Financials - IRDA - PD For Jun-10

Form L-1-A-RA
AEGON RELIGARE LIFE INSURANCE COMPANY LIMITED

IRDA Registration No: 138
Date of Registration with IRDA: June 27, 2008
REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
Policyholders’ Account (Technical Account)

(Rs. '000)
Particulars Schedule Quarter ended Quarter ended
June 30, 2010 June 30, 2009
Premiums earned – net
(a) Premium L-4 424,929 116,208
(b) Reinsurance ceded (6,000) (1,071)
(c) Reinsurance accepted - -
Sub Total 418,929 115,137
Income From Investments

(a) Interest, Dividends and Rent – Gross 13,038 2,344
(b) Profit on sale/redemption of investments 16,769 16,432
(c) (Loss) on sale/ redemption of investments (12,946) (113)
(d) Transfer/Gain on revaluation/change in fair value* 30,060 29,430
(e) Amortisation of premium / discount on investments 1,314 975
Other Income
(a) Contribution from Shareholders' Account - -
(b) Linked Income - -
(c ) Appropriation / (Expropriation) adjustment 1,082 -
TOTAL (A) 468,246 164,205
Commission L-5 34,083 8,244
Operating Expenses related to Insurance Business L-6 728,050 460,829
Provision for Doubtful debts - -

Bad debts written off - -
Provision for Tax
(a) Income Tax - -
(b) Fringe Benefit Tax - 2,100
Provisions (other than taxation)
(a) For diminution in the value of investments (Net) - -
(b) Others - -
TOTAL (B) 762,133 471,173
Benefits Paid (Net) L-7 4,971 3,840

Interim Bonuses Paid - -
(a) Gross** 50,383 18,346

(b) Fund Reserve 298,203 92,655
(c) Amount ceded in Reinsurance (10,511) (873)
(d) Amount accepted in Reinsurance - -
TOTAL (C) 343,046 113,968
SURPLUS/(DEFICIT) (D)=(A)-(B)-(C) (636,933) (420,936)
APPROPRIATIONS
Transfer to Shareholders’ Account - -

Transfer to Balance Sheet being "Deficit in Revenue Account (Policyholders' Account)" (640,055) (422,550)
Balance being Funds for Future Appropriations 3,122 1,614
TOTAL (E) (636,933) (420,936)
* Represents the deemed realised gain as per norms specified by the Authority
**Represents Mathematical Reserves after allocation of bonus
The breakup of total surplus is as under:
(a) Interim Bonus Paid - -
(b) Allocation of Bonus to policyholders - -
(c) Surplus shown in the Revenue Account - -
(d) Total Surplus: [(a)+(b)+(c)] - -
Form L-2-A-PL
PROFIT AND LOSS ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
Shareholders’ Account (Non-technical Account)

(Rs. '000)
Particulars Quarter ended Quarter ended
June 30, 2010 June 30, 2009
Amount transferred from Policyholders Account (Technical Account) - -
Income From Investments

(a) Interest, Dividends and Rent – Gross 12,898 9,327
(b) Profit on sale/redemption of investments 1,450 1,772
(c) (Loss on sale/redemption of investments) - (170)
(d) Transfer/Gain on revaluation/change in fair value - -
(e) Amortisation of premium/discount on investments 3,319 2,193
Other Income - -
TOTAL (A) 17,667 13,122
Expenses other than those directly related to the insurance business 1,779 150
Bad debts written off - -
Provisions (Other than taxation)
(a) For diminution in the value of investments (net) - -
(b) Provision for doubtful debts - -
(c) Others - -
Contribution to the Policyholders Account (Technical Account) - -
TOTAL (B) 1,779 150
Profit/(Loss) before tax 15,888 12,972

Provision for Tax
Current tax - -
Fringe Benefit Tax - -
In respect of earlier year - -
Profit/(Loss) after tax 15,889 12,972
APPROPRIATIONS
(a) Balance at the beginning of the year/period (199,656) (237,878)
(b) Interim dividends paid during the year/period - -
(c) Proposed final dividend - -
(d) Dividend distribution on tax - -
(e) Transfer to reserves/ other accounts - -
Profit/ (Loss) carried forward to the Balance Sheet (183,768) (224,906)
FORM L-3-A-BS
BALANCE SHEET AS AT JUNE 30, 2010

(Rs. '000)
Particulars Schedule As at As at
June 30, 2010 March 31, 2010
SOURCES OF FUNDS
Shareholders’ Funds
Share Capital L-8, L-9 7,000,000 5,700,000
Reserves And Surplus L-10 - -
Credit/(Debit) Fair Value Change Account (Net) 12 53
Sub-Total 7,000,012 5,700,053
Borrowings L-11 - -
Policyholders’ Funds:
Credit/(Debit) Fair Value Change Account (Net) - -
Policy Liabilities 172,164 132,292
Insurance Reserves
Linked Liabilities 1,575,773 1,258,649
Fair value change 30,059 48,980
Provision For Linked Liabilities 1,605,832 1,307,629
Sub-Total 1,777,996 1,439,921
Funds For Future Appropriations

Linked 15,699 12,577
TOTAL 8,793,707 7,152,551
APPLICATION OF FUNDS
Investments
Shareholders’ L-12 1,492,190 1,035,748
Policyholders’ L-13 178,854 136,362
Assets Held To Cover Linked Liabilities L-14 1,621,531 1,320,206
Loans L-15 - -
Fixed Assets L-16 389,206 452,062
Current Assets
Cash and Bank Balances L-17 87,528 252,600
Advances And Other Assets L-18 712,586 487,104
Sub-Total (A) 800,114 739,704
Current Liabilities L-19 354,330 524,715

Provisions L-20 79,635 128,426
Sub-Total (B) 433,965 653,141
Net Current Assets (C) = (A – B) 366,149 86,563

Miscellaneous Expenditure L-21 - -
(To the extent not written off or adjusted)
Debit Balance of Profit and Loss Account 183,768 199,656
Deficit in the Revenue Account (Policyholders' Account) 4,562,009 3,921,954
TOTAL 8,793,707 7,152,551
CONTINGENT LIABILITIES
(Rs. '000)
Particulars As at As at
June 30, 2010 March 31, 2010
Partly paid – up investments - -
Claims, other than against policies, not acknowledged as debts by the Company - -
Underwriting commitments outstanding - -
Guarantees given by or on behalf of the Company - -
Statutory demands/ liabilities in dispute, not provided for - -
Reinsurance obligations to the extent not provided for in accounts - -
Others - -
Total - -
SCHEDULES FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
Form L-4 PREMIUM SCHEDULE

PREMIUM
(Rs. '000)
June 30, 2010 June 30, 2009
First year premiums 321,131 114,423
Renewal premiums 83,495 -
Single premiums 20,303 1,785
TOTAL PREMIUM 424,929 116,208
Form L-5 COMMISSION SCHEDULE

COMMISSION EXPENSES
(Rs. '000)
June 30, 2010 June 30, 2009
Commission paid
Direct - First year premiums 33,386 8,244
- Renewal premiums 588 -
- Single premiums 109 -
Total (A) 34,083 8,244
Add : Commission on Re-insurance Accepted - -
Less : Commission on Re-insurance Ceded - -
Net Commission 34,083 8,244
Break-up of Commission Expense (Gross) incurred to procure business

Agents 16,350 5,948
Brokers 11,200 1,156
Corporate Agencies 6,533 1,140
Referrals - -
Total (B) 34,083 8,244
SCHEDULE FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
FORM L-6-OPERATING EXPENSES SCHEDULE

OPERATING EXPENSES RELATED TO INSURANCE BUSINESS
(Rs. '000)
June 30, 2010 June 30, 2009
Employees’ remuneration and welfare benefits 319,088 187,773

Travel, conveyance & vehicle running expenses 25,872 12,480
Training expenses 3,482 3,233
Rents, rates and taxes 58,333 47,882
Repairs 1,090 1,595
Printing and stationery 3,880 1,735
Communication expenses 9,263 6,017
Legal and professional charges 3,716 3,441
Medical fees 6,350 1,701
Auditors' fees, expenses etc
a) (i) as auditor 900 375
(ii) Out of Pocket expenses 28 6
b) as adviser or in any other capacity, in respect of
(i) Taxation matters - -
(ii) Insurance matters - -
(iii) Management services; - -
c) in any other capacity (certification fees) - -
Advertisement, Marketing and publicity 93,606 76,823
Interest and bank charges 1,432 956
Depreciation/Amortisation 68,102 56,547
Others:
Information technology and related expenses 32,994 22,735
Business Processing Services 5,038 2,168
Office maintenance 10,927 6,533
Recruitment 22,328 5,613
Other Miscellaneous expenses 4,246 1,319
Electricity 11,607 6,616
Sales and Business Promotion expenses 34,170 11,154
Service tax 11,598 4,127
TOTAL 728,050 460,829
SCHEDULE FORMING PART OF THE REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
FORM L-7-BENEFITS PAID SCHEDULE

BENEFITS PAID [NET]
(Rs. '000)
June 30, 2010 June 30, 2009
Insurance Claims
(a) Claims by Death, 16,091 3,840
(b) Claims by Maturity, - -
(c) Annuities/Pensions payment, - -
(d) Periodical Benefit - -
(e) Health - -
(f) Other benefits - Riders 500 -
(Amount ceded in reinsurance):

(a) Claims by Death, (11,620) -
(e) Health - -
(f) Other benefits - Riders - -
Amount accepted in reinsurance :

(a) Claims by Death, - -
(e) Health - -
(d) Other benefits - Riders - -
TOTAL 4,971 3,840
SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010
FORM L-8-SHARE CAPITAL SCHEDULE

SHARE CAPITAL
(Rs. '000)
June 30, 2010 March 31, 2010
Authorised Capital 20,000,000 20,000,000

2,000,000,000 Equity shares of Rs 10 each
Issued Capital 7,000,000 5,700,000
700,000,000 Equity shares (Previous year: 570,000,000) of Rs 10 each
Subscribed Capital 7,000,000 5,700,000
Called up Capital 7,000,000 5,700,000
Less: Calls unpaid - -
Add: Shares forfeited (Amount originally paid up) - -
Less: Par value of Equity Shares bought back - -
Less: Preliminary Expenses - -
TOTAL 7,000,000 5,700,000
FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

PATTERN OF SHAREHOLDING
[As certified by the Management]
(In '000)
June 30, 2010 March 31, 2010
Number of % of Number of % of
shares Holding shares Holding
Promoters
- Indian
Religare Enterprises Limited and its nominees 308,000 44.00% 250,800 44.00%
Bennett Coleman & Co. Limited 210,000 30.00% 171,000 30.00%
- Foreign
AEGON India Holdings B.V. and its nominees 182,000 26.00% 148,200 26.00%
TOTAL 700,000 100.00% 570,000 100.00%
SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010
FORM L-10-RESERVES AND SURPLUS SCHEDULE

RESERVES AND SURPLUS
(Rs. '000)
June 30, 2010 March 31, 2010
Capital Reserve - -
Capital Redemption Reserve - -
Share Premium - -
Revaluation Reserve - -
General Reserves - -
Less: Debit balance in Profit and Loss Account - -
Less: Amount utilized for Buy-back - -
Catastrophe Reserve - -
Other Reserves - -
Balance of profit in Profit and Loss Account - -
TOTAL - -
FORM L-11-BORROWINGS SCHEDULE

BORROWINGS
(Rs. '000)
June 30, 2010 March 31, 2010
Debentures/Bonds - -
Banks - -
Financial Institutions - -
Others - -
TOTAL - -
FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

