RIPU

(A Government Undertaking)
HDAD OFI'ICE; ABHOYNAGAR:
AGARTALA: TRIPURA (WEST)

Phone No- 0381-2323935

7s/cir - 16/df /zol} D^tet 12-10.2018

rGB/Ho/A&A/F - 3

ALL BRANCHES & USBs,

ALL REGIONAL OFFICES,
ALL DEPARTMENTS AT HEAD OFFICE,
PMO - KOLKATA,
TGBRSETI.
t
Re: Revision of Sdrvice charses with effect from 22'10 2018

22 10 2018 by superseding earlier

Bank has revised the standard Service Charges with effect from
circular letter no. TG B/H]/DEV/P&D/F.44ldlcn - a4/
/2015dated,28 122015

Branches and usBs are advised to follow the revised service charges with effect from 22 7a'2078'
all the staff members under their
The contents of the circular should be brought to the notice of
control.

for customers'
A copy ofthe circular should be displayed on the NOTICE BOARD

WILL BE VIEWED SERIOUSLY'

ANY DEVIATION WITHOUT PRIOR APPROVAL FROM HEAD OFFICE

Please acknowledge the receipt of this circular'

rn.to, s6.€166?ilie of Service charges including lndex (13 pages)

 Stanalard Service Charqes w.e.f. 22.10.20I8 inclusive of GST @187o
INDEX
sL. Page
No. Paticulars No.
Part - I (GENERAL OPERATIONS)
Collection of Outstation Cheques
2 Service (Processins) Charges for local cleadng, by Clearing Houses from the member Banks.
3 Colleclion of Bills ( lnclusive of Postage ) I
4 Handlins/Collection Charges for Bills/ Cheques retumed unpaid ( Outwart ) l
5 Purchase/ Discount of Cheques/ Bills I

6 Cheque Retum Charses /Presentation of Usance Bills for Acceptance I

7 Inward Bill 2
8 Collection through other Bank 2
9 RTGS CI{ARGES 2
t0 NEFT CHARGES 2
t1 Issue ofDemand Dlaft 2

12 lssuance of Duplicate Draft 2

13 Revalidation of Draft 2
l4 Cancellation of Demand Draft 2
15 Cash Handlins Charges ! 2
16 (
lntersol Cash Tnnsaction Deposit ) 2
17 Intersol Cash Transaclion ( Withdrawal ) 2
t8 Intersol Receipv Pal,Inent through tansfei mode at outstation Branches 3

t9 Inter-bank tansfer of entire balance in SB or CD Account 3

20 lssue ofcheque book 3

21 AddidonDeletion of Name 3

22 Closure of SB Account within I 2 months of its opening

21 Closure of a CD Account within I 2 months ol its opening 4
24 Closure of RD Account within 3 months of its opening 4
25 Change in Operational instructions 4
Exceeding limit ofnumber ofwithdrawals in SB Account (lfthe no. exceeds 50 in a calendar 4
26
hall year)
21 Minimum Balance for SB A/c 4
2A Minimum Balance for CD A,/C 4
29 Fall in minimum balance in SB AccouniTall in minimum balance in CD Account 4
30 VC for Inoperative account 4
31 Stop Payment Instuction (All twes ofAccounts) 4
32 DuDlicate Statement/Pass Book 4
33 Attestation of customer's signature 5

34 Attestation of customer's photoglaph 5

35 Record Copy of the Cheque 5

--,"' 5
36 Issue ofDuplicate DeDosit ReceiDt
37 ODeration in account tfuoush power of attomey/mandate in SB/CC/OD/CD 5

38 Issuance ofno dues cefiificate 5

39 Ledser Folio Charses for SB/Cunent/OD/CC Accormts ,ffi 5

40 Loss of Token /sD>--t<(r\ 5

4t C"ll*ti"r Di"d."rl wanant dirictlv received bv the Branch llgl {El^o- \i 5

"1'I.t*"rt/
FK'7J
\(-(J!-pl FY
42 Call DeDosit ReceiDt 5
5
4l Standing Insructions
5
44 Issuance of solvency cefiificate
5
45 P".t"t &' T.1."""t-*ti"ation Tariff
5
46 Enouirv Relating to Old Recods
47 ffies for Deplqle{qslLllqj4lPg!!! 5
6
48 ATM Charses
6
49 Rules for ATM Operation
6
50 Sepice Charge for Locker rent
51 T"nul
c.h*ees fo. Lo"ker Rent in Default 6
6
52 Chanee of Soecirnen Signature
6
53 Chanse in Registered Nominee
6
54 Address confirmation
6
55 Creation of third party Lien/assignment
6
56 Cancellation ofthird party Lien /assignment
6
57 SMS Alert Charges
6
58 Safe Custody
7
5g ECS
7
60 IMPS Charyes throu+ Intemet Banking. Mobile Banking lnd-Branch L hannel
61
p";-+t po.*Fnt throroh trnnsfer mode at outstation Bmnches
r*-"^r 7

