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351128361 13455392 873177607 MS Q 22/09/2010 60

Motor Insurance
Quote number
873177607
Review your cover and premium Customer reference number
Your Saga Motor Insurance cover 13455392
This table shows the quote that you requested. Period of cover
We will provide Saga Motor Insurance to you, provided you pay the agreed premium to us. If 22 September 2010 to
you pay by Direct Debit and do not keep up to date on your payments, you will not be covered 21 September 2011
by this policy from the date the last premium was due.
Special conditions may apply. Refer to Endorsements for details.
Your quoted premium
Cover details
Comprehensive £236.67
The premium above includes a 10% introductory discount and an online discount.These discounts
only apply to the first year of your policy.
No Claim Discount unprotected 60%
Use for social, domestic and pleasure including commuting by policyholder and spouse/domestic
partner only

Additional cover
Additional cover options are limited to the UK unless stated in your policy literature.

Legal Protection £24.95

Total premium £261.62


The premium includes Insurance Premium Tax where applicable.

Your excesses
Additional excesses may apply, refer to Endorsements for further details.

Accidental damage £250 excess


Fire and theft £100 excess
Broken glass £75 excess

With our Comprehensive policy,


you can choose to extend your
cover to provide a replacement
car for up to 21 days should
your vehicle be stolen or
damaged beyond repair. This
will keep you mobile and give
you more time to find and
purchase a new vehicle.

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351128361 13455392 873177607 MS Q 22/09/2010 60

Motor Insurance
To update or accept your quotation,
call us on 0800 484 184, go to
saga.co.uk/motor
Statement of Insurance or click on the link in your email

Information about you and your vehicle Quote number


This Statement is a record of the information you supplied to us on 22 September 2010 and of 873177607
any assumptions we have made to provide your quotation. Please check all of the details carefully,
paying particular attention to the assumed information shaded in grey. Contact us as quickly as Customer reference number
possible if any of the details are incorrect, if you need to make any changes or if you think there 13455392
are any circumstances that may affect your insurance. You may not be covered if the information
we hold is inaccurate. Period of cover
22 September 2010 to
Your details 21 September 2011

Policyholder Mr Martin Davis Issue date


22 September 2010
Your home address
53 Cross Keys Quotation Guaranteed until
22 September 2010
Bearsted, Maidstone
Kent
ME14 4HS Social, Domestic and Pleasure (SDP)
This is the policyholder's primary residence including commuting
You and, if named, your spouse or
Cover and use details domestic partner can use the vehicle
for any domestic or pleasure purpose
Cover Comprehensive and for travel to and from one place of
Use Social, domestic and pleasure including paid employment.
commuting for policyholder and All other drivers named can only use
spouse/domestic partner only the vehicle for domestic and pleasure
purposes.
Your vehicle This means the vehicle cannot be used:
● to travel to and from work, other
Registration X336AFO
than by you and your
Make and model MERCEDES E spouse/domestic partner;
Description 320 ELEGANCE CDI A ● for any paid work or business use;

Modifications None ● to carry passengers for hire and

reward;
Year of manufacture 2000
● in connection with the motor trade;
Engine capacity 3226cc or
Estimated annual mileage 5000 ● to race, pace make, speed test, rally,

trial or to take part in a competition.


Vehicle kept Drive at home address
Owner Policyholder
Main user Mr Martin Davis

No Claim Discount entitlement


No Claim Discount unprotected 60%
You are not required to submit written proof of your No Claim Discount, but Saga reserves the right
to request evidence of your entitlement if necessary.

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Motor Insurance
Quote number
873177607
Statement continued Customer reference number
13455392
Driver details
Driving restriction Policyholder and spouse/domestic partner
Policyholder Mr Martin Davis
Occupation Retired
Date of birth 13 July 1957
Residency UK resident since 1957
Current licence held Full UK
Licence held for 10 yrs+

Spouse/domestic partner Mrs Lisa Davis


Occupation Housewife
Date of birth 22 June 1967
Residency UK resident since 1967
Current licence held Full UK
Licence held for 10 yrs+

Claims history
Total claims made or incidents reported within the past three years for all drivers 0

Convictions history
Total convictions and fixed penalty endorsements advised within the past five years 0
for all drivers

Your duty and declaration


You are reminded of the need to disclose any facts which are likely to influence the acceptance
and assessment of this proposal by the Insurer. If you have any doubts as to whether certain
facts are relevant they should be disclosed, as failure to disclose all relevant facts may invalidate
cover or may result in cover not operating fully. It is an offence under the Road Traffic Acts to
make any false statement or withhold any material information for the purposes of obtaining a
Certificate of Insurance.
The information shown on this form is agreed between you and Saga to be an accurate record
of the insurance details which have been used to form the basis of the contract between you
and the Insurer.

