Beruflich Dokumente
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Offer for Units of Rs. 10 each for cash during the New Fund Offer Period and Continuous Offer for Units at NAV based prices.
This Key Information Memorandum (KIM) sets forth the information, which a prospective investor ought to know before investing. For further details of the
scheme/Mutual Fund, due diligence certificate by the AMC, Key Personnel, investors’ rights & services, risk factors, penalties & pending litigations etc.
investors should, before investment, refer to the Scheme Information Document and Statement of Additional Information available free of cost at any of
the Investor Service Centres or distributors or from the website www. religaremf.com
The Scheme particulars have been prepared in accordance with Securities and Exchange Board of India (Mutual Funds) Regulations, 1996, as amended till
date, and filed with Securities and Exchange Board of India (SEBI). The units being offered for public subscription have not been approved or disapproved
by SEBI, nor has SEBI certified the accuracy or adequacy of this KIM.
List of Collection Centres / Official Points of Acceptance for NFO and Ongoing Basis
RELIGARE ASSET MANAGEMENT COMPANY LIMITED for NFO and Ongoing Basis
n Ahmedabad: Unit No. 201, 2nd Floor, Megha House, Mithakali Six Roads, Law Gardens, Ellisbridge, Ahmedabad - 380 006. Tel. No. 079 - 40231500. n Bangalore: Prestige Meridian - II, Unit No. 305, 3rd Floor, 30 M.G.Road,
Bangalore - 560 001. Tel. No. 080 - 42941000.n Chandigarh: Second Floor, SCO No. 359-360, Near Hotel G K International, Sector 35-B, Chandigarh -160 022.Tel. No. 0172 – 6451315, n Chennai: Unit No.A-4, Level 3,
Anmol Palani, No.88, G.N.Chetty Road, T.Nagar, Chennai - 600 017. Tel. No. 044-64502421. n Hyderabad: Plot No. 6-3-1090, B1, 1st Floor, TSR Towers, Above Standard Chartered Bank, Raj Bhavan Road, Somajiguda,
Hyderabad - 500 082. Tel. No. 040 - 66468863. n Kanpur: KAN Chambers, 14/113, 1st Floor, Civil Lines, Kanpur - 208 001. Tel. No. 0512 - 6451658. n Kolkata: 124, 1st Floor, Lords, 7/1, Lord Sinha Road, Kolkata - 700 071.
Tel.No.033 - 44031000. n Lucknow: 403, 4th Floor, Ratan Square, Vidhan Sabha Marg, Lucknow - 226001. Tel. No. 0522 - 4088000. n Ludhiana: 301, 3rd Floor, SCO No.18, Feroze Gandhi Market, Opp. Ludhiana Stock
Exchange, Ludhiana 141 001. Tel. No. 0161 -6543354. n Mumbai (Nariman Point): Office No. 17, 1st Floor, Jolly Maker Chamber II, Nariman Point, Mumbai - 400 021. Tel. No. 022 - 43416000. n Mumbai (Ghatkopar): Sai
Infotech, 408, 4th Floor, Patel Chowk, Ghatkopar (E), Mumbai – 400 077.Tel. No. 022 - 67417465. n Mumbai (Vile Parle): 3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,Vile Parle (East), Mumbai - 400 057. Tel.
No. 022 - 67310000. n New Delhi: 10A, Vandana Building,11,Tolstoy Marg, Connaught Place, New Delhi - 110001. Tel. No. 011 - 43789000. n Patna: 306, 3rd Floor, Grand Plaza, Faser Road, Patna – 800 001. Tel. No. 0612-
6550315. n Panjim: Advani Business Centre, Office No. CU2, Neelkamal Arcade, Atmaram Borkar Road, Above Federal Bank, Panjim - 403 001.Tel. No. 0832 - 6650402. n Pune: Sreenath Plaza,Shop No. 64 & 65, 3rdFloor,
1184, F.C.Road, Pune - 411 005. Tel. No. 020 - 32418110
For list of Official Points of Acceptance of Karvy for Ongoing Transactions, please refer our website: www.religaremf.com
KOTAK MAHINDRA BANK - Collection Centres For NFO Only
n Agra: Shriram Hospital M.G.Road, Agra-282003. n Ahmedabad: Ground Floor, Chandan House, Opp. Abhijeet III, Near Mithakali Six Roads, Navrangpura, Ahmedabad-380006.
