SPRING CREEK SUN

Vol. 48, No.10 Serving The Spring Creek Community Since 1974 May 15, 2020

Applications Still Being Accepted for the Spring Creek Towers Scholarship Program, See Page 8
Page 2 SPRING CREEK SUN May 15, 2020

Free Online Digital Learning

Spring Creek Towers Community Center
&
FOOD PANTRY !
Brooklyn Sports Club
1540 Van Siclen Ave, Brooklyn, NY 11239 Will be offering the following free online sessions:
To be distributed OUTSIDE the Community Center
Lower Level on the following dates & times: Cy
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UPON ARRIVAL PUBLIC SAFETY WILL GIVE
EACH PARTICIPANT A TICKET NUMBER. ONCE
YOUR TICKET NUMBER IS CALLED YOU WILL BE
CANNED HANDED YOUR PANTRY BAG.
G Please be advised there is no entry into the facility. For
more info & special inquiries:

www.sisterswithpurpose.net

@sisterswithpurposeinc
Please share your interest using the link or QR Code below:

@sisterswithpurposeinc https://forms.gle/MUevjSzo7uUThfms9

@siswithpurpose
DRY GOODS

S
646.460.4101

For additional Information please contact Jatava Sevorwell

718.348.7763 or jatava@igotitotoo.org

pring Creek Towers’ residents, do you have an

_________________________________________________________________________

upcoming special birthday, anniversary, engagement,

wedding, birth, special occasion or a death
announcement that you would like to let the community
know about?

The Spring Creek Sun will be running these announcements

in the paper. For more information call Pamela Stern at

Index
718-240-4554 or email pstern@springcreektowers.com

Sun
Page 4 SELC Remote Fun
Activities

Centerspread Teen Central’s Virtual

Haven
Page 14 Science is Real
Virtual Gardening

Page 21 Recipe for

Refreshing Cilantro
Chicken Salad
May 15, 2020 SPRING CREEK SUN Page 3

Memorial Day Facts FAQs Around Spring Creek Towers

Q: Can I still apply to the Spring Creek Towers (SCT) Scholarship
Program?
A: Yes, the deadline to the annual Spring Creek Towers (SCT) Scholarship
Program has been extended to May 31st.
The requirements for this scholarship are:
lStudent must be a Spring Creek Towers resident on their
families’ lease and in good standing.
lBe a 2020 high school graduating senior.
lMinimum overall GPA requirement (per scholarship type).
lMinimum combined SAT score requirement (per scholarship
type).
lMinimum 125 community service hours plus minimum 50
school service hours.
DEADLINE EXTENDED to May 31st
For more information contact sctscholarship@springcreektowers.com

NYC Free Face Covering Distribution

Date When Observed and Celebrated: The last Monday in May.
New York City will continue distributing free face coverings in parks,
Memorial Day is officially celebrated on the last Monday during the Department of Education (DOE)
month of May. Memorial Day is dedicated to service men and women Grab & Go meal sites, grocery
who gave their lives for freedom and for their country. It is also a time stores, and during social distancing
to remember loved ones who have passed away. The roots of Memorial enforcement.
Day observance goes back to 1865 and the end of the Civil War.
Additional distribution dates,
Memorial Day was traditionally held on the 30th of May. In 1971, locations, and times, will be coming
Congress changed it to the last Monday, in order to afford a three day soon, visit https://maps.nyc.gov/
holiday weekend. Some Memorial Day traditions are to attend a face-coverings/ for more infor-
parade, and visit a cemetery to honor and remember our servicemen mation. (Please note that the face
and servicewomen. coverings being distributed are
washable cloth.)
An interesting fact: Memorial Day was first called Decoration Day.
It was changed to Memorial Day in 1882. All New Yorkers are required to
wear a mask or face covering when
Memorial Day Facts courtesy of: www.holidayinsights.com out in public. People with disabilities and seniors who are unable to go
out can request face coverings by emailing PPERequest@mopd.nyc.gov
Photo by Dean Moses

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Pay Online via ClickPay PAY VIA MONEYGRAM at CVS or CITYFRESH

• Did you know that we offer ClickPay, an online
payment method, for you to make your rent
payments?
• Check out ClickPay by going to
www.clickpay.com/SpringCreek. It is FREE if you pay
from your checking account (ACH). Fees apply if you
use your credit or debit card.
• Click register and then create your online profile
• Connect your unit by using the account number
found on your monthly statement
• Set up Automatic Payments or click Pay Now to make
one-time payments
• Questions or help please call ClickPay at 800-533-
7901 or www.ClickPay.com/Help
• If you do not have a checking account you may make
a payment via MoneyGram.
• The nearest MoneyGram location to SCT is City Fresh
Market. You can check out other locations by going
to:
https://www.moneygram.com/mgo/us/en/locations
• To make a MoneyGram payment you will need to
present the following:
• Acct # from your monthly statement
• Receive Code 16459
• Company Name: BSC Owner LLC
• You will be charged a $3.95 payment fee
Page 4 SPRING CREEK SUN May 15, 2020

SELC Celebrates May with Fun Remote Activities

BY AMANDA MOSES
There is an age-old saying: April showers bring May
flowers. Students at the Starrett Early Learning Center
(SELC) are learning all about plants that bud this time of
year. Exploration into the green world is just one of many
remote lessons held using Class Dojo, a free online
educational platform designed to facilitate communication
between teachers and families. SELC teachers share
classroom activities and students can respond from home
via videos, photos, journal entries, or drawings.
This month, the children in Ms. Binns’ remote class
learned about the diverse flora in the world. Students
learned that trees are a type of plant that can grow fruit,
such as apples, coconuts, and bananas. One class member,
Jasai, was so inspired he drew a tree using different shades
of green, while classmate Kaliyah worked with her dad
using construction paper, cotton balls, and paper towel
rolls to make a three-dimensional shrub.
Students also discussed how water is essential to all
living creatures. They discovered that plants need water
and sunlight to grow through photosynthesis, a process
plants use to turn sunlight into food (during the warmer
months the leaves absorb more sunlight which creates
chlorophyll, and this is what makes the leaves green).
Students in Ms. Kimaura and Ms. Tiffany’s class learned
about plants being a source of food. The children created Using Class Dojo, the students are
arts and crafts projects to showcase their favorite plants. can share drawings with their
Tyson and his mother created an apple tree and a cotton teachers.
plant.
“As we continued to learn about why plants are
important, we discussed that we build homes using the Starrett Early Learning
wood from trees. We explored other furniture in our homes Center (SELC) Instructor,
that were made of wood,” said Ms. Kimaura and Ms. Ms. Audrey Binns, provided
Tiffany. The teachers asked the students to use their a remote lesson on how
imaginations and think about how they would design a water is important to plants
treehouse and then make a drawing or miniature furniture and animals.
models using materials found in their homes.
Alani decided to create a list of the different items she would put in her tree house. Kasen
and his family built a treehouse model using popsicle sticks and other art supplies.
Ms. Ann and Ms. Dahiana’s students studied herbs and included reading, “The
Gingerbread Man,” together which lead to a discussion about ginger and how it grows and
is used in food preparation. Three-year-old Nathaniel drew his very own gingerbread man
to share virtually with his classmates.

Screenshots courtesy of SELC Staff

The children learned that there are

several plants that produce fruit, such
as apple trees and grape vines.

Some children used the

art tools they have at
home to create three-
dimensional plants.

One SELC student created an apple tree and cotton plant One child worked with their
using construction paper and cotton balls. family to create a treehouse
model from popsicle sticks and
other art supplies.
May 15, 2020 SPRING CREEK SUN Page 5

Spring Creek’s Youth Symphony Goes Virtual

David Schneck is going over notes with Alyana Gomez during her
Donavella Latta is learning to play the violin in her one on one lesson trumpet lesson.
with instructor, Heather Faust.