INVESTMENTS-SHAREHOLDERS
(Rs. '000)
June 30, 2010 March 31, 2010
LONG TERM INVESTMENTS
Government Securities and Government guaranteed bonds including Treasury Bills 256,040 209,480
Other Approved Securities 93,838 43,307
Other Investments
(a) Shares
(aa) Equity - -
(bb) Preference - -
(b) Mutual Funds - -
(c) Derivative Instruments - -
(d) Debentures/ Bonds 75,664 32,315
(e) Other Securities* - -
(f) Subsidiaries - -
(g) Investment Properties-Real Estate - -
Investments in Infrastructure and Social Sector 214,710 106,101
Other than Approved Investments
Equity Shares - -
Debentures/ Bonds - -
SHORT TERM INVESTMENTS

Other Approved Securities - -
Other Investments
(a) Shares
(aa) Equity - -
(bb) Preference - -
(b) Mutual Funds 35,389 -
(d) Debentures/ Bonds 249,067 -
(e) Other Securities* 1,380 6,862
Equity Shares - -
Mutual funds 19,803 132,118
TOTAL 1,492,190 1,035,748
Notes:
i) Aggregate book value and market value of long term investments other than equity shares is Rs. 640,251
(Previous year Rs. 391,203 ('000)) and Rs. 640,296 ('000) (Previous year Rs.398,832 ('000)) respectively.
ii) Aggregate book value and market value of short term investments other than equity shares is Rs. 851,938 ('000)
(Previous year Rs. 644,545 ('000)) and Rs. 851,907 ('000) (Previous year Rs. 644,545 ('000)) respectively
* Other Securities include the Bank Fixed Deposits
FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

INVESTMENTS-POLICYHOLDERS
(Rs. '000)
June 30, 2010 March 31, 2010
Government Securities and Government guaranteed bonds including Treasury Bills - -
Other Approved Securities 50,000 50,064
Other Investments
(a) Shares
(aa) Equity - -
(bb) Preference - -
(e) Other Securities - -
Equity Shares - -

Government Securities and Government guaranteed bonds including Treasury Bills - -
Other Investments
(a) Shares
(aa) Equity - -
(bb) Preference - -
(d) Debentures/ Bonds - -
(e) Other Securities - -
Equity Shares - -
Mutual funds - -
TOTAL 178,854 136,362
Notes:
i) Aggregate book value and market value of long term investments other than equity shares is Rs. 134,988
(Previous year Rs. 93,220 ('000)) and Rs. 145,119 ('000) (Previous year Rs. 98,690 ('000)) respectively.
ii) Aggregate book value and market value of short term investments other than equity shares is Rs.43,866 ('000)
(Previous year Rs. 43,142 ('000)) and Rs.43,866 ('000) (Previous year Rs. 43,142 ('000)) respectively
FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

ASSETS HELD TO COVER LINKED LIABILITIES
(Rs. '000)
June 30, 2010 March 31, 2010

Other Investments
(a) Shares
(aa) Equity - -
(bb) Preference - -
Equity Shares - -


Other Investments
(a) Shares
(aa) Equity 1,053,538 796,816
(bb) Preference - -
(b) Mutual Funds 55,280 28,515
(d) Debentures/ Bonds - -
Equity Shares 143,998 103,435
Mutual Fund 55,280 12,775
Net Current assets 29,200 141,533
TOTAL 1,621,531 1,320,206
Notes: #N/A
i) Aggregate book cost and market value of long term investments other than equity shares is Rs. 205,849 ('000)
ii) Aggregate book cost and market value of short term investments other than equity shares is Rs. 187,901 ('000)
* Other Securities include the Bank Fixed Deposits
FORM L-15-LOANS SCHEDULE

LOANS
(Rs. '000)
June 30, 2010 March 31, 2010
SECURITY-WISE CLASSIFICATION
Secured
(a) On mortgage of property
(aa) In India - -
(bb) Outside India - -
(b) On Shares, Bonds, Govt. Securities etc. - -
(c) Loans against policies - -
(d) Others - -
Unsecured - -
Total - -
BORROWER-WISE CLASSIFICATION
(a) Central and State Governments - -
(b) Banks and Financial Institutions - -
(c) Subsidiaries - -
(d) Companies - -
(e) Loans against policies - -
(f) Others - -
Total - -
PERFORMANCE-WISE CLASSIFICATION
(a) Loans classified as standard
(aa) In India - -
(b) Non-standard loans less provisions
(aa) In India - -
Total - -
MATURITY-WISE CLASSIFICATION
(a) Short Term - -
(b) Long Term - -
Total - -
FORM L-16-FIXED ASSETS SCHEDULE

FIXED ASSETS
(Rs. '000)
Particulars
Gross Block (at cost) Depreciation/ Amortisation Net Block
As at Additions / As at As at Additions / As at As at As at
Deletions Deletions
April 1, 2010 Adjustments June 30, 2010 April 1, 2010 Adjustments June 30, 2010 June 30, 2010 March 31, 2010
Intangible Assets
Goodwill - - - - - - - - - -
Software 460,868 11,546 - 472,414 230,026 44,082 - 274,108 198,306 230,842
Tangible Assets
Leasehold improvements 169,789 - - 169,789 56,759 8,514 - 65,273 104,516 113,030
Furniture and Fittings 9,130 17 - 9,147 8,836 31 - 8,867 280 294
Information Technology Equipment 169,640 4,065 - 173,705 104,278 13,140 - 117,418 56,287 65,362
Vehicles - - - - - - - - - -
Office Equipment 48,457 116 - 48,573 16,832 2,335 - 19,167 29,406 31,625
Total 857,884 15,744 - 873,628 416,731 68,102 - 484,833 388,795 441,153
Capital Work In Progress - (including 10,909 - - 411 - - - - 411 10,909
capital advances)
TOTAL 868,793 15,744 - 874,039 416,731 68,102 - 484,833 389,206 452,062
Previous Year 717,432 143,360 2,908 857,884 168,855 249,573 1,697 416,731 452,062
FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES
(Rs. '000)
June 30, 2010 March 31, 2010
Cash including cheques on hand , drafts and stamp in hand 2,078 146,553
Bank Balances
(a) Deposit Accounts
(aa) Short-term (due within 12 months of the date of balance sheet) - -
(bb) Others - -
(b) Current Accounts 85,450 106,047
(c) Others - -
Money at Call and Short Notice
(a) With Banks - -
(b) With other Institutions - -
Others - -
TOTAL 87,528 252,600
Balances with non-scheduled banks - -
CASH AND BANK BALANCES

In India 87,528 252,600
Outside India - -
TOTAL 87,528 252,600
FORM L-18-ADVANCES AND OTHER ASSETS SCHEDULE

ADVANCES AND OTHER ASSETS
(Rs. '000)
June 30, 2010 March 31, 2010
ADVANCES
Reserve deposits with ceding companies - -
Application money for investments - -
Prepayments 26,266 33,845
Advances to Directors/Officers - -
Advance tax paid and taxes deducted at source 1,459 1,538
(Net of provision for taxation)
Others
Advances to Suppliers 307,932 193,721
Advances to Employees 1,161 1,235
TOTAL (A) 336,818 230,339
OTHER ASSETS
Income accrued on investments 41,006 13,926
Outstanding Premiums 1,033 2,466
Agents’ Balances 874 413
Foreign Agencies Balances - -
Due from other entities carrying on insurance business (including reinsurers) 16,731 7,763
Due from subsidiaries/ holding company - -
Deposit with Reserve Bank of India - -
[Pursuant to section 7 of Insurance Act, 1938]
Others
Refundable Security Deposits 179,291 111,379
Service Tax Unutilised Credit 131,271 119,647
Management fees receivable 5,562 1,171
TOTAL (B) 375,768 256,765
TOTAL (A+B) 712,586 487,104
SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010
FORM L-19-CURRENT LIABILITIES SCHEDULE

CURRENT LIABILITIES
(Rs. '000)
June 30, 2010 March 31, 2010
Agents’ Balances 12,597 26,888

Balances due to other insurance companies - -
Deposits held on re-insurance ceded - -
Premiums received in advance 1,059 2,595
Unallocated premium 41,992 23,486
Sundry creditors 239,833 439,302
Due to subsidiaries/ holding company - -
Claims Outstanding 20,246 3,800
Due to Directors/Officers - -
Others:
Premium/ proposal deposits, to be refunded 1,464 1,903
Others (includes statutory dues payable and payables to employees) 27,622 22,736
Service Tax payable 932 -
Reinsurance Premium Payable 8,585 4,005
TOTAL 354,330 524,715
FORM L-20-PROVISIONS SCHEDULE

PROVISIONS
(Rs. '000)
June 30, 2010 March 31, 2010
For taxation (less payments and taxes deducted at source)

Fringe Benefit Tax - -
For proposed dividends - -
For dividend distribution tax - -
Others:
Provisions for Employee Benefits 38,607 92,500
Provision for Gratuity 22,778 19,778
Provision for Leave encashment 18,250 16,148
TOTAL 79,635 128,426
FORM L-21-MISCELLANEOUS EXPENDITURE SCHEDULE

MISCELLANEOUS EXPENDITURE
(To the extent not written off or adjusted )
(Rs. '000)
As at As at
Particulars
June 30, 2010 March 31, 2010
Discount Allowed in issue of shares/ debentures - -
Others - -
TOTAL - -
FORM L-22: Analytical Ratios
Insurer: AEGON Religare Life Insurance Company Limited Date: 30/06/2010
Analytical Ratios for Life Companies

Quarter ended Quarter ended
Sl.No. Particular
June 30, 2010 June 30, 2009
1 New business premium income growth rate - segment wise
Non - Participating Individual -6.86% NA
Non - Participating Group 18307.94% NA
Linked Pension 205.05% NA
Linked Life 257.60% NA
2 Net Retention Ratio 98.59% 99.08%
3 Expense of Management to Gross Direct Premium Ratio 179.77% 403.78%
4 Commission Ratio (Gross commission paid to Gross Premium) 8.02% 7.09%
5 Ratio of policy holder's liabilities to shareholder's funds 78.87% 91.22%
6 Growth rate of shareholders' fund 42.81% 7.43%
7 Ratio of surplus to policyholders' liability 0.00% 0.00%
8 Change in net worth (Rs'000) 675,793 90,523
9 Profit after tax/Total Income -127.81% -230.06%
10 (Total real estate + loans)/(Cash & invested assets) 0% 0%
11 Total investments/(Capital + Surplus) 146.06% 157.90%
12 Total affiliated investments/(Capital+ Surplus) 0% 0%
13 Investment Yield (Gross and Net) 6.31% 7.65%
14 Conservation Ratio NA NA
15 Persistency Ratio
For 13th month 44% NA
For 25th month NA NA
For 37th month NA NA
For 49th Month NA NA
for 61st month NA NA
16 NPA Ratio
Gross NPA Ratio NA NA
Net NPA Ratio NA NA
Equity Holding Pattern for Life Insurers

1 (a) No. of shares 700,000,000 350,000,000
(b) Percentage of shareholding (Indian / Foreign)
2 - Indian 74% 74%
- Foreign 26% 26%
( c) %of Government holding (in case of public sector insurance
3 NA NA
companies)
(a) Basic and diluted EPS before extraordinary items (net of tax
4 (1.01) (1.19)
expense) for the period (not to be annualized) (Rs.)
(b) Basic and diluted EPS after extraordinary items (net of tax
5 (1.01) (1.19)
expense) for the period (not to be annualized) (Rs.)
6 (iv) Book value per share (Rs.) 3.22 3.74
RECEIPTS AND PAYMENTS ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010
FORM L-23-RECEIPTS AND PAYMENTS SCHEDULE