n Allahabad: 2, Sardar Patel Marg, Civil Lines, Allahabad-211001. n Amritsar: 10, Kennedy Avenue, The Main Mall Road, Amritsar-143001. n Aurangabad: CTS No. 12995, Kandi Towers Near Rokadiya
Hanuman Colony, Jalna Road, Aurangabad-431001. n Bangalore: 10/7, Umiya Land Mark, Next to Chancery Hotel, Lavelle Road, Bangalore-560001. n Baroda: Panorama Building, R.C. Dutt Road, Alkapuri,
Vadodara-390015. n Bhopal: 214, Bhagwan Complex, Zone 1, M P Nagar, Bhopal-462016. n Bhubaneshwar: 184, Ground Floor, Janpath, Bhubaneswar-751001. n Chandigarh: SCO 153-154-155 Madhya Marg,
Sector 9-C, Chandigarh-160009. n Chennai: ‘Capitale’, Ground Floor, 555, Anna Salai, Chennai-600018. n Cochin: Ground Floor, Kumarapillai Estate, M G Road, Cochin-682031. n Coimbatore: 727, Avinashi Road,
Skanda Square, Coimbatore-641018. n Dhanbad: Ground Floor, Ward No. 18, Ramson Arcade, Shastri Nagar, Dhanbad- 826001. n Guwahati: 4th Floor, Ganapati Enclave , G S Road, Uluvari Opp. Bura Service Station
Guwahati-781007. n Hyderabad: Pavani Jewel Tower, Ground Floor, Somajiguda, Hyderabad-500089. n Indore: 580, M.G.Road, Indore-452001. n Jaipur: 57, Krishna Tower, Sardar Patel Marg, C-Scheme Jaipur-302001.
n Jalandhar: Midas Corporate Park, G T Road, Jalandhar-144001. n Jamshedpur: Gayatri Enclave, K. Road, S. Town, Bistupur, Jamshedpur-831001. n Jodhpur: Bombay Motor Building, Bombay Motor Circle, 87/B-2,
Chopasani Road, Jodhpur-342003. n Kanpur: 17/03, The Mall Meghdoot HoteL Building, Kanpur-208001. n Kolkatta: Apeejay House 15, Parkstreet, Kolkatta-700016. n Kolhapur: Shop no B4-B8, Royal Prestige Sai Extension,
City Survey No 11127E ward, Raja Rampuri Road, Kolhapur-416001. n Lucknow: 3GF, Speed Building, Shahanazaf Road, Lucknow-226001. n Ludhiana: SCO 120, Ground Floor, Feroze Gandhi Market, Ludhiana-141001.
n Madurai: 1-A, West Perumal Maistry Street, Madurai-625001. n Moradabad: Sri Ganapati Complex, Near Ekta Dwar, Opp Mission School, Civil Lines, Moradabad-244001.
n Mumbai: 5 C/ II, Mittal Court, 224, Nariman Point, Mumbai-400001. n Nagpur: Ground Floor, 345, Shree Mohini Complex, Kingsway, Nagpur-440001. n Nashik: Shop No.1, Payas,Opp. B Y K College,Thatte Nagar
Road,Nasik422005. n New Delhi: Ground Floor, Ambadeep,14, K.G. Marg, New Delhi-110001. n Panjim: Ground Floor, Hotel Park Plaza, Opp Azad Maidan, Panjim-403001. n Patna: Shop No 3,4,5, Ahmad Husain
Complex, Exhibition Road , Gandhi Maidan, Patna-800001. n Patiala: Ground Floor, SCO 116-119, New Leela Bhavan, Patiala-147001. n Pune: Bakre Avenue, FP NO 226/3, Bhandarkar Road, Pune-411004. n Rajkot:
Nath Complex, Ground Floor, Near Race Course, Dr. Yagnik Road, Rajkot-360007. n Surat: Ground Floor, Kotak House, KG Point, Ghod Dod Road, Surat-395007 n Trivandrum: S I Properties, Ground Floor, White
HavenVellayambalam,Trivandrum-695010. n Udaipur: Trimurti Heights, 8-C, Bank Street, Madhuban, Udaipur-313004. n Varanasi: D-37/37 Spice, KCM Cineplex Complex, Godowlia Chowk ,Varanasi-221001
n Vijayawada: 40-1-48/1, M.G.Road, Labbipet, Vijayawada-520010..