62 iie. t* tttue. of postal parcgl beyond due date of the pa)T nenl of Bill 7

Part - II (LOANS AND ADVANCES)

8
l Processing Charyes
a) Fresh Workins Capital limit
b) For Term Loan
Frocessing charges in case of enhancement of limit
8
2 Renewal Charges (Without Enhancement)
a)Working Capital

9
3 Charseslor ADHOC Sanction for Priority & Non-Pdodty Sector
@ Namely, Bank's own Term Deposit
9
NSC ,LIP, KVP , Units of UTI etc
9
4 lSupervising Charges
9
5 Gaurantee
9
6 Mortgage Charges
9
'7 Documentation Charges
I Conmitment Charges
l0
ffi.
10 Ciurse" fo. giuiog of documents (copies If sought by the customer)
10
10

11
"opies
Providine credit repofi at the request of cli€nt
l0
10
12 Revalidation of sanction
10
13
10
14 CIBIL & CERSAI charses
l5 S-itchovet of existing housing loan accounts to MCIR 10
10
16 Service Charges for Loan to Corporates
' p""t - Ur (COiICESSIONS N SERYICE CHARGES) r"
I Crrncessions for StaffMembers (existing & retired) f^vgrytl>: 11

2 Dtrdio.".y P"** f- rlto",ttg

t1
"o"c"@ FI OFFICE ]F
'sv.*/
 SCIIEDULE OF STANDARD SERVICE CTlARGf,S
PART - I
GENER{L OPER{TIONS
( Inclusive ofCST@18% )
.8.r. 22.10.2014
sL.NO. PARTICUINRS RATES
Collecfion of Outstrtion Chedres
UD ro Rs.50001 Rs.35/-
I Above Rs-5000/, ub to Rs- 100001 Rs.65/-
Above Rs- 100001 uh 10 Rs. r 000001 Rs.l30
Above Rs.1000001 Rs-zi 0l
In all the c$es Dostlseand otterexpens$ will be realised s€perately ot sctual basis

SERVICf, (PROCESSING) chirg€s for localclearing, by Cl€aring Cletr;nSat

2. Rs.l.00
Hous€s from the n€mb€r Bork. MICR.CPC
Cheque
Rs.0-50 Rs.l.00

Coll€ctio. ofBills ( Inclusive ofPostise )

Service Cherse(lnclusile of GST)
up 10 Rs.50001
l Rs.35l Minimun Rs.l18/.
Above Rs.5000/- Dp to Rs.1000001 Rs.13/- per thousand or pan thereof +
Rs.10/- pcr thousmd or pan lhereof + Rs.3 5/- Minimum Rs. l2l 5/- and Maiimum
Ahove Rs.1000001
Rs.177001
IlandlinA/Collection Chxrg6 for BiUs/ Cnequs returned unpaid ( Outward )
sen ice charee tt nilom ior dll caresoD olhrrchcs)
Rs.150/ p€r inslrunenl. Olher Aank Chaiges extra. ( Postal od out ofpockel
I I ocalChc.ncs&Bills
expenses are lobe realised additionally )
Rs.200/ per innrumenl. OtherBek Chdges cxlra. ( Postal and out ofpockel
Oulstation Cheques & Bills
expenses are io bc realised additionally )
Postage and other out of pocket expenses are to be realis€d in IuU.
Purchase/ Discount of Chequev Bills
Ch.rles Apainst Clearins
i) Local Cheque/ Bill n) DDPurchrse ( ChequeYDrafts )
Local Cheauev Dratu
Interest applicable to clcd advdce lbr the numberoldays funds m advdced
6
depcndnrg upon rhe time taken at diilerent clearing centres. No coueclion chargcs

Oulstalion Cheauev Draff s

5 50 paise per cenl plus collection chdges d applicablc for resp€ctive slabs.
ii) Outstanding B'lh/ Ch€ques Purchas€d b) Purchase/ Discout of Denand Bilh
50paisepercen! plus collection charge Usance Aill( Clean/ Documentart, )

55 paisepercent plus collection charges forbillsas applicablefor respeclive slabs

Usance Bill( Clear, Documenlary )

Int€rest / discount from the darc of purch.se/discount till due date at the i.tcrcsi
@le applicable ibr working capital advanccs to thc rcspoctiv. borowor plus
colleclion chuiges as applicable to bills lbr colleclion lor the respective slab.