BY: PAMELA STERN
Members of the Spring Creek
Youth Symphony (SCYS) and Abe
Stark Primary School (PS) 346’s in
school band are participating in
real time remote lessons on Zoom
with their instructors. “The virtual
lessons have been going quite well.
Our biggest challenge, of course,
has been technology. For some of
us this was a brand new experi-
ence,” said Mark Thrasher, Director
of the SCYS and PS 346 in school
band.
Thrasher explained that one of
the challenges that both the in-
structors and the students face are
WIFI connectivity issues. “It’s the
uncontrollable problems. Otherwise
the overall artistic quality of the
Spotlight on Free Online Activities
music lessons has been good. The
instructors are able to have one on
one time with the students. This
isn’t always true in a traditional
classroom environment where you
could have four students of varying
abilities taking lessons together.
The private Zoom lessons have
allowed for a more individualized
path of instruction,” said Thrasher.
Through Zoom, the instructors
can screen share with their stu-
dents and review chords, notes,
music sheets, the proper way to
hold the instruments, and how to
create the correct musical tones.
Drums instructor, Martin Fisc-
her went over tones with his
student and showed him how and
what movements to make for the
base stroke using their right hand
and what movements the left hand
needs to make, while counting
properly and adding the foot part in
as well.
Trumpet instructor, David Sch-
neck demonstrated for his student
the proper way to play a note. As he
proceeded to review the sheet
music, he explained to her that by
sitting up straight the notes will
come out correctly.
In a similar fashion, Larissa
Blitz, a violin instructor, explained
to her students that holding the
bow the correct way will also allow
Go Green
the notes to come out flawlessly.
In preparation for their End of
Year Performance Zoom concert,
the students are also learning the
process of recording, downloading,
and uploading videos to Dropbox.
Thrasher is confident in his
students that they will have a full
program of music ready to play for
their end of the year performance.
Screenshots by: Pamela Stern

BY AMANDA MOSES visit https://www.youtube.com

/weareone
The New York Philharmonic:
This infamous organization is Free Online Q&A with Kim
hosting a virtual European Possible stars: Although it is
Tour from May 11th to May unlikely that the New York Comic
21st, which will feature past Con will be going ahead this year
clips of their performances in that does not mean the fan
London, Cologne, Luxem- interactions will be placed on hold.
bourg, Amsterdam, Berlin, On May 16th ReedPop will present
and Dresden. This initiative a free online question and answer
hopes to reconnect musicians session with the voices of the
with the cultural capitals of popular children’s cartoon Kim
the world and will feature ten Possible. Stars, Christy Carlson
days of video broadcasts on Romano and Will Friedle will be on
Facebook and YouTube, radio broadcasts, slideshows, and video playlists. hand to interact with fans from
Visit nyphil.org/virtualtour to learn more. 2pm-3pm before moving on to paid
virtual meet and greets. You can watch the panel on New York Comic
Cannes & Sundance Films Stream For Free on YouTube: There will be Con’s Facebook page: www.facebook.com/newyorkcomiccon In addition,
over 20 film festivals around the globe that will be streaming the films they you can choose to purchase a $39.99 virtual one-on-one meet and greet
with the cast members at purchase.growtix.com/eh/WTS2020

Louvre: The most iconic museum in the world is hosting virtual tours of
their exhibition rooms and galleries. Enjoy a digital trip to Paris and explore
the historic façades of the Louvre on their website: https://www.louvre.fr/
en/visites-en-ligne

cultivated from new and returning directors online. These festivals
include: Cannes, Sundance, Toronto International, Berlin International,
Tribeca, and Venice. This digital festival will run from May 29th to June
7th and will allow viewers to make donations to the World Health
Organization’s Covid-19 Solidarity Response Fund. To stream the festival
Air Pano: If you enjoy digital tours of museums around the world, then
perhaps you might like to explore the various corners of the Earth through
306 photography and videos from travel site, Air Pano. According to their
website, they feature “around 3,000 panoramas of more than 300 places of
the Earth, including the North Pole, the Antarctic, volcano eruptions and
even panoramas from the stratosphere, are presented on the website. Every
week we publish a new virtual tour on the website www.AirPano.com.”
Page 6 SPRING CREEK SUN May 15, 2020

OFFICE LOCATED AT 1390 PENNSYLVANIA

718-642-7000 AVENUE, 2ND FLOOR

s h a ve
o u r
RECERTIFICATION DEPARTMENT * RESIDENT PHOTO ID'S TAKEN

m e n t h
MONDAY 9 am - 4:pm

e to
THURSDAY 9 am - 11:30 am 2:15 pm - 4 pm

n a g u e
TUESDAY 9 am - 4 pm

a d
FRIDAY 9 am - 12 pm

SCT M suspended
WEDNESDAY 9 am - 7:20 pm
THURSDAY CLOSED

r
GARAGES*

n r t h e
FRIDAY CLOSED

e
MONDAY 9 am - 12 pm 1 pm - 4 pm

be F o r fu 0
TUESDAY 9 am - 12 pm 1 pm - 4 pm

-1 9 . -7 0 0
HUD FORMS SIGNED WEDNESDAY 11 am - 12 pm 1 pm - 7 pm

COVID 8 -6 4 2
MONDAY 9 am - 4 pm THURSDAY 10 am - 12 pm 1 pm - 4 pm

l l 7 1
FRIDAY 9 am - 12 pm

a
TUESDAY 9 am - 4 pm

i o n c
WEDNESDAY 9 am - 7:20 pm

m a t 6 4 6
BILLING

r -4
THURSDAY 9 am - 4 pm

inf o -2 4 0
FRIDAY 9 am - 4 pm MONDAY 9 am - 1 pm 2 pm - 4 pm

or 7 1 8
TUESDAY CLOSED
PROPERTY MANANGEMENT WEDNESDAY 11 am - 1 pm 2 pm - 4 pm
THURSDAY 9 am - 1 pm 2 pm - 4 pm
MONDAY 9 am - 4:30 pm
FRIDAY 9 am - 12 pm
TUESDAY 9 am - 4:30 pm
WEDNESDAY 9 am - 7 pm For all maintenance concerns, please call 718-240-4646
THURSDAY 9 am - 12 pm Monday - Friday (8:00 AM - 6:00 PM)
FRIDAY 9 am - 12 pm
* Appointments for Recertification/Billing/Garages can
COLLECTIONS be made at www.springcreektowers.com
or call 718-240-4682
MONDAY 9 am - 1 pm 2 pm - 4 pm
TUESDAY 9 am - 1 pm 2 pm - 4 pm PUBLIC SAFETY–718-642-7550
WEDNESDAY 11 am - 1 pm 2 pm - 7 pm
For Project Based Section 8 tenants only:
THURSDAY CLOSED
If you have concerns that cannot be addressed by
FRIDAY 9 am - 12 pm
your onsite manager, please contact:
CGI Contact Center
LOCKSMITH
866-641-7901 (toll free)
MONDAY - FRIDAY 4 pm - 4:30 pm 800-662-1220 (TTY Service)
155 Elmira Loop info@pbcany.com
Spring Creek ID required
If you have cable service, the Lobby Channel
[building security camera] is now 591

IN CASE OF EMERGENCY New Ramp At The A Garage

S pring Creek Towers Office of Public Affairs and Community
Relations is constantly updating its list of residents who require
special attention in emergency situations.

S
If you have any life suppor t equipment in your apar tment that
might be affected by a temporary loss of electrical power in your
building, put your name on the emergency list. Contact the Office
of Public Affairs and Community Relations at 718-240-4530.

PRING CREEK SUN

1540 Van Siclen Avenue • Brooklyn • NY 11239-2429
Tel 718-642-2718 • Fax 718-642-7301

PAMELA STERN AMANDA MOSES ALEX SMITH, JR DEVORAH L. FONG

Editor-in-Chief Copy Editor/Reporter Graphic Publisher
Designer

n DEADLINES: All material for publication must be
submitted no later than Friday, 3 p.m. the week prior to
publication, except with prior consent of the editor. All
items must be doubled spaced and the name and
telephone number of the writer must be included.
l Annual Subscription Rates: $60.00
n All Rights Reserved: Material in this newspaper,
including all copy advertising and artwork is the property
of the SPRING CREEK SUN and may not be
reproduced, in whole or part, without written permission
of the publisher. The SPRING CREEK SUN is not
responsible for any unsolicited items and cannot
guarantee the return of any photographs or
manuscripts.
The views expressed in columns, articles, letters
to the editor and op-ed pieces do not necessarily
reflect the newspaper’s point of view.
We reserve the right to edit, or omit any advertising Attention Spring Creek Towers Residents:
and/or subject matter without reason. All material
published is subject to publisher’s approval. This ramp was installed outside of the A Garage in the middle of
The use of the Spring Creek Towers (Starrett City) November to aid residents in accessing the stockroom.
name, which may appear from time to time in our
Photo Amanda Moses
newspaper ads, does not constitute an endorsement of
the merchant, or his or her product.
May 15, 2020 SPRING CREEK SUN Page 7

Spring Creek Towers Activities
Community Organizations
Starrett City Tenants
Association
The next SCTA meeting is to be
determined. If you are a SCT
Spring Creek Senior Par tners News
Although the Spring Creek Senior Partners office is currently
Teen Central closed for the safety of the staff and residents because of the
Coronavirus (COVID-19), seniors are encouraged to call 718-348-
Open to Spring Creek Towers
residents only, ages 12 to 18, 7620 if they have any concerns, or problems the staff is able to
assist you.
Monday through Friday from 3 pm
Spring Creek Senior Partners will be having three virtual

c t
to 9 p.m. in the lower level of the

a
resident who has any questions or

t
workshops online which you may take part in via the ZOOM

n
Brooklyn Sports Club. No member-

o
comments, please call and leave a

c
application that you will need to download from your smart phone,

e
ship fees. For more information

s
message with your name and iPad, tablet or computer (This is necessary for participation in the

Pl e a
phone number at 718-642-3892. contact Ms. Mosley at 718-642- workshop.)

a l
7168.

