Beruflich Dokumente
Kultur Dokumente
Bank Management
Course Code – FIN 6144
PREP ARED B Y
Ashis Kumar Debnath
ID: 2009110001044
Bach: 22nd-B, MBA (Reg)
Dear Sir,
I have put my best effort to preparing this Term Paper and to make it a worthy
one in each aspect.
I deeply regret for any inconvenience located in this report and I shall always
be available for any clarification required.
Sincerely Yours
This is high time for me to convey my deepest gratitude and sincere submission to the
Almighty GOD for giving me the opportunity to accomplish this Term Paper.
I convey my heartfelt thanks to my honorable teacher Mr. Asoke Bandhu Das for his
careful suggestion and enthusiasm bringing words every time during the preparation
of this term paper. And it is worth mentioning to utter the name of my all respectable
teachers of my Department from whom I have learned over the academic semester.
I have so far giving my best effort to prepare and represent this term paper. I hope my
endeavor will be beneficial to the audience and urge for exonerate eye for any mistake
or error found in the report.
Title Page
EXECUTIVE SUMMARY 01
AN OVERVIEW OF FINANCIAL SECTOR IN BANGLADESH 02
-Bank Licensing 03
-Central Bank 03
-State Owned Commercial Banks 04
-Foreign banks 04
-Private Commercial Banks 05
-Specialized Banks 06
-Non-Schedule Banks 06
-Financial Institutions 07
Basic Differences: Banking and Financial Institutions 08-10
The Product/Services that are offered by the Banks 10-11
CONSUMER FINANCE 12-13
Role of Banks in Consumer Financing 14-15
Prudential Guidelines for Consumer Financing 16
Consumer Product that offered by the Banks 16
PERSONAL LOAN 17
EDUCATION LOAN 18
HOME LOAN 19-20
CAR LOAN 21
MARRIAGE LOAN 22
MEDICAL LOAN 23
HOLIDAY LOAN 23
EXECUTIVE LOAN 24
PROBLEMS OF CONSUMER FINANCING ---
Controversial practices 25
Interest Rates 26
Credit Rating 26
Effects 27
Fraud 27
CONCLUSION 28
RECOMMENDATION 29
APPENDIX 30
Consumer Finance in the Context Bangladesh