(Rs. '000)
June 30, 2010 June 30, 2009
CASH FLOWS FROM OPERATING ACTIVITIES
Premium collection (Excluding Service Tax but including proposals pending issuance) 442,893 117,374
Cash paid to Reinsurers (1,419) -
Cash paid to suppliers (633,974) (284,738)
Cash paid to employees (367,805) (218,157)
Benefits paid 11,475 (302)
Commission paid (48,835) (8,336)
Deposits paid (67,911) (33)
Taxes Paid 79 (2,500)
Service tax paid (22,291) (9,342)
Net cash used in operating activities (687,788) (406,034)
CASH FLOWS FROM INVESTING ACTIVITIES

Purchase of Fixed Assets (16,888) (65,187)
Net Purchase of Investments (767,173) (83,303)
Interest and Dividend Received (10,135) 1,424
Net cash used in investing activities (794,196) (147,066)
CASH FLOWS FROM FINANCING ACTIVITIES

Proceeds from issuance of share capital 1,300,000 500,000
Net cash from financing activities 1,300,000 500,000
Net increase in cash and cash equivalent (181,984) (53,100)

Cash and cash equivalent at beginning of the period 285,343 97,783
Cash and cash equivalent as at the end of the period 103,359 44,683
1. The above Receipts and Payments Account has been prepared as prescribed by Insurance Regulatory and Development Authority
(Preparation of Financial Statements and Auditor's Report of Insurance Companies) Regulations, 2002 under the "Direct Method"
laid out in Accounting standard - 3 on Cash Flow Statements.
2. Cash and Cash equivalent at the end of the period comprise of the following Balance sheet amounts;
(Rs. '000)
June 30, 2010 June 30, 2009
Cash (including cheques, drafts, stamps in hand) 2,078 1,093
Bank Balances 85,450 38,657
Bank Balances in Unit Linked Funds 15,831 4,933
Total 103,359 44,683
FORM L-24: Valuation of net liabilities
Insurer: AEGON Religare Life Insurance Company Limited

Date: 30/06/2010
(Rs in Lakhs)
Valuation of net liabilities
As at As at
Sl.No. Particular
June 30, 2010 March 31, 2010
1 Linked
a Life 13,566 11,214
b General Annuity - -
c Pension 2,885 2,256
d Health - -
2 Non-Linked -
a Life 1,270 929
b General Annuity - -
c Pension - -
d Health 59 -
FORM L-25-(i): Geographical Distribution Channel - Individuals

(Rs in Lakhs)
Geographical Distribution of Total Business - Individual
Rural Urban Total Business
( Individual) (Individual ) (Individual )
Sl.No. State / Union Territory
No. of No. of Premium Sum Assured No. of No. of Premium Sum No. of No. of Lives Premium Sum Assured
Policies Lives Policies Lives Assured Policies
1 Andhra Pradesh - - - - 489 489 133 1,984 489 489 133 1,984
2 Arunachal Pradesh - - - - - - - - - - - -
3 Assam - - - - 154 154 38 306 154 154 38 306
4 Bihar - - - - - - - - - - - -
5 Chhattisgarh - - - - 132 132 33 853 132 132 33 853
6 Goa - - - - 23 23 10 156 23 23 10 156
7 Gujarat - - - - 676 676 189 2,875 676 676 189 2,875
8 Haryana - - - - 201 201 90 1,055 201 201 90 1,055
9 Himachal Pradesh - - - - - - - - - - - -
10 Jammu & Kashmir - - - - - - - - - - - -
11 Jharkhand - - - - 225 225 61 411 225 225 61 411
12 Karnataka - - - - 575 575 268 4,245 575 575 268 4,245
13 Kerala - - - - 325 325 105 918 325 325 105 918
14 Madhya Pradesh - - - - 368 368 56 1,913 368 368 56 1,913
15 Maharashtra - - - - 3,049 3,049 866 125,910 3,049 3,049 866 125,910
16 Manipur - - - - - - - - - - - -
17 Meghalaya - - - - - - - - - - - -
18 Mizoram - - - - - - - - - - - -
19 Nagaland - - - - - - - - - - - -
20 Orissa - - - - 210 210 53 493 210 210 53 493
21 Punjab - - - - 526 526 147 1,375 526 526 147 1,375
22 Rajasthan - - - - 290 290 62 1,564 290 290 62 1,564
23 Sikkim - - - - - - - - - - - -
24 Tamil Nadu - - - - 722 722 261 3,070 722 722 261 3,070
25 Tripura - - - - - - - - - - - -
26 Uttar Pradesh - - - - 760 760 314 3,162 760 760 314 3,162
27 UttraKhand - - - - 67 67 12 249 67 67 12 249
28 West Bengal - - - - 401 401 166 1,874 401 401 166 1,874
29 Andaman & Nicobar Islands - - - - - - - - - - - -
30 Chandigarh - - - - 344 344 91 913 344 344 91 913
31 Dadra & Nagrahaveli - - - - - - - - - - - -
32 Daman & Diu - - - - - - - - - - - -
33 Delhi - - - - 757 757 442 6,045 757 757 442 6,045
34 Lakshadweep - - - - - - - - - - - -
35 Pondicherry - - - - - - - - - - - -
Total - - - - 10,294 10,294 3,396 159,370 10,294 10,294 3,396 159,370
FORM L-25-(ii): Geographical Distribution Channel - GROUP

(Rs in Lakhs)
Geographical Distribution of Total Business- Group
Rural Urban Total Business
(Group) (Group) (Group)
Sl.No. State / Union Territory
No. of No. of Premium Sum Assured No. of No. of Premium Sum Assured No. of No. of Premium Sum Assured
Policies Lives Policies Lives Policies Lives
1 Andhra Pradesh - - - - - - - - - - - -
2 Arunachal Pradesh - - - - - - - - - - - -
3 Assam - - - - - - - - - - - -
4 Bihar - - - - - - - - - - - -
5 Chhattisgarh - - - - - - - - - - - -
6 Goa - - - - - - - - - - - -
7 Gujarat - - - - - - - - - - - -
8 Haryana - - - - - - - - - - - -
9 Himachal Pradesh - - - - - - - - - - - -
10 Jammu & Kashmir - - - - - - - - - - - -
11 Jharkhand - - - - - - - - - - - -
12 Karnataka - - - - - - - - - - - -
13 Kerala - - - - - - - - - - - -
14 Madhya Pradesh - - - - - - - - - - - -
15 Maharashtra - 366 18 3,110 - 366 18 3,110
16 Manipur - - - - - - - - - - - -
17 Meghalaya - - - - - - - - - - - -
18 Mizoram - - - - - - - - - - - -
19 Nagaland - - - - - - - - - - - -
20 Orissa - - - - - - - - - - - -
21 Punjab - - - - - - - - - - - -
22 Rajasthan - - - - - - - - - - - -
23 Sikkim - - - - - - - - - - - -
24 Tamil Nadu - - - - - - - - - - - -
25 Tripura - - - - - - - - - - - -
26 Uttar Pradesh - - - - - - - - - - - -
27 UttraKhand - - - - - - - - - - - -
28 West Bengal - - - - - - - - - - - -
29 Andaman & Nicobar Islands - - - - - - - - - - - -
30 Chandigarh - - - - - - - - - - - -
31 Dadra & Nagrahaveli - - - - - - - - - - - -
32 Daman & Diu - - - - - - - - - - - -
33 Delhi - - - - - - - - - - - -
34 Lakshadweep - - - - - - - - - - - -
35 Pondicherry - - - - - - - - - - - -
Total - - - - - 366 18 3,110 - 366 18 3,110
FORM L-26-INVESTMENT ASSETS(LIFE INSURERS)-3A
Company Name & Code : AEGON Religare Life Insurance Company Limited - 138 PART - A
Statement as on: 30th June, 2010
Statement of Investment Assets (Life Insurers)
(Business within India)
Periodicity of Submission: Quarterly Rs.in Lakhs
Total Application as per Balance Sheet (A) 87,937.07 Reconciliation of Investment Assets
Add (B) Total Investment Assets (as per Balance Sheet) 32,950.70
Provisions Sch-14 796.35 Balance Sheet Value of:
Current Liabilities Sch-13 3,543.30 A. Life Fund 16,735.39
4,339.65 B. Pension & Gen Annuity Fund -
Less (C ) C. Unit Linked Funds 16,215.31
Debit Balance in P& L A/c 47,457.77 32,950.70
Loans Sch-09 -
Adv & Other Assets Sch-12 7,125.86
Cash & Bank Balance Sch-11 850.33
Fixed Assets Sch-10 3,892.06
Misc Exp. Not Written Off Sch-15 -
Funds available for Investments 32,950.70
NON - LINKED BUSINESS

SH PH
Book Value
UL-Non
Balance FRSM PAR NON PAR (SH+PH)
Unit Res
A. LIFE FUND % as per Reg Actual % FVC Amount Total Fund Market Value
F=
(a) (b) (c) (d) (e)
[b+c+d+e]
Not Less than

1 G. Sec
25% - 7,523.21 - - - 7,523.21 44.95% 7,365.15 7,523.21 7,442.35
Not Less than
2 G.Sec or Other Approved Securities (incl (i) above)
50% - 8,461.58 175.84 - 324.16 8,961.58 53.55% 8,838.79 8,961.58 8,907.78
3 Investment subject to Exposure Norms

- - - -
a. Housing & Infrastructure Not Less than - 2,647.28 216.83 - 1,015.70 3,879.81 23.18% 3,878.06 3,879.81 3,980.30
15%
b. i) Approved Investments Not exceeding
- 3,639.96 - - 56.00 3,695.96 22.08% 3,668.17 3,695.96 3,750.71
35%
ii) "Other Investments" not to exceed 15% - 198.03 - - - 198.03 1.18% 134.30 198.03 198.03
TOTAL LIFE FUND 100% - 14,946.86 392.67 - 1,395.86 16,735.39 ###### 16,519.33 ######## 16,836.83
PH
B. PENSION AND GENERAL ANNUITY FUND % as per Reg Book Value Actual % FVC Amount Total Fund Market Value
PAR NON PAR
1 G. Sec Not Less than 20%
2 G.Sec or Other Approved Securities (incl (i) above) Not Less than 40%
3 Balance in Approved investment Not Exceeding 60%
TOTAL PENSION, GENERAL ANNUITY FUND 100%
LINKED BUSINESS
PH
C. LINKED FUNDS % as per Reg Total Fund Actual %
PAR NON PAR
1 Approved Investment Not Less than 75%

- 14,316.66 14,316.66 88.29%
2 Other Investments Not More than 25% - 1,898.65 1,898.65 11.71%
TOTAL LINKED INSURANCE FUND 100% - 16,215.31 16,215.31 100.00%
CERTIFICATION :
Certified that the information given here in are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.
Date: 13/08/2010 Saibal Ghosh Rajiv Jamkhedkar
Chief Investment Officer Chief Executive Officer

