RBI Assistant GA Power Capsule 2020-1 English PDF

Contents
MUST IMPORTANT CURRENT AFFAIRS FOR RBI ASSISTANT MAINS 2019-20 ...................................................6
BANKING CURRENT AFFAIRS .................................................................................................................................................... 24
ECONOMY/FINANCIAL/BUSINESS CURRENT AFFAIRS ............................................................................................... 26
India’s GDP Reports by Different Organization.................................................................................................................. 27
AGREEMENTS/MEMORANDUM OF UNDERSTANDINGS .............................................................................................. 28
NEW APPOINTMENTS: NATIONAL .......................................................................................................................................... 30
NEW APPOINTMENTS: INTERNATIONAL ............................................................................................................................ 32
AWARDS AND RECOGNITION .................................................................................................................................................... 33
SUMMITS |EVENTS |FESTIVALS (NATIONAL/INTERNATIONAL) ........................................................................... 35
COMMITTEES IN NEWS ................................................................................................................................................................. 37
NATIONAL CURRENT AFFAIRS ................................................................................................................................................. 37
CURRENT AFFAIRS RELATED TO STATES IN INDIA....................................................................................................... 43
OBITUARIES (NATIONAL/INTERNATIONAL) .................................................................................................................... 48
LIST/INDEXES (RANKS AND REPORTS) ............................................................................................................................... 50
IMPORTANT DAYS (OCTOBER TO FEBRUARY)................................................................................................................. 51
BOOKS & AUTHORS ......................................................................................................................................................................... 52
DEFENSE CURRENT AFFAIRS..................................................................................................................................................... 53
SPORTS CURRENT AFFAIRS ........................................................................................................................................................ 56
SCIENCE & TECHNOLOGY ............................................................................................................................................................ 59
SCHEMES LAUNCHED BY UNION AND STATE GOVERNMENTS ............................................................................... 60
MISCELLANEOUS CURRENT AFFAIRS ................................................................................................................................... 60
STATIC GA: AWARDS & FIELDS ................................................................................................................................................. 65
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India .................................. 65
Topic 2: .................................................................................................................................................................................................. 69
Upcoming Important Sport Events........................................................................................................................................... 69
Important Sports Events ............................................................................................................................................................... 69
Topic 3: .................................................................................................................................................................................................. 69
The Headquarters of the International Organizations ................................................................................................... 69
Topic 4: A Brief on the Census 2011........................................................................................................................................ 70
Topic 5: Current Office Holders List ........................................................................................................................................ 70
Topic 6: Important Ports in India ............................................................................................................................................. 71
Topic 7: The Most Famous Temples in India ....................................................................................................................... 71
Topic 8: List of the Important Airports in India ................................................................................................................. 72
Topic 9: .................................................................................................................................................................................................. 72
1 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App
For any Banking/Insurance exam Assistance, Give a Missed call @ 01141183264
What are the names of the Borders/Boundary Lines? ................................................................................................... 72
Topic 10:................................................................................................................................................................................................ 73
Stock Exchanges around the World ......................................................................................................................................... 73
Topic 11:................................................................................................................................................................................................ 73
Dams in India ...................................................................................................................................................................................... 73
Topic 12:................................................................................................................................................................................................ 73
Classical and Folk Dances in India ............................................................................................................................................ 73
Indian Classical Dances .................................................................................................................................................................. 73
Topic 13:................................................................................................................................................................................................ 74
The Headquarters of the important ......................................................................................................................................... 74
Public-Sector Undertakings ......................................................................................................................................................... 74
Topic 14:................................................................................................................................................................................................ 75
Nick Names of Important Indian Places................................................................................................................................. 75
Topic 15:................................................................................................................................................................................................ 75
Important Defence Exercise Conducted in the World .................................................................................................... 75
Topic 16:................................................................................................................................................................................................ 76
Stadiums Around the World ........................................................................................................................................................ 76
Topic 17: List of Indian Cities on Rivers Banks .................................................................................................................. 76
Banking Awareness ......................................................................................................................................................................... 78
Internal Ombudsman Scheme 2018 Introduced For Scheduled Commercial Banks ....................................... 78
21 Banking Ombudsman centres: ............................................................................................................................................. 78
RBI Notifies Amended Note Refund Rules ............................................................................................................................ 78
Topic 1: .................................................................................................................................................................................................. 78
Reserve Bank of India & its Functions .................................................................................................................................... 78
Functions of RBI ................................................................................................................................................................................ 78
Important Facts of RBI ................................................................................................................................................................... 79
Topic 2: .................................................................................................................................................................................................. 79
Policy Rates decided by the RBI................................................................................................................................................. 79
Topic 3: .................................................................................................................................................................................................. 79
Banking Regulation Act 1949|Schedule Banks| Other Types of Banks .................................................................. 79
SCHEDULED BANK ........................................................................................................................................................................... 79
Topic 4: .................................................................................................................................................................................................. 79
What are the different types of accounts that can be opened in a Bank? .............................................................. 79
Topic 6: .................................................................................................................................................................................................. 81
Financial Inclusion and the initiatives .................................................................................................................................... 81
launched to achieve it ..................................................................................................................................................................... 81
Topic 7: .................................................................................................................................................................................................. 82
All about the Priority Sector Lending Norms ...................................................................................................................... 82
Categorization of MSME according to MSME ACT 2006 ................................................................................................ 82
Manufacturing Sector (Goods) ................................................................................................................................................... 82
RBI revises priority sector lending norms for RRBs ........................................................................................................ 83
Priority Sector Lending Certificates (PSLCs)....................................................................................................................... 83
Topic 8: .................................................................................................................................................................................................. 83
Financial Market| Important Points on Money Market, Capital Market & their Instruments ..................... 83
CERTIFICATE OF DEPOSIT........................................................................................................................................................... 84
COMMERCIAL PAPER ..................................................................................................................................................................... 84
Collateralised Borrowing & Lending Obligation (CBLO) ............................................................................................... 84
Topic 9: .................................................................................................................................................................................................. 85
All about the DICGC.......................................................................................................................................................................... 85
(Deposit Insurance & Credit Guarantee Corporation of India) .................................................................................. 85
Topic 10: NPAs & SARFAESI Act ................................................................................................................................................ 85
Topic 11: A Brief on ATMs in India .......................................................................................................................................... 86
Topic 12:................................................................................................................................................................................................ 86
Currency System in India .............................................................................................................................................................. 86
Topic 13:................................................................................................................................................................................................ 87
A close look at the Prompt Corrective Action (PCA)........................................................................................................ 87
Topic 14:................................................................................................................................................................................................ 87
All about the Products of NPCI ................................................................................................................................................... 87
Topic 15:................................................................................................................................................................................................ 88
Small Finance Banks & its Headquarters .............................................................................................................................. 88
Headquarters of the Small Finance Banks ............................................................................................................................ 88
Topic 16:................................................................................................................................................................................................ 88
Payments Banks & its Headquarters ....................................................................................................................................... 88
Headquarters of the Payment Banks ....................................................................................................................................... 88
Topic 17: What are the Risks in Banking Sector? .............................................................................................................. 88
Topic 18:................................................................................................................................................................................................ 89
What are the BASEL-3 Norms & a brief on the 3 Pillars of Basel? ............................................................................ 89
Three Pillars of Basel 3................................................................................................................................................................... 89
Important Facts related to BASEL 3 ........................................................................................................................................ 89
Topic 19:................................................................................................................................................................................................ 89
Most Important Miscellaneous Banking Terms ................................................................................................................. 89
Important Terms related to Mutual Funds........................................................................................................................... 90
A Brief on Nationalization of Banks ......................................................................................................................................... 90
Topic 20:................................................................................................................................................................................................ 90
How the amount can be transferred from one Bank A/c to the other? .................................................................. 90
Topic 21:................................................................................................................................................................................................ 91
What are the types of Accounts that can be opened by Foreign (Person) in India? ......................................... 91
ACCOUNTS FOR NRI/PIO: Non-Resident Ordinary Rupee Account (NRO Account) ....................................... 91
Non-Resident (External) Rupee Account (NRE Account) ............................................................................................. 91
Foreign Currency Non-Resident (Bank) Account – FCNR (B) Account .................................................................. 91
Topic 22:................................................................................................................................................................................................ 91
A Brief on CAMELS rating for Domestic Banks?................................................................................................................. 91
Topic 23:................................................................................................................................................................................................ 92
BANKING OMBUDSMAN SCHEME 2006 ................................................................................................................................ 92
Topic 24:................................................................................................................................................................................................ 92
NBFC OMBUDSMAN SCHEME ..................................................................................................................................................... 92
Topic 25:................................................................................................................................................................................................ 92
What is Base Rate, MCLR & Other rates of Lending? ....................................................................................................... 92
Topic 26:................................................................................................................................................................................................ 92
What is Reverse Mortgage Loan? .............................................................................................................................................. 92
Topic 27:................................................................................................................................................................................................ 93
What is Hypothecation & Pledge? ............................................................................................................................................. 93
Topic 28:................................................................................................................................................................................................ 93
What is NBFC & how it differs from Banks?......................................................................................................................... 93
Topic 29:................................................................................................................................................................................................ 93
What are the types of Money? .................................................................................................................................................... 93
Topic 30:................................................................................................................................................................................................ 93
What are the Different types of Banking? ............................................................................................................................. 93
Topic 31:................................................................................................................................................................................................ 94
What are the important codes that are used in Banking? ............................................................................................. 94
Topic 32:................................................................................................................................................................................................ 94
Important Banking Abbreviations ............................................................................................................................................ 94
Topic 33:................................................................................................................................................................................................ 95
The HQ of NATIONALIZED/PSBs BANKS .............................................................................................................................. 95
Topic 34:................................................................................................................................................................................................ 95
Financial Regulations | Institutions | Organizations........................................................................................................ 95
National Bank for Agriculture & Rural Development...................................................................................................... 95
Small Industries Development Bank of India (SIDBI) ..................................................................................................... 95
Securities & Exchange Board of India (SEBI) ...................................................................................................................... 95
REGIONAL RURAL BANK (RRB):............................................................................................................................................... 95
EXIM BANK: ......................................................................................................................................................................................... 96
NATIONAL HOUSING BANK(NHB) ........................................................................................................................................... 96
ECGC ........................................................................................................................................................................................................ 96
CLEARING CORPORATION OF INDIA ...................................................................................................................................... 96
BANKING CODES & STANDARDS BOARD OF INDIA ........................................................................................................ 96
Indian Banks' Association (IBA) ................................................................................................................................................ 96
Topic 35:................................................................................................................................................................................................ 96
Important Financial Schemes of the Government ............................................................................................................ 96
KISAN VIKAS PATRA From 1st October 2019 .................................................................................................................... 96
Topic 36:................................................................................................................................................................................................ 96
List of Mergers in the Indian Banking Industry ................................................................................................................. 96
Topic 37:................................................................................................................................................................................................ 97
What are the Sectors in the Indian Economy? .................................................................................................................... 97
Topic 38:................................................................................................................................................................................................ 97
A Brief on Printing & Minting of Currencies in India ....................................................................................................... 97
Topic 39:................................................................................................................................................................................................ 97
What is the Mudra Scheme?......................................................................................................................................................... 97
Topic 40:................................................................................................................................................................................................ 98
Headquarters of the International Financial Organizations ........................................................................................ 98
Topic 41:................................................................................................................................................................................................ 98
Important Financial, Economics & Budget Terms ............................................................................................................ 98
Topic 42:................................................................................................................................................................................................ 99
Major Controls/Schemes introduced in Banking Sector from 1968 ........................................................................ 99
Topic 43:................................................................................................................................................................................................ 99
History of Banking Sector in India ............................................................................................................................................ 99
Topic 44:............................................................................................................................................................................................. 100
Important Financial Abbreviations Part 2 ......................................................................................................................... 100
Topic 45:............................................................................................................................................................................................. 101
Miscellaneous Banking Terms ................................................................................................................................................. 101
List of Union Ministers of India ............................................................................................................................................... 102

MUST IMPORTANT CURRENT AFFAIRS FOR RBI ASSISTANT MAINS 2019-20
Union Budget 2020-21: Important Highlights • The budget has provided an outlay of ₹8,000 crores for
quantum computing over five years to break into this
• Union Finance Minister Nirmala Sitharaman technology.
presented the Union Budget for Financial Year 2020- • Finance Minister halves customs duty on import of
21 for the 2nd time. The GDP growth of India’s newsprint, lightweight coated paper to 5%.
forecasts at between 6.00% to 6.50% for the fiscal • The government has extended concessional
year 2020-21. The Union Budget 2020-21 was based on withholding rate of 5% on interest payment to non-
three prominent themes underlining the Ease of Living: residents up to June 30, 2022.
1. Aspirational India: Better standards of living with • The government will launch ‘Vivaad Se Vishwas’
access to health, education and better jobs for all Scheme to reduce tax litigation.
sections of the society • GST as “the most historic reform”. GST has integrated
2. Economic Development for all: Sabka Saath, the country economically, a 10% reduction in overall
Sabka Vikas, Sabka Vishwas taxes.
3. Caring Society: Both humane and compassionate; • India FDI elevated to 284 Billion USD from 190
Antyodaya as an article of faith. Billion USD.
• The central Govt. debt got reduced in March 2019 to
Union Budget 2020-21 important takeaways 48.7% of GDP from 52.2% in March 2014.
• The tax of only 10% will be charged to Rs 5 lakh-7.5 • Propose to undertake 16 Action Points including
lakh income as against prevailing 20% rate. agricultural-related points, water stress-related points.
• From Rs 7.5 lakh-10 lakh income, a tax rate of 15% • First Action Point includes 3 Model Agricultural-
against 20% prevailing rate. related Laws and water stress-related issue.
• Rs, 10-12.5 lakh, a rate of 20% will be charged as • Comprehensive measures for 100 water-stressed
against 30% earlier. districts, PM Kusum schemes removed farmers’
• Income between Rs 12.5 lakh-15 lakh will be taxed at dependence, Solar Power generation units will be set up
25% as against 30%. for farmers to make a living out of the barren land.
• Rs 15 lakh plus income, the tax will be 30%. • Kisan Rail through PPP model so that perishable
• Reducing the corporate tax rates for new companies in goods can be transported quickly.
the manufacturing sector to 15%. Similarly, for existing • Krishi Udaan will be launched by Ministry of Civil
companies, rates lowered at 22%. Aviation (MoCA) on international and national routes.
• FY-21 fiscal deficit target pegged at 3.5% of GDP – • 16th Action Point Under Deen Dayal Antodaya Yojana
FY20 fiscal deficit at 3.8% of GDP vs earlier target of 58 Lakh SHGs has been mobilised, Further expanding.
3.3%. • 2 broad categories: For sector comprising of
• Tax on Co-op societies to be reduced to 22% plus agriculture, allied sector, 2.83 lakh crores have been
surcharge, as against current 30%. made for 2020-21, 1.6 lakh crores for agriculture and
• Govt. proposed a 100% tax concession to sovereign for rural and Panchayati Raj- 1.23 lakh crores.
wealth funds on investment in infrastructure projects. • 112 Aspirational Districts to be covered for
• Concessional tax rate of 15% extended to power AYUSHMAN Treatment.
generation companies. • Mission Indradhanush expanded to cover 12
• Dividend Distribution Tax (DDT) shifted to diseases.
individuals instead of companies. • 69,000 crores to the health sector.
• Housing made more affordable, tax holiday to • TB haarega, Desh Jeetega” Campaign, Strengthen the
affordable housing developers. campaign to end Tuberculosis by 2025.
• Additional Rs 1.5 lakh tax benefit on affordable • Jan Aushadi Kendra Scheme offering 2000
housing loans. medicines, 300 surgical by 2024.
• Govt. to launch system for instant allotment of PAN
on the basis of Aadhaar.
• Customs duty raised on footwear and furniture.
• Nominal health cess on import of medical equipment
to be introduced.
• Aadhaar-based verification of taxpayers is being
introduced.
• Zero-budget farming may not be a good move for
fertilizer companies.
• Health cess on import of medical equipment imposed
in Budget.
• The government has removed 70 exemptions;
deductions with a view to further simplify the tax
regime.

• The new education policy will be announced soon. IND- • Self Help Groups will be allowed to set up village
SAT exam proposed in Asian and African country for agriculture storage facilities. Govt. will involve rural
foreign university. youth in coastal areas to boost fish production.
• 3.60 lakh crores for Jal Jeevan mission. • National Recruitment Agency has to be set up.
• Swachh Bharat Mission allocation Rs 12,300 crore. • Common eligibility test to be set up for non-gazette
• Augmenting local water resources, promote water posts. A center will be put up in each district, especially
harvesting in 2020-21, 11,500 crores will be provided. aspirational districts.
• By 2030, India will have the largest working-age • FM announces 2 National Science Schemes Genetic
population in the world. Database for drug innovation & Quantum Computing
• About 150 higher education institutes will start for advancing our computational n analytical
Apprenticeship embedded degree diploma courses by capabilities to join an exclusive global league: Rs 8000
March 2021. Steps would be taken to enable sourcing Cr over 5 years.
to provide higher quality education. Urban Local Bodies • Proposed to sell the balance holding of the government
to provide internship opportunities for young of India’s IDBI to private retail and institutional
engineers. For deprived students, degree level full- investors through the stock exchange.
fledged online education programme to be started. • The government raised the insurance cover to Rs 5
• National Police University and National Foreign lakh per depositor, which is currently Rs 1 lakh. This
University will be set up. Medical colleges to be set up comes after the PMC bank crisis.
at district level to produce more doctors. • NBFCS and cooperatives are active in agriculture.
• High-Speed Train Mumbai-Ahemadabad would be NABARD refinance scheme will be expanded. There will
actively pursued. be Rs 15 lakh crore agriculture credit availability.
• 27000 Km Train Track Electrification. • Degree level online education courses will be
• Solar-powered capacity to be set up alongside rail introduced which can be provided by colleges in the top
tracks. 100 list by National Educational Institute List.
• Rs 27,300 crores for the development and promotion • Indian Gold February futures reclaimed the Rs 41,000-
of industry and commerce. mark and could even retest the previous record high of
• Govt. allows tech companies to set up Data Centre parks 41,293 per 10 gram.
to provide internet to citizens. It allocates Rs 6,000 • A new scheme NIRVIC (Niryat Rin Vikas Yojana) will
crore for BhartatNet. be launched with the aim of increasing India’s export
• 5600 crores Allocated to nutrition-related credit. It will look into setting up hubs in smaller rural
programmes for FY 2020-21. Nutrition of Children, areas and districts. The scheme will be launched this
pregnant women, Poshan Abhiyan was launched. year.
• More than 6 lakh Anganwadi workers equipped with • India will host G20 Presidency in the year 2022 and
smartphones to update the nutritional status of 10 the Finance Ministry is set to allocate Rs 100 crore for
crore households Task Force appointed to mothers. the preparations.
• For SC and OBC Classes, 85,000 crores allocated for FY • The Ministry of Finance is set to allocate Rs 28,600
2020-21 crore for programs meant especially for women. “Beti
• ST Classes, 53,700 crores allocated for FY 2020-21 Bachao Beti padhao” is a highly successful scheme;
• Senior Citizens & Divyangs, 9,500 crores for 2020-21. girls registration in school has surpassed that of boys.
• Indian Institute of Heritage and Culture to be set up • Taskforce to be set up to recommend marriageable
5 archaeological sites would be developed as iconic age for women.
sites with the onsite museum: Rakhi Garhi Haryana, • The government has plans to raise money through LIC
Hastinapur UP, Shivsagar Assam, Dolavira Assam, IPO. The government will thus sell part of its holding in
Adichalanur in TN. the LIC.
• 3150 crores allocated to the Ministry of Culture. • The government wishes to institute a charter for
• Tribal Museum to be set up in Ranchi Jharkhand. the taxpayers’ charter in the statute and ensure
• Establish Indian Institute of Heritage & taxpayers are free against tax harassment.
Conservation under Culture Ministry. • 100 more airports will be developed to provide
• Prepaid Smart Meters by 2023. support to the PM Udaan scheme by 2024.
• 16200 km Gas Grid expanded. • The Finance Ministry will allocate Rs 22,000 crore to
• Fibre net to link Villages. power renewable energy sector in this financial year.
• Data Centre Park across India. • The Govt. proposes to expand the national gas grid to
• FibreLink gram Panchayats. reach 27,000 km from the current reach of 6,000 km.
• 1 lakh gram panchayats to be connected with optical • Revised estimates of the expenditure for FY 2020-21,
fibre technology. 26.99 lakh crores.
• Our commitments for Paris agreements will start from • Receipts estimated at 19.32 lakh crores.
1st Jan 2021 Encourage states to ensure cleaner air- • Chennai-Bengaluru Expressway to be launched soon.
4,400 Crores allocation for the ministry of • Rs 40,000 crore per annum will be revenue foregone
environment. from new income tax rates for individuals.
• 1 Port to be on Stock Exchange. • The net market borrowings would be Rs 4.99 lakh cr in
• Delhi-Mumbai Expressway and two other packages fiscal 20 and Rs 5.36 lakh cr in next fiscal.
would be completed by 2023.

• Rs 3.50 lakh crore infused as capital in public sector • Speeding up the insolvency resolution process under
banks in past years. Insolvency and Bankruptcy Code (IBC).
• The government has proposed Rs 30,757 crore for • Revenue Receipts registered a higher growth during
Jammu and Kashmir, and Rs 5,958 crore for Ladakh the first eight months of 2019-20, compared to the
for fiscal 2020-21. same period last year, led by considerable growth in
Non-Tax revenue.
Budget Allocation Fund 2020-21 • Gross GST monthly collections have crossed the mark
1. Handicapped and Senior Citizens' and welfare: Rs. of Rs. 1 lakh crore for a total of five times during 2019-
9,500 crore 20 (up to December 2019).
2. Rural Development and Panchayati Raj: Rs. 1,22,398 • The survey notes that the General Government
crore (Centre plus states) has been on the path of fiscal
3. Transport Infrastructure: Rs. 1.7 lakh crore consolidation.
4. Pollution control: Rs. 4,400 crore • India’s BoP position improved from US$ 412.9 billion
5. Scheduled Castes and OBCs: Rs. 85,000 crore of forex reserves in end-March, 2019 to US$ 433.7
6. Scheduled Tribes: Rs. 53,700 crore billion in end September 2019.
7. Women centric programs: Rs. 28,600 crore • Current account deficit (CAD) narrowed from 2.1%
8. Culture & Tourism sector: Rs. 2,500 crore in 2018-19 to 1.5% of GDP in H1 of 2019-20.
9. Nutrition related plans: Rs. 35,600 crore • Foreign reserves stood at US$ 461.2 billion as on 10th
10. BharatNet Program: Rs. 6,000 crore January 2020.
11. Power & Renewable sector: Rs. 22,000 crore • India’s top five trading partners continue to be USA,
12. Railways & Transportation sectors: Rs. 72,216 crore China, UAE, Saudi Arabia and Hong Kong.
13. Department of Industry and Commerce: Rs. 27,300 • India’s imports continue to be the largest from China,
crore followed by USA, UAE and Saudi Arabia.
14. Textile industry: Rs. 1,400 crore • Merchandise imports to GDP ratio declined for India,
15. Jal Jeevan Mission: Rs. 11,500 crore entailing a net positive impact on BoP.
16. Swachh Bharat Mission: Rs. 12,300 crore
• Under trade facilitation, India improved its ranking
17. Agriculture, Irrigation and Farmers' welfare sectors:
from 143 in 2016 to 68 in 2019 under the indicator,
1.60 lakh crore
18. The government has proposed to spend a total of “Trading across Borders”, monitored by World Bank
₹30.42 lakh crore in FY 2020-21, the expenditure figure in its Ease of Doing Business Report.
was ₹27.86 lakh crore in FY 2019-20. • Currently estimated to be around US$ 160 billion.
19. Education sector: Rs. 99,300 crore Expected to touch US$ 215 billion by 2020.
20. Skill Development: Rs. 3,000 crore • Net FDI inflows continued to be buoyant in 2019-20
21. Health sector: Rs. 67,116 crore attracting US$ 24.4 billion in the first eight months,
22. Defence Sector: Rs. 4.71 lakh crore higher than the corresponding period of 2018-19.
23. Public Sector Banks: Rs. 3.5 lakh crore • Net FPI in the first eight months of 2019-20 stood at
24. Railways' capital expenditure: Rs 1.61 lakh crore US$ 12.6 bn.
• Remained accommodative in 2019-20. Repo rate was
Key highlights of Economic Survey 2019-20 cut by 110 basis points in four consecutive MPC
meetings in the financial year due to slower growth and
• Finance Minister, Nirmala Sitharaman presented lower inflation.
Economic Survey 2019-20 in the Parliament on 31st • Increased slightly for the Non-Banking Financial
January 2020. This year’s Economic survey is being Corporations (NBFCs) from 6.1% in March 2019 to
prepared by the Chief Economic Advisor, 6.3% in September 2019.
Krishnamurthy V Subramanian. • Bank Credit growth (YoY) moderated from 12.9% in
• The theme for the Economic Survey 2019-20: Wealth April 2019 to 7.1% as on December 20, 2019.
Creation, Promotion of pro-business policies, • Consumer Price Index (CPI) inflation increased from
strengthening of trust in the economy. 3.7 per cent in 2018-19 (April to December 2018) to
4.1 percent in 2019-20 (April to December 2019).
Key Highlights from the Economic Survey 2019-20 • WPI inflation fell from 4.7 percent in 2018-19 (April
• India’s GDP growth moderated to 4.8 % in H1 of 2019- to December 2018) to 1.5 per cent during 2019-20
20, amidst a weak environment for global (April to December 2019).
manufacturing, trade and demand. • India moving forward on the path of SDG
• Current Account Deficit (CAD) narrowed to 1.5 % of implementation through well-designed initiatives.
GDP in H1 of 2019-20 from 2.1 % in 2018-19.
• India hosted COP-14 to UNCCD which adopted the
• Announcing the National Infrastructure Pipeline Delhi Declaration: Investing in Land and Unlocking
2019-2025.
Opportunities. Increasing and has reached 80.73
• Easing of credit, particularly for the stressed real estate million hectares. 24.56 % of the geographical area of the
and NBFC sectors. country.
• The Survey noted, the two Schemes, Pradhan Mantri
• ‘Enabler’ by institutionalizing 30 Fellowships from the
Awaas Yojana- Gramin (PMAY-G) and Pradhan
Member countries.
Mantri Awaas Yojana- Urban (PMAY-U) seek to
achieve the target of housing for all by 2022. Under • ‘Facilitator’ by getting the lines of credit worth US$ 2
PMAY-G, the number of houses completed in a year Billion from EXIM Bank of India and 1.5 Billion from
increased by more than four times, from 11.95 lakh in AfD, France.
2014-15 to 47.33 lakh in 2018-19.

• ‘Incubator’ by nurturing initiatives like the Solar Risk • The “Startup India” campaign of the Government of
Mitigation Initiative. India recognizes entrepreneurship as an increasingly
• ‘Accelerator’ by developing tools to aggregate demand important strategy to fuel productivity growth and
for 1000 MW solar and 2.7 lakh solar water pumps. wealth creation in India.
• The share of agriculture and allied sectors in the total • The frequent and unpredictable imposition of blanket
Gross Value Added (GVA) of the country has been stock limits on commodities under the Essential
continuously declining on account of relatively higher Commodities Act (ECA) neither brings down prices
growth performance of non-agricultural sectors, a nor reduces price volatility. Around 76000 raids under
natural outcome of the development process. ECA were conducted during 2019.
• GVA at Basic Prices for 2019-20 from ‘Agriculture, • The regulation of prices of drugs through the Drug
Forestry and Fishing’ sector is estimated to grow by 2.8 Price Control Orders DPCO 2013, has led to an
%. increase in the price of a regulated pharmaceutical drug
• Food Processing Industries sector has been growing: vis-à-vis that of a similar drug whose price is not
• Average Annual Growth Rate (AAGR) of around 5.06 regulated.
% • Government policies in the food grain markets have
• The industrial sector as per the Index of Industrial led to the emergence of Government as the largest
Production (IIP) registered a growth of 0.6 percent in procurer and hoarder of food grains.
2019-20 (April-November) as compared to 5.0 % • Analysis of debt waivers given by States/Centre
during 2018-19 (April-November). shows that full waiver beneficiaries consume less, save
• The installed capacity of power generation has less, invest less and are less productive after the waiver
increased to 3, 64,960 MW as on October 31, 2019, when compared to the partial beneficiaries.
from 3, 56,100 MW as on March 31, 2019. • “Assemble in India for the world” into Make in India,
• The Task Force on National Infrastructure Pipeline India can create 4 crore well-paid jobs by 2025 and 8
released on 31.12.2019 has projected total crores by 2030.
infrastructure investment of Rs. 102 lakh crore • Exports of network products, which is expected to
during the period FY 2020 to 2025 in India.
equal $7 trillion worldwide in 2025, can contribute a
• About 55 % of the total size of the economy and Gross
quarter of the increase in value-added for the $5
value added (GVA) growth.
trillion economies by 2025.
• Two-thirds of the total FDI inflows into India.
• India has risen significantly in the World Bank’s Doing
• More than 50% of GVA in 15 out of the 33 states and
Business rankings in recent years, but there are
UTs.
categories where it lags behind – Starting a Business,
• FDI into the services sector has witnessed a recovery
Registering Property, Paying Taxes and Enforcing
in early 2019-20.
Contracts.
• The expenditure on social services (health, education
• In 2019, India completed the 50th anniversary of bank
and others) by the Centre and States as a proportion of
nationalization. Accomplishments of lakhs of Public
GDP increased from 6.2 % in 2014-15 to 7.7 % in
Sector Banks (PSBs) employees cherished and an
2019-20 (BE).
objective assessment of PSBs suggested by the Survey.
• Gross Enrolment Ratio at secondary, higher secondary
and higher education level needs to be improved. • India has only one bank in the global top 100: same as
countries that are a fraction of its size: Finland (about
• Mission Indradhanush has vaccinated 3.39 crore
1/11th), Denmark (1/8th), etc.
children and 87.18 lakh pregnant women of 680
districts across the country. • The survey investigates the key drivers of Rollover Risk
• Around 60% of productive age (15-59) group of the shadow banking system in India in light of the
engaged in full-time domestic duties. current liquidity crunch in the sector.
• A 10 Year Rural Sanitation Strategy (2019-2029) • Raise its export market share to about 3.5% by 2025
launched to focus on sustaining the sanitation and 6% by 2030. Create 4 crore well-paid jobs by
behaviour change and increasing access to solid and 2025 and 8 crores by 2030.
liquid waste management. • Exports of network products can provide one-quarter
• India ranks 3rd in a number of new firms created, as of the increase in value-added required for making
per the World Bank. India a $5 trillion economy by 2025.
• 12.2 % cumulative annual growth rate of new firms
in the formal sector during 2014-18, compared to 3.8
% during 2006-2014.
• 10% increase in registration of new firms in a district
yields a 1.8 % increase in Gross Domestic District
Product (GDDP).
• The impact is most pronounced when literacy is above
70 per cent.
• The new firm formation is the lowest in eastern India
with the lowest literacy rate (59.6 % as per 2011
Census).
• Promoting a ‘pro-business’ policy that unleashes the
power of competitive markets to generate wealth.

• A jump of 79 positions to 63 in 2019 from 142 in 2014 • The survey examines the realized efficiency gains from
in World Bank’s Doing Business rankings. privatization in the Indian context and bolsters the case
• The turnaround time of ships in India has almost halved for aggressive disinvestment of CPSEs.
to 2.48 days in 2018-19 from 4.67 days in 2010-11. • Models that incorrectly over-estimate GDP growth by
• The survey examines the realized efficiency gains from 2.7 % for India post-2011 also misestimate GDP
privatization in the Indian context and bolsters the case growth over the same period for 51 out of 95 countries
for aggressive disinvestment of CPSEs. Strategic in the sample.
disinvestment of Government’s shareholding of 53.29 • An attempt to quantify what a common person pays for
per cent in BPCL led to an increase of around Rs. a Thali across India. A shift in the dynamics of Thali
33,000 crores in national wealth. prices since 2015-16.
Padma Awards 2020 Announced

• Padma Awards are conferred in three categories, namely, Padma Vibhushan, Padma Bhushan and Padma Shri. The
Awards are given in various disciplines/fields of activities, viz. art, social work, public affairs, science and
engineering, trade and industry, medicine, literature and education, sports, civil service, etc.
• Padma Vibhushan is awarded for exceptional and distinguished service,
i. Padma Bhushan for distinguished service of high order and
ii. Padma Shri’ for distinguished service in any field.
• This year the President has approved conferment of 141 Padma Awards including 4 duo cases (in a duo case, the
award is counted as one) as per list below. The list comprises 7 Padma Vibhushan, 16 Padma Bhushan and 118
Padma Shri Awards.
Padma Vibhushan (7)

SN Name Field State/Country
Shri George Fernandes
1. Public Affairs Bihar
(Posthumous)
Shri Arun Jaitley
2. Public Affairs Delhi
(Posthumous)
3. Sir Anerood Jugnauth GCSK Public Affairs Mauritius
4. Smt. M. C. Mary Kom Sports Manipur
5. Shri Chhannulal Mishra Art Uttar Pradesh
Smt. Sushma Swaraj
6. Public Affairs Delhi
(Posthumous)
Sri Vishveshateertha Swamiji Sri
7. Others-SpiritualismKarnataka
Pejavara Adhokhaja Matha Udupi (Posthumous)
Padma Bhushan (16)

SN Name Field State/Country
8. Shri M. Mumtaz Ali (Sri M) Others-Spiritualism Kerala
Shri Syed Muazzem Ali
9. Public Affairs Bangladesh
(Posthumous)
Jammu and
10. Shri Muzaffar Hussain Baig Public Affairs
Kashmir
11. Shri Ajoy Chakravorty Art West Bengal
Literature and
12. Shri Manoj Das Puducherry
Education
13. Shri Balkrishna Doshi Others-Architecture Gujarat
14. Ms. Krishnammal Jagannathan Social Work Tamil Nadu
15. Shri S. C. Jamir Public Affairs Nagaland
16. Shri Anil Prakash Joshi Social Work Uttarakhand
17. Dr. Tsering Landol Medicine Ladakh
18. Shri Anand Mahindra Trade and Industry Maharashtra
Shri Neelakanta Ramakrishna
19. Public Affairs Kerala
Madhava Menon (Posthumous)
Shri Manohar Gopalkrishna
20. Public Affairs Goa
Prabhu Parrikar (Posthumous)
Literature and
21. Prof. Jagdish Sheth USA
Education
22. Ms. P. V. Sindhu Sports Telangana
23. Shri Venu Srinivasan Trade and Industry Tamil Nadu

India ranked 2nd in producer of Crude Steel Virat Kohli, Jasprit Bumrah in Wisden's T20I
after China team of the decade
ountry Qty (MT) • Kohli and Bumrah are the only two Indians who have
China (1st) 996.3 been able to make a cut to the T20I team. Kohli has
India (2nd) 111.2 found a place in Wisden's Test and ODI team of the
Japan (3rd) 99.3 decade as well.
USA (4th) 87.9 • The India captain has also been included in the list of
Russia (5th) 71.6 five cricketers of the decade announced by Wisden
along with Steve Smith, Dale Steyn, AB de Villiers
Sri Lanka tops in Breast Feeding support and Ellyse Perry.
Policies and Programs
RBI’s 6th Bi-monthly Monetary Policy
• Sri Lanka has topped a new survey conducted by the 2019-20
World Breastfeeding Trends Initiative (WBTi). The
survey was conducted on “Breast Feeding support • RBI’s Monetary Policy Committee released its 6th Bi-
Policies and Programs”. monthly Monetary Policy 2019-20. RBI’s MPC has
• Sri Lanka has received the green color code after decided to keep the policy repo rate unchanged to
scoring 91 points out of 100 and has become the first 5.15%.
country to achieve the “Green” nation status in • The reverse repo rate under the LAF stands same i.e.
supporting breastfeeding women. 4.90%. The marginal standing facility (MSF) rate and
the Bank Rate also remains same i.e. 5.40%. RBI has
IFFI 2019 winners list, increased the real GDP growth for fiscal year 2020-21
from 5% to 6%.
50th edition of International Film Festival of India (IFFI)
held Panaji, Goa and Russia is the focus country. The South Indian Bank bagged two awards at the
international jury was headed by John Bailey,
cinematographer and former President of the Academy of Banking Technology 2019 awards by IBA
Motion Pictures Arts and Sciences.
• South Indian Bank bagged two awards at the Banking
1. Golden Peacock Award for Best Film– Particles directed Technology 2019 awards instituted by the Indian
by Blaise Harrison and produced by Estelle Fialon Banks’ Association. This event was held in Indian Bank
2. Silver Peacock Award for Best Director– Lijo Jose Association’s 15th Annual Banking Technology
Pellissery for Jallikattu Conference, Expo and Awards held in Mumbai.
3. Silver Peacock Award for Best Actor (Male)– Seu Jorge • South Indian Bank emerged the winner in the ‘Most
for Marighella Customer-Centric Bank Using Technology’ category
4. Silver Peacock Award for Best Actor (Female)– Usha and runner up in the ‘Best Payments Initiative’ category
Jadhav for Mai Ghat: Crime No. 103/2005 amongst small Banks’.
5. Best Debut Film of a Director– Monsters by Marius
Otleanu and Abou Leila by Amin Sidi Boumediene FIH honours Manpreet Singh with FIH Men’s
6. Special Jury Award– Director Pema Tseden for Balloon
7. Special Mention– Hellaro directed by Abhishek Shah Player of the Year 2019 award
8. ICFT UNESCO Gandhi Medal– Rwanda directed by • The International Hockey Federation (FIH) awarded
Riccardo Salvetti Indian men’s hockey team captain & midfielder
9. ICFT UNESCO Special Mention– Bahattar Hoorain Manpreet Singh with “Player of the Year for 2019”
directed by Sanjay Puran Singh Chauhan award. India’s another midfielder Vivek Sagar Prasad
10. Special Icon of Golden Jubilee Award- Rajinikanth has also won the “FIH Male Rising Star of the Year”
11. Life Time Achievement Award for a Foreign Artiste- award.
French Actress Isabelle Huppert.
2020 EE British Academy Film Awards: Find complete list of winners here
• The 73rd (2020) EE British Academy Film Awards (BAFTA) was distributed in London.
Category Winner
BEST FILM 1917
OUTSTANDING BRITISH FILM 1917
OUTSTANDING DEBUT BY A BRITISH WRITER, Mark Jenkin (Writer/Director), Kate Byers, Linn Waite
DIRECTOR OR PRODUCER (Producers) (Movie: Bait)
FILM NOT IN THE ENGLISH LANGUAGE Parasite
DOCUMENTARY For Sama
ANIMATED FILM Klaus

DIRECTOR Sam Mendes (1917)
ORIGINAL SCREENPLAY Han Jin Won, Bong Joon Ho (Parasite)
ADAPTED SCREENPLAY Jojo Rabbit
LEADING ACTRESS Renee Zellweger (Judy)
LEADING ACTOR Joaquin Phoenix (Joker)
SUPPORTING ACTRESS Laura Dern (Marriage Story)
SUPPORTING ACTOR Brad Pitt (Once Upon a Time… in Hollywood)
ORIGINAL SCORE Joker
CASTING Joker
CINEMATOGRAPHY 1917
EDITING LE MANS ’66
PRODUCTION DESIGN 1917
COSTUME DESIGN Jacqueline Durran (Little Women)
MAKE UP & HAIR Vivian Baker, Kazu Hiro, Anne Morgan (Bombshell)
SOUND 1917
SPECIAL VISUAL EFFECTS 1917
BRITISH SHORT ANIMATION Grandad Was A Romantic
BRITISH SHORT FILM Learning To Skateboard In A Warzone (IF YOU’RE A GIRL)
EE RISING STAR AWARD Micheal Ward
Australia Open 2020: Complete List of Winners

Category Winner Runner Up
Men’s Singles Novak Djokovic (Serbia) Dominic Thiem (Austria)
Women’s
Sofia Kenin (USA) Garbine Muguruza (Spain)
Singles
Barbora Krejcikova (Czech Republic) & Nikola Bethanie Mattek-Sands (USA) & Jamie Murray
Mixed Doubles
Mektic (Croatia) (United Kingdom)
Rajeev Ram (United States of America) & Joe Max Purcell (Australia) & Luke Saville
Men’s Doubles
Salisbury (United Kingdom) (Australia)
Women’s Timea Babos (Hungary) & Kristina Mladenovic Su-Wei Hsieh (Chinese Taipei) & Barbora
Doubles (France) Strycova (Czech Republic)
92nd Oscars Award 2020 winners: Full List of • Best adapted screenplay- Taika Waititi, Jojo Rabbit
Winners • Best original screenplay- Bong Joon-ho, Parasite
• Animated short film- Hair Love
• Best Picture- Parasite, Kwak Sin Ae and Bong Joon • Animated feature film- Toy Story 4
Ho, Producers • Best supporting actor- Brad Pitt, Once Upon a
• Actor in a Leading Role- Joaquin Phoenix, Joker Time…in Hollywood
• Actress in a Leading Role- Renee Zellweger, Judy • Best Music (Original Score)- Joker, Hildur
• Best sound mixing- 1917 Guonadottir
• Best sound editing- Ford v Ferrari • Best Short Film (Animated)- Hair Love
• Best supporting actress- Laura Dern for Marriage • Best Directing Film- Parasite, Bong Joon Ho
Story • Best Cinematography- 1917, Roger Deakins
• Documentary short feature- Learning to Skateboard • Best Writing (Original Screenplay)- Parasite
in a Warzone (If You’re a Girl) • Best Music (Original Song)- “(I’m Gonna) Love Me
• Documentary feature- American Factory Again” from Rocketman
• Best costume design- Jacqueline Durran, Little • Visual Effects- 1917
Women • Makeup and Hairstyling- Bombshell
• Best production design- Once Upon a Time…in
Hollywood
• Live-action short film- The Neighbors’ Window
13th edition of ESPN cricinfo Awards 2019 announced
Category Winner
Captain of the year Eoin Morgan (England)
Test batting performance of the year Kusal Perera (Sri Lanka)
Test bowling performance of the year Kemar Roach (West Indies)
ODI batting performance of the year Ben Stokes (England)
ODI bowling performance of the year Matt Henry (New Zealand)
T20I batting performance of the year Gleen Maxwell (Australia)
T20I bowling performance of the year Lasith Malinga (Sri Lanka)
Debutant of the year Jofra Archer (England)
Women’s batting performance of the year Meg Lanning (Australia)
Women’s bowling performance of the year Ellyse Perry (Australia)
Associate batting performance of the year George Munsey (Scotland)
Associate bowling performance of the year Bilal Khan (Oman)
UN report: India Ranks 77th on Sustainability (WHO), UN Children’s Fund (UNICEF) and The Lancet
medical journal.
Index • Norway leads the table for survival, health, education
• India ranked at 77th position in the Sustainability and nutrition rates followed by South Korea and the
Index 2020 and 131st on the Flourishing Index 2020, Netherlands. The Central African Republic, Chad and
according to a UN-backed report. The report Somalia come at the bottom.
commissioned by the World Health Organization
ESPN India Awards 2019

Award Name Winner
Sportsperson of the Year (Female) PV Sindhu (Badminton)
Sportsperson of the Year (Male) Saurabh Chaudhary (Pistol shooter)
Emerging Sportsperson of the Year Deepak Punia (Freestyle wrestler)
Coach of the Year Pullela Gopichand (Badminton)
Team of the Year Manu Bhaker-Saurabh Chaudhary (10m air pistol)
Lifetime Achievement award Balbir Singh Sr (Hockey)
Comeback of the Year Koneru Humpy (Chess player)
Differently-abled Athlete of the Year Manasi Joshi (Badminton)
Moment of the Year PV Sindhu’s World Championships final win
The Courage award Dutee Chand (Athlete)
20th Laureus Awards 2020 announced in Berlin, Germany

Award Name Winner
Laureus World Sportsman of the Year: Lewis Hamilton and Lionel Messi
Laureus World Sportswoman of the Year Simone Biles
Laureus World Team of the Year South Africa Men’s Rugby Team
Laureus Best Sporting Moment Carried on the shoulders of a nation’ – Sachin Tendulkar
Laureus World Breakthrough of the Year Egan Bernal
Laureus World Comeback of the Year Sophia Flörsch
Laureus World Sportsperson of the Year with a Disability Oksana Masters
Laureus World Action Sportsperson of the Year: Chloe Kim
Laureus Lifetime Achievement Award: Dirk Nowitzki
Laureus Academy Exceptional Achievement Award Spanish Basketball Federation
Laureus Sport for Good Award South Bronx United

India ranks 40th in Global Intellectual Under-19 cricket team defeated India Under-19 team
Property Index 2020 by 3 wickets first time. Bangladesh Under-19 cricket
team has won the ICC U-19 Cricket World Cup for the
• India has been ranked 40th out of 53 countries on a first time in the tournament history
global intellectual property index 2020.
• The US, UK, Sweden, France and Germany remained National Science Day celebrated on 28th
the top five economies on the intellectual property February across India
index in 2019 retaining their spots from the last year.
The index was released as part of the annual report • National Science Day is celebrated all over India on
prepared by the Global Innovation Policy Center (GIPC) 28th February. On this day, Sir CV Raman had
of the US Chambers of Commerce announced the discovery of the Raman Effect for which
he was awarded the Nobel Prize in 1930. Government
Bangladesh wins ICC U-19 Cricket World Cup of India designated 28 February as National Science
2020 Day (NSD) in 1986.
• The theme for this year’s National Science Day is
• Bangladesh won the 13th Edition of ICC U-19 Cricket ‘Women in Science’.
World Cup 2020 held in South Africa. Bangladesh
India ranked 3rd in Hurun Global Rich List 2020

Rank Name Wealth (US$bn) Main Company Country of Residence
1 Jeff Bezos 140 Amazon USA
2 Bernard Arnault 107 LVMH France
3 Bill Gates 106 Microsoft USA
4 Warren Buffett 102 Berkshire Hathaway USA
5 Mark Zuckerberg 84 Facebook USA
6 Armancio Ortega 81 Zara Spain
7 Carlo Slim Helu & family 72 America Movil Mexico
8 Sergey Brin 68 Google USA
9 Larry Page 67 Google USA
9 Mukesh Ambani 67 Reliance India
9 Steve Ballmer 67 Microsoft USA
Here is the list of top ten countries in Hurun Global Rich List 2020:
Rank Country Number of Billionaires
1 China 799
2 USA 626
3 India 137
4 Germany 122
5 UK 119
6 Russia 91
7 Switzerland 88
8 Brazil 69
9 Thailand 57
10 France 51
POTUS in India: Events of 24th February 2020

• President of the United States (POTUS) Donald
Trump has arrived in India on 24th February 2020. He
was accompanied by the First Lady of the United States
Melania Trump. With this, Donald Trump has become
the first serving US President to visit Gujarat.
• Following the Sabarmati Ashram visit, both the leaders
arrived at the world’s largest cricket stadium “Sardar
Patel Stadium” which is also known as “Motera
Stadium” to attend and address the “NAMASTE
TRUMP” event. The “NAMASTE TRUMP” event featured
cultural performances.

Dadasaheb Phalke International Film Festival Awards 2020 announced
Award Award Winner
Best Film Super 30
Best Actor Hrithik Roshan (Super 30)
Most Promising Actor Kiccha Sudeep
Best Actor in Television Series Dheeraj Dhoopar
Best Actress in Television Divyanka Tripathi
Most Favourite Television Actor Harshad Chopda
Most Favourite Jodi in Television Series Sriti Jha and Shabbir Ahluwalia (Kumkum Bhagya)
Best Television Series Kumkum Bhagya
Best Playback Singer Male Armaan Malik
Best Reality Show Bigg Boss 13
US becomes India’s top trading partner, ISRO to launch Geo Imaging Satellite “GISAT-1”
surpassing China • ISRO will launch the Geo Imaging Satellite “GISAT-1”.
GISAT-1 by Geosynchronous Satellite Launch
• The United States has surpassed China to become Vehicle (GSLV-F10) from the Second Launch Pad of
India’s top trading partner. According to the Satish Dhawan Space Centre (SDSC) SHAR,
Commerce Ministry data, the bilateral trade between Sriharikota. The launch of GISAT-1 has been
the US and India stood at nearly 88 billion dollars in tentatively scheduled at 17:43 Hrs IST on March 05,
2018-19 fiscal. 2020.
• The Geo Imaging Satellite “GISAT-1” is an agile Earth
India & US sign defence deals worth $3 billion observation satellite which has been planned to be
placed in a Geosynchronous Transfer Orbit by GSLV-
• India and the USA finalized defence deals worth 3
F10. The satellite weighing about 2275 kg will reach
billion dollars. India agreed to purchase USD 3 billion
the final geostationary orbit with the help of onboard
worth advanced American military equipment
propulsion system installed on it.
including Apache and MH-60 Romeo helicopters, which
are the finest in the world.
Nobel Prize Winners 2019

• The Nobel Prize distribution was first done on 1901. The winners will receive a full cash prize, valued this year at 9-
million kronor ($918,000), a gold medal and a diploma.
Field Winners Description Associated With

Harvard Medical
William G. Kaelin (USA)
School
Physiology or Sir Peter J. Ratcliffe for their discoveries of how cells sense and
University of Oxford
Medicine (United Kingdom) adapt to oxygen availability
Johns Hopkins
Gregg L. Semenza (USA)
University
for theoretical discoveries in physical
James Peebles (Canada) Princeton University
cosmology
Michel Mayor
Physics University of Geneva
(Switzerland) for the discovery of an exoplanet orbiting a
Didier Queloz solar-type star
University of Geneva
(Switzerland)
John B. Goodenough
University of Texas
(Germany)
M. Stanley Whittingham Binghamton
Chemistry for the development of lithium-ion batteries
(United Kingdom) University
Asahi Kasei
Akira Yoshino (Japan)
Corporation
for a narrative imagination that with
Literature
Olga Tokarczuk (Poland) encyclopedic passion represents the
(2018)
crossing of boundaries as a form of life

for an influential work that with linguistic
Literature
Peter Handke (Austria) ingenuity has explored the periphery and
(2019)
the specificity of human experience
Abiy Ahmed Ali for his efforts to achieve peace and Prime Minister of
Peace
(Ethiopia) international cooperation Ethiopia
Massachusetts
Abhijit Banerjee (India) Institute of
Technology
for their experimental approach to alleviating
Economics Massachusetts
global poverty
Esther Duflo (France) Institute of
Technology
Michael Kremer (USA) Harvard University
Indore tops national cleanliness rankings for first two quarters

• The Union Ministry of Housing and Urban Affairs (MoHUA) has announced the results of the 1st and 2nd quarters
of the Swachh Survekshan 2020.
• Indore has topped the cleanliness charts for two consecutive quarters among cities with over 10 lakh population while
Kolkata was the worst performer. Jamshedpur (Tata) has topped the cleanliness charts for two consecutive quarters
among cities with 1 lakh to 10 lakh population.
Grammy Awards 2020: Check the list of Winners
• The 62nd Annual Grammy ceremony was held at the Staples Center in Los Angeles.
Sl. No. Category Winner
1. Album Of The Year When We All Fall Asleep, Where Do We Go? (Billie Eilish)
2. Record Of The Year Bad Guy (Billie Eilish)
3. Best New Artist Billie Eilish
India celebrates its 71st Republic Day A UCB may be placed under supervisory action
framework under the following conditions:
• The nation celebrated the 71st Republic on 26th • When its Net Non-Performing Asset (NPA) exceeds 6%
Jan’20. The chief guest for this year’s republic day of its net advances.
parade is Brazilian president, Jair Messias Bolsonaro. • When it’s Capital to Risk (Weighted) Assets Ratio
• For the first time, a contingent of women bikers of CRPF (CRAR) falls below 9%.
performed daredevil stunts. • When it incurs losses for two consecutive financial
• Jammu and Kashmir participated in the parade for the years or has accumulated losses on its balance sheet.
first time as a Union Territory. RBI could also undertake different actions like imposition of
• The Tableaux of Assam wins the 1st prize at the all-inclusive directions under section 35A of the Banking
Republic Day Parade, 2020 among the States/Union Regulation Act, 1949.
Territories.
Union Government unveils State Energy
Andra cabinet adopts resolution to abolish Efficiency Index 2019
Legislative Council The Union Government has released the “State Energy
• Andhra Pradesh (AP) cabinet adopted a resolution to Efficiency Index 2019”. Key results of SEE Index
abolition the legislative council, which the 2019:
government feels is a major hurdle for passing crucial
• The State Energy Efficiency Index 2019 was topped by
bills. This cabinet chaired CM YS Jaganmohan Reddy. Haryana, Karnataka and Kerala while Manipur,
Jammu & Kashmir, Jharkhand and Rajasthan performed
“Samvidhaan” announced as the Oxford Hindi worst in their respective groups.
Word of the Year 2019
• Oxford University Press (OUP) named RBI allows 24×7 rupee trading via select
“Samvidhaan” (Constitution) the Oxford Hindi Word of banks
2019.
• RBI enabled select banks in India to offer round-the-
RBI revises supervisory framework for Urban clock (24×7) trading in the Indian rupee to allow
Indians to safeguard their foreign exchange (Forex)
Co-operative Bank
risks at any time, which presently run from 9 a.m. to 5
RBI revised its supervisory framework for Urban Co- p.m.
operative Banks (UCBs) to expedite resolution of UCBs
experiencing financial stress.

