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The charges for the various services provided by the bank are mentioned below:-
For cash deposit in savings account – For this type of account, there is no charge
for cash deposits up to 3 deposits in a quarter. When the number of deposits
exceed, the bank charges Rs 100 along with service tax per deposit. This charge is
not dependent on the amount deposited.
For outstation cheques - The charge for an outstation cheque isRs 100 per
cheque.
For cash deposit in current account – The bank requires that theaverage
quarterly balance (AQB) for current type of accounts be Rs 10000. The bank
charges are Rs 2 per Rs 1000 plus denomination charges. Denomination charges
depend on the denomination of the cash deposited, if you deposit cash in Rs 10
notes the bank charges are Rs 10 per thousand, for Rs 20 notes , the bank will
charge you Rs 7.5 per thousand and similar amounts. For cheques deposited
outside the base location, the bank charges a minimum of Rs 25 per cheque for
current accounts with AQB less than Rs 50,000.
For your convenience ICICI Bank allows you take your account balance down to Zero, there is no minimum balance which is to be
maintained at all times.
However, you still need to maintain a Quarterly Average Balance of INR 15,000/- in your NRE and NRO Savings Account or a
Total Relationship Size (within the same Customer Identity Number) of INR 25,000/- with ICICI Bank. Failing which, service
charges of INR 750 + Service Tax will be levied for the quarter.
For Student’s Accounts, Quarterly Average Balance of INR 5,000/- or a total Customer ID Balance of at least INR 25,000/- is not
maintained, the account will be charged.
7 Outward Return Charges – Upcountry INR 150 plus other bank charges at actuals per cheque for financial reaso
8 SMS Alerts INR 5/- per SMS for International Numbers. No charges for SMS alerts to
Indian numbers
9 Standing Instructions
i. Setting up Charges INR 150 per standing instruction
ii. Amendment Charges INR 25/- per amendment
iii. Execution Charges involving payment through As per remittance plus INR 25/- for out of pocket
DD/PO/ECS etc. expenses
10 Stop Payment Charges INR 50/- per Cheque and INR 100/- for range of cheques in a single mand
11 Collection of Cheques to upcountry locations (I-Bank locations) Upto INR 10,000 – INR 50 per instrument
INR 10,001 to INR 1 lakh – INR 100 per instrument
INR 1,00,001 and above - INR 150 per instrument
Collection of Cheques to upcountry locations Upto INR 10,000 – INR 50 per instrument
(Non- I Bank locations) INR 10,001 to INR 1 lakh – INR 100 per instrument
INR 1,00,001 and above - INR 150 per instrument
12 ATM / Debit Card charges
i. Annual Fee INR 199/-
ii. Re-issue of ATM/Debit card INR 375/-
iii. For cash withdrawal INR 108 per transaction at ATM overseas(w.e.f. 23r
October, 2008)
iv. ATM Interchange (Transactions at Non- ICICI NIL (w.e.f.15th October, 2009, nil for first five cash
Bank ATMs) withdrawals in the month and Rs 18 per cash
withdrawal there after.)
v. For Balance enquiry Free Balance enquiry at partner/non partner Bank
ATM's in India. INR 25 per transaction at ATM
overseas.
vi. For purchase and ATM transactions outside 3.5% of conversion charge
India at all VISA enabled POS and ATM Machines
13 Deliverable Charges
i. Reissue of ATM / Debit Card and Pins INR 375/-
ii. Reissue of Internet Banking User ID INR 375/-
iii. Reissue of Internet Banking passwords INR 375/-
23 RTGS-Inward NIL
24 ECS Debit Returns INR 250 per return
25 Record copy of old transactional document (w.e.f. 05th August, 2009)
Upto 1 year old Rs 50 per record. More than 1 year old Rs 100 per record
Common ICICI Bank savings account facilities for all products except for Wealth Management /
ICICI Group Global Private Clients and unless specified product-wise
Mode of calculation of minimum
QAB is the simple average of day-end balances for a calendar quarter.