FORM L-27-UNIT LINKED BUSINESS-3A
Unit Linked Insurance Business PART - B
Company Name & Code: AEGON Religare Life Insurance Company
Link to Item
Ltd- 138
'C' of FORM 3A (Part A)
Periodicity of Submission : Quarterly Par / Non-Par
Rs.in Lakhs
ENHANCED EQUITY CONSERVATIVE PENSION ENHANCED PENSION PENSION DEBT PENSION SECURED PENSION INDEX NAV PROTECTOR
PARTICULARS BALANCED FUND DEBT FUND SECURED FUND TOTAL
FUND FUND EQUITY FUND BALANCED FUND FUND FUND FUND FUND
Opening Balance (Market Value) 6312.18 1675.46 7.25 1015.46 347.80 821.37 297.50 389.64 131.21 592.08 1612.10 13202.06
Add: Inflow during the Quarter 1454.80 390.20 2.90 318.26 67.41 235.99 71.51 98.36 34.18 244.10 394.37 3312.09
Increase / (Decrease) Value of Inv [Net] 234.91 14.79 -0.20 11.82 2.41 1.48 3.34 7.29 1.19 5.28 -43.52 238.80
Less: Outflow during the Quarter 270.74 52.43 0.18 52.27 16.77 27.68 6.55 20.27 4.42 22.50 63.83 537.63
TOTAL INVESTIBLE FUNDS (MKT VALUE) 7731.15 2028.03 9.77 1293.27 400.85 1031.16 365.81 475.03 162.16 818.96 1899.12 16215.31
ENHANCED EQUITY CONSERVATIVE PENSION ENHANCED PENSION PENSION DEBT PENSION SECURED PENSION INDEX NAV PROTECTOR
BALANCED FUND DEBT FUND SECURED FUND TOTAL
FUND FUND EQUITY FUND BALANCED FUND FUND FUND FUND FUND
INVESTMENT OF UNIT FUND
Actual Actual Actual Actual Actual Actual
Actual Inv. % Actual Actual Inv. % Actual % Actual Actual Inv. % Actual % Actual Actual Inv. % Actual % Actual % Actual % Actual % Actual Actual Inv. % Actual Actual Inv. % Actual
Inv. Inv. Inv. Inv. Inv. Inv.
Approved Investments (>=75%)
Govt. Bonds - - 556.39 27.44 - - 724.64 56.03 - - - - 98.49 26.92 224.62 47.29 - - - - - - 1,604.15 9.89
Corporate Bonds - - 4.13 0.20 - - 235.68 18.22 - - - - 0.51 0.14 109.12 22.97 - - - - - - 349.44 2.15
Infrastructure Bonds - - - - - - 60.43 4.67 - - - - - - 13.10 2.76 - - - - - - 73.53 0.45
Equity 6,339.33 82.00 1,181.91 58.28 - - - - - - 742.35 71.99 213.48 58.36 - - - - 732.85 89.48 1,255.42 66.11 10,465.34 64.54
Money Market - - - - - - - - 36.23 9.04 - - - - 13.12 2.76 17.71 10.92 - - 21.98 1.16 89.04 0.55
Mutual funds 367.00 4.75 99.92 4.93 - - 64.19 4.96 19.97 4.98 16.40 1.59 18.09 4.95 23.56 4.96 7.51 4.63 6.60 0.81 93.73 4.94 716.97 4.42
Deposit with Banks - - - - - - 71.83 5.55 280.38 69.95 - - - - 49.52 10.43 104.02 64.15 - - 220.45 11.61 726.20 4.48
Sub Total (A) 6,706.33 86.74 1,842.35 90.84 - - 1,156.77 89.44 336.58 83.97 758.75 73.58 330.58 90.37 433.04 91.16 129.24 79.70 739.45 90.29 1,591.57 83.81 14,024.67 86.49
Current Assets:
Accrued Interest - - 18.01 0.89 - - 43.59 3.37 19.84 4.95 - - 3.36 0.92 16.66 3.51 6.72 4.15 - - 1.48 0.08 109.66 0.68
Dividend Receivable 27.86 0.36 4.39 0.22 - - - - - - 2.43 0.24 0.80 0.22 - - - - 2.66 0.32 4.11 0.22 42.24 0.26
Bank Balance 84.09 1.09 0.07 0.00 9.78 100.14 0.19 0.01 0.11 0.03 51.49 4.99 0.02 0.01 0.04 0.01 0.20 0.12 12.18 1.49 0.15 0.01 158.31 0.98
Receivable for Sale of Investments 9.83 0.13 - - - - - - - 24.30 2.36 - - - - - - - - - - 34.13 0.21
Other Current Assets (for Investments) 73.60 0.95 15.81 0.78 (0.01) (0.14) 9.27 0.72 1.28 0.32 10.91 1.06 1.32 0.36 3.75 0.79 11.77 7.26 12.82 1.56 9.86 0.52 150.39 0.93
Less: Current Liabilities
Payable for Investments 100.41 1.30 - - - - - - - - 28.14 2.73 - - - - - - 18.57 2.27 - - 147.12 0.91
Fund Mgmt Charges Payable 26.80 0.35 7.13 0.35 - - 3.95 0.31 1.19 0.30 3.42 0.33 1.32 0.36 1.51 0.32 0.47 0.29 2.57 0.31 7.26 0.38 55.62 0.34
Other Current Liabilities (for Investments) - - - - - - - - - - - - - - - - - - - - - - - -
Sub Total (B) 68.16 0.88 31.15 1.54 9.77 100.00 49.10 3.80 20.04 5.00 57.57 5.58 4.19 1.15 18.94 3.99 18.22 11.24 6.52 0.80 8.33 0.44 292.00 1.80
Other Investments (<=25%)
Corporate Bonds - - - - - - - - - - - - - - - - - - - - - - - -
Infrastructure Bonds - - - - - - - - - - - - - - - - - - - - - - - -
Equity 956.66 12.37 118.24 5.83 - - - - - - 214.84 20.83 21.33 5.83 - - - - 73.00 8.91 125.95 6.63 1,510.02 9.31
Money Market - - - - - - - - - - - - - - - - - - - - - - - -
Mutual funds - - 36.28 1.79 - - 87.41 6.76 44.23 11.03 - - 9.71 2.65 23.04 4.85 14.69 9.06 - - 173.27 9.12 388.63 2.40
Sub Total (C) 956.66 12.37 154.52 7.62 - - 87.41 6.76 44.23 11.03 214.84 20.83 31.04 8.49 23.04 4.85 14.69 9.06 73.00 8.91 299.22 15.76 1,898.65 11.71
Total (A + B + C) 7,731.15 100.00 2,028.03 100.00 9.77 100.00 1,293.27 100.00 400.85 100.00 1,031.16 100.00 365.81 100.00 475.03 100.00 162.16 100.00 818.96 100.00 1,899.12 100.00 16,215.31 100.00
Fund Carried Forward (as per LB 2)

FORM L-28-ULIP-NAV-3A
Company Name & Code: AEGON Religare Life Insurance Company Limited - 138 PART - C
Statement as on: 30th June, 2010 Link to FORM 3A (Part B)
Periodicity of Submission: Quarterly
Assets Held on NAV as on 2nd 3rd

NAV as Previous Annualised 3 Year Rolling
No Name of the Scheme the above date the above Previous Previous
per LB 2 Qtr NAV Return/Yield CAGR
(Rs. in Lakhs) date Qtr NAV Qtr NAV
1 AEGON Religare Enhanced Equity 7,731.15 12.4120 11.9157 11.9862 11.7075 16.66% N/A
2 AEGON Religare Balanced Fund 2,028.03 12.2016 12.0588 12.0745 12.0330 4.74% N/A
3 AEGON Religare Debt Fund 1,293.27 13.0253 12.7733 12.5392 12.2569 7.89% N/A
4 AEGON Religare Conservative Fund 9.77 10.0000 10.0000 10.0000 10.0000 0.00% N/A
5 AEGON Religare Secured Fund 400.85 11.4388 11.3123 11.2009 11.0717 4.47% N/A
6 AEGON Religare Pension Enhanced Equity Fund 1,031.16 19.6520 19.0960 18.8753 18.1204 11.65% N/A
7 AEGON Religare Pension Balance Fund 365.81 13.1129 12.9203 13.0336 13.0892 5.96% N/A
8 AEGON Religare Pension Debt Fund 475.03 11.1331 10.9072 10.7212 10.4882 8.29% N/A
9 AEGON Religare Pension Secured Fund 162.16 11.1400 11.0077 10.8919 10.7586 4.81% N/A
10 AEGON Religare Pension Index Fund 818.96 19.4189 19.1386 19.0106 18.6215 5.86% N/A
11 AEGON Religare NAV Protector Fund 1,899.12 10.5375 10.5331 10.5583 10.4661 0.17% N/A
Total 16,215.31
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my knowledge and belief and nothing has been concealed or suppressed.

FORM L-29: Detail regarding debt securities - Life Fund

(Rs in Lakhs)
Detail Regarding debt securities
Market Value Book Value
Particulars As at as % of total As at as % of total As at as % of total As at as % of total
June 30, 2010 for this class March 31, 2010 for this class June 30, 2010 for this class March 31, 2010 for this class
Break down by credit rating
AAA rated 16,246 97 10,473 98 16,144 97 10,342 98
AA or better - - 7 1 - - 7 1
Rated below AA but above A - - - - - - - -
Rated below A but above B - - - - - - - -
Any other 566 3 51 1 566 3 51 1
Total 16,812 100 10,531 100 16,710 100 10,400 100
-
BREAKDOWN BY RESIDUALMATURITY -
Up to 1 year 8,958 53 5,556 53 8,958 54 5,556 53
more than 1 year and upto 3 years 1,479 9 500 5 1,499 9 501 5
More than 3 years and up to 7 years 2,413 14 2,474 24 2,406 14 2,483 24
More than 7 years and up to 10 years 2,024 12 1,520 14 1,909 11 1,404 14
More than 10 years and up to 15 years 537 3 34 0 539 3 34 -
More than 15 years and up to 20 years 466 3 447 4 437 3 422 4
Above 20 years 935 6 - - 962 6 - -
Total 16,812 100 10,531 100 16,710 100 10,400 100
-
Breakdown by type of the issuer -
a. Central Government 8,908 53 9,553 91 8,961 54 9,470 91
b. State Government - - - - - - - -
c. Corporate Securities 7,904 47 978 9 7,749 46 930 9
Total 16,812 100 10,531 100 16,710 100 10,400 100
FORM L-29: Detail regarding debt securities - Linked Fund

(Rs in Lakhs)
Detail Regarding debt securities
Market Value Book Value
Particulars As at as % of total As at as % of total As at as % of total As at as % of total
June 30, 2010 for this class March 31, 2010 for this class June 30, 2010 for this class March 31, 2010 for this class
Break down by credit rating
AAA rated 2,226 56 1,194 50 2,216 56 1,186 50
AA or better - - 98 4 - - 98 4
Rated below AA but above A - - - - - - - -
Rated below A but above B - - - - - - - -
Any other 1,722 44 1,079 46 1,722 44 1,079 46
Total 3,948 100 2,371 100 3,938 100 2,363 100
BREAKDOWN BY RESIDUALMATURITY
Up to 1 year 1,821 46 1,890 80 1,819 47 1,888 80
more than 1 year and upto 3 years 105 3 116 5 105 3 115 5
More than 10 years and up to 15 years - - - - - - 0 0
Above 20 years 1,071 27 - - 1,078 27 - -
Total 3,948 100 2,371 100 3,938 100 2,363 100
Breakdown by type of the issuer

a. Central Government 1,637 41 1,547 65 1,649 42 1,546 65
b. State Government - - - - - - - -
c. Corporate Securities 2,311 59 824 35 2,289 58 817 35
Total 3,948 100 2,371 100 3,938 100 2,363 100
FORM L-30: Related Party Transactions

