DINDA GITA PRADANA B - 21930050

NAMA : DINDA GITA PRADANA B

NIM : 219 30 050
KODE KELAS : M1M19
MK : BAHASA INGGRIS BISNIS II

 UNIT 2

1. Bank is a financial institution which receives deposits from the public and lends them for
investment purpose.
2. Yes, I do. I save my money in a bank regularly.
3. Yes, I do. I think it’s safe to save my money in a bank.

 TASK 1

1. Banks are financial institutions that accept deposits and make loans.
2. Banks make profits by selling liabilities with one set of characteristics (a particular
combination of liquidity, risk, and return) and using the proceeds to buy assets with a different
set of characteristics
3. "Borrowing short" is when banks raise capital by taking deposits that must be available on
short notice. "Lending long" is when banks loan out money which won't be available to them
for a long time.
4. When the bank NOT desirable services and NOT earns substantial income on its assets, it will
suffers loses.

 TASK 2
1. Synonyms for organization: grouping. institution. management. system. alignment.
assembling. assembly. chemistry.
2. Synonyms for get: bring. draw. earn. gain. grab. have. land. make.
3. Synonyms for produce: crop. goods. production. fruitage. greengrocery. harvest. outcome.
outgrowth.
4. Synonyms for provide: add. administer. afford. arrange. bring. cater. contribute. equip.
5. Synonyms for large: broad. considerable. enormous. extensive. full. generous. giant. gigantic.

B. INGGRIS BISNIS II _ M1M19

 DINDA GITA PRADANA B - 21930050

 TASK 3
1. If there are many banks collapse in Indonesia, we would likely lose access to credit. Banks
would close. Demand would outstrip supply of food, gas, and other necessities. If the collapse
affected local governments and utilities, then water and electricity might no longer be
available.
The most common cause of bank failure occurs when the value of the bank's assets falls to
below the market value of the bank's liabilities, which are the bank's obligations to creditors
and depositors. This might happen because the bank loses too much on its investments.
2. In one sight, it is about asset-liability management's decisions. We cannot say that it is more
risky, but we cannot say that "not risky/ not safe". From its nature, you cannot trade risky
instruments including gharar, but (if you want) you can always find a way to invest risky
instruments. Volume of sukuk and mudarabah show this risk awareness, in general.
3. I would love if Banks have “interest-free”. But, nothing is free in this world.

 TASK 4
1. The banks / close / on Saturday and Monday.
S VERB ADVERB

2. The workers of the Coca-Cola company / demand / a higher salary.

SUBJECT VERB ADVERB

3. Banks / make / profits / by selling liabilities

S V O COMPLEMENT

4. A beautiful secretary / explains / the meeting schedule / to the manager.

SUBJECT VERB DIRECT OBJECT INDIRECT OBJECT

5. A clever man / becomes / a successful entrepreneur / after studying abroad.

SUBJECT VERB PREDICATE COMPLEMENT

B. INGGRIS BISNIS II _ M1M19

 DINDA GITA PRADANA B - 21930050

 TASK 5

1. I'll meet you there later.

2. Their flight is due to arrive at 11:30.

3. Maybe I'll discuss it in the morning.

4. He is trying to save his marriage by going to counseling for his drug addiction.

5. Hode is my dearest boyfriend.

6. Let's postpone until next week.

7. Many banks won't lend to people with bad credit.

8. Fred's lady friends will provide all the support I need.

9. They are my dearest friends.

B. INGGRIS BISNIS II _ M1M19