About eSewa

eSewa – Nepal’s first online payment gateway is a

comprehensive online payment solution. With eSewa digital
wallet, customers can pay, send and receive money simply
using their mobile phone and the Internet instantly. We have
been operation since 2009 and have been licensed by Nepal
Rastra Bank as Payment Service Provider.

Our customers can use eSewa web/mobile application for

mobile recharge, electricity bill payment, TV payment, Online
travel ticketing, Online shopping, movies ticketing, school/
college fee payment, credit card payment, insurance premium
and many more. Similarly, merchants, service providers and
retail outlets can receive payments for goods and services in
their eSewa wallet instantly.

Moving with the mission of leading the online payment

industry with a secured, integrated and comprehensive
payment processing service, we carry a vision of Digital 2020
and hope to enable digital transactions for 20% of all
Nepalese monetary transactions by 2020 A.D.

eSewa App is available for both iOS and Android devices and
its primary web portal is www.esewa.com.np
About F1Soft Group
F1Soft International is a software development company
specializing in development and implementation of Mobile
banking and Internet banking to financial institutions in Nepal
and overseas. It is pioneer in the Fintech (Technologies in
Financial Industry) industry and has introduced SMS Banking,
Mobile Banking, Internet Banking, Online Payment Gateway
and other transactional banking solutions in Nepal. Currently,
F1Soft is leading the Nepalese market with almost 90% of
Nepal’s financial institution using at least one of F1Soft’s
transaction banking products. F1soft Group now has several
companies under its group: eSewa Fonepay Pvt. Ltd., Shiran
Technologies, Diyalo Technologies Pvt. Ltd., Darshantech
Solutions, Logicabeans, ExtensoData, eSewapasal, Cogent
Health, Fonepay, and BusSewa.com.

Birth
In the early 2000s, businesses were going online globally.
While the digital revolution was just around the corner, it had
very low impact in Nepal. There were few alternate payment
channels offered by Banks like Debit Cards and Credit Cards.
When we launched SMS banking back in 2006, it was well
received by customers in the market. As mobile phone was
getting popular and more affordable, we used SMS as primary
channel to notify and alert customers about banking
transactions. This immediately created the atmosphere of
trust and security amongst customers. We added more
features and transactional services later in 2007. It was also
well received by banked customers. However, realizing that
less than 20 percent of the population had bank accounts and
these services could do so much more, we planned to
introduce mobile wallet in Nepal. This also coincided with
global business trend and need of payment gateway for the
growth of digital commerce. eSewa was conceived and
introduced when there were very few companies trying to go
online. Internet penetration was very low and banking
services were limited in terms of scope and availability.
eSewa has played vital role to grow the e-commerce
businesses in Nepal by providing secure online payment
mechanism.
Eventually, we realized the need of payment gateway and
developed a web and mobile based application, ‘eSewa’.

Growth
Though most of the banks and financial institutions were
facilitating their customers with mobile and internet banking
services, majority of the citizens could not reap the benefits as
there was a huge mass of unbanked population. Realizing the
need to furnish unbanked users, F1Soft developed a
standalone digital payment platform under the brand ‘eSewa’.
Within a very short period of its inception, eSewa became so
popular among stakeholders that F1Soft’s management
decided to develop it as a separate wing under their
ownership. Starting with few services like airtime top-up and
pinless recharge in the past, it has covered major industries
ranging from fast food chains to international airlines.

Future
Our vision is to cover every payment sector (Small/Big,
Dealer/Retail, Private/Government, Domestic/International),
and continuously accomplish our mission to create a cashless
economy. In future, we will cover each and every industries of
Nepal with our revolutionary payment platform which will in
turn will help in growth and development of economy
enhancing financial mobility. We are working for digital
financial accessibility for all Nepalese and carry a vision of
Digital 2020. We will be acting as the backbone of economy of
Nepal, which is our future and we are into it.
How to create e-sewa
account and pay internet
bill through e-sewa?
e-sewa is a digital payment gateway through which one can pay
the bills. To the various merchants, transfer funds and to the
multiple banks. It allows for the payment of the laws. And the
amount is about internet bills, bus tickets, airplane tickets, movie
tickets.

One can create the e-sewa account

following the given hints below: –
1. First is log in to www.esewa.com.np.

2. Fill up the form with the correct information.

3. After then open the Gmail account that you use to log in the
page and do the tasks.

4. Then you get the verification code for the registration. And you
will be re-directed to an eSewa page to set the password.
5. Now in mobile Token enter, the 6-digit verification code sent to
you by eSewa. Set a secure password as far as possible.

6. Then you will get SMS from eSewa XXXX, Then After you
direct to the login page. Here you can do the further transactions
through eSewa.

Online payment gateway launched by F1Soft International Private

Limited in the Year 2003. From then it provides service to the
Nepalese youths. Likewise, the primary purpose of paying the
utility bills, shopping, recharge cards for mobile. It is for as the
only trusted online payment gateway in Nepal. And the different
services provided by eSewa through internet billing, are as
below: –

· Fund transfer: – Through this service, one can send the fund to
the eSewa users.

· Cinema tickets online: – Through this service, one can buy the
online tickets of any movies. They want to watch through their
mobiles. Significant multiplexes like Big Movies, QFX cinemas, F-
Cube. All except the online ticketing through eSewa.

· Online business: – Many outlets and departmental stores

provide the home services to a more significant number of the
customers. They are using the payment gateway through eSewa.
This also saves the valuable time of those daily busy users having
the hectic schedules.

· Paying utility bills and subscriptions: – Through this service one

can pay the utility bills. The utility is Telephone bills, Electricity
bills, Water bills and Newspaper subscriptions too.

· Recharge and Top Ups: – Different telecommunication service

providers like NTC, NCELL, Smart cell, hello Nepal. Are using to
provide the balance using eSewa. Some other companies like
Dish Home and Sim TV can also accept the payment through e-
sewa. ISP like world link, Vianet, Classictech payment can also
perform using eSewa.

· Online study: – Payment of some online services like Midas E-

class, Loksewanepal, Loksewaguide.com are beneficial.

· Credit card payment: – eSewa accepts credit card payment for

the several A class certified banks in Nepal. The list of them are
Everest, Nabil, Global IME, Prabhu, NMB, etc

The arrival of this company eSewa in Nepalese market avoids

carrying the bulky wallets for the payment. Using this one can
pay the bill through their purse and mobile just in a click.
eSewa has Customer Base
of 2 Million

July 22: Nepal’s first digital payment gateway, eSewa, has

announced that its customer base has reached 2 million.
The company said in a statement that the number of users
has increased as more people have started using
smartphones and internet for financial transaction.

The statement added that the surge in the number of

eSewa account holders is also due to the ‘Refer and Earn’
campaign initiated by the company.

The company which was established a decade ago in 2009

said that more than 1.3 million people use its application
for digital payment.