DIGI PROTECT - PERSONAL CYBER SECURITY INSURANCE

India, the country with the second largest number of internet users,
experiences 1 cyber crime every 10 minutes. You could be the next target.
Get insured and protect yourself.

India has experienced an exponential growth in the use of the internet in the last 5
years. Currently almost 566(1) million people have internet access and 326(2) million
are active social media users. With this increase in the use of internet, social media
and digital banking transactions, we are also increasingly more exposed to various
kinds of cyber-attacks. Research(3) has placed India in the top risk bracket for cyber
crime and 186.44 (4) million Indians have already experienced cyber crime. Cyber
can range from misuse of your financial information to data theft, cyber stalking
breach of data, hacking of personal online profiles etc.

ICICI Lombard’s Digi Protect is a personal cyber security insurance. With Digi
Protect we assure you with 360 degree coverage of your personal data. It is a one
of a kind insurance that offers you as well as your family a well guarded and custom
protection of your valuable digital data. Digi Protect policy aims to protect an
estimate of '400 million consumers who are active internet users’.
Key Features

What is Covered?

• Unauthorized Online Transactions: Fraudulent transactions made from your

bank account via credit cards, debit cards or e-wallets done by unauthorized
parties.
• Phishing & Email Spoofing: Financial loss due to phishing & email spoofing.
• Data recovery costs: Costs associated with recovering data which has been
lost or stolen
• Cyberstalking/Identity theft: Protection of insured from cyber stalking and
identity theft/ Coverage of legal and counselling costs if any.
• Cyber Bullying: Psychological treatment costs associated with cyber
bullying.
• Damage to e-Reputation: Legal or psychological costs associated with
restoring the e-reputation of the insured.
• E- Extortion: Financial loss due to e-extortion.
• Accidental Buys: Coverage from accidental buy from kids/ fake websites
• Virus attacks - Monitoring and protecting against damages caused by a virus
attack
• Legal Protection: Coverage of legal costs associated with all the above
covered offerings.
“People generally insure their company's or corporates digital data and have not
realised the importance of digital data crimes that happen to personal Data. This
data is less protected and are easy to attack. Digital project aims to not only
protect but help people understand the importance of digital data protection and
give them counselling. We have also partnered with Kaspersky to deliver the best
antivirus and IT technology to our consumers” says Madhivanan Balakrishnan,
Chief Technical Officer, ICICI bank

Digi Protect provides cover for between ₹25,000 to ₹1 crore. The policy also
covers costs for legal help or advice, as well as expenses incurred on counselling
sessions. For education and awareness we have also created an online portal and
provide a cyber crime prevention kit to our customers.

With the help of our technological partner “Kaspersky” we also provide free anti-
virus for the insured devices during the insurance term.

Our product is the only comprehensive cyber insurance with data restoration and
accidental buy protect in the market. It offers family coverage and minimum
premium of Rs. 25,000.

1. https://economictimes.indiatimes.com/tech/internet/internet-users-in-india-
to-reach-627-million-in-2019-report/articleshow/68288868.cms
2. https://www.statista.com/statistics/278407/number-of-social-network-
users-in-india/
3. https://www.agcs.allianz.com/content/dam/onemarketing/agcs/agcs/report
s/Allianz-Risk-Barometer-2019.pdf
4. https://www.symantec.com/content/dam/symantec/docs/about/2017-ncsir-
global-results-en.pdf
5. http://www.mondaq.com/india/x/655034/data+protection/Data+Protection
+Laws+in+India