(Rs in Lakhs)
Related Party Transactions
Consideration paid / received
Nature of Relationship
Sl.No. Name of the Related Party Description of Transactions / Categories Quarter ended Quarter ended
with the Company
June 30, 2010 June 30, 2009
1 AEGON India Holdings B.V. 3,380 1,300
2 Religare Enterprises Limited Joint Venture and Subscription to Equity Shares 5,720 2,200
Entities where control
exists 3,900 1,500
3 Bennett Coleman & Co. Limited
Advertisement, marketing and publicity 6 -
4 Religare Insurance Broking Limited Commission Due 113 13
5 Super Religare Laboratories Limited Medical fees 0 0
6 Religare Capital Markets Limited Brokerage on Securities Transactions 2 1
7 Religare Macquarie Wealth Management Limited Advertisement, marketing and publicity 408 152
8 Religare Finvest Limited Advertisement, marketing and publicity / Training expenses 52 159
9 Religare Technova IT Services Limited 299 148
Purchase of Fixed Asset and Professional Services
10 Religare Technova Global Solutions Ltd - 1
11 Religare Technova Business Intellect Limited Advertisement, marketing and publicity - 27
12 Religare Travel (India) Limited Travel, conveyance & vehicle running expenses 140 -
13 Religare Finvest Limited Benefit Paid under Group Policy 1 -
Key Management
14 Rajiv Jamkhedkar Managerial remuneration 41 34
Personnel
FORM L-31: LNL - 6 : Board of Directors & Key Person

BOD and Key Person information
Sl. No. Name of person Role/designation Details of change in the period
1 Mr. Sunil Godhwani Nominee Director - REL
2 Mr. Anil Saxena Nominee Director - REL Appointed as Additional Director with effect from May 6, 2010
3 Mr. Vimal Bhandari Nominee Director - AEGON
4 Mr. Shachindra Nath Nominee Director - REL Appointed as Additional Director with effect from May 5, 2010
5 Mr. Bert Jaap Brons Nominee Director - AEGON
6 Mr. Otto Thoresen Nominee Director - AEGON
7 Mr. K. N. Memani Independent Director
8 Mr. S. Sivakumar Nominee Director - BCCL
9 Dr. Adarsh Kishore Independent Director
10 Mr. Rajiv Jamkhedkar Managing Director & CEO Appointed as Managing Director with effect from April 1, 2010
Key Persons as defined in IRDA Registration of Companies Regulations, 2000

FORM L-32: SOLVENCY MARGIN - KT 3
(See Regulation 4)
Insurance Regulatory and Development Authority (Actuarial Report and Abstract) Regulations, 2000.
AVAILABLE SOLVENCY MARGIN AND SOLVENCY RATIO.
30th June 2010
Form Code: 15
Name of Insurer: AEGON Religare Life Insurance Company Ltd. Registration Number: 138 Classification Code: 1
Classification: Business Within India
Item Description
Adjusted Value
(Rs in Lakhs)
(1) (2) (3)
01 Available Assets in Policyholders' Fund: 18004
Deduct:
02 Mathematical Reserves 17780
03 Other Liabilities 0
04 Excess in Policyholders' funds 224
05 Available Assets in Shareholders Fund: 21855
Deduct:
06 Other Liabilities of shareholders’ fund 4340
07 Excess in Shareholders' funds 17515
08 Total ASM (04)+(07) 17739
09 Total RSM 5000
10 Solvency Ratio (ASM/RSM) 3.55
FORM L-33: NPAs-7A
Company Name & Code : AEGON Religare Life Insurance Company Limited - 138
Statement as on : 30th June 2010 Name of the Fund: Linked Fund
Details of Investment Portfolio
Periodicity of Submission : Quarterly
Has there been any

Interest Rate
Total O/s Default Default Principal Waiver?
Instrument Principal Interest Deferred Deferred Rolled Provision Provision
COI Company Name Has there (Book Principal Interest Classification
Type Due from Due from Principal Interest Over? Board (%) (Rs)
% been Value) (Book Value) (Book Value) Amount
Approval Ref
revision?
Nil
CERTIFICATION

FORM L-33: NPAs-7A
Company Name & Code : AEGON Religare Life Insurance Company Limited - 138
Statement as on : 30th June 2010 Name of the Fund: Controlled Fund
Details of Investment Portfolio
Periodicity of Submission : Quarterly
Has there been any

Interest Rate
Total O/s Default Default Principal Waiver?
Company Instrument Principal Interest Deferred Deferred Rolled Provision Provision
COI Has there (Book Principal Interest Classification
Name Type Due from Due from Principal Interest Over? Board (%) (Rs)
% been Value) (Book Value) (Book Value) Amount
Approval Ref
revision?
Nil
CERTIFICATION

FORM L-34-YIELD ON INVESTMENTS-1
COMPANY NAME & CODE: AEGON Religare Life Insurance Company Limited - 138
Name of the Fund: Controlled Fund
Statement of Investment and Income on Investment
Periodicity of Submission: Quarterly (Rs.in Lakhs)
Current Quarter Year to Date Previous Year
Category
No. Category of Investment Investment (Rs.) Income on Gross Net Investment (Rs.) Income on Gross Net Investment (Rs.) Income on Gross Net
Code
Book Value Market Value Investment Yield (%) Yield Book Value Market Value Investment Yield (%) Yield (%) Book Value Market Value Investment Yield (%) Yield (%)
A GOVERNMENT SECURITIES (Rs.) (%) (Rs.) (Rs.)
A01 Central Government Bonds CGSB 4,569.22 4,488.36 47.64 6.28% 6.28% 4,569.22 4,488.36 47.64 6.28% 6.28% 2,094.80 2,024.23 135.65 6.58% 6.58%
A02 Special Deposits CSPD - - - - - - - - - - - - - -
A03 Deposit Under Section 7 of Insurance Act, 1938 CDSS - - - - - - - - - - - - - -
A04 Treasury Bills CTRB 2,953.99 2,953.99 34.31 4.04% 4.04% 2,953.99 2,953.99 34.31 4.04% 4.04% 4,556.97 4,556.97 79.81 3.15% 3.15%
B GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
B01 Central Government Guaranteed Loans / Bonds CSGL - - - - - - - - - - - - - - -
B02 State Government Bonds SGGB - - - - - - - - - - - - - - -
B03 State Government Guaranteed Bonds SGGL - - - - - - - - - - - - - - -
B04 Other Approved Securities (excluding infrastructure Investments) SGOA 1,438.38 1,465.44 21.58 7.64% 7.64% 1,438.38 1,465.44 21.58 7.64% 7.64% 933.71 958.19 71.66 7.67% 7.67%
B05 Guaranteed Equity SGGE - - - - - - - - - - - - -
C HOUSING AND LOANS TO STATE GOVT. FOR HOUSING AND FIRE FIGHTING EQUIPMENT
C01 Loans to State Government for Housing HLSH - - - - - - - - - - - - - - -
C02 Loans to State Government for Fire Fighting Equipment HLSF - - - - - - - - - - - - - - -
C03 Term Loan - HUDCO / NHB / Institution accredited by NHB HTLH - - - - - - - - - - - - - - -
C04 Commercial Papers - NHB / Institution accredited by NHB HTLN 438.65 438.65 7.24 6.67% 6.67% 438.65 438.65 7.24 6.67% 6.67% 431.42 431.42 37.11 8.57% 8.57%
C05 Housing - Securitised Assets HMBS - - - - - - - - - - - - - - -
C06 Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG - - - - - - - - - - - - - - -
TAXABLE BONDS
C06 Bonds / Debentures issued by HUDCO HTHD - - - - - - - - - - - - - - -
C07 Bonds / Debentures issued by NHB / Institutions accredited by NHB HTDN 1,071.97 1,053.32 5.69 7.26% 7.26% 1,071.97 1,053.32 5.69 7.26% 7.26% 73.09 74.04 6.85 9.40% 9.40%
C08 Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme Approved HTDA
By Central / State / any
- authority or Body
- Constituted
- by Central- / State-Act - - - - - - - - - -
TAX FREE BONDS
C09 Bonds / Debentures issued by HUDCO HFHD - - - - - - - - - - - - - - -
C10 Bonds / Debentures issued by NHB / Institutions accredited by NHB HFDN - - - - - - - - - - - - - - -
C11 Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme Approved HFDA
By Central / State / any
- authority or Body
- Constituted
- by Central
- / State- Act - - - - - - - - - -
D INFRASTRUCTURE INVESTMENTS - - - - -
D01 Infrastructure - Other Approved Securities ISAS - - - - - - - - - - - - - - -
D02 Infrastructure - PSU - Equity Shares - Quoted ITPE - - - - - - - - - - - - 0.04 143.13% 143.13%
D03 Infrastructure - Corporate Securities - Equity Shares - Quoted ITCE - - - - - - - - - - - - 0.05 316.54% 316.54%
D04 Infrastructure - Equity and Equity related Instruments (Promoter Group) IEPG - - - - - - - - - - - - - - -
D05 Infrastructure - Securitised Assets IESA - - - - - - - - - - - - - - -
D06 Infrastructure - Debentures / Bonds / CPs / loans - (Promoter Group) IDPG - - - - - - - - - - - - - - -
TAXABLE BONDS - - -
D07 Infrastructure - PSU - Debentures / Bonds IPTD 2,369.19 2,488.33 41.81 9.89% 9.89% 2,369.19 2,488.33 41.81 9.89% 9.89% 1,363.73 1,494.07 125.25 10.90% 10.90%
D08 Infrastructure - PSU - CPs IPCD - - - - - - - - - - - - - - -
D09 Infrastructure - Other Corporate Securities - Debentures / Bonds ICTD - - - - - - - - - - - - 2.40 3.83% 3.83%
D10 Infrastructure - Other Corporate Securities - CPs ICCP - - 1.32 5.34% 5.34% 1.32 5.34% 5.34% 498.68 498.68 0.44 4.58% 4.58%
D11 Infrastructure - Term Loans (with Charge) ILWC - - - - - - - - - - - - -
TAX FREE BONDS
D12 Infrastructure - PSU - Debentures / Bonds IPFD - - - - - - - - - - - - - - -
D13 Infrastructure - Other Corporate Securities - Debentures / Bonds ICFD - - - - - - - - - - - - - - -
E INVESTMENT SUBJECT TO EXPOSURE NORMS
E01 PSU - Equity shares - quoted EAEQ - - - - - - - - - - - - 0.06 213.06% 213.06%
E02 Corporate Securities - Equity shares (Ordinary)-quoted EACE - - - - - - - - - - - - 0.20 177.38% 177.38%
E03 Equity Shares - Companies incorporated Outside India (invested prior to IRDA Regulations) EFES - - - - - - - - - - - - - - -
E04 Equity Shares (Incl. Equity related Instruments) - Promoter Group EEPG - - - - - - - - - - - - - - -
E05 Corporate Securities - Bonds - (Taxable) EPBT - - - - - - - - - - - - 0.18 11.19% 11.19%
E06 Corporate Securities - Bonds - (Tax Free) EPBF - - - - - - - - - - - - - - -
E07 Corporate Securities - Preference Shares EPNQ - - - - - - - - - - - - - - -
E08 Corporate Securities - Investment in Subsidiaries ECIS - - - - - - - - - - - - - - -
E09 Corporate Securities - Debentures ECOS - - - - - - - - - - - - 0.04 8.31% 8.31%
E10 Corporate Securities - Debentures / Bonds /CPs/ Loans - (Promoter Group) EDPG - - - - - - - - - - - - - - -
E11 Corporate Securities - Derivative Instruments ECDI - - - - - - - - - - - - - - -
E12 Investment Properties - Immovable EINP - - - - - - - - - - - - - - -
E13 Loans - Policy Loans ELPL - - - - - - - - - - - - - - -
E14 Loans - Secured Loans - Mortgage of Property in India (Term Loan) ELMI - - - - - - - - - - - - - - -
E15 Loans - Secured Loans - Mortgage of Property outside India (Term Loan) ELMO - - - - - - - - - - - - - - -
E16 Deposits - Deposit with Scheduled Banks, Fis (Incl. Bank Balance awaiting Investment), CCIL , RBI ECDB 38.76 38.76 2.37 4.59% 4.59% 38.76 38.76 2.37 4.59% 4.59% 103.66 102.66 14.07 6.81% 6.81%
E17 Deposits - CDs with Schedule Banks EDCD 1,498.01 1,498.01 11.65 6.26% 6.26% 1,498.01 1,498.01 11.65 6.26% 6.26% - - 8.34 3.00% 3.00%
E18 Deposits - Repo / Reverse Repo ECMR - - - - - - - - - - - - - - -
E19 Deposit with primary Dealers duly recognised by RBI EDPD - - - - - - - - - - - - - - -
E20 CCIL - CBLO ECBO - - - - - - - - - - - - - - -
E21 Commercial Papers ECCP 992.66 992.66 1.80 6.93% 6.93% 992.66 992.66 1.80 6.93% 6.93% - - 2.33 3.87% 3.87%
E22 Application Money ECAM - - - - - - - - - - - - -
Category
No. Category of Investment Investment (Rs.) Income on Gross Net Investment (Rs.) Income on Gross Net Investment (Rs.) Income on Gross Net
Code
Book Value Market Value Investment Yield (%) Yield Book Value Market Value Investment Yield (%) Yield (%) Book Value Market Value Investment Yield (%) Yield (%)
A GOVERNMENT SECURITIES (Rs.) (%) (Rs.) (Rs.)
E23 Perpetual Debt Instruments of Tier I & II Capital Issued by PSU Banks EUPD 511.49 521.34 3.84 8.87% 8.87% 511.49 521.34 3.84 8.87% 8.87% 7.17 7.27 3.52 9.01% 9.01%
E24 Perpetual Debt Instruments of Tier I & II Capital Issued by Non- PSU Banks EPPD 301.15 346.05 9.71 11.17% 11.17% 301.15 346.05 9.71 11.17% 11.17% 371.73 417.42 45.66 11.66% 11.66%
E25 Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued by PSUEUPS
Banks - - - - - - - - - - - - - - -
E26 Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued by Non-PSU
EPPS Banks - - - - - - - - - - - - - - -
E27 Foreign Debt Securities (Invested prior to IRDA Regulations) EFDS - - - - - - - - - - - - - - -
E28 Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF - - 1.82 5.28% 5.28% - - 1.82 5.28% 5.28% - - 14.60 4.80% 4.80%
E29 Mutual Funds - (Under Insurer Promoter Group) EMPG 353.89 353.89 3.81 5.16% 5.16% 353.89 353.89 3.81 5.16% 5.16% 300.31 300.31 8.01 4.46% 4.46%
E30 Net Current Assets (Only in respect of ULIP Business) ENCA - - - - - - - - - - - - - - -
F OTHER INVESTMENTS
F1 Other than approved Investments - Bonds - PSU - Taxable OBPT - - - - - - - - - - - - - - -
F2 Other than approved Investments - Bonds - PSU - Tax Free OBPF - - - - - - - - - - - - - - -
F3 Equity Shares (Incl Co-Op Society) OESH - - - - - - - - - - - - (0.01) -21.74% -21.74%
F4 Equity Shares (PSU & Unlisted) OEPU - - - - - - - - - - - - - - -
F5 Equity Shares (Equity Related Instrument) - Promoter Group OEPG - - - - - - - - - - - - - - -
F6 Debentures OLDB - - - - - - - - - - - - - - -
F7 Debentures / Bonds / CPs / Loans - (Promoter Group) ODPG - - - - - - - - - - - - - - -
F8 Commercial Paper OACP - - - - - - - - - - - - - - -
F9 Preference Shares OPSH - - - - - - - - - - - - - - -
F10 Short-term Loans (Unsecured Deposit) OVNF - - - - - - - - - - - - - - -
F11 Short-term Loans (Unsecured Deposit) OSLU - - - - - - - - - - - - - - -
F12 Term Loans (Without Charges) OTLW - - - - - - - - - - - - - - -
F13 Mutual Funds - Debt / Income/Serial Plans/Liquid Schemes OMGS 198.03 198.03 8.86 4.92% 4.92% 198.03 198.03 8.86 4.92% 4.92% 1,020.87 1,020.87 22.67 4.15% 4.15%
F14 Mutual Funds- (Under Insurer Promoter Group) OMPG - - - - - - - - - - - - - - -
F15 Derivative Instrument OCDI - - - - - - - - - - - - - - -
F16 Securitised Assets OPSA - - - - - - - - - - - - - - -
F17 Investment Properties - Immovable OIPI - - - - - - - - - - - - - - -
TOTAL 16,735.39 16,836.83 203.44 5.24% 5.24% 16,735.39 16,836.83 203.44 5.24% 5.24% 11,756.15 11,886.13 578.91 5.25% 5.25%
CERTIFICATION