u
Your call will be returned. Join your The three virtual workshops are: Age Perfect with Pilates, which

i v i d
tenants asso-ciation, “In Unity will run on Mondays and Wednesdays from 10am to 11am, and

d
Islamic Circle

i n
There Is Strength.” Stronger Longer, which will also run on Mondays and Wednesdays

the
Islamic Educational Dawah Pro-

r
from 11am to 12 noon, and Health & Nutrition, which will take

f o
AA and NA gram is held weekly at Spring Creek

n
place on Fridays from 3pm to 4pm. These workshops allow the

i o
Towers and Canarsie Islamic Cen-

a t
St. Laurence Roman Catholic participants to watch the workshops from their electronic devices in

i z
ter on weekends. Call Syed Ahmad

organ her
Church, Flatlands and Van Siclen
Avenues, host Alcoholics and Nar-
cotics Anonymous meetings. The
the comfort of their home. For more information about these
347-529-1662 for more information
workshops call 718-348-7620.
and free literature on the Islamic
religion.

fu r t
Alcoholics Anonymous meetings
are Fridays at 8 pm and Narcotics Boxing Club

.
Anonymous meetings are on

n
The Starrett Boxing Club is open to

t i o
Thursdays at 7:30 pm

a
males and females, 8 and up. Ses-

o r m
sions are open Monday-Friday

inf
Spring Creek Youth Federation
Located at 1430 Freeport Loop, Apt.
1A, the office hours are Monday,
Wednesday, & Friday from 6 - 8:30
pm and on Saturday 10 am to 1 pm
For information, call 718-642-
1663.
Starrett City-Spring Creek Lions
Club, Inc.
This volunteer community based
organization meets the 1st and 3rd
Tuesdays of the month @ 7 pm,
Brooklyn Sports Club (1540 Van
Siclen Avenue, Lower Level). If you
are community minded, willing to
help others – join us, feel free to
visit our meetings. For more
information contact Evetter Pilgrim
at 718-642-1820
8am-9pm; Saturday, 10 a.m. to 2
pm; closed Sunday. The Boxing
Club is now located in the
Brooklyn Sports Club. For more
information, ask reception for the
boxing club or contact 347-661-
6911, 917-686-1670, or 917-723-
0544.
Sisters with Purpose
Join the conversation. A support/
ministry group created by women
living in Spring Creek Towers. Non-
judgmental and non-demonina-
tional based. Meets every Thurs-
day evening @ 7 p.m. For more
information: Susie Williams 646-
460-4101.

FOOD PANTRY Free Online Tech Support

Brooklyn Sports Club
1540 Van Siclen Ave, Brooklyn, NY 11239 Spring Creek Towers Community Center
To be distributed OUTSIDE the Community Center &
Lower Level on the following dates & times:
FRESH
P Online Support can be offered in the Following Areas
May 23rd 9AM -10AM
May 30th 9AM -10AM - ZOOM PLATFORM
June 13th 9AM -10AM - GOOGLE MEETS
June 20th 9AM -10AM - MICROSOFT TEAM
June 27th 9AM -10AM - GOOGLE SUITE
- GOOGLE CLASSROOM
DUE TO THE CURRENT GUIDELINES ISSUED BY - TECHNICAL ISSUES
THE CDC AND LOCAL HEALTH OFFICIALS OUR - EMAIL
PANTRY OPERATION WILL CHANGE. WE WILL
- MICROSOFT WORD, EXCEL, POWERPOINT
DISTRIBUTE PRE-PACKED PANTRY BAGS.
- OTHERS AS NEEDED
UPON ARRIVAL PUBLIC SAFETY WILL GIVE
EACH PARTICIPANT A TICKET NUMBER. ONCE
YOUR TICKET NUMBER IS CALLED YOU WILL BE
HANDED YOUR PANTRY BAG.
CANNED
G Please be advised there is no entry into the facility. For
more info & special inquiries:

www.sisterswithpurpose.net Online support will be available using the Zoom Platform

Mondays – 10a – 3:30pm , Tuesday – Friday – 1:30pm – 7pm
Please register for a 30 minute time slot
@sisterswithpurposeinc by using the link or QR Code below:

https://forms.gle/YP3Kexnp1escXDrQ6 -

@sisterswithpurposeinc

@siswithpurpose
DRY GOODS
For additional Info please reach out to Jatava Sevorwell
646.460.4101 718.348.7763 or jatava@igotitotoo.org
_____________________________________________________________________
Page 8 SPRING CREEK SUN May 15, 2020

Scholarship Opportunities

Education Matters
Keeping Math Skills Up-to-
Date While School is Closed

(StatePoint) The transition from in-person to online learning isn’t

easy, particularly when it comes to mathematics, a subject where
many students benefit from classroom learning and individualized
attention from their teacher.
With closures affecting schools and universities for the foreseeable
future, sustaining one’s math skills is very important, as research
has shown that academic gains can quickly be lost without practice
— on average, students lose approximately 2.6 months of learning in
math over a typical summer, according to the Harvard Graduate
School of Education.
During the COVID-19 crisis, consider accessing the following free
distance-learning tools from Casio America, Inc., which are designed
to support educators, parents and students K-12 and beyond:

• Tools for calculation, graphing, geometry, statistics and more can

be accessed at ClassPad.net, an all-in-one web-based platform with
an interactive menu that enables students and teachers to draw
geometry figures freehand and input calculations as they would on
real scratch paper. Users can also plot data points and add text
labels, expressions and pictures to graphs or geometry diagrams.

• Emulator calculator software recreating the functionality of

scientific and graphic calculators, including Casio’s PRIZM fx-CG50
and fx-CG500, is supported in Windows and Mac operating systems.

• Downloadable math activities created by teachers for students in

grade levels kindergarten through college can help students practice
their math skills and learn new techniques for their continuing
education.

For access to these resources, as well as online support, visit

CasioEducation.com/remote-learning.
Formal class may not currently be in session, but that doesn’t
mean the learning needs to be put on hold. Leveraging available
resources can help students maintain their math skills so that when
schools reopen, students can enjoy a successful return to the
classroom.

PHOTO SOURCE: (c) monkeybusinessimages / iStock via Getty

Images Plus

Altice will provide free home internet access for 60

days for any household with a K-12 child and/or college
student who has been displaced. Families who do not
currently have home internet can call 866-200-9522 to
enroll in Optimum region.
May 15, 2020 SPRING CREEK SUN Page 9

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should stand
in your way.
Not nances,
full-time work,
or location.
At Touro NYSCAS, we’ll give you the
support and exibility you need to
turn your goals into real
achievements. Choose from more
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Virtual OPEN HOUSE!

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Please RSVP at: nyscas-info.touro.edu/open-house

Learn more at NYSCAS.Touro.edu

718.642.6562 x31102 | 1344 Pennsylvania Ave
Other sites in Brooklyn: Neptune Ave, Kings Highway, Flatbush | 718.885.8501
Touro is an equal opportunity institution. For Touro’s complete Non-Discrimination Statement, visit www.touro.edu
Style
Page 10 SPRING CREEK SUN May 15, 2020

Stretch
While the most health-conscious
person may opt for a morning
sweat-a-thon, working in some
stretches can also be beneficial.
When you awake, think about oft-
used muscles and extend each one

Wake Up
for 15-30 seconds.

Refreshed
Activate
Give your brain some fuel in the

Simple ways to
morning while also doing something
nice for your mind. For example,
journaling is a gentle way to ease

begin your
into your morning and get your
brain firing. If you can’t think of a

morning
(Family Features) Ready, set, go.
Just as you would set off at the
starting line of a race, this hectic
pace is how mornings begin for
many men and women.
Instead of waking with dread to
face another hectic morning, con-
sider these tips for a healthier way
to ease into your daily rituals. While
these activities may require you to
allow extra time, you may be
pleased with the productive results.
Meditate
A practice that has been around for
thousands of years may still be one
of the best stress busters for hur-
ried mornings. To start, find a place
in your home that is free of noise
and distraction. Practice sitting still,
with eyes closed, and focus only on
your breathing. Using deep,
controlled breaths, try to steer your
thoughts away from negative and
stress-inducing thoughts.
topic, simply write down a few
affirmations for the day, revisit a
pleasant memory from your past or
scribble down a goal for the week.
Journaling can be an uplifting way
to engage the mind and express
gratitude for the day ahead.
Find more tips for starting your
day on the right foot at
eLivingToday.com.
Photo courtesy of Getty Images

Couch Theater/ uncovers both the medic’s unbridled valor, as told by fellow soldiers and
Movies Coming Soon To DVD and Blu Ray witnesses to his sacrifices (Samuel L. Jackson, Peter Fonda and Ed Harris),
and a shocking conspiracy at the highest levels to keep the past buried. It’s
based on a true story. Set in a war so filled with tragedy, the story is
uplifting and inspirational.