India listed as 5th biggest Geo-political Risk • The Reserve Bank of India has released a report
“National Strategy for Financial Inclusion (NSFI):
of 2020 2019-2024“. The report has been formulated by RBI
India listed as the 5th biggest Geo-political Risk of 2020. under the aegis of Financial Inclusion Advisory
The listing was done by Eurasia Group in its report. The Committee (FIAC) and ratified by the Financial
report states ‘Top 10 Risks’ of the year 2020. Stability Development Council (FSDC).
1. RIGGED!: WHO GOVERNS THE US? • The report stated the following 6 pillars as part of
2. THE GREAT DECOUPLING strategic objectives to achieve the aim of financial
3. US/CHINA inclusion:
4. MNCS NOT TO THE RESCUE 1. Universal Access to Financial Services
5. INDIA GETS MODI-FIED 2. Providing basic bouquet of financial services
6. GEOPOLITICAL EUROPE 3. Access to livelihood and Skill Development
7. POLITICS VS. ECONOMICS OF CLIMATE CHANGE 4. Financial Literacy and Education
8. SHIA CRESCENDO 5. Customer Protection and Grievance Redressal
9. DISCONTENT IN LATIN AMERICA 6. Effective Co-ordination
10. TURKEY
Indian Lawyer Harish Salve appointed as
Shivalik Mercantile Co-op. Bank Ltd gets RBI’s Queen’s Counsel
approval to become SFB
• Indian Lawyer Harish Salve was appointed into Queen
RBI granted “in-principle” approval to Shivalik Elizabeth II’s counsel of Senior Advocate. He has
Mercantile Co-operative Bank Limited for transition into been appointed as Queen’s Counsel (QC) for the courts
a Small Finance Bank (SFB), which Banking business under of England and Wales.
Section 22 (1) of the Banking Regulation Act, 1949 as a SFB.
Noted writer Vasdev Mohi to be honoured
RBI allows “Video based Customer with 29th Saraswati Samman
Identification Process”
• Noted Sindhi writer Vasdev Mohi honoured with 29th
• RBI revised the Know Your Customer (KYC) norms for Saraswati Samman for his short stories collection:-
banks and other lending institutions. New Chequebook, published in 2012. He has also received
amendments in KYC norms by RBI allows banks and the Sahitya Akademi Award.
other lending institutions to use “Video based • Saraswati Samman a literary recognition given
Customer Identification Process (V-CIP)”. annually by the KK Birla Foundation.
• RBI has also advised banks to capture clear image of
PAN card produced by the customer during the Henley Passport Index 2020
Customer Identification Process (CIP).
• Henley Passport Index 2020 has been launched from
RBI releases “National Strategy for Financial the International Air Transport Association (IATA).
• The list was topped by Japan. Japan has been topping
Inclusion” report the Index for three years continuously. Japan can access
now 191 countries. The Indian passport ranked 84th.
ICC Awards 2019: Check Complete list of Winners

• The International Cricket Council (ICC) has announced the list of winners of its annual awards of 2019.
S. No. Award Award Winner
Sir Garfield Sobers Trophy for Best
1 Ben Stokes (England)
Cricketer of the Year
2 Test Cricketer of the Year Pat Cummins (Australia)
3 ODI Cricketer of the Year Rohit Sharma (India)
Deepak Chahar (India, for taking 6 wicket haul conceding 7 runs
4 T20I Performance of the Year
vs Bangladesh)
5 Emerging Cricketer of the Year Marnus Labuschagne (Australia)
6 Associate Cricketer of the Year Kyle Coetzer (Scotland)
Virat Kohli (India, for stopping the fans booing Steve Smith during
7 Spirit of Cricket Award
India-Australia Match at the Oval)
David Shepherd Trophy for Umpire of
8 Richard Illingworth
the Year
9 Fans’ Moment of the Year 2018 India wins U19 Cricket World Cup 2018

Below is the complete list of winners of ICC Women’s Cricket Awards:
S.No. Award Player
1 Rachael Heyhoe Flint Award for ICC Women’s Cricketer of the Year Ellyse Perry (Australia)
2 ICC Women’s ODI Player of the Year Ellyse Perry (Australia)
3 ICC Women’s T20I Player of the Year Alyssa Healy (Australia)
4 ICC Women’s Emerging Player of the Year Chanida Sutthiruang (Thailand)
50th Annual Meeting of WEF begins in Davos

US removes China from “currency
• The 50th Annual Meeting of the World Economic
manipulator” list Forum begins in Davos, Switzerland. Commerce and
• The Treasury Department of United States has Industry Minister Piyush Goyal lead the Indian
removed China from the designation as “currency delegation to the WEF. The theme of 50th Annual
manipulator“. The decision was taken just before the Meeting of the World Economic Forum is
“Stakeholders for a Cohesive and Sustainable
commencement of first phase of US-China trade
World”.
agreement.
• Bollywood actress Deepika Padukone was presented
with the the annual crystal award for her leadership
UN’s World Economic Situation and Prospects in raising mental health awareness.
Report 2020: Key findings of the report
Investment limit for FPIs in government &
• The United Nations has released its annual flagship
report “World Economic Situation and Prospects corporate bonds increased to 30% by RBI
Report 2020″. • The investment limit for Foreign Portfolio Investors
Key findings of the WESP Report 2020: (FPIs) has been raised from 20% to 30% in
• Report states that the global growth dipped to a 10‐ government & corporate bonds.
year low of 2.3% in 2019 while it also projected the • According to the RBI circular, the investment cap
global growth rate at 2.5% in 2020 and 2.7% in through VRR has been increased to Rs 1.5 lakh crore
2021. from Rs 0.75 lakh crore.
• Globally, the issue of per capita income stagnation or
decline will be faced by 1 in every 5 countries in year Maharashtra topped the medal tally of Khelo
2020.
• For commodity‐dependent developing countries, the India Youth Games 2020
average growth of GDP per capita has fallen from 2.9% • The 3rd season of the Khelo India Youth Games
per annum in the period 2010‐2014 to only 0.5% in concluded in Guwahati, Assam. Maharashtra retained
2015–2019. its reign in the Khelo India Youth Games with 256
• The report has forecasted the expansion of aggregate medals including 78 gold. Haryana stood second with a
GDP in least developed countries to 5.1% in 2020 total of 200 medals. Delhi finished third with 122
and 5.4% in 2021. medals.
• 85% of all monetary policy changes in 2019 headed • Shivangi Sharma of Assam won five gold and two
towards easing rather than tightening and hence silver in swimming, the most successful female
marked the broadest shift in global monetary policy player of the Khelo India Youth Games.
since the global financial crisis. • Vijay the Tiger and Jaya the Blackbuck were the
• Between the period of 2010 and 2019, the part of mascots of the tournament. Sprinter Hima Das was the
government revenue spent on interest payments has torchbearer of the opening ceremony of KIYG 2020.
increased in over 70% of the developing countries.
• Also, according to the WESP Report 2020, East Asia Union Minister Smriti Irani launched 3
remains the world fastest growing region. welfare schemes in Goa
India ranked 51 in EIU’s Democracy Index The Union minister for women and child development
Smriti Irani launched 3 welfare schemes for women in
2019 Goa. The schemes are Yashaswini Scheme for Women
Entrepreneurship, Swasthya Sahayak Project and breast
Economist Intelligence Unit (EIU) released the 12th cancer screening initiative handheld device facilitating
edition of the “Democracy Index 2019: detection of cancer.
Key results:
• Under the Yashaswini Scheme for Women
• Norway tops the list with a score of 9.87. Entrepreneurship, the state government provides
• North Korea is at the bottom on 167th place with 1.08 interest-free loan up to Rs 5 lakh with a tenure of 5
points. years to self-help groups with repayment starting from
• World’s biggest democracy India was placed at 51st the second year and the loan to be paid in four
position with 6.9 points. instalments.

• Under the Swasthya Sahayak scheme, a diagnostic kit • Now payments banks willing to convert themselves
will be supplied to primary healthcare workers and into small finance banks (SFBs) can apply for such a
Anganwadi workers in the state to help them conduct license only after 5 years of operations.
basic diagnostic tests at people’s doorstep so as to bring • The minimum capital for setting up an SFB has been
an affordable and convenient solution to the common mandated at ₹200 crores, adding for primary (urban)
man. The diagnostic kit has been developed by the co-operative banks (UCBs).
Public Health Foundation of India, which has partnered
with Procter and Gamble to manufacture and supply NEFT transactions to be made 24×7 from
the kits using corporate social responsibility (CSR)
fund.
16th December 2019
• Under breast cancer screening initiative handheld • The Reserve Bank of India announced round-the-
device, the Anganwadi and healthcare workers will clock transactions will be allowed 24×7 facility under
screen women for breast cancer, reaching out to the the National Electronic Funds Transfer (NEFT)
women in rural parts of the state. system on all days including weekends and holidays
from December 16, 2019.
Chief Minister of Delhi, Jharkhand, • These transactions after the usual banking hours are set
to be automated initiated using ‘Straight through
Maharashtra and Haryana Processing (STP)’ modes by the banks.
• Arvind Kejriwal takes oath as CM of Delhi for the third
consecutive time from AAP. India becomes 1st country to make entire Haj
• Jharkhand Mukti Morcha leader Hemant Soren was process digital
sworn in as the 11th Chief Minister of Jharkhand. • An online application, e-visa, Haj mobile app, ‘e-
• Uddhav Thackeray is serving as the 19th Chief MASIHA’ health facility, “e-luggage pre-tagging”
Minister of Maharashtra. He is the president of Shiv providing all information in India itself regarding
Sena. accommodation and transportation in Mecca and
• Manohar Lal Khattar is the 10th Chief Minister of Madina will be provided to 2 lakh Indian Muslims going
Haryana from BJP. for Haj in 2020.
• Minority Affairs Minister Mukhtar Abbas Naqvi signed
India State of Forest Report 2019 Released the bilateral annual Haj 2020 agreement between
The Union Minister for Environment, Forest and India and Saudi Arabia with Haj and Umrah
Climate Change released the biennial “India State of Minister of Saudi Arabia.
Forest Report (ISFR)”, in New Delhi.
Nationwide vaccination drive launched under
SOME KEY HIGHLIGHTS OF THE REPORT: Mission Indradhanush 2.0
• The total forest and tree cover of the country is 80.73
• The government’s flagship scheme is aimed at
million hectare. It is 24.56% of the total geographical
immunizing children under the age of 2 years and
area of the country.
pregnant women against 8 vaccine-preventable
• Area-wise, Madhya Pradesh has the largest forest diseases.
cover in the country.
• The IMI covers vaccines for diphtheria, whooping
• In terms of forest cover as percentage of total cough, tetanus, poliomyelitis, tuberculosis,
geographical area, the top five States are Mizoram measles, meningitis and Hepatitis B. Vaccines for
(85.41%), Arunachal Pradesh (79.63%), Meghalaya
Japanese encephalitis and Hemophilus influenza
(76.33%), Manipur (75.46%) and Nagaland (75.31%). are also being provided in selected areas.
• The IMI 2.0 aims to achieve targets of full immunization
General Bipin Rawat named as country’s 1st coverage in 272 districts spread over 27 States. The IMI
Chief of Defence Staff 2.0 will be carried out between December 2019 and
March 2020.
• Indian Army General Bipin Rawat named as the
country’s first Chief of Defence Staff (CDS). The Chief
of Defence Staff will be a 4-star General, the principal
military advisor to the defence minister, and will head
the new Department of Military Affairs.
• The Defence Ministry had also amended the army, air
force and navy rules by bringing in a new clause that
allows the CDS to serve upto a maximum age of 65
years.
RBI releases “Guidelines for ‘on tap’ Licensing

of SFB in the Private Sector”
• The Reserve Bank of India released guidelines for
‘on tap’ licensing of Small Finance Banks in the
Private Sector.

Vice Prez M Venkaiah Naidu launches
• The Human Development Index measures average
Bharatiya POSHAN Anthem achievement of the countries in 3 basic dimensions of
• Vice President M Venkaiah Naidu launched the human development i.e. life expectancy, education
‘Bharatiya Poshan Anthem’ in New Delhi. The aims and per capita income. The index is released by the
United Nations Development Programme (UNDP).
towards taking the message of making India
• India has been ranked 129th among 189 countries in
malnutrition free to all corners of the country. the Human Development Index 2019. Norway,
• The anthem was conceptualized by Union Ministry of Switzerland, Ireland occupied the top three
Women and Child Development (MoWCD) and has positions in the index.
been penned by noted lyricist Prasoon Joshi and sung
by Shankar Mahadevan. ISRO launches earth observation satellite
"RISAT-2BR1"
India among top 10 countries with higher
• ISRO launch its earth observation satellite "RISAT-
climate performance 2BR1" on PSLV-C48 from the First Launch Pad (FLP) of
Satish Dhawan Space Centre, Sriharikota.
• India has been ranked 9th in 2019's Climate Change
• RISAT-2BR1 is a Radar imaging earth observation
Performance Index (CCPI) at the COP25 climate satellite weighing about 628 kg and will be placed into
summit in the Spanish capital Madrid. an orbit of 576 km at an inclination of 37 degrees. PSLV-
C48 is the 50th mission of PSLV and will also carry 9
India ranks 129th in Human Development customer satellites of Israel, Italy, and Japan.
Index 2019
Greta Thunberg named Time Person of the Year for 2019

Sweden’s Greta Thunberg named as Time magazine’s Person of the Year for 2019. Greta Thunberg is the Swedish
schoolgirl who inspired a global movement to fight climate change and became popular with the “#FridaysForFuture“. She
is the youngest person to be chosen by the magazine in a tradition that started in 1927.
Name Profession Category

Greta Thunberg Climate activist Person of the Year
Chairman and CEO of The Walt Disney Businessperson of the
Bob Iger
Company Year
The Public Servants Federal workers of the US Guardians of the Year
United States women’s national soccer
Women’s Soccer Athlete of the Year
team
Melissa Jefferson (Lizzo) Singer Entertainer of the Year
Forbes releases the list ‘The World’s 100

The Forbes 2019 list of ‘The World’s 100 Most Powerful
Most Powerful Women’ Women’ topped by German Chancellor Angela Merkel,
Finance Minister Nirmala Sitharaman has been ranked 34th followed by President of the European Central Bank
by Forbes in ‘The World’s 100 Most Powerful Women’. Christine Lagarde in the 2nd spot and Speaker of the US
HCL Corporation CEO and Executive Director Roshni Nadar House of Representatives Nancy Pelosi, ranked 3rd.
Malhotra and Biocon Founder Kiran Mazumdar Shaw are Bangladesh’s Prime Minister Sheikh Hasina also featured on
two other Indians who also featured in the above list. the list on the 29th position.
Sahitya Akademi award 2019 released

• Sahitya Akademi announced its annual Sahitya Akademi Awards in 23 languages. Seven books of poetry, four of the
novel, six of short stories, three of essays and one each of non-fiction, autobiography and biography have won the Sahitya
Akademi Awards 2019. This time, the awards for the Nepali language will be announced later.
The complete list of winners in a different language and genre categories is given in the table below.
SL. No. Language Title and Genre Name of the Author
Joysree Goswami
1 Assamese Chanakya (Novel)
Mahanta
Ghumer Chinmoy
2 Bengali
Darja Thele (Essays) Guha

Akhai Phukan
3 Bodo
Athumniphrai (Poetry) Ch. Basumatary
Bandralta Om
4 Dogri
Darpan (Essays) Sharma Jandriari
An Shashi
5 English
Era of Darkness (Non-Fiction) Tharoor
Mojma Ratilal
6 Gujarati
Revu Re (Essays) Borisagar
Chheelate Nand
7 Hindi
Hue Apne Ko (Poetry) Kishore Acharya
Kudi
8 Kannada Vijaya
Esaru (Autobiography)
Akh Abdul
9 Kashmiri
Yaad Akh Qayamat (Short Stories) AhadHajini
The Nilba
10 Konkani
Words (Poetry) A Khandekar
Jingik Kumar
11 Maithili
Oriaon Kariat (Poetry) Manish Arvind
Achan V
12 Malayalam
Piranna Veedu (Poetry) Madhusoodanan Nair
EiAmadi L
13 Manipuri
Adungeigi Eethat (Novel) Birmangol Singh (Beryl Thanga)
Kadachit
14 Marathi Anuradha Patil
Ajoonahi(Poetry)
Bhaswati Tarun
15 Odia
(Short Stories) Kanti Mishra
Antheen Kirpal
16 Punjabi
(Short Stories) Kazak
BareekBaat Ramswaroop
17 Rajasthani
(Short Stories) Kisan
Prajnachakshusham Penna
18 Sanskrit
(Poetry) Madhusudan
Sisirkali Kali
19 Santali
(Short Stories) Charan Hembram
Jeejal Ishwar
20 Sindhi
(Short Stories) Moorjani
Sool Cho
21 Tamil
(Novel) Dharman
Septabhoomi Bandi
22 Telugu
(Novel) Narayana Swamy
Sawaneh-E-Sir Shafey
23 Urdu
Syed: Ek Bazadeed (Biography) Kidwai
RBI to buy and sell govt bonds worth Rs India slips to 112th place on WEF’s Global
10,000 crore Gender Gap Report
• The Reserve Bank of India (RBI) will simultaneously • India has slipped four places to rank 112th globally as
purchase and sell government securities worth Rs per the Global Gender Gap Report 2020. The report
10,000 crore under a special Open Market Operation was released by World Economic Forum (WEF)
(OMO). headquartered at Geneva.
• Iceland has topped the report and remains the world’s
Lt Gen Manoj Mukund Naravane New Army most gender-neutral country while Yemen was ranked
the worst (153rd) in the report.
Chief
• Lt Gen Manoj Mukund Naravane is 28th Chief of Army India and US sign defence tech transfer pact
Staff of India. during 2+2 dialogue
• He is currently serving as Vice Chief of the Army. Lt Gen
Naravane will succeed Gen Bipin Rawat, who will retire
• India and the US have signed an agreement to facilitate
on the 31st December.
the transfer of defence technology during a 2+2
dialogue held at Washington DC, USA.

Atal Bhujal Yojana launched by Government
HDFC Bank crosses $100 billion market of India
capitalisation
• PM Modi launched Atal Bhujal Yojana (ATAL JAL)
• HDFC Bank has become the 3rd Indian firm to cross which aims to improve groundwater management. It
$100 billion mark in market capitalisation. aims to bring behavioral changes at the community
• HDFC Bank has joined the league of Reliance Industries level for sustainable groundwater resource
Ltd, which has a market cap of $140.74 billion, and management in 7 States: Gujarat, Haryana,
Tata Consultancy Services (TCS) that has a market cap Karnataka, Madhya Pradesh, Maharashtra,
of $114.60 billion. Rajasthan and Uttar Pradesh.
• Among the world’s most valued banks and financial • The Government has outlaid Rs. 6000 crore for the
companies which have a market cap of over $100 scheme.
billion, HDFC Bank is ranked at 26th position.
Nadal and Barty named 2019 ITF World Champions

• Ashleigh Barty and Rafael Nadal were named International Tennis Federation’s (ITF) World Champions in singles
for 2019.
CATEGORY WINNER
Women Doubles Timea Babos (Hungary) and Kristina Mladenovic (France)
Men Doubles Juan Sebastian Cabal and Robert Farah (Colombia)
Tamil Nadu tops ‘Good Governance Index’ from a practicing Chartered Accountant certifying
minimum net-worth of Rs 50 lakh.
launched by GoI
• The Central Government has released the “Good Kamareddy wins Unicef-2019 Award for
Governance Index” on the occasion of Good Swachh Bharat implementation
Governance Day (25th December) to assess the state
of governance in Indian States and Union Territories. • Kamareddy district of Telangana has secured the
• These ten Governance Sectors are measured on total 50 United Nations International Children’s and
indicators. The 10 sectors are: Agriculture and Allied Education Fund (UNICEF) 2019 Award for effective
Sectors; Commerce & Industries; Human Resource implementation of Swachh Bharat Mission in water
Development; Public Health; Public Infrastructure sanitation and hygiene sectors.
& Utilities; Economic Governance; Social Welfare &
Development; Judicial & Public Security; ISRO Launches CARTOSAT-3
Environment; Citizen-Centric Governance.
• The states and UTs are divided into three groups: Big • India’s Polar Satellite Launch Vehicle, PSLV-C47
States, North-East & Hill States and Union Territories. Launch Vehicle-XL (PSLV-XL) rocket carrying
• Among the “Big States“, Tamil Nadu topped the Good advanced earth observation satellite Cartosat-3 and
Governance Index. The poor performers are Odisha, 13 US nano satellites lifted off from the second launch
Bihar, Goa, and Uttar Pradesh with Jharkhand finishing pad of the rocket port from Sriharikota.
last in the group.
• Among the “North-East and Hill States“, Himachal Important Points:
Pradesh topped the index, followed by Uttarakhand, • PSLV-C47 is the 21st flight of PSLV in the ‘XL’
Tripura, Mizoram and Sikkim. The worst performers in configuration (with 6 solid strap-on motors). This will
this group are Jammu and Kashmir, Manipur, be the 74th launch vehicle mission from Sriharikota.
Meghalaya, Nagaland, with Arunachal Pradesh finishing • Cartosat-3 satellite is a third-generation agile advanced
last in the group. satellite having high-resolution imaging capability. The
• Among the “Union Territories“, Puducherry topped satellite will be placed in an orbit of 509 km at an
the index followed by Chandigarh and Delhi. inclination of 97.5 degrees.
Lakshwadeep is the worst performing UT. • PSLV-C47 will also carry 13 commercial nano satellites
from the United States of America as part of commercial
RBI caps lending on P2P platforms at Rs 50 arrangement with New Space India Limited (NSIL),
lakh Department of Space.
Home Ministry launches campaign to End
• RBI capped the permissible exposure limit of a lender
on a Peer-to-Peer lending (P2P) platform for all Violence Against Women
borrowers. The aggregate exposure has been set at Rs • The Home Ministry in collaboration with the UN
50 lakh at any given point of time. Women flagged off an awareness campaign To End
• The lender investing more than Rs 10 lakh across P2P Violence Against Women from Sultanpur metro
platforms has to produce a certificate to P2P platforms station in Delhi.

• The initiative is part of the #OrangeTheWorld been released after a delay of 2 years. Key findings of
global campaign. the report are:
• The 112 helpline services, available in 27 • According to the report, 3.59 lakh cases of crime
States/UTs(Union Territories), can be reached against women were reported in the country. Uttar
through voice call, 112 India App, SMS (Short Pradesh topped the list with 56,011 cases followed by
message service), email, respective state’s 112 Maharashtra with 31,979 cases and West Bengal
websites, and the panic button on mobile phones. 30,002 in cases of crime against women.
Parliament passes Jallianwala Bagh National BPRD releases “Data on Police Organizations
Memorial (Amendment) Bill 2019 (DoPO 2018)”
• Parliament has passed the Jallianwala Bagh National • Union Minister of State for Home Affairs G. Kishan
Memorial (Amendment) Bill, 2019. The Bill seeks to Reddy released the Bureau of Police Research and
amend the Jallianwala Bagh National Memorial Act, Development’s flagship publication “Data on Police
1951. Organizations” (DoPO 2018) in New Delhi.
• The Data on Police Organisation in India is an important
Sri Lanka becomes 1st South Asian country to compilation of information on police infrastructure,
manpower and other resources from all States, Union
call match fixing a crime Territories, CAPFs and CPOs.
• Sri Lanka has become the first South Asian nation to
bring match-fixing cases to the category of crime as India ranked 102 in Global Hunger Index
its parliament passed a bill related to ‘Prevention of 2019
Offences Related to Sports’.
• The 2019 Global Hunger Index (GHI) indicates that
Constitution Day of India 2019 the level of hunger and under nutrition worldwide falls
• Constitution Day or Samvidhan Divas is celebrated into the serious category. As per the index, India ranks
26 November cross the country to mark the adopting 102nd out of 117 qualifying countries, with a score of
of the Indian Constitution by the Constituent Assembly 30.3.
on this day in 1949. • There were only four countries in the alarming hunger
• In 2019, it marks the 70th anniversary of the category are Madagascar, Chad, Yemen and the
adoption of the Constitution. It came into force on Central African Republic in the extremely alarming
26th January 1950, marking the beginning of a new era hunger category.
in the history of the Indian Republic.
India wins four UNESCO heritage awards
Logo, motto introduced for Lokpal • The UNESCO Asia-Pacific Awards for Cultural
• Lokpal Chairman Justice (retired) Pinaki Chandra Heritage Conservation awards were announced at a
Ghose launched the new logo and motto for the apex ceremony held in Penang, Malaysia. 4 heritage
anti-corruption ombudsman. landmarks from India were chosen for the UNESCO
Asia-Pacific Awards for Cultural Heritage Conservation
• A new motto, “Ma Gridhah Kasyasvidhanam (Do not
2019.
be greedy for anyone’s wealth)”, was also adopted.
• Renewal of Tai Kwun Centre for Heritage and Arts in
Hong Kong received the Award of Excellence, which is
World Bank’s Ease of Doing Business Ranking the highest award among all categories.
• World Bank has released Ease of Doing business
Rankings which includes 190 countries. As per the NITI Aayog launches India Innovation Index
rankings, India has jumped 14 places and has been 2019
ranked at 63rd among 190 countries. New Zealand
and Somalia retained their 1st and 190th spot • NITI Aayog with Institute for Competitiveness as the
respectively. knowledge partner released the India Innovation Index
• From 2020, the World Bank has expanded its ease of (III) 2019. Karnataka is the most innovative major
doing business survey to 2 more cities: Bengaluru and state in India.
Kolkata in addition to Delhi and Mumbai that are • Tamil Nadu, Maharashtra, Telangana, Haryana,
currently surveyed. The World Bank has decided to Kerala, Uttar Pradesh, West Bengal, Gujarat, and
have four cities from every country with a population Andhra Pradesh form the remaining top ten major
above 100 million. states respectively.
• Sikkim and Delhi take the top spots among the
Crime in India Report 2017 Released northeastern & hill states, and union territories/city-
• National Crime Records Bureau has released the states/small states respectively.
annual “Crime in India Report 2017”. The report has

• Delhi, Karnataka, Maharashtra, Tamil Nadu,
Telangana, and Uttar Pradesh are the most efficient Some Important Cabinet Approvals
states in translating inputs into output.
• The Central government has increased the Dearness
Allowance (DA) of Central government employees
WEF’s Global Competitiveness Index and pensioners by 5%, which means the dearness
allowance has been increased from 12% to 17%. The
• As per World Economic Forum’s released report,
hike would be effective from July 2019. The cost to the
India has moved down 10 places to rank 68th on an
exchequer will be Rs 16,000 crore.
annual global competitiveness index which was topped
by Singapore.
President Kovind appoints Chief Justices to 7 high courts

• President Ramnath Kovind appoints Chief Justices to seven high courts.
Name of Chief Justice • High court
• Lingappa Narayana Swamy • Himachal Pradesh High Court
• Ravi ShankerJha • Punjab and Haryana High Court
• Indrajit Mohanty • Rajasthan High Court
• J.K. Maheshwari • Andhra Pradesh High Court
• S. Manikumar • Kerala High Court
• Arup K. Goswami • Sikkim High Court
• Ajai Lamba • Gauhati High Court
• Four of the new Chief Justices would fill the vacancies left by Justices V. Ramasubramanian, Krishna Murari, S. Ravindra
Bhat and Hrishikesh Roy, who were elevated to the Supreme Court recently from the Himachal Pradesh, Punjab and
Haryana, Rajasthan, and Kerala High Courts, respectively.
HBR’s list of 10 best performing CEOs has 3 7th and Microsoft chief Satya Nadella on the 9th spot.
The list also features India-born CEO of DBS Bank
Indian-origin CEOs Piyush Gupta on the 89th spot. Apple CEO Tim Cook was
• The Best-Performing CEOs in the World, 2019′ list ranked 62nd in the list. The 2019 list has 4 female CEOs
compiled by the Harvard Business Review (HBR) in the top 50 of the rankings.
features 100 CEOs. • The HBR took into account three metrics for each CEO’s
• The list has been topped by American technology tenure: the total shareholder return (including
company NVIDIA’s CEO Jensen Huang. Among the top dividends reinvested) adjusted by country and by
10 chief executives on the list, 3 spots have been industry and change in market capitalisation (adjusted
occupied by the Indian-origin CEOs. for dividends, share issues, and share repurchases),
• Adobe CEO Shantanu Narayen was ranked 6th, measured in inflation-adjusted USD.
followed by MasterCard CEO Ajay Banga was ranked
BANKING CURRENT AFFAIRS

• RBI will conduct the “Financial Literacy Week 2020” ‘Highest increase in brand value’ among global
from February 10 to February 14, 2020. The theme will banks. The brand value of Induslnd Bank has
be “Micro, Small and Medium Enterprises (MSMEs)”. increased by 122% over the past 12 months, making it
• DICGC increased the insurance coverage for depositors the highest placed for growth in brand value, across the
in all insured banks from Rs 1 lakh to Rs 5 lakh with globe.
effect from February 4, 2020. • RBI directed all Scheduled Commercial Banks
• The Union Cabinet empowered RBI to have better (excluding RRBs), all Small Finance Banks and all Local
control over urban co-operative banks and multi- Area Banks to link all the new floating rate loans to
state cooperative banks. The bank is empowered medium enterprises with external benchmarks. The
after the amendments in the Banking Regulation Act, decision has been taken by the RBI to further
1949. strengthen the monetary policy transmission.
• India’s reinsurance company, General Insurance • Finance Secretary Rajiv Kumar inaugurated “Baroda
Corporation of India (GIC Re) received the license Startup Banking”. It is an initiative aimed at making
from Central Bank of the Russian Federation (Bank the Bank of Baroda (BoB) a preferred banking partner
of Russia) to commence reinsurance business in for the start-up community and establishing connect
Russia. with at least 2,000 start-ups over the next two years.
• According to ‘The Banker’s Top 500 Banking Brands The initiative was launched simultaneously across 15
2020’ report, IndusInd Bank has topped the list of cities in the country.

• NABARD sanctioned 400.64 crore rupees to the Union Privilege Savings Account to offer distinctive banking
Territory of Jammu and Kashmir. and digital services to its customers.
• Airtel Payments Bank launched the Aadhaar- • Bajaj Allianz General Insurance has launched a new
enabled Payment System (AePS). mobile app called ‘Farmitra’ for the ease of farmers.
• Export-Import (Exim) Bank has provided a USD 30
• RBI removes the restrictions placed on Bandhan Bank, million (about Rs 210 crore) line of credit to Ghana
allowing it to open new branches without prior for a potable water project in the country.
permission. The RBI came up with some regulatory • The Karnataka Gramin Bank (KGB) launched ‘mobile
conditions & directed the bank to order about 25% of ATMs’ in Kalaburagi, among several other districts in
the total banking outlets to be opened in rural areas the Karnataka.
where banking facilities are not available. • As per the report titled “Furthering Digital Payments”
• SBI will introduce One Time Password (OTP)-based released by the Reserve Bank of India, banks can no
ATM cash withdrawals. SBI will introduce one-time longer charge savings bank account holders for online
password for every cash withdrawal of Rs 10,000 and transactions in the NEFT system from January 2020.
above between 8 am and 8 pm. • GoI issued fresh rules under the Insolvency and
• RBI launched a mobile app “Mobile Aided Note Bankruptcy Code (IBC) to govern the rescue of non-
Identifier (MANI)”. The visually challenged people can bank lenders. Reserve Bank of India has been given the
identify the denomination of a currency note by using authority to decide which companies will be taken up to
the mobile app “MANI”. a bankruptcy tribunal under these rules.
• Axis Bank and ICICI Bank will close their operations • RBI superseded the board of debt-laden Dewan
in Sri Lanka after receiving the permission of the Housing Finance Corporation Limited (DHFL) as it
Central Bank of Sri Lanka. intends to shortly initiate the process of resolution of
• SEBI defer deadline to April 2022 for split “Chairman the company under the insolvency and bankruptcy
and Managing Director” post. rules.
• ICICI Bank has rolled out “Card less Cash • The RBI expanded the scope of Special Non-Resident
Withdrawal” service through ATM by putting a Rupee Accounts (SNRR account) by permitting non-
request on ICICI Internet Banking App “iMobile”. The residents to open such accounts for rupee-
service can be used for cash withdrawal having a per denominated overseas borrowings, trade credit and
day transaction limit of Rs 20,000. trade invoicing for popularizing cross-border
• RBI cancelled the Certificate of Authorisation (CoA) transactions in the domestic currency.
of Vodafone m-pesa after its voluntary surrender of • Muthoot Finance Ltd entered into a definitive
authorisation. agreement to acquire IDBI Asset Management Ltd
• HDFC ERGO general insurance company, India’s and IDBI Mutual Fund Trustee Company Ltd.
third-largest non-life insurance provider in the private • RBI expressed concern over rising bad loans from
sector, has launched “my: health Woman Suraksha Pradhan Mantri MUDRA Yojana (PMMY).
policy”, a comprehensive medical insurance scheme • RBI imposed a monetary penalty of Rs. 1.50 crore on
specially designed for women. Corporation Bank for non-compliance with certain
• Google searches for “Operation Twist” surged in India provisions of directions issued by RBI.
after the central bank announced its version of the U.S. • Non-bank lender Aditya Birla Finance became the first
Federal Reserve’s unconventional monetary policy. RBI company to list its commercial papers borrowing of Rs
will buy longer-tenor bonds while selling shorter debt. 100 crore on the bourses.
The concept is similar to Operation Twist used by the • Karnataka Gramin Bank (KGB) launched ‘mobile
Fed in 2011-2012 in an effort to cheapen long-term ATMs’ in Kalaburagi, among several other districts in
borrowing and spur bank lending. the Karnataka.
• GoI approved the release of Rs 8,655 crore as fresh
capital to three public sector banks: Allahabad Bank
(Rs 2,153 crore), Indian Overseas Bank (Rs 4,630
crore) and UCO Bank (Rs 2,142 crore) for preferential
allotment of shares.
• RBI introduced a new semi-closed prepaid payment
instrument (PPI) which can be used for the transaction
of goods and services up to a limit of Rs 10,000.
• RBI directed large cooperative banks to report all
exposures of Rs 5 crore and more to the Central
Repository of Information on Large Credits (CRILC)
with effect from December 31, 2019. The CRILC was
created by RBI.
• Finance Minister has launched an e-auction platform
“eBkray“. The platform will enable online auction of
attached assets by banks.
• The finance service company, Ujjivan Small Finance • SBI India opened its Melbourne office and becoming
Bank(SFB) has launched an instant digital savings the first Indian bank to have a branch in the Australian
account (SA) along with Fixed Deposit (FD) and state of Victoria.

• Axis Bank, India’s third-largest private sector bank has policy. The FD Health – Critical illness Cover will be
launched the ‘Express FD’, a digital fixed deposit (FD) provided to only the primary holder of the FD
product that allows a customer to open an FD account account.
in 3 minutes through the digital mode without opening
a savings account with the bank. • SBI Card announced the launch of ‘SBI Card Pay’, a
• UCO Bank launched three new digital products called, feature which allows contactless payment using mobile
UCash, Digilocker and an app in Kolkata. phones at PoS terminals.
• RBI rejected the merger proposal of Indiabulls • Vreedhi Financial Services (VFS) secured a non-
Housing Finance and Lakshmi Vilas Bank. banking finance company licence from the RBI to
• RBI given the go-ahead to the Kerala government to provide credit and other services to micro-enterprises
amalgamate 13 district cooperative banks (DCBs) operating in tier II-III cities and small towns.
with the Kerala State Cooperative Bank to form the • RBI has imposed a penalty of Rs 35 lakh on Tamilnad
proposed “Kerala Bank”. Except the Malappuram Mercantile Bank for violating norms on fraud
District Cooperative Bank, all district banks had classification and notification.
approved the scheme of amalgamation.
• ICICI Bank launched a fixed deposit scheme called FD
Health that comes with an in-built critical insurance
ECONOMY/FINANCIAL/BUSINESS CURRENT AFFAIRS

• Reliance General Insurance Company Limited has • Google announced 1-million USD grant to promote
launched a comprehensive health insurance plan news literacy among Indians. According to Google, the
named “Reliance Health Infinity” which offers 90 days grant will work towards building a strong network of
pre and 180 days post hospitalization cover. senior reporters and journalists, who will counteract
• Paytm launched an Android POS device for SMEs & fake news in India. The funding support is part of
merchant partners to enable the merchants to accept Google’s broader, $10-million commitment to media
payments in various ways like debit and credit cards, literacy.
Paytm Wallet, UPI-based apps and cash. • The global e-commerce firm, Amazon has announced
• The Union Ministry of Finance notified ‘Printing of One the incremental investment of USD 1 billion in India.
Rupee Currency Notes Rules, 2020’ vide Gazzette • Mastercard announced an agreement to acquire
Notification G.S.R. 95(E) dated February 7, 2020. RiskRecon. RiskRecon is one of the leading providers
• The Economist Intelligence Unit revised downwards of data analytics solutions and artificial.
its global growth forecast for 2020 to 2.2% from 2.3%. • Uber Technologies Inc and automaker Hyundai
This impact because of Novel coronavirus outbreak in Motor teamed up to develop electric air taxis to ease
China and also the virus starts spreading globally. urban congestion. The team is heading towards a goal
• TNational Company Law Appellate Tribunal of launching Uber Air by 2023 and urban air mobility
approved the Rs 19,700 crore resolution plan of JSW service in 2028.
Steel to take over the bankrupt Bhushan Power and • Adani Ports and Special Economic Zone Ltd (APSEZ)
Steel. agrees to buy 75% stake in Krishnapatnam Port Co.
• According to the “World Population Review”, India Ltd (KPCL) located in southern Andhra Pradesh, at an
has emerged as the 5th-largest world economy in enterprise value of Rs 13,572 crores.
2019, overtaking the United Kingdom and France. • Indian Oil Corp (IOC) developed a special class diesel
• An interactive AI Powered ChatBot solution “LIDEA” conforming to NATO grade for use in ships and vessels
launched by Birla Estates for its customers. of Indian Navy.
• SEBI allowed the use of regulatory sandbox by the • National Payments Corporation of India launched
market players on select customers. payment system ‘Vajra Platform’ based on the
• NPCI launched an industry campaign named “UPI Distributed Ledger Technology (DLT).
Chalega” to promote UPI as Easy, Safe, and Instant • Adani Capital Private Ltd has acquired Essel
mode of payment. Finance’s micro, small and medium enterprises
• ADB raised Rs 850 crore (USD 118 million) from a (MSME) loan business.
new issue of offshore Indian rupee-linked 10-year • The US tech giant Microsoft announced that it would
bonds. become “carbon negative” by year 2030.
• Bharti AXA General Insurance, a private non-life • A Group of Ministers (GoM) constituted to to expedite
insurer becomes the 1st company in India to use revival plan of BSNL & MTNL. The GoM will fast-track
Whatsapp chatbot. and oversee the implementation of the Rs 69,000
• Central Board of Indirect Taxes and Customs (CBIC) crore revival plan for state-owned telecom
announced that it has paid Rs 1,12,000 crore as corporations BSNL and MTNL.
Integrated Goods and Services Tax (IGST) refunds to
exporters. • International Finance Corporation (IFC) anchored
• The Union Finance Minister has announced that the an investment round of $200million in Mahindra &
Merchant Discount Rate (MDR) charges for Mahindra Financial Services Limited (MMFSL).
businesses with over Rs 50 crore annual revenues will • AIIB announced a loan of $210 million for irrigation
be waived off from January 1, 2020. and solar energy projects in India. The bank will lend

$145 million to improve irrigation services and • Bajaj Allianz General Insurance has launched a new
strengthen flood risk management in West Bengal and mobile app called ‘Farmitra’ for the ease of farmers.
$65 million for a 250-megawatt solar project in • The Export-Import (Exim) Bank has provided a USD
Rajasthan. 30 million (about Rs 210 crore) line of credit to
• ADB and the GoI signed a $490 million loan. The loan Ghana for a potable water project in the country.
is signed for public-private partnership (PPP) project • Finance Minister Nirmala Sitharaman unveiled two
through the hybrid-annuity model (HAM) to upgrade new IT Initiatives – ICEDASH and ATITHI for improved
about 1,600 km of state highways and major district monitoring and pace of customs clearance of imported
roads in the state of Madhya Pradesh. goods and facilitating arriving international
• EXIM Bank provided $500 million (Rs 3561 crore) passengers.
Line of Credit to Bangladesh for defense-related • ADB provide a $451 million (about Rs 3,200 crore)
procurement in the neighbouring country. loan to strengthen power connectivity between the
• Union Government informed that loans worth over 10 southern and northern parts of the Chennai-
lakh crore rupees have been sanctioned till 1st Kanyakumari Industrial Corridor (CKIC) in Tamil
November 2019 under the Pradhan Mantri Mudra Nadu.
Yojana, PMMY. • ADB approved the 2nd tranche of USD 150 million
• National Stock Exchange launched interest rate (about Rs 1,065 crore) for West Bengal to boost capital
options on 10-year Government bonds maturing in investment and infrastructure in the state.
2029 with a coupon rate of 7.26% and 6.45%. • SEBI imposed a total fine of Rs 40.5 lakh on 7
companies for indulging in fraudulent trading in the
• Xiaomi launched its lending platform “Mi Credit” in illiquid stock options segment on the BSE.
India for Android phones. Under this, the individuals • Reliance Mutual Fund renamed as “Nippon India
can avail up to Rs 1 lakh loan. Mutual Fund“ following the purchase of 75% stake in
• GoI and ADB signed a $250 million loan for Energy Reliance Nippon Life Asset Management by Nippon Life
Efficiency Services Limited (EESL). Insurance.
• Infosys announced the launch of three blockchain- • Infosys selected as the main supplier to deliver Volvo
powered distributed applications. Cars’ digital transformation services for its
• The country’s foreign exchange reserves crossed the enterprise digital commercial operations applications
$450-billion on 3rd December 2019. and products.
• Edelweiss Asset Management Company (AMC), a • LIC decided to launch the Indian life insurance
subsidiary of Edelweiss Capital Limited (ECL) launched industry’s first joint mass media campaign with the
India’s 1st Corporate Bond ETF (exchange trade fund) slogan ‘Sabse Pehle Life Insurance’.
called the Bharat Bond ETF. • The Department of Post announced that it has
• The finance service company, Ujjivan Small Finance launched mobile banking for its savings account
Bank (SFB) has launched an instant digital savings customers.
account (SA) along with Fixed Deposit (FD) and • IT services firm Tech Mahindra Ltd (Tech M) acquired
Privilege Savings Account to offer distinctive banking BORN Group, a New York-based digital content and
and digital services to its customers. production agency, for $95 million.
India’s GDP Reports by Different Organization

• Moody’s Investors Service cut India’s 2020 GDP growth • World Bank released Global Economic Prospects
forecast to 5.4% from 6.6% and the next financial year report. In its report, World Bank projected India’s
(2020-21) growth rate estimate to 5.8% from 6.7%. growth rate at 5% for fiscal year 2020 and 5.8% for
Moody’s also estimates that G20 economies will grow at fiscal year 2021. While the global economic growth is
a rate of 2.4 % in 2020. likely to increase to 2.5% in fiscal year 2020.
• Fitch Ratings estimated India’s GDP growth of 5.6% in • National Statistical Office (NSO) projects India’s GDP
the next FY21 in its India Economic Outlook. For the growth rate for 2019-20 at 5%.
current fiscal 2019-20 (FY 20), GDP is projected at • ADB lowered its forecast for India’s economic growth
4.6%. in fiscal year 2019-20 to 5.1%.
• The United Nations lowered India’s GDP growth rate • Economic growth of India slipped further to hit an
to 5.7% for the Fiscal Year 2019-20 in its World over six-year low of 4.5% in July-September 2019.
Economic Situation and Prospects (WESP) 2020 report. • Rating agency CRISIL has revised India’s fiscal year
• SBI’s report ‘Ecowrap’ lowers India’s growth rate to 2020 GDP growth forecast to 6.3%.
4.6% for FY 2020.
• IMF estimated India’s growth rate for the fiscal year
2019 as 4.8%, 5.8% in 2020 and 6.5% in 2021.

AGREEMENTS/MEMORANDUM OF UNDERSTANDINGS
• Indian Oil Corporation and Russian Rosneft signed a be manufactured by the Indo-Russian Rifles Private
term contract for importing 2 Million Metric Tonnes of Limited at Korwa in Uttar Pradesh.
Urals grade crude oil to India for the year 2020. • Infosys inked a deal for 5 years with GEFCO to digitally
• Madhya Pradesh government entered into an transform its worldwide operations.
agreement with the Survey of India, to employ drones • To provide doorstep banking services, the South
for mapping of villages. Central Zone of the Indian Railways signed an MoU
• Indian Oil picked up a minority equity stake in Israel’s with the State Bank of India.
battery developer Phinergy to jointly set up a facility in • IIM, Indore signed an MoU with the video sharing
India to manufacture metal-air batteries for electric platform “TikTok“.
vehicles. • For the implementation of Assam Inland Water
• Eastern Railways partnered with Amazon India to set Transport Project, the Government of India (GoI), the
up a pick-up kiosk at the Sealdah railway station in Government of Assam and the World Bank have
Kolkata. signed a $88 million loan agreement.
• HDFC Bank, Mastercard and SAP Concur have joined • BSE signed a licensing agreement with Intercontinental
hands for spending management services for the Exchange (ICE) Futures Europe.
corporate sector. • GoI and the Government of Maharashtra signed a USD
• Gujarat government signed an MoU with SBI to 210 million loan agreement with the World Bank for
facilitate approval of loans to entrepreneurs in the Maharashtra Agribusiness and Rural
MSME sector with ease and within a short time-frame. Transformation Project. The loan will be funded by
IBRD.
• GoI signed USD 450 million loan agreement with the
World Bank to support the national programme “Atal • Indian Oil signed an MoU with Ghana’s National
Petroleum Authority to provide its technical expertise
Bhujal Yojana (ABHY): National Groundwater
and assistance for proper execution of the Ghana’s
Management Improvement Programme“.
National LPG Promotion Policy.
• Microsoft announced a partnership with SBI to train
• Hyderabad Metro Rail Limited partnered with online
differently-abled people to find jobs in the banking,
bus ticketing platform redBus to start carpool service
financial services and insurance (BFSI) sector.
for train passengers to provide end to end connectivity
to daily commuters in an affordable manner. The
• Chinese tech major Xiaomi will bring ISRO’s Indian service will be offered through “rPool”.
Regional Navigation Satellite System, NavIC • IIM Indore signed an memorandum of understanding
technology to its smartphones.
with the Uttar Pradesh Police to provide effective
• The NTPC Ltd signed an agreement with the Central communication and crowd management training to the
Pollution Control Board (CPCB). According to an Uttar Pradesh Police personnel.
agreement, NTPC Ltd will provide financial support of • Government of India signed MoU with Flipkart for
Rs 80 Crore for installation and commissioning of selling the products made by women self-help groups
Continuous Ambient Air Quality Monitoring Stations under Deendayal Antyodaya Yojana-National Urban
(CAAQMS). Livelihoods Mission (DAY-NULM) on the e-commerce
• HDFC Bank joined hands with the country’s largest platform.
airline IndiGo to launch a co-branded credit card. Its • ADB agreed to advance a loan of US $206 million to
first travel credit card named ‘Ka-ching’- powered by
develop water supply and sewerage infrastructure in
Mastercard.
Tiruchi and other cities in Tamil Nadu.
• French carmaker “Peugeot SA” and US-Italian “Fiat • Walmart India, in partnership with HDFC Bank,
Chrysler” signed an agreement to create the world’s launched a co-branded credit card exclusively for
fourth largest automaker. members of its Best Price Modern Wholesale “B2B Cash
• HDFC Life Insurance partnered with Paytm to & Carry” stores, offering “free credit up to 50 days.
expand its distribution. The partnership is aimed to • The National Investment and Infrastructure Fund
enable customers of Paytm to purchase insurance (NIIF) of India and Canada Pension Plan Investment
products from HDFC Life. Board (CPPIB) agreed for CPPIB to invest up to $600
• Karnataka Vikas Grameena Bank (KVGB) and million through the NIIF Master Fund.
Canara, HSBC, Oriental Bank of Commerce, Life • The Online trucking platform BlackBuck partnered
Insurance Company Ltd signed an MoU for
with private lenders IDFC Bank and Yes Bank to provide
bancassurance (for selling life insurance products
FASTags to truck owners free of cost.
through the branches of KVGB).
• Investor Education & Protection Fund Authority
• Common Service Centres (CSC) e-Governance (IEPFA) works under the Ministry of Corporate Affairs,
Services India has signed an MoU with Paytm signed MOU with BoB to spread customer awareness
Payments Bank Ltd for sale of FASTags. and investor education and reaching out to investors
• Digital lending startup, RevFin tied up with PNB and stakeholders.
MetLife India Insurance Company to offer protection • An MoU signed between National Small Industries
to the RevFin’s customers by bundling life insurance Corporation and Suadi Aramco (Asia) for the
cover on their loans which covers loans up to Rs 3 lakh development of MSME Ecosystem in India in Oil & Gas
for a period of 3 years.
Sector.
• India to sign a MoU for the procurement of over 7.5
lakh AK-203 assault rifles with Russia. The rifles will

• NTPC signed a term loan agreement of Rs 5,000 crore ecosystems during the 4th edition of Singapore
with SBI to part finance the capital expenditure of Fintech Festival.
NTPC. • The CCI approves the merger of the BNP Paribas
• Dell Technologies partnered with UNESCO MGIEP (BNPP) Mutual Fund and the Baroda (BOB) Mutual
(Mahatma Gandhi Institute of Education for Peace) to Fund, under Section 31(1) of the Competition Act,
enable school teachers to adopt technology in 2002.
classrooms by using ICT tools. • CSIR-Institute of Microbial Technology (IMTECH),
• Ministry of Shipping (MoS) has announced that Chandigarh signed a MoU with Indian Institute of
Mongla and Chattogram (Both in Bangladesh) have Technology (IIT) Bombay to promote collaborative
been declared as Ports of Call under “Coastal research.
Shipping Agreement” between India & Bangladesh. • GoI and ADB signed an agreement to extend 91 million
• Maldives government signed a contract with a joint US dollar loan to modernize the Vijayanagara Channel
venture of Indian companies which aims to prepare Irrigation Systems and prepare river basin
project report and the development of Addu, which is management plans in the Krishna river basin.
the 2nd biggest city in the island nation. The project will • ICICI Lombard has been partnering with Fino
be financed by EXIM bank of India through line of Payments Bank to offer non-life insurance solutions to
credit of USD 800 million. its customers.
• Indian Council of Agricultural Research (ICAR) and • Union ministry of health and family welfare signed a
NABARD signed a MoU to promote sustainable memorandum of cooperation (MoC) with Bill &
agriculture and climate-resilient farming systems. Melinda Gates Foundation (BMGF).
• SBI signed a loan agreement worth of $277 million • IIM Indore has signed a Memorandum of
(about Rs 1,958 crore) with KfW German development Understanding (MoU) with Lal Bahadur Shastri
bank for establishing an energy-efficient housing National Academy of Administration (LBSNAA),
programme in India. Mussoorie with a view to exchange faculty members for
• “Amazon.com Inc”, “Apple Inc” and Alphabet Inc’s various training programme.
“Google” announced a partnership to lay the • Ashok Leyland Ltd entered into a two- year MoU with
groundwork for better compatibility among their smart ICICI Bank to offer customised financial solutions to
home products. customers across India with a focus on semi-urban and
• WIPRO partnered with NASSCOM to train students on rural geographies.
emerging technologies such as artificial intelligence, • India and Uzbekistan signed a pact for further
data science, internet of things, cybersecurity as a part strengthening of cooperation in the fields of counter-
of it’s corporate social responsibility programme terrorism and organised crime.
"TalentNext". • New Quest-backed U GRO Capital inked an SME loan
• Bank of Baroda signed an MoU with the Gujarat co-origination agreement with SBI to facilitate broader
government to facilitate the flow of credit in the MSMEs credit outreach and faster disbursal.
sector for greenfield projects, startups, women
• Bank of Baroda (BoB) has signed a Memorandum of
entrepreneurs and entrepreneurs from backward
areas. Understanding (MoU) with the Indian Army under
• Federal Bank tied up with online real estate platform which the bank would offer customised services along
Magicbricks for listing and e-auctioning of immovable with a host of facilities to account holders.
properties repossessed by it in recovery proceedings. • National Health Authority signed a Statement of
• Kotak Mahindra Bank up with Pine Labs to enable Intent with Google to collaborate and strengthen the
debit card facility for their debit cardholders across implementation of Ayushman Bharat-Pradhan Mantri
point-of-sale terminals by Pine Labs. Banks customers
Jan Arogya Yojana (PMJAY). Google will support NHA in
can avail EMI facility with a minimum purchase of Rs
8,000 and repay over 3 months to 12 months. improving digital presence of PMJAY.
• Government e-Marketplace (GeM) has signed MoU
with Indian Bank and Canara Bank. The MoU will
facilitate a cashless, paperless and transparent
payment system on the portal and would create an
efficient procurement system for government entities.
• IIT, Delhi will set up a space technology cell (STC) in
collaboration with ISRO.
• Siemens signs MoUs with NTPC, TERI on
decarbonisation, energy transition.
• MSTC Ltd signed an agreement with Allahabad Bank
for the development of a dedicated e-Auction platform.
• Government e-Marketplace (GeM) signed MoU with
Central Bank of India.
• Indian Bank signed MoU with Muthoot Microfinance
to serve MSME.
• FICCI an MoU with Singapore Fintech Association
(SFA) as part of the growing Singapore-India fintech

