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I.LEARNING OBJECTIVES
At the end of an 80-minute class discussion, the students with at least 75 percent level of
proficiency should be able to:
a. solve word problems involving simple interest, principal, rate, and time;
b. write the solution of word problems involving the application of percent; and
c. practice thrift.
A. Topic: Word Problems involving Simple Interest, Principal, Rate, and Time
B. References: BEC PELC L.3.4.4
Castro, Isabel V. et. al., Mathematics for Everyday Use Textbook 6 pp. 177-188.
EduResources Publishing, Inc. Unit 407, #77 Visayas Avenue, Quezon City 1128
C. Materials: Metacards
Manila paper and Cartolina
Show me Board
D. Skill to be Develop: Solving word problems on simple interest, principal, rate, and time
E. Values Integration: Being thrifty
A. Review
a. Activity 1 – Completing the Equation
I will flash a card and you are to answer it
on your show me board.
1. 4 is 5% of n
80
2. n% of 60 = 24
40%
3. 80% of 60 = n
48
4. N% of 40 = 30
75%
5. 75% of n = 21
28
B. Motivation
What can you see in this picture?
A man going to the bank.
Why does the man go to the bank?
To deposit an amount of money.
Why do you think the man deposited his
money in the bank?
For future purposes and to let his money be
secured. The value of the amount of money
deposited will increase.
Rubric:
Number of points Description of Responses
5 I. Uses correct procedure and work is
prescribed in logical order,
expressed clearly and with correct
answer.
II. Correct solution but used either
problem solving strategy and
correct answer.
4 I. Has presented strategies in solving
the problem but has not obtained
the final correct answer.
II. Complete and correct method of
solution but wrong answer.
3 The work presented systematically but with
errors in computation leading to incorrect
answer.
2 Suggest good mathematical thinking but with
incomplete solution and no answer.
1 No solution/wrong solution but with correct
answer.
0 No attempt.
Group 1. Mr. Dulay deposited ₱8,000 in a bank
which pays 4% interest in one year. What was
the interest after five years?
Group 2. Laura applied for a loan ₱ 8,000 at a
yearly interest of 10%. If she paid back the
credit union ₱ 9,600, how many years was her
loan?
Group 3. At the end of the first year my bank
deposit increase from ₱ 6,100 to ₱6,313.50.
What was the rate of interest given by the
bank?
Group 4. To put up a grocery store, Mr. and
Mrs. Cruz borrowed ₱25,000 at a rate of 18%
per year for two years. What is the total
amount they will pay the bank?
D. Generalization
What is interest?
Interest is the amount earned for the use of
money.
How do solve for the simple interest?
I=Pxrxt
What is principal?
Principal is the amount borrowed or invested.
How do you solve for the Principal?
P = I/rt
What is rate of interest?
Rate of interest is the amount of interest due
per period, as a proportion of the amount lent,
deposited or borrowed.
How do you solve for the rate of interest?
r = I/Pt
What is time?
Time is the loan period or duration that the
principal amount is either borrowed or
invested.
How do you solve for the time?
t = I/Pr
What is total amount?
It is the sum of the principal and the interest.
How do you solve for the total amount?
Principal + Interest = Total amount
F.Application
Bring out ½ sheet of paper. Answer it individually.
I will give you 5 minutes to answer it.
IV.EVALUATION
V. ASSIGNMENT
A. Solve the problems and write your answers on a 1 whole sheet of paper.
1. Ricardo’s father borrows ₱90,000 from a financial institution. At the end of 2 ¾ years he has to pay an
interest rate of 20%. How much will he pay back the financial institution?
2. Rolando has ₱20,000 in his savings account. If the rate of interest is 4 ½ % a year how much interest
does his money earn? How much money will he have in all?
3. Yoly paid back the credit union ₱21,000. If she was given 10% interest 4 years ago, how much did she
borrow?