Quaterly average balance (QAB)
Rs.100 per statement at branch or Customer Care (non-IVR), Rs. 50 per statement through Customer Care
Issue of Duplicate Statement
(IVR), ATM and Net banking
Issue of pass book Nil on request at base branch where account is maintained.
Issue of duplicate pass book Rs 100 for issuance and Rs 25 per page for updation
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000,
DD- Issue
subject to a minimum of Rs.75 and maximum of Rs. 15,000
DD- Issue by deposit of cash Rs.4 per thousand rupees or part thereof, subject to a minimum of Rs.100 and maximum of Rs. 15000
DD - Cancellation / Duplicate /
Rs.100 per DD
Revalidation
Rs.75 for PO of up to Rs.10,000, For PO above Rs.10,000 Rs.2.50 per thousand rupees or part thereof,
PO-Issue
subject to a minimum of Rs.75 and maximum of Rs.15000
Rs.150 per PO for amounts up to Rs.50,000, For PO above Rs. 50,000 Rs.4 per thousand rupees or part
PO - Issue by deposit of cash
thereof, subject to a minimum of Rs.150 and maximum of Rs.15000
PO - Cancellation / Duplicate /
Rs. 100 per PO
Revalidation
Through Branch: Upto Rs. 1 lakh – Rs.5 per transaction. Rs. 1 lakh to Rs. 2 lakhs – Rs.15 per transaction.
NEFT Charges - Outward
Above Rs. 2 lakhs – Rs.25 per transaction.
DD- Issue by deposit of cash Rs.5 per thousand rupees or part thereof, subject to minimum of Rs.100 and maximum of Rs. 15000
DD - Cancellation / Duplicate /
Rs 100 per DD
Revalidation
Additional charges for DD issued on Correspondent Banks when the amount of DD purchased by a single purchaser in a day at a single location
exceeds certain limits:
ECS charges
Cheque Returns
Local cheque deposited by customer Rs.100 for every cheque return for financial reasons
Rs.350 for one cheque return per month; Thereafter, Rs.750 per return in the same month for financial
Cheque issued by customer
reasons Rs.50 for non-financial reasons except for signature verification
Debit Card
Nil for transactions above Rs. 400; 2.5% subject to a minimum of Rs. 2 for transactions up to Rs. 400
Surcharge on Fuel purchases
At non-HPCL outlets:
Debit Card PIN re-generation Charges Rs. 25. [Not applicable if request through Instapin at Branch / Customer Care (IVR)]
Decline of transaction at any ATM or
point of sale (POS) due to insufficient Rs. 25 per transaction
balance in the account
Rs. 50 per certificate for balance in Savings Account and Fixed Deposit Account
Balance Certificate Rs.100 per certificate for balance in INR and the equivalent amount in USD in Savings Account and Fixed
Deposit Account
Interest Certificate Rs 50 per certificate for more than one copy for a financial year.
Nil for closure within 30 days of account opening, Rs.500 for closure during 31 days to one year, Nil after one
Account closure
year of account opening
A charge of Rs. 100/- will be levied. The charge will be Rs. 300/- in case the deposit
amount is above Rs. 500/-. Repeat instances of cash deposits through cheque drop box
Penalty on Deposit of cash in collector
will attract an enhanced charge of Rs. 500/- for any amount. For any other exceptional
box
transactions which are not part of the services offered by ICICI Bank, a charge will be
levied as specified by the bank from time to time.
Rs 50 per cheque and Rs100 for range of cheques covered in single mandate.No charge is levied if stop
Stop Payment charges
payment request is made through Internet Banking and Customer care (IVR).
Standing Instructions
(Note: Setting-up charges,amendment charges and excution charges are not applicable in the case of standing Instructions for transfer from one account
of ICICI Bank to another account of ICICI Bank whether the two accounts belong to the same person or to different persons.)
Lockers
From August 24th Onwards ICICI Bank started charging the transaction charges for any NEFT payments. Even
ICICI to ICICI and any other banks also. The service charge is Rs.5 and applicable service tax based on the how
much amount you are transferring. This is realy bad news for people who use the netbanking extensively.