LESSON No 4

BANKING
1. Which of the following banking services does the customer normally have to
pay for?

1. A cheque book 1. Un talonario de cheques

2. An overdraft 2. Un sobregiro

3. Home banking 3. Inicio de banca

4. Cash withdrawals 4. Disposiciones de efectivo

5. Clearing a cheque 5. Eliminación de un cheque

6. Using a cash dispenser 6. El uso de un dispensador de dinero

en efectivo
7. A loan
7. Un préstamo
8. A statement
8. Una certificación
9. A fund transfer
9. Una transferencia de fondos
10. A savings account
10. Una cuenta de ahorros

2 Use the Spanish translations to find the eight horizontal words in the crossword.
Translate the vertical word.

1. Fianza 5. Tomar prestado

2. Sucursal 6. Ventanilla (banco)
3. Tasas 7. Gastos bancarios
4. Prestar 8. Garantía
 1 s e c
u r i t y
2 b
r a n c h
3
R A T E
4 L E N D
5 B O R R O W
6 C O U N T E R
C H A R G E S
8 A S S U R A N C E S

Interes: Interest

3 Match the verbs on the left with the nouns on the right.

1. Withdraw a. Interest.

2. Have b. A loan

3. Be in c. A balance

4. Carry forward d. Funds

5. Earn e. Cash

6. Open f. Debt

7. Endorse g. An overdraft

8. Repay h . An account

9. Transfer i . An agreement

10. Sign j . A bill of exchange

HOME ACTIVITY
4 Write an email to the clients of the bank telling them the new services that the bank
is offering at least 15 lines. Use sentences with the nouns of exercise No 3

Number 1

Agrarian Bank
Loan Manager
Dear Sir
Through This Communication, I Request That You Allow The Opening Of A Credit
For The Amount Of 35,000,000 Coins (Thirty Five Million Coins), For The Purchase
Of Seeds Of Beans, Garrbanzo, Corn And Squash, In Addition To The Purchase
Of Fuel For The Tractor, As Well As For The Repair And Maintenance Of
Agricultural Machinery. This Loan Is Also Requested For The Purchase Of Feed
For Livestock And The Purchase Of Heads Of Cattle, Sheep, Goats And Horses.
I Hope We Can Reach An Agreement Regarding The Amount Requested Above In
The Coming Days.
I Await Your Response Briefly
Yours Sincerely
Brayan Steven Astudillo Zapata
Number 2
I, brayan steven astudillo zapata of colombian nationality of legal age, owner of this
address and holder of the Identity Card number cc 1020837833 respectively,
proceeding in this act on my behalf, by this document declaring: That we confer
general, broad, sufficient and sufficient power as required by law and it is
necessary to my wife angie paola rodriguez, of Colombian nationality, of legal age,
holder of the Identity Card numbers cc 1020.195.738 respectively, so that in my
name and my representation, they exercise, without any limitation, the powers of
administration and disposal of all my property, furniture or real estate, as well as
my assets and interests, being able to bind us in all kinds of documents and
contracts, from whatever nature they are. In exercise of this mandate, the
aforementioned attorneys are authorized to buy, lease for more fingers (2) years,
alienate, encumber, exchange, mortgage all our assets and rights; give and take
money on loan, with or without collateral; pledge all or some of our assets; assign,
transfer credits and credit documents; sign on my behalf all kinds of commercial
documents, the agreement, bank drafts, credit cards and agreement; endorse,
accept, discount, collect, protest and endorse said bills of exchange and open
deposit accounts, A savings account and letters of credit in the banks of the
country or abroad, being able to mobilize them without any limitation. Likewise, you
can buy movable or immovable property in my name; cancel credits and release
mortgages that exist in my favor by signing the corresponding protocols. It is
understood that the above enumeration is purely illustrative and in no case limiting,
ratifying, consequently, everything that I will do in my name and my representatives
in use of the powers that we confer here.

Number 3
bbva bank
account manager
In the last 3 months there have been problems in my bank account no 00008744-
5645511-553-72 and it has been impossible to consult the bank statements of the
bank savings account that is in the name of brayan steven astudillo zapata, also I
have observed that in the In the last few days, I have received messages about 3
transactions that I have never made on my cell phone:
500,000 pesos - 04/15/20
500,000 pesos - 04/17/20
500,000 pesos - 04/19/20
For this reason, on the phone line, the adviser Patricia Carmen Altagracia from the
Security and Blockades area told me to make this letter requesting the account
statement and the investigation of the transactions that she also indicates by
telephone in order to have proof and speed up the process. , at this moment the
account is blocked at my request and I want it to continue blocked until I consider it
appropriate.
The reference number of the call where I left the claim is as follows: 12345555, the
advisor assured me that the case is already elevated and they are working to solve
the incidents, but I reiterate my concern to see those messages of money
movements I have not made such cash withdrawals and I am concerned that my
account is overdraft and I request A statement of account. I feel frustration and
helplessness since being unable to access their website it is impossible for me to
verify all transactions, therefore I urgently request this report.
I appreciate your help.
Cordially.

Number 4

Banco av.villas

Loan manager

By means of this letter, brayan steven astudillo zapata, with identification number
1020837833, I want to request you in the most attentive manner the opening of the
basic savings account for "student profiles" of this important bank.

This account would help me a lot to organize the money I receive for a student
scholarship, in addition to giving me peace of mind thanks to the stability of this
bank, in addition to the fact that over time I hope to become a good client of yours
and be able to access benefits bank like loans and credit cards that have quite low
interest rates and adapt to my needs.

Without further delay for the moment, I reiterate my interest in opening the
aforementioned account. I also attach the documents requested to carry out the
procedure.
a cordial greatting