Religare Medium Term Bond Fund
(An Open Ended Income Scheme) APPLICATION FORM
NFO Opens : December 13, 2010 Closes : December 24, 2010 Please read instructions before filling the Form
Scheme re-opens for continuous sale and repurchase: Within 10 Business days from the NFO closure date
Key Partner / Agent Information Application No :
Distributor / Broker ARN Sub-Broker Code For Office Use Only
ARN - 25682
$
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
Existing Unitholder Details : Pl. fill in Folio Number below. Pl. furnish PAN and KYC details in section 1 and then proceed to section 2.
Name of Sole /
Folio Number First Unitholder
1. Applicant’s Personal Details
FIRST / SOLE APPLICANT Date of Birth DD MM YYYY
GUARDIAN (if Sole / First applicant is a Minor) CONTACT PERSON (in case of Non-individual Investors only)
Name Mr. / Ms. / M/s.
Mailing Address [Please provide full address. P.O. Box Address is not sufficient. Indian Address in case of NRIs / FIIs] Overseas Address (Mandatory in case of NRI / FII)
POA HOLDER DETAILS (If the investment is being made by a Constituted Attorney please furnish the details of POA Holder)
Name Mr. / Ms. / M/s.
an application for Units of Religare Medium Term Bond Fund Date DDMMYYYY
Option/ Facility
Account No. Account Type (please 3) Current Savings NRE NRO FCNR Others
Bank Name
Name
Name
Address
Address
City State
PIN
Date of Birth Signature of
DDMMYYYY Relationship with Applicant Guardian’s relation with the Guardian
(in case nominee is a minor)
the Minor Nominee
7. Declaration & Signature(s)
The Trustees, Religare Mutual Fund
Having read and understood the contents of the Statement of Additional Information / Scheme Information Document
of the Scheme , I / We hereby apply to the Trustees of Religare Mutual Fund for units of the Scheme as indicated above
and agree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understood the details of Sole / First
the Scheme and I / We have not received nor have been induced by any rebate or gifts, directly or indirectly, in making Applicant /
this investment. The Distributor has disclosed to me/us all the commissions (in the form of trail commission or any other Guardian / POA
mode), payable to him for the different competing Schemes of various Mutual Funds from amongst which the Scheme
is being recommended to me/us. I / We hereby authorise Religare Mutual Fund, its Investment Manager and its Agents to
disclose details of my / our investment to my / our bank(s) / Religare Mutual Fund’s Bank(s) and / or Distributor / Broker/
Investment Advisor and to verify my / our bank details provided by me / us. I / We hereby declare that the particulars given
above are correct. If the transaction is delayed or not effected at all for reasons of incomplete or incorrect information,
I/We would not hold Religare Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their Second
appointed service providers or representatives responsible. I / We hereby declare that the amount being invested by
me/us in the Scheme of Religare Mutual Fund is derived through legitimate sources and is not held or designed for the Applicant
purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any
Notifications, Directions issued by any governmental or statutory authority from time to time.
Applicable to NRIs only :
I/We confirm that I am / we are Non-Residents of Indian Nationality /Origin and that the funds are remitted from abroad
through approved banking channels or from my /our NRE / NRO / FCNR Account. I / We confirm that the details provided
by me / us are true and correct. Third
(Please 3) Yes No If NRI (Please 3) Repatriation basis Non-Repatriation basis Applicant
Date DDMMYYYY Place
GET IN TOUCH
Religare Mutual Fund
3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,
Vile Parle (East), Mumbai - 400 057.
