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17-02-2020

Quote No : q9ze1avp5tory

Benefit Illustration for HDFC Life Click 2 Protect 3D Plus


This Illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your
HDFC Life Click 2 Protect 3D Plus
DETAILS
Age is taken as on last birthday Proposal No: NA
Name of the Prospect/Policyholder: SRINIVAS Name of Product: HDFC Life Click 2 Protect 3D Plus
A non-linked non-participating term
Age: 32 Tag Line:
insurance plan
Name of Life Assured: SRINIVAS Unique Identification No: 101N115V05
Age: 32 GST Rate: 18%
Gender: Male
Policy Term: 50
Premium Paying Term: 50
Amount of Instalment Premium(Without
Rs.15072
GST):
Mode: Annual
Top-up Rate: NA

This benefit illustration is intended to show year-wise premiums payable and benefits under the policy.
"Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers
guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will
show two different rates of assumed future investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance."

Policy Details

Policy Option Life Option Sum Assured Rs. 10000000

Premium Summary

Total Instalment
Base Plan CI Rider IB Rider
Premium

Instalment Premium without GST 15072 0 0 15072


Instalment Premium with First Year GST 17785 0 0 17785

Instalment Premium with GST 2nd Year Onwards 17785 0 0 17785


Illustration Of Future Benefits

Illustrative Benefits on Death under HDFC Life Click 2 Protect 3D Plus

Death Benefit is the sum of:

Sum Assured on Death


Additional Benefits

Sum Assured on Death is the highest of:

10 times Annualised Premium


105% of Total Premiums Paid
Guaranteed Sum Assured on Maturity
Absolute amount assured to be paid on death

Where,

Additional Benefits = Nil


Guaranteed Sum Assured on Maturity = Nil
Absolute amount assured to be paid on death i.e. Sum Assured = Absolute amount chosen by the policyholder at inception

Death Benefit
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
Sum Assured on Death Annual Income Benefit Payable Total Income Benefit Payable

1 32 15072 15072 10000000 NA NA NA

2 33 15072 30144 10000000 NA NA NA

3 34 15072 45216 10000000 NA NA NA


4 35 15072 60288 10000000 NA NA NA

5 36 15072 75360 10000000 NA NA NA

6 37 15072 90432 10000000 NA NA NA

7 38 15072 105504 10000000 NA NA NA

8 39 15072 120576 10000000 NA NA NA


9 40 15072 135648 10000000 NA NA NA

10 41 15072 150720 10000000 NA NA NA

11 42 15072 165792 10000000 NA NA NA

12 43 15072 180864 10000000 NA NA NA

13 44 15072 195936 10000000 NA NA NA

14 45 15072 211008 10000000 NA NA NA


15 46 15072 226080 10000000 NA NA NA

16 47 15072 241152 10000000 NA NA NA

17 48 15072 256224 10000000 NA NA NA

18 49 15072 271296 10000000 NA NA NA

19 50 15072 286368 10000000 NA NA NA

20 51 15072 301440 10000000 NA NA NA


21 52 15072 316512 10000000 NA NA NA

22 53 15072 331584 10000000 NA NA NA

23 54 15072 346656 10000000 NA NA NA

24 55 15072 361728 10000000 NA NA NA

25 56 15072 376800 10000000 NA NA NA


26 57 15072 391872 10000000 NA NA NA

27 58 15072 406944 10000000 NA NA NA

28 59 15072 422016 10000000 NA NA NA

29 60 15072 437088 10000000 NA NA NA

30 61 15072 452160 10000000 NA NA NA

31 62 15072 467232 10000000 NA NA NA


32 63 15072 482304 10000000 NA NA NA

33 64 15072 497376 10000000 NA NA NA

34 65 15072 512448 10000000 NA NA NA

35 66 15072 527520 10000000 NA NA NA

36 67 15072 542592 10000000 NA NA NA


37 68 15072 557664 10000000 NA NA NA

38 69 15072 572736 10000000 NA NA NA

39 70 15072 587808 10000000 NA NA NA

40 71 15072 602880 10000000 NA NA NA

41 72 15072 617952 10000000 NA NA NA

42 73 15072 633024 10000000 NA NA NA


Death Benefit
Policy Year Age Annualised Base Premium Cumulative Premiums Maturity Benefit
Sum Assured on Death Annual Income Benefit Payable Total Income Benefit Payable

43 74 15072 648096 10000000 NA NA NA

44 75 15072 663168 10000000 NA NA NA

45 76 15072 678240 10000000 NA NA NA

46 77 15072 693312 10000000 NA NA NA


47 78 15072 708384 10000000 NA NA NA

48 79 15072 723456 10000000 NA NA NA

49 80 15072 738528 10000000 NA NA NA

50 81 15072 753600 10000000 NA NA NA

Illustrative Benefits on Diagnosis of Terminal Illness under HDFC Life Click 2 Protect 3D Plus
Same as "Illustrative Benefits on Death" above.
In the event of the earlier of (a) unfortunate deathT&C5 or (b) diagnosis of Terminal Illness of the life assured during the policy term and if all due premiums have been paid, the above
mentioned Death Benefit will be paid to the nominee in the form of a lump sum. Upon this payment, the policy terminates and no further benefit is payable.

Illustrative Benefits on Accidental & Total Permanent Disability (ATPD) under HDFC Life Click 2 Protect 3D Plus
All future premiums payable under the plan will be waived.

Illustrative Benefits on Surrender under HDFC Life Click 2 Protect 3D Plus


Your Plan does not provide any surrender benefit.

Illustrative Benefits on Maturity under HDFC Life Click 2 Protect 3D Plus


Your Plan does not provide any maturity benefit.

TERMS AND CONDITIONS

1. This illustration has been produced by HDFC Life Insurance Company Limited to help you understand the benefits of your HDFC Life Click 2 Protect 3D Plus policy . These
illustrations must be read in conjunction with the sales literature, which describes the features of this product.The values shown are for illustration only.
2. All benefits under this Product are guaranteed, provided all premiums are paid,when they are due.
3. All amounts are in Indian Rupees.
4. The Premium and the Sum Assured stated above is based on the information provided. They may vary as a result of underwriting.
5. For details on the above benefits, please read the Product Brochure.
6. Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to premium and/or charges.
7. Tax will be deducted at the applicable rate from the payments made under the policy, as per the prevailing provisions of the Income Tax Act, 1961.

I B JOSEPH SAMSON RAJ, have explained the premiums charges and benefits I SRINIVAS ,having received the information with respect to the above, have
under the policy fully to the prospect / policy holder. understood the above statement before entering into the contract.

Place:

Date: Signature of Agent /Intermediary / Official Date: Signature of Prospect / Policyholder

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited".

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