Personal information
Any personal data you provide will be held securely and in accordance with the Data Protection
Act 1998. We will use your personal data for the purpose(s) for which you have provided it. We
may however need to disclose personal data to a third party so that the service you requested
can be provided. It may also be necessary to transfer it to countries outside the European
Economic Area. Where this happens, we will endeavour to ensure that any recipient of your data
will treat it with the same level of protection as we would.
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Motor Insurance
Quote number
873177607
Statement continued Customer reference number
Your call may be monitored and recorded in order that the service may be improved and to help 13455392
prevent and detect fraud. We may check information provided or received and we may also
undertake credit searches and additional fraud searches.
Your data may be disclosed to regulatory bodies for the purposes of monitoring and/or enforcing
compliance with any regulatory rules/codes.
Insurers pass on information to the Claims and Underwriting Exchange Register (CUE), run by
Insurance Database Services Ltd, and the Motor Insurance Anti-Fraud and Theft Register (MIAFTR),
run by the Association of British Insurers (ABI). We may search these registers as this helps us
to check information provided and to prevent fraudulent claims. We may also undertake credit
searches and additional fraud searches. Under the conditions of your policy you must tell us
about any incident (such as an accident or theft) which may or may not give rise to a claim.
When you tell us about an incident we will pass information relating to it to the registers.
If false or inaccurate information is provided and fraud is identified, details will be passed to
fraud prevention agencies to prevent fraud and money laundering. Further details explaining
how the information held by the fraud prevention agencies may be used can be obtained at
www.saga.co.uk/fraud-prevention or by writing to the Head of Fraud, Acromas Insurance
Company Limited, Enbrook Park, Sandgate, Folkestone CT20 3SE.
Your policy details will be added to the Motor Insurance Database (MID), run by the Motor
Insurers' Information Centre (MIIC). MID data may be used by the Driver and Vehicle Licensing
Agency (DVLA) and Driver and Vehicle Licensing Northern Ireland (DVLNI) for the purpose of
Electronic Vehicle Licensing and by the Police to help clarify the driver's use of a motor insurance
policy and/or for preventing and detecting crime. If you are involved in an accident, in the UK
or abroad, other UK insurers, the Motor Insurer's Bureau and MIIC may search the MID to obtain
relevant policy information. Persons pursuing a claim in respect of a road traffic accident may
also obtain relevant information which is held on the MID. You can find out more about this at
www.mib.org.uk
You should show these notes to anyone insured to drive the vehicle covered under this policy.
By providing the requested data you consent to us processing personal data including sensitive
data about you and other persons who may be insured under the policy. You understand that
all personal data you give to us must be accurate, and that you have the specific consent of
those other persons to disclose their personal data and also that you have told them who we
are and what we will use their data for, as set out in this notice.
In the case of personal data, with limited exceptions, you have the right to access and if necessary
rectify information held about you by formal written application to Saga's Group Data Protection
Officer at Enbrook Park, Folkestone, Kent CT20 3SE.
For the purpose of the Data Protection Act 1998, the Data Controllers in relation to any personal
data you supply are Saga Group Limited, Acromas Insurance Company Limited. You should show
these notices to anyone who is named on this policy.
By providing us with your personal information, including your medical data, you consent to the
Saga and Acromas Groups of companies and their partners using it to contact you by post,
telephone, e-mail, SMS or other electronic means about offers, products and services which may
be of interest to you. We will do this unless you contact us or you make use of the regular
opportunities that we provide you with, to confirm which channels and products you do and do
not wish to use or hear about, or unless you tell us you prefer not to receive direct marketing.

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Motor Insurance
Quote number
873177607
Statement continued Customer reference number
13455392
Meeting your needs
When selecting your motor insurance cover quotation on 22 September 2010, you selected your
requirements and provided us with the details shown on your Statement of Insurance. Based on
the information you provided and with your own requirements in mind you have selected Saga
Comprehensive Motor Insurance with £250 total accidental damage excess as being suitable
for your needs. As this transaction was not completed on the phone we have not been able to
directly discuss whether any additional cover options, if applicable, might be relevant or beneficial
to you and whether you wished to have these included. Consequently the Review your cover
section sets out the cover that you have selected and therefore you agree that it is appropriate
to your requirements. Please check the Statement of Insurance in order to satisfy yourself that
it fully reflects your needs.

Endorsements - Special conditions that apply to your policy


The following Endorsement(s) will be applied to your policy and form part of the terms, conditions
and exceptions.

Number Description
MS16A Excluding drivers under 30
WE will not pay for any claim under the Loss or Damage section of this POLICY that
arises while YOUR VEHICLE is being driven by or is in the charge of any person under
30 years of age.
MS31A Increased Personal Accident Excluded
Cover under the Increased Personal Accident section of this policy is excluded
MS41A Standard No Claim Discount
Cover under the No Claim Discount section of this POLICY is limited to Standard No
Claim Discount only. Protected No Claim Discount cover does not apply to this POLICY.

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