Lh€que Keturn Lnarges

Individual - Rs.200/- per insbumenl
li) ketum 0fln$ard Clearins Cheaucs For Pensioner/ S. Cilizen - l0% rebdte
Non - lndi!idual - Rs 250/- per instrumcnr

6 (U) Retum of Oulstalion Cheques Rs.250 per instrument + other Bank's Charges ior OCC
Individual- Rs 200/- ner indn,nenr
(iii) Retum ofOutwdil cleeins Cheque - l0%rebate)
(For Pensioner/ Sr. Cilizen ,r,5'.981l+Xr
Non " Individua - Rs.250/- per instrument 8'.+7. Y-l
Presenmlion DiUsance Billi fo! Acceprmce Rs.70/- per Bill

Pag€-l

"riirrt
 ( Unifom to all caleeory of B.anchcs )

Whenever documents unde.lBCs are dclilered ftee of payment to rho drawee of

th€billbya bant.under spccif,c ofrhe drawer,lhe couecting bank
Cbarges on Insdd Bilh forcollection when 'nsbuction with the charees leviable in cde of bill
should levy handling chdges in confomity
7
documerts de deiilered free ofpaynenr
l,ocal Chednes & Bil,q
Rs.l00/- per :nslrumenl + out of pocket expenses.
Oustation Che{rues & Bills
Rs.l80/- per inslrunent + out ofpocket expenses.

Coll€ction through oiher Bnrk

( Unifom 1o all category ofBranches )

a At cenlres where the remitting Bank has no brarch dd the billych€q!€s are seDr
Sharing commission when inshumcnt is collected
through branch ofanother Bank
lorcollection to abmch ofanolherbmk, thccommisiion on bills and cheques
should be shared by lhc rcmining bank md the collectjng bank on 50:50 bdis i-c-,
lhc remitjng b|rnk to charSe 50% oflhe applicable rare and the collecting bdk to
ch ge 50% of lheirapplicable rate.

RTCS CHARGES
9 Rs.2-00 LakI to Rs.5.00 Lakh Rs.30l per lransaction
Above Rs.5.00 Lakh Rs.60l per trmsaction
NEFT CHARCES Through internet barking Oth€N
up ro Rs.10000/- Rs.lll Rs.3/-
l0 Abo\e Rs 10000/- up ro Rs.1000001
AboleRs.100000 upto Rs.200000/- Rr.20/- Rs.20

REMITTANCD
hsue ofDemand Draft

service Chars€ (Unifo.m for all caiesory of branches)

lt
Up ro Ps.loooo/, Rs.50/-
tlcreofwith a limit ofmininDm Rs.70t and
Rs.4.50 perthousand or pad
Above tu.10000/- mdinum Rs.177001. For Penioner/Sr. Citizen, Srudcnt - 10% rebat€ on rhc
senice cha.ge *ill be allowed. subjecr ro r maximuD limir s stipulated.
tssuance of Duplicaf€ Dr.ft
12 up ro R5. I 00000t Rs.100/- per instrument
Above Rs.1000001 Rs.200/- per instrunent

t3 Up to Rs.100000/- Rs.l40/- per instrum€nt

Above Rs.100000/- Rs.200/- per instnment
14 Cn.celhf ion of Demard Draft Rs.I20/: ter instrument
Cash Handlitrs Charges
Sr!ings Baik Acco nl ( Csh Depolil ) No calh Hodlins Charses
l5
CD/OD/CC Accouffs ( Cash Deposil pe.dayper I0 Pack€ts free Above l0 packets - Rs_20 per packet or parr thereof, Mdinum
Rs- 17700/-
Iht€rsolCash Trnnsaction ( Deposit )

I6 LocNl Non-Pxrent Brm.h€. No Chargcs, no linrit. Cuh handlinschde€s to bereatkcd

No Charges. Maximum Lmn below Rs. 100000t. Cdh hmdl'ng chdges to be .

rntersol cash lrarsaction {Withdrawat )

t7 wrrndrawar by draser personally and by cheqle onty. Mdmm li;Ellilddatdda
Lolal Non.porentr OuBrarion Bmct€s..? - :
$sl). For wilh- drawol abo\c Rs. r 0000 -. photr idenriry !0rJ otLhe dru$er must be
;*H'-.,r N" r^, i "..^' ""." ..,',;,-.... ^'
4,.:, '*trtE i.se-z
"h,-"
,-)i. t:rit
E i(
r'...' l:.---
--.:'rr
':t:.1 a ; l.-l
 IMPORTANT

l;;;;;;;;;ii;-the customer. a e contripfi;-erorowinq n;ss.q€ shourd bedispr.yed ata proninent Drace in tte branch Dremises:

WE MAKf, CASH PAYMENT TOTHE ACCOUNT IIOLDER AGAINST CHEQUES DRAWN ON OTHER BRANCIIES (INTDRSOL) OF
THE BANK FoRAN AMoUNT UPT0 Rs.l,00'000/.. PAYMENT ofALLSUCH CHEQUES FoR AN AM0UNT ABovE Rs.l0,0001Is
SI]B,IECTTO PRODUCTION OF PHOTO IDENTITY CARD/PROOF BY THE ACCOI]NT HOLDER

INTERSOL RECEIPT/PAYMENT THROUCII TRANSFER MODE AT OUTSTATION BRANCHES

t8. i)R€c€iprPaymcnt up 10 Rs. I -00 Lakh NIL
ii)Rec.ipiPa)frent abovo Rs. l lakh uP to Rs-2 00 Lakb NIL
iii)ReceiprPaymcnt above Rs.2-00 Lakh up to Rs.5.00 NIL
Lakh NlL
ivlReceibiryavbent above Rs-5.00 kLh
GGi["n[ ton'r"iii e"ii." u"t,',ce
u"t,',cei* i-sr .rcp eccoont

i collectinr Bank Need not levy uy seNice charge as il is getting the benefi! ofdePosit.
t9_

It shall levy se icc charges as applicable 10 Remitt$ce/Pav order' After lransfer ol

ii) Remitting Bank the entire balance. the a/c is to be closed *i!h notice lo the deposilor.

Rs.4.00 pcr cheque leal

Pensioner/S€nior Cilizet Rs.3/

(one Cheque Book of 25 leaves ftee in calendar year)
,0.
Rs.5^ per cheque leaf.
CD/OD/CC Accounl Rs.4.00 per chequc leat

Pensioner/Senior Cilizen Rs.3/

(No Free Cheque Book)

Addition/Deletior of Nane

21.
@NoChargefol1hetj6ttineconveBionofsin81ea,/c1ojo]nt./cofpensione6)

closure ofSB Accountwithin 12 months of its opening

(i) Closure due to death ofthedeposilor

(ii) Iflhe custonrer is rot bappy abour his /her choice of

SB a/corserlices providedby ihe bank, he / she may wit chequc book- Rs.200/-
Account
22. within 14 days ofmaking the first palment ;nto lhc
account approach the bmk to switch to any of our
oiho! accounts. Altcmatively, he / she nay ask for
r€tund oflhe amounl whjch willb€ eiven bii,(to him /
her rvithy interest it nay have eamed. The bank wiU
not le\A any se.vice chdge tbr closlrc oflhe account
witrin 14 days from the date ofmaking the first
palmenri,,otheaccouni.
Account wilhout Cheque Book- Rs.li0/-
6gm,

Fk*
\!'AT1b'
Page-3
 closure ofa CD Accountwithin 12 months of its

Ex€mplionl
(i) Closure due to death md also clos;ns of
unrenunentiYe rccouDt,

Irdi!idual Rs.350/-
(ii) Iflhe customer is not happy about his/ h€r choice
23, ofCD a/c orserlices provided by the banlq he / she
may *ilhin 14 days ofmaking the first paymenl into the
accounr , approrch the bank to switch to any ofour
other accounls. Allematively. he / she my ask for
retund olthe mount rvhich will be giaen b&k to him /
her with uy emed. Tte bmk will
interest it may have
not levy my senice charge for closute ofthe accounl
$ithi. 14 days from the date ofmaking the first
OtheF R5.500^
payment into lhe account,

Closure ofRD Account within 3 nonths ofils NIL

24,

24. Chans€ in ope.itional instructions

ExceediDg limit of nunber of R,I5 - p.*""1, it***4.150 per calerdd hali)ear
26. withdrawals in SB Accodnt (Ifthe no. exceeds 50 in

Minidum Balance for SB A/c

With Ch€oue Facilitv WithoutCheque F cility
27,
RnralBranch Rs.500l Rs.l00/-

Rs.500/- Rs.l00/.
Meio/Urba Semi'Urbd Bmnches
Maint€nnnce ofaccount wiih,0, bit ceis permilsibl€ for Penliotrerysenior Citizen/StudeDtv Physically Handic.pped
NOTE:
pe6onsAVoncn,ryisually and nentally retard€d personvNo Frill A./cs.
28. Minimum Bfllanc€ for CD A/C Rs.10001

F ll i. ninimum balance in SBAccount Rs.60/- pcr occasion with or withoul cheque book
29.