• Government e-Marketplace signed an MoU with • Grasim Industries Limited signed a definitive
Union Bank of India. UBI will be able to offer an array agreement to form a joint venture company in India
of services including transfer of funds through GeM with Maschinenfabrik Reinhausen GmbH (MR) of
Pool Accounts, advising of Performance Bank Germany for the manufacturing and sale of Composite
Guarantees and Earnest Money Deposit to the Hollow Core Insulators.
registered users on the GeM portal. • The Government e-Marketplace signed a MoU with
• IIT Madras will collaborate with ExxonMobil on
Federal Bank to offer services including transfer of
Research in Energy and Biofuels.
funds through GeM Pool Accounts (GPA).
• Mastercard, along with cricketer Mahendra Singh
Dhoni, launched a nationwide initiative ‘Team • GoI, Government of Odisha and the World Bank have
Cashless India’ to accelerate the acceptance and signed a USD 165 million loan agreement for Odisha’s
adoption of digital payments. Integrated Irrigation Project for Climate Resilient
• Home Credit India (HCIN), a local arm of the Agriculture.
international consumer finance provider, has tied-up • Indian Overseas Bank in association with Universal
with Karur Vysya Bank (KVB) for joint lending. Sompo General Insurance Co Ltd. has launched
• AYUSH ministry signed an MoU with the Defence upgraded health care plus insurance policy designed
ministry to provide traditional medicine services at the for IOB customers with a sum insured starting from
armed forces' hospitals and dispensaries. Minister of ₹50,000 and going up to ₹15 lakh.
State for AYUSH Shripad Naik inaugurated an
Ayurveda Palliative Care Unit at the Base Hospital in the
Delhi Cantonment.
NEW APPOINTMENTS: NATIONAL

Designation/Post Who is Appointed?
Constitutional & Other Posts
1. Chairman of Railway Board VK Yadav
2. Special Officers for implementing the Andhra Pradesh Disha Act 2019 Kritika Shukla & M Deepika
3. Inspector General, Border Security Force (BSF) IPS Abhinav Kumar
4. Indian Ambassador to the United States Taranjit Singh Sandhu
5. 1st Chairman of National Medical Commission Suresh Chandra Sharma
6. Advisor to the Lt. Governor of Jammu and Kashmir Rajiv Rai Bhatnagar
7. Controller General of Accounts Soma Roy Burman
8. 14th Commander-in-Chief of the Andaman & Nicobar Command Lt Gen Podali Shankar Rajeshwar
9. High Commissioner of India to the Republic of Ghana C. Sugandh Rajaram

10. Secretary, Information and Broadcasting Ministry Ravi Mittal
11. Additional charge as Governor of Meghalaya R N Ravi
12. Lokayukta of Telangana CV Ramulu
13. Foreign Secretary Harsh Vardhan Shringla
14. DG of entral Reserve Police Force S S Deswal
15. 28th Chief of Army Staff Manoj Mukund Naravane
16. Secretary, Ministry of Power Sanjeev Nandan Sahai
17. Ambassador of India to the Republic of Mali Anjani Kumar
18. Chief Justice of Patna High Court Sanjay Karol
19. Chief Justice of the Madras High Court Amreshwar Pratap Sahi
20. Union Minister of Heavy Industries and Public Enterprises Prakash Javadekar
21. Air Officer Commanding-in-Chief of the South Western Air Command of Air Marshal S K Ghotia
the Indian Air Force
22. Ambassador of India to Greece Amrit Lugun
23. High Commissioner of India to Niue Muktesh Kumar Pardeshi
24. Lokpal of Punjab Justice Vinod Kumar Sharma
25. Ambassador of India to Georgia Kishan Dan Dewal
26. Controller General of Accounts JPS Chawla
27. Law Secretary (Secretary, Legal Affairs) Anoop Kumar Mendiratta
28. Director-General of the National Security Guard Anup Kumar Singh
29. Whole-Time Member, Insolvency and Bankruptcy Board of India Sudhaker Shukla
30. Lieutenant Colonel Jyoti Sharma has been appointed as Indian Army’s first female Judge Advocate General
officer to be deployed on a foreign mission
31. Gopal Baglay appointed as the next High Commissioner of India to the Sri Lanka.
32. Ambassador of India to the Republic of Nicaragua Upender Singh Rawat

33. Policy Advisor in the External Affairs Ministry Ashok Malik
34. Ambassador of India to the Republic of Cabo Verde Godavarthi Venkata Srinivas
35. CEO of the Unique Identification Authority of India Pankaj Kumar
36. Ambassador of India to the Republic of Iraq Birender Singh Yadav
37. 47th Chief Justice of India Sharad Arvind Bobde
38. Lieutenant Governors of Jammu and Kashmir Girish Chandra Murmu
39. Lieutenant Governors of Ladakh Radha Krishna Mathur
40. Governor of Goa Satya Pal Malik
41. Governor of Mizoram P S Sreedharan Pillai
42. Deputy National Security Advisor Datta Padsalgikar
43. Next High Commissioner of India to Canada Ajay Bisaria
44. Advisers to Prime Minister Narendra Modi Amarjeet Sinha and Bhaskar Khulbe
45. Central Vigilance Commissioner in the Central Information Sanjay Kothari
Commission
46. Chief Information Commissioner in the Central Information Bimal Julka
Commission
47. Ambassador of India to Nepal, succeed Manjeev Singh Puri Vinay Mohan Kwatra
48. Ambassador of India to the Bolivarian Republic of Venezuela. Abhishek Singh
49. Director-General of ASI Usha Sharma moved to the Department of Youth Affairs as Secretary
50. Australia appointed Barry O’Farrell as the next high commissioner to India. He will be succeeding Harinder
Sidhu.
51. Ambassador of India to France, succeed Vinay Mohan Kwatra. Jawed Ashraf
CEO’S/Chairman of Companies/Organizations/Banks/ Other Appointments
52. CEO of the Indian Banks’ Association Sunil Mehta
53. RBI appointed member of the MPC Janak Raj
54. Chairperson & MD of Shipping Corporation of India Harjeet Kaur Joshi
55. Chairman of Apparel Export Promotion Council of India A Sakthivel
56. CMD of Housing and Urban Development Corporation M Nagaraj
57. Deputy Governor of Reserve Bank of India Michael Debaprata Patra
58. DG of Central Reserve Police Force Anand Prakash Maheshwari
59. Bureau member of International Union of Pure and Applied Chemistry Bipul Behari Saha
60. Director of the National Book Trust Lt Col Yuvraj Malik
61. Chairperson of executive council of the Nehru Memorial Museum and Nripendra Misra
Library
62. President of the Archery Association of India Arjun Munda
63. MD & CEO of Canara Bank Lingam Venkat Prabhakar
64. MD & CEO of Bank of Baroda Sanjiv Chadh
65. MD & CEO of Bank of India Atanu Kumar Das
66. Managing Director of the State Bank of India Challa Sreenivasulu Setty
67. Chairman of Ordnance Factory Board Hari Mohan
68. Senior security advisor in the Union Home Ministry K Vijay Kumar
69. President of News Broadcasters Federation Arnab Goswami
70. Chairman of National Stock Exchange of India Ltd Girish Chandra Chaturvedi
71. CMD of National Aluminium Company Ltd Sridhar Patra
72. Director of Sardar Vallabhbhai Patel National Police Academy Atul Karwal
73. CMD of General Insurance Corporation India Devesh Srivastava
74. President of the Federation of Indian Chambers of Commerce & Sangita Reddy
Industry
75. President of Associated Chambers of Commerce & Industry of India Niranjan Hiranandani
76. Chairman of the Land Ports Authority of India Aditya Mishra
77. CMD of IndusInd Bank Suman Kathpalia
78. T. Latha the CMD of Dhanlaxmi Bank has resigned
79. G Kamala Vardhana Rao appointed as CMD of India Tourism Development Corporation
80. Chairman of the Airports Authority of India Arvind Singh
81. Sudhir Mital elected as president of the Gymnastics Federation of India
82. Shantikumar Singh elected as general secretary of the Gymnastics Federation of India
83. Reserve Bank of India has appointed Jai Bhagwan Bhoria as the administrator of Punjab and Maharashtra
Cooperative Bank Limited, Mumbai
84. SS Mallikarjuna Rao appointed as the CMD of the Punjab National Bank(PNB)
85. Kapil Dev resigns from the Cricket Advisory Committee (CAC) of BCCI
86. Government has appointed Surjit Bhalla as the executive director of the International Monetary Fund
87. Indian head coach of the Women’s U-17 football team Thomas Dennerby
88. CMD of Tata Communications Amur Swaminathan Lakshminarayanan
89. Chairman of Code for Responsible Lending in micro-credit HR Khan
90. Principal Director General of Press Information Bureau KS Dhatwalia
91. Sushil Chandra Mishra appointed as CMD of Oil India Limited
92. Sajjan Jindal appointed as Vice-Chairman of World Steel Association
93. Rajnish Kumar will succeed Sunil Mehta as the new chairman of Indian Banks’ Association
94. Jindal South West (JSW) Steel appointed Indian cricketer Rishabh Pant as its brand ambassador.
95. Deepa Malik elected as president of Paralympic Committee of India.
96. President of Mumbai Cricket Association Vijay Patil
97. Chief Operating Officer of Yes Bank Ltd Anita Pai
98. Chief Marketing Officer of Yes Bank Ltd Jasneet Bachal
99. President of the Indian Pharmaceutical Alliance K Satish Reddy
100. Chief Operating Officer of Mastercard India Vikas Varma
101. 39th President of the BCCI Sourav Ganguly
102. Vice President of BCCI Mahim Verma
103. CMD of Coal India Ltd. Pramod Agrawal
104. As member of the Cricket Advisory Committee (CAC) by BCCI Madan Lal, RP Singh and Sulakshana
Naik
105. Chairman of the Central Board of Indirect Taxes and Customs M Ajit Kumar
106. New President of the Institute of Chartered Accountants (ICAI Atul Kumar Gupta
107. Vice President of the ICAI for 2020-21. Nihar Niranjan Jambusaria
108. Chairman of ISRO’s newly formed commercial entity New Space India G Narayanan
Ltd (NSIL)
109. CMD of national carrier Air India. He succeeds Ashwani Lohani. Rajiv Bansal
110. GoAir appointed as its new CEO. Vinay Dube
111. MD and CEO of Dhanlaxmi Bank Sunil Gurbaxani
112. National Hydroelectric Power Corporation (NHPC) announced the Abhay Kumar Singh
appointment of as the company’s CMD. He will replace Ratish
Kumar.
113.
114. Pawan Kumar Agarwal, CEO of FSSAI named Secretary, Consumer Affairs
115. Mahant Nritya Gopal Das elected as the president and Champat Rai as the general secretary of the Ram
Janmabhoomi Teertha Kshetra Trust.
116. Rajlaxmi Singh Deo re-elected as the president of the Rowing Federation of India (RFI).
117. Vijay Advani appointed by the US-India Business Council (USIBC) as new chairman of its Global Board of
Directors.
118. Mastercard CEO Ajay Banga will step down at the start of the next year and will be replaced by Chief Product
Officer Michael Miebach.
119. TransUnion Cibil, largest credit information bureau appointed Rajesh Kumar of HDFC Bank as its new MD and
chief executive.
NEW APPOINTMENTS: INTERNATIONAL

Designation/Post Who is Appointed?
President/PM/Heads of Countries/Organizations
1. Prime Minister of Slovenian Marjan Sarec announced his resignation
2. Sunil Arora become the Chairman of Forum of the Election Management Bodies of South Asia
3. British Prime Minister Boris Johnson has won the UK General Election
4. Manuel Marrero Cruz has become Cuba’s first prime minister
5. Monisha Ghosh appointed as the first woman Chief Technology Officer at the US government’s Federal
Communications Commission
6. Dr Vinaya Shetty elected to the position of General Vice President of International Organisation Development
Association
7. Unilever has named Nils Andersen as its new chairman
8. Arsene Wenger has been named FIFA’s Chief of global football development
9. Suman Billa is set to join the United Nations World Tourism Organisation (UNWTO) at its headquarters in
Madrid, Spain.
10. Ryan Roslansky replaces the present CEO of LinkedIn Corporation Jeff Weiner in June 2020.
11. Robin Singh appointed as director of cricket of the United Arab Emirates
12. President of Asian Development Bank Masatsugu Asakawa
13. CEO of Alphabet Inc Sundar Pichai
14. High Commissioner of Bangladesh to India Mohammad Imran
15. UNESCO Goodwill Ambassador for Indigenous Peoples Yalitza Aparicio
16. Chief of the European Central Bank Christine Lagarde
17. Director-General of the International Atomic Energy Agency Rafael Mariano Grossi

AWARDS AND RECOGNITION
Name of the Award Winner
Awards for Literature/Journalism
Veteran editor entered the Limca Book of Records for ‘films edited in
1. Sreekar Prasad
the most number of languages‘
Mathrubhumi Book of the Year award for his translated book “Blue
2. Vinod Kumar Shukla
Is Like Blue“.
Jasbinder Bilan (‘Asha and the Spirit
3. UK based Costa Children’s Award 2019
Bird’.)
4. 12th ‘Shakti Bhatt First Book Prize’ Tony Joseph
5. 27th Ezhuthachan Puraskaram 2019 Anand
6. JCB prize for Literature Madhuri Vijay (The Far Field)
7. Dhaka Literature festival Abhishek Sarkar and Rofiquzzaman Rony
8. Tata Literature Live! Lifetime Achievement Award for 2019 Shanta Gokhale
9. Tata Literature Live! Poet Laureate for 2019. K Satchidanandan
Manisha Kulshreshtha
10. 28th Bihari Puraskar for 2018
(Swapnapash)
11. 2019 International Press Freedom Awards Neha Dixit
Country’s Highest Honour Given
12. International Gandhi Awards for Leprosy for the year 2019 to Dr N.S. Dharmashaktu.
Sanjana Kapoor received the prestigious French honour of ‘Chevalier dans lOrdre des Arts et des Lettres (Knight of
13.
the Order of Arts and Letters).
Noted archaeologist R. Nagaswamy honoured at the Silver Jubilee International Conference of Art in Dhaka by
14.
Bangladesh.
15. Neeraj Sharma given the ‘Early Career Researcher of the Year award’ by the Australian government.
Royal Aeronautical Society (RAeS) London conferred the Honorary Fellowship of the Society for the year 2019 to G
16.
Satheesh Reddy, Chairman DRDO.
Russia has honoured NASA astronaut Nick Hague with one of its highest honours, “The Order of Courage” for his
17.
“courage and high professionalism” shown during life-threatening conditions.
The Vice President was conferred ‘The Order of the Green Crescent’, the highest Civilian Honour of Comoros, by Azali
18.
Assoumani, President of Comoros in Moroni.
Film/Music Awards
Veteran actor Manoj Kumar honoured by the World Book of Records, London with the WBR Golden Era of
19.
Bollywood.
20. Actor Waheeda Rehman honoured the Madhya Pradesh government’s National Kishore Kumar Samman.
21. Sucheta Satish won the 100 Global Child Prodigy Award for singing in most languages.
18th Dhaka International Film Festival (DIFF): ‘Castle of Dreams’ directed by Reza Mirakarimi won the Best Film
22.
Award.
Joker’ fame Joaquin Rafael Phoenix, bestowed with the PETA (People for the Ethical Treatment of Animals) ‘Person
23.
of the Year’ Award 2019.
Nawazuddin Siddiqui awarded the prestigious Golden Dragon Award for his works in Hindi cinema at the Cardiff
24.
International Film Festival (CIFF ) 2019.
A documentary on Real Kashmir Football Club bagged the prestigious British Academy of Film and Television Awards
25.
(BAFTA).
26. Sand Artist Sudarsan Pattnaik who belongs to Odisha selected for the prestigious Italian Golden Sand Art Award 2019.
Hollywood veteran and double Oscar winner Robert De Niro receive the SAG-AFTRA’s highest tribute: the SAG Life
27.
Achievement Award.
“Bhonsle” directed by Devashish Makhija won awards in the ‘Best Screenplay’ and ‘Best Director’ categories at the
28.
Asian Film Festival Barcelona.
29. Sridevi and Rekha were conferred with the Akkineni Nageswara Rao National Award for 2018 and 2019 respectively.
30. Singer Billie Eilish will be honoured as Billboard’s 2019 Woman of the Year
Short film from Kerala “Spirit Of Kerala” has won the People’s Choice Award at the recently concluded My Rode Reel
31.
film competition.
Noted director and producer Priyadarshan, conferred the Madhya Pradesh government’s National Kishore Kumar
32.
Samman for 2018-19 at a function in Khandwa, MP.
Ranveer Singh and Alia Bhatt-starrer “Gully Boy” won the best film from India award in the regional finals at the Asian
33.
Academy Creative Awards ceremony.
34. The Mohun Bagan Athletic Club has conferred life membership to Nobel laureate Abhijit Banerjee.
Other Awards Conferred
35. Forest Man of India Jadav Payeng will be awarded Swami Vivekananda Karmayogi Award 2020.

TRaja Ravi Varma State Award conferred on veteran painter from Kalaburagi, Prof. J.S. Khanderao (2019) and
36.
senior artist from Mumbai, Vasudev Kamath (2020).
Adline Castelino crowned as the winner of LIVA Miss Diva Universe 2020 competition. Aavriti Choudhary of
37.
Madhya Pradesh crowned as LIVA Miss Diva Supranational 2020.
Dr Niti Kumar, a Senior Scientist from Division of Molecular Parasitology and Immunology, CSIR-CDRI, Lucknow will
38.
be honoured with the SERB Women Excellence Award-2020.
Pullela Gopichand honour with Coaches lifetime achievement award by International Olympic Committee’s
39.
(IOC).
40. Indian feminist scholar, activist Gita Sen won the prestigious Dan David Prize 2020 under “present” category.
Madhya Pradesh Minister for Women and Child Development Imarti Devi and Principal Secretary Anupam Rajan
41.
awarded for the implementation of Pradhan Mantri Matru Vandana Yojana in Madhya Pradesh.
RBI Governor Shaktikanta Das named the ‘Central Banker of the Year 2020’ for the Asia-Pacific region by
42.
financial intelligence magazine The Banker.
Aayushi Dholakia bagged the title of Miss Teen International 2019. She also won the title of Best in National Costume
43.
Award and Best in Speech Award.
Famous Agricultural Scientist Dr M S Swaminathan was honoured as the first recipients ‘Muppavarapu Venkaiah
44.
Naidu National Award for Excellence’.
45. British Indian yoga boy Ishwar Sharma wins Global Child Prodigy Award.
46. Puri, Odisha awarded for its initiatives for plastic waste management with the Swachhata Darpan Awards 2019.
Sakya Singha Sen from National Chemical Laboratory (CSIR-NCL) Pune, awarded “Merck Young Scientist Award 2019”
47.
for doing remarkable research in chemical science.
48. President Ram Nath Kovind presented the Pradhan Mantri Rashtriya Bal Puraskar 2020
HealthSetGo CEO Priya Prakash wins Global Citizen Prize: Cisco Youth Leadership Award 2019 for her school health
49.
program that provides healthcare support to children.
Uttarakhand, Disaster Mitigation and Management Centre (in the institution category) and Kumar Munnan Singh
50.
(individual category) selected for the Subhash Chandra Bose Aapda Prabandhan Puraskar 2020.
The chairman of “The Hindu Group” N. Ram selected as the outstanding media person in a national award instituted
51.
by Kerala Media Academy.
52. Dr N Kumar, Vice-Chancellor of Tamil Nadu Agricultural University, conferred ‘Harit Ratna Award 2019’.
Nobel laureate Abhijit Vinayak Banerjee conferred the honorary Doctor of Letters (D.Litt.) by Calcutta University at
53.
its annual convocation in Kolkata.
54. Piyuus Jaiswal was awarded the Global Bihar Excellence Award 2019.
55. Lionel Messi won the Ballon d’Or award for the world’s best player for a record 6th time.
Arun Jaitley former Finance Minister of India was bestowed with the Economic Times (ET) Lifetime Achievement
56.
Award for Public Service 2019.
57. New Zealand cricket team awarded the Christopher Martin-Jenkins Spirit of Cricket award.
National Florence Nightingale Awards 2019 at an event in Vigyan Bhawan, New Delhi. The award was given to Late
58.
Lini Sajeesh.
Abu Dhabi (UAE) selected as the world’s leading Sports tourism Destination at the 26th edition of the World Travel
59.
Awards (WTA).
60. Miss South Africa Zozibini Tunzi was crowned Miss Universe 2019 in Atlanta, US.
61. Priyanka Chopra was honoured for her 20 years of work and contribution in cinema, at the Marrakech Film Festival.
Odisha has won the ‘World Habitat Award’ for Jaga Mission which is also called Odisha Liveable Habitat Mission
62.
(OLHM).
63. Tony-Ann Singh of Jamaica was announced as the winner of the Miss World 2019 beauty pageant.
64. The state police of Gujarat were honoured with ‘President’s colours’.
Union Territory of Jammu and Kashmir selected for the national award of Pradhan Mantri Gram Sadak Yojana
65.
(PMGSY).
66. England cricketer Ben Stokes has been voted BBC Sports Personality of the Year 2019.
Aditya K. of Kozhikode, Kerala become the 1st child from the State to bag the Bharat Award for bravery given away
67.
by the Indian Council for Child Welfare.
India’s ophthalmologist Dr Santosh G Honavar become the 1st Indian to be conferred with the American Academy of
68.
Ophthalmology’s (AAO) highest award Life Achievement honour.
69. Sara Damnjanovic from Serbia has been crowned ‘Miss Asia Global 2019’.
Gulab Kothari has been chosen for the prestigious Raja Ram Mohan Roy Award, presented by the Press Council of
70.
India.
Indian wrestler Bajrang Punia conferred the Indian Personality of the Year Award (Sports) at the Indo Arab Leaders
71.
Summit & Awards 2019 in Dubai.
World powerlifting champion Mahant Gaurav Sharma was also honoured with Visionary Leaders of the Year (Sports)
72.
award.
Indira Gandhi Prize for Peace, Disarmament and Development for 2019 will be conferred on renowned naturalist and
73.
broadcaster Sir David Attenborough

India captain Virat Kohli was named People for the Ethical Treatment of Animals (PETA) India’s ‘Person of the Year
74.
for 2019’.
Eliud Kipchoge, the first man to run a marathon in less than two hours, and 400 metres hurdles world champion
75.
Dalilah Muhammad won the World Athlete of the Year awards.
76. Bangladesh wins Aga Khan Architecture Award.
77. India’s first ‘Quality Ratna’ award to Suresh Krishna, Chairman, Sundram Fasteners Ltd.
78. Odia women weightlifter Jhilli Dalabehera receive the 27th Ekalabya Award for 2019.
President Ram Nath Kovind presented the most effective Swachchta Ambassador award to Former Indian cricketer
79.
Sachin Tendulkar
England all-rounder Ben Stokes voted Professional Cricketers’ Association player of the year at the Professional
80.
Cricketers’ Association awards.
Human rights lawyer from Kyrgyzstan Azizbek Ashurov awarded the 2019 UN High Commissioner for Refugees
81.
(UNHCR) prestigious Nansen Award.
Ramesh Pandey selected for the prestigious Asia Environmental Enforcement Award by the United Nations
82.
Environment Programme.
Ashleigh Barty awarded Australian sport’s highest individual honour ‘The Don’ Award at the annual Sport Australia
83.
Hall of Fame.
The 31st Indira Gandhi Award for National Integration for the years 2017 and 2018 awarded to the pioneer of the
84.
Chipko Movement Chandi Prasad Bhatt for his services in promoting and preserving the national integration.
Barcelona captain Leo Messi received his 6th Golden Shoe as the top scorer in the European leagues.
85.
Vice President Venkaiyah Naidu presented the “Most Eminent Senior Citizen Award” to the scholar, legal luminary
86.
and former Attorney General of India K Parasaran on the occasion of Elder’s Day celebration.
87. Jennifer Aniston to receive People’s Icon Award 2019 at the 2019 People’s Choice Awards.
SUMMITS |EVENTS |FESTIVALS (NATIONAL/INTERNATIONAL)

Name of the Summit/Events Venue
Summits Held Nationally
1.
2. RAISE 2020- ‘Responsible AI for Social Empowerment 2020,’ to be held in April New Delhi
3. International Judicial Conference New Delhi
4. Telangana hosting Bio-Asia Summit 2020 Hyderabad
5. All India Conference of the Central Administrative Tribunal (CAT) New Delhi
6. BIMSTEC’s Conference on Combating Drug Trafficking New Delhi
7. National Water Conference Bhopal, MP
8. 6th edition of the mega industrial exhibition ‘Engiexpo 2020’ Vadodara, GJ
9. National Conference on e-Governance 2020 Mumbai
10. FICCI organised the “Central Asia Business Council New Delhi
11. Indian Science Congress Bengaluru
12. 5th India-Russia Military Industrial Conference Lucknow
13. Global Investors Meet: ASCEND 2020 Kochi, Kerala
14. 3rd edition of Marine ecosystems challenges and opportunities Kochi, Kerala
15. National Traders Convention Delhi
16. Asia Pacific Drosophila Research Conference Pune, Maharashtra
17. 27th edition of South Asian Trade and Travel Exchange Expo New Delhi
18. 23rd National Youth Festival 2020 Lucknow, Uttar Pradesh
19. 5th edition of “The Pulses Conclave 2020” Lonavala, Maharashtra
20. Raisina Dialogue Delhi
21. 6th meeting of the Island Development Agency New Delhi
22. India-Bangladesh Information and Broadcasting Ministers’ Meet 2020 New Delhi
23. Conference of Commonwealth Parliamentary Association Lucknow, Uttar Pradesh
24. SCO Council of Heads of Government meeting 2020 India
25. North Zone Conference’ of Media Units of Information and Broadcasting Ministry Jammu
Conference of the Chief Secretaries and Administrator State and UTs on Census
26. New Delhi
2021
27. International Summit on Women in STEM New Delhi
2nd edition of National Informatics Centre Tech Conclave-2020 (theme
28. New Delhi
“Technologies for Next-Gen Governance”)
29. 3rd Global Potato Conclave-2020 Gandhinagar, Gujarat

World Sustainable Summit 2020 ( Theme: Towards 2030: Making the Decade
30. New Delh
Count)
49th Border Coordination Conference between border guarding forces of India and New Delhi
31.
Bangladesh
32. Armed Forces Flag Day-CSR Conclave New Delhi
33. 3rd edition of National Public Procurement Conclave New Delhi
34. 54th edition of DGsP/IGsP Conference Pune
35. 17th edition of BioAsia2020 (Theme “Today For Tomorrow”) Hyderabad, Telangana
36. International Seminar on Climate Smart Farming Systems’ for BIMSTEC countries New Delhi
37th National Symposium of Heads of Police Training Institutions (Theme:
37. New Delhi
Optimal Utilization of Resources-Through Sharing and Networking’)
38. Meeting of the Consultative Committee of Parliament for the Ministry of Defence New Delhi
39. First meeting of the National Ganga Council Kanpur, Uttar Pradesh
40. World Design Protopolis Bengaluru
Rashtrapati Bhavan
41. Conference of 46 Heads of Central Universities and Institutes of Higher Learning
(New Delhi)
42. 5th meeting of the Economic Advisory Council (EAC) New Delhi
43. 79th Conference of Presiding Officers of Legislative Bodies Dehradun
Bhopal, Madhya
44. Uniformed Women in Prisons Administration
Pradesh
45. Environmental Sustainability and Economic Development Delhi
Associated Chambers of Commerce and Industry of India (ASSOCHAM) annual
46. Delhi
conference (Theme: New India Aspiring for a USD 5 trillion economy)
47. 10th Asian Conference of Emergency Medicine New Delhi
48. Sanskrit Bharati Vishwa Sammelan New Delhi
Conclave on “National Capital Region-2041” (Theme: Planning for Tomorrow’s
49. Delhi
Greatest Capital Region)
50. India-ASEAN Business Summit 2019 (Theme: Today, Tomorrow, Together) New Delhi
Conference of Central and State Statistical Organizations (Theme: Sustainable
51. Kolkata, West Bengal
Development Goals)
52. International Conference on Yoga (Theme: Yoga for Heart Care) Mysuru, Karnataka
8th International Conference on Agricultural Statistics (Theme: Statistics for
53. New Delhi
Transformation of Agriculture to Achieve the Sustainable Development Goals)
54. 2nd edition of South Asia Safety Summit New Delhi
55. Global Bio-India Summit 2019 New Delhi
56. SCO Forum of Young Scientists and Innovators in 2020 India
DEFCOM INDIA 2019 seminar (Theme: Communications: A Decisive Catalyst for
57. New Delhi
Jointness)
58. 47th All India Police Science Congress (AIPSC) begins in Lucknow
59. 1st India Sports Summit 2019 held in New Delhi
60. NuGen Mobility Summit, 2019 Gurugram, Haryana
61. Landslides Risk Reduction and Resilience New Delhi
62. State Power Ministers’ Conference Gujarat
63. 41st DRDO Directors Conference held in New Delhi
Mamallapuram, Tamil
64. 2nd India-China Informal Summit
Nadu
65. National Hindi Science writers conference 2019 Lucknow, Uttar Pradesh
66. India will host the 91st Interpol General Assembly in 2022
67. One Nation One Tag – FASTag New Delhi
11th Edition of Nuclear Energy Conclave 2019 held in New Delhi (theme: Economics of Nuclear Power- Innovation
68.
towards Safer & Cost-Effective Technologies)
69. Global Bio-India 2019 held in India in New Delhi
70. 1st India-Bangladesh Stakeholders’ meet held in Guwahati
22nd edition of India International Seafood Show in Kochi, Kerala with the theme “Blue Revolution- Beyond
71.
Production to Value Addition”.
National Security Guard (NSG) organised the 20th International Seminar on “Comprehends the Evolving
72.
Contours of Terrorism & IED Threat-Wayahead for the Security Community.
73.
National Organic Food Festival held for women entrepreneurs in New Delhi. Theme of “Unleashing India’s
74.
Organic Market Potential”.
13th Conference of Parties (COP) of the Convention on the Conservation of Migratory Species of Wild Animals
75. (CMS) held in Gandhinagar, Gujarat. The theme of the Conference is “Migratory species connect the planet and
we welcome them home".
76. The 5th edition of Difficult Dialogues began in Panji, Goa with focus on the “State of Law”.
77. 9th Defence and Security Expert Working Group (EWG) meeting of SCO Islamabad, Pakistan.
78.
International Fund for Agricultural Development (IFAD) 43rd Governing Council meeting held in Rome, Italy
79.
with the theme “Investing in sustainable food systems to end hunger by 2030″.
78
NITI Aayog organize Sustainable Development Goals Conclave 2020: Partnerships, Cooperation and
1.
Development of North Eastern states in Guwahati.
Summits Held Internationally
33rd edition of the African Union (AU) summit held in Addis Ababa, Ethiopia. 33rd edition of the African Union
2. (AU) summit held with the theme “Silencing the Guns: Creating conducive conditions for Africa’s
development“.
3. 5th edition of Dhaka Art Summit in Dhaka, Bangladesh.
Chief of the Air Staff of India participated in the Pacific Air Chiefs’ Symposium 2019 at Joint Base Pearl Harbor-
4.
Hickam, Hawaii. (Theme: A Collaborative Approach to Regional Security)
5. NATO (North Atlantic Treaty Organization) Summit held in London
6. S Jaishankar co-chaired the 19th Joint Commission meeting with Foreign Minister of Iran in Tehran, Iran.
7. 5th Round of India-Japan Maritime Affairs Dialogue was held in Tokyo, Japan
Commonwealth Law Ministers’ Conference held in Colombo, Sri Lanka (Theme: Equal Access to Justice and the
8.
Rule of Law )
9. 6th parliamentary summit of G20 countries held in Tokyo, Japan
10. 2nd ‘No Money for Terror’ 2019 conference held in Melbourne, Australia
15th governing council meeting of South Asia Cooperative Environment Programme 2019 (SACEP) held in
11.
Dhaka, Bangladesh
12. 11th BRICS Summit held in Brasilia, Brazil (Theme: Economic Growth for an Innovative Future)
9th Regional Comprehensive Economic Partnership Intersessional Ministerial Meeting will be held in Bangkok,
13.
Thailand
14. 18th Non-Aligned Movement (NAM) Summit held in Baku, Azerbaijan
15. 9th edition of Bangladesh-India Friendship Dialogue held at Cox Bazar in Bangladesh
3rd edition of the Global Ministerial Conference on Road Safety will be held in Stockholm, Sweden with a theme
16.
"Achieving Global Goals 2030".
COMMITTEES IN NEWS
• Jammu and Kashmir government has set up a 10- Parambikulam-Aliyar Project (PAP) and the
member committee to declare Srinagar’s famous Dal Pandiyar-Punnampuzha project. Secretary of Tamil
Lake and its surrounding areas as an eco-sensitive Nadu’s Public Works Department (PWD) K. Manivasan
zone (ESZ), following concerns over its shrinking size. would lead both the committees.
The capacity of the lake has shrunk to 40%. • The Union Government set up a task force which has a
• Central Government constituted a committee of target to restrict the Novel Coronavirus in India. The
officers to suggest measures to augment GST revenue task force consists of Health Minister Dr Harsh
collections and administration. The committee has to Vardhan, External Affairs Minister S Jaishankar,
submit its 1st report within 15 days to the GST Council Minister of State for Home Affairs G Kishan Reddy and
Secretariat. Civil Aviation Minister Hardeep Singh Puri.
• Tamil Nadu government constituted two committees to
deal over water disputes with Kerala relating to the
NATIONAL CURRENT AFFAIRS

• Supreme Court directed the states to establish Gram • Union Cabinet given its in-principle approval to set up
Nyayalayas within four weeks under Gram Nyayalayas a new Major Port at Vadhavan near Dahanu in
Act,2008, to provide speedy and inexpensive justice to Maharashtra on the basis of land lord model.
people in rural areas at their doorsteps. • India’s biggest rural technical festival titled
• Jaipur “The Pink City” certified by the UNESCO as the ‘Antahpragnya 2020’ was held in Basar, Nirmal
World Heritage site. District of Telangana with the theme “Spot and
• Atal Innovation Mission, NITI Aayog begin a series of
encourage rural tech innovators”.
innovation demo days which aims to unite the
stakeholders of the food processing and agriculture • Ministry of Coal (MoC) launched a web portal for star
sector in India. The first innovation demo day was held rating of coal mines to promote the green, safe and
in New Delhi. sustainable mining practices with the help of
• Union Cabinet approved to bestow the status of technology.
Institution of National Importance to the five Indian
Institutes of Information Technology (IIITs).
• GoI decided to consider all medical devices including • A Programme for Capacity Building of Scheduled
implants and contraceptives as “Drugs”. The Tribe Representatives in Local Self Governments
notification regarding the re-categorization was issued launched in Bhubhaneswar, Odisha. The programme
by the Ministry of Health and Family Welfare. With the was launched by the Union Tribal Affairs Minister Shri
implementation, all the medical devices will come Arjun Munda.
under the purview of the Central Drugs and Standard • 91st Annual General Meeting of the Indian Council
Control Organization (CDSCO). The re-categorization of Agricultural Research (ICAR) Society was held in
will be implemented from 1st April 2020 in the phase Delhi.
manner. • 24th Meeting of the Eastern Zonal Council will be
• BIMSTEC Disaster Management Exercise 2020 has held in Bhubaneswar, Odisha.
been started in Bhubaneswar, Odisha. The National • Nasscom in collaboration with Niti Aayog’s Atal
Disaster Response Force (NDRF) is organizing the Innovation Mission (AIM), launched an artificial
BIMSTEC Disaster Management Exercise 2020 on intelligence (AI) based module for students of
behalf of the Government of India. Indian schools.
• National Workshop on e-office was inaugurated in • Ministry of Corporate Affairslaunched ‘SPICe+’ Web
New Delhi by Union Minister of State for Personnel, Form (pronounced ‘SPICe Plus’) to offer 10 services by
Public Grievances and Pensions, Dr Jitendra Singh. 3 Central Government Ministries/ Departments and of
• India is switching to the world’s cleanest petrol and State Government of Maharashtra in a single web form.
diesel i.e. from Bharat stage-IV (BS-IV) to Bharat stage- • Ministry of Food Processing Industries approved Rs
VI (BS-VI) from April 1, 2020. 162 crore under Operation Green scheme which has
• Northeast Frontier Railway Construction an outlay of Rs 500 crore to stabilize the supply of
Organisation built India’s tallest railway pier bridge tomato, onion and potato (TOP) crops and to ensure
which is 100 metres tall equivalent to a 33-storey their availability round the year without price volatility.
building, across Makru river in the Tamenglong • NSE Knowledge Hub inaugurated in New Delhi. The
district of Manipur. Hub will assist the banking, financial services and
• Symposium on "Emerging Opportunities for Indian insurance (BFSI) sector.
Textiles and Crafts" chaired by Union Minister of • The CCEA given its ‘in principle’ approval for strategic
Textiles and Women and Child Development Smriti disinvestment of 4 Central Public Sector Enterprises
Zubin Irani, was held in New Delhi. (CPSEs) MMTC, MECON, BHEL and National Mineral
• Government of India will set up Central Consumer Development Corporation (NMDC) & 2 Odisha State
Protection Authority (CCPA) by the first week of April PSUs namely Industrial Promotion and Investment
2020 under the Consumer Protection Act 2019. Corporation of Odisha (IPICOL) and Odisha Mining
• Union Cabinet approved the 2nd Phase of the Swachh Corporation (OMC) in Neelachal Ispat Nigam Limited
Bharat Mission Grameen till 2024-25 to ensure that (NINL).
no one is left behind and everyone uses a toilet. • Union cabinet granted the approval of giving the status
• Union Cabinet approved the constitution of the 22nd of Institution of National Importance to a cluster of
Law Commission of India which will give Ayurvedic institutions at Gujarat Ayurved University in
recommendations on different aspects of law which are Jamnagar. Jamnagar Ayurveda University will
entrusted to it. become the 1st Ayurveda institute to join the ranks of
• “Indira Gandhi International Airport” of Delhi as the IIT’s and AIIMS.
India’s first single-use plastic-free airport. • Union Govt. authorized the amount of Rs 5559 crore as
• Ministry of Textiles has organized “Kala Kumbh” Viability Gap Funding (VGF) for 1656 Km long
exhibition in New Delhi to promote Geographical Indradhanush Natural Gas Pipeline Grid project.
Indication (GI) craft and heritage of India. The project will connect 8 North Eastern states.
• Indian Railways' South Central Railways (SCR) zone • Indian Railways is in the process of installing Internet
becomes the 1st zonal railway in the country to have Protocol (IP) based Video Surveillance System (VSS) at
functional “energy neutral” railway stations on the stations to enhance security.
network.
• Information and Broadcasting Minister Prakash
Javadekar released the Reference Annual Bharat
2020 & India 2020 in New Delhi.
• The Indian Railways has launched the Hindi Version of
Artificial Intelligence-based chatbot called
“ASKDISHA.
• The first anniversary of the iconic National War
Memorial is being observed on 25th February.
• Joint Ministerial Commission (JMC) between India
and Australia was held in New Delhi. This was the 16th
edition of the session.
• Union Minister of Food Processing Industries
Harsimrat Kaur Badal has launched the– Market
Intelligence and Early Warning System (MIEWS)
Web Portal. The portal can be accessed at
http://miews.nafed-india.com.
• Census exercise India-2021 to begin on 1st April ecosystem to nurture innovation and start-ups in India.
2020 and will end on 30th of September 2020. It will be Commerce Minister will be the chairman of the Council.
conducted through a mobile phone application. • India’s first Mahatma Gandhi convention centre
• The “Paperless Licensing Process” launched by the opens in Niger to honour the memory of Mahatma
DPIIT for Petroleum Road Tankers. The process Gandhi.
launched through Petroleum and Explosives Safety • Election Commission of India received the approval
Organization (PESO) & launched under the Petroleum from the Union Cabinet to sign MoU with Papua New
Rules, 2002. Guinea Electoral Commission and Independent High
• NCCRP and Indian Cyber Crime Coordination Centre Authority for Elections of Tunisia to enhance the
(I4C) inaugurated in New Delhi. NCCRP enables people cooperation in the field of electoral management and
to report cyber-crimes online. I4C will manage all administration.
kinds of cyber-crimes comprehensively in coordinated • Union Cabinet approved the agreements in the field of
manner. mutual Legal Assistance in Criminal Matters,
• India extended a line of credit of USD 75 million (over cooperation in the field of early childhood care, oil and
Rs 500 crore) to Cuba to finance solar parks in Cuba. natural gas, and Geology and Mineral Resources
• Kolkata Port renamed as Shyama Prasad Mukherjee between India and Brazil.
Port on the occasion of 150th years celebration of • A festival to celebrate the spirit of India “Bharat Parv
Kolkata Port Trust. 2020” begun at Red Fort Ground in New Delhi. The
• Union Minister of Petroleum and Natural Gas objective of Bharat Parv is to encourage people to visit
Dharmendra Pradhan inaugurated “Saksham” different tourist places of the country and to inculcate
campaign. “Saksham” is a fuel conservation mega the spirit of ‘Dekho Apna Desh’. The theme of this
campaign of Petroleum Conservation Research year’s Bharat Parv is ‘Ek Bharat Shreshtha Bharat’
Association (PCRA). and ‘Celebrating 150 Years of Mahatma Gandhi.
• Union Minister of Steel Dharmendra Pradhan launched • Union Minister of State for PMO Jitendra Singh
mission PURVODAYA for the development of eastern launched the Bhuvan Panchayat V3 web Portal in
India through integrated steel hub in Kolkata, West Anthariksh Bhavan, ISRO Head Quarters in Bengaluru.
Bengal. This web Portal will enhance network application of
• Income-Tax Department launched a 24×7 control gram Panchayats. The Portal will function with the help
room to monitor black money and illegal inducements of satellite technology develop by ISRO.
in poll-bound Delhi. • Indian Railways commissioned India’s 1st
• India’s Statue of Unity become the part of ‘8 Wonders governmental waste-to-energy plant in Mancheswar
of SCO’ list. The SCO included the Statue of Unity in its Carriage Repair workshop at Bhubaneswar under the
‘8 Wonders of SCO’ list. East Coast Railway zone.
• Vice President M Venkaiah Naidu inaugurated a new • World’s largest meditation Centre inaugurated at
Centre of Excellence for Studies in Classical Telugu Kanha Shanti Vanam in Hyderabad, Telangana.
in Nellore, Andhra Pradesh. • Minister of State (I/C) for Civil Aviation launched the
• Indian Army Officer Captain Tania Shergill, an officer Biometric enabled Centralized Access Control
with Army’s Corps of Signals, will be the first woman System (CACS) and ‘e-BCAS Project Training Module’.
parade adjutant for the Republic Day parade. The two projects aims to enhance security and ease of
• Parshuram Kund Mela begins in Arunachal Pradesh. doing business at airports.
Parshuram Kund is a Hindu pilgrimage centre situated • NITI Aayog released the 2nd edition of the Sustainable
on the Brahmaputra plateau in the lower reaches of the Development Goals (SDG) India Index. According to the
Lohit River. SDG India Index, India’s composite score has improved
• Super Senior Citizens (over 80 years of age) and from 57 in 2018 to 60 in 2019.
PwDs now vote through Postal Ballot in Delhi • Election Commission of India launched a Political
Assembly Election. Parties Registration Tracking Management System
• Union Culture and Tourism Minister Prahlad Singh (PPRTMS). The system enables the applicants to track
Patel launched an exhibition titled “Indian Heritage in the status of the applications for the party registration.
Digital Space” at National Museum, New Delhi. • ISRO Chairman announced that the ISRO will establish
• Union Minister for Heavy Industries Prakash a 2nd launch port in Thoothukodi district in Tamil
Javadekar inaugurated ELECRAMA 2020 in Greater Nadu.
Noida, Uttar Pradesh. • The Indian Railways renamed its security force RPF
• 12th National Tribal Youth Exchange Programme (Railway Protection Force) as Indian Railway
was jointly organized by the Nehru Yuva Kendra Protection Force Service.
Sangathan (NYKS) and Pondicherry Government in • The government announced Rs 436 crore outlay for
Pondicherry. skilling 4 lakh professionals in futuristic areas such as
• The Integrated Check-Post (ICP) in Biratnagar artificial intelligence, blockchain, and
inaugurated at India-Nepal border with modern cybersecurity over the next 3 years.
facilities like electronic weighbridges, fire safety, • Hallmarking of gold jewelry and artifact’s will be
warehousing facilities and 24×7 monitoring through made mandatory across the country from January 15,
CCTV. 2021. The step aims to ensure the purity of the precious
• GoI created “National Startup Advisory Council“ to metal.
advise the central government to create a strong • Public sector trading firm MMTC has ordered import of
11,000 metric tonnes of onions from Turkey.

• The Election Commission of India will implement the is constructed with the GoI’s grant assistance of 40.42
political parties Registration Tracking million Nepali Rupees.
Management System (RTMS). • President Ram Nath Kovind released the mobile app of
• Union HRD Minister Ramesh Pokhriyal ‘Nishank’ and the Red Cross Society of India, developed by the
Minister of State for Youth Affairs & Sports Kiren Rijiju Telangana Centre for Good Governance.
has jointly launched the Fit India School Rating • Swachh Bharat Mission-Urban achieved its target of
System. creating Urban India Open Defecation Free as urban
• The Central Government launched the National Clean areas of 35 states and Union Territories have become
Air Programme (NCAP) as a long-term, time-bound, ODF.
national-level strategy to tackle the air pollution • Petroleum and Natural Gas Minister unveiled India’s
problem across the country in a comprehensive 1st long-distance CNG bus fitted with CNG cylinders in
manner. New Delhi. It can travel around 1000 kilometres in a
• Walmart will train 50,000 entrepreneurs from the single fill from Delhi to Dehradun.
micro, small & medium enterprises (MSME) sector by • Prime Minister Narendra Modi named Rohtang
opening 25 institute hubs in India under the 'Walmart passageway in Himachal Pradesh as Atal Tunnel to
Vriddhi Supplier Development Programe" across mark the 95th birth anniversary of former Prime
the nation in next 5 years which would train the MSME Minister Atal Bihari Vajpayee.
entrepreneurs. • 5 verticals of Quality Mandate developed by UGC
• President Ram Nath Kovind has laid the foundation launched in New Delhi to equip country’s next-
stone of the memorial to be built in the memory of the generation with vital skills, knowledge and ethics for
Paika rebellion, a 200-year-old armed revolt in leading a rewarding life. The 5 documents covers
1817 against the British East India Company in Odisha. evaluation reforms, eco-friendly and sustainable
• The external affairs ministry is organising the 6th university campuses, human values & professional
Indian Ocean Dialogue with the theme “Indo-Pacific: ethics, faculty induction and academic research
Re-imagining the Indian Ocean through an integrity.
Expanded Geography” and Delhi Dialogue XI with • Union Health Minister inaugurated the 2nd edition of
the theme of “Advancing Partnership in Indo-Pacific” “Eat Right Mela” in New Delhi organized by FSSAI.
in New Delhi. • Network for Scientific Co-operation for Food Safety and
• Department of Social Justice and Empowerment Applied Nutrition (NetSCoFAN), a network of research
started the scheme of National award for outstanding & academic institutions working in the area of food &
service in the field of Prevention of Alcoholism and nutrition along with the NetSCoFAN directory
Drug abuse. Award to be distributed on the occasion of launched during the “Eat Right Mela”.
International Day against Drug Abuse and Illicit • Chhatrapati Shivaji Maharaj Terminus (CSMT)
Trafficking on 26th June 2020. railway station in Mumbai conferred with ‘Eat Right
• Jammu and Kashmir will host the workshop on Station’ certification with the five-star rating by FSSAI
Bamboo cultivation which focuses on the promotion for food safety and hygiene.
of Bamboo cultivation in the potential Kandi areas of • All India Radio organized the National Symposium of
Jammu. Poets 2020 which was attended by select poets of all
• ISRO begun preparatory works for setting up a 3rd 22 languages recognized in the constitution.
rocket Launchpad in the small coastal hamlet of • Union Home Minister laid the foundation stone of
Kulashekhrapattinam in the Thuthukudi district of Directorate General Building of CRPF in New Delhi. The
Tamil Nadu. new building at a cost of Rs 280 crore will have all
• A National Tribal Dance Festival will be held in modern facilities and green amenities.
Chhattisgarh’s capital Raipur. • Minister of State (I/C) for Civil Aviation launched
• FASTags or prepaid rechargeable tags for toll collection the Biometric enabled Centralized Access Control
have become mandatory for all vehicles from 15th System (CACS) and ‘e-BCAS Project Training Module’.
December 2019. • Indian Railways introduced a new “Passenger
• Union govt. launched National Broadband Mission to Information System” at Anakapalle Railway Station of
provide Broadband access to all villages by 2022. Vijayawada Division in South Central Railway.
• Government e-commerce portal GeM launched a • Kerala Governor Arif Mohammed Khan inaugurated the
national outreach programme, “GeM Samvaad”, to 3rd edition of Global Ayurveda Summit 2019. The
bring on-board more local sellers. two-day summit organized by Confederation of Indian
• Indian Railways decided to grant 50% concession for Industry (CII) will deliberate on the theme
the youth participating in the “Ek Bharat Shrestha “Mainstreaming Ayurveda through Startups,
Bharat” programme. Innovation and Branding”.
• Chennai Corporation, Tamil Nadu launched India’s • Vice President M. Venkaiah Naidu inaugurated the 21st
first waste exchange platform namely “Madras Waste North East Book Fair in Guwahati.
Exchange” (www.madraswasteexchange.com) to buy • Union Minister of State (Independent Charge) for
and sell municipal solid waste online. AYUSH inaugurated National Research Institute of
• Portuguese Prime Minister Antonio Costa announced Unani Medicine for Skin Disorders (NRIUMSD)
the setting up of a Gandhi Citizenship Education upgraded from Central Research Institute of Unani
Prize. Medicine (CRIUM) in Hyderabad.
• GoI constructed Girls’ Hostel for Nepal Armed Police
Force School, Kirtipur, Nepal. The new infrastructure
• GoI released the maps of newly created union • India will contribute USD 13.5 million for various
territories of Jammu-Kashmir and Ladakh and the operational activities of development across the UN
map of India depicting these union territories. agencies for the year 2020.
• The first-ever containerized cargo movement via Indo- • The Union Minister for Rural Development, Panchayati
Bangladesh protocol route and Brahmaputra River Raj and Agriculture inaugurated the SARAS India
will start from West Bengal’s Haldia. International Trade Fair (IITF) Mela 2019 in
• Ministry of Skill Development & Entrepreneurship Pragati Maidan, New Delhi.
(MSDE) launched the Skills Build platform in • Union Minister for Health and Family Welfare launched
collaboration with IBM. ‘SAANS’ campaign in Gujarat during the inauguration of
• Agriculture Minister Narendra Singh Tomar released 6th National Summit on Good, Replicable practices and
the 5th edition of Wastelands Atlas 2019. innovations.
• Prime Minister Narendra Modi inaugurates 5th India • Meghalaya-based insurgent group, Hynniewtrep
International Science Festival (IISF) at Biswa Bangla National Liberation Council (HNLC) banned by the
Convention Centre, Kolkata through video central government for its increased activities of
conferencing. The theme of the festival is “RISEN: violence and other subversive acts.
Research, Innovation and Science Empowering the • Union Cabinet approved the establishment of the
Nation”. National Institute for Sowa-Rigpa in Leh, Ladakh.
• Union HRD Minister Ramesh Pokhriyal ‘Nishank’ and • Union Minister Nityanand Rai informed that Census
Minister for Food Processing Industries Harsimrat Kaur 2021 will be conducted in 16 languages.
Badal launch three books on Guru Nanak Dev Ji. The • Union Minister of State (Independent Charge) Ministry
National Book Trust has published three titles: Guru of Development of North Eastern Region (DoNER)
Nanak Bani, Nanak Bani, and Sakhian Guru Nanak Dr Jitendra Singh inaugurateD the ‘Destination North
Dev to spread the message of Guru Nanak Dev’s East’ Festival in Varanasi, UP.
writings among readers of Indian sub-continent. • Union Minister Nitin Gadkari inaugurating the 11th
• Indian Railways launched three applications for all- edition of Agro Vision-2019, an Agricultural
India roll out. The applications, namely CRS Sanction exhibition at Reshimbag Ground of Nagpur, MH.
Management System, Rail-road crossing GAD • Minister for Housing and Urban Affairs launched
approval system and TMS for construction aim at Credit-linked Subsidy Services Awas Portal, CLAP,
beefing up IT-enabled services. in New Delhi.
• The 5th edition of Global Exhibition on Services (GES • HRD Minister launched the kartavya.ugc.ac.in portal
2019) will be held at Bengaluru. for holding monthly essay competitions for students.
• Union Minister of Petroleum & Natural Gas and Steel The portal was launched as part of year-long ‘Nagrik
Dharmendra Pradhan inaugurated the India Pavilion Kartavya Paalan Abhiyan’ being observed throughout
at the Abu Dhabi International Petroleum the country.
Exhibition and Conference (ADIPEC). • India wins bid to host 2023 Men’s Hockey World Cup
• GoI given approval for setting up four medical device Kalinga Hockey Stadium in Bhubaneswar and Biju
parks in Andhra Pradesh, Telangana, Tamil Nadu Patnaik Hockey Stadium in Rourkela.
and Kerala with a view to support Make in India • Union Home Minister Amit Shah flagged off Delhi-
initiative and provide world-class products at an Katra Vande Bharat Express from the New Delhi
affordable price for treatment. Railway Station.
• The Supreme Court five-judge bench led by Chief • Palestine released a commemorative postage stamp
Justice Ranjan Gogoi ruled that the office of Chief on Mahatma Gandhi, honouring his legacy and values,
Justice comes under the transparency law, the Right to mark the 150 birth anniversary of the world leader.
to Information (RTI) Act. • Union Minister Smriti Irani Inaugurates India’s Largest
• Union Minister for Science and Technology Harsh ‘Charkha’ made of Waste Plastic in Noida. This
Vardhan inaugurated an exhibition of Technologies in ‘charkha’ (spinning wheel) made of used plastic waste
Food Processing developed by CSIR organized in New was inaugurated the eve of Mahatma Gandhi’s 150th
Delhi. birth anniversary.
• Union Ministry of Environment, Forest and Climate
Change undertaking a mass cleanliness-cum-
awareness drive in 50 identified beaches under the
programme called ‘Swachh- Nirmal Tat Abhiyaan’.
• 39th India International Trade Fair 2019 begins in
New Delhi with the theme of ‘Ease of Doing Business’.
This year the status of ‘Partner Country’ accorded to
‘The Islamic Republic of Afghanistan’ and ‘The
Republic of Korea’ will be the ‘Focus Country’. Bihar
and Jharkhand will be the focus states in this edition
of the fair.
• Khadi Pavilion inaugurated at the India International
Trade Fair (IITF) in New Delhi. The Pavilion entrance
themed upon Sabarmati Ashram, with melodious
Shehnai celebrating the ‘spirit of Indianness’.