T +91 22 67310000 F +91 22 28371565
Religare Medium Term Bond Fund APPLICATION SUPPORTED BY
BLOCKED AMOUNT (ASBA) FORM
(An Open Ended Income Scheme)
During the NFO Period only
NFO Opens : December 13, 2010 Closes : December 24, 2010
Please read instructions before filling the Form
Scheme re-opens for continuous sale and repurchase: Within 10 Business days from
the NFO closure date Application No :
Distributor / Broker ARN Sub-Broker Code SCSB Branch Stamp & Code SCSB Branch Serial No.
ARN - 25682
$
Upfront commission shall be paid directly by the investor to the AMFI registered Distributors based on the investors’ assessment of various factors including the service rendered by the distributor.
1. Applicant’s Personal Details
(in BLOCK LETTERS)
SOLE/FIRST APPLICANT SECOND APPLICANT THIRD APPLICANT
Name
PAN
Applicants must ensure that the sequence of the names as mentioned in the application form matches with that of beneficiary account held with the Depository Participant.
2. Details of Bank Account for Blocking of Funds
Bank Account Number Bank Name
Bank Address
Amount to be blocked Amount to be blocked
(Rs. in figures) (Rs. in words)
3. Investment Details
Option(s) Amount (in Rs.) ISIN
Growth INF205K01CG8
Dividend Payout Monthly INF205K01CH6 Quarterly INF205K01CI4 Annual INF205K01CJ2
Total Amount^
^Total amount must be equal to the amount to be blocked as mentioned in point 2 above.
4. Demat Account Details (Mandatory)
Please ( 3) NSDL CDSL DP ID # I N Beneficiary Account No.
(# Not applicable if the Depository Participant is CDSL).
The investors shall receive payments of Dividend/Redemption proceeds in the Bank Account linked to the Demat A/c as mentioned above.
5. Declarations & Signatures
General Declaration:
The Trustees, Religare Mutual Fund
Having read and understood the contents of the Statement of Additional Information / Scheme Information Document of the Scheme , I / We hereby apply to the Trustees of Religare Mutual Fund for units of the Scheme
as indicated above and agree to abide by the terms, conditions, rules and regulations of the Scheme. I / We have understood the details of the Scheme and I / We have not received nor have been induced by any rebate or
gifts, directly or indirectly, in making this investment. The Distributor has disclosed to me/us all the commissions (in the form of trail commission or any other mode), payable to him for the different competing Schemes of
various Mutual Funds from amongst which the Scheme is being recommended to me/us. I / We hereby authorise Religare Mutual Fund, its Investment Manager and its Agents to disclose details of my / our investment to my
/ our bank(s) / Religare Mutual Fund’s Bank(s) and / or Distributor / Broker/ Investment Advisor and to verify my / our bank details provided by me / us. I / We hereby declare that the particulars given above are correct. If the
transaction is delayed or not effected at all for reasons of incomplete or incorrect information, I/We would not hold Religare Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their appointed
service providers or representatives responsible. I / We hereby declare that the amount being invested by me/us in the Scheme of Religare Mutual Fund is derived through legitimate sources and is not held or designed for the
purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any other applicable laws or any Notifications, Directions issued by any governmental or statutory authority from time to time.