BY AMY ANDERSON

“The Gentlemen” (R) Guy Ritchie—master of the British crime caper
ensemble — scores a hit with “The Gentlemen,” featuring an American ex-
pat weed magnate named Michael Pearson (Matthew McConaughey)
attempting to unload his empire. Meanwhile, his head henchman (Charlie
Hunnam) negotiates a payoff deal with a sleazy PI (Hugh Grant) who
regales him with a play-by-play of the forces working against said deal,
including the upstart Asian gangster “Dry Eye” (Henry Golding) and a
group of charming, acrobatic thugs who call themselves the Toddlers and
post vids of fights while rapping. Michelle Dockery (“Downton Abbey”) also
stars in a decidedly inelegant but juicy power woman role as Pearson’s wife.
“The Last Full Measure” (R) William H. Pitsenbarger (Jeremy Irvine) was
a paratrooper medic in the Vietnam War whose acts of bravery and
sacrifice go unvalidated for decades until Scott Huffman (Sebastien Stan),
a fast-rising Pentagon staffer, takes up the mission to award Pits the
Congressional Medal of Honor decades after his death. His investigation
“Bad Boys for Life” (R) As he welcomes his first grandchild to the world,
Marcus Bennett (Martin Lawrence) aims to retire. Partner Mike Lowery
(Will Smith) may be getting older, but he still aims at every bad guy in the
Miami area. When a Mexican drug cartel targets Lowery, he teams up with
Miami’s elite tech unit to take down his would-be killer while attempting to
lure his better half out of retirement. This franchise stretches back a
quarter century, and it gives as much mayhem, banter and attitude today
as it did in 1995.
“Like a Boss” (R) Two besties build a great company from the ground up,
but small business can be a big headache if it’s buried in debt. This is
where we find Mia and Mel (Tiffany Haddish and Rose Byrne), who are
struggling to keep their quirky cosmetics business afloat. Enter Claire
Luna (Salma Hayek), the boss of a large cosmetics conglomerate, who
throws out a lifeline partnership. Unfortunately, it comes with strings and
obstacles that the friends will have to overcome to save their business and
friendship. It’s meant to be a real girl’s-night yuk-it-up featuring
personality archetypes and competing interests, but it never gets past
middle management-level laughs.
(c) 2020 King Features Synd., Inc.
M
May 15, 2020 SPRING CREEK SUN Page 11

oney Matters insurance in 2019.

Eight Tips for Avoiding Credit Card Debt
(StatePoint) Americans’
• The standard deduction increased credit card debt totaled $930
to $24,800 for married couples billion in the fourth quarter of

What You Need to Know
About Filing Your 2019
Taxes
(StatePoint) Spring is the season
of warmer weather and blossoming
flowers, but it is also – usually —
the season of taxes. Tax Day is
typically April 15, but the Internal
Revenue Service (IRS) recently
extended the deadline for filing and
paying your 2019 federal income
taxes to July 15, 2020.
While this gives you more time to
get your tax records in order, the
IRS recommends that anyone
expecting to receive a tax refund
should file as soon as possible.
According to the IRS, most refunds
are being issued within three weeks
of a tax return’s acceptance. You
should also double check your
state’s tax deadlines. Some states
have announced tax filing or pay-
ment extensions, but other dead-
lines remain in place.
Here are five other changes to
keep in mind while you prepare
your 2019 taxes:
• There is no longer a federal tax
penalty for not having health
insurance. However, some states
will charge their own penalties for
taxpayers who did not have health
filing jointly and to $12,400 for
single filers.
• If you received, sold, sent or
exchanged any virtual currency in
2019, you will need to report that
on your tax return.
• Mortgage insurance premiums
above $600 are now deductible.
Mortgage premiums can also be
retroactively applied to 2018.
• The Child Tax Credit doubled to
$2,000 per child, up to $1,400 of
which is refundable. The credit is
also available to more families for
the 2019 tax year, since the income
thresholds for when this benefit
phases out were raised to $400,000
for married couples filing jointly
and $200,000 for individual filers.
Experts say it is never too early to
begin thinking about and planning
for the next year’s taxes. Once you
have filed your 2019 return, you
may want to consider speaking to a
Certified Financial Planner (CFP)
professional for guidance on
maximizing your 2020 tax benefits.
A CFP professional can help you
understand tax rules for retirement
accounts, such as pre-tax contri-
bution limits and tax credits avail-
able to savers, for example. You can
find a CFP professional near you by
visiting www.letsmake aplan.org.
Timely and thoughtful tax pre-
paration is an important part of a
comprehensive financial plan.
2019, a $46 billion increase
over the third quarter, ac-
cording to recent data from
the Federal Reserve Bank of
New York. At the same time,
the proportion of borrowers
whose credit card payments
were 90 days late or later
increased to the highest
percentage recorded in al-
most eight years.
Credit cards come with a certain amount of risk, and growing debt
can cause problems ranging from stress and depression to a poor
credit score and reduced retirement savings. But when used wisely,
credit cards can be a helpful tool for managing personal finances and
building credit.
Here are eight tips for staying out of credit card trouble:
1. Create and stick to a budget. This will help ensure you are not
spending more money on your credit cards than you can pay off at the
end of every month.
2. Remember that your credit limit is not money in the bank. When you
pay with a card, you must have money available elsewhere to pay for
the purchase.
3. Sign up to receive text alerts whenever your credit card is swiped.
These alerts will help you monitor how frequently you use your card
and remind you that, while not immediate, money is being spent.
4. Keep your credit card bills organized, be aware of payment due dates
and maintain regular payment schedules to avoid ballooning debt, and
protect or even improve your credit score.
5. Set up automatic credit card payments from your bank account so
you’ll never be late. If you’re not sure you’ll always have enough to pay
in full, set an automatic payment for the minimum amount due, which
will also remind you to pay the bill in total. You might even consider
paying your bill every two weeks to keep closer tabs on your spending.
6. If you need help minimizing your credit card use, consider
continued on page 23

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Page 12 SPRING CREEK SUN May 15, 2020

Spring Creek Teen Central Creates Virtual Haven

BY AMANDA MOSES

Spring Creek Teen Central (TC) created a virtual

haven on Zoom for members to socialize, play games,
learn about media tools and software, and conduct
educational discussions on a wide variety of subjects.
Monday through Friday from 5pm to 7pm, the TC staff
greets the teens, inquires about their digital
schoolwork, and provides fun activities and projects for
them to participate in.
“TC Online has morphed into a “Think Tank” where
the creative create, the camera shy have a voice,
and the outspoken have a platform,” said TC
Director, Lonai Mosley. “In a time of uncertainty,
mandated quarantining, and striving to achieve the ‘new normal,’ TC is still Spring Creek Teen Central (TC) hosts a free virtual
that familiar safe zone, where teen members can just be. No expectations, other haven for members using the application, Zoom.
than to deepen a connection with the community, they don’t physically see, but
just be.”
TC has always been a no judgement zone, and through their digital platform,
they invite the teens to discuss and debate topics involving current events,
social issues, and perspectives on present day life. “’It’s never too late for a daily
debate!’ This is an activity we hold with members to provoke thoughts,
challenge growth, and teach teens how to research and prove arguments,” said
Mosley.
On May 5th, TC decided to incorporate Cinco de Mayo festivities into their
virtual social hub, featuring historical lessons on Mexican culture. Garden
Educator, Jacqui Roytman joined the group, and hosted a brief session
explaining how to take an avocado pit and turn it into a plant, using
toothpicks, a jar, and water. The members chimed in about how much they
enjoyed guacamole and shared their dinner plans for that day, which included:
tacos, rice and beans, and other delicious Mexican food in honor of the holiday.
TC Teaching Artist, Eileen Level, shared a short video on the history of Cinco
de Mayo. The teens learned that this commemoration is not a celebration of
Mexico’s Independence Day (September 16, 1810), but it is in fact a tribute to
the Battle of Puebla, on May 5th, 1862 (when Mexico defeated the French
Army). In addition to the historical facts, members discovered the many genres
of Mexican music (Mariachi, Ranchera, and Corrido).
After the video, TC Recreational Assistant Gavin Edey, created a Wheel of
Fortune trivia game incorporating Mexican culture. The members were divided
into three groups, and the goal was to earn as much money in the game as
possible while also solving the puzzles. Some of the questions were: name a
type of Mexican music, what is the name of a Mexican hat, and who fought
against the Mexican army?
Once the game culminated, Mosley invited the teens to explore Mexico with
a virtual tour on Air Pano, a website dedicated to transporting people all
around the world through digital exploration. Mosley showed the group a cave
called Pit Cenote. Together they dove beneath the cobalt waters to discover a
“cenote,” which translates from Spanish to “well.” According to Air Pano, one of
the most famous cenotes in Mexico is located near Chichen Itza, which during
ancient Mayan times was a location where they sacrificed objects and human TC Director, Lonai Mosley, uses background photos to
beings to worship the gods. The teens were amazed by all that they saw, one create a fun environment for the teens.
even remarked, “Wow, I would love to go diving into the waters like that one
day.”
After the tour, the teens then had an opportunity to play chess, more trivia
games, and PlayStation 4 with Recreational Specialist Juan Rosario and TC
Recreational Assistant Gavin Edey.
Every week there is something
new to discover with TC Online.
“Whether figuring out brain teaser
puzzles, learning to DJ on virtual
turntables, engaging in tech cyber
bullying clinics, PS4 gaming, virtual
board games, or 360 world tours,
TC has breakout rooms for diverse
likes and interests. All are welcome
to enjoy Anime Friday, Role Playing
Fun Finance, Teen Talk Live, trivia,
virtual extreme sports like hang
gliding over glorious mountains,
deep dives beneath Mexican caves,
or coasting over sand dunes on
camel back in the Sahara Desert,”
said Mosley.
For a link to the adventure
submit your email request to
Lmosley@springcreektowers.com

Screenshots by Amanda Moses and

Pamela Stern

For Cinco de Mayo, teens learned how to make an avocado plant using the fruit’s pit.
May 15, 2020 SPRING CREEK SUN Page 13

The group watched a video on the history behind Cinco de Mayo.