• The Nation pays homage to the Father of the Nation, • GoI launched the Surakshit Matritva Aashwasan
Mahatma Gandhi on his 150th birth anniversary and (SUMAN) initiative in New Delhi during the 13th
former Prime Minister Lal Bahadur Shastri on his Conference of Central Council of Health and Family
115th birth anniversary on 2nd October 2019. Welfare.
• The nationwide Paryatan Parv, 2019 kicked off to • Vice President M Venkaiah Naidu has signed an MoU
promote tourism in the country. The aim is to with the island nation Comoros. As per MoU, India will
propagate the message of Dekho Apna Desh to extend over $60 mn line of credit to Comoros for
encourage people to visit tourist destinations of the Energy and Maritime Defence Cooperation.
country and also spread the message of Tourism for All. • 10th edition of the Rashtriya Sanskriti Mahotsav-
• Prime Minister Narendra Modi and Mauritius PM National Cultural Festival is being organized by the
Pravind Jugnauth jointly inaugurated 2 landmark Union Ministry of Culture from 14th to 21st of October
projects in Mauritius via video conference. under the ‘Ek Bharat, Shreshtha Bharat’ campaign in
• Tourism Ministry has launched the Audio Guide facility Madhya Pradesh.
“Audio Odigos” for 12 sites of India (including Iconic • Prime Minister Narendra Modi has become the most-
Sites) on the occasion of “Paryatan Parv 2019”. followed elected world leader on photo-sharing app
• Passengers of IRCTC’s Delhi-Lucknow Tejas Express Instagram.
will be compensated in case of delays, the Railway • The nation pays homage to former President Dr A P J
subsidiary, announcing a first of its kind offer from any Abdul Kalam on his 88th birth anniversary and
national carrier. remembered his contributions to the country.
• Uttar Pradesh Chief Minister Yogi Adityanath flagged • Air India became the first airline in the world to use a
off country’s first private train Delhi-Lucknow Tejas Taxibot on a A320 aircraft with passengers on board.
Express started its maiden journey from Lucknow. It Taxibot is a robot-used aircraft tractor for taxiing an
will be the first train of Indian Railways that will be aircraft from parking bay to runway and vice versa.
entirely run by Indian Railway Catering and Tourism • Central Board of Indirect Taxes and Customs
Corporation (IRCTC). launched a revamped and streamlined programme to
• The Goa Maritime Conclave (GMC)-2019 was attract investments into India and strengthen Make in
inaugurated by the National Security Advisor, Shri Ajit India through manufacture and other operations under
Kumar Doval, at Goa. the bond scheme, of Customs Act, 1962.
• Atal Innovation Mission (AIM), NITI Aayog and • Indian Railways (IR) announced that it will become a
United Nations Development Programme (UNDP) net-zero carbon emitter by 2030.
India jointly launched Youth Co:Lab. It aims at • Railways Minister Piyush Goyal flagged off 9 ‘Sewa
accelerating social entrepreneurship and innovation Service’ trains.
in young India and to recognize young people as critical • India’s longest Tunnel Chenani- Nashri on NH 44, in
drivers of sustainable development. Jammu and Kashmir will be named after Bhartiya
• The three-day event "5th World Parliament of Jansangh Founder Dr Shyama Prasad Mukherjee.
Science, Religion and Philosophy" with the theme of • Union Road Transport and Highways Minister Nitin
‘role of science, religion and philosophy for world Gadkari announced the naming of new National
peace and well-being of mankind’ will be held at the Highway No. 703AA as “Shri Guru Nanak Dev Ji
MIT World Peace University in Pune, Maharashtra. Marg.”
• AIIMS in collaboration with the Health Ministry • Union Minister for Health and Family Welfare
launched the 1st-ever website and mobile application Harsh Vardhan released a postal stamp to
on oral health awareness “eDantSeva“, which contains commemorate the centenary celebrations of the city-
a detailed list of all the dental facility and colleges, based ICMR-National Institute of Nutrition (NIN).
Information, Education and Communication (IEC) • Union Minister of State for Culture & Tourism (IC),
material. Prahlad Singh Patel launched the E-Portal of Centre
• “DHRUV” a Pradhan Mantri Innovation Learning for Cultural Resources and Training (CCRT) ‘Digital
Programme commenced from ISRO in Bengaluru and Bharat Digital Sanskriti’ and CCRT YouTube Channel
will conclude at IIT, Delhi. It aims to further sharpen in New Delhi. Film 'Rahas: Raaslila of Chhattisgarh'
innovative imagination, skills and knowledge of the directed by Sunil Shukla and a book “Dewas ki
students who are expected to contribute to bringing Sanskritik Parampara” written by Jeewan Singh
solutions to socio-economic, political and Thakur was also released.
environmental issues in the country. • The United Nations World Food Programme (WFP)
• Jal Shakti Minister launched an initiative ‘Ganga launched a cinema advertisement campaign ‘Feed Our
Amantran’. The initiative has been launched to Future’ to raise awareness and take steps against
connect with the stakeholders of the river. It is a hunger and malnutrition in India.
pioneering exploratory open-water rafting and • GoI decided to open the entire area from Siachen base
kayaking expedition on the Ganga river. The camp to Kumar Post for tourism purposes. The step
expedition will start at Devaprayag and culminate at has been taken to boost tourism in Ladakh.
Ganga Sagar. • Indian Railways has installed the most advanced
• SARAS Aajeevika Mela begins at India Gate Lawns, in Electronic Interlocking System on the Grand Chord
New Delhi and organized by the Ministry of Rural route reducing the travel time between Delhi and
Development under the initiative of the Deendayal Howrah to about 12 hours from the existing 17 to 19
Antyodaya Yojana-National Rural Livelihoods Mission. hours. Grand Chord is part of the Howrah-Gaya-Delhi
line and Howrah-Allahabad-Mumbai line.
• IIM Kozhikode and Mangalore Refineries and • Union Cabinet chaired by Prime Minister Narendra
Petrochemicals Ltd. announced a special drive Modi has approved the merger of loss-making telecom
Labelled as “La Eve (meaning The Woman)” to firms BSNL and MTNL as part of a revival package.
support women entrepreneurs in the country. • Centre’s first-ever common foundation course
• ‘Maharatna’ status granted by the Government to “Aarambh” (Beginning) for 2019 batch probationer
state-owned HPCL and Power Grid Corporation of civil servants has begun at the Statue of Unity in
India Limited. Kevadia, Gujarat with the theme ‘How to achieve the
• The Ministry of Health and Family Welfare will goal of making India a 5 trillion dollar economy’.
observe the Vigilance Awareness Week from 28th • After the implementation of "Jammu and Kashmir
October to 2nd November, 2019 with the theme of Reorganization Act, 2019" , total number of states in
“Integrity-a way of life”. the country reduced to 28 while the total Union
Territories will go up to nine.
CURRENT AFFAIRS RELATED TO STATES IN INDIA
Northern States • Uttar Pradesh State Road Transport Corporation

launched ‘Damini’ helpline service considering the
• Under the Regional Connectivity Scheme “Ude Desh safety of the women passengers.
Ka Aam Nagrik (UDAN)” of Government of India, • President Ram Nath Kovind inaugurates the 34th
Ministry of Civil Aviation (MoCA) has operationalized Surajkund International Crafts Fair in Faridabad,
the first ever helicopter services in the state of HR. Partner country of the fair is Uzbekistan. The state
Uttarakhand. of Himachal Pradesh chosen to be the Theme State.
• Uttarakhand Government approved the design of a • Himachal Pradesh govt. introduced a portal
glass floor suspension bridge, the first of its kind in “Himachal MyGov” to boost public participation in the
the country to have a floor made of toughened governance process.
transparent glass. This bridge will be built across the • Himachal Pradesh Government launched “CM App”
River Ganga in Rishikesh. which is a platform through which people of the state
• Uttar Pradesh government given its approval to the can write directly to the Chief Minister regarding their
Ground Water Act-2020. The Ground Water Act-2020 complaints.
has been approved with an objective of improving the • Uttarakhand become 1st state in the country to
falling groundwater level in the state. implement Agricultural land leasing policy.
• Haryana launched an initiative called ‘Reading • UP Govt. will implement Mukhyamantri Paryatan
Mission- Haryana’. The initiative was launched to Samvardhan Yojana to boost tourism in the state.
encourage reading habit among the young students of • UP govt. decided to provide 25% subsidy and 100%
the state. The scheme is on the lines of the ‘Reading stamp duty waiver for setting up the defence industry
Mission 2022’, launched by the central government. in the state.
• Haryana launched an initiative called ‘Reading • Union Minister for Jal Shakti Gajendra Singh
Mission- Haryana’. Shekhawat and Uttarakhand CM Trivendra Singh
• Haryana government decided to open Atal Kisan – Rawat inaugurated the 14 MLD sewage treatment
Majdoor canteens across the state to provide plant (STP) in Sarai village near Haridwar in the
affordable and cheap meals to farmers and labourers at presence of Sweden’s King Carl XVI Gustaf and
a concessional rate of 10 rupees per plate. Queen Silvia.
• PM Modi launched 50 development projects worth over • Gurgaon’s ambitious Integrated Command and
1,200 crore rupees at Varanasi in Uttar Pradesh. Control Centre (ICCC) inaugurated and will serve as
• Uttarakhand CM launched the web portal of Shri the nodal point for all online data related to the Smart
Badrinath and Shri Kedarnath temple committee. The City applications.
web portal has been developed by Uttarakhand state • Haryana police introduced a unique barcoding
National Informatics Centre. software “Trakea” to enable foolproof security of the
• Losar festival was celebrated at Dharamshala, samples collected in Forensic reports. Haryana
Himachal Pradesh. The festival is celebrated on the became the first state in the country to introduce
1st day of the lunisolar Tibetan calendar also called this unique barcoding system.
Tibetan New Year. Losar is a festival in Tibetan • Rajasthan CM inaugurated its first “Janta clinic” in the
Buddhism. Malviya Nagar area of Jaipur. The clinic will provide
• Union Communications-Electronics IT Law and Justice free primary health care to people living in slums.
Minister Ravi Shankar Prasad inaugurated BSNL FTTH • PM Modi unveiled a statue of former Prime Minister
and WiFi services at Jolly Grant Airport in Atal Bihari Vajpayee at Lok Bhawan in Lucknow,
Dehradun. Uttar Pradesh and also laid the foundation stone for the
• UP Cabinet approved a proposal to change the name of Atal Bihari Vajpayee Medical University in Lucknow.
Khwaja Moinuddin Chishti Urdu, Arabi-Farsi • Rajasthan became the third state in India after
University in Lucknow. The Cabinet decided to rename Maharashtra and Bihar to ban certain categories of
the university as Khwaja Moinuddin Chishti pan masala containing magnesium carbonate,
Languages University. nicotine, tobacco, mineral oil and flavoured ‘supari’.

• CM of Uttarakhand Trivendra Singh Rawat launched • Odisha inked a Letter of Understanding on “drink
an awareness campaign “Urjagiri” which aims at from tap mission” with the United Nations
stopping power theft and saving. Children’s Fund to provide piped quality drinking
• Himachal Pradesh CM Jai Ram Thakur launched the water supply to each household on a 24-hour basis.
Pragati Rath of the HDFC bank. • Union Railway Minister Piyush Goyal inaugurated the
• Culture Department of UP govt. is going to organise the first phase of “East-West Metro line” which is
country’s first training and performance programme of Kolkata’s second metro line.
world-famous KHON Ramlila, a masked form of
Ramlila art of Thailand in collaboration with the Thai North-Eastern States
government.
• Jammu and Kashmir Governor Satya Pal Malik has • Meghalaya celebrated its 48th anniversary of
inaugurated J&K Bazar. statehood day on 21 January.
• Ladakh administration is organizing the first-ever • Government of Mizoram will celebrate Chapchar Kut
Ladakh Literature festival to celebrate the uniqueness festival on March 6, 2020. The festival is celebrated
of the region in the fields of Art, Culture and Literature. after completion of the Jhum cultivation also known as
the slash and burn agriculture.
Eastern States (Bihar, Jharkhand, Odisha and • In Tripura, Lai Haraoba, a ritualistic festival observed
by Manipuri meitei communities began in Agartala.
West Bengal) • Ministry of Information & Broadcasting is organizing a
• ‘Pyaar ka Paudha’ (a plant of love) campaign has been “Multi Media Exhibition” at World War II museum,
launched by the Bihar government’s Department of Kisama in Nagaland.
Environment and Forest in Patna to encourage the • Nagaland celebrated its 57th Statehood Day on 01st
practice of planting trees in the state. December 2019.
• 11-day long ‘Dhanu Jatra’ begins at Bargarh in western • 20th Edition of Hornbill Festival began with a
Odisha. Dhanu Jatra is considered as the largest open- colorful blend of culture and tradition with a modern
air theatre of the world. twist at Naga Heritage Kisama in Nagaland.
• Odisha launched a virtual police station where people • CM N. Biren Singh inaugurated the State-level Orange
can lodge complaints from their respective districts festival in Tamenglong, Manipur.
without visiting Police Station. • Meghalaya Assembly unanimously adopted a
• Kolkata Police started the 3rd edition of ‘Sukanya‘ resolution urging the Government of India to
project to provide self-defence training to girls implement Inner Line Permit in the state under the
studying in schools and colleges in the city. The Bengal Eastern Frontier Regulation, 1873.
initiative is funded by Women and Child Development • Union Minister of State (Independent Charge) for
and Social Welfare Department of the state Tourism and Culture Prahlad Singh Patel inaugurated
government. Shirui Lily Festival, 2019 at Shirui Vangayan Ground
• 4th edition of ‘Buxa Bird Festival’ started in Buxa of Ukhrul in Manipur.
National Park in West Bengal’s district Alipurduar. • State Cabinet of Assam decided to make government
jobs out of bounds for people with more than 2
• Odisha CM Naveen Patnaik launched ‘Madhu’ app. It children and policy will come into effect from 1st
is an e-learning mobile phone application which will January 2021.
help school students to understand their subjects in a • The 1st-ever Hornbill festival of Tripura was celebrated
better and most efficient way. The app is named after in Agartala.
‘Utkal Gourab’ Madhusudan Das. • Manipur CM N Biren Singh launched ‘Anganphou
• Odisha to set up 45 new fast track courts out of which Hunba’ (Early Paddy Crop) programme in Imphal East.
21 courts would be dedicated to cases of rape and • “Run for India Tea” organized in collaboration by
sexual harassment of women while the remaining 24 Tripura Tea Development Corporation (TTDC) and
fast track courts will specifically deal with Protection of Tea Board of India in Tripura to further promote and
Children from Sexual Offences (POCSO) cases. popularise Tripura tea alongside India tea and to boost
the tea industry in the state.
• CM of Odisha launched the ‘Jalsathi’ programme to
ensure supply of safe drinking water to all households
in the state. The Odisha CM also launched the ‘JalSathi’
App on the occasion.
• CM of Odisha Naveen Patnaik rolled out ‘Mo Sarkar’
programme which finds its roots in the Gandhian
philosophy of giving people their voice in daily
governance.
• Odisha’s smart city Bhubaneswar gets it 1st Robo
Chef Restaurant in Odisha. where two indigenously
developed robots, ‘Champa’ and ‘Chameli’ are
engaged.
• Odisha has launched “Odisha Mo Parivar” (Odisha,
My Family) programme which aims to encourage
environment protection, blood donation and the
welfare of Odias in distress.

Western States (Goa, Gujarat and Gwalior with the recitations of Harikatha and
Milad.
Maharashtra) • 1st edition of Mandu Festival held in Mandu, Madhya
• Brihanmumbai Municipal Corporation (BMC) Pradesh.
approved the setting up of an air quality monitoring • Bhopal Municipal Corporation (BMC) and the Central
network of 90 stations in Mumbai. Pollution Control Board (CPCB) joined hands to set up
• Maharashtra government has announced 5-day the country’s first e-waste clinic in Bhopal, Madhya
working week for state government employees. Pradesh.
• The department of Youth and cultural Affairs, • Chief Minister of Madhya Pradesh Kamal Nath
Government of Gujarat has organised cultural festival formally inaugurated the 2-day Magnificent Madhya
called “Vasantotsav”. The cultural festival Pradesh Conference started.
“Vasantotsav” was held with the theme of “Ek Bhaart • Governor of Madhya Pradesh Lalji Tandon has
Shreshth Bharat”. inaugurated Hunar Haat in Indore.
• Maharashtra government decided to undertake the • Madhya Pradesh become the 1st state in the country
genetic study for the conservation of the native species to introduce the unified registration card and the 2nd
of domesticated animals. state to launch the unified driving license after Uttar
• Reading of the Preamble of the Constitution made Pradesh.
mandatory by the government of Maharashtra in all
primary and secondary schools in Maharashtra. Southern States (Andhra Pradesh, Karnataka,
• Gujarat Chief Minister Vijay Rupani unveils the 2nd Kerala, Tamil Nadu, Telangana)
tallest statue of Sardar Vallabhbhai Patel in the
world at Ahmedabad. 50 feet tall bronze statue with • Tamil Nadu Chief Minister Edappadi Palaniswami
a weight of 70 thousand kilograms has been unveiled inaugurated the Salem Cricket Foundation (SCF)
at the Sardardham campus near Vaishnodevi Circle in cricket ground in Valapadi, Salem in Tamil Nadu.
Ahmedabad. • Kerala CM Pinarayi Vijayan inaugurates India’s 1st
• Maharashtra Govt. launched a ‘Cyber Safe Women’ Super Fab Lab in Kochi, Kerala.
initiative under which awareness camps will be held • Famous chariot festival of the Suchindram
across all the districts of the state regarding cyber Thanumalayan Temple in Tamil Nadu.
safety. • Andhra Pradesh Cabinet approves the A.P. Disha Bill,
• Amit Shah launched the first Cyber Crime Prevention 2019 (A.P. Criminal Law (Amendment) Bill, 2019)
Unit of India “AASHVAST” in Gandhinagar. The paving the way for awarding the death penalty for the
AASHVAST project act as a helpline for the cyber-crime offences of rape and gang-rape and expediting the
victims. verdict in trials of such cases to 21 days.
• Gujarat Chief Minister Vijay Rupani launched the 7th • Chief Minister Y.S. Jagan Mohan Reddy inaugurated
Economic Census process in the state. the Virtual Police Station at Andhra University,
• CM of Maharashtra Uddhav Thackeray inaugurated Andhra Pradesh.
18.5 kilometre-long stretch of Nagpur Metro Aqua • Andhra Pradesh CM YS Jaganmohan Reddy launched
line of Maha Metro Rail Network. This Line will have the ‘YSR Nethanna Nestham’ scheme at Dharmavaram
six stations starting from Lokmanya Nagar to Sitabuldi in Anantapur district to provide financial assistance
Interchange Metro Station. of Rs 24,000 annually to handloom weavers across
• 31st International Kite Festival has been launched in the state.
Ahmedabad, Gujarat. • Tamil Nadu government constituted two committees
• Vikram Sarabhai Children Innovation Center to deal over water disputes with Kerala relating to the
(VSCIC) will be set up in Gujarat to identify, nurture and Parambikulam-Aliyar Project (PAP) and the
promote innovative abilities of children in the state. Pandiyar-Punnampuzha project. Secretary of Tamil
• Children’s Innovation Festival (CIF) organized by Nadu’s Public Works Department (PWD) K. Manivasan
Gujarat University Start-ups and Entrepreneurship would lead both the committees.
Council (GUSEC) held in Gandhinagar, Gujarat. Only • Tamil Nadu becomes the 1st state in the country to
School-going children up to 18 years old were allowed enact a law on contract farming after the approval of
to participate in the festival. Tamil Nadu Agricultural Produce and Livestock
Contract Farming and Services (Promotion and
Central States (Madhya Pradesh and Facilitation) Act, 2019.
• Kerala government launched “Yodhav” (Warrior)
Chhattisgarh) mobile app (application) at Kochi, Kerala through
• India’s first e-waste clinic is being opened in Bhopal, which the public can inform police about drug abuse
Madhya Pradesh. and its distribution.
• Union Minister for food processing inaugurated • The Kerala High Court recently passed an order and
Avantee mega Food Park in Dewas, MP. banned all types of political movements in the
• MP CM Kamal Nath inaugurates International Film college and school premises. Banning various forms
Festival in Shilpkala village of Khajuraho. agitations like gherao and sit-in in the campuses, the
• In Madhya Pradesh, popular classical music festival High Court also said no one can be persuaded to
‘Tansen Samaroh’ began with traditional style in participate in such protests.

International Current Affairs • Bangladesh observed the “Shaheed Dibash” which is
also known as ‘Amar Ekushey‘ to commemorate and to
• Katy Perry become the ambassador of the British pay tribute to the martyrs of language movement.
Asian Trust’s Children’s Protection Fund for India, • Prime Minister of Ireland Leo Varadkar has resigned.
recently unveiled by Britain’s Prince Charles. • The Financial Action Task Force (FATF) has decided
• Romania’s pro-European government led by Prime to keep Pakistan on the FATF Grey List till June 2020.
Minister Ludovic Orban has collapsed in a • Pakistan has successfully completed the flight test of
parliamentary no-confidence vote after only 3 the air-launched cruise missile Ra’ad-II.
months in office. • US based Amazon CEO Jeff Bezos announced the launch
• The United States President Donald Trump acquitted of “Bezos Earth Fund” to combat Climate Change with
of all impeachment charges. a contribution of $10 billion.
• Sri Lanka celebrated its 72nd Independence Day on • The government of Nepal observed the 70th National
4th February 2020. Democracy Day on 19th February.
• Mohammed Tawfiq Allawi was appointed as Iraq’s • Ashraf Ghani won the Presidential elections of
new Prime Minister by President Barhim Salih. Afghanistan and will become the President of
Former PM Adil Abdul-Mahdi resigned in November Afghanistan for the 2nd time.
2019 due to anti-government protests. • Bangladesh and Nepal agreed to sign a Free Trade
• Maldives returned to Commonwealth after its exit in Agreement to enhance trade between the two
2016 and hence, has become the 54th member of the countries.
global body. • External Affairs Minister Dr S Jaishankar will
• Prime Minister of Pakistan Imran Khan has declared a inaugurate Indian Pavilion at 70th Berlin
national emergency in the country to battle locust International Film Festival in Germany.
swarms. • Indian-origin Alok Sharma named the new UK
• ADB approved the funding of USD 2 million to combat Minister in charge of the crunch UN climate talks to be
the spread of novel coronavirus (nCoV). The funds will hosted by Britain.
also help in boosting the supply of diagnostic and • South Sudan rebel leader Riek Machar sworn in as
laboratory equipment for rapid testing to help in fight first vice president. He is formally rejoining the
against the outbreak. government in the latest effort to bring peace to a
• The World Health Organization (WHO) officially nation ravaged by war.
named the disease caused by the new coronavirus as • Malaysian Prime Minister Mahathir Mohamad has
“Covid-2019“. The new name “Covid-2019” has been announced his resignation over political issues. He will
taken from the words “corona”, “virus” and “disease”, act as an interim PM.
with 2019 representing the year in which it emerged. • Sri Lankan Government formally notified the United
The virus was also designated as SARS-CoV-2 by the Nations that it will withdraw from the UNHRC (United
International Committee on Taxonomy of Viruses. Nations Human Rights Council) resolution for
• The UK-based OneWeb company sent 34 satellites investigating alleged war crimes. The case was dealing
into orbit on a single Soyuz rocket, from Baikonur with a decade-old clash with Tamil separatists.
port, Kazakhstan. • China unveiled the Dongfeng-41 (DF-41)
• Indian origin Rishi Sunak appointed as the Finance intercontinental-range ballistic missile, touted to be the
Minister of the United Kingdom. He will replace most powerful missile on the planet at the National Day
Pakistani Chancellor Sajid Javid. parade, as China observed its 70th anniversary of
Communist rule.
• UAE Cabinet validated the Multi-entry Tourist Visa • The 18th Dhaka International Film Festival begins in
which would be valid for 5 years for all nationalities Dhaka, Bangladesh. The theme of the festival is
visiting the UAE. ‘Better Film, Better Audience and Better Society’.
• Iranian parliament designated US Armed Forces & • Sayyid Haitham bin Tariq al Said took over as Sultan
Pentagon as ‘Terrorist Entities’ with a motion passed of Oman. He will succeed Sultan Qaboos bin Said who
at an open parliament session. passed away recently.
• Zoran Milanovic has won Croatia’s presidential • First phase of “Bishwa Ijtema” commenced in Dhaka,
election. Bangladesh. It is the second largest congregation of
• The Ukrainian aircraft “Boeing 737” boarding 176 Muslim community after Hajj.
people crashed in Tehran, Iran shortly after taking off • Tsai Ing-wen has won the Taiwan presidential
from Imam Khomeini International Airport located in election. She wins the second term as Taiwan president.
Tehran, Iran. • World Future Energy Summit commences in Abu
• The United Nations declared Pakistani education Dhabi with the theme “Rethinking Global
activist and Nobel laureate Malala Yousafzai as “Most Consumption, Production, and Investment”.
Famous Teenager of The Decade” in its ‘Decade in
• Treasury Department of United States has removed
Review’ report.
• United States President Donald Trump signed the China from the designation as “currency
2020 National Defense Authorization Act and hence manipulator“. The decision was taken just before the
authorised the establishment of US Space Force which commencement of first phase of US-China trade
will become the 6th branch of the armed forces and agreement.
would be the part of the Department of the Air Force.

• Russian Prime Minister Dmitry Medvedev resigned. • 8th edition of the Embassy’s annual film festival titled
They submit their resignation to President Vladimir “Ambassador’s Choice: Screening of Films” was
Putin. inaugurated at the auditorium of Embassy of India,
• Labour Party candidate Robert Abela elected as 14th Riyadh.
PM of Malta. He defeated his closest rival Chris Fearne. • World’s first fully-electric commercial aircraft took
• Union Minister of State for Shipping (I/C) Mansukh its inaugural test flight by taking off from Vancouver,
Mandaviya participated in the High-level roundtable of Canada.
United Nations AIDS (UNAIDS) programme at the • Representatives from the United States, Mexico and
World Economic Forum in Davos, Switzerland with Canada inked a revamped version of their regional
theme “Access for all: Leveraging Innovations, trade pact "United States-Mexico-Canada Agreement
Investments and Partnerships for Health”. (USMCA)".
• Parliament of Greece elected Katerina • Thailand’s famous 2000-year-old massage, Nuad Thai
Sakellaropoulou as the country’s first female was added to UNESCO’s (United Nations Educational,
president. Scientific and Cultural Organization) prestigious
• Britain unveiled a new 50 pence coin minted to mark heritage list.
Brexit (British exit). Brexit is the withdrawal of the • Abdelmadjid Tebboune, former Prime Minister (PM)
United Kingdom (UK) from the European Union (EU). of Algeria elected as the President of Algeria succeeding
The coin bears the inscription “Peace, prosperity and Abdelkader Bensalah.
friendship with all nations”. • Sri Lankan government formally released its new
• Qatar’s emir appointed Sheikh Khalid bin Khalifa bin National policy Framework titled ‘Vistas of Prosperity
Abdelaziz Al Thani as new Prime Minister. and Splendor’.
• US President Donald Trump has signed the new United • Donald Trump becomes the third US President in
States–Mexico–Canada Agreement (USMCA) North history to be impeached by the House of
American trade pact with Canada and Mexico into law. Representatives.
• World Health Organization declared an international • Ethiopia launched its first satellite, a landmark
emergency over the novel coronavirus from China. achievement for the country’s space program that caps
The organization has declared an emergency as the a banner year for the African space industry.
disease has spread to 18 other countries apart from • US President Donald Trump has picked Indian-
China where it originated. American computer scientist Sethuraman
• President of Nepal launched the “Visit Nepal Year Panchanathan to lead the prestigious National
2020” during the ceremony held at historic Dasaratha Science Foundation (NSF) in USA.
Rangashala in Kathmandu. Mythical creature Yeti • Ecuador activated the emergency protocols in the
selected as mascot of the campaign. Galapagos Islands to contain the environmental
• Pacific nation of Palau become the first country to ban impact of a fuel spill in the Galapagos Islands.
sun cream which is harmful to corals and sea life. The • Eight West African countries: Benin, Burkina Faso,
ban prohibits sun cream containing any of the 10 Guinea-Bissau, Ivory Coast, Mali, Niger, Senegal and
ingredients which includes oxybenzone and Togo agreed to change the name of their common
octinoxate, that absorbs ultraviolet light. currency to Eco and severed their earlier currency CFA
• Umaro Cissoko Embalo won the Guinea-Bissau‘s Franc’s links to former colonial ruler France.
presidential election. He will replace the incumbent • China successfully launched its largest carrier rocket
President Jose Mario Vaz. "Long March-5" also known as "CZ-5" from Wenchang
• Iran’s top commander General Qassim Soleimani Space Launch Center in south China’s Hainan Province.
killed in a U.S. drone strike in Baghdad. It carried a communication satellite "Shijian-20".
• Iran’s supreme leader Ayatollah Ali Khamenei named • Russia’s 1st missile unit equipped with Avangard
the Deputy Head of the Revolutionary Guards’ Hypersonic glide vehicle with latest strategic missiles
foreign operations arm Esmail Qaani to replace of intercontinental range, enters into service.
Qasem Soleimani as its commander. • Spanish capital city of Madrid will host the UN Climate
• G20 Presidency taken over by Saudi Arabia from Change Conference (COP 25) from 2 to 13 December.
Japan. Saudi Arabia become the 1st Arab nation to • According to the IMF, Guyana’s GDP is expected to be
assume the G20 presidency. more at 86% in 2020 after expanding 4.4% in 2019.
• Iraqi Prime Minister Adel Abdul Mahdi submitted his • Sudan’s first-ever satellite for conducting research in
resignation to Parliament amid ongoing anti- military, economic and space technology launched by
government protests across the country. China. Sudan’s remote-sensing satellite (SRSS-1),
• Global Migration Film Festival (GMFF) was developed by the Shenzhen Aerospace Oriental Red Sea
organised in Dhaka, Bangladesh. The festival screened Satellite Co.
15 films on the theme of “migration and its various • The UAE’s Supreme Council of the Union has re-elected
aspects”. his Highness Sheikh Khalifa bin Zayed Al Nahyan as
• National Assembly of Republic of Mauritius has its President for a 4th five-year term, in accordance
unanimously elected Prithvirajsing Roopun, as new with the provisions of the UAE Constitution.
President of the island nation, a largely ceremonial post. • Mauritius’s incumbent Prime Minister Pravind
• 34 year old Sanna Marin elected as Finland's new PM, Jugnauth sworn in for a five-year term after elections
making her the youngest head of government in the in which his coalition consolidated its grip on
country’s history. parliament.

• Iran discovered a new oilfield with 53 billion barrels • United Nation General Assembly elected 14 States to
of crude oil in Khuzestan province, home to Iran’s the 47 member body of UN Human Rights Council
Khuzestan’s crucial oil industry. (UNHRC). Assembly elected Armenia, Brazil,
• Sri Lanka’s former Defence Secretary Gotabaya Germany, Indonesia, Japan, Libya, Marshall Islands,
Rajapaksa won the Presidential election. Mauritania, Namibia, Netherlands, Poland,
• Ocean Dance Festival 2019 kicked off in Cox Bazar of Republic of Korea, Sudan and Venezuela.
Bangladesh. • NASA astronauts Christina Koch and Jessica Meir
• European Union’s legislature declared a climate made history by completing the first-ever all-female
emergency, in a symbolic move aimed at increasing spacewalk. They spent 7 hours outside the
pressure on the incoming European Commission to International Space Station (ISS) replacing a failed
take a stronger stance on climate change. power control unit.
• Antonio Costa re-elected as the Prime Minister of • Sri Lanka removed from the “Grey List” of the
Portugal after winning the general elections. international terror financing watchdog FATF.
• Kais Saied is elected as the new President of Tunisia. • World’s oldest, 8,000-year-old pearl natural pearl
• India handed over the second pair of Mi-24V named ‘Abu Dhabi Pearl’ discovered on Marawah
helicopters to war-torn Afghanistan, boosting the Island off Abu Dhabi, UAE.
capability of the Afghan Air forces. • Prime Minister of Lebanon, Saad Hariri resigned
• UAE announced the establishment of the Mohamed bin due to anti-government protests.
Zayed University of Artificial Intelligence( MBZUAI) • 38th edition of the Sharjah International Book Fair
in Abu Dhabi. This is the first graduate-level, research- (SIBF) 2019 inaugurated by Sheikh Sultan bin
based AI university in the world. Muhammad Al Qasimi, Supreme Council Member and
• Italy approved a new tax on digital companies, Ruler of Sharjah, UAE with the theme ‘Open Books
including U.S. tech giants, as part of its 2020 draft Open Minds'.
budget.
OBITUARIES (NATIONAL/INTERNATIONAL)
Person Died Profession/Famous In?
Politician (National-International)
1. Pranab Kumar Gogoi Former Assam Legislative Assembly Speaker and sitting Congress MLA
2. Krishna Bose Former Lok Sabha MP
Mohammed Hosni
3. Egypt’s former President
Mubarak
4. T N Chaturvedi Former Governor of Karnataka
5. Sultan Qaboos bin Said The longest serving ruler of Oman Sultan
6. Vikho-o Yhoshu Nagaland Assembly Speaker
7. ID Swami Former Union Minister
8. Thomas Chandy Nationalist Congress Party’s Kerala State President and former Minister
9. Gurudas Dasgupta Former Parliamentarian and veteran CPI leader
10. Babasaheb Dhabekar Former Maharashtra minister and senior Congress party leader
11. Kailash Joshi Former Madhya Pradesh Chief Minister
12. Kshiti Goswami General Secretary of the Revolutionary Socialist Party
13. Yasuhiro Nakasone Japan’s longest-reigning Prime Ministers
14. Dilip Parikh Former Gujarat Chief Minister
Singer/Musician (National-International)
15. Vidushi Savita Devi Renowned Hindustani classical vocalist
16. Allee Willis The American songwriter
17. Ramakant Gundecha Padma Shri-awardee Dhrupad vocalist
18. Jose Jose Legendary Mexican singer
19. Jessye Norman Renowned international opera star
Actor/Director/Producer (National-International)
20. Kirk Douglas Academy Award winning Hollywood Actor, producer and director
21. Tapas Pal Veteran Bengali actor and former Trinamool Congress MP
22. Minati Mishra Veteran Odissi Danseuse & Padma Shri awardee
23. Manmohan Mohapatra Veteran Odia filmmaker
24. Jameela Malik Veteran South actress
25. Shelley Morrison Former Hollywood actress
26. Gollapudi Maruti Rao Former Nandi Award winner and renowned Telugu actor and writer
27. Danny Aiello Veteran film actor
28. Shriram Lagoo Veteran actor
29. Gita Siddharth Kak Bollywood actress

30. Geetanjali Popular Telugu actress
31. Champak Jain Film producer
32. Shaukat Kaifi Veteran actor
33. Bala Singh Veteran Tamil actor and theatre artist
34. Eric Pleskow American-Austrian film producer
35. Alicia Alonso Cuban ballet dancer
36. John Witherspoon Actor and comedian
Author/Journalist/Activist/Painter (National-International)
37. Nandu R Kulkarni Veteran journalist
38. Jaswant Singh Kanwal Eminent Punjabi writer and Sahitya Akademi Awardee
39. Roger Kahn American Author
40. Giriraj Kishore Hindi novelist and Padma Shri awardee
41. Rabi Singh Renowned Odia revolutionary poet and freedom fighter
42. Sher Singh Kukkal Noted artist and sculptor
43. Golok Chandra Goswami Eminent Assamese linguist and academician
44. Tushar Kanjilal Famous social worker, environmentalist, educationist & writer
45. Vidya Bal Social activist, feminist writer and journalist
46. Ratna Ojha Eminent Assamese dramatist, litterateur and social activist
47. Baskar Menon Veteran Journalist in the Press Trust of India (PTI)
48. Braj Bihari Kumar Chairman of Indian Council of Social Science Research (ICSSR)
49. L.S. Sheshagiri Rao Kannada writer and critic
50. Ganga Prasad Vimal Renowned Hindi author
51. Da Chen China’s brilliant storyteller
52. Vikas Sabnis Veteran Political cartoonist
53. Nabaneeta Dev Sen Sahitya Akademi awardee
54. Sudhir Dar Renowned cartoonist
55. Farook Khan Indian-origin journalist in South Africa
56. Kalidas Karmakar Internationally acclaimed painter of Bangladesh
57. K.B. Siddaiah Writer, philosopher and one of the founder members of Dalitha Sangharsha Samithi
58. Clive James Australian writer and broadcaster
Sportsmen/Sportswomen (National-International)
59. Ashok Chatterjee Former Indian footballer
60. Mickey Wright Legendary women’s golfer
61. Harry Gregg The former Manchester United goalkeeper
62. Raju Bharatan Noted cricket journalist and film historian
63. Bapu Nadkarni Former India legendary all-rounder
64. Man Mohan Sood Former Indian Test batsman and National selector
65. Kobe Bryant National Basketball Association (NBA) legend
66. Sunita Chandra Former Indian women’s hockey team captain
67. Peter Snell New Zealand’s 3-times Olympic middle-distance champion
68. Martin Peters Former West Ham and Tottenham midfielder
69. Dadu Chougule Wrestler and recipient of Major Dhyanchand award
70. Marieke Vervoort Belgian Paralympic athlete
Others (National-International)
71. Chitetsu Watanabe World’s oldest man, of Japan passed away at 112
72. Larry Tesler computer scientist who introduced the cut, copy and paste commands
73. Katherine Johnson Famous NASA Mathematician
74. Sudhakar Krishna Rao Centenarian freedom fighter and Vedic scholar
75. Wendell Rodricks Famous Indian fashion designer
76. Rajindra Kumar Pachauri Former Chairman and Director General of The Energy Resources Institute (TERI)
77. V L Dutt Former President of FICCI
78. George Joseph Laurer The inventor of Universal Product Code(UPC) or Barcode
79. Paul Volcker US Federal Reserve chief
80. N.V. Balasubramanian Retired Judge of Madras High Court
Krishnan Kumar Former President of Federation of Indian Chambers of Commerce and Industry (FICCI)
81.
Modi(K.K.Modi) and Chairman of Modi Enterprises
82. TN Seshan Former chief election commissioner
83. Vashishtha Narayan Singh Renowned mathematician
84. Brad Gobright World-renowned rock climber
85. V Ganesan Indian National Army (INA) veteran

86. H L Trivedi Renowned kidney transplant surgeon and Padma Shri recipient
87. Gopalkrishna Kadekodi Centenarian philatelist and coin collector Krishna
88. Kadri Gopalnath Legendary saxophonist and the Padma Shri awardee
89. Alexei Leonov Legendary Soviet cosmonaut who became the first human to walk in space 54 years ago.
90. Sara Danius First female head of Nobel’s Literature Award
91. Mark Hurd Former Co-Chief executive Officer (CEO) of Oracle
92. Nanammal Padma Shri awardee & India’s oldest Yoga teacher
93. N. Venkatachala Former judge of the Supreme Court and former Lokayukta of Karnataka
94. Sadako Ogata 1st female UN refugee chief
LIST/INDEXES (RANKS AND REPORTS)

• Think Tanks and Civil Societies Program (TTCSP) of Operating ratio is a measure of expenditure against the
the Lauder Institute at the University of Pennsylvania revenue.
has released the 2019 Global Go To Think Tank Index • Aberdeen Police station in the Andaman and
Report. India’s Observer Research Foundation (ORF) Nicobar Islands ranks 1st in the list of the best-
ranked at 27th position among 176 global think tanks performing police stations in the country while dealing
(U.S. and non-U.S.). with a property offence, a crime against women and
• Indian Institute of Management Bangalore (IIMB) weaker sections.
ranked 3rd in MOOCLab’s Business School Rankings • According to a report by the Stockholm International
2020 for its provision, design and delivery of Massive Peace Research Institute, the worldwide arms sales
Open Online Courses (MOOCs). IIM Bangalore rose by nearly 5% in 2018 and the market is
succeeds HEC Paris (France) and Wharton School of dominated by the United States.
the University of Pennsylvania (USA). • According to ‘India Justice Report 2019’,
• According to the 22nd edition of the world language Maharashtra is the top state in delivering justice to its
database Ethnologue, English, Chinese and Hindi citizens followed by Kerala, Tamil Nadu, Punjab and
secured the top three positions as most spoken Haryana in the first-ever ranking of states on their
language of the world in 2019. capacity to deliver justice to citizens. In this
• According to the report released by the National classification, Jharkhand, Bihar and Uttar Pradesh
Health Systems Resource Centre (NHSRC), Jammu are at the bottom.
and Kashmir registered the highest Inpatient • Bangladesh topped the business bribery risk in
Department, IPD care in the country. South Asia according to the Trace Bribery Matrix.
• Deutsche Bank projected that Indian economy will • International Institute of Management
reach $7 trillion by 2030 in its research report Development’s (IMD) World Talent Ranking (WTR)
“Imagine 2030”. report for the year 2019 released. In the released
• World Economic Forum released the 1st edition of report, India was ranked at 59th position, a slip by 6
Global Social Mobility Report 2020 titled “The Global places on a global annual list of 63 countries. The list
Social Mobility Report 2020: Equality, Opportunity was topped by Switzerland.
and a New Economic Imperative”. India ranked at 76th • Microsoft’s India-born Chief Executive Officer Satya
position while Denmark topped the list. Nadella occupied the top spot in Fortune’s
• Jharia in Jharkhand is the most polluted city in India Businessperson of the Year 2019 list.
according to a Greenpeace India Report. Lunglei in • Kerala topped the “School Education Quality Index”
Mizoram is the least polluted city in the country. As launched by NITI Aayog. UP ranked at the bottom of the
per the report, 6 of the top-10 polluted cities are in list. Chandigarh topped the list of UT.
Uttar Pradesh comprising of Noida, Ghaziabad, Bareilly,
Allahabad, Moradabad and Firozabad.
• According to World Gold Council (WGC) report title
“World Gold Outlook 2020”, Reserve Bank of India
(RBI) ranked 6th in the largest buyer of sovereign gold
abroad.
• West Bengal emerged as the top State in vegetable
production in 2018-19 overtaken Uttar Pradesh.
Andhra Pradesh continued to hold on to the pole
position in fruits with 17.61 MT, followed by
Maharashtra (10.82 MT) and Uttar Pradesh (10.65 MT).
• India emerged as the world’s 3rd-largest publisher of
science and engineering articles as per the statistics
compiled by the US National Science Foundation
(NSF). China is at the top position, followed by the US.
• The CAG’s report stated that the railways recorded an
operating ratio of 98.44% in 2017-18. The above
operating ratio was the worst in the last 10 years.

• RBI released the results of the September 2019 round • India ranked 82 spots among the 128 countries
of its Consumer Confidence Survey. The survey was surveyed in the World Giving Index (WGI).
conducted in 13 major cities. • IIT Bombay topped all Indian Institutes in the 2nd
• 5 of the Richest Indians in Forbes India Rich List edition of Quacquarelli Symonds India University
2019 are: Mukesh Ambani with net worth of $51.4 Rankings 2020 with an overall score of 88.5 followed
billion; Gautam Adani ($15.7 billion); Hinduja Brothers by IISc Bangalore (ranked 2 with 84.7 score) & IIT Delhi
($15.6 billion); Pallonji Mistry ($15 billion); Uday Kotak ranked 3rd with score of 82.2.
($14.8 billion).
IMPORTANT DAYS (OCTOBER TO FEBRUARY)

1 October International Day of Older Persons; Theme: The Journey to Age Equality.
2 October International Day of Non-Violence (birth anniversary of Mahatma Gandhi)
1st Monday of October World Habitat Day. Theme: Frontier Technologies
4-10 October World Space Week. Theme: The Moon: Gateway to the Stars
8 October Air Force Day
9 October World Post Day
10 October World Mental Health Day. Theme: Suicide Prevention
11 October International Day of the Girl Child. Theme: GirlForce: Unscripted and Unstoppable
World Migratory Bird Day. Theme for 2019: Protect Birds: Be the Solution to Plastic
12 October
Pollution!
World Standards Day (International Standards Day). Theme: Video standards create a global
14 October
stage.
International Day of Rural Women. Theme: “Rural Women and Girls Building Climate
15 October
Resilience”
15 October World Students’ Day (APJ Abdul Kalam’s birthday)
16 October World Food Day. Theme: “Our Actions Are Our Future”.
United Nations’ (UN) International Day for the Eradication of Poverty. Theme: Acting
17 October
Together to Empower Children, their Families and Communities to End Poverty
20 October World Statistics Day. Theme is “Better Data, Better Lives
24 October World Development Information Day
24 October United Nations Day
27 October World Day for Audiovisual Heritage. Theme: “Engage the Past Through Sound and Images”
31 October National Unity Day (144th birth anniversary of Sardar Vallabh Bhai Patel)
World Cities Day. Theme “Changing the world: innovations and better life for future
31 October
generations”
2nd November International Day to End Impunity for Crimes against Journalists
5th November World Tsunami Awareness Day
International Day for Preventing the Exploitation of the Environment in War and Armed
6th November
Conflict.
7th November National Cancer Awareness Day
World Science Day for Peace and Development, theme- for 2019 is “Open science, leaving
10th November
no one behind”.
11th November National Education Day
12th November Public Service Broadcasting Day
12th November World Pneumonia Day
13th November World Kindness Day
14th November World Diabetes Day, Theme- Family and Diabetes
16th November National Press Day
16th November International Day for Tolerance
17th November World Day of Remembrance for Road Traffic Victims
19th November World Toilet Day, Theme- Leaving No One Behind.
20th November World Children’s Day
21st November World Television Day
24th November 71st Raising Day of NCC
25th November International Day for the Elimination of Violence against Women
26th November National Milk Day
29th November International Day of Solidarity with the Palestinian People
01st December World AIDS Day. Theme of this year’s World AIDS Day is “Communities make the difference”.
02nd December United Nations observes International Day for the Abolition of Slavery
03rd December International Day of Persons with Disabilities
05th December International Volunteer Day

05th December World Soil Day
07th December International Civil Aviation Day globally
07th December Armed Forces Flag Day
09th December International Anti-Corruption Day. Theme for 2019 is “United Against Corruption”.
UN International Day of Commemoration and Dignity of the Victims of the Crime of
09th December
Genocide and of the Prevention of this Crime.
10th December UN Human Rights Day. Theme for year 2019 is “Youth Standing Up for Human Rights”.
12th December International Day of Neutrality
12th December International Universal Health Coverage Day
18th December International Migrants Day
20th December International Human Solidarity Day
22nd December National Mathematics Day
23rd December Kisan Diwas or National Farmers’ Day
23rd December National Consumer Day with a theme “alternate consumer grievance/dispute redressal”.
25th December Good Governance Day (Birthday of former PM Atal Bihari Vajpayee)
4th January World Braille Day
9th January Pravasi Bharatiya Divas
10th January World Hindi Day
12th January National Youth Day
14th January Armed Forces Veterans Day
15th January 145th Foundation Day of IMD (India Meteorological Department)
International Day of Education. Theme ‘Learning for people, planet, prosperity and
24th January
peace’.
24th January National Girl Child Day
25th January National Voters’ Day. Theme- ‘Electoral Literacy for Stronger Democracy’.
30th January World Leprosy Day. Theme- “Leprosy isn’t what you think”.
2nd February World Wetlands Day. Theme of 2020 is “Wetlands and Biodiversity”.
4th February World Cancer Day with the theme ‘I Am and I Will’.
International Day of Zero Tolerance for Female was observed globally on 6 February with
6th February
the theme "Unleashing Youth Power".
10th February World Pulses Day
10th February National Deworming Day
11th February International Day of Women and Girls in Science
11th February World Unani Day
12th February National Productivity Day
13th February World Radio Day
13th February India celebrates Sarojini Naidu’s birthday as National Women’s Day
19th February Soil Health Card Day
World Day of Social Justice. Theme: “Closing the Inequalities Gap to Achieve Social
20th February
Justice”.
21st February International Mother Language Day. Theme “Languages without borders”.
24th February Central Excise Day
27th February World NGO Day
27th February Right to Protein, a national-level public health initiative has launched India’s first ‘Protein Day’
BOOKS & AUTHORS

• “The Thin Mind Map Book” authored by a mind • Former President Pranab Mukherjee released the
mapping & brain literacy pioneer Dharmendra Rai, autobiography of Yashwant Sinha titled ‘Relentless’.
was launched recently. • The National Council of Science Museums (NCSM)
• The Vice President of India Muppavarapu Venkaiah and IIT Gandhinagar and Kharagpur, joined hands to
Naidu released a book titled ‘A Child of Destiny’ an develop Gandhipedia, an online repository of books,
autobiography penned by Prof. K. Ramakrishna Rao. letters and speeches written by Mahatma Gandhi, to
• The Vice President of India M Venkaiah Naidu released commemorate his 150th birth anniversary.
the book titled ‘Death- An inside Story: A book for all • The yearly magazine called ‘Borderman’ was released
those who shall’ authored by Jaggi Vasudev, but by Nityanand Rai, Minister of State for Home Affairs.
famously known as Sadhguru, Founder of Isha • Viswanathan Anand launched his autobiography
Foundation. ‘Mind Master’. Anand’s autobiography is co-authored
• A book ‘Karmayoddha Granth’ on the life of Prime by sports journalist Susan Ninann.
Minister Narendra Modi released by Home Minister • Social Justice and Empowerment Minister launched the
Amit Shah. Braille version of the book “Exam Warriors” written
by Prime Minister Narendra Modi in New Delhi.

