Standard Chartered bank

2075-76 2074-75
ASSETS

Cash and Cash Equivalents 12,626,985,439.00 22,048,328,040.00

Due from Nepal Rastra Bank 2,454,907,094.00 3,982,461,794.00
Placement with Bank and Financial Institutions 9,902,700,000.00 4,831,200,000.00
Derivative Financial Instruments 43,337,602.00 9,208,507.00
Other Trading Assets
Loans and Advances to BFIs 2,541,465,040.00 2,134,849,717.00
Loans and Advances to Customers 53,092,116,505.00 44,561,330,150.00
Investment Securities 11,535,163,663.00 4,660,992,993.00
Current Tax Assets 50,081,437.00
Investment in Subsidiaries
Investment in Associates
Investment Property
Property and Equipment 147,735,950.00 115,897,369.00
Goodwill and Intangible Assets
Deferred Tax Assets 71,797,832.00 75,546,496.00
Other Assets 797,892,561.00 674,868,630.00
Total Assets 93,264,183,123 83,094,683,697
LIABILITIES
Due to Bank and Financial Institutions 505,840,120.00 326,710,474.00
Due to Nepal Rastra Bank
Derivative Financial Instruments
Deposits from Customers 75,731,527,432.00 67,061,046,522.00
Borrowings
Current Tax Liabilities 39,695,911.00
Provisions 42375566 45926482
Deferred Tax Liabilities
Other Liabilities 2,057,365,446.00 1,695,802,130.00
Debt Securities Issued
Subordinated Liabilities
Total Liabilities 78,337,108,564 69,169,181,519

Equity
Share Capital 7,018,587,300 4,679,853,150
Share Premium 172,445,874 2,585,360
Retained Earnings 1,320,593,591 185,947,088
Reserves 3,496,427,965 3,617,675,448

Total Equity Attributable to Equity Holders 12,008,054,730 8,486,061,046

Non-Controlling Interest -
Total Equity 12,008,054,730 8,486,061,046
Total Liabilities and Equity 88,718,843,809 74,037,482,604

Contingent liabilities and Commitment 26,915,906,981 21,572,299,107

Net Assets Value per Share 171.09 181.36
15,081,892,533.00 Cas plus balance in nrb

55,633,581,545.00 adv loan

88179433410.00 Average asset for two yrs

75,731,527,432.00 Total deposits

10247057888
Standard Chartered bank
Income Statement
Particulars 2075-76 2074-75
Interest Income 6,500,038,683 4,940,674,787
Interest Expense 2,978,176,685 1,642,640,632
Net Interest Income 3,521,861,998 3,298,034,155
Fee and Commission Income 873,844,680 724,395,844
Fee and Commission Expense 45,096,554 60,639,990
Net Fee and Commission Income 828,748,126 663,755,854
Net Interest, Fee and Commissions Income 4,350,610,124 3,961,790,009
Net Trading Income 729,050,453 594,265,250
Other Operating Income 131,950,705 124,503,473
Total Operating Income 5,211,611,282 4,680,558,732
Impairment Charge/ (Reversal) for Loans and Other Losses 88,237,978 74,888,816
Net Operating Income (EBITD) 5,123,373,304 4,605,669,916
Operating Expense -
Personnel Expenses 1,084,358,999 997,877,304
Other Operating Expenses 525,696,417 564,315,775
Depreciation & Amortization 35,691,317 26,013,028
Operating Profit 3477626571 3017463809
Non-Operating Income 4,030,058
Non-Operating Expense 2949622
Profit Before Income Tax (EBIT) 3,474,676,949 3,021,493,867
Income Tax Expense 1040012428 831595778
Current Tax 1,022,938,719 976,679,620
Deferred Tax 17,073,710 -145,083,842
Profit/(Loss) for the Period (Net Profit)

Profit for the period 2,434,664,521 2,189,898,090

Earnings per share
Basic Earnings per Share 30.39 27.33
Diluted Earnings per Share 30.39 27.33
MPS 609
3,023,273,239 COGS
8,234,884,521 Total revenue/net sale

1,645,746,733 opearting expenses

 Standard Chartered bank

S.no Particulars Formula

Profit After Tax

1 ROA(Return on Assets) Avg. Assets

Profit After Tax

2 ROE(Return on Equity) Avg. Equity shareholder fund

MV per share
3 PE(Price Earning Ratio) Eps

4 Net Income Ratio(Net profit ratio) Net profit

(Total revenue+other income)

5 Total Assets
total debt
i Debt to Assets Ratio total Assets

Net Sales
ii Assets turnover ratio Total Assets

6 Total Deposites
Adv.(Loan)
i Credit deposit ratio Total Deposites

ii Cash deposit ratio cash in hand+balance with NRB

total deposit

7 Total Loan
i Loan to deposite ratio(LDR) Total loan
Total deposit

ii Debt to Equity Ratio Total Debt

Total Equity
 8 No of Branches

9 Cost to income ratio Operating Expenses

operating income

10 Gross profit Ratio COGS

Total Revenue

11 Operating Cost Operating expenses

Total revenue

12 Operating income Net operating income

total revenue

13 Operating Profit Operating profit

Total revenue
Value Ratio Remarks

2,434,664,521 2.76103 %

88,179,433,410

2,434,664,521 24 %
10,247,057,888

609 20.0394866732478 Times

30.39

2,434,664,521 30 %
8,234,884,521

78,337,108,564 0.84 Times

93,264,183,123

5,123,373,304 0.0549 Times

93,264,183,123

55,633,581,545.00 73.4615865168623 %
75,731,527,432.00

15,081,892,533.00 19.9149456566054 %
75,731,527,432.00

78,337,108,564 1.03440550085748 Times

75,731,527,432

78,337,108,564 7.64483907675959 Times

10247057888
 Branches

1,645,746,733 31.58 %
5,211,611,282

3,023,273,239 36.7130010298295 %
8,234,884,521

1,645,746,733 19.9850614638631 %
8,234,884,521

5,123,373,304 62.2154845151107 %
8,234,884,521

3477626571 42.2304230512476 %
8,234,884,521