TC uses the website Air Pano to virtually transport their members all around
the world.

Using Air Pano, the teens saw deep beneath the waters of a cave
called Pit Cenote in Mexico.
TC Teaching Artist, Eileen Level used a colorful background depicting
symbolic staples for Cinco de Mayo celebrations.

The attendees learned all about Mexican culture, cuisine, and transitions during their session on May 5th.
Page 14
Cinco de Mayo Gardening with Avocado Seeds
Garden Educator, Jacqui Roytman showed her virtual classes how to
grow an avocado plant from the fruit's pit.
BY AMANDA MOSES
Garden Educator, Jacqui Royt-
man, kicked off last weeks’ virtual
garden lesson with a signature
Cinco de Mayo staple, avocado.
This green fruit (often misidentified
as a vegetable) is a key ingredient
in guacamole and as a garnish in
traditional Mexican cuisine.
Roytman provides virtual
garden-ing lessons during her
Zoom sessions entitled “Science is
Real,” where students conduct
experiments with plants, explore
the ingredients in food preparation,
share recipes, and try different
STEAM (Science, Technology, Engi-
neering, Arts, and Math) activities.
During the sessions Roytman
asked attendees to create a journal
(by folding sheets of paper and
stapling or tying them together) or
Dear EarthTalk: Cargo shipping
creates huge amounts of air and
marine pollution. What’s being
done to change this given the
large number of everyday goods
that travel this way?
—JJ, Newark, NJ
The vast majority of goods we use
and enjoy have spent at least some
time traveling on cargo ships. In
fact, such ships facilitate more than
80 percent of global trade. Unfor-
tunately, these huge ships that ply
the world’s oceans and waterways
burn lots of fossil fuels—some
individual ships burn upwards of
100 tons of oil a day. If the global
cargo shipping industry were a
country, it would rank sixth overall
in carbon dioxide (CO2) emissions
(higher than South Korea, Iran and
Canada).
Cargo ships have several other
negative environmental effects as
well. They also emit large amounts
of fine particles, sulfur dioxide and
nitrogen oxide—all bad for us and
our environment. As if the emis-
sions weren’t bad enough, cargo
ships also run into marine life at an
alarming rate: Ship strikes are one
of the leading causes of death for
SPRING CREEK SUN
to use a blank notebook as their
logbook. She urges all participants
to document each activity and/or
experiment so they can review their
findings, and if the results of the
experiment are not successful, they
can review the steps and repeat the
process for a better outcome.
As part of the Cinco de Mayo
lesson, Roytman seized the op-
portunity to encourage the class to
start an edible indoor garden. She
demonstrated how to cut an avo-
cado in half (with adult super-
vision) and remove the pit. After
cleaning it thoroughly and making
sure it was dry, she held up the pit
and asked the class, “What does
the shape of the avocado seed
remind you of?”
One child responded, “It looks
many of the world’s whale species.
But as bad as all this sounds,
cargo shipping is one of the most
efficient and eco-friendly ways to
get items from point A to B. Big
ships emit only about half as much
CO2 as trains, one-fifth as much as
trucks and only one-fiftieth of what
airplanes would emit to transport
the same load.
Nonetheless, environmental con-
cerns continue to dog cargo ship-
ping. In response, shipping com-
panies have started to employ in-
novative strategies to save fuel and
reduce pollution, such as so-called
“slow steaming” whereby ships can
burn less fuel and reduce emis-
sions by traveling more slowly than
usual.
Transitioning to cleaner fuels—
such as liquified natural gas
(LNG)—is another obvious short-
term solution, but it can only get us
so far. Another band-aid fix is the
Roytman explained how the avocado plant will grow, starting with the
roots and stem.
like an egg!” Roytman smiled and
agreed that the avocado pit was an
oval shape similar to that of an egg.
Keeping in mind how an egg is
shaped, Roytman instructed the
children to insert four toothpicks or
wooden skewers into the avocado
pit’s top pointed half. In doing so,
the wooden skewers form an “X’
with the pit at the center. The next
step is to fill a jar or cup with water,
making sure that the oval point of
the egg-shaped pit is dry at the top,
and the rounder bottom part is
submerged in water.
Roytman explained the impor-
tance of keeping the seed away
from direct sunlight, but to also
keep it in a warm spot and main-
tain the water level (half of the pit
should be submerged). In about six
installation of exhaust scrubbers,
which spray a fine mist of water to
remove pollutants from ships’
exhaust before they can make their
way up into the atmosphere. But
scrubbers require energy, which
leads to more fuel being burned.
Also, the waste water they generate
is sometimes dumped into the
ocean, which negatively affect
marine organisms.
Longer term, environmental ad-
vocates are hoping for the whole-
sale decarbonization of the shipp-
ing industry. Plans are on the table
for clean-burning hydrogen-power-
ed cargo ships. Meanwhile, the first
electrically-propelled cargo ship,
Norway’s Yara Birkeland, is nearing
completion. This 260-foot long ves-
sel will carry chemicals and
fertilizer on a relatively short 30-
mile route.
Despite these advances, cargo
shipping will continue releasing
May 15, 2020
weeks, she told them the roots and
stem will begin to grow. Once the
roots are thick and the stem has
leaves, she encouraged the partici-
pants to transplant it into a pot of
soil. Roytman stressed that this
plant will not grow fruit because
there needs to be two avocado
plants to cross pollinate.
Roytman showed the virtual
class how a plant grows and com-
pared photosynthesis to how our
bodies transfers blood from one
area to another. She concluded the
lesson with a short science video
featuring the band, They Might be
Giants’ song, “The Bloodmobile.”
Screenshots by Amanda Moses and
Pamela Stern
large amounts of pollutants into the
atmosphere for the foreseeable
future. Though battery-powered
ships are finally moving off the
drawing board and into the water,
their range is simply too limited to
allow for mass replacement of
existing cargo fleets. The energy
density of batteries will need to
increase by a factor of ~30 before
such replacements can begin
taking place en masse. Given the
likely slow pace of change, buying
local is probably the average
citizen’s best option for reducing
shipping-based emissions in the
short term.
CONTACTS: “The environmental
cost of shipping stuff is huge…”
vox.com/2015/12/23/10647768/
shipping-environmental-cost; “CO2
emissions for shipping of goods,”
timeforchange.org/co2-emissions-
for-shipping-of-goods/; “Shipping
and climate change,”
transportenvironment.org/what-
we-do/shipping-and-
environment/shipping-and-
climate-change; The uncounted
cost of shipping's environmental
impact,
greenbiz.com/article/uncounted-
cost-shippings-environmental-
impact.
EarthTalk® is produced by Roddy
Scheer & Doug Moss for the
501(c)3 nonprofit EarthTalk. See
more at https://emagazine.com.
To donate, visit
https://earthtalk.org. Send
questions to:
question@earthtalk.org.
May 15, 2020
Spring Creek After School Students LEAP into Fun
One student showed off her aluminum foil sculpture.
BY: PAMELA STERN
Spring Creek After School Pro-
gram students in the second and
third grades are participating
virtually in the Learning Through
An Expanded Arts Program (LEAP)
and creating arts projects influ-
enced by Alberto Giacometti, the
famous sculptor, painter, drafts-
man and printmaker. !
At the start of the virtual session,
LEAP instructor Ms. Wendy im-
mediately engaged the students by
prompting them to express how
they have been feeling by using
their fingers. Holding up one finger
for “Great, two for “Okay” or three
fingers for “Not So Good”. All of the
students happily responded that
they are doing great.
Class continued with seated ex-
ercises and stretches. With bodies
warmed up and creative energies
pumping, the students were ready
to delve into the art of Giacometti.
While the youngsters saw Gia-
cometti’s work, they were also
enhancing their vocabulary. This
lessons’ words were sculpture, sha-
SPRING CREEK SUN Page 15
Ms. Wendy's aluminum foil sculpture.
This is one of
Giacometti's sculptures.
dow, and drawing. As the children
learned about Giacometti and his
artwork, they were able to see pat-
terns in paintings and sculptures.
Once the art history lesson finish-
ed, they were ready for their fun
project, which was to make a
Giacometti inspired aluminum foil
sculpture.
Ms. Wendy reviewed the “art”
supplies the students would work
with to create their Giacometti
inspired art: pencil, permanent
marker (in any color), two to three
sheets of blank paper, their
sketchbook that they previously
created, scissors, and one piece of then drew a vertical line from the Ms. Wendy instructed them to
aluminum foil 8 ½ X 11, and tape. bottom of the aluminum foil up cut on the lines they created. The
With Ms. Wendy’s guidance the almost half way up. Once these students had now created the arms,
children first marked the aluminum lines were drawn, they then went legs, head, and torso for their
foil with their pencils. They drew over them with the permanent individual sculptures which when
two vertical lines at the top of the marker. taped together would create a free
aluminum foil almost like a “V”, and They labeled each area: the top standing figure.
then they drew two horizontal lines was labeled “head,” the center was
on the right nd on the left half way labeled torso, and to the right and Screenshots by: Pamela Stern
through the foil the (imagine at the left of that they labeled the arms
numbers 3 and 9 on a clock). They and legs.
Game Play
Page 16
Final Fantasy
VII Remake
Hits
PlayStation 4
BY DEAN MOSES
Game: Final Fantasy VII
Platform: PlayStation 4
Rating: T for Teens
Cost: $59.99
Final Fantasy is one of gaming’s
most beloved franchises. Dating
back to the Nintendo Enter-
tainment System, it is one of those
games that has always produced
an element of mystique, a childlike
wonder that generations grew up
romanticizing. I am sure many
readers have fond memories of
discussing in-game urban legends
at recess. Now, these new-age folk
tales are about to begin all over
again thanks to the remake and
release of Final Fantasy VII, one of
the franchise’s most beloved
installments.
Full-fledged Reinvention
Right from the get-go, the game
wants you to know this is no mere
re-release but a full-fledged re-
invention with the word remake
displayed in bold letters during the
Tech
Talk
Smartphone
upgrades don’t have
to cost a fortune
(BPT) - With the latest flagship
smartphones like the iPhone 11 and
Samsung Galaxy S10 carrying price
tags near $1,000, upgrading to a
premium phone may seem out of
reach to someone on a limited
budget.
But it doesn’t have to be. The
pace of smartphone innovation has
slowed from the breakneck speed of
a few years back. In fact, the most
recent tweaks to brand-new models
have tended to be more about re-
fining existing features than rolling
out indispensable new technology.
What that means is that slightly
older models - the flagships of two
or even three years ago - can offer a
great deal for users looking for an
upgrade that won’t break the bank.
Older versions priced to sellThink
of buying a smartphone the way
you would buying a car. Dealers
always put the latest models, with
the biggest price tag, out front. But
SPRING CREEK SUN
opening cinematic. We follow
Cloud, a mercenary hired by a rag-
tag group of eco-terrorists named
Avalanche. This foolhardy but well-
meaning band yearns to take down
Shinra, this world’s all-powerful
power company, which harvests
the planet’s spiritual energy. Al-
though this plot device may sound
a little muddled, it is the com-
panionship on the journey which
truly sells the experience and
draws the player into Shinra’s
murky underbelly. In order to take
down this evil corporation, Ava-
lanche will need Cloud’s extra-
ordinary fighting abilities, and you
to control them.
Fan Service
The Final Fantasy franchise has
typically used a turn-based mecha-
nic, which sees you commanding
members of your party instead of
controlling them in combat directly.
In hopes to please both old and new
fans alike, the developers have
look around the lot and you’ll find
plenty of perfectly good choices from
recent model years that have gone
unsold - and that the dealer needs
to move.
Smartphone manufacturers are
no different than auto makers.
Once they’ve released their latest
flagship devices, usually in the fall,
prices on previous flagships are
slashed - some by hundreds of dol-
lars - to clear out the backlog of
inventory. These phones are in
perfect condition, have near state-
of-the-art features, and manu-
facturers still support them with
critical operating system upgrades.
They’re just not “the newest model”
anymore.
Great features, great prices
Here are some recent examples.
incorporated an amalgamation of
both the classic playstyle and a
more action-oriented approach.
You can control Cloud and friends
in real-time with the added ability
to pause time and select a special
skill which will devastate an
opponent. Not only that, you can
also summon a monster to aid you
in battle, use magical spells, and
healing items.
When not facing off against bad
guys, you must explore the game
world. While not a massive free
roaming environment, the citys-
capes, subways, and factories are
brimming with detail that give the
illusion of a larger space than we
are actually afforded. The simple
action of running through this
world is pleasing to the eye and
mind.
Pleasing to the Eye
Speaking of pleasing to the eye.
Ever since I was a child, I have al-
ways seen the Final Fantasy games
as pioneers in the graphical depart-
ment. From the original PlayStation
to modern day, this series has
delivered jaw-dropping visuals, and
Final Fantasy VII Remake is no
different. Cloud, for instance, looks
akin to an animated film from the
When Apple released the iPhone 11
series last September, the price of
its 2017 flagship iPhone 8 fell to less
than $500 - and the iPhone 7 from
just one year earlier dropped to
nearly half that.
Both models still offer terrific
performance, top-notch cameras,
and all the perks of Apple’s iOS
ecosystem. Apple even supports
these older models with as many as
five or six operating system
updates, meaning they will still be
running with the latest performance
and security upgrades for upwards
of four years.
For Android users, the support
window is slightly less, but there
are still great deals to be found.
Samsung officially supports its
releases for three years with
monthly security updates, then a
May 15, 2020
likes of Pixar. The emotions dis-
played on the characters faces’ are
palpable and the voice acting goes a
long way to give each man and
woman life, making them feel like
living, breathing people. There are
also mini games such as darts that
add a little extra substance.
Conclusion
Final Fantasy VII Remake is a
love letter to fans of the original and
an epic new journey for those who
have yet to experience it. Story-
telling, gameplay, visuals, and voice
acting are all on point. However,
nothing can be perfect. Contro-
versially, this remake will be re-
leased in installments as an
episodic experience. Thankfully
though this first section will still
take at least 30 hours to complete.
single year of quarterly updates.
Currently, 2018’s Samsung Galaxy
S9, with features like an infinity-
edge display, 12 MP camera, and
wireless charging can be had for
just over $500 - several hundred
dollars less than its marketplace
successor, the Galaxy S10.
More ways to save
Those good deals can get even
better depending on the cellular
provider you choose. After all, if
you’re going to be upgrading your
phone, why not shop for the best
wireless bargain at the same time?
For example, Consumer Cellular
earns consistently great reviews for
its low prices and customer service.
In addition, it offers a unique way to
make phone upgrades even more
affordable, with a program called
EasyPay financing. On select de-
vices, customers can make a small
down payment - often as little as
$10 - then pay the remaining
balance in installments added to
their wireless bill. These monthly
payments are as low as $5, with 0%
interest.
The bottom line is, you don’t have
to spend a fortune to enjoy a
premium smartphone. If you’re
willing to sacrifice just a few bells
and whistles, you can save hun-
dreds of dollars and still experience
very nearly the best that the
brilliant minds at Apple, Samsung,
Google, and other modern manu-
facturers have to offer.
May 15, 2020 SPRING CREEK SUN Page 17

