MATEMATIKA EKONOMI

Tugas 1 (Exercise 1)

Dosen Pengampu:
Abdul Aziz, M. Si

Kelompok :
Hadi (166100400)
Mega Putri (16610059)
Alfu Alfinnikmah (16610061)
Rutbah (16610075)

JURUSAN MATEMATIKA
FAKULTAS SAINS DAN TEKNOLOGI
UNIVERSITAS ISLAM NEGERI MAULANA MALIK IBRAHIM
MALANG
2019
Exercise 1
1. A lecture plan to go Hajj in March 2027 with approximately amount of
$25,000. In the interest rate of 6.5% per annual, how much he have to
saving in the bank since March 2019 by net single deposit and monthly
annuities?

a. Deposit
Berdasarkan soal tersebut, besar biaya yang dibutuhkan $25000 dapat
dibayarkan langsung (tidak berperiode)

t=0 t=8
Diketahui:
Besar deposit yang ingin dicapai : $25000
𝑖 : 6,5% = 0,065
𝑛 : 8 tahun
𝑣 : (1+𝑖)
1
= 0,938967

Deposit Awal = Besar deposit yang ingin dicapai × 𝑣 𝑛

= 25000 × 0,9389678
= 15105,78
Jadi, besar deposit awal yang harus dibayar sebesar $15105,78
Nilai
Tahun Deposit Bunga total
0 15105,78 0 15105,78
1 0 981,8757 16087,66
2 0 1045,698 17133,35
3 0 1113,668 18247,02
4 0 1186,056 19433,08
5 0 1263,15 20696,23
6 0 1345,255 22041,48
7 0 1432,696 23474,18
 8 0 1525,822 25000

b. Anuitas Bulanan
0,065
i = 6,5% tahun = = 0,0054 perbulan
12

n = 12 × 8 = 96

....

t=0 t=1 t=96

(1 + 𝑖)𝑛 − 1
𝑆𝑛⌉ = 𝐴
𝑑
(1 + 𝑖)𝑛 − (1 − 𝑖)
=𝐴
(1 + 𝑖 ) − 1
(1 + 0,0054)𝑛 − (1 − 0,0054)
$25.000 = 𝐴
(1 + 0,0054) − 1
𝐴 = 198,32
bulan ke Anuitas Nilai Akhir
1 198,33 199,40
2 198,33 200,48
3 198,33 201,57
4 198,33 202,66
5 198,33 203,76
6 198,33 204,86
7 198,33 205,97
8 198,33 207,09
9 198,33 208,21
10 198,33 209,34
11 198,33 210,47
12 198,33 211,61
13 198,33 212,76
14 198,33 213,91
15 198,33 215,07
16 198,33 216,23
17 198,33 217,41
18 198,33 218,58
19 198,33 219,77
20 198,33 220,96
21 198,33 222,16
22 198,33 223,36
23 198,33 224,57
24 198,33 225,78
25 198,33 227,01
26 198,33 228,24
27 198,33 229,47
28 198,33 230,72
29 198,33 231,97
30 198,33 233,22
31 198,33 234,49
32 198,33 235,76
33 198,33 237,03
34 198,33 238,32
35 198,33 239,61
36 198,33 240,91
37 198,33 242,21
38 198,33 243,52
39 198,33 244,84
40 198,33 246,17
41 198,33 247,50
42 198,33 248,84
43 198,33 250,19
44 198,33 251,55
45 198,33 252,91
46 198,33 254,28
47 198,33 255,65
48 198,33 257,04
49 198,33 258,43
50 198,33 259,83
51 198,33 261,24
52 198,33 262,65
53 198,33 264,08
54 198,33 265,51
55 198,33 266,95
56 198,33 268,39
57 198,33 269,85
58 198,33 271,31
59 198,33 272,78
60 198,33 274,25
61 198,33 275,74
62 198,33 277,23
63 198,33 278,73
64 198,33 280,24
65 198,33 281,76
66 198,33 283,29
67 198,33 284,82
 68 198,33 286,37
69 198,33 287,92
70 198,33 289,48
71 198,33 291,04
72 198,33 292,62
73 198,33 294,21
74 198,33 295,80
75 198,33 297,40
76 198,33 299,01
77 198,33 300,63
78 198,33 302,26
79 198,33 303,90
80 198,33 305,54
81 198,33 307,20
82 198,33 308,86
83 198,33 310,54
84 198,33 312,22
85 198,33 313,91
86 198,33 315,61
87 198,33 317,32
88 198,33 319,04
89 198,33 320,77
90 198,33 322,50
91 198,33 324,25
92 198,33 326,01
93 198,33 327,77
94 198,33 329,55
95 198,33 331,33
96 198,33 333,13

Nilai Total 25020,72

2. If magister education registration cost is $1,000, with interest rate of 1%

monthly, how much a student has to deposit in 2 years before?

