AGRICULTURE TERM LOAN -795/860/891

NF- 546 SPECIMEN CARD

NF-983 COMMON APPLICATION FORM CUM APPRAISAL REPORT FOR CREDIT

FECILITIES FOR AGRICULTURE LOAN(UPTO 2LAKHS)

NF-986 COMMON APPLICATION CUM APPRAISAL REPORT FOR CREDIT

FACILITIES FOR AGRICULTURAL LOAN ABOVE RS. 2 LAKH AND UP TO 10
LAKHS
NF-910 COMMON APPLICATION CUM APPRAISAL REPORT FOR CREDIT
FACILITIES FOR AGRICULTURAL LOAN ABOVE RS. 10 LAKHS

NF-963 AGREEMENT OF HYPOTHECATION FOR AGRICULTURE LOANS(UPTO

2LAKHS)

NF-459 MEMORANDUM OF AGREEMENT FOR AGRICULTURAL LOANS

NF-721 LETTER OF UNDERTAKING RE: LOANS/ ADVANCES

NF-803 LETTER EVIDENCE EXECUTION OF DOCUMENTS

NF-482 CERTIFICATE OF LOAN PAPERS OBTAINED

NF-373 PARTICULARS OF MACHINAERY /EQUIPMENT/ LIVESTOCK ETC

HYPOTHECATED

CIBIL

INTEREST VARIATION

SANCTION MEMORANDUM

DOCUMENTS REQUIRED

• AADHAR CARD

• PANCARD

• 2-PHOTOS

• VETERNARY CERTIFICATE

• PROJECT REPORT

• QUATATIONS , INVOICES OR ESTMATES

• INSURANCE COPY

• LEGAL SCRUTINY REPORT

 • CHECKLIST FOR SCRUTINY AND APPROVAL OF LSR BY BRANCHES

• COW SHED CONSTRUCTION PLAN.

• APPENDIX -23 SIMPLE MORTGAGE DEED FOR AGRICULTURAL ADVANCES

(OTHER THAN RUNNING LIMIT)

• FORMAT TO BE SUBMITTED BY BRANCH OFFICIALS ON INSPECTION OF

IMMOVABLE PROPERTIES MORTGAGE/OFFERS AS SECURITY TO THE BANK.

• PRE-SANCTION VISIT REPORT

• POST-SANCTION VISIT REPORT

FOR LSR REQUIRED:

• RTC

• 13YEAR EC

• TAX PAID RECEIPT

• BOUNDARIRS CERTIFICATE

• FAMILY TREE

• PATA KHATHA(BOOK)

• CROP GROWN CERTIFICATE

• LAND VALUATION REPORT

• TITLE DEEDS

• MUTATION REGISTERS

MARGIN: (CIR 74/2019)

LOAN QUANTUM SECURITY MARGIN

FOR LOAN UPTO RS HYPOTHECATION OF CROP NO MARGIN
160000/- /ASSETS CREATED OUT OF
OUR FINANCE
FOR LOAN ABOVE RS HYPOTHECATION OF CROP 15% TO 25% OF THE
160000/- /ASSETS CREATED OUT OF PROJECT COST
OUR FINANCE DEPENDING UPON
PURPOSE AND QUANTUM
MORTGAGE OF LANDED OF LOAN
PROPERTIES
RATE OF INTERST:- (CIR 185/2016)

AGRICULTUAL LOAN UPTO TO 3 LAKHS:

SL NO PARTICULARS ROI
1 VERIOUS SHORT TERM MCLR +1.40
AND TERM LOAN
AGRICULTUAL LOAN ABOVE 3 LAKHS UPTO 1CRORE:

SL NO PARTICULARS ROI
1 VERIOUS SHORT TERM MCLR +2.30
AND TERM LOAN
FOR LOANS REPAYABLE MORE THAN 1 YEAR UPTO 5 YEARS AND MORE THAN 5
YEARS THE LIQUIDITY PREMIUM TO BE LOADED TH CARD RATES
ADDITIONALLY, AS GIVEN BELOW:

REPAYBLE >1 YEAR UPTO 5 YEARS 0.40%

REPAYABLE >5 YEARS 0.85%
PROCESSING FEE FOR SHORT TERM LOAN(cir 387/2019)

PROCESSING FEE/ UPFRONT FEE

UPTO 25000/- NIL
ABOVE 25000/- TO 2 LAKHS 300/-
ABOVE 2 LAKHS 250/- PER LAKH NO MAXIMUM CAP
PROCESSING FEE FOR TERM LOAN(cir 387/2019)

PROCESSING FEE/ UPFRONT FEE

ABOVE 25000/- TO 2 LAKHS 0.50% OF LOAN AMOUNT MINIMUM OF 500/-
ABOVE 2LAKHS TO 25 LAKHS 0.75% OF LOAN AMOUNT MINIMUM OF
2000/-
ABOVE 25 LAKHS 1% OF LOAN AMOUNT NO MAXIMUM
CAP
INSURANCE PREMIUM: ---- 4% OF LIVE STOCK +GST

COVER UNDER CGFMU : UP 10 LAKHS (CIR476/2017)

CIBIL CHARGES:-50/-PER INDIVIDUALS

• HYPOTHECATION BOARD TO BE DISPLAYED : ALL AGRICULTURE LOANS

ABOVE 25000/- .WAIVED FOR CROP LOANS IRRESPECTIVE OF AMOUNT.

• OBTENTION OF BILLS/ INVOICE OR VOUCHERS: ALLILLED ACTIVITY

LOANS ABOVE 50000/-

Prepared BY
SANTOSH(109350)