Choosing

the right
health insurance plan
Sound health cover planning ensures you have access to sufficient funds to meet direct medical
expenses of the treatment, indirect expenses at the time of treatment and loss of income, if any,
due to the illness.

Point to remember: Select a health solution by taking into consideration factors such as your
income, age, number of dependants, quality of care desired, current coverage etc.

Quick tip
When choosing a health insurance plan, ensure that the plan:
ü Provides you guaranteed long-term coverage for you and your family
ü Has very clear and transparent coverage and renewal norms
ü Provides a hassle free claims process
ü Provides you adequate sum assured in line with your lifestyle
ü Has a mix of reimbursement and fixed benefits to meet both direct and indirect costs due to illness

Our product range and what health insurance need it meets

Product Description Who should get this cover?

A comprehensive whole life plan that A health cover for every customer.
covers you against hospitalisation With an opportunity to avail
expenses and creates a health fund complete tax benefits on the
to cover any other health expenses. premium paid u/s 80D of the IT Act.
Click here for more details.

A reimbursement hospitalization The basic reimbursement based

plan covering hospitalization stay health cover for every uninsured
and treatment. The claim payout is customer.
based on actual expense incurred.
Click here for more details.

A fixed benefit hospitalization plan A top-up plan for a customer who

covering various stages of treatment already has a reimbursement health
while in the hospital viz. daily stay, plan. This amount is paid in addition
ICU, and surgical procedure. to reimbursement plans can be used
Clickhere for more details. to fund indirect expenses as well as
medical expenses not covered by
the reimbursement plan.

A comprehensive insurance plan A top-up plan for every customer

covering 35 life changing major who already has a hospitalization
illnesses, death and disability. The plan as a basic cover. Younger age
claim payout is on diagnosis or on groups could benefit due to the
actual treatment and as per sum inbuilt cover for accidental death.
assured chosen at inception.
Click here for more details.

The health insurance grid:

Coverage
scope

Critical illness/ ICICI Pru

Disability/
Major surgery Crisis Cover
ICICI Pru ICICI Pru
Hospitalisation MediAssure Hospital Care
Comprehensive
cover
(Including OPD &
daily cost)

IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICY HOLDER. © 2009, ICICI Prudential Life Insurance Co. Ltd. Registered
Address: - ICICI Prulife Tower, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Reg No: - 105. Insurance is the subject matter of the solicitation. ICICI Pru
Health Saver: Form No.: U56, UIN No.: 105L087V01. ICICI Pru MediAssure: Form No.: T19, UIN No.: 105N082V01. ICICI Pru Hospital Care: Form No.:T12, UIN No.:
105N068V01. ICICI Pru Crisis Cover: Form No.: T16, UIN No.: 105N072V01. For more details on the risk factors, term and conditions please read sales brochure carefully
before concluding the sale. Unlike traditional products, Unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall
be responsible for his/her decision. The names of the Company, Product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer
guaranteed or assured returns. Investments are subject to market risk. Tax benefits under the policy are subject to conditions under section 80D of the Income Tax Act,
1961. Service tax and education cess will be charged extra as per applicable rates. The tax laws are subject to amendments from time to time. Advt. No. W/II/896/2009-10.