FORM L-34-YIELD ON INVESTMENTS-1
Statement as on : 30th June, 2010 Name of the Fund: Linked Fund
Statement of Investment and Income on Investment
Periodicity of Submission: Quarterly (Rs.in Lakhs)
Category
No. Category of Investment Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield
Code
Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%)
A GOVERNMENT SECURITIES (Rs.) (Rs.) (Rs.)
A01 Central Government Bonds CGSB 1,577.91 1,566.55 1.65 0.95% 0.95% 1,577.91 1,566.55 1.65 0.95% 0.95% 7.48 7.15 0.06 0.29% 0.29%
A02 Special Deposits CSPD - - - - - - - - - - - - - - -
A03 Deposit Under Section 7 of Insurance Act, 1938 CDSS - - - - - - - - - - - - - - -
A04 Treasury Bills CTRB 32.86 32.86 5.08 3.63% 3.63% 32.86 32.86 5.08 3.63% 3.63% 433.41 433.41 8.13 2.81% 2.81%
B GOVERNMENT SECURITIES / OTHER APPROVED SECURITIES
B01 Central Government Guaranteed Loans / Bonds CSGL - - - - - - - - - - - - - - -
B02 State Government Bonds SGGB - - - - - - - - - - - - - - -
B03 State Government Guaranteed Bonds SGGL - - - - - - - - - - - - - - -
B04 Other Approved Securities (excluding infrastructure Investments) SGOA 38.20 37.60 1.11 11.65% 11.65% 38.20 37.60 1.11 11.65% 11.65% 38.20 37.24 1.84 4.83% 4.83%
B05 Guaranteed Equity SGGE - - - - - - - - - - - - - - -
C HOUSING AND LOANS TO STATE GOVT. FOR HOUSING AND FIRE FIGHTING EQUIPMENT
C01 Loans to State Government for Housing HLSH - - - - - - - - - - - - - - -
C02 Loans to State Government for Fire Fighting Equipment HLSF - - - - - - - - - - - - - - -
C03 Term Loan - HUDCO / NHB / Institution accredited by NHB HTLH - - - - - - - - - - - - - - -
C04 Commercial Papers - NHB / Institution accredited by NHB HTLN 56.18 56.18 0.92 6.83% 6.83% 56.18 56.18 0.92 6.83% 6.83% 55.26 55.26 4.33 8.18% 8.18%
C05 Housing - Securitised Assets HMBS - - - - - - - - - - - - - - -
C06 Debentures / Bonds / CPs / Loans - (Promoter Group) HDPG - - - - - - - - - - - - - - -
TAXABLE BONDS
C06 Bonds / Debentures issued by HUDCO HTHD - - - - - - - - - - - - - - -
C07 Bonds / Debentures issued by NHB / Institutions accredited by NHB HTDN 24.57 24.83 0.82 13.38% 13.38% 24.57 24.83 0.82 13.38% 13.38% 24.57 24.58 3.16 10.98% 10.98%
Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme
C08 HTDA - - - - - - - - - - - - - - -
Approved By Central / State / any authority or Body Constituted by Central / State Act
TAX FREE BONDS
C09 Bonds / Debentures issued by HUDCO HFHD - - - - - - - - - - - - - - -
C10 Bonds / Debentures issued by NHB / Institutions accredited by NHB HFDN - - - - - - - - - - - - - - -
Bonds / Debentures issued by Authority Constituted under any Housing / Building Scheme
C11 HFDA - - - - - - - - - - - - - - -
Approved By Central / State / any authority or Body Constituted by Central / State Act
D INFRASTRUCTURE INVESTMENTS
D01 Infrastructure - Other Approved Securities ISAS - - - - - - - - - - - - - - -
D02 Infrastructure - PSU - Equity Shares - Quoted ITPE 721.43 757.42 19.33 12.87% 12.87% 721.43 757.42 19.33 12.87% 12.87% 517.67 537.33 53.91 26.39% 26.39%
D03 Infrastructure - Corporate Securities - Equity Shares - Quoted ITCE 1,001.01 1,098.00 78.79 31.18% 31.18% 1,001.01 1,098.00 78.79 31.18% 31.18% 965.51 993.16 50.19 16.38% 16.38%
D04 Infrastructure - Equity and Equity related Instruments (Promoter Group) IEPG - - - - - - - - - - - - - - -
D05 Infrastructure - Securitised Assets IESA - - - - - - - - - - - - - - -
D06 Infrastructure - Debentures / Bonds / CPs / loans - (Promoter Group) IDPG - - - - - - - - - - - - - - -
TAXABLE BONDS
D07 Infrastructure - PSU - Debentures / Bonds IPTD 72.14 73.53 2.93 16.29% 16.29% 72.14 73.53 2.93 16.29% 16.29% 72.14 72.17 7.17 17.51% 17.51%
D08 Infrastructure - PSU - CPs IPCD - - - - - - - - - - - - - - -
D09 Infrastructure - Other Corporate Securities - Debentures / Bonds ICTD - - - - - - - - - - - - - - -
D10 Infrastructure - Other Corporate Securities - CPs ICCP - - - - - - - - - - - - - - -
D11 Infrastructure - Term Loans (with Charge) ILWC - - - - - - - - - - - - - - -
TAX FREE BONDS
D12 Infrastructure - PSU - Debentures / Bonds IPFD - - - - - - - - - - - - - - -
D13 Infrastructure - Other Corporate Securities - Debentures / Bonds ICFD - - - - - - - - - - - - - - -
E INVESTMENT SUBJECT TO EXPOSURE NORMS
E01 PSU - Equity shares - quoted EAEQ 808.54 1,259.28 158.97 65.75% 65.75% 808.54 1,259.28 158.97 65.75% 65.75% 598.89 807.95 96.61 33.65% 33.65%
E02 Corporate Securities - Equity shares (Ordinary)-quoted EACE 7,709.98 7,350.64 177.53 11.44% 11.44% 7,709.98 7,350.64 177.53 11.44% 11.44% 5,280.18 5,676.02 821.25 42.87% 42.87%
E03 Equity Shares - Companies incorporated Outside India (invested prior to IRDA Regulations) EFES - - - - - - - - - - - - - - -
E04 Equity Shares (Incl. Equity related Instruments) - Promoter Group EEPG - - - - - - - - - - - - - - -
E05 Corporate Securities - Bonds - (Taxable) EPBT 31.27 31.82 1.16 14.83% 14.83% 31.27 31.82 1.16 14.83% 14.83% 31.27 31.37 2.99 10.11% 10.11%
E06 Corporate Securities - Bonds - (Tax Free) EPBF - - - - - - - - - - - - - - -
E07 Corporate Securities - Preference Shares EPNQ - - - - - - - - - - - - - - -
E08 Corporate Securities - Investment in Subsidiaries ECIS - - - - - - - - - - - - - - -
E09 Corporate Securities - Debentures ECOS 32.24 33.26 0.88 11.00% 11.00% 32.24 33.26 0.88 11.00% 11.00% 32.24 33.23 4.49 14.19% 14.19%
E10 Corporate Securities - Debentures / Bonds /CPs/ Loans - (Promoter Group) EDPG - - - - - - - - - - - - - - -
E11 Corporate Securities - Derivative Instruments ECDI - - - - - - - - - - - - - - -
E12 Investment Properties - Immovable EINP - - - - - - - - - - - - - - -
E13 Loans - Policy Loans ELPL - - - - - - - - - - - - - - -
E14 Loans - Secured Loans - Mortgage of Property in India (Term Loan) ELMI - - - - - - - - - - - - - - -
E15 Loans - Secured Loans - Mortgage of Property outside India (Term Loan) ELMO - - - - - - - - - - - - - - -
E16 Deposits - Deposit with Scheduled Banks, Fish (Incl. Bank Balance awaiting Investment), CCIL , RBI ECDB 2,357.33 726.20 16.18 6.85% 6.85% 2,357.33 726.20 16.18 6.85% 6.85% 1,501.39 1,501.39 39.71 7.61% 7.61%
E17 Deposits - CDs with Schedule Banks EDCD - - - - - - - - - - - - - - -
E18 Deposits - Repo / Reverse Repo ECMR - - - - - - - - - - - - - - -
E19 Deposit with primary Dealers duly recognised by RBI EDPD - - - - - - - - - - - - - - -
E20 CCIL - CBLO ECBO - - - - - - - - - - - - - - -
E21 Commercial Papers ECCP - - - - - - - - - - - - - - -
Category
No. Category of Investment Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield Investment (Rs.) Income on Gross Yield Net Yield
Code
Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%) Book Value Market Value Investment (%) (%)
E22 Application Money ECAM - - (Rs.)- - - - - (Rs.)- - - - - (Rs.)- - -
E23 Perpetual Debt Instruments of Tier I & II Capital Issued by PSU Banks EUPD 115.99 104.50 3.28 12.80% 12.80% 115.99 104.50 3.28 12.80% 12.80% 102.78 103.48 7.11 10.04% 10.04%
E24 Perpetual Debt Instruments of Tier I & II Capital Issued by Non- PSU Banks EPPD 79.32 155.03 12.97 56.49% 56.49% 79.32 155.03 12.97 56.49% 56.49% 67.30 72.05 8.28 19.03% 19.03%
Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued
E25 EUPS - - - - - - - - - - - - - - -
by PSU Banks
Perpetual Non-Cum. P Shares & Redeemable Cumulative P. Shares of Tier 1 & 2 capital Issued
E26 EPPS - - - - - - - - - - - - - - -
by Non-PSU Banks
E27 Foreign Debt Securities (Invested prior to IRDA Regulations) EFDS - - - - - - - - - - - - - - -
E28 Mutual Funds - Gilt / G Sec / Liquid Schemes EGMF 402.92 716.97 6.58 4.39% 4.39% 402.92 716.97 6.58 4.39% 4.39% 276.15 276.15 7.21 4.15% 4.15%
E29 Mutual Funds - (Under Insurer Promoter Group) EMPG - - - - - - - - - - - - - - -
E30 Net Current Assets (Only in respect of ULIP Business) ENCA 292.00 292.00 - 0.00% 0.00% 292.00 292.00 0.00 0.00% 0.00% 1,415.33 1,415.33 - 0.00% 0.00%
F OTHER INVESTMENTS
F1 Other than approved Investments - Bonds - PSU - Taxable OBPT - - - - - - - - - - - - - - -

