Dear Clients and Friends of Surfside Capital:

I hope you, your employees, and their families are safe and taking the necessary measures in
light of the pandemic. As the COVID-19 situation evolves, we continue to assess how to best
support your needs and have created a Crisis Response Team to immediately assist you
during times of uncertainty. The below focus points are vital areas that we believe will help
you successfully navigate this challenging period.

Strategic Direction – Navigating with Confidence

• Applying/Securing Access to Capital: From Economic Disaster loan programs (SBA,
MassGrowth Capital, etc.) and or the private sector.
• Dynamic cash flow management: Building projection models that can be adjusted as the
situation evolves.
• Cost Control: Reviewing both discretionary and non-discretionary cost control
opportunities.
• Assessing Opportunities: Positioning in the market (e.g., acquiring companies), merging
awith other businesses that could be distressed selling.
• Contracts: Risks and concerns on how to utilize force majeure clauses in contracts, and how
to respond if there are contracts where other parties have breached / not performed.
• Tax Planning: Advise on the appropriate tax strategy with the rapidly evolving Federal
regulations.
• Turnaround Consulting / Business Dissolution: Designing a plan of reorganization and or
exit planning if you are contemplating bankruptcy or liquidation.

You have heard it before - it's all about People.

• Employee Communications: Create an employee communication plan which is transparent
and adaptable to the rapidly changing policies, both internal and external.
• Remote Work Protocols: Create, redefine, and implement policies, processes, procedures,
and training for remote work.
• Navigating through the various federal, state and local government resources for small
businesses: Families First Coronavirus Response Act, Massachusetts Workshare Program,
etc.
• From Layoffs to Furloughs: Confidently (and fairly) executing a reduction in force and
understanding the unemployment insurance process; understanding your options, and
connecting them to the Strategic Plan.
• Businesss Continuity Planning: planning ahead in anticipation of employee PTO surge
and/or key manager absences.

www.surfcapadvisors.com
At the heart of our core values is you, our client, and we will continue to work hard to support
your business needs during this challenging time. Please call us; we can help.

This too shall pass,

JC
Juan Carlos Morales, Managing Partner
(857) 998-7756

Chris McGeown, Partner

(781) 697- 8982 (Strategy, Operations Management)

Rich Cole, Partner

(781) 413-5059 (Financial Advisory, Capital Management )

Teddy Joyce, Esq., Partner

(781) 424-1475 (Transaction Advisory, Tax Planning, & Legal)

Marcela Aldaz, Partner

(617) 571-7226 (Human Resources)

Luis Roman, Ph. D, Partner

(508) 410-8868 (Strategy)

Marcela Danesh, Partner

(646) 675-9866 (Controllership Solutions)

www.surfcapadvisors.com