ASBA Authorizations:
1) I/We hereby undertake that I/We am/are an ASBA applicant(s) as per the applicable provisions of the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009. 2) In accordance with ASBA process provided
in the SEBI (Issue of Capital and Disclosure Requirements) Regulations, 2009, I/We authorize (a) the SCSB to do all acts as are necessary to make an application in the NFO of the Scheme of Religare Mutual Fund, including
uploading of application details, blocking the amount to the extent mentioned above in the “Details of Bank Account for Blocking of Funds” or unblocking of funds in the bank account maintained with the SCSB specified in the
form, transfer of funds to the nominated Religare Mutual Fund Bank Account on receipt of instruction from the Registrar to the New Fund Offer after finalisation of allotment entitling me/us to receive Units on such transfer
of funds. (b) Registrar to the Religare Mutual Fund to issue instructions to the SCSB to remove the block on the funds in the bank account specified in the ASBA-cum-Application Form, upon allotment and to transfer the
requisite money to Religare Mutual Fund’s nominated Bank account. 3) In case the amount available in the bank account specified in the ASBA-cum-Application Form is insufficient for blocking the amount equivalent to the
application money, the SCSB shall reject the application. 4) If the DP ID, Beneficiary ID or PAN furnished by me/us in the ASBA-cum-Application Form is incorrect or incomplete, the appliacation shall be rejected and Religare
Asset Management Company Ltd. (Investment Manager to Religare Mutual Fund), their appointed service providers and the SCSBs representatives shall not be liable for losses, if any.
Applicable to NRIs only :
I/We confirm that I am / we are Non-Residents of Indian Nationality /Origin and that the funds are remitted from abroad through approved banking channels or from my /our NRE / NRO / FCNR Account. I / We confirm that the
details provided by me / us are true and correct.
" "
(To be signed as per mode of operation of the Bank Account mentioned in point 2 above)
Acknowledgement Slip (To be filled by the applicant)
Religare Medium Term Bond Fund
( An Open Ended Income Scheme)
$
Investment Objective or written assurance to repay a debt. Fixed income securities/debt instruments include but not
To generate regular income and capital appreciation by investing in a portfolio of medium term debt and limited to Government securities, treasury bills, corporate bonds, debentures, commercial papers,
money market instruments. commercial bills, floating rate notes, asset backed securities/mortgage backed securities, Pass
However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. through certificates etc.
The Scheme does not assure or guarantee any returns. • Diversification: The Scheme will try to achieve diversification by investing in debt & money market
instruments of various issuers / across sectors / market capitalization.
Asset Allocation Pattern of the Scheme • Security selection criteria: The process of security selection would go through following criteria:
Type of Instruments Indicative Allocation (% of total assets) Risk Profile - Investment objective and asset allocation mandate of the scheme as specified in the scheme
Minimum Maximum High/Medium / Low information document.
Debt* and Money Market Instruments 80 100 Low to Medium - Credit quality of the security, judged by using internal research and rating assigned by the
with maturity upto 5 years credit rating agency.
Money Market Instruments# 0 20 Low - Liquidity of the asset in the secondary market (based on historical traded volumes in
secondary market).
Note: Investment in debt and money market instrument having maturity less than one year will be for
- Impact of the security on the portfolio duration/residual maturity and yield.
defensive consideration only.
*Investment in securitized debt including pass through certificate (PTC) shall not exceed 40% of the net Risk Profile of the Scheme
assets of the Scheme. The Scheme will not invest in foreign securitized debt. Mutual Fund Units involve investment risks including the possible loss of principal. Please read the SID carefully
#For the purpose of managing liquidity. for details on risk factors before investment. Scheme specific Risk Factors are summarized below:
The Scheme may seek investment opportunity in foreign securities in accordance with the guidelines • Risks associated with investing in fixed income and money market instruments involve interest - rate
stipulated by SEBI and RBI from time to time. The exposure to foreign securities (including mutual fund and risk, credit risk, liquidity or marketability risk, re-investment risk etc.
other approved securities) shall not exceed 50% of the net assets of the Scheme. • Risks associated with investing in foreign securities involve fluctuation in foreign exchange rates,
The Scheme may use derivatives for purposes as may be permitted from time to time. The maximum restriction on repatriation of capital and earnings under the exchange control regulations and
gross derivative position will be restricted to 50% of the net assets of the Scheme. The cumulative gross transaction procedure in overseas market. The exchange risk associated with a foreign denominated
exposure through debt and derivative positions shall not exceed 100% of the net assets of the scheme, instrument is a key element in foreign investment.