F2 Other than approved Investments - Bonds - PSU - Tax Free OBPF - - - - - - - - - - - - - - -
F3 Equity Shares (Incl Co-Op Society) OESH 1,052.16 1,367.80 (58.01) -20.19% -20.19% 1,052.16 1,367.80 -58.01 -20.19% -20.19% 931.59 988.05 152.71 27.42% 27.42%
F4 Equity Shares (PSU & Unlisted) OEPU 121.69 142.22 20.54 85.66% 85.66% 121.69 142.22 20.54 85.66% 85.66% - - - 0.00% 0.00%
F5 Equity Shares (Equity Related Instrument) - Promoter Group OEPG - - - - - - - - - - - - - - -
F6 Debentures OLDB - - - - - - - - - - - - - - -
F7 Debentures / Bonds / CPs / Loans - (Promoter Group) ODPG - - - - - - - - - - - - - - -
F8 Commercial Paper OACP - - - - - - - - - - - - - - -
F9 Preference Shares OPSH - - - - - - - - - - - - - - -
F10 Venture Fund OVNF - - - - - - - - - - - - - - -
F11 Short-term Loans (Unsecured Deposit) OSLU - - - - - - - - - - - - - - -
F12 Term Loans (Without Charges) OTLW - - - - - - - - - - - - - - -
F13 Mutual Funds - Debt / Income/Serial Plans/Liquid Schemes OMGS 119.84 388.63 4.11 5.44% 5.44% 119.84 388.63 4.11 5.44% 5.44% 136.75 136.75 1.78 4.92% 4.92%
F14 Mutual Funds- (Under Insurer Promoter Group) OMPG - - - - - - - - - - - - - - -
F15 Derivative Instrument OCDI - - - - - - - - - - - - - - -
F16 Securitised Assets OPSA - - - - - - - - - - - - - - -
F17 Investment Properties - Immovable OIPI - - - - - - - - - - - - - - -
TOTAL 16,647.57 16,215.31 454.81 13.40% 13.40% 16,647.57 16,215.31 454.81 13.40% 13.40% 12,488.11 13,202.06 1,270.95 54.54% 54.54%
CERTIFICATION

FORM L-35: DOWNGRADING OF INVESTMENTS - 2
Statement as on: 30th June 2010 Name of Fund: Controlled Fund

Statement of Down Graded Investments
(Rs in Lakhs)
Date of Rating Original Current Date of
No Name of the Security COI Amount Remarks
Purchase Agency Grade Grade Downgrade
A. During the Quarter
NIL
B. As on Date
NIL
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my
knowledge and belief and nothing has been concealed or suppressed.

FORM L-35: DOWNGRADING OF INVESTMENTS - 2
Statement as on: 30th June 2010 Name of Fund: Linked Fund

Statement of Down Graded Investments
(Rs in Lakhs)
Date of Rating Original Current Date of
No Name of the Security COI Amount Remarks
Purchase Agency Grade Grade Downgrade
A. During the Quarter
NIL
B. As on Date
NIL
CERTIFICATION
Certified that the information given herein are correct and complete to the best of my
knowledge and belief and nothing has been concealed or suppressed.

FORM L-36: Premium and number of lives covered by policy type

(Rs in Lakhs)
Quarter ended June 2010 Quarter ended June 2009

Sl. No Particulars
Premium No. of Policies No. of Lives Sum Insured Premium No. of Policies No. of Lives Sum Insured
1 First year Premium
i Individual Single Premium- (ISP)
From 0-10000 - - - - - - - -
From 10,001-25,000 5 28 28 153 1 10 10 101
From 25001-50,000 18 44 44 153 5 5 5 (11)
From 50,001- 75,000 1 1 1 4 0 - - -
From 75,001-100,000 21 21 21 57 12 12 12 12
From 1,00,001 -1,25,000 - - - - - - - -

-
Above Rs. 1,25,000 140 23 23 553 - - -
ii Individual Single Premium (ISPA)- Annuity

- - - - - - - -
From 0-50000
- - - - - - - -
From 50,001-100,000
- - - - - - - -
From 1,00,001-150,000
- - - - - - - -
From 150,001- 2,00,000
- - - - - - - -
From 2,00,,001-250,000
- - - - - - - -
From 2,50,001 -3,00,000
- - - - - - - -
Above Rs. 3,00,000
iii Group Single Premium (GSP)

- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
18 - 366 3,110 0 2 2,745 137
Above Rs. 1,25,000
iv Group Single Premium- Annuity- GSPA

- - - - - - - -
From 0-50000
- - - - - - - -
From 50,001-100,000
- - - - - - - -
From 1,00,001-150,000
- - - - - - - -
From 150,001- 2,00,000
- - - - - - - -
From 2,00,,001-250,000
- - - - - - - -
From 2,50,001 -3,00,000
- - - - - - - -
Above Rs. 3,00,000
v Individual non Single Premium- INSP
From 0-10000 390 3,865 3,865 81,188 385 3,610 3,610 13,963
From 10,001-25,000 875 4,443 4,443 55,895 252 1,087 1,087 5,086
From 25001-50,000 555 1,203 1,203 11,686 103 242 242 1,794
From 50,001- 75,000 101 130 130 1,720 14 23 23 105
From 75,001-100,000 317 305 305 3,127 55 58 58 492
From 1,00,001 -1,25,000 56 37 37 1,187 7 6 6 24

Sl. No Particulars
Above Rs. 1,25,000 916 194 194 3,648 327 42 42 1,971
vi Individual non Single Premium- Annuity- INSPA

- - - - - - - -
From 0-50000
- - - - - - - -
From 50,001-100,000
- - - - - - - -
From 1,00,001-150,000
- - - - - - - -
From 150,001- 2,00,000
- - - - - - - -
From 2,00,,001-250,000
- - - - - - - -
From 2,50,001 -3,00,000
- - - - - - - -
Above Rs. 3,00,000
vii Group Non Single Premium (GNSP)

- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
- - - - - - - -
Above Rs. 1,25,000
viii Group Non Single Premium- Annuity- GNSPA

- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
- - - - - - - -
Above Rs. 1,25,000
2 Renewal Premium
i Individual
- - - -
From 0-10000 210 14,034 14,034 38,784
- - - -
From 10,001-25,000 198 7,759 7,759 17,630
- - - -
From 25001-50,000 87 1,323 1,323 5,000
- - - -
From 50,001- 75,000 15 107 107 435
- - - -
From 75,001-100,000 36 277 277 2,266
- - - -
From 1,00,001 -1,25,000 5 24 24 156
- - - -
Above Rs. 1,25,000 284 165 165 3,399
ii Individual- Annuity
- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
- - - - - - - -
Above Rs. 1,25,000
Sl. No Particulars
iii Group
- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
- - - - - - - -
Above Rs. 1,25,000
iv Group- Annuity
- - - - - - - -
From 0-10000
- - - - - - - -
From 10,000-25,000
- - - - - - - -
From 25001-50,000
- - - - - - - -
From 50,001- 75,000
- - - - - - - -
From 75,000-100,000
- - - - - - - -
From 1,00,001 -1,25,000
- - - - - - - -
Above Rs. 1,25,000
FORM L-37: BUSINESS ACQUISITION THROUGH DIFFERENT CHANNELS (GROUP)

(Rs in Lakhs)
Business Acquisition through different channels (Group)
Sl.No.
No. of Policies/ No. of Lives No. of Policies/ No. of Lives
Channels Premium Premium
No. of Schemes Covered No. of Schemes Covered
1 Individual Agents - - - - - -
2 Corporate Agents - Banks - - - - - -
3 Corporate Agents - Others - - - - - -
4 Brokers - - - - - -
5 Micro Agents - - - - - -
6 Direct Business - 366 18 2 2,745 0
Total(A) - 366 18 2 2,745 0
1 Referral (B) - - - - - -
Grand Total (A+B) - 366 18 2 2,745 0
FORM L-38: BUSINESS ACQUISITION THROUGH DIFFERENT CHANNELS (INDIVIDUAL)

