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01. Rahim borrowed Tk. 800 at 6% per annum and and the same principal in 2 years?

and the same principal in 2 years? (†Kvb Avm‡j 5% nvi


karim borrowed Tk. 600 at 10% per annum. After my‡` 6 eQ‡ii my` 6000 UvKv n‡j H GKB nvi my‡` H Avm‡ji
how much time, will they both have equal debts? 2 eQ‡ii Pµe„w× my` KZ?) Combined 3 banks Cash
(iwng 6% my‡` 800 UvKv Ges Kwig 10% my‡` 600 UvKv 2018
avi wb‡jv| KZ mgq c‡i Zv‡`i Df‡qi F‡Yi cwigvY mgvb
n‡e? ) Basic Bank AM 18 a) TK. 2,050 b) TK. 3,500 ans: a
50 44 c)TK. 2,125 d) TK. 2,245
a) yr b) yr ans: a
3 3
p I n interest per year
83 20
c) yr d) yr 6000
3 3 x 6000 6 = 100
6
p r I n
ATQ
6
800 6% 800 × = 48 x 5
100 𝑥 × = 100
100

10 ⇨ 𝑥 = 20000 taka
600 10% 600 ×
100
= 60 x
r 𝑛 5 2
∴ C = p (1 + ) = 20000 (1 + )
Rahim Karim 100 100
21 ×21
(P + I) (800+ 48x) (600 + 60x) = 20000 × = 22,050
20 × 20

So, compound interest = (22050−20,000) = 2050 taka


ATQ
04. By selling 32 guavas for TK.30 at rate of TK. 1.066
800+ 48x = 600 + 60x
per guava a man loss 25 %. How many guavas should
⇨ 12x = 200
be sold for TK. 18 to gain 20% profit in the
50
⇨x= years
3 transaction? (30 UvKvq 32 wU †cqviv weµq K‡i GK e¨vw³i
25% ÿwZ nq| 20% jvf Ki‡Z n‡j 18 UvKvq KqwU K‡i
02. A milkman purchases the milk at Tk. x per liter and
sells it at Tk. 2𝑥 per liter still he mixes 2 liters water †cqviv wewµ Ki‡Z n‡e? ) Combined 8 banks SO 2019

with every 6 liters of pure milk. What is the profit


a. 24 b) 12 ans: b
percentage? (GK e¨w³ 𝑥 wjUvi `‡i wKQz cwigvY `ya wK‡b 2𝑥
c) 18 d) 36
UvKv `‡i Zv weµq Ki‡jv| wKš‘ †m cÖwZ 6 wjUvi weï× `y‡a 2
Say, cost price of 32 guavas = 𝑥 taka
wjUvi K‡i cvwb wgwk‡q Zv weµh K‡iwQ‡jv| jv‡fi nvi kZKiv
Kiv wQ‡jv?) Basic Bank AM 18 ATQ
75
a) 116% b) 60% ans: c x× = 30
100
c)166.66% d) 100 ⇨ x = 40 taka
quantity per liter amount 120
20% profit = (40× ) = 48 taka
100
Buys 6 x 6x
amount number
sells (6+2) 2x 16x
48 taka 32 guava
16𝑥−6𝑥 32
∴ profit = 100× = 166.67% 18 taka ( ×18) = 12 guava
6𝑥 48

03. A sum fetches a simple interest of TK. 6,000 at the 05. The difference between simple and compound

rate of 5% p.a. in 6 years. What would be the interest on a sum of money at 20% per annum for 3

compound interest earned at the same rate of interest years is TK. 48. What is sum? (20% nvi my‡` 3 eQ‡i