subject to provisions of SEBI circular dated August 18, 2010 w.r.t. investment in derivatives. • Risks associated with the use of derivatives are different from or possibly greater than, the risks
associated with investing directly in securities and other traditional investments. Derivative products
Investment Strategy of the Scheme are leveraged instruments and can provide disproportionate gains as well as disproportionate
The AMC aims to identify securities, which offer superior levels of yield while maintaining lower levels of losses to the investor. Other risks include risk of mispricing or improper valuation and the inability of
risks. The Fund intends to optimize returns by keeping its portfolio duration upto 5 years. the derivative to correlate perfectly with underlying assets, rates and indices, illiquidity risk whereby
The fund management team will take an active view of the interest rate environment by keeping a close the Scheme may not be able to sell or purchase derivative quickly enough at a fair price.
watch on various parameters of the Indian economy, as well as developments in global markets. • Risk associated with investing in securitised debt involve interest - rate risk, prepayment risk, credit
Investment views / decisions will be taken on the basis of the following parameters: or default risks. Further, Asset Backed Security has structure risk due to a unique characteristic
1. Prevailing interest rate scenario; known as early amortization or early payout risk.
2. Quality of the security / instrument (including the financial health of the issuer); Risk Mitigation Strategies:
3. Maturity profile of the instrument;
Type of Risk Measures to mitigate risk
4. Liquidity of the security; Volatility Risk By controlling class/ sector/ issuer exposures to debt & money market instruments
5. Growth prospects of the company / industry; to control overall portfolio volatility.
6. Any other factors in the opinion of the fund management team. Liquidity Risk Investments will be made in debt & money market instruments having adequate
With the aim of controlling risks, rigorous in depth credit evaluation of the securities proposed to be liquidity in the secondary market.
invested in will be carried out by the investment team of the AMC. The credit evaluation includes a study Staggered maturity profile in the portfolio to take care of liquidity.
of the operating environment of the company, the past track record as well as the future prospects of the
issuer, the short as well as longer-term financial health of the issuer. The AMC will also be guided by the Dynamic monitoring of liquidity depending on the interest rate view.
ratings of Rating Agencies such as CRISIL, FITCH, CARE and ICRA. Concentration By investing in various debt instruments such as corporate and PSU bonds, CBLO/
• Fixed Income Securities (Debt Instruments): Fixed income securities or debt instruments are Risk Repo and money market instruments of various issuers which will be from different
financial claims with promised cash flows of fixed amount paid at fixed dates. It is a contractual industries/sectors.
Key Information Memorandum - Religare Medium Term Bond Fund
Options Exit Load:
The Scheme offers: • In respect of each purchase / switch-in of units, an Exit Load of 1% is payable, if units are
• Growth option redeemed / switched-out on or before 6 months from the date of allotment.
• Dividend option • In respect of each purchase / switch-in of units, no Exit Load is payable, if units are redeemed /
Options Sub-options Frequency Record date switched-out after 6 months from the date of allotment.
No Entry/Exit Load will be levied on Units issued on dividend reinvested.
Growth Nil Nil N.A. No Entry/Exit Load will be levied on Units issued as bonus units.
Dividend Reinvestment Monthly Last Business Day of the Month No Exit Load shall be charged for investments by Fund of Fund Scheme(s) launched under SEBI
Quarterly 15th day of last month of each calendar quarter (i.e. March, (Mutual Funds) Regulations, 1996. However, the waiver of Exit Load will be at the sole discretion of the
June, September & December) Trustees and subject to change as the Trustee may decide from time to time.