...

t=0 t=24

Diketahui :
Biaya registrasi pendidikan magister (S-2) atau Deposit total : $1000
 𝑖 : 1% = 0,01 perbulan
𝑛 : 2 tahun = 24 bulan
𝑣 : (1+𝑖)
1
= 0,99009901

Deposit dari nilai awal = Deposit dari nilai total × 𝑣 𝑛

= 1000 × 0,9900990124
= 787,57
Berdasarkan soal tersebut, biaya registrasi dibayarkan langsung (tidak
berperiode).
Jadi, deposit awal mahasiswa selama 2 tahun sebesar $787,56

Bulan
Anuitas Bunga Nilai Total
ke-
0 $787,57 $0,00 $787,57
1 $0,00 $7,88 $795,44
2 $0,00 $7,95 $803,40
3 $0,00 $8,03 $811,43
4 $0,00 $8,11 $819,54
5 $0,00 $8,20 $827,74
6 $0,00 $8,28 $836,02
7 $0,00 $8,36 $844,38
8 $0,00 $8,44 $852,82
9 $0,00 $8,53 $861,35
10 $0,00 $8,61 $869,96
11 $0,00 $8,70 $878,66
12 $0,00 $8,79 $887,45
13 $0,00 $8,87 $896,32
14 $0,00 $8,96 $905,29
15 $0,00 $9,05 $914,34
16 $0,00 $9,14 $923,48
17 $0,00 $9,23 $932,72
18 $0,00 $9,33 $942,05
 19 $0,00 $9,42 $951,47
20 $0,00 $9,51 $960,98
21 $0,00 $9,61 $970,59
22 $0,00 $9,71 $980,30
23 $0,00 $9,80 $990,10
24 $0,00 $9,90 $1.000,00

3. Graph and find the equilibrium prices (BEP) to the condition of the first
product price (P1) and the second product price (P2) as follow:
5 P1 – 2 P2 = 15 and 16 – P1 + 8 P2

using polynomial function.

5 𝑃1 − 2 𝑃2 = 15
16 − 𝑃1 + 8 𝑃2 = 0
−𝑃1 + 8 𝑃2 = −16
5 𝑃1 − 2 𝑃2 = 15 (dikalikan 1) 5 𝑃1 − 2 𝑃2 = 15
−𝑃1 + 8 𝑃2 = −16 (dikalikan 5) −5𝑃1 + 40 𝑃2 = −80
Lalu kedua persamaan dijumlahkan menjadi 38 𝑃2 = −65
Kemudian ditemukan 𝑃2 = −1,71 dan 𝑃1 = 2,32
Jadi, (𝑃1, 𝑃2) = (2,32 ; −1,71)
Dalam gambar tersebut menunjukkan bahwa adanya garis perpotongan antara 2
persamaan, P1 dan P2. Dengan demikian, terdapat harga keseimbangan dititik
(2,31 , -1,71).

4. The equilibrium conditions for supply quantity (Qs) and demand quantity
(Qd) of the product price (P) are given as follow:

10 – 2P – Qd = 0 and 3P - Qs – 5 = 0.

Determine the price and the graph that will bring equilibrium (BEP) to the
model using polynomial function.

10 − 2𝑃 − 𝑄𝑑 = 0 3𝑃 − 𝑄𝑠 − 5 = 0

𝑄𝑑 = 10 − 2𝑃 𝑄𝑠 = 3𝑃 − 5

𝑄𝑠 = 𝑄𝑑

10 − 2𝑃 = 3𝑃 − 5

10 + 5 = 3𝑃 + 2𝑃

15 = 5𝑃

3=𝑃
Dalam gambar tersebut menunjukkan bahwa adanya garis perpotongan antara 2
persamaan, Qs dan Qd. Dengan demikian, terdapat harga keseimbangan dititik
(3,4).

5. The equilibrium conditions for supply quantity (Qs) and demand quantity
(Qd) of the product price (P) are given as follow:

3P + Q2 + 5Q = 102 and P – 2Q2 + 3Q = 71.

Graph and find BEP to the model using polynomial function.

. 𝑄𝑑 = 3𝑃 + 𝑄2 + 5𝑄 = 102

𝑄𝑠 = 𝑃 − 2𝑄2 + 3𝑄 = 71

𝑄𝑑 = 𝑄𝑠

3𝑃 + 𝑄2 + 5𝑄 − 102 = 𝑃 − 2𝑄2 + 3𝑄 − 71

2𝑃 + 3𝑄2 + 2𝑄 − 31 = 0

2𝑃 = −3𝑄2 − 2𝑄 + 31

Subtitusi ke 𝑄𝑑

𝑃−2𝑄2 + 3𝑄 = 71

Dikali 2 menjadi

2𝑃−4𝑄2 + 6𝑄 = 142

−3𝑄 − 2𝑄2 + 31−4𝑄2 + 6𝑄 = 142

−6𝑄2 + 3𝑄 − 111 = 0

−2𝑄2 + 𝑄 − 37 = 0

−4𝑎𝑐 = −4(−2)(−37) = −296 < 0

Maka 𝑄1.2 = 𝑖𝑚𝑎𝑗𝑖𝑛𝑒𝑟

Jadi, tidak terjadi keseimbangan harga `

Dalam gambar tersebut menunjukkan bahwa tidak adanya garis perpotongan

antara 2 persamaan, Qs dan Qd. Dengan demikian, tidak terdapat harga
keseimbangan.

6. Graph and find the equilibrium price and quantity for two complementary
goods, t-Shirt (t) and jackets (j), using polynomial function, from these
condition:

Qdt = 410 – 5 Pt – 2 Pj and Qst = 3Ps – 60.

𝑄𝑑𝑡 = 410 − 5𝑃𝑡 − 2𝑃𝑗

𝑄𝑠𝑡 = 3𝑃𝑠 − 60

Keseimbangan t-Shirt (t)

𝑄𝑑𝑡 = 𝑄𝑠𝑡

410 − 5𝑃𝑡 − 2𝑃𝑗 = 3𝑃𝑠 − 60

2𝑃𝑗 + 8𝑃𝑡 = 470

Jadi, Keseimbangan harga menggunakan fungsi polinomial didapatkan 2𝑃𝑗 +

8𝑃𝑡 = 470