(Rs in Lakhs)
Business Acquisition through different channels (Individuals)
Sl.No. Quarter ended June 30, 2010 Quarter ended June 30, 2009
Channels
No. of Policies Premium No. of Policies Premium
1 Individual agents 4,089 1,023 2,359 337
2 Corporate Agents-Banks - - - -
3 Corporate Agents -Others 1,727 293 299 53
4 Brokers 844 434 182 55
5 Micro Agents - - - -
6 Direct Business 3,597 1,640 2,255 717
Total (A) 10,257 3,390 5,095 1,162
1 Referral (B) 37 6 - -
Grand Total (A+B) 10,294 3,396 5,095 1,162
FORM L-39: Data on Settlement of Claims(Individual)

(Rs in Lakhs)
Ageing of Claims* - June 2010
No. of claims paid
On or Total No. of Total amount of
Sl.No. Types of Claims 1-3 3-6 6 months -
before 1 month > 1 year claims paid claims paid
months months 1 year
maturity
1 Maturity Claims - - - - - - - -
2 Survival Benefit - - - - - - - -
3 For Annuities / - - - - - - - -
Pension
4 For Surrender - - - - - - - -
5 Other benefits - - - - - - - -
1 Death Claims - - - - - - - -
FORM L-39: Data on Settlement of Claims(Group)

(Rs in Lakhs)
Ageing of Claims* - June 2010
No. of claims paid
On or Total No. of Total amount of
Sl.No. Types of Claims 1-3 3-6 6 months -
before 1 month > 1 year claims paid claims paid
months months 1 year
maturity
1 Maturity Claims - - - - - - - -
2 Survival Benefit - - - - - - - -
3 for Annuities / - - - - - - - -
Pension
4 For Surrender - - - - - - - -
5 Other benefits - - - - - - - -
1 Death Claims - - - - - - - -
FORM L-40: Yearly claims data for Life(Individual)

(Rs in Lakhs)
For
For Survival For Other
Sl. No. Claims Experience For Death Annuities/
Maturity Benefit Surrender Benefits
Pension
1 Claims o/s at the beginning of the period 4 - - - - -
2 Claims reported during the period* 24 - - - - 1
3 Claims settled during the period - - - - - -
4 Claims repudiated during the period 1 - - - - -
a Less than 2years from the date of acceptance of risk 1 - - - - -
b Greater than 2 year from the date of acceptance of risk - - - - - -
5 Claims written back - - - - - -
6 Claims o/s at end of the period 27 - - - - 1
Less than 3 months 24 - - - - 1
3 months to 6 months 2 - - - - -
6 months to 1 year 1 - - - - -
1 year and above - - - - - -
FORM L-40: Yearly claims data for Life(Group)

(Rs in Lakhs)
For
For Survival For Other
Sl. No. Claims Experience For Death Annuities/
Maturity Benefit Surrender Benefits
Pension
1 Claims o/s at the beginning of the period - - - - - -
2 Claims reported during the period - - - - - -
3 Claims settled during the period - - - - - -
4 Claims repudiated during the period - - - - - -
a Less than 2 years from the date of acceptance of risk - - - - - -
b Greater than 2 year from the date of acceptance of risk - - - - - -
5 Claims written back - - - - - -
6 Claims o/s at end of the period - - - - - -
Less than 3 months - - - - - -
3 months to 6 months - - - - - -
6 months to 1 year - - - - - -
1 year and above - - - - - -
FORM L-41: GRIEVANCE DISPOSAL
GRIEVANCE DISPOSAL
Sl No. Particulars Opening Balance * Additions Complaints Resolved/ settled Complaints
Fully Partial Rejected Pending
Accepted Accepted
1 Complaints made by customers - - - - - -
a) Sales related 6 201 207 - - -
b) New Business related - 87 87 - - -
c) Policy Servicing related 1 144 143 - - 2
d) Claim Servicing related - 1 1 - - -
e) Others - 82 82 - - -
Total Number 7 515 520 - - 2
2 Duration wise Pending Status Complaints made Complaints made Total

by customers by intermediaries
a) Less than 15 days - - -
b) Greater than 15 days 2 - 2
Total Number 2 - 2
L-42_Valuation basis
AEGON Religare Life Insurance Company Ltd
Valuation Bases for the valuation as at 30 June 2010

(a) Valuation Methodology:
How the policy data needed for The valuation data as at the valuation date is extracted
valuation is accessed. from the policy administration system maintained by the
Company
The policy valuation data and the actuarial assumptions
are input to the actuarial system. Moses is used to
determine the actuarial value of policy liabilities
How the valuation bases are supplied
to the system
(b) Valuation Assumptions

1. Interest Rates
i.Individual Business
1. Life- Participating policies Not Applicable
2. Life- Non-participating Policies 4.7% to 9.1% per annum
3. Annuities- Participating policies Not Applicable
4. Annuities – Non-participating policies Not Applicable
5. Annuities- Individual Pension Plan Not Applicable
6. Unit Linked 5.3% to 5.6% per annum
7. Health Insurance 5.10% to 5.90%
ii.Group Business
1. Group Term Life Not Applicable as we use Unearned Premium Reserve method
2. Group Credit Life 4.50%
2. Mortality Rates
1. Life- Participating policies Not Applicable
2. Life- Non-participating Policies 72% to 91% of IAL 1994-96 Ultimate table
3. Annuities- Participating policies Not Applicable
4. Annuities – Non-participating policies Not Applicable

5. Annuities- Individual Pension Plan Not Applicable
6. Unit Linked 77% to 99% of IAL 1994-96 Ultimate table
7. Health Insurance 82.5% of IAL 1994-96 Ultimate table
ii.Group Business
1. Group Term Life Not Applicable as we use Unearned Premium Reserve method
2. Group Credit Life 59% to 70% of IAL 1994-96 Ultimate table
3. Expenses Please refer to table given below for expense

assumptions
4. Bonus Rates Not Applicable, Company does not have any with profit
business
5. Policyholders Reasonable Not Applicable, Company does not have any with profit
Expectations business
Not Applicable, Company does not have any with profit
6. Taxation and Shareholder Transfers business
7. Basis of provisions for Incurred But A provision equal to 2 months mortality risk has been
Not Reported (IBNR) assumed as reserve for IBNR claims
8. Change in Valuation Methods or Nil
Bases
Expenses Assumptions Table

Linked Business:
Expenses
Product/ Rider Name Expenses as a % of premium % of Reserve Per policy Claims Expenses
AEGON RELIGARE Protect Gain Plan & First Year: 12% to 16% of premium 0.19% Rs.437 per policy per annum Rs. 550 per claim
Star Child Plan Year 2 onwards: 1.1% to 1.4% of renewal premiums
AEGON RELIGARE Premium Gain & First Year: 28% to 31% of premium 0.19% Rs.437 per policy per annum Rs. 550 per claim
Premium Gain Plus Plan Year 2 onwards: 1.1% to 1.7% of renewal premiums
AEGON RELIGARE Pension Plan Year 1: 13.2% of premium 0.19% Rs.437 per policy per annum Rs. 550 per claim
Year 2 onwards: 1.1%
AEGON RELIGARE Wealth Protect Plan Year 1: 4.0% to 5.2% of premium 0.17% Rs.437 per policy per annum Rs. 550 per claim
Year 2 onwards: 1.4% to 1.7%
AEGON RELIGARE Invest Maximiser Plan Year 1: 2.6% of premium 0.19% Rs.437 per policy per annum Rs. 550 per claim
Year 2 onwards: Nil
AEGON RELIGARE Growth Plan Plan Year 1: 13.2% 0.17% Rs.437 per policy per annum Rs. 550 per claim
Year 2 onwards: 1.7% of premium
AEGON RELIGARE Wealth Protect Plus Year 1: Nil 0.17% Rs.437 per policy per annum Rs. 550 per claim
Year 2 onwards: Nil
Non Linked Business
Expenses
Product/ Rider Name

Expense as % of premium Expense as % of reserve Expense per policy Claims Expenses
Year 1: 18%
AEGON RELIGARE Level Term Plan 0.17% of reserve Rs.274 per annum Rs.550 per claim
Year 1: 18%
AEGON RELIGARE Increasing Term Plan 0.17% of reserve Rs.274 per annum Rs.550 per claim
Year 1: 18%
AEGON RELIGARE Decreasing Term Plan 0.17% of reserve Rs.274 per annum Rs.550 per claim
AEGON RELIGARE Guaranteed Return Plan Nil 0.06% of reserve Rs.347 per annum Rs.550 per claim
AEGON RELIGARE Rural Term Plan Nil 0.17% of reserve Rs.17 per annum Rs.550 per claim
AEGON RELIGARE Guaranteed Return Plan Year 1: 4.1%
0.17% of reserve Rs.416 per annum Rs.550 per claim
3 Year 2 onwards: 2.2%
Year 1: 12.5%
AEGON RELIGARE Money Back Plan Nil Rs.437 per annum Rs.550 per claim
Year 1: 8%
AEGON RELIGARE iTerm Plan Nil Rs.248 per annum Rs.550 per claim
Year 1 :20%
AEGON RELIGARE Health Plan 0.17% of reserve Rs. 660 per annum per pimary life Rs.275 per life
Renewal: 6.6%

Financials - IRDA - PD For Jun-10

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Financials - IRDA - PD For Jun-10

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Form L-1-A-RA

AEGON RELIGARE LIFE INSURANCE COMPANY LIMITED

REVENUE ACCOUNT FOR THE QUARTER ENDED JUNE 30, 2010

Policyholders’ Account (Technical Account)

Income From Investments

Commission L-5 34,083 8,244

Operating Expenses related to Insurance Business L-6 728,050 460,829

Provision for Doubtful debts - -

Benefits Paid (Net) L-7 4,971 3,840

(a) Gross** 50,383 18,346

Transfer to Shareholders’ Account - -

Shareholders’ Account (Non-technical Account)

Income From Investments

Profit/(Loss) before tax 15,888 12,972

BALANCE SHEET AS AT JUNE 30, 2010

Sub-Total 1,777,996 1,439,921

Funds For Future Appropriations

Fixed Assets L-16 389,206 452,062

Current Liabilities L-19 354,330 524,715

Net Current Assets (C) = (A – B) 366,149 86,563

Form L-4 PREMIUM SCHEDULE

Form L-5 COMMISSION SCHEDULE

Break-up of Commission Expense (Gross) incurred to procure business

FORM L-6-OPERATING EXPENSES SCHEDULE

Employees’ remuneration and welfare benefits 319,088 187,773

FORM L-7-BENEFITS PAID SCHEDULE

(Amount ceded in reinsurance):

Amount accepted in reinsurance :

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-8-SHARE CAPITAL SCHEDULE

Authorised Capital 20,000,000 20,000,000

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-9-PATTERN OF SHAREHOLDING SCHEDULE

SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-10-RESERVES AND SURPLUS SCHEDULE

FORM L-11-BORROWINGS SCHEDULE

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-12-INVESTMENTS SHAREHOLDERS SCHEDULE

SHORT TERM INVESTMENTS

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-13-INVESTMENTS POLICYHOLDERS SCHEDULE

SHORT TERM INVESTMENTS

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-14-ASSETS HELD TO COVER LINKED LIABILITIES SCHEDULE

Other Approved Securities - -

SHORT TERM INVESTMENTS

Other Approved Securities - -

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-15-LOANS SCHEDULE

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-16-FIXED ASSETS SCHEDULE

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-17-CASH AND BANK BALANCE SCHEDULE

CASH AND BANK BALANCES

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-18-ADVANCES AND OTHER ASSETS SCHEDULE

SCHEDULES FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-19-CURRENT LIABILITIES SCHEDULE

Agents’ Balances 12,597 26,888

FORM L-20-PROVISIONS SCHEDULE

For taxation (less payments and taxes deducted at source)

SCHEDULE FORMING PART OF BALANCE SHEET AS AT JUNE 30, 2010

FORM L-21-MISCELLANEOUS EXPENDITURE SCHEDULE