1
†Kvb Avm‡ji mij my` I Pµe„w× my‡`i cv_©K¨ 48 UvKv n‡j 07. Rahim invested in all TK. 2,600 in three different
Avmj KZ? ) Combined 5 banks Cash 19 schemes at 8%, 4% and 6% per annum simple interest.
At the end of the year, he received the same interest in
a..)TK. 550 b) TK. 375 ans: b
all the three schemes. What is the money invested in
c)TK. 500 d) TK. 400
scheme having 4% rate of interest? (iwng 2600 UvKv
Say,
wZbfv‡M fvM K‡i Zv h_vµ‡g 8%, 4% Ges 6% nv‡i wewb‡qvM
principal amount = x
K‡i eQi †k‡l H wZbwU wewb‡qv‡Mi †ÿÎ n‡Z mgvb cwigvY K‡i
compound interest simple interest
gybvdv †c‡jv| 4% nv‡i ‡m KZ UvKv wewb‡qvM K‡iwQ‡jv?
20
(C –𝑥) 𝑥× × 3
100 )Sonali Bank Officer (FF) 19
20 3 3x
= (1 + ) −𝑥 = a)Tk. 700 b) Tk. 750 ans: d
100 5
215 91𝑥 c) Tk. 800 d) Tk. 1,200
= –𝑥 =
125 125 p n r
Invest -1 x 1 8%
ATQ
Invest -2 y 1 4%
91𝑥 3𝑥
− = 48 Invest -3 z 1 6%
125 5
91𝑥−75𝑥 ATQ
⇨ = 48
125
8 4 6
16𝑥 𝑥× =y× =z×
⇨ = 48 100 100 100
125
∴ 8x = 4y 4y = 6z
⇨ x = 375
𝑥 4 1 y 6 3
06. What is the rate to simple interest for the first 4 ⇨ = = …(I) = = ---II
y 8 2 z 4 2

years if the sum of TK. 360 becomes TK. 540 in 9 (I ×3) and ( II×2)
years and the rate of interest for the last 5 years in 𝑥 3 y 6
= =
y 6 z 4
6%? (360 UvKv 9 eQi ci 540 UvKv nq Ges †k‡li 5
∴ x : y : z = 3: 6: 4
eQ‡i my‡`i nvi 6% n‡j cÖ_g 4 eQ‡ii my‡`i nvi KZ?)
6
Combined 8 banks SO 19 ∴ Investment---02 = × 2600
(3+6+4)

a.)4% b) 3% ans: c = 1200

c.5% d) 6 % 08. P charges at 7% p.a simple interest to Q and R both


and lends a certain sum to R and Tk. 2,500 to Q.
p n r
After 4 years, P completely receives Tk. 1,120 as
Last 5 years 360 5 6% interest from Q and R. Find the sum lent to R? (P
kZKiv evwl©K 7 UvKv nv‡i Q Gi Kv‡Q 2500 UvKv Ges R-Gi
1st 4years 360 4 x%
Kv‡Q wKQz UvKv FY w`‡jv| 4 eQi ci †m Df‡qi KvQ †_‡K
ATQ
gybvdv wn‡m‡e 1120 UvKv †c‡jv| †m R-‡K KZ UvKv FY
6 𝑥
(360×5× ) +360× = (540−360) = 180 w`‡qwQ‡jv|) Sonali Bank Officer (FF) 19
100 100
a)Tk. 1,500 b.) Tk. 6,400 ans: a
⇨ 108 + 14.4x = 180
c)Tk. 3,100 d) Tk. 900
⇨x=5

2
Say, same rate of interest, what would be the ratio of
the sum lent to R be x taka principal and compound interest received at the end of
ATQ two years? (10 eQ‡i †Kvb Avm‡ji my` H Avm‡ji wظY|
7 7
(2500 × × 4) +( x × × 4)= 1120 GKB nvi my‡` 2 eQi ci Avmj I Pµe„w× my‡`i AbycvZ KZ
100 100
7𝑥 n‡e?) Combined 4 Banks Officer 19
⇨ = ( 1120 – 700)
25
a) 25: 11 b) 20: 9 ans: a
⇨ x = 1500 taka
c. 20: 11 d) None
09. Compound interest on a certain sum at the rate 12% here,
per annum after 2 years is Tk. 142, 464.. Find the I = Pnr
simple interest on that sum at the rate of 15% per r
⇨ 2p = p× 10×
100
annum for 7 years. (GKwU wbw`©ó gyja‡bi Dci 12% nv‡i
⇨ r = 20%
`yB eQ‡ii Pµe„w× my` 142,464 UvKv| H gyja‡bi Dci 5%
Again
nv‡i 7 eQ‡ii mij my` KZ?) Sonali Bank Officer (FF)
r 𝑛 20 2
19 C = p (1 + ) = 100 (1 + ) = 144 taka
100 100
a)Tk. 5,68,000 b)Tk.5,86,000 ans: c Compound Interest = ( 144 – 100) = 44
c)TK. 5,88,000 d) Tk. 5,66,00033. ∴ Ratio of principal and compound interest
Say, = 100: 44 = 25: 11
principal = p 11. The interest charged on a loan is p dollars per $1,000
r 𝑛
∴ compound Interest = p (1 + ) –p for the first month and q dollars per $1,000 for each
100
month after the first month. How much interest will be
12 2
= p (1 + ) –p
100 charged during the first three months on a loan of
112 𝑛
=p ( ) –p $10,000?( cÖwZ 1000 Wjv‡ii Rb¨ cÖwZ gv‡m P Wjvi Ges GK
100

