COLLEGE OF BUSINESS And accountancy

Columban college, OLONGAPO CITY

No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service

PICTURES TAKEN IN THE OFFICE

 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service
 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service

VISION AND MISSION OF ZAMBALES RURAL BANK

VISION

The Zambank will position itself as the leading force in Zambales and within the region in bringing
the benefits of the economic system to increasing number of rural customers through a strong and
responsive rural banking operation.

MISSION

The Mission of the Zambank, Inc. is:

1. To offer quality services to all clients;
2. To inculcate service, integrity, and good training to all officers and staff;
3. To comply with regulatory requirements; and
4. To promote the welfare of the banking communities in which the bank operates.
 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service

BRIEF HISTORY OF ZAMBALES RURAL BANK

Zambales Rural Bank, also known as Zambank, is based on Olongapo City and has
branches across Zambales, Bataan and Pampanga. It started its’ humble beginnings in 1970 and
the enterprise operates in the Commercial Banking Industry. Today it has 12 operating branches.
The bank also prides itself as one of the biggest lender to individual palay and animal farmers in
Zambales.
The Zambales Rural Bank was took over the management by the Coloma Family in 1995.
They controlled the 98% of the management on 12 branches across Zambales, Bataan, and
Pampanga and has resources worth P1.3 billion. Jerry B. Coloma Jr., CPA, graduated at University
of the East with a degree in Bachelor of Science in Business Administration, and has 30 years of
rural banking experience, while his wife, Mercedes Santos Coloma, CPA, also graduated at
University of the East with a degree in Bachelor of Science in Business Administration, and has
45 years of rural banking experience. She also awarded as Rural Banker of the Year in 1990. The
Coloma family purchased the Zambales Rural Bank in 1996 at par value from stockholders with
resources of P16 million, has negative net worth of P2 million, and past due ratio of 80% when
they bought it. They got the majority shares then managed it well. Right now, the Zambales Rural
Bank has a resources of P1.3 billion, net worth of P140 million, and past due of 9.9% under the
management and control by the Coloma family.
 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service

PHOTOCOPY OF PARTIAL TRNSCRIPT OF RECORDS

 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service
 COLLEGE OF BUSINESS And accountancy
Columban college, OLONGAPO CITY
No. 1 First Street, East Tapinac, Olongapo City, Philippines 2200
We are Christ’s Not Our Own. Tel. Nos. +63 (047) 222-3329, 224-1581 to 82, Fax No. (047) 222-7782 Competence, Christian Character & Service