Fallin minirnum b0l.nce in CD Accouot

VC for Inoperrtiv€ account

tAccounls m.in rsininS st ipulaled mitrinum btlan.e

30.
The entire baldce is lo be approp.ioaled towaFls servicc ch ge md the account is
ii) Ifbslsnce falls below Rs.30/- Lo be closcd undd inrima.ion lo the cc.ounr hulder $iLh an ad\ icc lo retum un use(

A *ht"h"*d".rant .iiod oftwo years or more areto betreated as inoperrtive, irr€spective of whether such
".""r"t
accounts have been transferred to inopentive l€dg€ror nol.
StoD Psvment lnstrucfion (All tYDs ofAccounh)

31. For multiple cheques, Ma\imum Rs.300/.

CD/CC/OD Account
For nultiple oheques. MdimunRs 400l
Duolicate Statemcnt/Prs Book

Rs. I20l- per p6s book

32. Rs.l20, + AdditiDnal Rs.l20l per ledger lotio or parl lhereot (40 edries or paJt
ii) Wilh mulliplc enlries lher€ofwill be treated ar afolio)
One statenent ofaccounl per month iiee, for duplicate or additional Statcmenl Rs-
cDstatement ffi 50 - per ro.ro or pafl rher(ol

Li Pnge4
*
\ {r4R{D ,
 Attestation of customer's siqnxl!re

f3. Anestalion olcustoner's siSnature whenever Bdk

d(ests siSnature of a cusloner N per rocorded
Rs. 13 0/- fo. each atte$ation in joint
specimen in n docune.t d rcquired by a customcr.

34. Attestation of customer's DhotosrrDb

15. Record Cooy ofthe Cheque Rs.l50/- Der instrument
tssu€ otDuplicate Deposit Receipt Rs. I 201 per rcquest per inslrunent
16.

Op€ration in lccountthrough power of SB - Rs.I20l

31.
attorn.y/mandrte in SB/CC/OD/CD
cc/OD/CD - Rs.250/-
Non- Priority Sector Lo.n

lndi!idual/PcnsionerVS enior lndilidual No.-Rural

(SUruA4Brmches-
(wsu/u/M) Rs.l40^ Per cerlificaie lndividual Rural Brdch€s
Rs.60/- per Cedificato Rs. I 1 0/" per C€rtilicate.
38. Issuance ofno dues certificat€
Non-indiv;dual Non-Rural (SUru/M) Bmnches-
Non Individual -Rs.l40/- p.r Rs. I 701 Per ccrtificale
Non-Individual Rural
Branches- Rs.140/- per Cedificale

Ledeer Folio cnarses for SB/Curr€nt/OD/CC Accourt,

SB r'Jc lndividual Nil

(40 crtri€s or pan $ereof be treated as one ledger tblio) Non-individual Rs.35/- per
19.

CD/CC/OD Individual Rs.80/- p€r folio

(40 enlries or part ihereolbe tr*,ted as one ledger lolio) Non-irdividual- Rs.200/- per folio, Ma.(imum- Rs.l100/-

For.ccoutrt naint.ined on complter,40 entri€s or part ther€ofbe treated as one ledger folio.

ScniceCharge (Unifom for all category ofbr cb€s)

40.
Rs. 140 Dertoken los
Collection oflnteres, Diyid€nd warrlnt directly r€ceived by fte Branch

4l
Service Clrerge (Unifon for all calegory ofbrdchct
Crll D€posit R€ceipt
Standine lnstru.lion!
,ll. Service Charge for R€gistration only Rs. l40/- Irer registration
(Unifom for all catesory ofbr ch.t
Postrl.nd redift.nce Chrrges ifany {r€ to be levi€d on .ctual besh.

41. ksuance of solvencY certificate Rs.300/- Der l-akh with limit of Mininum - Rs.14001& Mnimum - Rs.29000/'
Postal & Tele.onmunicrtion TrrifI
45. Postal/conmunication charges to be recovered
unles ed otherwise specificd to lhe corlrary
EnquirY RelatinA to OId Records
-12 Monlhs old Rs.l20l per itcm
46. Above 12 Months upto 3 yeaB Rs.l T0lper item
Above 3 yeais uplo 7 yem Rs.300l per ilem

cgencnsrn sERxAitsED BY CURRENCY CHEST BRANCHES FoR Df,PosIT oF cAsH aY orHER BANKS

17. Ser!'ce Chdecs ro be Ievied by our Curoncy Chest Rs.5t per packet of 100 pcs
Bnnches un (a5h denoslted by NoD-cup?H$ql
Bru(|,* olorhr Bdls. y'-l. 'rj-I'{/"\
/-\t/ \dx
Page5
1j#1€.,)F
\iA:
 ATM Charees
lssumc€ of Primary Card - Rs.l20l
h$,a.cc ofadd on cdd - Rs.120/-

ATM Debit Ca.d- Annualchdses for primdy & add on card - Rs.l20l-
48.
Duplicate Card (in case of losv dmaged cdd)-Rs.120/-

Duplicare PIN (Re-PlN) -Rs.50/-

Ctrd issue against expiry- NIL

For TGB ernployccs, th€rewillbe noannu / duptictf€ csrd/RePIN charg€$
Rules lor ATM Operation

No. of Transactions (I'inancial

Chdges applicable for transetion (firdcial +
& Non-financial) Frce oi Non-findcial) beyond ftee limit

49.