ATQ gvm c‡i cÖwZ 1000 UvKvi R‡b¨ Q Wjvi my` w`‡Z nq| cÖ_g
112 𝑛 wZb gv‡m 1000 UvKvi Rb¨ KZ Wjvi my` w`‡Z n‡e?)
p( ) – p = 142464
100
Combined 3 banks SO 18
784p 2
⇨p ( ) – p = 142464
625
a)10p + 20q b) 30p ans: a
784p−625p
⇨ = 142464
625 b)30q d) 20p + 10q
142464 ×625
⇨ p = for 1000 for 10000
159

= 560000 1st month p 10p


∴ principal amount = 560000 taka. 2nd month q 10q
∴ simple interest will be 3rd month q 10q
15 ∴ Total interest = ( 10p + 10q + 10q) = 10p + 20q
= 560000 × ×7
100 12. A rice dealer bought rice at Tk. 985 per quintal and
= 588000 taka sold at Tk. 1200 per quintal. His transportation
10. The simple interest received on a sum of money at the charges were Tk. 10 and other expense were Tk. 5
end of 10 years is two times of the principal. At the per quintal. What was the percentage of his profit of

3
loss? (GKRb Pvj e¨vemvqx cÖwZ Quintal 985 UvKv K‡i Pvj 15. A trader bought 65 meter cloth & sold 20 meter at a
wK‡b 1200 UvKv K‡i wewµ Ki‡jv| Quintal cªwZ Zvi profit of 15%, 30 meter at a profit of 19% & the rest at
cwienb LiP 10 UvKv Ges Ab¨vb¨ LiP 5 UvKv n‡j Zvi a profit of 25% . In total he made a profit of Tk. 498 .