• A book titled ‘Turbulence and Triumph: The Modi Netherlands – Past, Present and Future,’ was
Years’ jointly authored by Rahul Agarwal and released in Amsterdam.
Bharathi S Pradhan released in New Delhi. • A new book entitled “The Tech Whisperer”, written by
• A book titled “Dreams of a Billion: India and the digital transformation expert Jaspreet Bindra, features
Olympic Games” authored by Boria Majumdar with a chapter on AI (Artificial Intelligence).
Nalin Mehta published by HarperCollins India. • A new book titled “150 Years of Celebrating the
• A book titled “Politics of Opportunism: Regional Mahatma the South African Legacy”, by Fakir
Parties, Coalitions, Centre-State Relations in India” Hassen launched in Johannesburg, South Africa.
and authored by RPN Singh was released by noted • Bill Gates’ new book titled “How to Avoid a Climate
economist and political analyst S Gurumurthy. Disaster: The Solutions We Have and the
• Vice-President M. Venkaiah Naidu released a Breakthroughs We Need” will be released on June
monograph, ‘Musical Excellence of Mridangam’. 2020.
• Former CJI Ranjan Gogoi released the Assamese • A new book titled “India in a Warming World:
version of the book ‘Courts of India: Past to Present’ Integrating Climate Change and Development” is set
in Guwahati, Assam. to release on November 2019, edited by Navroz K
• On 11th anniversary of the 26/11 Mumbai terror Dubash.
attacks, a book titled “Hemant Karkare -A Daughter’s • Indian Chess player, Viswanathan Anand penned a
Memoir” by his daughter Jui Karkare Navare was book titled “Mind Master: Winning Lessons from a
released in Mumbai, Maharashtra. Champion’s Life”.
• Union HRD Minister Ramesh Pokhriyal ‘Nishank’ • Prime Minister Narendra Modi unveiled a book titled
launched 3 books which are a collection of stories for ‘Bridgital Nation’ in New Delhi and authored by N
Children namely Kumbh, Garam Pahad and Dilli ki Chandrasekaran, Chairman, Tata Sons and Roopa
Bulbul (Sindhi edition) in New Delhi. Purushothaman Eminent industrialist.
• A book penned by Indian Ambassador to the • Kashi Nath Pandit’s new book entitled “Ten Studies
Netherlands Venu Rajamony titled ‘India and the in Kashmir: History and Politics”, published by
Academic Foundation.
DEFENSE CURRENT AFFAIRS

• Indian Army Major Anoop Mishra developed first • 5th edition of the Exercise Indra Dhanush 2020
bulletproof helmet of the world under the Indian commenced on 24th February. It is a joint air force
Army’s project "Abhedya". The helmet can stop an AK- exercise between Indian Air Force (IAF) and British
47 bullet round fired from a distance of 10 meters. Royal Air Forces (RAF) has commenced at Air Force
• Union government set a defense export target of 5 Station Hindan in Uttar Pradesh (UP).
billion dollars in the upcoming five years (approx • Defence Minister Rajnath Singh inaugurated the new
35,000 crore rupees). Light Combat Helicopter (LCH) Production Hangar at
• Hindustan Aeronautics Limited signed a partnership Helicopter Division in Hindustan Aeronautics Limited
pact with Israel Aerospace Industries to manufacture (HAL) Complex at Bengaluru, Karnataka.
advanced Unmanned Combat Aerial Vehicles (UCAVs) • 6th Coast Guard Offshore Patrol Vessel (OPV)
in India. “VAJRA” launched in Chennai. The Coast Guard’s
• India hosted the Ministerial-level Defence dialogue Offshore Patrol Vessel is expected to strengthen the
between India and South Korea in New Delhi to efforts Indian Coast Guard in securing the vast coastline
deepen bilateral defence cooperation between the two of over 7500 km, including an exclusive economic zone
countries. (EEZ) of over 20 lakh sq kms.
• Indian Navy conducts a coastal security exercise • “Duchifat-3” is an Israeli student’s made satellite
named ‘Malta Abhiyan’ in Kolkata, West Bengal. launched from ISRO.
• 11th edition of the mega defence exhibition, DefExpo • Defence Minister Rajnath Singh inaugurates the 3-day-
2020 begins at Lucknow in Uttar Pradesh. The theme long Military Literature Festival (MLF) in
of DefExpo India-2020 is “India: the emerging Chandigarh.
defence manufacturing hub”. • Russia’s Knyaz Vladimir submarine of Borei-class
• India and the United Kingdom will conduct their 5th vessel, test-fired its most advanced nuclear-powered
edition of joint military exercise ‘Ajeya Warrior- missile named, Bulavaintercontinental ballistic
2020’ at Salisbury Plains, the United Kingdom from missile which precisely hit the target range of 1000 km
February 13-26. away in the Russian region of Kamchatka.
• DRDO has started developing a 200-km strike range • CISF will observe 2020 as the ‘year of mobility’ that
tactical ballistic missile ‘Pranash’. will have a special focus on the creation of more
• Seminar on Indian Defence Equipment organized in residential units and implementation of various welfare
Dhaka by the High Commission of India in measures for the troops.
Bangladesh to pursue further cooperation between • India and Oman conduct 12th edition of bilateral
India and Bangladesh in the field of defence maritime exercise ‘Naseem Al Bahr’ in Mormugao Port,
technologies. Goa. Indian Navy ships Beas and Subhadra and Oman
• Chief of the Defence staff (CDS) General Bipin Rawat has Navy ships RNOV Al Rasikh and RNOV Khassab are
announced the plan of establishing the first Integrated participating in the exercise.
Tri-Services Command which will be responsible for
handling the air defence of the entire country.

• Indian Navy starts 1st Maha-Navy Connect 2020 Tri- • Indian Air Force decided to put tail numbers in 30
Dimensional Expedition from Mumbai. Rafale jets with ”BS” initials after the recently retired
• Visakhapatnam host naval exercise "MILAN 2020" Air Force Chief Birender Singh Dhanoa. 6 Rafale
with the theme ‘Synergy across the Seas’. trainer aircraft will carry RB series tail numbers which
• India’s first indigenous aircraft carrier Vikrant will be stands for Air Chief Marshal RKS Bhadauria, the
commissioned by early 2021 into Indian Navy and will current Chief of Air Staff.
be fully operated by 2022. • UAE and the United States commenced a joint military
• India deployed its aircraft carrier INS Vikramaditya in exercise 'Iron Union 12’ to enhance the combat and
Arabian Sea amid the Pakistan-China naval exercise tactical capabilities.
“Sea Guardians” taking place in North Arabian Sea. • 4th edition of International Seminar cum Exhibition on
• Defence Minister Rajnath Singh dedicates the 51st K9 Naval Weapon Systems ‘NAVARMS-19’ begins in
Vajra-T guns to the nation. This gun is self-propelled Institute for Defence Studies and Analysis,
Howitzer gun made by L&T’s Armoured System Development Enclave, New Delhi with the theme
Complex at Hazira in Gujarat. “Make in India – Fight Category: Opportunities and
• Russia started production of S-400 long-range Imperatives”.
surface-to-air missile systems for India. All five units • A joint military training exercise “SURYA KIRAN-XIV”
will be delivered to India by 2025. held in Salijhandi, Rupendehi district of Nepal. The
• Defence Acquisition Council (DAC) headed by exercise conducted between the armies of India and
Raksha Mantri Rajnath Singh, approved the Nepal.
procurement of Indigenous Equipment’s valued at Rs • An upgraded version of the indigenously developed
5100 crore. Pinaka-guided rocket system with enhanced strike
• Indian Air Force inducted its 1st squadron of Sukhoi- range and guidance system successfully test-fired from
30 MKI aircraft carrying the BrahMos missiles, in the the DRDO’s Proof and Experimental Establishment
South at its Thanjavur based in Tamil Nadu. firing test range off Odisha coast.
• India successfully test-fired nuclear-capable K-4 • “Duchifat-3” is an Israeli student’s made satellite
ballistic missile at Vizag coast in Andhra Pradesh. The launched from ISRO’s Sriharikota launch site. The
missile was developed by DRDO with a range of 3,500- satellite is jointly built by Herzliya Science Center and
kilometre. Sha’ar HaNegev High School students of Israel.
• Defense PSU Garden Reach Shipbuilders and • Indian Coast Guard conducted a regional level
Engineers (GRSE) is set to deliver anti-submarine pollution response exercise named ‘Swachchh
warfare stealth corvette INS Kavaratti to the Indian Samundra NW-2019’ at sea off Vadinar in Gulf of
Navy. Kutch.
• Indian Navy launched “Operation Vanilla” to provide • Quick Reaction Surface to Air Missile system
humanitarian assistance and disaster relief at developed by DRDO successfully flight-tested from
Madagascar. Integrated Test Range, Chandipur off the Odisha coast.
• Assam Rifles constructed a combined war memorial in • Indian Air Force bids farewell to the iconic “MiG-27”
Nagaland. The memorial built for the 357 Army and with a decommissioning ceremony at the Jodhpur air
Assam Rifles personnel killed while fighting insurgency base.
in the northeastern state. • First-ever India-Uzbekistan joint military exercise
• Indian Coast Guard (ICG) commissioned a high-speed Dustlik-2019 begin at Chirchiq Training Area near
interceptor boat C-448 in Mangaluru. Tashkent, Uzbekistan.
• 9th edition of joint military training exercise between • Second phase of the biggest US- Bangladesh Navy
India-Bangladesh SAMPRITI-IX conducted in Umroi, exercise named ‘Cooperation Afloat Readiness and
Meghalaya. Training (CARAT)- 2019’ started in Chattogram,
• AN-32 aircraft of Indian Air Force powered with 10% Bangladesh.
blend of bio-jet fuel took off and landed successfully in • Union Minister of State for Defence Shripad Naik
Leh airport. inaugurated DRDO Igniter Complex at High Energy
• Union Home Minister laid the foundation stone of Materials Research Laboratory (HEMRL) in Pune,
Directorate General Building of CRPF in New Delhi. Maharashtra.
The Home Minister also launched a new logo “Garud”
for those engaged in providing security to the common
man and VIPs.
• 7th edition of India-Sri Lanka joint exercise “MITRA
SHAKTI” begins at Aundh Military Station, Pune.
• India successfully test-fired its indigenously developed
surface-to-surface nuclear-capable Prithvi-II missile
off Odisha coast.
• 8th India-China joint training exercise ‘HAND-IN-
HAND 2019’ with the theme counter-terrorism under
United Nations mandate is scheduled to be conducted
at Umroi, Meghalaya.
• Exercise INDRA 2019 a joint, tri-services exercise
between India and Russia conducted in India at
Babina (near Jhansi), Pune, and Goa.
• Garden Reach Shipbuilders and Engineers Ltd • India successfully test-fired a land-attack version of
(GRSE) delivered Fast Patrol Vessel (FPV) ICGS Annie BrahMos supersonic missile from Chandipur coast in
Besant, the second in the series of five such ships, to the Odisha’s Balasore district.
Indian Coast Guard. • 14th edition of Indo–Mongolian joint military training,
• India is jointly exercising its anti-submarine warfare Exercise Nomadic Elephant-XIV started. The Indian
corvette INS Kamorta along with Indonesian warship Army is being represented by a contingent of a battalion
KRI Usman Harun, a multi-role corvette, in the Bay of of RAJPUTANA RIFLES.
Bengal as part of an ongoing bilateral exercise • India got the 1st Rafale fighter jet “RB-001” built for
”Samudra Shakti”. the Indian Air Force (IAF) at Production Unit of
• Indian Coast Guard (ICG) tested its efficiency and Dassault Aviation in France. 1st batch of jets will arrive
preparedness during the Regional Level Search and in India only in May 2020.
Rescue Workshop and Exercise 2019 (ReSAREX- • 2nd edition of Coordinated Patrol (CORPAT) of the
19) conducted off the Goa coast. navies of India and Bangladesh in Northern Bay of
• Defence ministry is organising Def-Connect in New Bengal.
Delhi to showcase the accomplishments of the • 2nd joint military exercise ‘Dharma Guardian-2019’
Innovations for Defence Excellence (iDEX) initiative. to promote military cooperation between India and
• India-U.S. tri-services amphibious exercise “Tiger Japan held in Mizoram.
Triumph” begun in Visakhapatnam, AP. • The 10th edition of the joint military exercise ‘Vajra
• Lt. Cdr. Karabi Gogoi become the first woman officer Prahar 2019’ between India and the US will be held at
from the Indian Navy to be posted as the Assistant Joint Base Lewis-McChord (JBLM) in Seattle, US.
Naval Attache at the Indian embassy in Moscow. • Indian Air Force and Japanese Air Self Defence
• India successfully conducted the first night trial of Force (JASDF) carrying out a joint military air force
Agni-II, its versatile surface-to-surface medium-range exercise named ‘Shinyuu Maitri’ in the air force
nuclear-capable missile from Dr Abdul Kalam Island station, Panagarh town in West Bengal.
off Odisha coast. • Indian Air Force (IAF) kick started its bilateral joint
• Sudarshan Chakra Corps of the Indian Army exercise with Royal Air Force Oman (RAFO), named ‘EX
conducted ‘Sindhu Sudarshan’ exercise in Barmer, EASTERN BRIDGE-V’ at Air Force Base Masirah, Oman.
Rajasthan. • Andaman and Nicobar Command (ANC) conducted the
• Navies of India and Qatar started a 5-day bilateral 2nd edition of Defence of Andaman & Nicobar
maritime exercise “Za’ir-Al-Bahr” in Doha, Qatar. Islands 2019 (DANX-19).
• Garden Reach Shipbuilders and Engineers Ltd • India-Myanmar Naval Exercise called IMNEX-2019 is
(GRSE) delivered to the Indian Coast Guard Ship being organised in Visakhapatnam, Andhra Pradesh.
(ICGS) ‘Amrit Kaur’, the third in a series of five ‘Fast • 2-day long manoeuvres by Sudarshan Chakra Vahini
Patrol Vessels’ (FPV). of Indian Army Started in Jaisalmer, Rajasthan.
• National Investigation Agency (NIA) will host the • The Defence Acquisition Council approved 3 projects
first-ever counter-terrorism (CT) exercise for the Quad worth Rs 3,300 crore of “indigenously designed and
countries in New Delhi. The Quad countries include the developed equipment’s”. The projects include 3rd
United States (US), India, Australia, and Japan. generation Anti-Tank Guided Missiles (ATGM) and
• The US State Department cleared the sale of Auxiliary Power Units (APUs) for the T-72 and T-90
sophisticated MK-45 naval guns worth $1 billion to Tanks to be executed by the Indian industry.
India. • DRDO started work to produce hypersonic weapon
• Indian Navy will host military drill ‘Milan 2020’ in missiles that travel at 5 times speed of sound, or a little
March which will witness the participation of several over a mile every second.
countries. 41 nations from South Asia, Southeast Asia, • Indian Army is to conduct exercise codenamed
Africa and Europe that share defence cooperation with “Sindhu Sudarshan” for the year 2019 in the deserts of
India have been invited for the drill. MILAN stands for Rajasthan to evaluate the capability of the defence
‘Multilateral Naval Exercise’. services in an integrated air-land battle.
• A maiden bilateral exercise between the Indian Navy • Bilateral ‘Exercise SHAKTI’ between the armies of
and the Japanese Maritime Self Defence Force India and France conducted at Foreign Training Node
(JMSDF) conducted Mine Countermeasure Exercise in Mahajan Field Firing Ranges, Rajasthan.
(MINEX) 2019 in Kochi, Kerala.
• Indian Army successfully test-fired 2 Spike long-range
anti-tank missiles at Mhow in MP.

SPORTS CURRENT AFFAIRS
Cricket {National Game of: Australia, • Karnataka defeated Tamil Nadu to win the 2019-20
Vijay Hazare Trophy.
Bermuda, England, Jamaica No. of Players: 11
• Indian Fast bowler Jasprit Bumrah and batswoman
Important Terms associated: Arm ball, Smriti Mandhana won the Wisden India Almanack
Beamer, Bottom hand, Bouncer, Cameo, Cricketer of the Year award. The book titled “Cricket
Country: The Untold History of the First All India
Carrom ball, Chinaman, Flick, Free hit, Glance, Team” by Prashant Kidambi was adjudged the Wisden
Googly, Hat-trick, Hit wicket, Leg bye, Nelson, India Book of the Year 2019 (Published by Penguin
Night watchman, Pinch hitter, Sweep, Upper India).
• Harmanpreet Kaur has become the 1st Indian to play
Cut.} 100 T20 International matches.
• Irfan Pathan announced his retirement from all forms • ICC changed the super-over rule for all its major events
of cricket. following the uproar over the outcome of the men’s
World Cup final this year when England was declared
• Indian bowler Jasprit Bumrah receives the BCCI’s
winners against New Zealand on boundary count.
prestigious Polly Umrigar Award for his super
• Zimbabwe and Nepal were re-admitted as ICC
performance in international cricket in the 2018-19
members in a meeting held in Dubai.
seasons.
• 17-year-old Mumbai teenager Yashasvi Jaiswal
• Team of the Indian Consulate defeated the Pakistan
make history as she became the youngest cricketer in
Consulate to won the Diplomat Cup Cricket
the world to score a double century in One Day cricket.
Championship of 2020 held in Sharjah, UAE. She scored 203 off 154 balls against Jharkhand at Alur,
• Australian pace bowler Peter Siddle has announced Karnataka.
his retirement from International Cricket. • England all-rounder Jennifer Louise Gunn announced
• South African all-rounder Vernon Philander her retirement from international cricket.
announced international retirement from all forms of • Indian cricketer Rohit Sharma smashed the former
cricket. Australia cricketer Don Bradman’s record of highest
• MS Dhoni named captain of Cricket Australia’s (CA) average in Test cricket on home soil. He broke the 71-
ODI team of the decade. Apart from Dhoni, Virat Kohli year-old record that was previously held by Bradman
and Rohit Sharma also made into the CA’s team. by scoring an average of 99.84.
• ICC extended its partnership with UNICEF through to • Former South Africa skipper Graeme Smith and
the Women’s T20 World Cup 2020 with the focus on Former Australian off-spinner Tim May has been
empowering women and girls through cricket. elected an Honorary Life Member of the Marylebone
• Bangladesh's Prime Minister Sheikh Hasina Cricket Club (MCC).
inaugurated the special edition of Bangabandhu • Veteran Mumbai all-rounder Abhishek Nayar has
Bangladesh Premier League T20 cricket announced his retirement from all forms of cricket.
championship. • Australia was awarded the ICC (International
• Wasim Jaffer becomes the first player in Indian Cricket Council) Women’s Championship trophy
cricket to feature in 150 Ranji matches.
2020.
• Indian match referee GS Lakshmi is set to become the
first woman match referee to officiate a men’s ODI • ICC penalized three Bangladesh as well as two Indian
match. U-19 cricketers. The list of punished players
• The top tier of Spanish club football “La Liga” has includes Towhid Hridoy, Shamim Hossain and
announced cricketer Rohit Sharma as its brand Rakibul Hasan of Bangladesh, and Akash Singh and
ambassador in India. Ravi Bishnoi of India.
• India opener Smriti Mandhana named in both the • Ross Taylor of New Zealand becomes the first player
International Cricket Council’s ODI and T20 teams of
in the cricketing world to play 100 matches in all the
the year.
• Indian cricket team play its first-ever Day-Night Test three formats of the game i.e. One Day International
match against Bangladesh in Kolkata. matches, T20 International matches and Test
• India pacer Deepak Chahar has became the first matches.
Indian bowler to take a hat-trick in the Twenty20 • Indian left-arm spinner Pragyan Ojha announced his
Internationals during the match against Bangladesh. retirement from international and first-class cricket.
• Steve Smith became the fastest cricketer to score • 13th edition of the Indian Premier League 2020
7,000 Test runs, shattering a record that had stood
which will commence on 29th March 2020 and
since 1946, while moving past Donald Bradman to
become Australia’s 11th highest scorer. conclude on 24th May 2020.
• ICC banned Bangladesh Test and T20 Captain Shakib • ICC banned Oman player Yousuf Abdulrahim Al
Al Hasan for 2 years from all forms of cricket for not Balushi from all forms of cricket for 7 years.
reporting to the ICC that he was approached by the
bookies.

Football {National Game of: Brazil, Italy, and Oliver Payne of Great Britain was named Goal
Germany, Israel, Mauritius, Poland No. of Keeper of the tournament.
• The Ladakh Scouts Regimental Centre (LSRC) Red
Players: 11 won the first Men’s section Khelo India Ice Hockey
Important Terms Associated: Back Pass, tournament 2020.
Corner Kick, Free Kick, Dribble, Futsal, • Hockey India and Sports Authority of India has
Header, Kick off, Banana Kick, Toe Poke, announced the plan of establishing the High
Throw-in, Bicycle Kick} Performance Hockey Centres in seven places across
India. It aims to provide state-of-the-art facilities to
• Italian footballer Daniele De Rossi announced his junior and sub-Junior players and to groom the young
retirement. talent in view of 2024 and 2028 Olympic Games.
• Belgium has been crowned FIFA ‘Team of the Year’
for the second successive time after a record-breaking Tennis
year for the global ladder.
• The Indian men’s football team remained static at • Indian tennis ace Leander Paes announced to retire
108th spot in the year-ending FIFA rankings. from Tennis in 2020 as a professional tennis player.
• FIFA banned 3 South American football officials- • Novak Djokovic won the Paris Masters 2019 title. He
Former Peru Football Federation Manuel Burga and won the title for the fifth time.
Argentinian officials Eduardo Deluca and Jose Luis • Indian paddler Harmeet Desai wins men’s singles title
Meiszner, for a lifetime for connection with a 2015 at International Table Tennis Federation (ITTF)
corruption scandal in football. Challenge Indonesia Open 2019 Table Tennis
• Spain’s striker David Villa has announced his tournament held at Batam, Indonesia.
retirement from football. • Rafael Nadal clinched 6th Davis Cup title for Spain
• Brazilian football team defeated the football team of beating Denis Shapovalov of Canada in Madrid.
Mexico in the finals for 2-1, to win the 18th edition of • Japan’s Naomi Osaka defeated world number one
the FIFA under 17 World Cup trophy held in Brasilia, Ashleigh Barty with a score of 3-6, 6-3, 6-2 to won the
Brazil. China Open held in Beijing, China.
• German World Cup champion Bastian Schweinsteiger • Novak Djokovic defeated Australia’s John Millman in
has announced his retirement from soccer. the finals to win the Japan Open title.
• Indian football team won the 3rd Edition of the SAFF • Riya Bhati defeated Slovenian player Nastja Kolar 7-5,
U-15 Women’s Championships 2019 by beating 1-6, 6-3 to win the ITF women’s tennis tournament in
Bangladesh by 5-3 in the penalty shoot-out. Lagos, Nigeria.
• FC Goa hbecome the first Indian club to qualify for the • Five-time Grand Slam champion Maria Sharapova has
Asian Football Confederation (AFC) Champions announced her retirement from tennis.
League group stage.
Grand Prixes
Hockey {National Game of: India, Pakistan No.
• Mercedes racer Lewis Hamilton won the Abu Dhabi
of Players: 11 Grand Prix held in Abu Dhabi, UAE.
Important Terms Associated: Advancing, • Red Bull’s Max Verstappen (Netherlands) won F1
Bully, Center Pass, Dribble, Drive, Flagrant Brazilian Grand Prix at Interlagos in Brazil.
• Mercedes’ driver Lewis Hamilton has won the
Foul, Flick, Free Hit, Striker, Tackle, Mexican Grand Prix 2019.
Undercutting, Dodge, Drag Flick, Grip, • F1 world champion Lewis Hamilton of Mercedes won
the 2019 Russia F1 Grand Prix..
Hacking, Penalty Corner, Wall Pass} • Mercedes’ Valtteri Bottas (Finland) won the 2019
• Indian women’s team captain Rani Rampal became the Japanese Grand Prix.
1st-ever hockey player worldwide to win the
prestigious ‘World Games Athlete of the Year’ Badminton
award 2019.
• World no. 1 ranked Japanese badminton player Kento
• Ladakh women team beats Delhi team to win the 7th Momota won the Malaysia Masters 2020 title.
National Ice Hockey Championship women trophy. • Thailand’s Ratchanok Intanon defeats Carolina
• Indian women’s hockey team captain Rani Rampal and Marin to win the Indonesia Badminton Masters 2020
ace pistol shooter Saurabh Chaudhary won the Sports women’s singles title in Jakarta, Indonesia.
Person of the Year awards at the FICCI India Sports • India’s shutter Maisnam Meiraba Luwang beats Ken
Awards 2019. Yong Ong to won the Men’s singles Bangladesh Junior
• International Hockey Federation unveiled a new International Badminton Series 2019 held in Dhaka,
world ranking system for 2020 in Lausanne, Bangladesh.
Switzerland. • India’s Lakshya Sen won the SaarLorLux Open
• Great Britain defeated India in the finals of the 9th badminton tournament at Saarbrücken in Germany.
edition of the Sultan of Johor Cup 2019, held in • Kuhoo Garg and Dhruv Rawat win the badminton
Malaysia. India’s Shilanand Lakra emerged as a top mixed doubles title at the Egypt International 2019
scorer; Japan’s Kosei Kawabe named as the Best Player in Cairo, Egypt.

Boxing/ Wrestling/Weightlifting by a similar event in the Union Territory of Jammu
and Kashmir in March.
• Wrestler Anshu Malik won the silver medal in the • Asian Wrestling Championship 2020 begins in New
57kg competition in Rome Ranking Series in Rome. Delhi.
• Star wrestlers Vinesh Phogat and Sakshi Malik • India will host the FIFA Under-17 Women’s Football
registered convincing wins in the finals to claim gold World Cup 2020 comprising 5 cities namely
medals at the Senior Wrestling National Championships Ahmedabad, Bhubaneswar, Guwahati, Kolkata and Navi
in Jalandhar, Punjab. Mumbai.
• Indian weightlifter Mirabai Chanu won the women’s • Asian Football Confederation (AFC) has announced
49kg category gold medal to open India’s account at that India will host AFC Women’s Asian Cup in 2022.
the 6th Qatar International Cup in Doha. • The Tokyo 2020 Organising Committee has revealed
• Jamaican sprint legend Shelly-Ann Fraser-Pryce won the official Games motto: “United by Emotion” for
gold medal in 100m race of 2019 IAAF World Tokyo 2020 Olympics.
Championships held in Doha. • Russia will host the International Boxing Association
• Aditya Mehta & Vidya Pillai has won the National (AIBA) Team World Cup 2020.
Snooker Championship held in pune, Maharashtra.
• NADA suspended weightlifter Ramshad AR for a Other Sports Current Affairs
period of 2 years after being found guilty of violating
the anti-doping rule. • Indian Grandmaster Koneru Humpy wins the World
• NADA suspended Indian wrestler Ravinder Kumar Women’s Rapid Chess Championship held in
for 4 years for failing a dope test. Moscow, Russia.
• Weightlifter Sambo Lapung won the gold medal with a • Rowing Federation of India lifted the ban over
new national record of 188kg in clean and jerk event Indian rower Dattu Bhokanal who was suspended
in men’s 89kg event of the National Weightlifting against the charges of leaving a single sculls race
Championships held in Kolkata. midway during the 2018 Asian Games.
• Rakhi Halder has won the gold medal in the 64kg event • Paralympian Deepa Malik, wrestler Yogeshwar Dutt,
of the National Weightlifting Championships held in shooter Anjali Bhagwat, footballer Renedy Singh,
Kolkata. mountaineer Bachendri Pal and cricketer Harbhajan
• NADA imposed a ban of 4 years on Haryana’s javelin Singh inducted into the government’s All India
thrower Amit Dahiya. Council of Sports (AICS).
• Indian shooter Saurabh Chaudhary won the men’s 10
metres air pistol gold medal at the 63rd National
Sports Events |Tournaments Current Affairs Shooting Championship in Bhopal, Madhya Pradesh.
• Directorate of Sports and Youth Affairs and • K Srikkanth will be the recipient and former India
Government of Goa organized the ‘Fit India Cyclothon’ women’s captain Anjum Chopra is the co-recipient of
in Panaji. the CK Nayudu Lifetime Achievement Award
• Rubigula’, Flame-Throated Bulbul unveiled as the conferred by BCCI.
official mascot for the Goa 2020 National Games. • Indian women weightlifter Sarbjeet Kaur banned for
• Assam CM launched the torch relay of the 3rd edition 4 years from the sport by the National Anti Doping
Agency (NADA).
Khelo India Youth Games in Guwahati.
• Abhinav Lohan won the Bengaluru Open Golf
• 5th Ice Hockey Association of India (IHAI) National
Championship 2019 powered by Karnataka Tourism.
Ice Hockey Championship -2020 held in Leh, Ladakh.
• Indian Grandmaster Koneru Humpy wins the World
• Indian Olympic Association (IOA) withdrawn its
Women’s Rapid Chess Championship held in Moscow,
boycott call for the 2022 Commonwealth Games to be
Russia.
held in Birmingham.
• World Anti-Doping Agency banned Russia for 4
• 1st edition of Khelo India University Games will held years from participation in global sporting events
in Bhubaneswar. including the 2020 Tokyo Olympics and the 2022
• India’s P Magesh Chandran wins title in the 95th Beijing Winter Olympics.
edition of the prestigious Hastings International • R. Praggnanandhaa from India won the FIDE Open
Chess Congress at Hastings in England. category of the London Chess Classic held in London.
• 13th edition of South Asian Games kicked off in • Actor Suniel Shetty selected as the brand
Kathmandu, Nepal. ambassador of National Anti-Doping Agency.
• India will host the 2023 Men’s Hockey World Cup. • India finished on top with 312 medals comprising 174
• 2019 World Kabaddi Cup organized by the Punjab gold, 93 silver and 45 bronze in the 13th South Asian
government in Punjab. Games recently concluded in Nepal.
• Sangram Dahiya and Varsha Varman clinched double • MC Mary Kom inducted into the 10-member sports
trap titles, winning gold at the 63rd National Shotgun ambassador group by the International Olympic
Shooting Championship in New Delhi. Committee (IOC) on Boxing workforce to represent
• Abhishek Verma and Jyothi Surekha Vennam boxers ahead of the 2020 Tokyo Olympic Games.
claimed the gold in compound mixed pair event at the • South Africa defeated England’s team by 32-12 scores
21st Asian Archery Championships, which ended in in the final of the 9 edition of Rugby World Cup 2019
Bangkok, Thailand. held at International Stadium, Yokohama, Japan.
• Khelo India winter games 2020 which will be held in
the Union Territory of Ladakh later this month followed
• Manu Bhaker won gold medal in women’s 10m air since the revolution in 1789" for the Paris 2024
pistol event in Asian Shooting Championships 2019. Olympic Games.
• International Association of Athletics Federations • Kaamya Karthikeyan becomes the youngest girl in the
(IAAF) officially changed its name and will now be world to summit Mt Aconcagua. Mt Aconcagua is the
known as “World Athletics”. highest peak in South America and outside of Asia.
• Zozo Championship 2019 tournament title was • International Hockey Federation (FIH) announced that
clinched by America’s Tiger Woods. India will host 2021 Junior Men’s Hockey World
• Austria’s Golfer Christine Wolf has won the Hero Cup.
Women’s Indian Open in Gurugram. • India will host the Commonwealth Shooting and
• Prithvi Sekhar beats Jaroslav Smedek to clinch the Archery Championships in January 2022. The
men’s singles title in World Deaf Tennis Commonwealth Games Federation (CGF) announced
Championships 2019 held in Antalya, Turkey. this decision after the Executive Board meeting in
• Bengal Warriors defeated Dabang Delhi in the final of London.
7th season of Vivo Pro Kabaddi League 2019. Most • Indian Grandmaster D Gukesh defeated Harutyun
Valuable Player award of the League was bagged by Bargseghyan of France to win the 34th Cannes Open
Naveen Kumar from Dabang Delhi. in France. Siva Mahadevan of India secured the 10th
• The logo "circular design with Paris 2024 in the art place with six points.
deco style incorporating the lips and outline of
Marianne, the personification of the French Republic
SCIENCE & TECHNOLOGY

• The scientists from Rochester Institute of Technology Mega science exhibition, ‘Vigyan Samagam 2019’, in
has discovered the nearest-known ‘baby giant planet’ Kolkata, West Bengal.
which is named as “2MASS 1155-7919 b”. The newly • Indian Institute of Technology-Madras, in
discovered baby giant planet which is named as “2MASS collaboration with Phoenix Medical Systems, launched
1155-7919 b” lies about 330 light-years from our solar the country’s first indigenously-designed standing
system. wheelchair.
• The Department of Telecommunications (DoT) has • NASA’s "Neutron Star Interior Composition
launched the ‘5G Hackathon’ in association with the Explorer" telescope on the International Space
government of India, academia and industry Station detected a massive thermonuclear explosion
stakeholders to shortlist India’s focused cutting edge coming from outer space, caused by a massive
ideas that can be converted into workable 5G products thermonuclear flash on the surface of a pulsar.
and solutions. • NASA launched its 1st all-electric experimental
• ISRO has revealed in its annual report for 2019-20 that aircraft named the X-57 “Maxwell” to be operational
it will launch 10 Earth Observation Satellites in by late 2020.
2020-21. • NASA renamed a distant space rock Ultima Thule, to
• NASA Astronaut Christina Koch created a record for Arrokoth or “sky”. Arrokoth is a name of the Native
the longest single spaceflight by a woman. She American Powhatan language following a significant
surpassed the earlier record of 288 days in space which backlash over the old name’s Nazi connotations.
was previously established by NASA astronaut Peggy • Microsoft rolled out its K12 Education
Whitson in 2017. Transformation Framework more widely to schools
• ISRO launch GSAT-30 satellite onboard Ariane-5 across India at the second edition of the Microsoft
launch vehicle (VA 251) from French Guiana, overseas
Education Days in Gurgaon.
department of France.
• ISRO unveiled ‘Vyommitra’ or “friend in the sky” a
half-humanoid robot for Gaganyaan Space Mission.
• France will train Indian flight surgeons for the
ambitious human space mission Gaganyaan.
• ISRO announced that it is preparing low-cost satellite
launch vehicles costing around 30-35 crore each.
• ISRO begun preparatory works for setting up a 3rd
rocket launch pad in the small coastal hamlet of
Kulashekhrapattinam in the Thuthukudi district of
Tamil Nadu.
• International Astronomical Union (IAU) announced
the names of the newly discovered stars and planets,
where the name “Sharjah” was chosen for a star with
“Barjeel” being the name of one of its planets.
• Union Minister of Science & Technology and Minister of
Earth Science inaugurated India’s 1-ever multi-venue

• NVIDIA announced a new kind of GPU-accelerated • ISRO transferred its indigenous technology to produce
supercomputer in the cloud on Microsoft Azure. NDv2 space-grade Li-Ion cells to Bharat Heavy Electricals
supercomputer is designed to handle demanding AI and Limited (BHEL).
high-performance computing applications, using up to • Saturn overtakes Jupiter as planet with most moons. A
800 NVIDIA V100 Tensor Core GPUs interconnected on team of astronomers discovered a haul of 20 new
a single. moons orbiting the ringed planet, Saturn.
SCHEMES LAUNCHED BY UNION AND STATE GOVERNMENTS

• Andhra Pradesh Chief Minister Y S Jagan Mohan Traders and Self Employed Persons (NPS-Traders) by
Reddy launched a scheme named ‘Jagananna Vasthi March next year.
Deevena’. This scheme is for students pursuing various • Pondicherry government unveiled a start-up policy
post-Intermediate courses to meet hostel and mess which aims to create a corpus fund of Rs 10 crores to
expenses. support the setting up of start-up incubators and to
• To ensure the home delivery of the government develop co-working spaces.
services, Karnataka Government has launched a • National Initiative for School Heads’ and Teachers’
scheme “Janasevaka“. Holistic Advancement (NISHTHA launched in the
• Maharashtra government launched ‘Shiv Bhojan’ Union Territory of Jammu and Kashmir.
scheme. The scheme aims to provide a meal to the poor • Assam Govt. approves Arundhati scheme to provide 1
for just 10 rupees, on the occasion of the 71st Republic Tola Gold to Brides free of cost.
Day. • Andhra Pradesh CM Y.S. Jagan Mohan Reddy launched
• State Bank of India has announced ‘residential the “YSR Vahana Mitra scheme” in Eluru, Andhra
builder finance with buyer guarantee’ (RBBG) Pradesh.
scheme to give a push to residential sales and improve
homebuyers’ confidence. • ‘Yuva Sahakar’ Cooperative Enterprise Support and
• Uttar Pradesh Government has launched Innovation Scheme 2019 launched in New Delhi.
Mukhyamantri Krishak Durghatna Kalyan Yojana • CBDT launched “Faceless e-Assessment scheme” that
to provide financial assistance to the family of farmers eliminates physical interface between an assessing
who die or become handicapped while working in officer and an assesse. They also inaugurated the
fields. The scheme will cover farmers and their family National e-Assessment Centre (NeAC) in Delhi to be
members in the age group of 18-70 years. headed by Principal Chief Commissioner of Income
• GoI launched a drive to enroll one crore beneficiaries Tax.
under the Pradhan Mantri Shram Yogi Maandhan
(PM-SYM) and the National Pension Scheme for
MISCELLANEOUS CURRENT AFFAIRS

• Geneva-based World Health Organization has called • The International team of astronomers led by
for 675 million US dollars in donations for a plan to scientists at the University of California, United
fight the novel coronavirus. States(US) have discovered an Ultramassive monster
• The Indian Olympic Association has invited BCCI galaxy dubbed as XMM-2599.
President Sourav Ganguly to become the Goodwill • The Northern Coalfields Ltd (NCL) has established a
Ambassador of the Indian contingent at the Tokyo research and development centre, named ‘Science and
Olympics. Applied Research Alliance and Support (SARAS)’.
• The government of India unveiled a new indigenously • Union Information and Broadcasting Minister Prakash
developed vaccine for controlling classical swine Javadekar released the first look of a biopic on former
fever (CSF) which is a highly contagious fatal pig President APJ Abdul Kalam in New Delhi.
disease. The new vaccine is developed by Uttar • National Institute of Financial Management (NIFM),
Pradesh based Indian Council of Agricultural Research Faridabad will be renamed as Arun Jaitley National
(ICAR)-Indian Veterinary Research Institute (IVRI). Institute of Financial Management (AJNIFM).
• Mo O’Brien has become the first deaf person on • India to include the Asian Elephant and the Great
record to row an ocean by finishing a 3,000-mile Indian Bustard in the list of species that merit
journey across the Atlantic ocean with her daughter heightened conservation measures.
Bird Watts, and their friend Claire Allinson. • Tribal Cooperative Marketing Development
• Bangladesh’s Prime Minister Sheikh Hasina has Federation of India (TRIFED) has organized the
inaugurated the Ekushey Book fair organised at workshop on “Van Dhan and Entrepreneurship
Bangla Academy premises in Dhaka. The book fair is Development” under the Ministry of Tribal Affairs in
annually celebrated to commemorate the martyrs of the New Delhi.
Bangladesh’s language movement which helped in • The first ‘Jerusalem-Mumbai Festival’ will be held in
establishing Bangla as the official language of the then the Mumbai, Maharashtra.
East Pakistan.

• Government of India has renamed two institutions after • Britain’s oldest man, Bob Weighton, who is 111, has
Sushma Swaraj in an honour of the late External now become the oldest person in the world.
Affairs Minister. The two institutions are: the Pravasi • Mumbai International Airport Ltd (MIAL)
Bharatiya Kendra and the Foreign Service Institute. announced the launch of the world’s largest airport-
• The Bureau of Civil Aviation Security (BCAS), under based temperature-controlled facility known as the
the Ministry of Civil Aviation of India, has issued a ‘Export Cold Zone’ for processing and storage of agro
circular that Electronic-Cigarettes and all forms of and pharma products.
Electronic Nicotine Delivery System(ENDS) will not • Neutral pronoun ‘they’ voted as word of the decade by
be allowed in both domestic and international US language experts.
flights as well as at airports. • Union Home Minister laid the foundation stone of Delhi
• Ghaziabad police launched ‘Operation Nakail’ under Cycle Walk project at Tughlakabad in New Delhi. Delhi
which the identity of all auto-rickshaw drivers will be Cycle Walk will have network of over 220 km & aims to
verified and a unique four-digit number will be allotted make the city most walkable and environment friendly.
to them. • Indian High Commission organized the “Art
• ‘Historical Gastronomica – The Indus Dining Exhibition” in Dhaka, Bangladesh to commemorate
Experience’ exhibition was held at the National the 150th birth anniversary of Mahatma Gandhi.
Museum in New Delhi. • Submarine cable works on laying between Chennai to
• Chitra Bharati Film Festival will be held at Gujarat Port Blair (Andaman and Nicobar Islands) covering a
University in Ahmedabad, Gujarat and will be distance of 1,450 kilometres begins.
organised by Bharatiya Chitra Sadhana. • UT Ladakh is hosting the 1st-ever Food Processing
• National Institution for Transforming India (NITI Summit to attract investors to the region.
Aayog) has organized a meeting on Active • 5th edition of Science Film Festival of India (SCI-FFI
Pharmaceuticals Ingredients (API) Industry under 2020) started in Goa’s capital city Panaji.
the chairmanship of NITI Aayog’s CEO Amitabh Kant. • 1st edition of Krishi Manthan– the largest Food, Agri-
• The services of Kashi Mahakal Express, the 3rd business and Rural Development Summit of Asia begins
private train of Indian Railway Catering and Tourism in Ahmedabad, Gujarat.
Corporation (IRCTC), has commenced between • Union Chemicals and Fertilizers Minister D.V.
Varanasi and Indore. Sadananda Gowda unveiled the logo and brand ‘Apna
• Union Minister of State for Shipping Mansukh Urea Sona Ugle‘ of Hindustan Urvarak and Rasayan
Laxmanbhai Mandaviya laid the foundation stone for a Ltd (HURL).
50-metre high modern lighthouse at Dhanushkodi in • NDRF celebrated its 15th Raising Day on 18th
Rameswaram, Tamil Nadu. January.
• Delhi Police has integrated its “Himmat Plus App” • PM Modi chaired the 32nd interaction through
with the app of ride hailing company “Uber” to ensure PRAGATI (Pro-Active Governance and Timely
safety and security of people travelling in cabs. Implementation) platform in New Delhi.
• Union government has decided to rename ‘The Institute • ‘Women with wheels’, a unique taxi service has been
for Defence Studies and Analyses’ (IDSA) as ‘Manohar launched at the Indira Gandhi International Airport,
Parrikar Institute for Defence Studies and New Delhi. It is an initiative by ‘Sakha cabs'. The
Analyses’. service will only be available for the female commuters
• Radhakishan Damani, founder of Avenue Supermarts and will be driven by women drivers only.
(known as D-Mart) has now become the 2nd richest • Reliance Jio becomes the 1st telecom operator to
Indian after Reliance Industries Ltd chairman Mukesh facilitate UPI payments feature through its platform
Ambani, with a net worth of $17.8 billion. "MyJio app".
• On the occasion of 1st anniversary of the launch of • 44th International Kolkata Book Fair (IKBF) held in
Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) Kolkata with Russia as the focal theme country.
scheme, Agriculture Minister Narendra Singh Tomar • 7 airports across India start thermal screening of
launched PM KISAN mobile application for the further passengers arriving from China and Hong Kong against
expansion of the scheme. the Wuhan Corona Virus.
• India’s first floating jetty has been inaugurated by the • 9th International Children’s Film Festival hosted by
Union Minister of State for Shipping Mansukh Kolkata, West Bengal.
Mandaviya at a cruise terminal in Vasco at Goa. • GoI announced a sale of 100% stake in debt-laden Air
• J&K Advisor to Lieutenant Governor, Farooq Khan has India. As part of the strategic disinvestment and has set
flagged off a youth exchange programme ‘Watan Ko March 17, as the deadline for submitting an expression
Jano’. of interest (EoI). Air India would also sell 100% stake in
• Jiya Rai, the 11-year-old girl created a world record by low-cost airline Air India Express and 50 per cent
becoming the youngest and the fastest specially-abled shareholding in joint venture AISATS.
girl to swim 14 kilometres in open water in 3 hours 27 • GoI is a plan to set up a war memorial for animals in
minutes and 30 seconds. Meerut, Uttar Pradesh. It will be India’s first animal
• The Central Board of Secondary Education has war memorial.
launched an Exam center locator app “CBSE ECL” as • Country’s 1st underwater metro project is set to
well as an Online Exam Center Management System complete its East-West Project of Kolkata Metro Rail
“OECMS”. Corporation, which runs partly under the Hooghly
River, West Bengal by March 2022.

• Nepal created a new Guinness World Record for • Google revealed that its powerful mapping service,
organizing highest altitude Fashion Show on the earth. Google Earth now covers more than 98% of the world,
The Mount Everest Fashion Runway was held at 5340 and captured 10 million miles of Street View imagery, a
meters (17515 feet) elevation at Kala Patthar, near distance that could circle the globe more than 400
Everest base camp. times.
• Irish composer Eimear Noone first woman to conduct • UNESCO removed the ‘Carnival of Aalst’ of Belgium
an orchestra at the Oscars guest-segment. from its Intangible Cultural Heritage of Humanity List.
• Minister of State for Human Resource Development • ITBP started a dedicated matrimonial site for its staff.
Sanjay Dhotre inaugurated the India Pavilion at The website started will be managed by ITBP and only
International Book Fair in Guadaljara, Mexico. India the staff will be able to access it.
is the ‘Guest of Honour Country’ in book fair and • In Turkey, the main body of the 610-year-old Er-Rizk
becomes the first Asian country to participate as mosque was removed from the town of Hasankeyf
‘Guest of Honour’ in the Fair. BSF personnel ahead of its submergence as part of a Ilisu dam project.
celebrated its 55th raising day 01st December • Prof. Krishnasamy VijayRaghavan, Principal
2019. Scientific Adviser to the Govt. of India launched a
• 35th anniversary of Bhopal Gas Tragedy on national program called “EChO Network” in New Delhi.
December 2, 2019. The EChO network provides a template for cross-
• Vice President M Venkaiah Naidu launched the new disciplinary leadership in India.
Rotavirus vaccine: ROTAVAC-5D designed and • Integral Coach Factory (ICF) of Indian Railways
developed by Bharat Biotech in New Delhi. produced its 3000 Coaches in record 215 days and
• GoI & Portugal decided to cooperate in the setting up retained its position as the largest coach- maker in the
of an India’s 1st National Maritime Heritage Museum at world.
the ancient Indian site of Lothal in Gujarat with the • To battle rising air pollution in cities, an ‘Oxygen
aim to boost the underwater or marine archaeology. Parlour’ opened at Nashik railway station with the
• Tennis legend Roger Federer will become the first efforts of Airo Guard in collaboration with the Indian
living person in Switzerland to have a coin minted in his Railways.
honour. The Federal Mint, Swissmint, has created a • Finance minister of India released a postage stamp to
20-franc silver coin bearing Federer’s image. commemorate distinguished service and glorious
• Jammu and Kashmir Government approved the contribution of Directorate of Revenue Intelligence
Leave Travel Concession (LTC) in favour of its (DRI) in protecting the nation.
employees. • Indian Railways started a glass-enclosed vistadome
• Khadi and Village Industries Commission “Him Darshan Express” train on the heritage Kalka-
distributed 500 Bee Boxes, 500 Electric Pottery Shimla route, with glass rooftop to have a panoramic
Wheels and 200 Leather Tool Kits in an event in view of the hilly region.
Boondi District of Rajasthan. • Central government will launch the “Digital Radio” in
• The UNESCO-recognized Nilgiri Mountain Railway 2024.
conducted a special service for foreign tourists on • Raksha Mantri launched the “DefExpo 2020” mobile
special steam engine from Coonoor to Ooty. app developed by Department of Defence
• Federation of Indian Association invited Super 30 Production, Ministry of Defence (MoD).
founder Anand Kumar to a function on the eve of • Singapore-based AirCarbon Pte launched the worlds’
India’s Republic Day celebrations in New York. Year first blockchain-based carbon trading exchange.
“2020” also marks the 50th anniversary of FIA. • India taken inspiration from Brazil’s success in the field
• Jammu and Kashmir's Lt Governor Girish Chandra of human milk bank decided to adopt a similar model
Murmu hinaugurated the 72-metre long Multi Cell in creating a wide network of human milk banks.
Box Type Load Class 70 bridge built by Border Roads • National Carrier Air India has painted ‘Ek Onkar’
Organisation in Rajouri. The bridge spans over Draj symbol on its Boeing 787 Dreamliner aircraft’s tail to
nallah and connects Draj Area to Tehsil Kotranka area mark the 550th birth anniversary of Guru Nanak Dev.
under District Rajouri. • UNESCO designated Mumbai as a member of UNESCO
• Archaeological Survey of India identified 138 Creative Cities Network (UCCN) in the field of FILM and
numbers of monuments as Must-See Monuments. Hyderabad in the field of GASTRONOMY.
The ‘Must See’ list of ASI features first-class Indian • Union Minister for Housing and Urban Affairs
monuments and archaeological sites including those inaugurated a new Guru Nanak Chair by the support
that feature on UNESCO’s World Heritage List. of Indian government, at the University of
• PUMA has signed Indian men’s football team captain Birmingham to enable research around the teachings
Sunil Chhetri as its brand ambassador. of the founder of the Sikh religion.
• PepsiCo appointed actor Salman Khan as the new • World’s largest fertilizer cooperative Indian
brand ambassador. Farmers Fertilizer Cooperative Limited (IFFCO)
• Amazon’s audiobook company Audible launched a new introduced India’s 1st nanotechnology-based product
app “Audible Suno” in India which features original range by introducing Nano Nitrogen, Nano Zinc, Nano
audio series aiming to expand Audible’s reach in India’s Copper for on-field trials at an event held at its Kalol
highly competitive digital entertainment and streaming unit in Gujarat.
space.

• Official emblem of FIFA U-17 Women’s World Cup for • UNESCO and Doordarshan, country’s public service
the year 2020 which is to be conducted in India was broadcaster have joined hands to telecast TV bilingual
unveiled. programme ‘Mahatma Lives‘ or ‘Bapu Zinda Hain’.
• China’s National Medical Products Administration • Film Division in association with India Tourism
officially approved an indigenously developed organized a “Gandhi Film Festival” in Mumbai.
Alzheimer’s drug called GV-971 (sodium oligo- • Power Minister RK Singh & Coal, Mines and
mannurarate). Parliamentary Affairs Minister Pralhad Joshi jointly
• Renowned Indian authors like R K Narayan (Swami launched PRAKASH – Power Rail Koyla Availability
and Friends), Arundhati Roy (The God of small things), through Supply Harmony- portal in New Delhi.
Salman Rushdie (The Moor’s Last Sigh), Vikram Seth • National Buildings Construction Corporation
(A Suitable Boy) and S. Naipaul (A House for Mr (NBCC) signed MoU with the Ministry of Youth Affairs
Biswas) are among 100 writers who have featured on a and Sports to provide project management consultancy
list of the most inspiring novels chosen by a panel of for the development of National Sports University at
experts and revealed by the BBC. Imphal, Manipur.
• Dhruv Prajapati, a research scholar from the Gujarat • The National Basketball Association (NBA) brought
Ecological Education & Research Foundation, has to India the first-ever Floating Basketball Court in the
discovered two new spider species in Kerala, Tamil Arabian Sea in Mumbai, Maharashtra.
Nadu and Gujarat. Their names are "Marengo Sachin • Union Health Minister, Dr Harsh Vardhan launched
Tendulkar" named after Indian cricketer Sachin eco-friendly green firecrackers developed by Council
Tendulkar & "Indomarengo chavarapater" named of Scientific and Industrial Research (CSIR) labs and
after Saint Kuriakose Elias Chavara. manufactured by licensee-manufacturers in India.
• Suranga Bawadi in Bijapur, Karnataka selected as the • Health Minister Harsh Vardhan launched the ‘trans-
World Monument Watch List for 2020, by the New fat-free’ logo, which can be voluntarily used by food
York-based non-governmental organisation. It was business operators in their outlets and also on food
selected under the category of “Ancient Water System products. He also released a slogan ‘Chefs 4 Trans Fat-
of the Deccan Plateau” along with 24 monuments Free’.
across the world. • The 1st Government-sponsored and operated Day-
• Nita Ambani become the first Indian tonamed an Care cum Recreation Centre for senior citizens has
honorary trustee of “The Metropolitan Museum of been inaugurated in Leh.
Art”. • Indian National Centre for Ocean Information
• New signal fish “Pteropsaron Indicum” found in Services collaborated with Accord, a private company,
Lakshadweep sea off Kerala coast, which is the home to develop "GEMINI", a portable receiver developed to
for unusual species like fish with a unique color. avoid communication blackouts and is linked to ISRO-
• Union Home Minister Amit Shah inaugurates the satellites and is “fail-proof” and warn fishermen of
National Tribal Festival “Aadi Mahotsav” with the danger.
theme "Spirit of Tribal Culture, Craft, Cuisine and • Union Minister Nityanand Rai launched a Government
Commerce" in New Delhi. Railway Police’s website
• Pakistan became the 1st country in the world to “railways.delhipolice.gov.in” and a mobile
introduce a new Typhoid Conjugate Vaccine (TCV) in application “Sahyatri”.
an effort to combat a drug-resistant strain of the • 38th India Carpet Expo will be held in Varanasi, Uttar
potentially fatal disease in the Sindh province. Pradesh. The expo will be organized by the Carpet
• Election Commission decided to establish a visiting Export Promotion Council (CEPC).
chair on the inter-disciplinary approach to electoral • Maharashtra and Goa Circle of the India Post is
studies to commemorate former Chief Election celebrating National Postal Week in each of the six
Commissioner (CEC) TN Seshan’s “special connect regions under its jurisdiction – Mumbai, Navi Mumbai,
with the young and aspiring India”. Pune, Nagpur, Aurangabad and Goa.
• UNICEF released a 28-page booklet called “From • The 1st ever ‘India International Cooperatives Trade
uttapam to sprouted dal parantha”. Fair’ to promote export of products of cooperatives has
• Karnataka State Tourism Development Corp been inaugurated in New Delhi. ‘Yuva Sahakar’
(KSTDC) signed MoU with IRCTC to market and Cooperative Enterprise Support and Innovation
operate the Golden Chariot train. The luxurious Golden Scheme 2019 also launched during the event.
Chariot train will start plying from March 2020. • Pm Modi released a commemorative stamp in honour
• 4-day Aalmi Tablighi Ijtima, world’s biggest Islamic of Marshal of the Indian Air Force late Arjan Singh.
Congregation began in Bhopal, MP. • Indian nun Mariam Thresia from Kerala and four
• First woman pilot, Lieutenant Shivangi join naval other nuns were declared Saints by Pope Francis at a
operations on completion of operational training. grand ceremony at the Vatican City.
• Indian Railway Institute of Financial Management • Over 1,500 students from 32 different colleges and
(IRIFM) set up in Hyderabad, Telangana. university participated in the ‘Sangam Youth Festival’
• Indian Women’s Association (IWA) donated two being organised by the Indian Army in collaboration
electric vehicles to Pashupati Area Development Trust
(PADT) in Nepal. with Jammu University Campus in a bid to spread the
• Indore-based Devi Ahilya University becoming message of peace, prosperity, communal harmony and
Madhya Pradesh’s first varsity to be accorded A-plus national integration.
grade by the National Assessment and Accreditation
Council (NAAC).

