A.

Project Cost
Cost of Animals 10 70,000 700,000 40000
Cost of Construction 1,000 450 450,000 250
Cost of Grass Cutter 1 50,000 50,000
Cost of Equipment 2 10,000 20,000
Cost of Green Fodder 5 10,000 50,000
Cost of Concentrate Feed 10,000
Cost of Insurance of Animals 15,000
Recurring Costs 30,000
1,325,000

Say 1,325,000
Margin 25% 331,250
Bank Loan 993,750

Note: Recurring costs include transportation and other Misc expenses

B. Detailed Costs
Floor Space per Animal 100 Sq Ft
Cost of Construction of Shed Rs. 450/ Sq Ft
Cost of equipment per animal Rs. 1000
Cost of Concentrate Feed Rs. 22/- Kg
Cost of Dry Feed Rs. 3/- Kg
No of Labours 1
Labour Salary Rs. 8000/- Per person
Rate of Interest 11%
Cost of EB/ Water etc Rs. 100/- animal
Sale of Milk Rs. 30/- Ltr
Lactation (Milking) Days 260
Dry Days 100
Lactation period 15 Months
Feed per Cow/ day
Concentrated Feed 4kgs/ Day
Green Feed 20 Kgs/Day
Dry Feed 7 Kgs/ Day
Yeild per day/ per cow 12 Ltrs
Note:
Based on the lactation period of 15 months and maintaining 10 cows, sale of animals has taken from 3rd Yr onwa

2020 2021 2022 2023

C. Revenue Details
Sale of Milk 936,000 936,000 936,000 936,000
Sale of Animals 100,000 100,000
Other Income 25,000 25,000 25,000 25,000
961,000 961,000 1,061,000 1,061,000
Expenditure
Cost of Feed 367,200 367,200 367,200 367,200
Salaries 96,000 96,000 96,000 96,000
Cost of Green Fodder 18,000 18,000 18,000 18,000
Vaccination Etc 5,000 5,000 5,000 5,000
Interest 101,994 83,246 62,330 38,993
Insurance 5,000 5,000 5,000 5,000
EB, Water Etc 5,000 5,000 5,000 5,000
Others 10,000 10,000 10,000 10,000
608,194 589,446 568,530 545,193

352,806 371,554 492,470 515,807

DSCR
Surplus 352,806 371,554 492,470 515,807
Interest on Loan 101,994 83,246 62,330 38,993
454,800 454,800 554,800 554,800

Interest on Loan 101,994 83,246 62,330 38,993

Repayment of Loan 567,006 585,754 606,670 630,007
669,000 669,000 669,000 669,000

DSCR 0.68 0.68 0.83 0.83

Avg. DSCR 0.77

Internal Rate of Return

Project Cost (1,325,000)

Cash Flow 352,806 371,554 492,470 515,807
Resi Value
-972193.629327 371553.55934 492470.1509 515807.186

IRR 47%
 700,000
250000
50,000
30000
50,000
10,000
15,000
30,000
1,135,000

has taken from 3rd Yr onwards

2024

936,000
100,000
25,000
1,061,000
 367,200
96,000
18,000
5,000
11,709
5,000
5,000
10,000
517,909

543,091

543,091
11,709
554,800 2,574,000

11,709
657,291
669,000 3,345,000

0.83

543,091
1,000,000
1543090.927
Loan Amount 1000000
Rate of Interest 11%
Duration of Loan 5 Years

1,000,000 9,167 1,009,167 22,000 987,167

987,167 9,049 996,216 22,000 974,216
974,216 8,930 983,146 22,000 961,146
961,146 8,811 969,957 22,000 947,957
947,957 8,690 956,646 22,000 934,646
934,646 8,568 943,214 22,000 921,214
921,214 8,444 929,658 22,000 907,658
907,658 8,320 915,978 22,000 893,978
893,978 8,195 902,173 22,000 880,173
880,173 8,068 888,241 22,000 866,241
866,241 7,941 874,182 22,000 852,182
852,182 7,812 859,994 22,000 837,994 101,994
837,994 7,682 845,675 22,000 823,675
823,675 7,550 831,226 22,000 809,226
809,226 7,418 816,643 22,000 794,643
794,643 7,284 801,928 22,000 779,928
779,928 7,149 787,077 22,000 765,077
765,077 7,013 772,090 22,000 750,090
750,090 6,876 756,966 22,000 734,966
734,966 6,737 741,703 22,000 719,703
719,703 6,597 726,301 22,000 704,301
704,301 6,456 710,757 22,000 688,757
688,757 6,314 695,070 22,000 673,070
673,070 6,170 679,240 22,000 657,240 83246.44
657,240 6,025 663,265 22,000 641,265
641,265 5,878 647,143 22,000 625,143
625,143 5,730 630,874 22,000 608,874
608,874 5,581 614,455 22,000 592,455
592,455 5,431 597,886 22,000 575,886
575,886 5,279 581,165 22,000 559,165
559,165 5,126 564,290 22,000 542,290
542,290 4,971 547,261 22,000 525,261
525,261 4,815 530,076 22,000 508,076
508,076 4,657 512,734 22,000 490,734
490,734 4,498 495,232 22,000 473,232
473,232 4,338 477,570 22,000 455,570 62329.85
455,570 4,176 459,746 22,000 437,746
437,746 4,013 441,759 22,000 419,759
419,759 3,848 423,606 22,000 401,606
401,606 3,681 405,288 22,000 383,288
383,288 3,513 386,801 22,000 364,801
364,801 3,344 368,145 22,000 346,145
346,145 3,173 349,318 22,000 327,318
327,318 3,000 330,319 22,000 308,319
308,319 2,826 311,145 22,000 289,145
289,145 2,650 291,795 22,000 269,795
269,795 2,473 272,269 22,000 250,269
250,269 2,294 252,563 22,000 230,563 38992.81
230,563 2,113 232,676 22,000 210,676
210,676 1,931 212,607 22,000 190,607
190,607 1,747 192,355 22,000 170,355
170,355 1,562 171,916 22,000 149,916
149,916 1,374 151,290 22,000 129,290
129,290 1,185 130,476 22,000 108,476
108,476 994 109,470 22,000 87,470
87,470 802 88,272 22,000 66,272 11709.07
66,272 607 66,879 22,000 44,879
44,879 411 45,291 22,000 23,291
23,291 213 23,504 22,000 1,504
1,504 14 1,518 22,000 (20,482)