Cdh Wnhdrawal ftom own & UBI No Charge

ATMS lor bolh f,nmcial and non financial trmsactions

rransactions tiom other Bank ATMS (Fitancial & Non- Findrcial - Rs.26.00 per transaction.
Non-firmcial Rs. I L00 per trdsaction.

(I) Cards linked to currcnt or overdraft account will rttract charge from the very Isf tratrssction, ifus€d et oth€r Brnks ATNI.

(2) Strff/BSBDn'{o frilvsmill Accounts willcoDtinueto enjov unlimited fre€ transactions at Bank\ owr ATMS-

50. Servic€ Cnarqe for Locker rent:

Annurl rent (Ant. ir RlJ
Drnensron oI rocKer un16 (nerytrrr wruu r ucP
SEMI
Tvpe URBAN RURAL
URBAN

47i x57l8 x203/8" 539 1280 r280 920

l.24 oDerations per num freei beyond which Rs 100/-per operation will b€ charg€d.

2. ODcrations in lhe locl'er $illbe slopped itretrl h not paid on due date.
NOTE:
tl;;;;;-f 1",, k"y Mice charEe of Rs s20t h.s to be r€covered from hirer in .ddition to the tctral
"f "f
expenditure incurr€d in bre*ing oper fhe locker and changing ofk€y by nanufacturer of lo.ker to b€ recovered manurlly.

Penrl Chrrg€s for lncker Rent in Default

51.
Rs-70/- Der quaner or Pan ftereof
Rs.30^ per occasion provided no cha.ge h to be leviedin t/cs ofStud€nt' GoYt.
change of sp€cimen Signature & In c$e otmedicalty unfit a/c hold€rs.

Chang€ in Registered Nomiree

54. Add r€ss confirmxtion

55. Cr€ation of third pzrfy Lien/aslignnent Rs. s00/- p€r occasion
56. Cancellatiotr of third pr.ty Lien/asigDmetrt Rs. 5001 per occasiotr
Rs. I 8.00 per ,d/C per yea. ( Account neans where mobile number is linked for
57. SMSAlertCh.rg€s SMS alert )

Scripts Rs. 130/- per scrip! minimum Rs.300/- per )€tr or part thereot
Rs.240 per cover per yed or part lhereot
Sealed Cover-trcm Go!t. Bodies/Organisalion- Rs.600/- per cov€r per vea. or pan

58.
For small boxes (l0cm.x30cm.x3Ocn)- Rs.ll80^ por box per vear or parl lhereol

Sealed Box€s froi! Go\l. Bodies/Organisalion (30 cmx 30 cm x30 cm) - R5.29601
pq box per year or part thereof:
Bznk\ owtr Deposit Receipt Rs.I 30^ Poi Deposil Receipt per year or pan ftcreol

PRESENTLYTHf,Rf, IS NO PROVISIONS FOR SATE CUSTODY, MAY Bf, INTRODUCEDVERY SHORTLY.

P!ge-6
 ECS
r) ECS Registration Charge
credit - NO CHARCE
b) ncs CHARGES
59 Debit - NO CHARGE
Rerum ofCredit ECS - Rs.80t per insrument
C) ECS RETURN CHARGES
Retum of Debit ECS - Rs. I ?0/- per inslrument

IMPS Cha.g€s through Interret Bmking Mobile BaTkins , nd Branch Chtnnel | |

60
up to Rs.25000 lRs6/-
Above Rs.25000/- up ro Rs.100000^ Rs.l2l-
Above Rs. I 00000/- Rs 201

NOTE: PRESENTLY FREE OF CIIARGES, MAY BE IMPOSED LATER ON.

lnlersolRrceipU Payment through fratrsfer node tt outstalion Braflches
6l
ReceiD, Paymenl INIL

Charge for storagc ofpostal parcel beyond due dite

62 Rs.60l per parcel per day
of th€ payment ofBill
 SCIIEDULE OF STANDARD SERYICE CItARGtrS
PART - II
LOANS AND ADVANCES
( Itrctusive ofcST@18% )
.e.t. 22.10.2018

servlcectraree(unirorntoarriiGEiii-rralcrr

Upto Rs.2.00laki NIL

Above Rs.2.00 lakh & up to Rs.5.00 Lakh or part thereof: Rs.370 per
lalh
Abole Rs.5.00 Lakh & part tbereof: Rs_420.00 pd Lath
) Fr€sh Workine Crpita imit

p to Rs25000/- NtL
Above Rs.25000/- & Up ro Rs.5.00 Lakh or par thereot Rs.420.00 pe
Lalh
Above Rs.5.00 Lakh or para lhereof: Rs.500.00 pe. Lath

Upto Rs.25000.00 - Nrr.