kZKiv jvf KZ?) AB Bank (PO)-1993 What was his purchase price of per meter of cloth?
(GKRb e¨vemvqx 65 wgUvi Kvco wKb‡jv| †m 20 wgUvi Kvco
Purchase carring cost other Sum 15% jv‡f, 30 wgUvi Kvco 19% jv‡f Ges evKx Kvco 25%
985 10 5 (985+10+5)
jv‡f weµq Ki‡jv| †m me©‡gvU 498 UvKv jvf Ki‡jv| cÖwZ
1200−1000
∴ profit = ×100 = 20% wgUvi Kvc‡oi µqg~j¨ KZ?) City Bank Officer 1995
100
say
13. GK e¨w³ 25000.00 UvKvi g~jab jBqv gkjvi e¨emv ïiæ
Purchase price of per meter cloth = x
Kij| †m cÖ_‡g †mB UvKv njy` wKbj Ges 15 % jv‡f weµq
Buys profit
Kij| weµqjä A_© Øviv †m gwiP wKbj, wKš‘ Pvwn`v K‡g 15
hvIqvq †m D³ gwiP 12% ÿwZ‡Z weµq Ki‡Z eva¨ nj| H 20 meter 20x 20x ×
100
e¨w³i †gv‡Ui Dci kZKiv KZ jvf ev ÿwZ n‡jv? Islami 19
30 meter 30x 30x ×
Bank (APO) 1995 100
25
Buy sells 15 meter 15x 15x ×
100
125
turmeric 25000 25000× = 28750 ATQ
100
15 19 25
(20x× ) +(30x× ) +(15x× ) = 498
88 100 100 100
pepper 28750 28750 × = 25300
100 ⇨ 300x + 570x + 375x = 49800
25300−25000 ⇨ x = 40
profit = ×100 = 1.20%
25000
16. A commodity is produced by using 5 units of labor
14. A trader sold a product at a loss of 12.5%. If the
and 3 units of capital. The total cost comes to Tk. 135.
selling price was Tk. 37.5 more , he would have
If the commodity is produced by using 4 units of
made a profit of 25%. What was the original price of
labour and 2 units of capital, the total cost comes to
the product? (GKRb e¨emvqx 12.5% ÿwZ‡Z GKwU `ªe¨
Tk. 98. What is the cost per unit of labor and capital?
weµq K‡i| hw` weµqg~j¨ 37.5 UvKv †ekx n‡Zv Zvn‡j †m
(GKwU `ªe¨ Drcv`b Ki‡Z 5 units labor Ges 3 units
25% jvf Ki‡Z cvi‡Zv| `ªe¨wUi original price KZ? )
capital `iKvi nq| †gvU LiP c‡o 133 UvKv| hw` `ªe¨wU
City Bank Officer 1995
Drcv`b Ki‡Z 4 unit labor Ges 2 Unit capital e¨envi Kiv
Buy sells
nq Z‡e Drcv`b LiP nq 98 UvKv| Zvn‡j cÖwZ unit labor Ges
1st x 87.5
125
cÖwZ unit capital Gi g~j¨ KZ?) National Bank
2nd x× (87.5+37.5)= 125
100 PO(1996)
ATQ
125
here,
𝑥× = 125 5L + 3C = 135 ……………….(I)
100
⇨ x = 100 ∴ original price is 100. 4L + 2C = 98…………………(II)
(I×2) – (II×3) ⇨

4
10L + 6C = 270 Ask 6% nv‡i wewb‡qvM Ki‡j 7.5% nvi my‡` KZ wewb‡qvM
12L + 6C = 294 K‡i‡Qb?) AB Bank PO 1997
− − − Capital rate Return
−2L = −24 7.5
x 7.5% x×
⇨ labor cost = 12 taka 100
Again 6
(190000−x) 6% (190000−x) ×
5L +3C = 135 100

⇨ (5 × 12) + 3c = 135 ATQ

⇨ Capital cost = 25 taka 7.5 6


x× + (190000−x) × = 12675
100 100
17. Mr. Karim took a loan of Tk. 10,000 from his friend. ⇨ 7.5x + 1140000 – 6x = 1267500
Mr. Karim calculated the liability after 3 years. But ⇨ x = 850000 taka
Mr. Rahim Compounded the loan account quarterly.
How much extra money Mr. Karim needs to pay?
(Mr. karim Zvi eÜz iwn‡gi wbKU †_‡K 5% nvi my‡` 10,000
UvKv avi wb‡jb| Mr. Karim 3 eQ‡ii wn‡me K‡i Zvi my`
wba©viY Ki‡jb wKš‘ Mr. Rahim GUv Pµe„w× nv‡i wn‡me
Ki‡jb| Zvn‡j Mr. Karim-‡K KZ UvKv †ewk w`‡Z n‡e? )
National Bank PO(1996)

Simple interest for 3 years will be


5
= 10000 × 3 × = 1500 taka
100
Compound Interest with principal
r 𝑛
= p (1 + )
100

5 (3×4)
= 10000 (1 + )
4×100

1 12
= 10000×(1 + )
80

81 12
= 10000×( ) = 11607.545
80

∴ Extra money paid by Mr. karim.


= ( 11607.545−11500) = 107.55

18. Mr. Rahman gets Tk. 12,675 from his investment at


the year. He invested Tk. 190000 a part of which at
the rate of 7.5% and the rest at the rate of 6% profit.
How much money did he invest at the rate of Tk.
7.5% profit? (Mr. Rahman Zvi wewb‡qvM †_‡K eQ‡i
12675 UvKv cvb| wZwb 190000 UvKv 7.5% nv‡i Ges evKx

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