Curriculum Vitae:

Vicky Shyamlal Valmiki,

301/1 Sanjay Gandhi Nagar
S.R.A CHS Ltd Mobile No – 9833802530
General Arun Kumar Vaidya Marg, vickyvalmiki01@gmail.com
Beside Dindoshi Court Malad (East),
Mumbai -400097, Maharashtra India
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Objective:
To use my best skill and knowledge for the organization and to achieve respectable position in
my professional life.
Personal skills:
Hard-working, Team lead, Innovative, Confidential and able to perform in tough condition.
Strengths:
Responsible, Accountable, Decision Maker, Self-Confident, Result-oriented, Good Learner,
Positive Attitude towards the task, Believe in team work.
Hobbies:
Interacting with people, Surfing social sites, Listening music and Dancing.

Education:
SSC Passed in March 2003 with 52%,
HSC Passed in March 2005 with 55%,
TYBCOM Passed in March 2008 with 60%,
Maharashtra State Certificate in Informational Technology (MSCIT) passed with 84%.

Work Experience:
1) Working Currently with Piramal Capital & Housing Finance Ltd on Payroll Credit &
Operation Assistant Manager (From Mar 2018 to till date)
CREDIT & OPERATION HANDLING.
Disbursement Process

 Handling Disbursement Process (From NDC, System data entry to Disbursement)

 Subsequent Disbursement
 Legal/Technical/Search/Vetting Report Analyse
 Uploading Payment For NEFT/FT/Cheque
 Docket audit process handling
Sanction Process

 Handling Sanction Process (From NDC, System data entry to Sanction)

 CAM Preparation
 KYC and Income Documents checking as per Policy
 File audit process handling
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Operational process
 Handling multi operation Work EMI,NACH, presentation, MOE, Franking,
 PDD Tracking
 RCU/FI/Legal/Technical initiation to tracking
 List of Documents processing.
 Intimation of mortgage process handling
 Cheque printing in Branch
 MIS Maintaining.(Login/Disbursement/OTC/PDD)
 Insurance Policy Tracking
 Dispatch welcome Letter, File, Docket, Insertion.
 Conducting training to sales and internal Staff
 CERSAI Entry
 Handled Audit and Securitization process

Customer Services Process

Share certificate Endorsement Process

Part payment, Foreclosure, PMAY,SOA,LOD,IT Certificate,

Training to sale & internal staf

update Policy and Procedure

Documents Filling

2) Worked with Aditya Birla Housing Finance Limited on payroll of Osource India Pvt Ltd &
Team Lease Services Limited (Home Loan Credit )(From Sep 2015 to Mar 2018)
CREDIT WORK HANDLED.
 Login to disbursement credit process handling
 CIBIL/BANKING/ITR analyses,
 CAM/Proposal note preparation
 Firing & tracking RCU/FI/Legal/Technical .
 KYC/Income verifying and raising query.
 Original property papers/Legal/Valuation/Search Analyses
 MIS Maintaining.(Login/Disbursement/OTC/PDD)
 Disbursement docket checking as per policy.
 Verifying builder documents (7/12, property card, development agreement, power of
attorney, OC, CC ,typical floor plan ,sales plan, registered agreement for sale ,
rectification deed,
 OTC/PDD/BT tracking.
 Maintaining track of Cheques issued/released
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  Communication with sales for Query resolution.
 CRM/FINONE/OMNIFINE/FINNACLE/R SYSTEM

3) Worked with AU Housing Finance Limited on Payroll (Home Loan Credit )(From Aug 2014 to
Sep 2015)
WORK HANDLED
 PD with customer.
 CIBIL checking.
 CAM preparation
 Firing & Tracking RCU/FI/Legal/Technical Reports.
 KYC/Income verifying and raising query.
 Original Property Paper/Legal Valuation verifying.
 MIS Maintaining.(Login,Disbursement,OTC,PDD)
 Disbursement docket checking as per Policy
 Verifying builder documents (7/12, property card, development agreement, power of
attorney, OC, CC ,typical floor plan ,sales plan, registered agreement for sale ,
rectification deed,
 OTC/PDD/BT tracking.
 Communication with sales for query resolution.
 Internal house local cheque printing
CUSTOMER CARE HANDLED
 Emi collection and handling cash.
 Repayment /EMI/Tenure/ECS query resolution.
 Foreclosure/part payment/SOA/LOD processing.
 Intimation of mortgage process handling.
ADMIN HANDLED
 Petty cash handling.
 Vendor’s bill clearing.
SOFTWARE KNOWLEDGE
 CRM/FINONE/OMNIFINE/FINNACLE

4) Worked with AXIS BANK LTD on payroll of Axis Securities (Home Loan Operation Dept)
(From Nov 2012 to Aug 2014)
OPERATION & DISBURSEMENT HANDLED

 Verification of disbursement kit as per NDC check list. checking KYC, CIBIL, Property
Valuation, Legal ,Internal Verifications as per process.
 Checking of property document as per Legal & Search and tracking of OTC & PDD
 Software’s knowledge Finnacle, Finone, Nischint , Retail Asset Document Tracking
system.
 Maintaining and updating daily MIS. Disbursement, Cheques, OTC & PDD
 Internal house local cheque printing
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  Handling original property papers and dispatching same to storage
 Handling multi operation Work EMI presentation, MOE, Franking,
 Co-ordination with sales manager and sales executive is done on daily basis for resolving
queries.
 Conducting group discussion and huddle.

5) Worked with ICICI BANK LTD on payroll of I-Process Services (India) Pvt Ltd (Home Loan
Operation Dept) (From May 2011 to May 2012)
OPERATION & DISBURSEMENT HANDLED

 Disbursement file & docket checking and raising query of same

 Verification of KYC, CIBIL, Legal, Technical, property papers
 Verification of OTC documents and releasing disbursement cheque
 Documents retrieve process, Documents updating in system, Balance transfer process,
 Share certificate endorsement process, Post disbursement documents tracking process,
knowledge of FCRM and FINNONE software.
 Maintaining OTC/PDD/Disbursement MIS
 Communication with sales for Query resolution.

6) Worked with SUMERU ART INSTITUTE (Front Office) (From June 2008 to Jan 2011)

Work Handled:- MIS update, Book keeping & Accounts , Interaction with customer, Responsible
for Cash Collection, Mailing and Petty Cash handling .

Personal Details:
Date of birth : 1st January 1987.
Nationality : Indian.
Marital status : Married.
Language known : English, Marathi, Hindi.
Family Member : Wife,2 Sons

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The information provided above is true to the best of my knowledge.
With Regards,

Place:- Mumbai India

Date:- (Vicky Shyamlal Valmiki)