt

SBI Magnum Children’s Benefit

SBI Nifty Index

SBI Overnight Fund

SBI Magnum Gilt

SBI Magnum Income

SBI Magnum Gilt

SBI Bluechip Fund

SBI Magnum Multicap

SBI Magnum Gilt

SBI Equity Hybrid Fund

SBI Magnum Comma

SBI Magnum Medium Dur

SBI Magnum Constant Mat

SBI Magnum Midcap

SBI Credit Risk Fund

SBI Magnum Global

SBI Magnum Gilt

SBI Dynamic Asset Allocation

SBI Equity Savings

SBI Banking and PSU

SBI Magnum Tax Gain Scheme

SBI Magnum Equity ESG

SBI ETF BSE 100 ETF

SBI ETF Nifty Bank

SBI ETF Nifty Next 50

SBI Short Term Debt Fund

SBI Magnum Low Duration