• 2nd phase of an Indo-Dutch project called Local • Indian Railways launched ‘one touch ATVM’ to
Treatment of Urban Sewage Streams for Healthy render fast ticketing to millions of commuters at 42
Reuse, or LOTUS-HR launched at Barapullah drain in suburban stations of Central Railway over Mumbai
New Delhi. Suburban Network.
• Secretary Department for Promotion of Industry and • Indo-Tibetan Border Police celebrated its 58th
Internal Trade (DPIIT) Guruprasad Mohapatra Raising Day on 24th October 2019.
launched the website and mobile application L2Pro • CBSE and NCERT launched an online aptitude test "Try
India [Learn to And Measure Aptitude And Natural Abilities
• Protect, Secure and Maximize Your Innovation] on (Tamanna)" to help students of Class 9 and 10 to make
Intellectual Property Rights (IPRs). a better choice of subjects, eventually helping them in
• 129th death anniversary of the mystic bard Fakir making an informed decision while choosing subjects in
Lalon Shah is being observed in Bangladesh. Class 11 and 12.
• Textiles Secretary, Ravi Capoor, inaugurated the 48th • Facebook unveiled a ‘Preventive Health’ tool in the
edition of the Indian Handicrafts and Gifts Fair (IHGF) United States.
at the India Expo Centre & Mart at Greater Noida. The • Nepalese mountaineer Nirmal Purja, created a new
theme of IHGF-Delhi Fair 2019: Reduce, Reuse, speed record by climbing the world’s 14 highest peaks
Recycle. over 8,000 metres (26,250 feet) in just 189 days.
• Kiran Uniyal, w/o a serving Colonel of Indian Army has • Union Minister for Finance & Corporate Affairs Nirmala
created Individual Guinness World Records for “The Sitharaman released a special commemorative coin
most full contact knee strikes in three minutes (one on Paramahansa Yogananda to mark Paramahansa
leg) (female), 263 strikes” & “The most full contact Yogananda’s 125th birth anniversary.
knee strikes alternate legs in one • Researchers from the Indian Institute of Information
minute(female),120 strikes”. Technology Hyderabad (IIIT-H) created the first-ever
• National Council of Educational Research and ‘Indian Brain Atlas (IBA).
Training (NCERT) are planning to review the 14-year- • Pakistan released a new coin worth Pakistan Rupees
old National Curriculum Framework (NCF) in 50 to commemorate the 550th anniversary of Baba
accordance with new national education policy Guru Nanak.
(NEP) and set up a committee for the purpose.
• India’s livestock population has increased to over
535.78 million showing an increase of 4.6% over
Livestock Census-2012. The Department of Animal
Husbandry and Dairying released the 20th Livestock
Census -2019.
• IIT Kharagpur graduate Debayan Saha invented a
device called “PM 2.5” which he claimed when fitted
near the silencer pipe in vehicles will curb air
pollution.
• A team of German researchers from the University of
Ulm and Freiburg (Germany) discovered the
Saharan silver ant which is the fastest of the world’s
12,000 known ant species, clocking 855 millimetres
nearly a metre per second in Douz area of Tunisia in
Northern Sahara. Its scientific name is Cataglyphis
bombycina.
• The Insurance Regulatory and Development
Authority of India imposed penalties of Rs 1.01 crore
on Cholamandalam MS GIC for violations observed
during an inspection.
• Deepika Padukone and Indian badminton player PV
Sindhu named the ambassadors for Bharat Ki Laxmi,
an initiative to celebrate the contribution &
accomplishments of women of the nation for the public
good. The hashtag for the initiative is #BharatKiLaxmi.
• Amazon’s male white Bellbird is the world’s loudest
bird which hits 125.4 decibels.
• Vijaya Bank Heritage Museum inaugurated at the
headquarters of the erstwhile Vijaya Bank i.e.
Bengaluru having a rare collection of photos through
which the growth of the bank is showcased.
• J&K’s Chenani-Nashri Tunnel, a 9 km-long tunnel that
reduces the distance between Jammu and Srinagar by
31 km renamed as Shyama Prasad Mukherjee
Tunnel.

STATIC GA: AWARDS & FIELDS
prominent act of valour or self-sacrifice in the presence
1. International Gandhi Peace Prize: For contributions of the enemy on land, sea or air.
towards social, economic & political transformation 12. Maha Vir Chakra: Second highest decoration. It is
through non-violence & other Gandhian methods. awarded for acts of conspicuous gallantry in the
2. Bharat Ratna: Premier civilian award, to serve the presence of the enemy, whether on land, at sea or in the
nation. air.
3. Padma Vibhushan: Ranking wise the second award is 13. Vir Chakra: It is the third in the order of awards for acts
the Padma Vibhushan in the Indian Republic. It of gallantry in the face of the enemy on land, sea or air.
awarded people from various fields including Govt. 14. Ashok Chakra: Awarded for the most conspicuous
service to distinguish extraordinary service for the bravery or some daring act of valour or self-sacrifice on
country. land, at sea or in the air.
4. Padma Bhushan: The Padma Bhushan is the highest 15. Academy (Oscar) Awards: Film (From 1929)
civilian award third in rank in the Indian Republic. 16. Grammy Award: Music (From 1958)
5. Padma Shri: It is awarded to citizens of India for their 17. Ramon Magasaysay Award: Govt. (Public) Service,
distinguished contribution in several fields including Social Service, Journalism, Literature, Communication
Education, Literature, Arts, Science, Industry, Social & International Understanding Bourlog Award:
Service, Medicine, Sports & Public Affairs. Agriculture (From 1992)
6. Dronacharya Award: For brilliance in sports coaching. 18. Grammy: Music
7. Dhyan Chand Award: Highest lifetime achievement 19. Pulitzer: Journalism&Literature
award in sports & games in India 20. Arjun: Sports
8. Rajiv Gandhi Khel Ratna: Highest honor given for 21. Bowelay: Agriculture
accomplishment in sports. 22. Kalinga: Science
9. Vyas Samman: For literary in the Hindi language. 23. Dhanwantri: Medical Science
10. Saraswati Samman: For outstanding prose or poetry 24. Nobel Prize: Peace, Literature, Economics, Physics,
literary works in any Indian language listed in Schedule Chemistry, Medical Science
VIII of the Constitution of India. 25. Abel: Maths
11. Param Vir Chakra: Highest decoration Awarded for 26. Man Booker: Literature
the most conspicuous bravery or some daring or 27. Vachspati Samman: Sanskrit Literature
Topic 1: CM/Governors/Wildlife Santuaries/National Parks / Power Plants in India
States/UTs National Parks(NP) Wild Life Sanctuaries Power Plants

J&K • Dachigam National • Gulmarg WLS
Governor: Girish Chandra Murmu Park • Limber WLS
Capital: Jammu(Winter) • Hemis National Park • Nandini WLS
Srinagar(Summer) • Kishtwar National Park
• Salim Ali National Park
Himachal Pradesh • Pin Valley National • Bandli WLS • Girinagar Hydel
CM: Jairam Thakur Park • Daranghati WLS Project
Governor: Bandaru Dattatraya • Great Himalayan • Dhauladhar WLS • Binwa Hydel Project
Capital: Shimla National Park • Nargu WLS • Rangtong Hydel
• Inderkilla National • Pong Dam Lake WLS Project
Park • Shilli WLS • Baner&Neugal Project
• Khirganga National • Talra WLS
Park
• Simbalbara National
Park
Punjab • Abohar WLS • Guru Gobind Singh
CM: Captain Amarinder Singh • Harike Lake WLS Super Thermal Power
Governor: V P Singh Badnore • Jhajjar Bacholi WLS Plant
Capital: Chandigarh
Haryana • Kalesar National Park • Bhindawas WLS • Gorakhpur Atomic
• Sultanpur National • Kalesar WLS Power Station
CM: Manohar Lal Khattar Park • Khaparwas WLS • Deenbandhu Chhotu
Governor: Satyadeo Narayan • Ram TPS
Arya • Rajiv Gandhi TPS
Capital: Chandigarh
Uttar Pradesh • Dudhwa National Park • Hastinapur WLS • Narora Atomic Power
CM: Yogi Adityanath • • Ranipur WLS Station
Governor: Anandiben Patel • Sohagibarwa WLS • Rihand Thermal
Capital: Lucknow • Sur Sarovar WLS Power Station
• Chandraprabha WLS • Anpara Thermal
• National Chambal Power Station
WLS
Bihar • Valmiki National Park • Gautam Budha WLS • Kahalgaon Super
CM: Nitish Kumar • • Kaimur WLS Thermal Power
Governor: Phagu Chauhan • Pant (Rajgir) WLS Station
Capital: Patna • Valmiki WLS • Barauni TPS
Chhattisgarh • Indravati National Park • Badalkhol WLS • Sipat Thermal Power
CM: Bhupesh Baghel • Kanger Valley National • Bhairamgarh WLS Plant
Governor: Anusuiya Uikey Park • Bhoramdev WLS • Hasdeo TPS
Capital: Raipur • Guru Ghasi Das • Udanti Wild Buffalo • Bhilai Expansion
(Sanjay) WLS Power Plant
Jharkhand • Betla National Park • Lawalong WLS • Chandrapura TPS
CM: Hemant Soren • • Palkot WLS • Koderma Thermal
Governor: Draupadi Murmu • Parasnath WLS Power Station
Capital: Ranchi • Bokaro TPS
Andhra Pradesh • Sri Venkateswara • Coringa WLS • Simhadri Super
CM: Jaganmohan Reddy National Park • Kolleru WLS Thermal Power Plant
Governor Biswa Bhusan • • Nellapattu WLS • Sri Damodaram
Harichandan • Pulicat Lake WLS Sanjeevaiah Thermal
Capital: Amaravati • Rajiv Gandhi Power Station
(Nagarjuna Sagar- •
Srisailam) WLS
• Rollapadu WLS
Telangana • Mrugavani National • Kawal WLS
CM: K. Chandrashekar Rao Park
Governor: Tamilisai
Soundararajan
Capital: Hyderabad
Assam • Dibru-Saikhowa NP • Amchang WLS • Bongaigaon Thermal
CM: Sarbananda Sonowal • Kaziranga National • Chakrashila WLS Power Plant
Governor: Jagdish Mukhi Park • Dihing Patkai WLS
Capital: Dispur • Manas National Park • East Karbi Anglong
• Nameri National Park WLS
• Rajiv Gandhi Orang • North Karbi Anglong
National Park WLS
• Nambor WLS
Goa • Bhagwan Mahavir • Bondla WLS
CM: Pramod Sawant (Mollem) National Park • Madei WLS
Governor: Satya Pal Malik • Bhagwan Mahavir
Capital: Panaji (Mollem) WLS
• Netravali WLS
Gujarat • Blackbuck National • Jambugodha WLS • Mundra Thermal
CM: Vijay Rupani Park, Velavadar • Jessore WLS Power Station
Governor: Acharya Dev Vrat • Gir Forest National • Kutch Desert WLS • Ukai Thermal Power
Capital: Gandhinagar Park • Mitiyala WLS Station
• Marine National Park, • Porbandar Lake WLS • Akrimota Thermal
Gulf of Kutch • Rampara Vidi WLS Power Station
• Bansda National Park • Ratanmahal WLS • Kakrapar Nuclear
• Shoolpaneswar Power Plant
(Dhumkhal) WLS
• Thol Lake WLS
• Wild Ass WLS
Karnataka • Bandipur National Park • Arabithittu WLS • Raichur Thermal
CM: B. S. Yeddyurappa Governor: • Bannerghatta National • Attiveri WLS Power Station
Vajubhai R. Vala Park • Bhadra WLS • Udupi Thermal Power
Capital: Bengaluru • Kudremukh National • Bhimgad WLS Plant
Park • Brahmagiri WLS • Bellary Thermal
• Nagarhole National • Cauvery WLS Power Station
Park • Nugu WLS
• Anshi national park • Pushpagiri WLS
• Ranganathittu Bird
WLS
• Sharavathi Valley
WLS
• Someshwara WLS
Kerala • Eravikulam National • Aralam WLS • Brahmapuram Power
CM: Pinarayi Vijayan Park • Chimmony WLS Station
Governor: Arif Mohammed Khan • Mathikettan Shola • Idukki WLS • Kayamkulam Power
Capital:Thiruvananthapuram National Park • Malabar WLS Station
• Periyar National Park • Mangalavanam Bird
• Silent Valley National WLS
Park • Neyyar WLS
• Anamudi Shola • Periyar WLS
National Park • Thattekad Bird WLS
• Pampadum Shola NP
Madhya Pradesh • Kanha National Park • Bori WLS • Vindhyachal Super
CM: Kamal Nath • Madhav National Park • Gandhi Sagar WLS Thermal Power
Governor: Lal Ji Tandon • Mandla Plant Fossils • Ghatigaon WLS Station
Capital: Bhopal National Park • Ken Gharial WLS • Sant Singaji Thermal
• Panna National Park • Narsighgarh WLS Power Plant
• Pench National Park • National Chambal • Satpura Thermal
• Sanjay National Park WLS Power Station
• Satpura National Park • Orcha WLS • Amarkantak TPS
• Van Vihar National • Kuno WLS • Sasan Ultra Mega
park • Sardarpur WLS Power Project
• Son Gharial WLS
Maharashtra • Chandoli National Park • Aner Dam WLS • Tarapur Atomic
CM: Uddhav Thackeray • Navegaon National • Bhamragarh WLS Power Station
Governor: Bhagat Singh Koshyari Park • Bhimashankar WLS • Tirora Thermal Power
Capital: Mumbai • Tadoba National Park • Great Indian Bustard Station
• Gugamal national park WLS • Amravati Thermal
• • Jaikwadi WLS Power Plant
• Koyana WLS
• Nagzira WLS
• Painganga WLS
• Radhanagari WLS
• Sagareshwar WLS
• Tipeshwar WLS
• Tungareshwar WLS
Manipur • Keibul Lamjao National • Yangoupokpi-
CM: N Biren Singh Park Lokchao WLS
Governor: Najma Heptulla •
Capital: Imphal
Meghalaya • Balphakram National • Baghmara Pitcher
CM: Conrad Sangma Park Plant WLS
Governor: Tathagata Roy • Nokrek National Park • Nongkhyllem WLS
Capital: Shillong • Siju WLS
Mizoram • Murlen National Park • Dampa WLS (TR)
CM: PU Zoramthanga • Phawngpui Blue • Ngengpui WLS
Governor: P.S. Sreedharan Pillai National Park • Pualreng WLS
Capital: Aizawl • Mountain National • Tokalo WLS
Park
Nagaland • Intanki National Park • Fakim WLS • Dikhu Hydro Electric
CM: Neiphiu Rio • Puliebadze WLS Power Plant
Governor: RN Ravi • Rangapahar WLS
Capital: Kohima
Odisha • Bhitarkanika National • Badrama WLS • Talcher Super
CM: Naveen Patnaik Park • Baisipalli WLS Thermal Power
Governor: Ganeshi Lal • Simlipal National Park • Chilika (Nalaban) Station
Capital: Bhubaneswer • WLS
• Hadgarh WLS

• Khalasuni WLS
• Satkosia Gorge WLS
Rajasthan • Sariska National Park • Bundh Baratha WLS • Chhabra Thermal
CM: Ashok Gehlot • Ranthambore National • Darrah WLS Power Station
Governor: Kalraj Mishra Park • Jawahar Sagar WLS • Suratgarh Power
Capital: Jaipur • Darrah National Park • Kailadevi WLS Station
• Desert National Park • Mount Abu WLS
• Keoladeo National Park • Ramsagar WLS
• Sariska WLS
• Sawai Man Singh WLS
• Shergarh WLS
• Sitamata WLS
Sikkim • Khangchendzonga • Fambong Lho WLS • Rangit Hydro Electric
CM: PS Golay National Park • Kitam WLS (Bird) Power Prject
Governor: Ganga Prasad • Maenam WLS
Capital: Gangtok • Pangolakha WLS
Tamil Nadu • Mudumalai National • Indira Gandhi • Kudankulam Nuclear
CM: Edapaddi Palaniswami Park (Annamalai) WLS Power Plant
Governor: Banwaril Lal Purohit • Mukurthi National Park • Kalakad WLS • Neyveli Thermal
Capital: Chennai • Indira Gandhi • Karaivetti WLS • Tuticorin Thermal
(Annamalai) National • Karikili WLS Power Station
Park • Mudumalai WLS
• Guindy National Park • Pulicat Lake WLS
• Gulf of Mannar Marine • Vaduvoor WLS
National Park • Vedanthangal WLS
• Vettangudi WLS
Tripura • Bison( Rajbari ) • Gumti WLS • Palatana Thermal
CM: Biplab Deb National Park • Rowa WLS Power Plant
Governor: Ramesh Bais • Clouded Leopard • Sepahijala WLS
Capital: Agartala National Park • Trishna WLS
Uttarakhand • Gangotri National Park • Askot Musk Deer WLS • Chibro Power Plant
CM: Trivendra Singh Rawat • Jim Corbett National • Binsar WLS • Khodri Power Plant
Governor: Baby Rani Maurya Park • Govind Pashu Vihar • Chilla Power Plant
Capital: Dehradun • Valley of Flowers WLS
National Park • Kedarnath WLS
• Sonanadi WLS
West Bengal • Buxa National Park • Ballavpur WLS • Mejia Thermal Power
CM: Mamata Banerjee • Neora Valley • Chintamani Kar Bird Station
Governor: Jagdeep Dhankhar NationalPark Sanctuary • Farakka Super
Capital: Kolkata • Singalila National Park • Haliday Island WLS Thermal Power
• Sundarbans National • Lothian Island WLS Station
Park • Mahananda WLS • Kolaghat Thermal
Power Station
• Bakreshwar Thermal
Power Station
• Durgapur Steel
Thermal Power
Station
Arunachal Pradesh • Namdapha National
Capital: Itanagar Park
CM: Pema Khandu • Mouling National Park
Governor: BD Mishra
Complete list of 9 Union Territories:

S.NO Union Territories Capital CM Lt. Governor
1. Andaman and Nicobar Island Port Blair NA D K Joshi
2. Chandigarh Chandigarh NA V.P. Singh Badnore
3. Dadra and Nagar Haveli Silvassa NA Praful Patel
4. Daman and Diu Daman NA Praful Patel

5. Delhi Delhi Arvind Kejriwal Anil Baijal
6. Ladakh Leh NA Radha Krishna Mathur
7. Lakshadweep Kavaratti NA Dineshwar Sharma
8. Jammu and Kashmir Srinagar and Jammu NA Girish Chandra Murmu
9. Puducherry Pondicherry V. Narayanasamy Kiran Bedi
Topic 2:
Upcoming Important Sport Events
Summer Olympics Japan (2020); Paris (2024), Los Angles (2028)

Winter Olympics Pyeong Chang, South Korea (2018); Beijing China (2022)
Common Wealth Games Queensland, Australia (2018); London (2022)
Asian Games Indonesia (2018); Hangzohu, China (2022)
FIFA Russia (2018); Qatar (2022)
Common Wealth Youth Games Bahamas (2017); Belfast (2021)
Common Wealth Weightlifting Championship Lima, Peru (2018)
Men Hockey World Cup 2018 (India)

Women Hockey World Cup 2018 (London)
ICC Women Cricket World Cup 2021 (New Zealand)
ICC Men Cricket World Cup 2019 (England); 2023 (India)
FIFA (Women) World Cup 2019 (France) → Dare to Shine
ITTF Table Tennis World Cup 2018 (London)
Important Sports Events Olympics Games venues:

2016 Summer: Rio de Janeiro (Brazil)
ICC Cricket World Cup: (ODI) 2018 winter: Pyeongchang (South Korea)
1. England – 2019|2. India– 2023 2020 summer: Tokyo (Japan)
T20 World Cup: Australia - 2020. 2022 Winter: Beijing (China)
Test Championship: Lords, UK (2021) 2024 Summer: Paris (France)
FIFA (Football) World Cup venue: Asian Games host cities:

2018: Russia|2022: Qatar 1. 2014: Incheon (South Korea)
Commonwealth Games venues: 2018 – Gold Coast 2. 2018: Jakarta, Indonesia
(Australia).| 2022: Birmingham (England) 3. 2022: Hangzhou, China
Topic 3:
The Headquarters of the International Organizations
International Organizations HQ:

UNO (United Nations Org) New York
UNICEF New York
UNCTAD Geneva
WHO (World Health Org) Geneva
ILO (International Labour Org) Geneva
WMO (World Meteorological Org) Geneva
World Intellectual Property Org Geneva
International Standards Org. Geneva
IMF Washington DC
World Bank Washington DC
UNESCO Paris
OECD Paris
UNIDO (United Nations Industrial Dev. Org) Vienna
IAEA (International Atomic Energy Agency) Vienna
OPEC Vienna
Amnesty International London
Commonwealth of Nations London
International Maritime Organization London
ICJ (International Court of Justice) The Hague
Food & Agricultural Organization Rome
NATO Brussels
Transparency International Berlin
SAARC Kathmandu
ASEAN Jakarta
APEC (Asia Pacific Economic Forum) Singapore
Organization of Islamic Cooperation Jeddah
International Olympic Committee Lausanne, Switzerland
Topic 4: A Brief on the Census 2011 • Least Literate State - Bihar (63.82%)
• National Sex Ratio - Female : Male (940 : 1000)
1. The population of the country as per the provisional • Highest Sex Ratio (State) - Kerala (1084 : 1000)
figures of Census 2011 is 1210.19 million of which • Lowest Sex Ratio (State) - Haryana
623.7 million (51.54%) are males&586.46 million • Highest Sex Ratio (UT) - Puducherry
(48.46%) are females. • Least Sex Ratio (UT) – Daman & Diu (618 : 1000)
2. Major highlights of the Census 2011 (Provisional • Literacy of Male - 82.14%
figures) are as under: • Literacy of Female - 65.46%
*The population of India has increased by more than • Population Growth Rate - 17.64%
181 million during the decade 2001-2011. • Highest fertility Rate - Meghalaya
3. %age growth in 2001-2011 is 17.64; males • Most literate union territory - Lakshadweep (92.2%)
17.19&females 18.12. • Least literate Union Territory - Dadra Nagar & Haweli
4. *Uttar Pradesh (199.5 million) is the most populous • Most Literate District - Serechhip (Mizoram)
State in the country followed by Maharashtra with 112 • Least Literate District - Dadra and Nagar & Haveli
million. • Highest Density of Population - Bihar (1102 sq.km)
Some of the highlights • Lowest Density of Population - Arunachal Pradesh (17)
• Slogan - Our census, Our Future • Total number of districts - 640
• India's 1st Census - 1872 • Highest Populous District - Thane (Mumbai)
• 2011 Census is - 15th Census • 100% Literacy District - Palakkad (Kerala)
• Total Population - 1,21,01,93,422 • 100% Banking State - Kerala
• India's Rank in population - 2nd with 17.5% (1st China • 100% Banking District - Palakkad (Kerala)
with 19%) • Density of Population in India - 382 sq. km
• Most Populous State - Uttar Pradesh • Increase in population (during 2001-2011) - 181
• Least Populous State - Sikkim million
• Most Literate State - Kerala (93.9%)
Topic 5: Current Office Holders List
Important National Officials

Designation Name
Chairperson, CBDT Pramod Chandra Mody
Chairperson, National Commission for Scheduled Tribes Nand Kumar Sai
Chairperson, UGC Dhirendra Pal Singh
Chairman, ISRO K Sivan
Chairman, Atomic Energy Commission Kamlesh Nilkanth Vyas
Chairperson, TRAI Ram Sevak Sharma
Chairperson, NHAI Sukhbir Singh Sandhu
Director General, NCC Lt. General Rajeev Chopra
Chairperson, CBSE Anita Karwal
Chairperson, IRDAI Subhash Chandra Khuntia
Chairperson, PTI Viveck Goenka
Director General, BSF Vivek Johri
Director General, SSB Rajesh Chandra
Director General, CRPF Anand Prakash Maheshwari
Director General, ITBP S. S. Deswal
Solicitor General Tushar Mehta
Attorney General KK Venugopal
Chairperson, National Green Tribunal Justice Adarsh Kumar Goel
Director, NCERT Hrushikesh Senapaty
President, ASSOCHAM Niranjan Hiranandani
Chairperson, NASSCOM Keshav R Murugesh
DRDO Chairman G Satheesh Reddy
LIC Chairman MR Kumar

Post Name
Chief Justice, Supreme Court Justice Sharad Arvind Bobde (47th CJI)
Speaker, Lok Sabha Om Birala
Deputy Speaker, Lok Sabha Vacant
Comptroller & Auditor General of India Rajiv Mehrishi
Chief Election Commissioner Sunil Arora
Chairman, UPSC Sh. Arvind Saxena
Deputy Chairman, Rajya Sabha Harivansh Narayan Singh
Designation Name
Secretary-General, United Nations Organisation Antonio Guterres
Managing Director, International Monetary Fund Kristalina Georgieva
President, World Bank David R. Malpass
Director-General, World Trade Organisation Roberto Azevedo
DG, UNESCO Audrey Azoulay
President, UN General Assembly Tijjani Muhammad-Bande
Director-General, WHO Tedros Adhanom Ghebreyesus
President, International Court of Justice Abdulqawi Ahmed Yusuf
President, Asian Development Bank Masatsugu Asakawa
President, International Olympic Committee Thomas Bach
Director-General, International Atomic Energy Agency Rafael Mariano Gross
Secretary-General, NATO Jens Stoltenberg
Secretary-General, ASEAN Lim Jock Hoi
Secretary-General, SAARC Amjad Hussain B Sial
Secretary-General, Commonwealth Patricia Scotland
President, FIFA Gianni Infantino
Chairman, International Cricket Council Shashank Manohar
Topic 6: Important Ports in India
Port State
Kolkata West Bengal
Paradip Orissa
Vishakhapatnam Andhra Pradesh
Chennai Tamil Nadu
Ennore Tamil Nadu
Tuticorin Tamil Nadu
Cochin Kerala
New Mangalore Karnataka
Mormugao Goa
Jawaharlal Nehru Maharashtra
Mumbai Maharashtra
Kandla Gujarat
Topic 7: The Most Famous Temples in India
• Badrinath Temple: Chamoli district, Uttarakhand

• The Konark Sun Temple: Puri district of Odisha
• Brihadeeswara Temple: Thanjavur city of Tamil Nadu
• Somnath Temple: Saurashtra (Gujarat)
• Kedarnath Temple: Garhwal area (Uttarakhand)
• Sanchi Stupa: Raisen district of Madhya Pradesh
• Ramanathaswamy Temple: Tamil Nadu
• Vaishno Devi Mandir: J&K, near Katra.
• Siddhivinayak Temple: Prabha Devi, Mumbai
• Gangotri Temple: Uttarkashi district of Uttarakhand
• Golden Temple or Sri Harmandir Sahib: Amritsar
• Kashi Vishwanath Temple: Varanasi (Uttar Pradesh)
• Lord Jagannath Temple: Puri (Orissa)
• Yamunotri Temple: Uttarkashi district of Uttarakhand

• Meenakshi Temple: Madurai (Tamil Nadu) • Gomateshwara Temple: Shravanabelagola town of
• Amarnath Cave Temple: State of J&K Karnataka
• Lingaraja Temple: Orissa • Ranakpur Temple: Pali district of Rajasthan
• • Shirdi Sai Baba Temple: Shirdi town of Maharashtra
• Tirupati Balaji: Tirumala (Andhra Pradesh) • Sree Padmanabhaswamy Temple :
• Kanchipuram Temples: Tamil Nadu Thiruvananthapuram, the capital city of Kerala
• Khajuraho Temple: Madhya Pradesh • Dwarkadhish Temple: Dwarka city (Gujarat)
• Virupaksha Temple: Hampi, Bellary, Karnataka • Laxminarayan Temple: Delhi
• Akshardham Temple: Delhi
• Shri Digambar Jain Lal Mandir: Oldest Jain temple in
Delhi
Topic 8: List of the Important Airports in India
Airport City State/UT

Kempegowda International Airport Bangalore Karnataka
Netaji Subhash Chandra Bose Intl.Airport Kolkata West Bengal
Rajiv Gandhi International Airport Hyderabad Telangana
Sardar Vallabhbhai Patel International Airport Ahmedabad Gujarat
Chaudhary Charan Singh Intl. Airport Lucknow Uttar Pradesh
Lokpriya Gopinath Bordoloi Intl. Airport Guwahati Assam
Srinagar Airport Srinagar J&K
Biju Patnaik International Airport Bhubaneswar Odisha
Visakhapatnam Airport Visakhapatnam Andhra Pradesh
Devi Ahilyabai Holkar Airport Indore Madhya Pradesh
Dr. Babasaheb Ambedkar Intl. Airport Nagpur Maharashtra
Lok Nayak Jayaprakash Airport Patna Bihar
Sri Guru Ram Dass Jee International Airport Amritsar Punjab
Swami Vivekananda Airport Raipur Chhattisgarh
Bagdogra Airport Bagdogra West Bengal
Veer Savarkar International Airport Port Blair Andaman & Nicobar Islands
Birsa Munda Airport Ranchi Jharkhand
Maharana Pratap Airport Udaipur Rajasthan
Raja Bhoj International Airport Bhopal Madhya Pradesh
Jolly Grant Airport Dehradun Uttrakhand
Rajahmundry Airport Rajahmundry Andhra Pradesh
Silchar Airport Silchar Assam
Lengpui Airport Aizwal Mizoram
Zaruki International Airport Shillong Meghalaya
Daporijo Airport Daporijo Arunachal Pradesh
Tezu Airport Tezu Arunachal Pradesh
Kandla Airport Kandla Gujarat
Sonari Airport Jamshedpur Jharkhand
Birsa Munda Airport Ranchi Jharkhand
Agatti Aerodrome Agatti Lakshadweep
Topic 9: • 26th Parallel south: Africa, Australia & South America.

• 30TH PARALLEL Equator & the North Pole.
What are the names of the Borders/Boundary • 38th Parallel: Separates North Korea&South Korea.
Lines? • 39th Parallel north is an imaginary circle of latitude
that is 39 degrees north of the Earth’s equatorial plane.
• Durand Line: Afghanistan & Pakistan • 40th Parallel north: formed the original northern
• Hindenburg Line: Germany & Poland. boundary of the British Colony of Maryland.
• Mason-dixon Line: Line of demarcation between four • 42nd Parallel north: New York - Pennsylania Border.
states in the United States. • The Parallel 440 north is an imaginary circle of
• Mannerheim Line: Russia-Finland border. latitude that is 44 degrees north of the Earth’s
• Macmahon Line: India & China equatorial plane.
• Medicine Line: Canada & the United States. • 45th Parallel north is often called the halfway point
• Order-neisse Line: Poland & Germany between the Equator&the North Pole.
• Radcliffe Line: India & Pakistan. • 45th parallel makes up most of the boundary between
• Siegfried Line: Germany on its border with France. Montana&Wyoming.
• 17th Parallel: North Vietnam & South Vietnam • 49th Parallel is the boundary between USA&Canada

• American Stock Exchange (AMEX) HQ in New York, USA
Topic 10: • Borsa Italia HQ in Milan, Italy
• London International Financial Futures&Options
Stock Exchanges around the World Exchange (LIFFE) HQ in London, Great Britain
• Montreal Exchange (MSE) HQ in Montreal, Canada
• New York Stock Exchange (NYSE): HQ in New York City • Nordic: Baltic market (OMX) HQ in Stockholm, Sweden
• NASDAQ OMX: HQ in New York City. • Bolsa de Madrid (Madrid Stock Exchange) HQ in
• Tokyo Stock Exchange: HQ in Tokyo Madrid, Spain
• London Stock Exchange: HQ in London. • Afghanistan Stock Exchange HQ in Kabul
• Shanghai Stock Exchange: HQ in Shanghai. • Chittagong Stock Exchange HQ in Chittagong
• Hong Kong Stock Exchange: HQ in Hong Kong. • Royal Securities Exchange of Bhutan HQ inThimphu
• Toronto Stock Exchange: HQ in Toronto. • Maldives Stock Exchange HQ in Malé
• BM&F Bovespa: HQ in Sao Paul • Nepal Stock Exchange HQ in Kathmandu
• Australian Securities Exchange: HQ in Sydney • Sialkot Stock Exchange HQ in Sialkot
• Deutsche Börse: HQ in Frankfurt. • Colombo Stock Exchange HQ in Colombo
• Taiwan Stock Exchange – HQ in the city of Taipei
• JSE Limited HQ in Johannesburg, South Africa.
Topic 11:
Dams in India
Dam River State

Tehri Dam Bhagirathi Uttarakhand
Lakhwar Dam Yamuna Uttarakhand
Idukki (Eb)/Idukki Arch Dam Periyar Kerala
Bhakra Dam Satluj Himachal Pradesh
Pakal Dul Dam Marusudar J&K
Sardar Sarover Gujarat Dam Narmada Gujarat
Srisailam (N.S.R.S.P) Dam Krishna Andhra Pradesh
Ranjit Sagar Dam Ravi Punjab
Baglihar Dam CHENAB J&K
Pong Dam Beas Himachal Pradesh
Nagarjuna Sagar Dam Krishna Telangana
Salal (Rockfill& Concrete) Dam Chenab J&K
Supa Dam Kali Nadi Karnataka
Koteshwar Dam Bhagirathi Uttarakhand
Rihand Dam Rihand Uttar Pradesh
Indira Sagar (NHDC) Dam Narmada Madhya Pradesh
Pillur Dam Bhavani Tamil Nadu
Madupetty (Eb) Dam Palar Kerala
Parbati II Dam Parbati Himachal Pradesh
Chakra Dam Chakra Karnataka
Ukai Dam Tapi Gujarat
Topic 12: North India

Classical and Folk Dances in India • Dumhal: Rauf tribe of Jammu & Kashmir
• HurkaBaul: Uttarakhand
Indian Classical Dances • Chholiya: Kumaon region, Uttarakhand
• Bhangra: Punjab
• Bharatnatyam: Tamil Nadu & Karnataka • Dhamyal - ‘Dhamyal’ or ‘Dhuph’: Haryana
• Kathak: North India • Mayur Nritya: Uttar Pradesh
• Kathakali: Kerala. • Charkula: Braj region of Uttar Pradesh.
• Kuchipudi: Andhra Pradesh. • Giddha: State of Punjab
• Manipuri: Manipur • Haryana: Swang, Naqqal, Dhamal
• Mohiniattam: Kerala. • Himachal Pradesh: Nati, Kariyala, Bhagat
• Odissi: Orissa state.
• Gaudiya Nritya: West Bengal Central India
• Sattriya: Assam • Gaur Dance: Chhattisgarh
• Ghoomar: Rajasthan • Muria Dance: Bastar district of Chhattisgarh
• Thang Ta: Manipur • Saila Dance: Bastar district in the state of Chhattisgarh

• Kaksar Dance: Bastar district in the state of • Bharat Petroleum Corporation Limited: Mumbai,
Chhattisgarh Maharashtra
• Jawara Dance: Madhya Pradesh • Coal India Limited: Kolkata, West Bengal
• Bhagoria Dance: Madhya Pradesh • Damodar Valley Corporation: Kolkata, West Bengal
• Suwa Dance: Chhattisgarh • Electronics Corporation of India: Hyderabad, Telangana
• Grida Dance: Madhya Pradesh • Fertilizer Corporation of India Limited: Noida, Uttar
Pradesh
East India • Food Corporation of India: New Delhi
• Brita Dance: ‘Brita’ or ‘Vrita’ dance: West Bengal • General Insurance Corporation of India Limited (GIC):
• Dalkhai: Odisha. Mumbai, Maharashtra
• Gotipua: Odisha • Hindustan Aeronautics Limited: Bangalore, Karnataka
• Hindustan Petroleum Corporation Limited: Mumbai,
• Bihar: Jadur, Kathaputli, Bhako, Jhijiya
Maharashtra
• India Infrastructure Finance Company: New Delhi
North East India
• Indian Oil Corporation: New Delhi
• Hojagiri: Tripura
• The Jute Corporation of India Limited: Kolkata, West
• Nongkram Dance: Meghalaya
Bengal
• Bagurumba: Assam
• Mahanadi Coalfields Limited: Sambalpur, Odisha
• Bhortal Dance: Assam • Mineral Exploration Corporation Limited: Nagpur,
• Cheraw Dance: Mizoram Maharashtra
• Chang Lo: Nagaland • NHPC Limited: Faridabad, Haryana
• Bardo Chham: Arunachal Pradesh • National Aluminium Co Ltd: Bhubaneshwar, Orissa
• Bihu: Assam • National Aviation Company of India: New Delhi
• National Buildings Construction Corporation: New
South India Delhi
• Padayani: Kerala • National Fertilizers Limited: Noida, Uttar Pradesh
• Kolannalu: Andhra Pradesh • National Handloom Development Corporation Limited:
• Parai Attam: Tamil Nadu Lucknow, Uttar Pradesh
• Karagattam: Tamil Nadu • National Insurance Co Ltd: Kolkata, West Bengal
• Paampu Attam: Tamil Nadu. • National Textile Corporation: New Delhi
• Poikal Kudirai Attam: Tamil Nadu • New India Assurance Company: Mumbai, Maharashtra
• Theyyam: Kerala • Neyveli Lignite Corporation Limited: Tamil Nadu
• Andhra Pradesh: Veethi Natakam, Burrakatha, • North Eastern Regional Agricultural Marketing
Lambadi, Koya. Corporation: Assam
• Telangana: Bathukamma • Numaligarh Refinery Limited: Assam
• Dollu Kunitha: Karnataka • Oil & Natural Gas Corporation: Dehradun, Uttarakhand
• Ghodemodni: Goa • Oil India Limited: New Delhi
• Lava Dance: Lakshadweep • Oriental Insurance Company: New Delhi
• Fugdi: Goan dance performed in the Konkan region • Pawan Hans Limited: New Delhi
• Shipping Corporation of India Limited: Mumbai,
• Veeragase: Karnataka
Maharashtra
• Koli: Maharashtra
• United India Insurance Company: Chennai, Tamil Nadu
• Uranium Corporation of India: Jaduguda, Jharkhan..
West India
• Dandiya: Gujarat & Rajasthan
• Garba: Gujarat
• Padhar Dance: Gujarat
• Rajasthan: Khyal, Rasdhari, Rammat, Gauri, Ghoomar
Topic 13:
The Headquarters of the important
Public-Sector Undertakings
• Agriculture Insurance Company of India: New Delhi

• Air India Limited: New Delhi
• Airports Authority of India: New Delhi
• Bharat Bhari Udyog Nigam: Kolkata, West Bengal
• Bharat Earth Movers (BEML): Bangalore, Karnataka
• Bharat Electronics Limited: Bangalore, Karnataka
• Bharat Heavy Electricals Limited(BHEL): New Delhi

Topic 14:
Nick Names of Important Indian Places
Nick Names City

Golden City Amritsar
Manchester Of India Ahmedabad
City Of Seven Islands Mumbai
Queen Of Arabian Sea Cochin
Space City Bangalore
Garden City Of India Bangalore
Silicon Valley Of India Bangalore
Electronic City Of India Bangalore
Pink City Jaipur
Gateway Of India Mumbai
Twin City: Hyderabad, Secunderabad
City Of Festivals Madurai
Deccan Queen Pune
City Of Buildings Kolkata
Dakshin Ganga Godavari
Old Ganga Godavari
Egg Bowls Of Asia Andhra Pradesh
Soya Region Madhya Pradesh
Manchester Of The South Coimbatore
City Of Nawabs Lucknow
Venice Of The East Cochin
Sorrow Of Bengal Damodar River
Sorrow Of Bihar Kosi River
Blue Mountains Nilgiri
Queen Of The Mountains Mussoorie (Uttarakhand)
Sacred River Ganga
Hollywood Of India Mumbai
City Of Castles Kolkata
State Of Five Rivers Punjab
City Of Weavers Panipat
City Of Lakes Srinagar
Steel City Of India Jamshedpur (Called Tatanagar)
City Of Temples Varanasi
Manchester Of The North Kanpur
City Of Rallies New Delhi
Heaven Of India J&K
Boston Of India Ahmedabad
Garden Of Spices Of India Kerala
Switzerland Of India Kashmir
Abode Of The God Prayag(Allahabad)
Pittsburg Of India Jamshedpur
Topic 15: • Indradhanush Or Rainbow: India-Uk Air Exercises

• Nomadic Elephant: Indian Army Exercises with
Important Defence Exercise Conducted in the Mongolia
World • Ekuverin: Maldives&India
• Garuda Shakti: India&Indonesia
• Mitra Shakti: India-Sri Lanka
• Garuda: India-France • Naseem Al-Bahr: India-Oman
• HAND-IN-HAND: India-China • SLINEX: Joint exercise in Navy between India&Sri
• Indra: India-Russia Lanka
• Jimex: India-Japan • hyog-Kaijin -Joint exercise of Coast Guards of
• Malbar: Us-India-Japan India&Japan
• Shade: Naval Forces Of India, Japan&China • Malabar: India&US
• Surya Kiran: India&Nepal • Yudh Abhyas: India&US
• Varuna: France&India • Red flag: India&US
• Simbex: Indian Navy With Republic Of Singapore Navy • Cope: India&US
• Ibsamar: India with Brazil&South African Navy • SAMPRITI – India&Bangladesh
• Konkan: Indian Navy&Royal Navy Of Britain
• Ausindex: Indian&Australian Navy

Topic 16: • Wankhede Stadium –Mumbai
• Jawaharlal Nehru Stadium: Kochi (Kerala)
Stadiums Around the World
• Dr. Bhupen Hazarika Cricket Stadium: Guwahati
(Assam)
Stadiums in Australia • Dhyan Chand National Stadium: Delhi
• Adelaide Oval- Adelaide
• Bundaberg Rum Stadium- Cairns Stadiums in New Zealand
• Telstra Dome- Melbourne
• Basin Reserve-Wellington
• Manuka Oval- Canberra • Eden Park-Auckland
• Marrara Cricket Ground- Darwin • Jade Stadium-Christchurch
• Melbourne Cricket Ground- Melbourne
• John Davies Oval-Queenstown
• Sydney Cricket Ground- Sydney
• McLean Park-Napier
• W.A.C.A. Ground- Perth
Stadiums in Pakistan
Stadiums in Bangladesh • Arbab Niaz Stadium-Peshawar
• Bangabandhu National Stadium- Dhaka • Ayub National Stadium-Quetta
• Chittagong Stadium- Chittagong
• Gaddafi Stadium-Lahore
Stadiums in England Stadiums in South Africa
• Edgbaston- Birmingham • Kingsmead-Durban
• Headingley- Leeds
• New Wanderers Stadium-Johannesburg
• Lord's- London
• Newlands-Cape Town
• Old Trafford- Manchester • St George's Park-Port Elizabeth
• Sophia Gardens- Cardiff
• Centurion Super Sport Park-Pretoria
• St Lawrence Ground- Canterbury
• The Brit Oval- London
Stadium in Sri Lanka
• Trent Bridge- Nottingham
• Colombo Cricket Club Ground-Colombo
• Galle International Stadium-Galle
Stadiums in India • P.Saravanamuttu Stadium-Colombo
• Barabati Stadium -Cuttack • R.Premadasa Stadium-Colombo
• Barkatullah Khan Stadium -Jodhpur
• Sinhalese Sports Club Ground-Colombo
• Barsapara Cricket Stadium: Guwahati
• Greenfield International Stadium:
Stadiums in West Indies
Thiruvananthapuram
• Sabina Park Kingston-Jamaica
• Brabourne Stadium -Mumbai
• Antigua Recreation Ground St John's-Antigua
• Eden Gardens -Kolkata
• Guyana Cricket Stadium Georgetown-Guyana
• Feroz Shah Kotla -Delhi
• Kensington Oval Bridgetown-Barbados
• Gandhi Stadium -Jalandhar
• Mindoo Phillip Park Castries-St Lucia
• Green Park -Kanpur
• Albion Sports Complex Berbice-Guyana
• Indira Gandhi Stadium -Vijayawada
• Rajiv Gandhi Port Silver Jubilee Stadium -
Stadiums in Zimbabwe
Visakhapatnam
• Bulawayo Athletic Club-Bulawayo
• Jawaharlal Nehru Stadium -New Delhi
• Harare Sports Club-Harare
• Lal Bahadur Shastri Stadium -Hyderabad
• Kwekwe Sports Club-Kwekwe
• M.Chinnaswamy Stadium -Bangalore
• Queens Sports Club-Bulawayo
• MA Chidambaram Stadium -Chennai
• Madhavrao Scindia Cricket Ground -Rajkot
Stadiums in United Arab Emirates
• Moin-ul-Haq Stadium -Patna
• Sheikh Zayed Stadium-Abu Dhabi
• Sardar Vallabhai Patel Motera Stadium -Ahmedabad
• Sharjah Cricket Stadium-Sharjah
• Sawai Mansingh Stadium -Jaipur
• Vidarbha CA Ground -Nagpur
Topic 17: List of Indian Cities on Rivers Banks
City River State

1. Agra Yamuna Uttar Pradesh
2. Ahmedabad Sabarmati Gujarat
3. Allahabad At the confluence of Ganga, Yamuna & Saraswati Uttar Pradesh
4. Ayodhya Saryu Uttar Pradesh
5. Badrinath Alaknanda Uttarakhand
6. Banki Mahanadi Odisha
7. Brahmapur Rushikulya Odisha

City River State
8. Chhatrapur Rushikulya Odisha
9. Bhagalpur Ganga Bihar
10. Kolkata Hugli West Bengal
11. Cuttack Mahanadi Odisha
12. New Delhi Yamuna Delhi
13. Dibrugarh Brahmaputra Assam
14. Ferozpur Sutlej Punjab
15. Guwahati Brahmaputra Assam
16. Haridwar Ganga Uttarakhand
17. Hyderabad Musi Telangana
18. Jabalpur Narmada Madhya Pradesh
19. Kanpur Ganga Uttar Pradesh
20. Kota Chambal Rajasthan
21. Kottayam Meenachil Kerala
22. Jaunpur Gomti Uttar Pradesh
23. Patna Ganga Bihar
24. Rajahmundry Godavari Andhra Pradesh
25. Srinagar Jhelum Jammu & Kashmir
26. Surat Tapi Gujarat
27. Tiruchirapalli Kaveri Tamil Nadu
28. Varanasi Ganga Uttar Pradesh
29. Vijayawada Krishna Andhra Pradesh
30. Vadodara Vishwamitri Gujarat
31. Mathura Yamuna Uttar Pradesh
32. Mirzapur Ganga Uttar Pradesh
33. Auraiya Yamuna Uttar Pradesh
34. Etawah Yamuna Uttar Pradesh
35. Bangalore Vrishabhavathi Karnataka
36. Farrukhabad Ganga Uttar Pradesh
37. Fatehgarh Ganga Uttar Pradesh
38. Kannauj Ganga Uttar Pradesh
39. Mangalore Netravati, Gurupura Karnataka
40. Shimoga Tunga River Karnataka
41. Bhadravathi Bhadra Karnataka
42. Hospet Tungabhadra Karnataka
43. Karwar Kali Karnataka
44. Bagalkot Ghataprabha Karnataka
45. Honnavar Sharavathi Karnataka
46. Gwalior Chambal Madhya Pradesh
47. Gorakhpur Rapti Uttar Pradesh
48. Lucknow Gomti Uttar Pradesh
49. Kanpur Ganga Uttar Pradesh
50. Shuklaganj Ganga Uttar Pradesh
51. Chakeri Ganga Uttar Pradesh
52. Malegaon Girna River Maharashtra
53. Sambalpur Mahanadi Odisha
54. Rourkela Brahmani Odisha
55. Pune Mula, Mutha Maharashtra
56. Daman Daman Ganga River Daman
57. Madurai Vaigai Tamil Nadu
58. Thiruchirapalli Kaveri Tamil Nadu
59. Chennai Cooum, Adyar Tamil Nadu
60. Coimbatore Noyyal Tamil Nadu
61. Erode Kaveri Tamil Nadu
62. Tirunelveli Thamirabarani Tamil Nadu
63. Bharuch Narmada Gujarat
64. Karjat Ulhas Maharashtra
65. Nashik Godavari Maharashtra
66. Mahad Savitri Maharashtra
67. Nanded Godavari Maharashtra
68. Kolhapur Panchaganga Maharashtra
City River State
69. Nellore Pennar Andhra Pradesh
70. Nizamabad Godavari Telangana
71. Sangli Krishna Maharashtra
72. Karad Krishna, Koyna Maharashtra
73. Hajipur Ganga Bihar
74. Ujjain Shipra Madhya Pradesh
Banking Awareness Reserve Bank of India (Note Refund) Amendment Rules,