Abole Rs.25000.00 to Rs. 20.00 crorc - t.t8% oftou mount
Above Rs.20.00 crcre - Rs.23.60 rath + 0.601% of tom
b) For Term Loan exceeding Rs.20.00 Crore
(to be roalized ai ihe time ofsdction)

upro Rs.25000.00 - NtL

Rs.25000.00 to Rs.20.00 Crore - t. l8% of toan moDnt

Rs.20.00 Crore - Rs.23.60lakn + 0.601% ofloan

upro Rs.2.00 takt NIL

Abow Rs.2.0Ola$ ro Rs.500.00laln orparl Lhe,@t_ Rs.J70r per talh
Abo\c R5.500.00 lal,h & p r rhereof- Rs.420: per takn
P.ocesing charg€s in case oferhnncement oftimir Me\imum -Rs 42.07lalh

Up ro RS.25,000/-NIL
Above Rs. 2i,0001 Rs.370/-per tath for whole amouni.
Matimuh
Rs.42.07 lakh
Renewal Charg€s (Wift out [.hance;ent)

uplo Rs.2.00 lakh - NIL

bNe R\.2.0O lali ro Rs 500.00 lati or pan lhercof Rs.l70: per
laln
bov( R..50000la^i & pan thekof. Rr.420: pcr tati
a)WorkiryC{pit.l a\imum -Rs.42.07lakh

ro Rs.25.000/--Nfl .
Abov€ Rs.25,000/-: 75% ofrhe normal charges subjocr
!o Ddinum.
Rs.42.071ati.

I
".r Lo"n: Ruuie"/Renu",t ch.€;;("-;;;;R;;i 0. I 0l% of linit or part thereofttG;;l r .d;
"*d;i

.!Fa?
 Charser tor 4DHOC Sanclion tor Priorit\ & \on-Priorit\ Sector
uplo Rs.2.00lalh 1000/-
Above Rs.2.00 lakh uplo Rs.l0.00lakh
Above Rs.l0.00lakh uplo Rs.l.00 Cror€
3. Above Rs. I .00 Crore upto Rs. I 0.00 Crc.e Rs I02610/-
R\256520/-
Fo. Lorns xnd Advances agrirst Liquid ItrstruneDk
Namcly, Bank's own Term Deposif,NSC ,LlP, KvP, No processin8 chdge is to be realized

Supervising Chnrges

Service Charse (Uniforn for rllcltesory ofbrrnches)

Up ro Rs.2500U.00 NIL

Ahove Rs 25000 000 hut less than Rs.l.00 Lakh Rs. I 60.00 per inspstion

hove Rs.l.00 l-akh but less than Rs.2.00 Laki Rs.230.00 per inspection

Above Rs.2.00 Lakh but lessthan Rs.5.00 Laki Rs.350.00 per inspectio.
1.
Above Rs.5.00 Lakh but less than Rs.10.00Lrkh Rs. 1700.00 per inspection
Abole Rs. I 0.00 Lclh but less th Rs.20.00 Lakh Rs.2960.00 p€r jnspection

Above Rs.20.00 Larh bul less thm Rs.50.00 Laki Rs.4450.00 per inspection

Abole Rs.50.00 Lakh but less thd Rs.200-00 Lakh Rs.8300.00 per inspection

AbolcRs 200 00 Lakh 4 Rs. I 7500.00 per irspection

OI]TSTATION INSPECTION In add;tion lo the above cha.ges, octual expenses paid by Bank to oflicials

SeryiceCharge

Cash Marcin bclo$ 10% 3.55%perannum& Minimum 2 quarlers

Cash Megin abole l0% to below 20% J.25o;nerdnum& Minimum 2 qucdea

5.
Cash Mdgin above 20% to belowS0o/. 2.961%p<r annum & Minimum 2 quffl€ls

Cash Mdsin aborel0% to helou 40% 2.17olo per annun & Minimum 2 quanen

Cash Ma.uin ahole 40% tobelow99% L780/" per annun & Mininrud 2 qua4e$
0.90% per annum & Minimum 2 quarlets

6.
Above Rs.l0.00lakh to Rs.5-00 Crore
Rs 29500/-
Docunentrtion Chrrges
NII
Abole Rs.25000/- 10 Rs.50000/- Rs.240/.
Ahove Rs i0000/- t Rs 2 00 l,kh Rs 14201