Annual 15th day of the March of each financial year
(ii) Recurring expenses (maximum as a % of average daily net assets)
Payout Monthly Last Business Day of the Month
Quarterly 15th day of last month of each calendar quarter (i.e. March, First Rs. 100 Crores Next Rs. 300 Crores Next Rs. 300 Crores Over Rs.700 Crores
June, September & December)
2.25% 2.00% 1.75% 1.50%
Annual 15th day of the March of each financial year
In case the record date falls on a non Business Day, then the immediately succeeding Business Day will be Waiver of Load for Direct Applications
considered. AMC reserves the right to change the record date from time to time. Not Applicable
If dividend payable under dividend payout option is equal to or less than Rs. 500/-, then the dividend
would be compulsorily reinvested in the option of the Scheme. Tax treatment for the Investors (Unit holders)
Applicable NAV (after the Scheme opens for repurchase and sale) Resident Investor Mutual Fund
Cut off timing for subscriptions / purchases / switch- ins: Tax on Nil Individual & HUF 13.8406% and Others
1. In respect of valid applications received upto 3.00 p.m. on a Business Day by the Fund along with a local Dividend 22.145% (Refer Notes below)
cheque or a demand draft payable at par at the Official Points of Acceptance where the application is
received, the closing NAV of the day on which application is received shall be applicable. Capital Gain: 10% without the benefit of indexation and Nil
2. In respect of valid applications received after 3.00 p.m. on a Business Day by the Fund along with Long Term 20% with indexation
a local cheque or a demand draft payable at par at the Official Points of Acceptance where the Capital Gain: Income tax rate as applicable to the Unit Nil
application is received, the closing NAV of the next Business day shall be applicable. Short Term holders as per their income tax slab
3. In case of valid application received for amount equal to or more than Rs. 1 Crore, irrespective of
the time of receipt of application, the closing NAV of the day on which the funds are available for Notes:
utilisation shall be applicable. 1. Religare Mutual Fund is a Mutual Fund registered with Securities and Exchange Board of India (SEBI)
4. In respect of valid applications with an outstation cheques or demand drafts not payable at par at the and hence the entire income of the Mutual Fund will be exempt from income tax in accordance with
Official Points of Acceptance where the application is received, the closing NAV of day on which the the provisions of Section 10 (23D) of the Income-tax Act, 1961.
cheque or demand draft is credited shall be applicable.
2. On income distribution, if any, made by the Mutual Fund, additional income tax is payable under
Cut off timing for redemption / repurchases / switch-outs: Section 115R of the Income tax Act, 1961 in the case of its Scheme (other than equity oriented
1. In respect of valid applications received at the Official Points of Acceptance upto 3.00 p.m. on funds i.e. such funds where the investible funds are invested by way of equity shares in domestic
a Business Day by the Fund, the closing NAV of the day on which application is received shall be companies to the extent of 65% of the total proceeds of such funds). The Scheme is an open ended
applicable.
income scheme. Accordingly as per the current tax laws, the additional income tax on the income
2. In respect of valid applications received at the Official Points of Acceptance after 3.00 p.m. on a distribution by the this Scheme is payable @ 13.8406% in case of Individual & HUF and 22.145% in
Business Day by the Fund, the closing NAV of the next Business day shall be applicable. case of others (including surcharge @ 7.5% and education cess @ 2% and secondary and higher
For Switches education cess @ 1%).
Valid applications for ‘switch-out’ shall be treated as applications for Redemption and the provisions of the Since Religare Medium Term Bond Fund is not an equity scheme, no securities transaction tax is payable
Cut-off time and the Applicable NAV mentioned in the SID as applicable to Redemption shall be applied to by the Scheme.
the ‘switch-out’ applications. In case of ‘switch’ transactions from one scheme to another the allocation
shall be in line with redemption payouts. For further details on taxation, investors are advised to refer section ‘Taxation on investing in Mutual
Funds’ in the Statement of Additional Information and also independently refer to their tax advisors.
Minimum Application Amount/ Number of Units
Daily Net Asset Value (NAV) Publication
The NAV will be declared on all the Business Days and will be published in 2 newspapers. NAV can also be
Purchase Rs. 5,000/- per application and in multiples of Re. 1/- thereafter. viewed on www.religaremf.com and www.amfiindia.com. Investors can also call at 1800 209 0007.