Pilgrim Cathedral of East New York Temple Emanu-el of Canarsie

Bishop George M. Shorts: senior pastor 1880 Rockaway Parkway, Brooklyn, NY

Religious Listings 590 New Lots Avenue, Brooklyn, NY

11207
(718) 927-3354
(718) 251-0450

True Worship Church Worldwide

Andrews United Methodist Church
Rev. Avilo de Leon,
91 Richmond Street, Brooklyn
(718) 235-4621
Bethelite Institutional Baptist Church,
Inc.
Rev. Dr. Robert Linden, Pastor
447 Elton Street, Brooklyn, N.Y. 11208
718-827-0700
Bethlehem Baptist Church
Rev. Larry Camp Pastor
1962 Linden Boulevard, Brooklyn, NY
11207
(718) 257-8300
Canarsie Community Reformed
Church Since 1876
1155 East 93rd Street, Brooklyn, NY
11239
718-649-3759
Changing Lives Christian Center
Pastor & Founder Paul B. Mitchell
1848 Linden Boulevard, Brooklyn, NY
11207
The Church of the Holy Redeemer
(Congregation of the Evangelical
Lutheran Church in America)
Rev. Stephen G. Marsh, Pastor
2424 Linden Boulevard, Brooklyn, NY
(718) 272-9300
Christian Cultural Center of New York
Pastor and founders: Dr. A.R. Bernard,
Rev. Karen Bernard
12020 Flatlands Avenue, Brooklyn, NY
11207
(718) 306-1000 Fax: (718) 306-1091
www.clc.org
East End Baptist Church
Pastor Woody Proffitt
263 Van Siclen Avenue, Brooklyn, NY
(718) 385-0811
Greater New Beginning Baptist
Church
Pastor Earl B. Chester
303 East 98th Street
Brooklyn, NY 11212
718-342-0100
GNBBC303.com
Holy Trinity Russian Orthodox Church
Ministries
Bishop Clarence Keaton
Sephardic Jewish Center of Canarsie 872-874 Crescent Street, Brooklyn, NY
Rabbi Myron Rakowitz, 11208
9320 Flatlands Avenue, Brooklyn, NY www.trueworshipchurch.org
(718) 257-0400 Phone: (718) 485-9703
Southern Baptist Church
Reverend Clarence E. Williams, Pastor
820 Stanley Avenue, Brooklyn, NY
11207
(718) 272-4848
St. Laurence Roman Catholic Church
Very Rev. Edward R.P. Kane, VF-
Administrator
1020 Van Siclen Avenue, Brooklyn, NY
(718) 649-0545
St. Paul Community Baptist Church
Rev. David K. Brawley, Lead Pastor
859 Hendrix Street, Brooklyn, NY
(718)-257-1300
Starrett at Spring Creek Jewish Center
Congregation B’nai Israel
Rabbi Mordechai German
671 Louisiana Avenue Brooklyn, NY
(718) 642-8804