2018, "the undivided area of the single largest piece of the
note" for a damaged Rs 2000 note must be 88 square cm for
Internal Ombudsman Scheme 2018 a full refund, and 44 square cm for half refund. The Rs 2000
Introduced For Scheduled Commercial Banks note is 109.56 square cm in dimension. For a damaged Rs
200 note, the criteria is 78 square cm for a full refund, and
• The Reserve Bank of India had, in May 2015, advised 39 square cm for half refund.
all public-sector and selected private and foreign banks
to appoint Internal Ombudsman (IO) as an Topic 1:
independent authority to review complaints that were Reserve Bank of India & its Functions
partially or wholly rejected by the respective banks.
• The IO mechanism was set up with a view to strengthen • RBI established on April 1, 1935 under RBI Act 1934
the internal grievance redressal system of banks and to (recommendations of John Hilton Young Commission
ensure that the complaints of the customers are 1926 – called Royal Commission on Indian Currency &
redressed at the level of the bank itself by an authority Finance), is the central bank of the country & was
placed at the highest level of bank’s grievance redressal nationalized w.e.f 01st Jan 1949.
mechanism so as to minimize the need for the • Originally it was a shareholders’ bank which was taken
customers to approach other fora for redressal. over by the Central Govt. under Reserve Bank (Transfer
• RBI has reviewed the arrangement and issued revised of Public Ownership) Act 1948 (paid up capital Rs. 5
directions under Section 35 A of the Banking cr).
Regulation Act, 1949 in the form of ‘Internal • RBI’s central office is in Mumbai.
Ombudsman Scheme, 2018’. The Scheme covers, inter-
alia, appointment/tenure, roles and responsibilities,
procedural guidelines and oversight mechanism for the
Functions of RBI
IO.
• All Scheduled Commercial Banks in India having more • Issuance of currency: RBI is the authority in India to
than ten banking outlets (excluding Regional Rural issue currency notes (called bank notes) under
Banks), are required to appoint IO in their banks. The signatures of Governor. (One rupee note called
IO shall, inter alia, examine customer complaints which currency note is issued by the Central Govt. & signed by
are in the nature of deficiency in service on the part of Finance Secretary). The stock of currency is distributed
the bank, (including those on the grounds of complaints with the help of currency chests spread all over the
listed in Clause 8 of the Banking Ombudsman Scheme, country.
2006) that are partly or wholly rejected by the bank. • Banker to Govt.: RBI transacts govt. business &
The implementation of IO Scheme, 2018 will be manages public debt. SBI or any other bank is
monitored by the bank’s internal audit mechanism appointed Agent where RBI does not have office. It
apart from regulatory oversight by RBI. provides Ways & Means advances to Govt.
• Bankers’ bank: It keeps a part of deposits of
21 Banking Ombudsman centres: commercial banks (as CRR) & acts as lender of last
resort by providing financial assistance to banks. It
provides export credit refinance, Liquidity Adjustment
Currently, there are 21 Banking Ombudsman centres
Facility & MSF.
operating in the country. The 21 centres are located in
• Controller of Banks: An controller of banks by
different cities viz. Ahmedabad, Bengaluru, Bhopal,
including the banks in 2nd Schedule of the Act. It issues
Bhubaneswar, Chandigarh, Chennai, Guwahati, Hyderabad,
directions, carries inspection (on-site as well as off-site)
Jaipur, Kanpur, Kolkata, Mumbai (I), Mumbai (II), New Delhi
& exercises management control.
(I), New Delhi (II), Patna, Thiruvananthapuram, Dehradun,
Ranchi, Raipur, and Jammu. • Controller of credit: RBI can fix interest rates
(including Bank Rate) & exercise selective credit
controls. Various tools such as change in cash reserve
RBI Notifies Amended Note Refund Rules ratio, stipulation of margin on securities, directed credit
guidelines etc. are used for this purpose. It also carries
RBI released new guidelines through a gazette notification sale & purchase of securities which are known as open
for all notes which were introduced post note ban, or notes market operations.
which were introduced as part of the Mahatma Gandhi • Maintenance of external value: RBI is responsible
New Series. With this, the RBI has ended the lack of clarity also for maintaining external value of Indian currency
over the exchange of the Rs 2000 or Rs 200 currency as well as the internal value. Foreign exchange reserves
notes, introduced post demonetisation. As per the new are held by RBI & it has a wide power to regulate foreign
exchange transactions under Foreign Exchange • MSF: It was introduced w.e.f. May 09, 2011, by RBI.
Management Act. Eligibility: Scheduled Commercial Banks having
Current Account & SGL Account with RBI. Amount: 1%
Important Facts of RBI of NDTL
• A Brief on LAF (Liquidity Adjustment Facility)
• RBI is not expected to perform the function of accepting • It was introduced by RBI during June, 2000 in phases,
deposits from the general public. to ensure smooth transition & keeping pace with
• Prime lending rate is decided by the individual banks. technological upgradation.
• RBI decides the following rates namely; Bank rate, repo • Tenor: Reverse Repo auctions (for absorption of
rate, reverse repo rate & cash reserve ratio. liquidity) & Repo auctions (for injection of liquidity) are
• The quantitative instruments of RBI are – bank rate conducted on a daily basis (except Saturdays).
policy, cash reserve ratio & statutory liquidity ratio. • Cap: 0.25% of NDTL w.e.f. 01.04.14.
• The objective of monetary policy is to control inflation;
discourage hoarding of commodities & encourage flow Topic 3:
of credit into neglected sector. Banking Regulation Act 1949|Schedule
• When RBI is lender of the last resort, it means that RBI
Banks| Other Types of Banks
advances credit against eligible securities.
• GOI decides the quantity of coins to be minted.
• The method which is used currently in India to issue (a) Passed as the Banking Companies Act 1949 (came into
currency note – minimum reserve system. For issuing force wef 16.3.49 & changed to Banking Regulation Act
notes, RBI is required to hold the minimum reserves of 1949 w.e.f. 01.03.66, it was made applicable to J & K in
Rs. 200 crores of which note less than Rs. 115 crores is 1956 (and now applicable throughout India).
to be held in gold. (b) The Act is not applicable to primary agricultural credit
societies, cooperative land mortgage banks & non-
agricultural primary credit societies.
Topic 2:
Policy Rates decided by the RBI SCHEDULED BANK
Current Policy rates as on 03rd March 2020 (a) As per Sec 2 (e) of RBI Act, a scheduled bank means a
Policy Repo Rate : 5.15% bank who is included in 2nd schedule of RBI Act 1934.
Reverse Repo Rate : 4.90% (b) A scheduled bank should satisfy the conditions which
Bank Rate : 5.40% include paid-up capital & reserves requirement of not
Marginal Standing Facility Rate : 5.40% less than Rs. 5 lac, satisfaction of RBI that the affairs will
CRR : 4.00% not be conducted by the bank in a way to jeopardize the
SLR : 18.25% interests of the depositor. (Commercial, Rural & many
State Coop Banks are classified as Scheduled Banks).
Lending / Deposit Rates
(c) A bank that is not included in the 2nd Schedule of RBI is
Base Rate: 8.45% - 9.40%
called Non-scheduled Bank.
MCLR (Overnight) : 7.50% - 7.95%
Savings Deposit Rate : 3.25%- 3.50%
Total No. of Banks (As per IBA Website)
Term Deposit Rate > 1 Year : 6.00% - 6.40%
Total PSBs: 18
Total Private Sector Banks: 25
• Repo Rate: Repo rate is the rate of interest which is Total Payments Banks and Small Finance Banks: 14
levied on Short-Term loans taken by commercial banks Regional Rural Banks: 39
from RBI. Whenever the banks have any shortage of Foreign Banks: 46 (According to RBI website)
funds they can borrow it from RBI. State Co-operative Banks: 33(According to RBI website)
• Reverse Repo Rate: This is exact opposite of Repo rate.
Reverse repo rate is the rate at which commercial banks
charge on their surplus funds with RBI. RBI uses this
Topic 4:
tool when it feels there is too much money floating in What are the different types of accounts that
the banking system. can be opened in a Bank?
• SLR Rate: Statutory Liquidity Ratio is the amount a
commercial bank needs to maintain in the form of cash,
a. Savings Bank Account
or gold or Govt. approved securities (Bonds) before
providing credit to its customers. It is determined as the b. Current Deposit Account
%age of total Net Demand & Time Liabilities (NDTL). c. Fixed Deposit Account
• Bank Rate: It is defined in Sec 49 of RBI Act 1934 as the d. Recurring Deposit a/c
‘standard rate at which RBI is prepared to buy or • Savings Bank Account: The rate of interest on savings
rediscount bills of exchange or other commercial bank account varies from bank to bank & also changes
papers eligible for purchase under this act’. from time to time. Interest rate is paid to the account
• Cash Reserve Ratio: CRR refers to the ratio of bank’s
holders on daily balance basis.
cash reserve balances with RBI with reference to the
bank’s net demand & time liabilities to ensure the • Current Deposit Account:
liquidity & solvency of the scheduled banks.
(a) This account is mainly for big businessmen, companies on demand, deposit held as securities for advances &
& institutions, since there are no restrictions on India Dev Bonds.
number of withdrawals from this type of account. From
this withdrawal can be made any number of times. Topic 5: Negotiable Instrument Act and
(b) For the convenience of the account holders banks also
Cheques
allow withdrawal of amounts in excess of the balance of
deposit. This facility is known as overdraft facility.
• Fixed Deposit Account (also Term Deposit • In India the Negotiable Instruments Act was passed
Account): Money is deposited in a fixed deposit during 1881 which came into force wef March 01,
account to earn interest at a higher rate. 1882.
• Recurring Deposit Account: The rate of interest • CHEQUE: A cheque is (a) a bill of exchange (b) drawn
allowed on the deposits in this account is higher than on a specified bank & (c) not expressed to be payable
that on a savings bank deposit but lower than the rate otherwise than on demand. It includes electronic image
allowed on a fixed deposit for the same period. of a truncated cheque & also an electronic cheque.
Note: • AMOUNT OF A CHEQUE: Where amount of a cheque
a. Minimum age to open a bank account is now 10 years. differs in words & figures, as per Section 18, amount
b. Maximum Interest rate is given on FD A/c. written in words should be paid irrespective of the fact,
c. The maximum period of an FD is 10 years & for RD is 10 which amount is less or more.
years.
What are the Types of Cheque?
Important points related to Interest Rates on Bank 1. Bearer Cheque or open Cheque: When the words "or
Accounts {Differential rate of interest (DRI)} bearer" appearing on the face of the cheque are not
cancelled, the cheque is called a bearer cheque. The
• Interest on Savings A/c is calculated on daily balance bearer cheque is payable to the person specified therein
basis. or to any other else who presents it to the bank for
• Now, All SCBs (Excluding RRBs) have the discretion to payment.
offer differential interest rates based on whether the 2. Order Cheque: When the word "bearer" appearing on
term deposits are with or without-premature- the face of a cheque is cancelled & when in its place the
withdrawal-facility, subject to the following guidelines: word "or order" is written on the face of the cheque, the
(a) All term deposits of individuals (held singly or jointly) cheque is called an order cheque. Such a cheque is
of Rs.15 lakh & below should, necessarily, have payable to the person specified therein as the payee, or
premature withdrawal facility. to any one else to whom it is endorsed (transferred).
3. Crossed Cheque: Crossing of cheque means drawing
(b) For all term deposits other than (i) above, banks can
two parallel lines on the face of the cheque with or
offer deposits without the option of premature
without additional words like " & CO." or "Account
withdrawal as well.
Payee" or "Not Negotiable". A crossed cheque cannot be
(c) Taxation of Savings Bank Interest rates: : Interest
encashed at the cash counter of a bank but it can only
earned on savings bank accounts is not subject to Tax
be credited to the payee's account.
Deduction at Source. It is exempt upto Rs. 10,000 in a
4. Ante-Dated Cheque: If a cheque bears a date earlier
year.
than the date on which it is presented to the bank, it is
called as "ante-dated cheque". Such a cheque is valid
What are Inoperative & Dormant Accounts?
upto 3 months from the date of the cheque.
• RBI clarified on 30.10.09 that SB account can be treated
5. Post-Dated Cheque: If a cheque bears a date which is
as inoperative account only after 2 years from the date
yet to come (future date) then it is known as post-dated
of the last credit entry of interest on Fixed Deposit
cheque. It cannot be honoured earlier than the date on
account, where FD interest is being credited to SB
the cheque.
account or where dividend on shares is being credited).
Miscellaneous Terms related to the Deposits
• Unclaimed Deposits: The banks are to furnish to RBI

a statutory annual return (penalty for delay) for
unclaimed accounts which have not been operated for
a period of 10 years or more in December every year
u/s 26 of RBI Act.
• Demand liabilities: Current deposits, Demand
liabilities portion of saving deposits, margins held
against LC/LG, Balances in overdue FD, cash certificate
& RD, Outstanding TTs, MTs & DDs, Unclaimed deposits,
Credit balance in CC a/c & Deposits held as security for
loan payable on demand.
• Time liabilities: FDs, cash certificate, cumulative &
RDs, time liabilities portion of saving bank deposits,
staff security deposits, margins against LC not payable

6. Stale Cheque: If a cheque is presented for payment than one bank (unless one bank is acting as collecting
after 3 months from the date of the cheque it is called agent to another), the payment shall be refused. A
stale cheque. A stale cheque is not honoured by the cheque crossed to two or more branches of the same
bank. bank is considered to be crossed to one bank only.
7. A self-cheque: It is written by the account holder as • Not negotiable crossing: As per Section 130, a person
pay self to receive the money in the physical form from taking a cheque crossed generally or specially bearing
the branch where he holds his account. the words ‘not negotiable’ shall not have not be capable
8. “A truncated cheque” means a cheque which is of giving a better title to the cheque than that, which
truncated during the course of a clearing cycle, either ther p erson from whom he took it, had.
by the clearing house or by the bank whether paying
or receiving payment, immediately on generation Demand Drafts
of an electronic image for transmission. • Demand draft is defined as per Section 85 (a) of NI Act
The expression “clearing house” means the clearing 1881 as an order to pay money drawn by one office of a
house managed by the RBI or a clearing house bank upon another office of the same bank for a sum of
recognised as such by the RBI.’ money payable to order on demand.
• It is payable to order on demand (85-A NI Act). It cannot
The Parties of a Cheque be issued as payable to bearer (Sec. 31 RBI Act).
There are three parties to the cheque • If a bank fails to honour a bank draft, it renders itself
• Drawer or Maker liable for damages. Similarly, omission of signatures or
• The bank - on whom the cheque is drawn (i.e. the bank wrong signatures can also make the bank liable.
with whom the account is maintained by the drawer) • By prior arrangement, the paying bank could be a
• Payee – Payee is the person whose name is mentioned different bank also.
on the chequeto whom or to whose order the money is
directed to be paid. Topic 6:
• ENDORSEMENT: As per Section 15, endorsing means
signing on the face or backside of an instrument (or Financial Inclusion and the initiatives
even on a paper called Allonge or stamped paper), for launched to achieve it
the purpose of negotiating (transferring to next person)
a negotiable instrument. Financial inclusion involves
• Endorsement in full: If an endorser signs his name & 1. Give formal banking services to poor people in urban &
adds a direction to pay the amount mentioned in the rural areas.
instrument to, or to order of, a specified person, the 2. Promote habit of money-savings, insurance, pension-
endorsement is said to be in full. Blank endorsements investment among poor-people.
can be converted into full. 3. Help them get loans at reasonable rates from normal
• Restrictive endorsement: Where an endorsement banks. So. they don’t become victims in the hands of
prohibits & restricts further negotiability of the local moneylender.
instrument, it is called restricted endorsement. The
words ‘Pay to Ashish only’ or ‘Pay to Ashish for my use’ Some Important initiatives for Financial Inclusion
or ‘Pay to Ashish for account of B’, are the cases of • Lead banking scheme (LBS).
restrictive endorsement. • No frills account.
• BSBDA
A Brief on Crossing of a Cheque • Business Correspondents (BC) system.
• Crossing of a cheque means two parallel transverse • Swabhiman Campaign
lines on the face with or without words, such as ‘& Co’, • PMJDY
‘not-negotiable’, ‘payee’s account only’ etc. The words
without lines will not constitute crossing. Such Lead Bank Scheme
instruments should not be paid as drawer’s mandate is • Lead Bank Scheme, introduced towards the end of
not clear. 1969, envisages assignment of lead roles to individual
• Crossing is applicable in case of cheques & demand banks (both in public sector & private sector) for the
draft only & does not cover BOE or promissory note. districts allotted to them.
• A bank having a relatively large network of branches in
What are the Types of Crossing? the rural areas of a given district & endowed with
• General crossing (sec 123): General crossing is where adequate financial & manpower resources has
a cheque bears across its face two parallel transverse generally been entrusted with the lead responsibility
lines (with or without words such as “& co” or any for that district. Accordingly, all the districts in the
abbreviation. (Words not important, lines are). country have been allotted to various banks.
• Special crossing (sec 124): Where a cheque bears • The lead bank acts as a leader for coordinating the
across its face, name of bank, either with or without the efforts of all credit institutions in the allotted districts.
words not-negotiable (lines are not important, the • No Frill Account
addition of name of the bank is important), that • 'No Frills 'account is a basic banking account. Such
addition shall be deemed as special crossing & the account requires either nil minimum balance or very
cheque be considered to be crossed specially to banker. low minimum balance. Charges applicable to such
• Special Crossing in favour more than one bank: As accounts are low.
per Section 127, if a cheque is crossed specially to more

• The RBI in 2005-06 called upon Indian banks to design Categorization of MSME according to MSME
a ‘no frills account’ – a no precondition, low ‘minimum
ACT 2006
balance maintenance’ account with simplified KYC
(Know Your Customer) norms. Manufacturing Sector (Goods)
• But all the existing ‘No-frills’ accounts opened were
converted into BSBDA in compliance with the • The government has given a new turnover based
guidelines issued by RBI in 2012. classification of MSMEs in February 2018. As per this
new classification, the MSMEs are categorized in term
What is BSBDA (Basic Savings and Bank Deposit A/c)? of business turnover. This is in place of the previous
In 2012, RBI introduced BSBDA. Some important points are: classification based on investment made in plant and
• This account shall not have the requirement of any machineries if they are operating in the manufacturing
minimum balance. sector and investment in equipment for service sector
• The services available in the account will include: companies. As per the new classification, the same
deposit & withdrawal of cash at bank branch as well as turnover based criteria have been applied for all type of
ATMs; receipt/credit of money through electronic MSMEs including those operating in the services sector.
payment channels or by means of deposit/collection of • Though the primary responsibility of promotion and
cheques drawn by Central/State Govt. agencies & development of MSMEs is of the State Governments, the
departments; center has passed an Act in 2006 to empower the sector
• While there will be no limit on the number of deposits and also has formed a Ministry (Ministry of MSMEs). It
that can be made in a month, account holders will be was the Micro, Small and Medium Enterprises
allowed a maximum of four withdrawals in a month, Development (MSMED) Act which was notified in 2006
including ATM withdrawals. that defined the three tier of micro, small and medium
• Facility of ATM card or ATM-cum-Debit Card. enterprises and set investment limits. The new
• Business Correspondent turnover criteria will better suit with the GST Network
• BCs are bank representatives. They personally go to (GSTN) and other formats of segregating the MSMEs.
area allotted to them & carry out banking. They help
villagers to open bank accounts, in banking The new turnover based classification of MSMEs
transactions etc. • The Micro, Small and Medium Enterprises
• Business Correspondents get commission from bank Development (MSMED) Act, 2006 will accordingly be
for every new account opened, every transaction made amended to define units producing goods and
via them, every loan-application processed etc. rendering services in terms of annual turnover as
follows:
Topic 7: • A micro enterprise will be defined as a unit where the
annual turnover does not exceed Rs 5 crores;
All about the Priority Sector Lending Norms • A small enterprise will be defined as a unit where the
annual turnover is more than Rs 5 crore but does not
It means provide credit to the needy sectors of the society. exceed Rs 75 crore;
The sectors are: • A medium enterprise will be defined as a unit where the
• Agriculture • Micro & Small Enterprises annual turnover is more than Rs 75 crore rupees but
• Education • Housing does not exceed Rs 250 crore.
• Export • Weaker Sections • Additionally, the Central Government may, by
• Social Infrastructure • Renewable Energy notification, vary turnover limits, which shall not
exceed thrice the limits specified in Section 7 of the
Targets under PSL MSMED Act.
• Agriculture: 18% of ANBC (Adjusted Net Bank Credit).
Out of this 18%, a target of 8% of ANBC is for Small & Table: Classification of MSMEs-
Marginal Farmers, to be achieved in a phased manner
i.e., 7% by March 2016 & 8% by March 2017.
• Weaker Sections: 10 % of ANBC.
• Micro Enterprises: 7.5% of ANBC has been prescribed
for Micro Enterprises, to be achieved in a phased
manner i.e. 7% by March 2016 & 7.5% by March 2017.
• Overall PSL Target for Domestic Bank/Foreign Bank
with more than 20 Branches: 40% of ANBC.
• Overall PSL Target for Foreign Bank with less than 20
Branches: 40% of ANBC to be achieved in phased
manner Other Targets under PSL
• Farmers with landholding of up to 1 hectare are
2017-18 36 considered as Marginal Farmers. Farmers with a
2018-19 38 landholding of more than 1 hectare & upto 2 hectares
2019-20 40 are considered as Small Farmers.
• SCB having any shortfall in lending to priority sector
shall be allocated amounts for contribution to Rural
Infrastructure Development Fund with NABARD.

• For Renewable Energy, bank loans up to a limit of Rs.15 • All PSLCs will be valid till March 31st & will expire on
crore to borrowers for purposes like solar based power April 1st.
generators, etc. For individual households, the loan • There are only four eligible categories of PSLCs i.e. PSLC
limit will be Rs.10 lakh per borrower. General, PSLC Small & Marginal Farmer, PSLC
• Export credit will be allowed up to 32% of ANBC for Agriculture & PSLC Micro Enterprises.
Foreign banks with less than 20 branches in India.
• For Education, banks can provide loans to individuals Topic 8:
for educational purposes including vocational courses
Financial Market| Important Points on Money
uptoRs. 10 lakh for studies in India & Rs. 20 lakh for
studies abroad. Market, Capital Market & their Instruments
• Limits under Social infrastructure Bank loans up to a
limit of Rs.5 crore per borrower for building social MONEY MARKET
infrastructure for activities namely schools, health care It is a market for short-term debt securities, such as
facilities, drinking water facilities & sanitation facilities commercial paper, repos, negotiable certificates of
in Tier II to Tier VI centres. deposit, & Treasury Bills with a maturity of one year or
• Monitoring of Priority Sector Lending targets less.
• To ensure continuous flow of credit to priority sector,
there will be more frequent monitoring of priority CAPITAL MARKETS IN INDIA
sector lending compliance of banks on ‘quarterly’ basis
It is the market for long term funds. It refers to all the
instead of annual basis as of now.
facilities & institutional arrangements for borrowing &
• Non-achievement of Priority Sector targets lending medium & long term funds.
• Scheduled Commercial Banks having any shortfall in
lending to priority sector shall be allocated amounts for
Money Market VS Capital Market
contribution to RIDF established with NABARD & other
Funds with NABARD/NHB/SIDBI, as decided by the
Reserve Bank from time to time. Money Market Capital Market
• The interest rates on banks’ contribution to RIDF or any Market for short term Market for long term
other Funds, tenure of deposits, etc. shall be fixed by financial assets financial assets
Reserve Bank of India from time to time. Maturity period less than Maturity period beyond
one year one year
RBI revises priority sector lending norms for Deals over the counter Deals at stock exchange
No. of players limited No. of players unlimited
RRBs Regulated by RBI Regulated by SEBI
• Salient features of the guidelines:- Major money market Instruments

• Targets: 75% of total outstanding to the sectors eligible • Certificate of Deposit (CD)
for classification as priority sector lending. • Commercial Paper (CP)
• Categories of the Priority Sector: Medium • Inter Bank Participation Certificates
Enterprises, Social Infrastructure & Renewable Energy • Inter Bank term Money
will form part of the Priority Sector, in addition to the
• Treasury Bills
existing categories, with a cap of 15% of total
• Bill Rediscounting
outstanding.
• Call/Notice Money
• Agriculture: 18% of total outstanding should be
advanced to activities mentioned under Agriculture.
• Small & Marginal Farmers: A target of 8% of total Terms relating to Money Market
outstanding has been prescribed for Small & Marginal
Farmers within Agriculture. Call Money Money lent or borrowed for one day
• Micro Enterprises: A target of 7.5 % of total Notice Money lent or borrowed for a period of
outstanding has been prescribed for Micro Enterprises. Money 2-14 days.
• Weaker Sectors: A target of 15 % of total outstanding Term Money lent or borrowed for 15 daysto
has been prescribed for Weaker Sections. Money 1 year.
• Monitoring: Priority Sector Lending will be monitored Yield to Expected rate of return on an existing
on a quarterly as well as annual basis. maturity security purchased for the market.
• Note: The revised guidelines will be operational with Coupon Specified interest rate on a fixed
effect from Jan 2016. Rate maturity security fixed at the time of
issue.
Priority Sector Lending Certificates (PSLCs)
CALL/NOTICE MONEY MARKET OPERATIONS
• These are a mechanism to enable banks to achieve the • Under call money market, funds are transacted on
priority sector lending target & sub-targets by purchase overnight basis & under notice money market, for 2
of these instruments in the event of shortfall. This also days to 14 days.
incentivizes surplus banks as it allows them to sell their • Participants include banks (excluding RRBs) & Primary
excess achievement over targets thereby enhancing Dealers (PDs), both as borrowers & lenders. Non-bank
lending to the categories under priority sector.
institutions are not permitted in the call/notice money • CMB introduced on 11.08.11, is a short-term security to
market with effect from August 6, 2005. be sold by Govt. of India to raise temporary money for
• Calculation of interest payable is based on FIMMDA’s cash management needs.
(Fixed Income Money Market & Derivatives Association • The tenure is less than 91 days but the notified
of India) Handbook of Market Practices. amount & date of issue depends upon the
temporary cash requirement of the Govt.
INSTRUMENT OF GOVT. BORROWING • It is issued at discount to the face value through
• To meet the temporary receipt & expenditure auctions, as in the case of the Treasury Bills.
mismatch, govt. obtains over draft from RBI under
Ways & Means Advances. For short term liquidity, it DATED SECURITIES
issues cash management bills, treasury bills of 91 days, • These are long term securities & carry a fixed or
182 days & 364 days maturity. For long term funds, it floating coupon (interest rate) paid on the face
uses dated securities in the form of bonds/long term value, payable at fixed time periods (half-yearly).
loans. • The tenor of dated securities can be up to 40 years.
• Public Debt Office of RBI acts as the
TREASURY BILLS registry/depository of Govt. securities & deals with
• These are the instruments (in the form of promissory the issue, interest payment & repaymentof principal
notes) of short term borrowing by the Central govt., at maturity.
first issued in India in 1917.
• TBs can be purchased by any one (including WAYS & MEANS ADVANCES (WMAs)
individuals) except State govt. • WMAs were introduced as per an agreement between
• Minimum amount of face value Rs. 25000 & in multiples RBI & Govt.
thereof. • WMAs are temporary overdrafts by RBI to govt.
• Maturity: 91 days, 182 days & 364 days. (Central & State) under Section 17(5) of RBI Act. WMSs
• Treasury bills are zero coupon securities. They are replaced the earlier ad hoc T-Bills system.
issued at a discount & redeemed at face value at • WMAs bridge the time interval of mismatch between
maturity. govt. expenditure & receipts.
• Duration: 10 consecutive working days for Central
Cash Management Bills (CMB) Govt. & 14 days for State Govt.
OTHER MONEY MARKET INSTRUMENTS
CERTIFICATE OF DEPOSIT
This scheme was introduced in July 1989, to enable the banking system to mobilize bulk deposits from the market,
which they can attract at competitive rates of interest.
Who can Scheduled commercial banks (except RRBs) & All India Financial Institutions within their ‘Umbrella
issue limit’.
CRR/SLR Applicable on the issue price in case of banks
Investors Individuals (other than minor), corporations, companies, trusts, funds, associations etc.
Maturity Min: 7 days, Max : 12 Months (in case of FIs minimum 1 year & maximum 3 years).
Amount Min: Rs. 1 lac, beyond which in multiple of Rs. 1 lac
Int. Rate Market related. Fixed or floating
Loan Against collateral of CD not permitted
Nature Usance Promissory note. Can be issued in Dematerialisation form only wef June 30, 2002
COMMERCIAL PAPER (d) Minimum credit rating from SEBI approved credit
rating agency (CRA) is A3.
I. CP introduced during 1990, is a short term money iv. Maturity: Min 7 days & max upto one year
market instrument issued as an unsecured usance v. Amount: Min Rs. 5 lakh or multiples thereof.
promissory note & privately placed.
II. Who can issue Commercial paper (CP): Companies, Collateralised Borrowing & Lending
primary dealers (PDs) & all-India financial institutions Obligation (CBLO)
(FIs).
III. A company is eligible to issue CP if:
• CBLO, an RBI approved money market instrument, is
(a) Its tangible net worth, as per latest audited balance developed by CCIL for the benefit of the entities phased
sheet, is not less than Rs. 4 crore. out from interbank call money market or given
(b) Sanctioned working capital limit by bank/s or all-India restricted participation in terms of ceiling on call
financial institution/s; borrowing & lending transactions & who do not have
(c) The borrower accounts are classified as a Standard access to the call money market.
Asset by financing bank/s/ institution/s & ‘

• It is a discounted instrument available in electronic (v) Any amount due on account of any deposit received
book entry form for the maturity period ranging from 7 outside India
days to 90 Days (can be up to one year as per RBI (vi) Any amount, which has been specifically exempted by
guidelines). the corporation with the previous approval of Reserve Bank
of India.
MERCHANT BANKING 1. What is the maximum deposit amount insured by
Merchant banking stands for providing various services the DICGC?
relation to capital market & financing the corporate sector. Each depositor in a bank is insured upto a maximum of
The Merchant Bankers provide consultancy to the Rs.5,00,000 for both principal & interest amount held
corporate sector on the issues like finance, capital structure by him in the same capacity.
& investment, mergers, takeover & amalgamations, 2. HQ: Mumbai Chairman: B.P.Kanungo
establishing coordination between the Govt. & the
corporate sector. Topic 10: NPAs & SARFAESI Act
CAPITAL MARKETS IN INDIA It means once the borrower has failed to make interest or
(a) It refers to all the facilities & institutional arrangements principal payments for 90 days, the loan is considered to be
for borrowing & lendingmedium & long-term funds. a non-performing asset.
(b) It is segregated into (i) gilt edged market & (ii) the
industrial securities market. Criteria for classification of loan as NPA
(c) The gilt edged marketrefers to the market for govt. Farm Credit within Agriculture loans: A loan will be
& semi-govt. securities which are traded in the market treated as an NPA if installment of the principal or interest
in stable value & are sought after by banks & other remains unpaid beyond the due date for (a) two crop
institutions. seasons in case of short duration crops (maturing within
(d) The industrial securities market refers to the market one year) & (b) one crop season for long duration crops
for shares & debentures of old as well as new (maturing after one year). This would also be applicable,
companies. This market is further divided as primary mutatis mutandis, to agricultural term loans. In other
market & secondary market. agriculture loans, the 90 days norm would be applicable.
• The primary market refers to the setup which helps the
industry to raise funds by issuing different types of SARFAESI Act & Rules
securities, which are issued directly to the investors,
both individual & institutions. • SARFAESI Act (The Securitization & Reconstruction of
• The secondary market refers to the network for Financial Assets & Enforcement of Security Interest Act,
subsequent sale & purchase of securities, after these are 2002) was enacted to regulate securitization &
issued. reconstruction of financial assets & enforcement of
security interest created in respect of Financial Assets
INDIAN DEPOSITORY RECEIPTS (IDRs) to enable realization of such assets.
IDR is an instrument in the form of a Depository Receipt • The Act provides for the manner for enforcement of
created by the Indian depository in India against the security interests by a secured creditor without the
underlying equity shares of the issuing company. In an IDR, intervention of a court or tribunal.
foreign companies would issue shares, to an Indian • If any borrower fails to discharge his liability in
companies would issue shares, to an Indian Depository repayment of any secured debt within 60 days of notice
which would in turn issue depository receipts to investors from the date of notice by the secured creditor, the
in India. secured creditor is conferred with powers under the
SARFAESI Act to
Topic 9:
All about the DICGC
(Deposit Insurance & Credit Guarantee
Corporation of India)
1. Which banks are insured by the DICGC?

2. All commercial banks including branches of foreign
banks functioning in India, local area banks & regional
rural banks are insured by the DICGC.
3. What does the DICGC insure?
It insures all deposits such as savings, fixed, current,
recurring, etc. except the following types of deposits.
(i) Deposits of foreign Govt.s;
(ii) Deposits of Central/State Govt.s;
(iii) Inter-bank deposits;
(iv) Deposits of the State Land Development Banks with the
State co-operative bank;

a. Takes possession of the secured assets of the borrower, crediting the customer’s account within 7 working
including transfer by way of lease, assignment or sale, days from the date of complaint.
for realizing the secured assets 3. Are the customers eligible for compensation for
b. Takeover of the management of the business of the delays beyond 7 working days?
borrower including the right to transferby way of lease, i. Yes. Effective from July 1, 2011, banks have to pay
assignment or sale for realizing the secured assets, compensation of Rs. 100/- per day for delays in re-
c. Appoint any person to manage the secured assets crediting the amount beyond 7 working days from the
possession of which is taken by thesecured creditor, date of receipt of complaint for failed ATM
and transactions. The compensation has to be credited to
d. Require any person, who has acquired any of the the account of the customer without any claim being
secured assets from the borrower andfrom whom made by the customer. If the complaint is not lodged
money is due to the borrower, to pay the secured within 30 days of transaction, the customer is not
creditor so much of the money as if sufficient to pay the entitled for any compensation for delay in resolving
secured debt. his / her complaint.
The assets portfolio of the banks is required to be Topic 12:

classified as
(1) Standard assets (2) sub-standard assets
Currency System in India
(3) Doubtful assets (4) loss assets.
• Standard asset is one that does not disclose any • Money as a means of payment consists of coins, paper
problems & which does not carry more than normal money & withdrawable bank deposits.
risk attached to the business. • Legal tender: As per provisions of coinage Act 1906,
• An asset which has been classified as NPA for a period bank notes, currency notes & coins (Rs. 1 & above) are
not exceeding 12 months is considered as sub-standard legal tender for unlimited amount. The subsidiary coins
asset. (below Re 1) are legal tenders for sum not exceeding Re
• Doubtful asset is one which has remained NPA for a 1. Issue of 1, 2 & 3 paise coins discontinued wef Sep 16,
period exceeding 12 months. 1981.
• An asset which is considered uncollectible & loss has • Currency chests are operated by RBI so that they can
been identified by the bank or internal or external provide good quality currency notes to the public.
auditors or the RBI inspection & the loss has not been However, RBI has appointed commercial banks to open
written off is regarded as loss asset. & monitor currency chests on behalf of RBI. The cash
• What is pledge: U/s 172 of Indian Contracts Act, kept in currency chests is considered to be kept in RBI.
pledge is bailment (delivery) of goods as security for • The bank branches are also authorised to establish
payment of a loan. Only goods (movable assets Small Coin Depots to stock small coins. The Small
excluding actionable claims (Sec 2(7) of Sales of Goods Coin Depots also distribute small coins to other bank
Act) can be pledged. branches in their area of operation.
What are soiled, mutilated & imperfect banknotes?

Topic 11: A Brief on ATMs in India
• Government note: means any note issued by Central
Government or supplied by the Central Government to
1. What is an Automated Teller Machine (ATM)? the Bank and issued by the Bank, provided the liability
A. Automated Teller Machine is a computerized for the payment of the value in respect of such note has
machine that provides the customers of banks the devolved on and been taken over by the Bank.
facility of accessing their account for dispensing cash & • Imperfect Note: means any note, which is wholly or
to carry out other financial & non-financial partially, obliterated, shrunk, washed, altered or
transactions without the need to actually visit their indecipherable but does not include a mutilated note.
bank branch.
• Mutilated note: means a note of which a portion is
2. What is White Label ATMs (WLAs)?
missing or which is composed of more than two pieces.
A. ATMs set up, owned & operated by non-banks are
• Mismatched note: means a mutilated note which has
called White Label ATMs. Non-bank ATM operators are
been formed by joining a half note of any one note to a
authorized under Payment & Settlement Systems Act,
half note of another note.
2007 by the Reserve Bank of India.
2. Is there any time limit for the card issuing banks • Soiled note: means a note which, has become dirty due
for recrediting the customer’s account for a failed to usage and also includes a two piece note pasted
ATM/WLA transaction? together wherein both the pieces presented belong to
A. As per the RBI instructions, banks have been the same note, and form the entire note.
mandated to resolve customer complaints by re-
Pre-2005 series Banknotes

The banknotes issued before 2005 MG series are called pre-2005 series banknotes, which do not have the year of printing
on the reverse side. On Jan 23, 2014, RBI decided to withdraw, from circulation, these notes as they have fewer security
features.
1. These notes shall continue to be legal tender. The notes are only being withdrawn from circulation.
2. These notes can be exchanged at select bank branch till 30.06.16.

Currency Quick Facts
Den. Letter Colour Motif Dimension
10 - Chocolate Brown Sun Temple, Konark 63 mm x123 mm
20 - Greenish yellow Ellora Caves 63 mm x129 mm
50 - Fluorescent Blue Hampi 66 mm x135 mm
with Chariot
200 H Bright Yellow Sanchi Stupa 66 mm ×146 mm
500 - Stone Grey Red Fort 66mm x150mm
2000 - Magenta Mangalyaan 66mm x166mm
Topic 13: banks operating through branches or subsidiaries based on

breach of risk thresholds of identified indicators.
A close look at the Prompt Corrective Action F. A bank will be placed under PCA framework based on the
(PCA) audited Annual Financial Results & the Supervisory
Assessment made by RBI.
To ensure that banks don't go bust, RBI has put in place
some trigger points to assess, monitor, control & take Topic 14:
corrective actions on banks which are weak & troubled. The All about the Products of NPCI
process or mechanism under which such actions are taken
is known as Prompt Corrective Action, or PCA.
• A Brief on NPCI: National Payments Corporation of
What is PCA as per RBI? All Misconceptions Cleared India (NPCI) is an umbrella organization for all retail
payments system in India. It was incorporated in
• RBI clarified that the PCA framework is not intended to December 2008 & the Certificate of Commencement of
constrain normal operations of the banks for the Business was issued in April 2009. The authorized
general public. capital was pegged at Rs 300 crore & paid up capital
was Rs 100 crore.
• Under RBI's supervisory framework, it uses various
measures/tools to maintain sound financial health of • Biswamohan Mahapatra| Non Executive Chairman,
banks. PCA framework is one of such supervisory tools. • Dilip Asbe- MD & CEO
• It involves monitoring of certain performance • Deepak Kumar- Chief General Manager-in-charge,
indicators of the banks as an early warning exercise & Department of Information Technology (RBI
is initiated once such thresholds as relating to capital, Nominee Director)
asset quality etc. are breached.
• Its objective is to facilitate the banks to take corrective A Brief on BHIM
measures including those prescribed by the Reserve • Bharat Interface for Money is an app that lets you make
Bank, in a timely manner, in order to restore their simple, easy & quick payment transactions using
financial health. Unified Payments Interface (UPI). This can be done
• It provides an opportunity to the Reserve Bank to pay using just Mobile number or Virtual Payment Address
focussed attention on such banks by engaging with the (VPA). Currently it is available in 16 languages (as on
management more closely in those areas. October 2019).
• The PCA framework is, thus, intended to encourage • Virtual Payment Address (VPA) is a unique identifier
banks to eschew certain riskier activities & focus on which you can use to send & receive money on UPI.
conserving capital so that their balance sheets can • With BHIM, you can' t pay more than Rs. 20
become stronger. thousand in a transaction.
• Daily limit for BHIM app transaction is Rs. 40,000.
Salient Features of revised PCA Framework for Banks
A. Capital, asset quality & profitability continue to be the key A Brief on UPI- 2016
areas for monitoring in the revised framework. • Unified Payments Interface is an instant payment
B. Indicators to be tracked for Capital, asset quality & system developed by NPCI. UPI is built over the IMPS
profitability would be: infrastructure & allows you to instantly transfer money
a) CRAR/ Common Equity Tier I ratio: CET ratio – the between any two parties' bank accounts.
percentage of core equity capital, net of regulatory • UPI-PIN is a 4-6 digit pass code you create/set during
adjustments, to total risk weighted assets as defined in RBI first time registration with this App.
Basel III guidelines • The upper limit per UPI transaction is Rs. 1 Lakh.
b) Net NPA ratio: NNPA ratio – the percentage of net NPAs
to net advances Immediate Payment Service (IMPS): It was launched in
c) Return on Assets: ROA – the percentage of profit after 2010. IMPS offers an instant, 24X7, interbank electronic
tax to average total assets fund transfer service through mobile phones.
C. Leverage would be monitored additionally as part of the Overview of *99# Service: *99# service launched by NPCI,
PCA framework. which works on Unstructured Supplementary Service Data
D. Breach of any risk threshold (as detailed under) would (USSD) channel. This service was launched in 2014. Banking
result in invocation of PCA. customers can avail the service by dialing *99#, a “Common
E. The PCA framework would apply without exception to all number across all Telecom Service Providers (TSPs)” on
banks operating in India including small banks & foreign
their mobile phone & transact through an interactive menu Headquarters of the Small Finance Banks
displayed on the mobile screen.
Overview of *99*99# Service: *99*99# is a USSD • Au Financiers (India) Ltd., Jaipur
(Unstructured Supplementary Service Data) based value
• Capital Local Area Bank Ltd., Jalandhar
added service from NPCI that facilitates the customers to
• Disha Microfin Private Ltd., Ahmedabad
check the status of his/her Aadhaar number
seeding/linking in the bank account. The service works • Equitas Holdings P Limited, Chennai
across all GSM service providers & brings together the • ESAF Microfinance & Investments Private Ltd.,
diverse ecosystem partners such as Banks & TSPs (Telecom Registered Office- Chennai, Corporate Office- Thrissur
Service Providers). (Kerala)
MMID: MMID stands for Mobile Money Identifier. MMID is • Janalakshmi Financial Services Private Limited,
a 7-digit code issued by the bank to their customers for Bengaluru
availing IMPS. • RGVN (North East) Microfinance Limited, Guwahati
A Brief on QSAM: *99*99# service, is alternatively known • Suryoday Micro Finance Private Ltd., Navi Mumbai
as QSAM (Query Service on Aadhaar Mapper). Using this • Ujjivan Financial Services Private Ltd., Bengaluru
service, a person can check the Aadhaar seeding/linking • Utkarsh Micro Finance Private Ltd., Varanasi.
status in his/her bank account.
Topic 16:
A Brief on NACH Payments Banks & its Headquarters
• NPCI implemented “National Automated Clearing
House (NACH)” for Banks, Financial Institutions,
Corporates & Govt., is a web based solution to facilitate • The objective is to further financial inclusion by
interbank, high volume, electronic transactions which providing (i) small savings accounts (ii)
are repetitive & periodic in nature. payments/remittance services to migrant labour
workforce, low income households, small businesses,
• NACH System can be used for making bulk transactions
other unorganised sector entities & other users.
towards distribution of subsidies, dividends, interest,
salary, pension etc. for bulk transactions towards • Scope of activities: Acceptance of demand deposits. It
collection of payments pertaining to telephone, will initially be restricted to holding a maximum
electricity, water, loans, investments in mutual funds, balance of Rs. 100,000 per individual customer.
insurance premium etc. • It cannot undertake lending activities. Apart from
• NACH’s Aadhaar Payment Bridge (APB) System, amounts maintained as CRR on its outside demand &
developed by NPCI has been helping the Govt. & Govt. time liabilities, it will be required to invest minimum
Agencies in making the Direct Benefit Transfer scheme 75% of its "demand deposit balances" in SLR
a success. eligible. The minimum paid-up equity capital shall
be Rs. 100 crore.
• BBPS: Bharat Bill Payment System (BBPS) will function
as a tiered structure for operating the bill payment • The promoter's minimum initial contribution to the
system in the country under a single brand image. NPCI paid-up equity capital of such payments bank shall at
will function as the authorized Bharat Bill Payment least be 40 % for the first five years from the
Central Unit (BBPCU), which will be responsible for commencement of its business.
setting business standards, rules & procedures for
technical & business requirements for all the Headquarters of the Payment Banks
participants.
• Aditya Birla Nuvo Limited- Mumbai (Operation Closed)
Topic 15: • Airtel M Commerce Services Limited- Registered Office-
New Delhi, Corporate Office- Gurugram, Haryana
Small Finance Banks & its Headquarters
• Cholamandalam Distribution Services Limited- Chennai
• Department of Posts (IPPB)- New Delhi
• The objective is to further financial inclusion by (a) • Fino PayTech Limited- Navi Mumbai
provision of savings vehicles, (b) supply of credit to
• National Securities Depository Limited- Mumbai
small business units; small & marginal farmers; micro
• Reliance Industries- Mumbai
& small industries; & other unorganised sector entities,
• Vodafone m-pesa Limited- Mumbai
through high technology-low cost operations.
• It shall primarily undertake basic banking activities of
acceptance of deposits & lending to unserved & Topic 17: What are the Risks in Banking
underserved sections including small business units, Sector?
small & marginal farmers, micro & small industries &
unorganised sector entities. The minimum paid-up • Banking risk can be defined as exposure to the
equity capital is Rs. 100 crores. uncertainty of outcome. It is applicable to full-service
• The promoter's minimum initial contribution to the banks like SBI, PNB & Others.
paid-up equity capital of such small finance bank shall Types of bank risks
at least be 40 % & gradually brought down to 26 % 1. Credit risk 4. Market risk
within 12 years from the date of commencement of 2. Operational risk 5. Liquidity risk
business of the bank. 3. Business risk 6. Reputational risk

• Credit risk: It usually occurs because of inadequate • Pillar 2: Supervisory Review Process: Regulating
income or business failure. Credit risk signifies a tools & frameworks for dealing with peripheral risks
decline in the credit assets’ values before default that that bank face.
arises from the deterioration in a portfolio or an • Pillar 3: Market Discipline: Increasing the disclosures
individual’s credit quality. that banks must provide to increase the transparency of
• Market risk: Basel Committee on Banking Supervision banks
defines market risk as the risk of losses in on- or off-
balance sheet positions that arise from movement in Important Facts related to BASEL 3
market prices. Market risk is the most prominent for
banks present in investment banking. • Minimum Ratio of Total Capital To RWAs--10.50%
• Operational risk: Basel Committee on Banking
• Minimum Ratio of Common Equity to RWAs--4.50% to
Supervision defines operational risk “as the risk of loss 7.00%
resulting from inadequate or failed internal processes,
• Tier I capital to RWAs--6.00%
people & systems or from external events. Operational
• Core Tier I capital to RWAs--5.00%
risk, the risk in all banking transactions
• Capital Conservation Buffers to RWAs--2.50%
• Liquidity risk: Liquidity risk is the risk of a bank not
• Leverage Ratio--3.00%
being able to have enough cash to carry out its day-to-
day operations. • Countercyclical Buffer--0% to 2.50%
• Reputational risk—when banks lose the public’s
trust: It is the risk of damage to a bank’s image & public Topic 19:
standing that occurs due to some dubious actions taken Most Important Miscellaneous Banking
by the bank.
Terms
• Business Risk: Business risk is the risk arising from a
bank’s long-term business strategy. It deals with a bank
not being able to keep up with changing competition • 0ACU: Asian Clearing Union (ACU) was established
dynamics, losing market share over time, & being with its head-quarters at Tehran, Iran, on December 9,
closed or acquired. 1974.
• The Central Banks & the Monetary Authorities of
Bangladesh, Bhutan, India, Iran, Maldives, Myanmar,
Topic 18:
Nepal, Pakistan & Sri Lanka are currently the members
What are the BASEL-3 Norms & a brief on the of the ACU.
3 Pillars of Basel? • Asian Monetary Units (AMUs) is the common unit of
account of ACU & is denominated as ‘ACU Dollar’ & ‘ACU
• Basel Committee is the primary global standard-setter Euro’. All instruments of payments under ACU have to
for the prudential regulation of banks & provides a be denominated in AMUs.
forum for cooperation on banking supervisory matters. • Rupee Denominated Bonds: Any corporate (entity
• Its mandate is to strengthen the regulation, supervision registered as a company under the Companies Act,
& practices of banks worldwide with the purpose of 1956/ 2013) or body corporate (entity specially
enhancing financial stability. created out of a specific act of the Parliament) & Indian
banks are eligible to issue Rupee denominated bonds
• Stefan Ingves, Governor of Sveriges Riks bank
(SWEDEN), is the Chairman of the Basel Committee. overseas. Real Estate Investment Trusts (REITs) &
Infrastructure Investment Trusts (InvITs) coming
• Basel III or Basel 3 released in December, 2010 is the
under the regulatory jurisdiction of SEBI are also
third in the series of Basel Accords. These accords deal
eligible. The minimum maturity period for such bonds
with risk management aspects for the banking sector.
will be 3 years.
• According to Basel Committee on Banking Supervision
• National Institute of Bank Management (NIBM): It
"Basel III is a comprehensive set of reform measures,
was established in 1969 by RBI, in consultation with the
developed by the Basel Committee on Banking
Govt. of India, as an autonomous apex institution for
Supervision, to strengthen the regulation, supervision
research, training, education & consultancy in bank
& risk management of the banking sector".
management. Its mandate is to play a proactive role of
• Basel 3 measures aim to:
“think-tank” of the banking system. The Governor of
(a) Improve the banking sector's ability to absorb shocks RBI is the Chairman of the Governing Board. It is
arising from financial & economic stress, whatever the situated at Pune, Maharashtra.
source
• Electronic Funds Transfer at Point of Sale
(b) Improve risk management & governance (EFTPOS): EFTPOS is the method for paying for goods
(c) Strengthen banks' transparency & disclosures. or services without needing to carry cash.
• Moral Suasion: Moral Suasion is just as a request by
Three Pillars of Basel 3 the RBI to the commercial banks to take so & so action
& measures in so & so trend of economy. RBI may
• Pillar 1: Minimum Regulatory Capital request commercial banks not to give loans for
Requirements based on Risk Weighted Assets unproductive purpose which does not add to economic
(RWAs): Maintaining capital calculated through credit, growth but increases inflation.
market & operational risk areas (mainly that capital • Bouncing of a cheque: Where an account does not
which can absorb risk.) have sufficient balance to honour the cheque issued by

the customer, the cheque is returned by the bank with that period & funds are returned with capital
the reason "funds insufficient" or "Exceeds appreciation to unit holders. Normally, a close-ended
arrangement". This is known as 'Bouncing of a cheque'. scheme is listed on a stock exchange.
• Demat Account: The term "demat", in India, refers to a • Net asset value: The price of value of one share of a
dematerialised account for individual Indian citizens to fund. It is calculated by summing the quoted values of
trade in listed stocks or debentures. all the securities held by the fund, adding in cash & any
• Capital Adequacy Ratio (CAR): Capital adequacy ratio accrued income & subtracting liabilities & dividing the
measures the amount of a bank’s capital expressed as a result by the number of shares outstanding.
%age of its credit exposure. Globally, the capital • Open ended scheme: A scheme is the one which
adequacy ratio has been developed to ensure banks can continuously offers its units & buys them back from
absorb a reasonable level of losses before becoming investors.
insolvent. Indian banks are expected to maintain a
minimum capital adequacy ratio of 9 % (Rs 9 as capital A Brief on Nationalization of Banks
for every Rs 100 in loan or asset)
• Balance of Trade: The value of a country’s exports • Nationalisation of Imperial Bank of India & its
minus the value of its imports. Unless specified as the conversion into State Bank of India in July 1955.
balance of merchandise trade, it normally incorporates • Conversion of 8 major State-associated banks into
trade in services, including earnings (interest,
subsidiary banks of SBI in 1959.
dividends, etc.) on financial assets.
• Nationalisation of 14 Indian scheduled banks in July
• Balance of Payments: A list of all of a country’s
1969.
international transactions for a given time period,
• Nationalisation of 6 more banks in April 1980 & New
usually one year.
Bank of India merged into Punjab National Bank.
• NOSTRO Account: A Nostro account is maintained by
an Indian Bank in the foreign countries.
• VOSTRO Account: Vostro account is maintained by a
Topic 20:
foreign bank in India with their corresponding bank. How the amount can be transferred from one
• BCBS: Basel Committee on Banking Supervision is an Bank A/c to the other?
institution created by the Central Bank governors of the
Group of Ten nations.
Real Time Gross Settlement (RTGS)
• What is STRIPS: Separate Trading for Registered
• RTGS implemented w.e.f. 26.03.2004 is a centralized
Interest & Principal Securities.
payment system operated by RBI. In RTGS inter-bank
• The CORE word in CBS stands for Centralized Online
payment instructions are processed & settled, on gross
Realtime Exchange. basis in a real time environment.
• Cross Selling: Cross-selling stands for offering to the • It uses Indian Financial Network (INFINET) & SFMS
existing & new customers, some additional banking platforms. RTGS is regulated by RTGS System
products, with a view to expand banking business, Regulations, 2013.
reduce the per customer cost of operations & provide
more satisfaction & value to the customer. National Electronic Funds Transfer (NEFT)
• Credit Card Business : Issue of cards
• RBI operationalized NEFT System in Nov 2005. It
(a) Banks having net worth of Rs. 100 cr or above only can facilitates transfer of funds from any bank branch to any
undertake the credit card business. other bank branch.
(b) RBI permission is not required to undertake credit card • Amount: There is no lower/upper value limit.
issue business. • Bank account: NEFT is an account to account transfer
• ASSET SECURITISATION: Securitisation of assets is an system. The remitter & beneficiary should have a bank
additional channel for recycling of funds by business account.
entities including banks. Securitisation is process Processing Charges/Service Charges
through which the future receivables (say rent, 1. Banks cannot levy any charges for inward NEFT,.
installment of a term loan due in future) of an
organization (say bank), are converted into debt
instruments (such as bonds with a fixed rate of return)
& then sold.
Important Terms related to Mutual Funds
• Asset Management Company: A company formed &

registered under the Companies Act 1956 & approved
as such by the SEBI to manage the funds of a mutual
fund. Under an agreement (with the trustees of the
Mutual Fund), an AMC undertakes to formulated
mutual funds schemes, distribute income as per
agreement.
• Close-ended scheme: A scheme where funds are
raised for a fixed period. The scheme is wound up after

2. For outward NEFT: Up to Rs. 10000 = Rs. 2.50, above • NRI/PIO may remit from the balances held in NRO
Rs. 10000 to Rs. 1 lac = Rs. 5. Above Rs. 1 lac to Rs. 2 lac account an amount not exceeding USD one million per
= Max Rs. 15 & above Rs. 2 lac = Max Rs. 25 (w.e.f. financial year, subject to payment of applicable taxes.
13.07.2012). • The limit of USD 1 million per financial year includes
• CENTRALIZED FUNDS MANAGEMENT SYSTEMS sale proceeds of immovable properties held by
(CFMS): CFMS was operated & maintained by RBI to NRIs/PIOs.
enable operations on current accounts maintained at
various offices of the RBI, through standard message Non-Resident (External) Rupee Account (NRE
formats in a secure manner.
• NEPAL REMITTANCE SCHEME: It is a cross-border one-
Account)
way remittance facility scheme, for remittance from
India to Nepal. Amount: Up to Indian Rs. 50,000 from • NRE account may be in the form of savings, current,
NEFT branches. Beneficiary will receive funds in recurring or fixed deposit accounts.
Nepalese rupees. • Account will be maintained in Indian Rupees.
• CORE BANKING SOLUTIONS: Core Banking Solutions • Accrued interest income & balances held in NRE
(CBS) or Centralised Banking Solutions is the process accounts are exempt from Income tax.
which is completed in a centralized environment i.e. • Authorised dealers/authorised banks at their
under which the information related to the customer’s discretion allow for a period not more than two weeks,
account (i.e. financial dealings, profession, income, etc.) overdrawings in NRE savings bank accounts, up to a
is stored in the Central Server of the bank (that is limit of Rs. 50,000.
available to all networked branches) instead of the • Loans up to Rs.100 lakh can be extended against
branch server. security of funds held in NRE Account either to the
depositors or third parties.
Topic 21:
What are the types of Accounts that can be Foreign Currency Non-Resident (Bank)
opened by Foreign (Person) in India? Account – FCNR (B) Account
(a) NRO A/c (Foreign Tourist) • FCNR (B) accounts are only in the form of term deposits
of 1 to 5 years
• Foreign tourists during their short visit to India can
open a Non-Resident (Ordinary) Rupee (NRO) account • Account can be in any freely convertible currency.
(Current / Savings) with any Authorised Dealer bank • Loans up to Rs.100 lakh can be extended against
dealing in foreign exchange. security of funds held in FCNR (B) deposit either to the
• Can be opened up to a maximum period of 6 months. depositors or third parties.
• All payments to residents exceeding INR 50,000 can be • The interest rates are stipulated by the Department of
made only by means of cheques / pay orders / DDs. Banking Operations & Development, RBI.
(b) EEFC A/c Topic 22:

• Exchange Earners' Foreign Currency Account (EEFC) is A Brief on CAMELS rating for Domestic
an a/c maintained in foreign currency with Authorised
Banks?
Dealer.
• It is a facility provided to foreign exchange earners,
including exporters, to credit 100% of their foreign • RBI’s 1995 working group headed by Sh. S.
exchange earnings to the a/c, so that the account Padmanabhan suggested method for rating.
holders do not have to convert foreign exchange into • RBI rates the banks on a 5 point scale of A to E, widely
Rupees, thereby minimizing the transaction costs. on the lines of international CAMELS rating model for
• All categories of foreign exchange earners, such as domestic banks & CALCS model for foreign banks.
individuals, companies, etc. who are resident in India,
may open EEFC accounts. CAMELS Rating for Domestic Banks
• It can be held only in the form of a current account. No C Capital adequacy ratio
interest is payable on EEFC accounts. A Asset quality
M Management Effectiveness
E Earning (i.e. profitability)
ACCOUNTS FOR NRI/PIO: Non-Resident L Liquidity (asset-liability management)
S System & controls
Ordinary Rupee Account (NRO Account)
Rating parameters for foreign banks
• NRO accounts may be opened / maintained in the form C Capital adequacy ratio
of current, savings, recurring or fixed deposit accounts. A Asset quality
• Interest rates offered by banks on NRO deposits cannot L Liquidity
be higher than those offered by them on comparable C Compliance
domestic rupee deposits. S System & controls
• Account should be denominated in Indian Rupees.