Above Rs.2.00lalh 1o Rs.5.00]akh Rs.33001

7,
Above Rs.5.00laHr ro Rs.20.00lakh Rs-3540^
Ahove Rs 20 00lakh to Rs I 00 crorc Rs 59001

Abov€ Rs.l.00 crore to 5.00 crore Rs.82601

Rs.236001
(1)Where Mortgage charg€s are realizd, Documertrtion chrrges rr€ trotto b€.ealized.
(2) Actual L.galVetting charges lre to be relliz€d.
 coqqqs!!!s€!!
0.59% per annum (p.e) on th, baldce of d
Loa,;;aining u;dffi
visd-vis the drarv down schedulc for morc than 90days.
E. 4llthe exhtineand luture borow2l a..nnnr< w h n,.-l
i) 0.5edlo per annum on rhe undErn pacL;e.ae;;li;aiffi duins;
Working Cipitd( Both Furd & Non - Iund Bised ) quaiter is below 60%ofbolhtund &non fund based overall working
q4Dilal Iimit.
All the cxisting and tuture bonowat accounts wiih overall iil
o.se"u" per onum on mav.eo portion, iraverag;til;; diuira 0
credit limitofRs.1.00 Crore dd above quaner is belorv 60%0 ofborh tund& non fund based overall sorking
qapilallimit.
Thesan.tionedc.editlimitavait,tt"tott'"to..
utilization level during rhe hdf year.

S€ryice Charses for Refail CredifProdtrcts

Procesing Aee

Charq€s
Housing Lod (incl. Pensioners' Housins Loar) Minimun Rs.1 180/-
0.59%,
Maxinun R-g.l 1800/-
l8%

9, Trade Credit .t8r/"

.590/0

59%
C& Loan (incl- PensioneB' car Lod) MinimumRs.600/-
:]
Mdimun Rs.I 1800
Pe6onrlLod ror salTied pe6on 1.180/.
Personal Lom for pensioncrs Lt8%
NII,
0.59'/"
2.38%
(l) No Equitable Mortgnge Ctt""q" ir to l" r",
12) Where equitable nortgage charges are recovered! docuh€ntrrion charg€s wiI not be recovere{i.

Chirges for giving copies ofdocunents (.opies Ifsought Charges for copy oflhe docunenls forsubmission ro mv srat,,rnru
10.
authority- Actual phorocopying charges + Rs_ I I 801

1l Providing.r€dit.eporrrrfhe.eqr€stofcti€nt Rs. I I 80/- per occasion.

For credit limits upto Rs. I crore- 0.296% ot timits

t2. Revalidrtion of srnction
Fo. credit limil abovc Rs. I crore-0.296% of limirs Ma\imum- Rs. L t 8
Lakh

The cheBcs are sme as rhose applicabte for issudce ofnesh guaraniees,
excepl thal rhe claim period is not charged for. ifthe renewal is eff.ected
13. Ren e$al of Cuarantee belorc r5e <\prD dr ( ol orig;ndl C u]mnr<e.

In essence the charges should be on total final claim inctudingthe

enhanced period plus clain period
Individual-Rs.60/- foreach sea.ch
14. CIBIL & CERSAI charg€s
For Commercial- Rs.900/- for each search
15.
Switchoyer ofexisting housinq tosn accounts to MCLR Rs. 1180/-

Pr€payment of Term Loatr- t.l8% ofamount pre-paid.

t6. seryic€ chsrg€s for L6An t".""o",)tm For Term Loan eboveRs.5.00 Crore -
Renowal,,Iteview Charges: Rs.2.95 Lakh for every renewal/reriew

ld
ZHe,ro' l| r"e, tl0

1l ftt'",
{-$A R1
 SCIIEDULE OF STANDARD SER\'ICE CIIARGES
PART - III
CONCESSIONS N SDRVICE CHARGES
( Inclusive ofcST@18% )
.e.f.22.10.2018 )
sL.NO. PARTICULARS

Concessions for StaffMembers (existing & retired) :

a) No Service Charge should be levied on transaction conducted by our staffmembers.
b)No service charge should be levied on transaction conducted by ex-staffmember ifhe is
l. not employed gainfully.
C) Minimum balance maintenance criteria not applicable.
Note : All out ofpocket expenses to be recovered.

Discretionary Power for allowing concession in service charges:

ln order to retain High Value Custome6 and to increase ihe volume ofbusiness, the
discretion for allowing concession in service charges has been vested with the different
2. committee as under:

For Service Charges - General ODeratioN and Loans & Advances

Head Office Level Comryittee under Chairman 1000/.
Head Office Level Committee under General Manager s0%
Page-11