RECYCLE THIS!
(718) 272-8277 Father Chunov, presiding
www.CLCCMinistries.com 400 Glenmore Avenue, Brooklyn, NY
(718) 498-0518
Page 18 SPRING CREEK SUN May 15, 2020

Speaking of Health
you haven’t found a pain specialist
in your area who seems to care
about helping you.
Although the 1-10 pain scale is
who get the treatment; however,
because of HIPAA laws, they don’t
provide any referrals.
The treatments are very ex-

Off-the-Charts
Pain
BY KEITH ROACH, M.D.
DEAR DR. ROACH: Why is pain
measured by numbers? I have
severe pain, and doctors do not
know what to do when I say it is
an 11 on a scale of 1-10. My pain
can’t be measured by numbers. It
depends on the time of day, what
I have done during the day and
the weather.
I have arthritis in most of my
joints, specifically my spine and
hips. Having had five spine
surgeries, epidurals and hip
shots, I have pain every day.
There is not much more that can
be done but to take opioids. It can
be hard to make the decision
either to take an opioid and go
out shopping or for coffee feeling
like I am in a vacuum, or to go
out in pain.
There is no chronic pain
support group in my area, and no
one can understand how I feel,
even the professionals, unless
they have gone through it. So
when asked how I am, I say
“fine.” Other people don’t want to
hear about my pain.
Why is there not another way the
doctor can measure your pain? I
have given up everything I love to
do in life because of pain. There’s
no way to get “better” from pain.
Dr. Roach says: I am very sorry to
hear your story, as it is similar to
those I have heard before from
people with chronic pain due to
many different causes. It is
disappointing for me to hear that
thoroughly entrenched, it has its
flaws. The biggest one is that what
one person might consider a two,
another person might consider a
nine. I’ve seen people with
horrifying injuries gritting their
teeth and saying their pain is a 3
while other people claim their pain
from what seems to be a minor
condition is a 10 (I had one person
tell me the pain from getting his
blood pressure taken was a 10).
Because pain is subjective, there is
no way of standardizing what a
person means with their pain
rating. However, a 10 on a scale of
1-10 is supposed to be the worst
pain imaginable.
***
My father, 90, has neuropathy
in his feet and legs, and it is very
painful. He recently talked to a
clinic that is offering stem cell
treatment to relieve the pain. The
clinic says it helps 85% of those
pensive ($16,000), and results are
seen in six weeks to six months.
Are you familiar with this treat-
ment, and is it effective for most
people? Is this something you
can recommend?
Dr. Roach says: I also have seen
advertisements for stem cell
treatments for many conditions. For
neuropathy in particular, there are
no good studies that give an
estimate of effectiveness. It may be
the case that 85% of people treated
at the clinic report improvement.
But the risk of a placebo effect is
very high with this kind of pro-
cedure, and I could not recommend
stem cell treatments for neuropathy
without better information about
the risks, the benefits and how long
those benefits might last.
(c) 2020 North America Synd., Inc.;
All Rights Reserved

Five Tips on How to Combat Loneliness During Social Distancing

• Ask those you reach out to how
they’re really doing. How you
connect with those in your network
makes a significant difference in
how lonely you feel. People tend to
feel less lonely when connecting on
a deeper level. Cigna’s study found
that those who do not feel they
have close relationships that give
them emotional security and well-
being have an average loneliness
score of nearly 15 points higher
than those that do. When video
chatting with friends, ask them for
their most honest response when
you ask how they’re doing. Every-
one will likely feel better for it.
• Rethink working hours. We
spend approximately 90,000 hours
at work over our lifetime, so how we
spend that time will play an
important role in how we feel over-
all. Improving your work-life bal-
ance and connecting with col-
leagues can reduce loneliness. Your
employer may also benefit from you
feeling less lonely. Lonely em-
ployees are less productive, pro-
duce lower quality work and miss
more days of work. So, talk to your
boss about slight changes you can
make to how you spend your
working hours. This could help you
feel less lonely and benefit your
company.
Being unable to spend time with
others in-person will likely cause
many of us to feel lonely, but there
are ways to help lessen those
feelings during this challenging
time.
PHOTO SOURCE: (c) gorodenkoff /
iStock via Getty Images Plus

May is National Osteoporosis Month

(StatePoint) As a result of the
coronavirus pandemic, many peo-
ple are staying in their homes to
help prevent the spread of the
disease. Feeling lonely from time to
time is natural, but this unprece-
dented time of social distancing
could lead to increased loneliness.
There are some easy ways to feel
connected to others, even when you
aren’t seeing them in person.
Consider these tips from Dr. Doug
Nemecek, Cigna chief medical
officer for behavioral health.
• Use technology… but not too
much. Social media is a favorite
and easy way to stay connected to
family and friends, but too much
use can leave you feeling lonely.
Cigna’s 2020 U.S. Loneliness Index
found that 72 percent of very heavy
social media users identify them-
selves as lonely. Balance tech-
nology use with disconnecting and
taking time for yourself. Use real-
time interactions with others, like
video chats, to build meaningful
connections and limit time spent
passively scrolling social media.
Read a book, take a walk or do a
puzzle after screen time. It may
help you feel more connected when
you spend time online.
• Join a virtual club or group.
There are plenty of resources
available to find virtual book clubs,
craft communities or even fitness
challenges. You can start a new
hobby, learn a skill or find others
who are interested in the same
things as you, remotely. Once the
guidelines for social distancing are
lifted, you’ll have new friends you
can meet in person.
• Spend time outdoors. Simply
leaving your house to take a jog
around your neighborhood or to
walk your dog a few blocks could
improve your spirits, refreshing you
for the next time you virtually
connect with others.
(SPM Wire) May is National Osteoporosis Month, and a good
reminder of the importance of bone health.
Osteoporosis is a disease that results from bones losing their
density or mass, and can lead to painful broken bones and re-
duced mobility. Unfortunately, this condition is common. Studies
suggest that approximately one in two women and up to one in
four men age 50 and older will break a bone due to osteoporosis,
according to the National Osteoporosis Foundation.
Luckily, there are steps you can take to improve your bone health.
These include:
• Eating foods rich in calcium and vitamin D, such as dairy
products, salmon, dark leafy vegetables and oranges.
• Drinking alcohol and caffeinated beverages only in moderation.
Heavy drinking can lead to bone loss and caffeine may decrease
the body’s ability to absorb calcium.
• Engaging in exercises that promote good posture, strength,
flexibility and balance
May 15, 2020
Speaking of Health
Heading to the Hospital? Get Better.
Don’t Get a Blood Clot.
(StatePoint) Spending time in the
hospital can be a challenge, and the
last thing you need is another
setback on your road to recovery.
This is why it is so important to
know that being in the hospital —
particularly if you are dealing with
surgery, a physical trauma, or a
serious illness like cancer — places
you at increased risk for the
development of a deadly blood clot.
Each year, blood clots affect
about 900,000 people in the U.S.,
and about half of all blood clots
occur during a hospital stay or
within three months of a hospital
stay or surgery. Many blood clots
occurring during or after
hospitalization can be prevented,
but fewer than half of hospital
patients receive proper prevention
measures. This is why the Centers
for Disease Control and Prevention
and the National Blood Clot
Alliance advise that you have a
blood clot prevention plan when
headed to and home from the
hospital.
Your Blood Clot Prevention Plan
Follow these steps to help prevent
blood clots:
• Before entering the hospital,
discuss all of your risk factors with
your doctor, including your
personal and family history of blood
clots.
• Ask if you will need prevention
measures for blood clots while in
the hospital.
• Before leaving the hospital, ask
your doctor what to do at home to
SPRING CREEK SUN Page 19
prevent blood clots.
• Ask about the signs or symptoms
of a blood clot and what to do if you
experience them.
Signs and Symptoms of a Blood
Clot
Blood clots occur most often in
the legs or arms, and symptoms
include:
• Swelling
• Pain or tenderness
• Skin that may be warm to the
touch, red, or discolored
Blood clots in your legs or arms can
travel to your lungs, which can be
deadly. Symptoms of blood clots in
your lungs include:
• Difficulty breathing
• Chest pain that worsens with a
deep breath
• Coughing up blood
• Faster than normal or irregular
heartbeat
When released from the hospital
and you return home, follow all
instructions and take medications
as prescribed. Get up and move
around as often as possible. If
confined to bed or unable to move,
ask a family member or friend to
help you move. Seek immediate
medical attention if you experience
signs or symptoms.
After a hospital stay, protect
yourself. Understand your risk for
blood clots and pay attention to
signs and symptoms.
PHOTO SOURCE: (c) Syda
Productions / Shutterstock.com
 fUn
Un f
Page 20 SPRING CREEK SUN May 15, 2020

feaTures
eaTures

Answers on page 23
Diva
May 15, 2020 SPRING CREEK SUN Page 21

The Kitchen from France and England more

than 250 years ago. Native Ameri-
cans called the dish “chawder,”
which was interpreted as “chow-
der” by early settlers and fisher-
men in New England.
The original versions of the dish
consisted of a pot filled with a