Topic 23: • Appellate Authority is vested with a Deputy Governor-
in-Charge of the department of the RBI implementing
BANKING OMBUDSMAN SCHEME 2006 the Scheme.
The Scheme enables a bank customer for filing of
Topic 25:
complaints relating to certain services rendered by banks.
1. The Banking Ombudsman is a senior official appointed What is Base Rate, MCLR & Other rates of
by the Reserve Bank of India to redress customer Lending?
complaints against deficiency in certain banking
services. Base Rate
2. All Scheduled Commercial Banks, Regional Rural Banks
• RBI decided that banks should switch over to Base Rate
& Scheduled Primary Co-operative Banks are covered
system w.e.f. 1.7.2010.
under the Scheme.
• Banks may determine their actual lending rates w.r.t.
3. The Banking Ombudsman does not charge any fee for
Base Rate.
filing & resolving customers’ complaints.
4. The maximum compensation which a BO can help a • No loan can be sanctioned below base rate.
complainant to get is Rs. 20 lakhs. • Exempted accounts: The following loans could be
5. If a complaint is not settled by an agreement within a priced without reference to Base Rate: (a) DRI loans (b)
period of one month, the BO proceeds further to pass an loans to banks’ own employees (c) loans to banks’
award. Before passing an award, the BO provides depositors against their own deposits.
reasonable opportunity to the complainant & the bank, Marginal Cost Based Lending Rate
to present their case. • RBI introduced MCLR w.e.f. 1.4.2016 to determine Base
6. If one is not satisfied with the decision passed by the Rate by banks to improve the efficiency of monetary
BO, one can approach the appellate authority who is the policy transmission.
Deputy Governor of the RBI. • All rupee loans sanctioned & credit limits renewed
w.e.f. 01.04.16 to be priced w.r.t. MCLR. It will be
internal benchmark.
Topic 24:
• The MCLR comprises of (a) Marginal cost of funds; (b)
NBFC OMBUDSMAN SCHEME Negative carry on account of CRR; (c) operating costs;
(d) Tenor premium.
• RBI introduced an Ombudsman Scheme for customers • Marginal Cost of funds (MCF): It has 2 components (a)
of Non-Banking Financial Companies (NBFCs). Marginal cost of borrowings (b) return on networth.
• The Scheme is an expeditious & cost free apex level • By using MCF, it will be calculated as: Required CRR ×
mechanism for resolution of complaints of customers of (marginal cost) / (1-CRR)
NBFCs, relating to certain services rendered by NBFCs.
• It is being introduced under Section 45 L of RBI Act, Exemptions from MCLR
1934, with effect from February 23, 2018. • loans under schemes of Govt. of India wherein banks
• The NBFC Ombudsman is a senior official appointed by have to charge interest rate as per the scheme.
RBI to redress customer complaints against NBFCs for • Working Capital Term Loan, Funded Interest Term
deficiency in certain services covered under the Loan etc. as part of rectification/restructuring package.
grounds of complaint specified under Clause 8 of the • Loans under various refinance schemes of Govt. of India
Scheme. or any Govt. Undertaking wherein banks charge
• As on date, four NBFC Ombudsman have been interest at the rates prescribed under the schemes.
appointed with their offices located at Chennai, Kolkata, • The following loans can be priced without being linked
New Delhi and Mumbai. to MCLR :
• NBFCs which are defined in Section 45-I (f) of RBI Act (a) Loan to depositors against their own deposits.
1934 & registered with RBI under Section 45-IA of RBI (b) Loan to banks’ employees & Chief Executive
Act 1934, which (a) are authorized to accept Officer/Whole Time Directors.
deposits; or (b) have customer interface, with assets (c) Loans linked to a market determined external
size of one billion rupees or above, as on the date of the benchmark.
audited balance sheet of previous financial year, or of (d) Fixed rate loans. In case of hybrid loans where the
any such asset size as the RBI may prescribe, are interest rates are partly fixed & partly floating, interest
covered under the Scheme. rate on the floating portion should adhere to the MCLR
• The Scheme initially covers NBFCs authorized to accept guidelines.
deposits & would be gradually extended to cover other
identified NBFCs. Topic 26:
• The compensation amount, if any, which can be
awarded by NBFC Ombudsman, for any loss suffered by What is Reverse Mortgage Loan?
complainant, is limited to the amount arising directly
out of the act or omission of the NBFC or rupees one • The scheme of reverse mortgage has been introduced
million, whichever is lower. for the benefit of senior citizens owning a house but
• Note: NBFC Ombudsman may award compensation not having inadequate income to meet their needs. Some
exceeding rupees 0.1 million to the complainant for important features of reverse mortgage are:
causing mental agony & harassment.

• A homeowner who is above 60 years of age is eligible • Presently, the maximum rate of interest an NBFC can
for reverse mortgage loan. It allows him to turn the offer is 12.5%. The interest may be paid or compounded
equity in his home into one lump sum or periodic at rests not shorter than monthly rests.
payments mutually agreed by the borrower & the • NBFCs are allowed to accept / renew public deposits for
banker. a minimum period of 12 months & maximum period of
• NO REPAYMENT is required as long as the borrower 60 months. They cannot accept deposits repayable on
lives, Borrower should pay all taxes relating to the demand.
house & maintain the property as his primary • The deposits with NBFCs are not insured.
residence. • The repayment of deposits by NBFCs is not guaranteed
• The amount of loan is based on several factors: by RBI.
Borrower’s age, Value of the property, Current interest
rates & The specific plan chosen. Topic 29:
• As per the scheme formulated by National Housing
Bank (NHB), the maximum period of the loan
What are the types of Money?
period is 15 years. The residual life of the property
should be at least 20 years. Where the borrower lives • Commodity Money - Commodity money value is
longer than 15 years, periodic payments will not be derived from the commodity out of which it is made.
made by lender. However, the borrower can continue to The commodity itself represents money, & the money is
occupy. the commodity.
• Representative Money - is money that includes token
Topic 27: coins, or any other physical tokens like certificates, that
can be reliably exchanged for a fixed amount/quantity
What is Hypothecation & Pledge? of a commodity like gold or silver.
• Fiat Money - Fiat money, also known as fiat currency is
• Mortgage: As per section 58 of Transfer of Property Act the money whose value is not derived from any
1882, mortgage is transfer of interest in specific intrinsic value or any guarantee that it can be converted
immovable property for the purpose of securing the into valuable commodity (like gold). Instead, it derives
payment of money advanced or to be advanced by way value only based On Govt. order (fiat)
of loan, an existing or future debt or the performance of • Commercial Bank Money - Commercial bank money
an engagement which may give rise to pecuniary or the demand deposits are claims against financial
liability. institutions which can be used for purchasing goods &
services.
Topic 28: • Reserve Money (M 0)
What is NBFC & how it differs from Banks? Currency in circulation + Bankers‘ ‘deposits with the
RBI + ‘Other’ deposits with the RBI = Net RBI ‘credit to
the Govt. + RBI credit to the commercial sector + RBI's
• Non-Banking Financial Company (NBFC) is a company claims on banks + RBI's net is foreign assets +
registered under the Companies Act, 1956 engaged in Govemment’s currency liabilities to the public - RBI's
the business of loans & advances, acquisition of net non-monetary liabilities.
shares/stocks/bonds/debentures/securities issued by M1=Currency with the public + Demand deposits with
Govt. or local authority or other marketable securities the banking system + 'Other' deposits with the RBI
of a like nature, leasing, hire-purchase, insurance M2=M1 + Savings deposits of ofﬁce savings banks.
business, chit fund business. M3=M1+ Time deposits with the banking system
• NBFCs lend & make investments & hence their activities = Net bank credit to the Govt.
are akin to that of banks; however there are a few M4=M3 +All deposits with post office savings banks
differences as given below: (excluding National Savings Certificates)
(a) NBFC cannot accept demand deposits; • Bhartiya Reserve Bank Note Mudran Private
(b) NBFCs do not form part of the payment & settlement Limited (BRBNMPL): RBI established BRBNMPL in
system & cannot issue cheques drawn on itself; February 1995 as a wholly-owned subsidiary to
(c) Deposit insurance facility of Deposit Insurance & Credit augment the production of bank notes in India & to
Guarantee Corporation is not available to depositors of enable bridging of the gap between supply & demand
NBFCs, unlike in case of banks. for bank notes in the country.
Register with RBI:

Topic 30:
A company incorporated under the Companies Act, 1956 &
desirous of commencing business of non-banking financial What are the Different types of Banking?
institution as defined under Section 45 I(a) of the RBI Act,
1934 should comply with the following: • Para banking- When Bank provides banking services
a) It should be a company registered under Section 3 of the except the general banking facility.
companies Act, 1954 • Narrow Banking- When banks invest its money in
b) It should have a minimum net owned fund of Rs 200 lakh. Govt. securities instead investing in market to avoid
risk.
Deposits in NBFC: • Offshore Banking- Bank which accept currency of all
countries.

• Green banking- Promoting environmental-friendly 4. KYC: Know Your Customer
practices & reducing your carbon footprint from your 5. RTGS: Real Time Gross Settlement
banking activities. 6. EFT: Electronic Fund Transfer
• Retail Banking- Retail banking refers to the division of 7. CBS: Core Banking Solutions
a bank that deals directly with retail customers. 8. LIBOR: London Interbank Offered Rate
• Wholesale banking-Wholesale banking is the 9. MIBOR: Mumbai Interbank Offered Rate
provision of services by banks to organisations such as 10. MIBID: Mumbai Interbank Bid Rate
Mortgage Brokers, large corporate clients, mid-sized 11. SARFAESI: Securitisation & Reconstruction of Financial
companies, sreal estate developers & investors, Assets & Enforcement Of Security Interest
international trade finance businesses etc. 12. CAR: Capital Adequecy Ratio
• Universal Banking: R H Khan committee & 13. FIIs: Foreign Institutional Investments
recommended the concept of Universal Banking. It 14. MICR: Magnetic Ink Character Recognition
means allowing Fls & banks to undertake all types of 15. BIRD: Bankers Institute of Rural Development
banking or development financing activity, subject to 16. IBA: Indian Bank Association
compliance of statutory & other requirements of RBI, 17. BPLR: Benchmark Prime Lending Rate
Govt. & related legal Acts. 18. SWOT: Strength, Weaknesses, Opportunities & Threats
• Islamic Banking: An Islamic bank is a deposit-taking 19. SWIFT: Society For Worldwide Interbank Financial
banking institution whose scope of activities excluding Telecommunication
borrowing & lending on the basis of interest. 20. FERA: Foreign Exchange Regulatory Act
21. FEMA: Foreign Exchange Management Act
Topic 31: 22. CASA: Current & Saving Account
23. NDTL: Net Demand & Time Liabilities
What are the important codes that are used 24. NASDAQ: National Association For Securities Dealers
in Banking? Automated Quotations
25. CRISIL: Credit Rating & Investment Services India
IFSC (Indian Financial System Code) Limited
• Indian Financial System Code is an alpha-numeric code 26. CIBIL: Credit Information Bureau Of India Limited
that uniquely identifies a bank-branch participating in 27. NAV: Net Asset Value
the NEFT system. 28. ICRA: Indian Credit Rating Agency
29. CARE: Credit Analysis & Research Limited
• This is an 11 digit code with the first 4 alpha characters
30. WMAs: Ways & Means Advances
representing the bank, The 5th character is 0 (zero) &
31. ALM: Asset Liability Management
the last 6 characters representing the bank branch.
32. INFINET Indian Financial Network
33. OLTAS - On-line Tax Accounting System (OLTAS) for
MICR – Magnetic ink character Recognition
Direct Taxes
• MICR is 9-digit numeric code that uniquely identifies a
34. TIN - Tax Information Network (TIN)
bank branch participating in electronic clearing
35. IMPS - Interbank Mobile Payment Service (IMPS) or
scheme.
Immediate Payment Service
• Used to identify the location of a bank branch. 36. CDR- Corporate Debt Restructuring
• City (3) Bank (3) Branch (3) 37. CAD- Capital Account Deficit
• It is allotted to a bank branch is printed on the MICR 38. REITs: Real Estate Investment Trusts
band of cheques. MICR used for electronic credit 39. InvITs: Infrastructure Investment Trusts
system. 40. ALM- Asset Liability Management
41. ASBA: Application Supported by Blocked Amount
SWIFT Code: Society for Worldwide Interbank financial 42. PIN: Personal Identification Number
tele-communication 43. CECA: Comprehensive Economic Cooperation
• India was 74th Nation to join SWIFT Network. Agreement
• SWIFT Code is a standard format of bank Identifier 44. CEPA: Comprehensive Economic Partnership
code. Agreemeny
• This code is used particularly in International transfer 45. DTAA – Double Taxation Avoidance Agreement
of money between banks. 46. EFSF – European Financial Stability Facility
• A majority of FOREX related message are sent to 47. FINO- Financial Inclusion Network Operation
correspondent banks abroad through SWIFT. 48. FIPB – Foreign Investment Promotion board
• SWIFT Code consist 8 or 11 character when code is 8 49. FSLRC– Financial Sector Legislative Reforms
digit, it is referred to primary office. Commission
4 – bank code 2 – country code 2 – location code 50. CRAR: Capital to Risk-weighted Assets Ratio
3 – branch code (optional) 51. LCR: Liquidity Coverage Ratio
52. TARC - Tax Administration Reform Commission
Topic 32: 53. GIRO - Govt. Internal Revenue Order
Important Banking Abbreviations 54. FRBMA: Fiscal Responsibility & Budget Management
Act
55. AMFI- Association of Mutual Fund in India.
1. PSBs: Public Sector Banks 56. TIEA – Tax Information exchange Agreement
2. SNBCs: Schedule Non- Commercial Banks 57. GAAR - General anti avoidance rule
3. SENSEX: Sensitive Index of Stock Exchange 58. GSLV - Geo-Synchronous Launch Vehicle
59. PPP – Public Private Partnership & Purchasing Power 82. FIPB- Foreign Investment Promotion Board
parity 83. CERT-Fin- Computer Emergency Response Team for
60. PSLV – Polar Satellite Launch vehicle our Financial Sector
61. TAPI - Turkmenistan-Afghanistan-Pakistan-India. 84. IRFC- Indian Railway Finance Corporation Limited
62. QFI -Qualified Foreign Investors 85. FFO- Further Fund Offering
63. AD-Authorized Dealer.
64. ASSOCHAM-Associated Chambers of Commerce & Topic 33:
Industry of India.
65. BCSBI-Banking Codes & Standards Board of India.
The HQ of NATIONALIZED/PSBs BANKS
66. BIS-Bank for International Settlements.
67. CDS-Credit Default Swap. • Allahabad Bank-Kolkata
68. CEPA-Comprehensive Economic Partnership • Bank of India -Mumbai
Management. • Bank of Maharashtra -Pune
69. FIMMDA-Fixed Income Money MARKETS & Derivatives • Canara Bank -Bangalore
Association. • Central Bank of India -Mumbai
70. FPI-Foreign Portfolio Investment. • Corporation Bank -Mangalore
71. IBRD-International Bank for Reconstruction & • Indian Bank- Chennai
Development. • Indian Overseas Bank- Chennai
72. UIDAI-Unique Identification Development Authority of • Oriental Bank of Commerce- Gurugram
India. • Punjab National Bank- New Delhi
73. PMGSY- Pradhan Mantri Gram Sadak Yojana • Punjab & Sind Bank- New Delhi
74. PMEGP- PM's Employment Generation Programme • State Bank of India- Mumbai
75. NRDWP- National Rural Drinking Water Programme • Syndicate Bank- Manipal (Karnataka)
76. PMKK- Pradhan Mantri Kaushal Kendras
• UCO Bank- Kolkata
77. SANKALP- Skill Acquisition & Knowledge Awareness
• Union Bank of India- Mumbai
for Livelihood Promotion programme
• United Bank of India- Kolkata
78. STRIVE- Skill Strengthening for Industrial Value
• Andhra Bank- Hyderabad
Enhancement
79. NTA- National Testing Agency • Bank of Baroda- Vadodra
80. ICDS- Integrated Child Development Services
81. TIES- Trade Infrastructure for Export Scheme
Topic 34:
Financial Regulations | Institutions | Organizations
Chit Funds Respective State Govt.s

Insurance companies IRDAI
Housing Finance Companies NHB
Venture Capital Fund / SEBI
Merchant Banking companies SEBI
Stock broking companies SEBI
Nidhi Companies Ministry of corporate affairs, Govt. of India
National Bank for Agriculture & Rural 1990) under the Small Industries Development Bank of
India Act 1989 as a subsidiary of Industrial
Development Development Bank of India.
• Chairman- Mohammad Mustafa
• Established on 12th July 1982 on the recommendation • Head Quarters: Lucknow
of CRAFICARD committee (also called as
SivaramanComittee) Securities & Exchange Board of India (SEBI)
• For Agricultural finance, It is the apex organization.
• It is the regulator for the securities market in India.
• Chairman: Dr. Harsha Kumar Bhanwala SEBI was initially established as a non statutory body in
• Head Quarters: Mumbai April 1988, to regulate the working of stock exchange.
• Rural Infrastructure Development Fund (RIDF) is Later it was given a statutory status on April 1992 via
operated by NABARD, instead in April 1995. SEBI Act, 1992with the following objectives.
• NABARD is the "Micro-Finance Regulatory Authority" • Chairman- Ajay Tyagi
• Head Quarters : Mumbai
Small Industries Development Bank of India
REGIONAL RURAL BANK (RRB):
(SIDBI)
• Regional Rural Bank Were Set Up By An Ordinance In
• Small Industries Development Bank of India (SIDBI in 1975, Later Replaced By Rrbs Act, 1976 As Pre Banking
short) was established in the year 1990 (Date: 2nd April Commission Recommendation In 1975.
• Father Of RRBs is M.Swaminathan.
• The Govt. Of India Had Appointed A Working Group On BANKING CODES & STANDARDS BOARD OF
Rural Banks Under The Chairmanship Of Mr. M.
INDIA
Narasimham In 1975. First Rrbs Were Set Up On 2nd
Oct.
• Share Holder Contribution: Govt. Of India 50% Sponsor • Banking Codes & Standards Board of India (BCSBI) was
Bank 35% State Govt. 15%. set up on the lines of a similar set up in UK to oversee
the Fair Practice Code evolved by the Bankers.
• Members: The Board was set up as a Society, under the
EXIM BANK:
Societies Registration Act, 1860. Commercial banks,
RRBs & Urban Coop Banks are its members.
• Export-Import (EXIM) Bank of India is the principal • A Governing council of the BCSBI looks after its
financial institution in India for coordinating the financial affairs & managerial policies. The tenure of
working of institutions engaged in financing export & the Council is 5 years & the appointment of the Council
import trade. after 5 years would be with the concurrence of the RBI.
• It is a statutory corporation wholly owned by the Govt.
of India.
Indian Banks' Association (IBA)
• It was established on January 1, 1982 for the purpose of
financing, facilitating & promoting foreign trade of
India. • Indian Banks' Association (IBA) set up in 1946 with
• Chairman- David Rasquinha|Headquarters : Mumbai 22 members to discuss issues of common interests.
Over the years, IBA emerged as the Voice of Indian
Banking Industry. IBA adopts a consultative approach
NATIONAL HOUSING BANK(NHB) to give its views on any issue pertaining to banking
sector. As on December 28, 2015 the total
• It is the apex institution of housing finance in India, was Membership of the Association is 237.
set up as wholly owned subsidiary of RBI. • Ordinary: 139 Associate: 98 Total: 237
• The bank started its operations from July 1988. • Rajnish Kumar is present Chairman of IBA & it’s
• NHB is a subsidiary bank of Reserve Bank of India. headquarter is in Mumbai.
• National Housing Bank was established under section 6
of National Housing Bank Act (1987). Topic 35:
• The HQ: of NHB is in New Delhi| CMD: SK Hota
Important Financial Schemes of the
ECGC Government
• Export Credit Guarantee Corporation of India. This KISAN VIKAS PATRA From 1st October 2019
organisation provides risk as well as insurance cover to
the Indian exporters.|Chairman- Geetha Muralidhar | • KPV are regulated by KVP Rules 2014, Scheme is
Head Quarters : Mumbai available through Post Offices & those banks that are
authorized to operate PPF scheme.
CLEARING CORPORATION OF INDIA • Denomination: Rs.1000, Rs.5000, Rs.10000 &
Rs.50000
• Clearing Corporation of India Limited (CCIL) was • Types of certificates: Category Single, Joint A-Type &
incorporated on 30th April 2001, as the country’s first Joint B-Type (E/S).
clearing house for the Govt. securities, forex & other • Maturity period: 113 Months
related market segments. It commenced operations • Rate of Interest: 7.6%.
from Feb 15, 2002. It provides a system for efficient • Rate of interest: Rs.1000 becomes double during the
clearing of money, Govt. securities & foreign exchange maturity period.
market transactions.
Topic 36:
List of Mergers in the Indian Banking Industry
The Bank which acquired The Bank which got Merged Year of Merger
Bank of Baroda Dena Bank and Vijaya Bank 2019
State Bank of India 5 SBI’s Associate Banks & Bharatiya Mahila Bank 2017
Kotak Mahindra Bank ING Vysya Bank 2016
ICICI Bank Bank of Rajasthan 2010
State Bank of India State Bank of Indore 2009
State Bank of India State Bank of Saurashtra 2008
HDFC Bank Centurion Bank of Punjab 2008
Centurion Bank of Punjab Lord Krishna Bank 2007
Indian Overseas Bank Bharat Overseas Bank 2007

IDBI Bank United Western Bank Ltd. 2006
Federal Bank Ganesh Bank of Kurundwad 2006
Centurion Bank Bank of Punjab (BoP) 2005
IDBI Bank Limited IDBI Limited 2005
Oriental Bank of Commerce Global Trust Bank (GTB) 2004
Punjab National Bank Nedungadi Bank 2003
Bank of Baroda Benares State Bank 2002
ICICI Bank Limited ICICI Limited 2002
ICICI Bank Bank of Madura 2001
HDFC Bank Times Bank 2000
Union Bank of India Sikkim Bank 1999
State Bank of India Kashinath State Bank 1995
Bank of India Bank of Karad 1994
Punjab National Bank New Bank of India 1993
State bank of India Bank of Cochin 1985
Canara Bank Lakshmi Commercial Bank 1985
Topic 37: (d) Indian security Press is located in Nashik & Security
Printing Press is located in Hyderabad.
What are the Sectors in the Indian Economy?
A brief on the Minting of Coins
• Indian Economy is normally categorized into three a) Security Printing & Minting Corporation of India
sectors namely - 1. Primary Sector 2. Secondary Limited (SPMCIL) comprises four mint:
Sector 3. Tertiary Sector • India Government Mint, Mumbai
• Primary Sector: Primary Sector is directly dependent • India Government Mint, Kolkata
on environment for manufacture & production. For • India Government Mont, Hyderabad
example, agriculture, mining, farming etc. • India Government Mint, Noida
• Secondary Sector: Secondary Sector adds value to the b) The main objectives of these mints is to produce coins,
proud by transforming raw materials into valuable medals & awards, as per the requirements of India.
products. For example, processing & construction c) Mumbai mint is known for producing standardized
industries. weights & measures.
• Tertiary Sector/Service Sector: Tertiary Sector is d) Noida is known as the first mint in the country to
involved in production & exchange of services. For produce stainless steel coins.
example, transportation, communication, & other
services of such kind. Tertiary Sector is also known Points to Remember
as Services Sector as it facilitates the production & • Special kind of paper is required for the printing of bank
exchanges of services. notes & non-judicial stamps. This paper is produced in
special Security Paper Mill which was established in
Topic 38: 1968 at Hoshangabad, Madhya Pradesh.
A Brief on Printing & Minting of Currencies in • 2 currency note printing presses owned by GOI & 2
are owned by RBI , through the Bharatiya Reserve Bank
India Note Mudran Ltd. (BRBNML). GOI presses are at Nasik
(Western India) & Dewas (Central India). RBI
• In India, RBI is engaged in printing of all notes & presses are at Mysore (Southern India) & Salboni
production of coins is handled by Government under (Eastern India).
The Coinage Act, 1906. • Coins are minted in four mints owned by GOI which are
• RBI determines what volume of currency is required at located at Mumbai, Hyderabad, Calcutta & NOIDA.
a particular time.
• The production of bank notes, coins, non-judicial Topic 39:
stamps, postage stamps & other govt. documents is
managed by Security Printing & Minting Corporation of What is the Mudra Scheme?
India Limited (SPMCIL). It was established in 2006.
(a) MUDRA stands for Micro Units Development &
A brief on the Printing Presses Refinance Agency Ltd.
(a) The first printing press of India Currency Note Press (b) Financial institution set up by GOI for development &
(CNP) was established in 1928 for printing bank notes refinancing micro units enterprises.
in India. This press is located in Nashik, Maharashtra. (c) The purpose is to provide funding to the non-corporate
(b) Bank Note Press (BNP) has two branches located in small business sector through various Last Mile
Mysore, Karnataka & Dewas, Madhya Pradesh. Financial Institutions like Banks, NBFCs and MFIs.
Currently both CNP & BNP print Indian currency. (d) It be responsible for refinancing all Last Mile Financiers
(c) Currency is also printed by RBI which has two printing such as Non-Banking Finance Companies, Societies,
presses & owned by Bhartiya Reserve Bank Note Trusts, Section 8 Companies, Co-operative Societies,
Mudran Limited. These are located in Mysore, Small Banks, Scheduled Commercial Banks and
Karnataka & Salboni, West Bengal. Regional Rural Banks.
(e) Under the aegis of Pradhan Mantri MUDRA Yojana (i) Pradhan Mantri Mudra Yojana is a Government of India
(PMMY), MUDRA has already created its initial scheme, which enables a small borrower to borrow
products / schemes. The financial limit for these from banks, MFIs, NBFCs for loans upto 10 lakhs for
schemes are:- non-farm income generating activities. Generally, loans
(f) Shishu: covering loans upto Rs. 50,000/- upto 10 lakhs issued by banks under Micro Small
(g) Kishor: covering loans above Rs. 50,000/- and upto 5 Enterprises is given without collaterals.
lakhs (j) Shri Mohammad Mustafa is the Head currently.
(h) Tarun: covering loans above Rs. 5 lakhs to 10 lakhs
Topic 40:
Headquarters of the International Financial Organizations
Name of the Organization HQ

IMF International Monetary Fund Washington, DC
IBRD International Bank for Reconstruction and Development Washington, DC
IFC International Finance Corporation Washington, DC
IDA International Development Association Washington, DC
ICSID, International Centre for Settlement of Investment Disputes Washington, DC
MIGA Multilateral Investment Guarantee Agency Washington, DC
World Trade Organization (WTO) Geneva
AFDB African Development Bank Abidjan
ADB Asian Development Bank Manila
EBRD European Bank for Reconstruction & Development London
BIS Bank of International Settlements Basel
EIB European Investment Bank Luxembourg
AACB African Association of Central Banks Dakar, Senegal
IIB International Investment Bank Moscow, Russia
SEACEN South East Asian Central Banks Centre Kuala Lumpur, Malaysia
Topic 41: • Current Account Deficit: It is a trade measure that

shows the value of a country’s imports of goods and
Important Financial, Economics & Budget services to be higher than the value of its exports.
Terms • Bear market: A period during which the majority of
securities prices in a particular market (such as the
• Fiscal Responsibility and Budget Management Act: stock market) drop substantially.
The Act is an attempt to make the Government adhere • Bull market: A period during which the majority of
to a phased plan to reduce fiscal deficit, which denotes securities prices in a particular market (such as the
an excess of expenditure over revenue. stock market) rise substantially.
• Dividend Distribution Tax: This is a tax levied on • Inflation risk: The risk that the purchasing power of
companies that pay out dividends to its shareholders, the future value of assets or income will be lower due to
i.e. share a portion of earnings with them. inflation.
• Venture Capital Funds: These are funds that invest in • Interest rate risk: Risk of gain or loss on a security due
startups, a financially riskier proposition than investing to possible changes in interest rate levels. When
in established companies. interest rates rise, the market value of a debt security
• Securities Transaction Tax: It is a tax on all will fall, and vice versa.
transactions done over the stock exchanges involving • Direct and Indirect Taxes: Direct taxes are the one
securities such as shares, derivatives, and equity-linked that fall directly on individuals and corporations. For
mutual funds. example, income tax, corporate tax etc. Indirect taxes
• Capital Gains Tax: It is a tax on the gains that ensue are imposed on goods and services. They are paid by
when an asset is sold for a price higher than what it was consumers when they buy goods and services. These
bought for. include excise duty, customs duty etc.
• Ad Valorem Tax: This is charged as a percentage of the • Customs Duty: These are levies charged when goods
value of a good or service, not at a specific rate per unit. are imported into, or exported from, the country, and
• Advance Pricing Agreement (APA): It is an they are paid by the importer or exporter. Usually, these
agreement between a taxpaying entity and the taxman are also passed on to the consumer.
that indicates how the former will price transactions • Primary De cit: The primary de cit is the scal de cit
with its associates. minus interest payments. It tells how much of the
• Fiscal Consolidation: The term refers to the things a Government's borrowings are going towards meeting
Government does to maintain good fiscal health — cut expenses other than interest payments.
debt and wasteful expenditure and improve revenue • Fiscal policy: It is the government actions with respect
opportunities. to aggregate levels of revenue and spending. Fiscal
policy is implemented though the budget and is the

primary means by which the government can in uence pending the completion of procedure relating to the
the economy. voting on the Demand for Grants and the passing of the
• Fiscal De cit: When the government's non-borrowed Appropriation Act.
receipts fall short of its entire expenditure, it has to • Guillotine: Parliament, unfortunately, has very limited
borrow money form the public to meet the shortfall. time for scrutinising the expenditure demands of all the
The excess of total expenditure over total non- Ministries. So, once the prescribed period for the
borrowed receipts is called the scal de cit. discussion on Demands for Grants is over, the Speaker
• Revenue De cit: The difference between revenue of Lok Sabha puts all the outstanding Demands for
expenditure and revenue receipt is known as revenue Grants, Whether discussed or not, to the vote of the
de cit. It shows the shortfall of government's current House. This process is popularly known as 'Guillotine'.
receipts over current expenditure. • Public Account: Under provisions of Article 266(1) of
• Capital Budget: It consists of capital receipts and the Constitution of India, Public Account is used in
payments. It includes investments in shares, loans and relation to all the fund ows where Government is
advances granted by the central Government to State acting as a banker. Examples include Provident Funds
Governments, Government companies, corporations and Small Savings. This money does not belong to
and other parties. government but is to be returned to the depositors. The
• Vote on Account: The Vote on Account is a grant made expenditure from this fund need not be approved by the
in advance by the parliament, in respect of the Parliament.
estimated expenditure for a part of new nancial year,
Topic 42:
Major Controls/Schemes introduced in Banking Sector from 1968
Year Reform Introduced

1962 In order to ensure the safety of deposits of small depositors in banks in India, Deposit Insurance Corporation
Act, 1961 was enacted. Deposit Insurance Corporation of India was established in January 1962.
1963 Agricultural Refinance Corporation (ARC) was set up by the Act of July 1, 1963. Its objective was to refinance
central land mortgage banks, State cooperative banks and scheduled commercial banks.
1965 Credit Authorisation Scheme(CAS) was introduced, under which the commercial banks were required to obtain
prior permission of RBI for sanctioning any fresh working capital limits above the prescribed norm which was
revised from time to time.
1968 National Credit Council (NCC) set up in Feb. 1968 to assist RBI & Govt. to allocate credit according to plan
priorities.
1969 Fourteen banks with deposits of over Rs.50 crores were nationalised.
1969 Lead Bank Scheme was introduced to mobilise deposits on a massive scale throughout the country and also for
stepping up lending to the weaker sections.
1972 Concept of Priority Sector was formalised. Specific targets were set out in Nov 1974 for public sector banks & in
Nov. 1978 for private sector banks.
1972 Differential Rate of Interest (DRI) Scheme was instituted to cater to the needs of the weaker sections of the
society and for their upliftment.
1980 Six Banks with demand and time liabilities greater than Rs.200 crore as on March 14, 1980, were nationalised
on April 15, 1980.
1994 Board for Financial Supervision (BFS) was set up within RBI to attend exclusively to supervisory functions &
provide effective supervision in an integrated manner over the banking system, financial institutions, NBFCs &
other para-banking financial institutions.
1995 Banking Ombudsman Scheme was introduced under the provisions of the BR Act, 1949.
2006 Banking Codes and Standards Board of India (BCSBI) was set up by Reserve Bank in order to provide for
voluntary registration of banks committing to provide customer services as per the agreed standards and codes.
The roadmap for the presence of foreign banks in India was drawn up in February 2005.
Banks were advised to introduce a facility of ‘no frills’ account with nil or low minimum balances in November 2005.
Recovery of Debts Due to Banks and Financial Institutions Act was enacted in 1993, which provided for the
establishment of tribunals for expeditious adjudication and recovery of non-performing loans.
Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002 was
enacted in March, 2002.
Topic 43: (b) The General Bank of Bengal and Bihar, which came into
existence in 1773, after a proposal by Governor (later
History of Banking Sector in India Governor General) Warren Hastings, proved to be a
short-lived experiment.
(a) The first bank of a joint stock variety was Bank of (c) The first ‘Presidency bank’ was the Bank of Bengal
Bombay, established in 1720 in Bombay. This was established in Calcutta on June 2, 1806 with a capital of
followed by Bank of Hindustan in Calcutta, which was
established in 1770 by an agency house.
Rs.50 lakh. The bank was given powers to issue notes in The Imperial Bank of India was converted into the State
1823. Bank of India in 1955 with the enactment of the State
(d) Bank of Bombay was the second Presidency bank set up Bank of India Act, 1955.
in 1840 with a capital of Rs.52 lakh, and the Bank of
Madras the third Presidency bank established in July Topic 44:
1843 with a capital of Rs.30 lakh.
Important Financial Abbreviations Part 2
(e) With the collapse of the Bank of Bombay, the New Bank
of Bombay was established in January 1868.
(f) The Presidency Bank Act, which came into existence in • ADRs - American Depository Receipts
1876, brought the three Presidency banks under a • CAGR - Compounded Annual Growth Rate
common statute and imposed some restrictions on • CDSL - Central Depositary Services (India) Limited
• ECS - Electronic Clearing Scheme
their business.
• FIIs - Foreign Institutional Investors
(g) The first Indian owned bank was the Allahabad Bank set • GETFs - Gold Exchange Traded Funds
up in Allahabad in 1865, the second, Punjab National • IFCI - Industrial Financial Corporation of India
Bank was set up in 1895 in Lahore, and the third, Bank • IPO - Initial Public Offering
of India was set up in 1906 in Mumbai. All these banks • NSC - National Savings Certificate
were founded under private ownership. • OTCEI - Over the Counter Exchange of India Limited
(h) Swadeshi Movement of 1906 provided a great impetus • Industrial Credit and Investment Corporation of India
to joint stock banks of Indian ownership and many Bank
more Indian commercial banks such as Central Bank of • NISM: National Institute of Securities Market
India, Bank of Baroda, Canara Bank, Indian Bank, and • SIP: Systematic Investment Plan
Bank of Mysore were established between 1906 and • SWP: Systematic Withdrawal Plan
1913. • AAY: Antyodaya Anna Yojana
(i) The late Shri Vithal L Kavthekar pioneered the urban • CAA&A: Controller of Aid Accounts and Audit
co-operative credit movement in the year 1889 in the • CFPI: Consumer Food Price Index
then princely State of Baroda. • CIRP: Corporate Insolvency Resolution Process
(j) The first registered urban co-operative credit society • CLSS: Credit Linked Subsidy Scheme
was the Conjeevaram Urban Co-operative Bank, • DARE: Department of Agricultural Research and
organised in Conjeevaram, in the then Madras Education
Presidency. • DDA: Doha Development Agenda
(k) Note: They were known as Presidency banks as they • DGCI&S: Directorate General of Commercial
Intelligence and Statistics
were set up in the three Presidencies that were the
• DGFT: Directorate General of Foreign Trade
units of administrative jurisdiction in the country for
• DIPAM: Department of Investment and public Asset
the East India Company. The Presidency banks were Management
governed by Royal Charters. The Presidency banks • DIPP: Department of Industrial Policy and Promotion
issued currency notes until the enactment of the Paper • DISCOMS: Distribution Companies
Currency Act, 1861, when this right to issue currency • EBRD: European Bank for Reconstruction and
notes by the Presidency banks was abolished and that Development
function was entrusted to the Government. • EFTA: European Free Trade Association
(l) The presidency banks were amalgamated into a single • EIB: European Investment Bank
bank, the Imperial Bank of India, in 1921. It also • e-NAM: Electronic National Agriculture Market
functioned as a central bank prior to the establishment • EPCG: Export Promotion on Capital Goods
RBI. The Imperial Bank of India performed three set of • GCC: Gulf Cooperation Council
functions, viz., commercial banking, central banking • IBC: Insolvency and Bankruptcy Code
and the banker to the government. • LFPR: Labour Force Participation Rate
(m) By 1930, the number of commercial banks increased to • M0: Reserve Money
107 with the Imperial Bank of India still dominating the • M3: Broad money
Indian banking sector.
(n) Indian Central Banking Enquiry Committee was set up
in 1929 to survey extensively the problems of Indian
banking, observed that a central bank be established for
the country.
(o) Reserve Bank of India Act 1934 was enacted paving the
way for the setting up of the Reserve Bank of India. The
issue of bank failures and the need for catering to the
requirements of agriculture were the two prime
reasons for the establishment of the Reserve Bank. The
banking sector came under the purview of the Reserve
Bank in 1935.
(p) The Government, therefore, first implemented the
exercise of nationalisation of the Imperial Bank of India
with the objective of “extension of banking facilities on
a large scale, more particularly in the rural and semi-
urban areas, and for diverse other public purposes”.

• MDGs: Millennium Development Goals describes the accounting process of writing off an
• NAREDCO: National Real Estate Development Council intangible asset.
• NCDs: Non-Convertible Debentures • Lessor & Lessee: Lessor and Lessee are two parties to
• NCLT: National Company Law Tribunal a lease agreement. An agreement or a contract by which
• NICRA: National Innovations on Climate Resilient the owner (lessor) of a specified asset grants
Agriculture permission to another party (lessee) to use the asset for
• PMAY: Pradhan Mantri Awas Yojana a specific period of time and with defined terms and
• PMFBY: Pradhan Mantri Fasal Bima Yojana conditions in return of periodic rentals, is termed as a
• PMKSY: Pradhan Mantri Krishi Sinchayee Yojana lease. A lessor is a person or a party who is the owner
• POL:Petroleum Oil and Lubricants of the asset under the lease agreement. The lessor holds
• RMSA:Rashtriya Madhyamik Shiksha Abhiyan
the legal rights over an asset. A lessee is a person or a
• SSA: Sarva Shiksha Abhiyaan
party who takes the asset on lease from the lessor
• SUUTI: Specified Undertaking for Unit Trust of India
(owner of the asset). The lessee is often termed as a
• UDAY: Ujjwal Discom Assurance Yojna
tenant. The lessee is required to oblige the terms and
• UDISE: Unified District Information System for
Education conditions mentioned in the lease agreement.
• "Bailment": It is the delivery of goods by one person to
Topic 45: another for some purpose, upon a contract that they
shall, when the purpose is accomplished, be returned or
Miscellaneous Banking Terms otherwise disposed of according to the directions of the
person delivering them. The person delivering the
• Average Yield: It is the sum of all interest that the goods is called the "bailor". The person to whom they
investment generates divided the length of time the are delivered is called the "bailee".
investor invested in it. • Derivative: A derivative instrument derives its value
• Net Interest Margin: Net interest margin is the net from an underlying product. There are basically three
interest income divided by average interest earning derivatives
assets. a. Forward Contract- A forward contract is an agreement
• Bulk Deposits: a) It means single Rupee term deposits between two parties to buy or sell an agreed amount of
of Rupees one crore & above for Scheduled Commercial a commodity or financial instrument at an agreed price,
Banks other than RRBs. b) For RRBs, it is the Single for delivery on an agreed future date. Future Contract-
Rupee term deposits of Rupees fifteen lakhs and above. Is a standardized exchange tradable forward contract
• “Notice deposits”: It means term deposit for specific executed at an exchange.
period but withdrawable on giving at least one b. Options- An option is a contract which grants the buyer
complete banking day’s notice. the right, but not the obligation, to buy (call option) or
• “Term deposit”: It means a interest bearing deposit sell (put option) an asset, commodity, currency or
received by the bank for a fixed period and shall also financial instrument at an agreed rate (exercise price)
include deposits such as Recurring /Cumulative on or before an agreed date (expiry or settlement date).
/Annuity /Reinvestment deposits and Cash Certificate. The buyer pays the seller an amount called the
• Small Accounts: It means a savings account in which: premium in exchange for this right. This premium is the
1. the aggregate of all credits in a financial year does not price of the option.
exceed rupees one lakh; c. Swaps- Is an agreement to exchange future cash flow at
2. the aggregate of all withdrawals and transfers in a pre-specified Intervals. Typically one cash flow is based
month does not exceed rupees ten thousand; and on a variable price and other on affixed one.
3. the balance at any point of time does not exceed • Restructuring: A restructured account is one where
rupees fifty thousand. the bank, grants to the borrower concessions that the
• LIBOR: It is the average weighted interest rate on interbank would not otherwise consider.
bank loans provided by banks, that participate in the • CASA Deposit: Deposit in bank in current and Savings
London interbank market and offer funds in different account.
currencies for different time periods (from 1 day to 1 • Liquid Assets: Liquid assets consists of: cash, balances
year). with RBI, balances in current accounts with banks,
• Double Taxation Avoidance Agreement (DTAA): It is money at call and short notice, inter-bank placements
a tax treaty signed between two or more countries. Its due within 30 days and securities under "held for
key objective is that tax-payers in these countries can trading" and "available for sale" categories excluding
avoid being taxed twice for the same income. It applies securities that do not have ready market.
in cases where a tax-payer resides in one country and • ALCO: Asset-Liability Management Committee (ALCO)
earns income in another. is a strategic decision making body, formulating and
• DRI Loans DRI scheme provides bank loan at a overseeing the function of asset liability management
concessional rate of interest of 4% per annum for (ALM) of a bank.
productive / self employment ventures. SC/ST, • Consortium Financing: It occurs for transactions that
minorities and physically handicapped persons are might not take place with a single lender. Several banks
targeted under this scheme to boost financial inclusion. agree to jointly supervise a single borrower with a
• Amortization: It is the reduction of an amount at common appraisal, documentation and follow-up and
regular intervals over a certain time period. It mainly own equal shares in the transaction.
refers to the reduction of debt by regular payment of • Moratorium Period: Moratorium period or EMI
loan installments during the life of a loan. It also holiday period refers to a particular duration in the loan

tenure when the borrower is not required to pay EMIs. amends the laws relating to reorganization and
This holiday period is mostly available for salaried insolvency resolution of corporate persons,
individuals. Although the borrower is not required to partnership firms and individuals in a time bound
pay EMIs, the loan amount would still continue to incur manner for maximization of the value of assets of such
interest during this period. persons, to promote entrepreneurship, availability of
• A Brief on Insolvency and Bankruptcy Board of credit and balance the interests of all the stakeholders.
India (c) It is a unique regulator: regulates a profession as well
as processes.
(a) It was established on 1st October, 2016 under the (d) It has regulatory oversight over the Insolvency
Insolvency and Bankruptcy Code, 2016 (Code). Professionals, Insolvency Professional Agencies,
(b) It is a key pillar of the ecosystem responsible for Insolvency Professional Entities and Information
implementation of the Code that consolidates and Utilities. Dr. M. S. Sahoo is the Chairperson.
List of Union Ministers of India
Type of
Ministry (Portfolio) Name Constituency
Minister
Ministry of Personnel, Public Grievances and Cabinet Narendra Modi Varanasi, UP

Pensions
Department of Atomic Energy Minister of State
Department of Space Dr. Jitendra Singh Udhampur, J&K
(MoS)
Cabinet Amit Shah Gandhi Nagar, Gujarat
Secunderabad,
Ministry of Home Affairs G Kisan Reddy
Minister of State Telangana
(MoS)
Nityananda Rai Ujiarpur, Bihar
Cabinet Rajnath Singh Lucknow, UP

Ministry of Defence
Minister of State
Shripad Yesso Naik North Goa, Goa
(MoS)
Subramaniam Will be a Rajya Sabha

Cabinet
Jaishankar Minister
Ministry of External Affairs
Minister of State Will come from Rajya
V. Muraleedharan
(MoS) Sabha
Minister of Railways; and (Maharashtra) Rajya

Cabinet Piyush Goyal
Minister of Commerce and Industry Sabha
Minister of State
Ministry of Railways Suresh Angadi Belgaum, Karnataka
(MoS)
Som Prakash Hoshiarpur, Punjab

Minister of State
Ministry of Commerce and Industry
(MoS) Will come from Rajya
Hardeep Singh Puri
Sabha
Ministry of Environment, Forest and Climate

(Maharashtra) Rajya
Change; and Cabinet Prakash Javdekar
Sabha
Minister of Information and Broadcasting
Ministry of Environment, Forest and Climate Minister of State

Babul Supriyo Asansol, West Bengal
Change (MoS)

(Karnataka) Rajya
Cabinet Nirmala Sitharaman
Sabha
Minister of Finance and Minister of
Corporate Affairs
Minister of State Hamirpur, Himachal
Anurag Thakur
(MoS) Pradesh
(Will be a Rajya Sabha

Cabinet Ram Vilas Paswan
member)
Minister of Consumer Affairs, Food and
Public Distribution
Minister of State Raosaheb Dadarao
Jalna, Maharashtra
(MoS) Danve
(Madhya Pradesh)
Cabinet Thawarchand Gehlot
Rajya Sabha
Maharashtra (Rajya
Ram das Athavle
Minister of Social Justice and Empowerment Sabha)
Minister of State
(MoS) Kishanpal Gurjar Faridabad, Haryana
Rattan Lal Kataria Ambala, Haryana
Minister of Road Transport and Highways &

Cabinet Nitin Gadkari Nagpur, Maharashtra
MSME Minister
Minister of State Pratap Chandra

MSME Ministry Balasore, Odisha
(MoS) Sarangi
Minister of State
Ministry of Road Transport and Highways General VK Singh Ghaziabad, UP
(MoS)
Bangalore North,
Cabinet DV Sadanand Gowda
Karnataka
Minister of Chemicals and Fertilizers.
Minister of State
Manuskh Mandaviya Gujarat (Rajya Sabha)
(MoS)
Minister of Law and Justice;

Minister of Communications; and
Cabinet Ravi Shankar Prasad Patna Sahib, Bihar
Ministry of Electronics and Information
Technology
Ministry of Communications; and

Minister of State Dhotre Sanjay
Ministry of Electronics and Information Akola, Maharashtra
(MoS) Shamrao
Technology
Ministry of Health and Family Welfare;

Chandni Chowk, New
Minister of Science and Technology; and Cabinet Harshvardhan
Delhi
Minister of Earth Sciences.
Minister of State Ashwani Kumar

Ministry of Health and Family Welfare Buxar, Bihar
(MoS) Chaubey
Cabinet Ramesh Pokhriyal Haridwar, Uttarakhand

Ministry of Human Resource Development
Minister of State Dhotre Sanjay
Akola, Maharashtra
(MoS) Shamrao

Ministry of Women and Child Development;
Cabinet Smriti Irani Amethi, UP
and Minister of Textiles
Minister of State Debashree

Ministry of Women and Child Development Raiganj, West Bengal
(MoS) Chaudhary
Gajendera Singh
Cabinet Jodhpur, Rajasthan
Shekhawat
Ministry of Jal Shakti
Minister of State
Rattan Lal Kataria Ambala, Haryana
(MoS)
Minister of Petroleum and Natural Gas; and Madhya Pradesh, Rajya

Cabinet Dharmendra Pradhan
Minister of Steel Sabha
Minister of State
Ministry of Steel Faggan Singh Kulaste Mandla, MP
(MoS)
Minister of Agriculture and Farmers Welfare;

Narendra Singh
Minister of Rural Development; and Cabinet Morena, MP
Tomar
Minister of Panchayati Raj
Kailash Chaudhary Barmer, Rajasthan

Ministry of Agriculture and Farmers Welfare
Minister of State
Purshottam Rupala (Gujarat) Rajya Sabha
(MoS)
Ministry of Rural Development Sadhvi Niranjan Jyoti Fatehpur, UP
Cabinet Giriraj Singh Begusarai, Bihar
Minister of Animal Husbandry, Dairying and Pratap Chandra

Balasore, Odisha
Fisheries Minister of State Sarangi
(MoS)
Sanjiv Balyan Muzaffarnagar, UP
Cabinet Arjun Munda Khunti, Jharkhand

Ministry of Tribal Affairs
Minister of State
Renuka Singh Saruta Sarguja, Chattisgarh
(MoS)
Cabinet Harsimrat Kaur Badal Bathinda, Punjab

Minister of Food Processing Industries
Minister of State
Rameswar Teli Dibrugarh, Assam
(MoS)
Ministry of Parliamentary Affairs;

Prahalad Venkatesh
Minister of Coal; and Cabinet Dharwad, Karnataka
Joshi
Minister of Mines
Minister of State
Ministry of Parliamentary Affairs Arjun Meghwal Bikaner, Rajasthan
(MoS)
Mahendra Nath
Cabinet Chandauli, UP
Pandey
Minister of Skill Development and
Entrepreneurship
Minister of State
Raj Kumar Singh Arrah, Bihar
(MoS)

Arvind Ganpat Mumbai South,
Cabinet
Sawant Maharashtra
Minister of Heavy Industries and Public
Enterprise
Minister of State
Arjun Meghwal Bikaner, Rajasthan
(MoS)
Jharkhand (Rajya
Cabinet Mukhtar Abbas Naqvi
Sabha)
Minister of Minority Affairs
Minister of State Arunachal Pradesh
Kiren Rijiju
(MoS) West


RBI Assistant GA Power Capsule 2020-1 English PDF

Hochgeladen von

Dokumentinformationen

Originaltitel

Copyright

Verfügbare Formate

Dieses Dokument teilen

Dokument teilen oder einbetten

Freigabeoptionen

Stufen Sie dieses Dokument als nützlich ein?

Sind diese Inhalte unangemessen?

Copyright:

Verfügbare Formate

RBI Assistant GA Power Capsule 2020-1 English PDF

Hochgeladen von

Copyright:

Verfügbare Formate

Contents

5 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

6 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

7 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

8 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

9 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Padma Awards 2020 Announced

Padma Vibhushan (7)

Padma Bhushan (16)

10 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

11 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Australia Open 2020: Complete List of Winners

ESPN India Awards 2019

20th Laureus Awards 2020 announced in Berlin, Germany

13 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

India ranked 3rd in Hurun Global Rich List 2020

POTUS in India: Events of 24th February 2020

14 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Nobel Prize Winners 2019

Field Winners Description Associated With

15 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Indore tops national cleanliness rankings for first two quarters

Grammy Awards 2020: Check the list of Winners

16 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

ICC Awards 2019: Check Complete list of Winners

17 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

50th Annual Meeting of WEF begins in Davos

18 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

RBI releases “Guidelines for ‘on tap’ Licensing

19 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Greta Thunberg named Time Person of the Year for 2019

Name Profession Category

Forbes releases the list ‘The World’s 100

Sahitya Akademi award 2019 released

20 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

21 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

Nadal and Barty named 2019 ITF World Champions

22 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

23 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

President Kovind appoints Chief Justices to 7 high courts

BANKING CURRENT AFFAIRS

24 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

25 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

ECONOMY/FINANCIAL/BUSINESS CURRENT AFFAIRS

26 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

India’s GDP Reports by Different Organization

27 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

28 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

29 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

NEW APPOINTMENTS: NATIONAL

9. High Commissioner of India to the Republic of Ghana C. Sugandh Rajaram

30 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

NEW APPOINTMENTS: INTERNATIONAL

32 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

33 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

34 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

SUMMITS |EVENTS |FESTIVALS (NATIONAL/INTERNATIONAL)

35 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

NATIONAL CURRENT AFFAIRS

39 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

41 www.bankersadda.com | www.sscadda.com | www.careerpower.in | Adda247 App

CURRENT AFFAIRS RELATED TO STATES IN INDIA

Northern States • Uttar Pradesh State Road Transport Corporation