Switch-in Rs. 5,000/- per application and in multiples of Re. 0.01/- thereafter. For Investor Grievances please contact
Additional Purchase Rs. 1,000/- per application and in multiples of Re.1/- thereafter.
Name and Address of Registrar Religare Asset Management Company Ltd.
Amount for switch-in: Rs. 1,000/- per application and in multiples of Re. 0.01/- thereafter. Karvy Computershare Pvt. Ltd. (Investment Manager for Religare Mutual Fund)
Repurchase Rs. 1,000/- or 100 units or account balance, whichever is lower. Unit: Religare Mutual Fund, 3rd Floor, GYS Infinity, Paranjpe ‘B’ Scheme,
Karvy Plaza, H No. 8-5-296, Subhash Road, Vile Parle (East),
Despatch of Repurchase (Redemption) Request Street no.1, Banjara Hills, Mumbai - 400 057.
Within 10 working days of the receipt of the redemption request at the authorised centre of Religare Hyderabad - 500 034. Tel. No.: +91-22-67310000
Mutual Fund. Tel No.: +91 040 2331 2454 Fax No.: +91-22-28371565
Email: religare.care@karvy.com E-mail : services@religaremf.com
Benchmark Index Website: www.religaremf.com
CRISIL Composite Bond Fund Index
Dividend Policy Unit holders’ Information
Under the Dividend option, the Trustees will endevour to declare the dividend as per the specified Accounts Statement: The Account Statement reflecting new or additional subscription and / or
frequencies, subject to availability of distributable surplus calculated in accordance with SEBI Regulations. redemption / switch of Units will be sent by post / courier / electronic mail to the Unit holder within 5
The actual declaration of dividend and frequency will inter-alia, depend on availability of distributable Business Days from the date of closure of NFO and subsequently, within 5 Business Days from the date
surplus calculated in accordance with SEBI (MF) Regulations and the decisions of the Trustees shall be final of transaction. However, during ongoing offer period, the Mutual Fund shall endeavour to despatch the
in this regard. There is no assurance or guarantee to the Unit holders as to the rate of dividend nor that the Account Statement within 3 Business Days from the date of transaction.
dividend will be paid regularly. In case, units are held in demat mode, Unit holders will receive demat statement from Depository
The AMC/Trustee reserves the right to change the frequency of declaration of dividend or may provide for Participant reflecting his/her holding of Religare Medium Term Bond Fund.
additional frequency for declaration of dividend.
Half Yearly Disclosures: The Mutual Fund and AMC shall before the expiry of one month from the close
Name of the Fund Manager of each half year i.e. 31st March and on 30th September, publish a complete statement of the Scheme
Mr. Nitish Sikand portfolio and unaudited financial results in one national English daily newspaper and in a regional
Name of the Trustee Company newspaper published in the language of the region where the Head Office of the Mutual Fund is situated.
Religare Trustee Company Limited The Mutual Fund may opt to send the portfolio to all Unit holders in lieu of the advertisement (if applicable).
The portfolio statement and the unaudited financial results will also be displayed on www.religaremf.com
Performance of the scheme and www.amfiindia.com.
This Scheme is a new scheme and does not have any performance track record.
Annual financial results: The annual report or an abridged summary thereof will be mailed (e-mailed if
Expenses of the Scheme opted / requested) to all Unit holders not later than four months from the date of closure of the relevant
(i) Load Structure (During the New Fund Offer Period and on an Ongoing Basis): accounting year (i.e. 31st March each year) and full annual report shall be available for inspection at the
Entry Load: Nil Head Office of the Mutual Fund and a copy shall be made available to the Unit holders on request on
In terms of SEBI Circular No. SEBI/IMD/CIR No. 4/168230/09 dated June 30, 2009, no entry load will be payment of nominal fees, if any. The annual report of the Scheme can also be viewed on www.religaremf.
charged on purchase / switch-in. com and www.amfiindia.com.
The upfront commission, if any, on investment made by the investor shall be paid by the investor
directly to the Distributor, based on his assessment of various factors including the service rendered
by the Distributor.