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Account Number
5240 1467 5028 9001
flybuys Membership Number
6008 9448 0130 3015
Statement Period
11/11/19 - 08/12/19
Kishor Berde Available Credit*
Unit 805/2-10 Orara St $10,571.00
WAITARA NSW 2077 Credit Limit
$12,000.00

Overdue Amount Due Now

$30.00
Minimum Payment Due
$47.00
Minimum Payment Due Date
Coles No Annual Fee Platinum Mastercard 02 January 2020

***YOUR ACCOUNT IS NOW OVERDUE***

PLEASE PAY THE OVERDUE AMOUNT IMMEDIATELY.

Account Summary
Opening Closing Minimum Overdue Amount Payment Due Overlimit Amount
Balance Balance Payment Due Due Now Due Now
$609.08 $1,428.60 $47.00 $30.00 $77.00 $0.00

Total Cash Limit: $12,000.00 of your Credit Limit is available for Cash Advance.

The warning below is an Australian Government Requirement and the information is provided as a guide only.
Minimum Repayment Warning: If you make only the minimum payment each month, you will pay more interest and it will take you longer to pay off
your balance. For example:
If you make no additional charges using this card You will pay off the Closing Balance shown on And you will end up paying an estimated total
and each month you pay... this statement in about... interest of...

Only the minimum payment 6 years and 6 months $1,005.63 interest

$72.70 2 years $278.71, a saving of $726.92
Having trouble making repayments? If you are having difficulty making your credit card repayments, please contact us on
1300 306 397. We may be able to assist you.

Payment Options
BPAY®, Biller Code: 8862
Reference Number: 5240 1467 5028 9001
Contact any participating institution to make your
payment from your cheque or savings account.
Direct Debit
Use Direct Debit to automatically pay your minimum
repayment on the due date from the bank account of
your choice. Just call 1300 306 397.

52401467502890010007700524014675028900101428609

Australia Post By Post Account Number

Present your card with your payment at any Send a cheque made payable to your Coles 5240 1467 5028 9001
participating Australia Post retail outlet offering Mastercard Account Number, along with this
Bank@Post. A fee of $2.25 will apply for these completed payment slip to Coles Mastercard, Payment Due^
transactions. GPO Box 5427, Sydney NSW 2001
Please do not send cash, or fold, print or staple your
cheque.
$77.00
Amount Paid

^This amount does not include any Overlimit Amount. Overdue Amount and Overlimit Amount is payable immediately. POZOCCF2U.20191207.062230.SA1.414.AFP
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Customer Support 1300 306 397

Web coles.com.au/mastercard

Account Name Kishor Berde Statement Begins 11 November 2019

Account Number 5240146750289001 Statement Ends 08 December 2019

Annual % Rate
Purchases 19.99% Cash Advances 19.99%

Your flybuys points Summary

You'll earn 1 flybuys point per A$2.00 on eligible spend with your Coles No Annual Fee Mastercard**
flybuys points flybuys bonus points Total flybuys points
collected this period collected this period collected this period
225 396 621

Transactions
Date Transaction Details Reference Number Amount
Card Number 5446 3711 2255 2116
Nov 09 Coles 0860 Hornsby Au 05282949313137403471616 8.70
Nov 09 Kmart 1042 Hornsby Au 05282949313137406501898 76.00
Nov 09 Transportfornsw Opal Chippendale Au 85353109313906001619181 20.00
Nov 09 Transportfornsw Opal Chippendale Au 85353109313906001621260 20.00
Nov 09 Transportfornsw Opal Chippendale Au 85353109313906001632317 20.00
Nov 09 Transportfornsw Opal Chippendale Au 85353109313906001639536 20.00
Nov 09 Transportfornsw Opal Chippendale Au 85353109313906001640120 10.00
Nov 11 Coles 0860 Hornsby Au 05282949315137515384481 5.56
Nov 11 Transportfornsw Opal Chippendale Au 85353109315906001207050 20.00
Nov 11 T20 World Cup Sydney Au 85353109315906001445197 126.55
Nov 14 Coles 0860 Hornsby Au 05282949318137726146098 12.81
Nov 17 Pacific Green Grocery St Marys Au 85353109321806379921872 30.65
Nov 20 Coles 0860 Hornsby Au 05282949324138214882998 18.29

Important Information
Please check your statement and report any errors or unauthorised transactions to our Customer Support Team on 1300 306 397. For general account enquiries
including transaction disputes and lost or stolen cards, please contact our Customer Support Team on 1300 306 397. Please note that telephone calls with us may
be recorded for training and verification purposes. Further information about your account can be found in your Terms and Conditions available at
www.coles.com.au/mastercard/terms-conditions

*The Available Credit may include uncleared funds (e.g. deposited cheque will not be available until the cheque is cleared, which may be up to seven Business
Days). If you have not made the Minimum Monthly Payments you may not be able to access the Available Credit.

**flybuys points awarded for using a Coles Mastercard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. The number of
flybuys points awarded is calculated by reference to the Australian dollar amount of the transaction. flybuys points will be allocated by flybuys in accordance with the
flybuys terms and conditions. flybuys Points are earned in accordance with the earn rates set out for each product in the Coles Mastercard Rewards Terms and
Conditions found at www.coles.com.au/rewards-mastercard/terms-conditions.

Coles unsecured credit products are issued by Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian credit licence 238098 and distributed by
Coles Supermarkets Australia Pty Ltd ABN 45 004 189 708.

® Registered to BPAY Pty. Ltd. ABN 69 079 137 518.

Please make all cheques payable to your Account Number. If paying by mail, send your cheque to
GPO Box 5427, Sydney NSW 2001.
Please do not send notes or coins.
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Customer Support 1300 306 397

Web coles.com.au/mastercard

Account Name Kishor Berde Statement Begins 11 November 2019

Account Number 5240146750289001 Statement Ends 08 December 2019

Transactions (Continued)
Date Transaction Details Reference Number Amount
Card Number 5240 1467 5028 9001
Nov 15 New Retail Rate 19.99% Eff 15112019
Nov 24 Chatkazz Pty Ltd Harris Park Au 05544009328004871779948 63.90
Nov 24 Chatkazz Sweets & Nam Harris Park Au 05544009328004871812103 32.34
Nov 27 Coles 0860 Hornsby Au 05282949331138734263142 24.59
Nov 29 Ozia Tours Auburn Au 85313509333051717724243 125.50
Dec 01 Woolworths 1248 Sydney Au 55430489336171558800630 41.40
Dec 01 Sri Venkateswara Tem Helensburgh Au 85353109335806813113171 53.50
Dec 02 Coles 0860 Hornsby Au 05282949336139104278368 30.44
Dec 05 Kmart Online 03 Au 05282949339139336097401 27.00
Dec 06 Late Payment Fee 19999999989340001289660 30.00
Dec 06 Interest Charged -Retail 19999999989340001289670 2.29
Closing Balance $1,428.60

POZOCCF2U.20191207.062230.SA1.414.AFP
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