Tap Your Inner

mixture of fresh fish, salt pork,
leftover hardened biscuits (which

Chef With DIY

Recipes
By Angela Shelf Medearis
What I have a4lways loved
about being an American is that
through it all, we somehow man-
age to keep the faith, persevere,
and stand together.
It used to be that going to the
grocery store was a routine and
mundane task. Now with the
COVID-19 pandemic, we all must
think differently about going out
to buy food and adjust the way
that we prepare favorite family
recipes based upon what is
available. This is where do-it-
yourself dinner recipes come in
handy.
Basically, a DIY dinner recipe is
about finding a way to retain the
flavors of the recipes you love
while using the ingredients that
you have on hand. If you have
always wanted to free yourself
from the restraints of a recipe,
now is the time to do it! Think of
the current lack of ingredients as
permission to tap into your inner
chef.
To ease into creating your own
DIY dinner recipes, start with
making a pot of chowder. No one
really knows the origin of the term
“chowder,” but whether it came
from French, Caribbean, Portu-
guese or Brazilian cooks, the basic
meaning is connected to the large
pot that the meal is cooked in.
Chowders were introduced to
were used as a thickener), onions,
water and whatever spices were
available. A chowder is a delicious
way to use the ingredients you
have on hand to create a meal that
does not require extensive prep or
simmering for hours.
My recipe for Seafood and Sweet
Corn Chowder uses the basic
techniques for making a chowder,
but is designed to accommodate
the need to vary ingredients based
upon what you have on hand or
what you can purchase at the
store.
Whether you decide to make a
seafood or vegetarian chowder,
feel free to create your own version
of this DIY dinner.
SEAFOOD AND SWEET CORN
CHOWDER
If you don’t have all the vege-
tables, seafood or spices on hand,
omit or substitute the ingredient
with what you do have. This
chowder will still be delicious
without it!
3 tablespoons butter or vegetable
oil
1/2 cup (about l large stalk)
chopped celery
1/2 medium onion, chopped
1/2 green bell pepper, seeded and
chopped
2 garlic cloves, minced or 1/2
tablespoon granulated garlic
powder
1 1/2 teaspoons salt
1 1/2 teaspoon ground black
pepper
3/4 teaspoon dried dill or tar-
ragon, or 1 tablespoon dill pickle
juice
red pepper flakes
2 cups chicken broth, seafood
stock, clam juice, bouillon fish
base or water
1 to 2 large Russet potatoes, or 3
red skin or Yukon Gold potatoes
cut into 2-inch cubes, about 2 to 3
cups
2 large carrots, chopped
2 cups frozen corn, thawed, or 1
(15-ounce) can whole kernel or
cream-style corn, or 6 ears sweet
corn, husk and silk removed, or
frozen corn on the cob, thawed
with kernels cut from the cobb
2 cups heavy cream, half and half,
whole milk or 2 (14-ounce) cans
evaporated milk
1 3/4 to 2 cups fully cooked,
skinless salmon chunks, or 1 can
(14 3/4 ounces) salmon, drained,
flaked, bones and skin removed,
or 1 to 2 cups fresh or frozen
peeled and deveined shrimp,
cooked peeled and deveined
shrimp, or cooked crab meat
(checked for pieces of shell) or a
combination of the seafood
equaling 1 3/4 to 2 cups.
placed over medium heat. Add in
the celery, onion, green bell
pepper, garlic or garlic powder,
and 1/2 teaspoon of the salt and
pepper, dill, tarragon or dill pickle
juice, and the cayenne pepper or
red pepper flakes. Sauté, stirring
occasionally until the vegetables
are tender, about 4 to 5 minutes.
2. Stir in the broth, stock, juice or
water, potatoes, carrots and the
remaining teaspoon of the salt and
pepper. Cover and bring the
chowder to a boil.
3. Reduce heat to low; stir the
mixture, cover and simmer for 40
minutes or until the vegetables
are nearly tender. Stir in the corn,
cream or milk, and the salmon,
shrimp or cooked crab meat (or a
combination of seafood). Simmer
on low heat for 10 to 15 minutes
or until heated through.
4. Garnish with lemon wedges,
chopped parsley or green onions.
Serve with toasted French bread
or crackers. Serves 6.
Photo Credit: Depositphotos

Recipes
North America by immigrants 1/8 teaspoon cayenne pepper or
1. Place the butter or oil into a (c) 2020 King Features Synd., Inc.,
large saucepan or Dutch oven and Angela Shelf Medearis

2 cups of torn leaf lettuce (romaine, spring mix or spinich work

great)
1 cups of tomatoes cut in wedges (cherry or roma tomatoes work
well)
1 cup of cubed chicken (about 1 chicken breast)
Refreshing Cilantro Directions
Chicken Salad 1. In a jar with a tight-fitting lid (a canning jar
works best), combine the oil, lime juice,
cilantro, cumin, salt and red pepper flakes. Do
BY BARBARA KAVORKIAN a dance and shake the jar well.
2. In a bowl, combine the lettuce, chicken and
Cook time: 10 Min tomatoes. Drizzle with dressing and toss to
Prep time: 10 Min  coat. You can add extra cilantro if you wish on
Serves: 2 top. Refrigerate any excess dressing. I have also
used some of this to marinate the chicken in a
Ingredients separate bowl or container prior to cooking.
1/3 cups of olive or vegetable oil Turned out very well.
2 Tbsp lime juice
2 Tbsp minced fresh cilantro Last Step: Don’t forget to share!
1/4 tsp ground cumin
1/4 tsp salt
1/8 tsp crushed red pepper flakes
Page 22 SPRING CREEK SUN May 15, 2020

KOVELS ANTIQUES AND

Q: I have a tall, white pitcher with daisies painted on it and gold trim.
It’s marked “Bel-Terr China, U.S.A., 22 Kt. Gold.” I’d like to sell it.
What is it worth?

COLLECTING
A: Bel-Terr China was founded in 1961 by Belden and Terry Ham in East
Palestine, Ohio. The company is no longer in business. Bel-Terr pitchers,
about 8 inches tall, sell for under $20.
***
TIP: Civil War re-enactors have been warned that some old medical

Heart & Crown Chair

instruments could still carry germs or viruses that are infectious. Be very
careful when handling any old medical items. They should be carefully
disinfected.
BY TERRY AND KIM KOVEL For more collecting news, tips and resources, visit www.Kovels.com
Several rare “Heart and Crown” side chairs were (c) 2020 King Features Synd., Inc.
sold at a Skinner auction in Massachusetts. The high-
back chair featuring molded bannisters, turned legs
and a rush seat is part of an old tradition. Furniture ARIES (March 21
makers in Connecticut created this style and used it to April 19) You
from about 1740 to 1770. It was an interpretation of might be a bit
the expensive Philadelphia and Boston chairs made at shaken by a
the time. Instead of the curved crest of the formal city friend’s request.
chairs, the top of the back was made with a cut-out But before the
heart and a crown-shaped crest. Almost all of the Lamb leaps to
Heart and Crown chairs were painted black or dark conclusions, insist on a full
FOR THE WEEK OF MAY 18, 2020 explanation. You still might say
brown, and all had the rush seat. An auctioned chair, This $9,000 Heart
44 3/4 inches high and attributed to Andrew Durand and Crown chair no, but at least you’ll know
of Milford, Connecticut, is painted black and has the has a carved what you’re saying no to.
characteristic banisters and turnings. It auctioned crest with the
several years ago for $9,000, which was three times correct heart- TAURUS (April 20 to May 20) Seeing red over those nasty
the estimate. remarks by someone with an ax to grind? Of course you are. So
shaped hole and get out there and give your supporters the facts they need to get
Q: I have a two-bladed pocketknife I think is quite a curved, crown-
old. It’s marked “Solingen, Germany” on one side like top. The style, the truth out.
of the blade and “Arnex, stainless” on the other popular for only
side. Both side panels are embossed with three about 30 years, is GEMINI (May 21 to June 20) A changing situation should get you
heads of racehorses, horseshoes and riding crops. prized by to reassess your vacation plans and make any adjustments as
My late wife worked for a horse farm owner who collectors of soon as possible. And don’t fret — the change most likely will turn
gave it to her for me. Is it worth keeping? out for the better.
18th-century
A: Solingen, Germany, is known as the “City of American
Blades.” It has been the center of knife-making in furniture. CANCER (June 21 to July 22) Don’t put off dealing with any
Germany since the Middle Ages and home to several negative feelings that might be left over from a recent
manufacturers of knives, swords and cutlery. Arnex was in business in confrontation. The sooner all is resolved, the sooner you can
Solingen from about 1920 to 1940. Some pocketknives made by Arnex have move forward with fewer complications.
handles decorated with animals, sports, trains, zeppelins and other
themes. The value of your pocketknife is under $25. LEO (July 23 to August 22) Leos and Leonas might feel the
*** urge to redecorate their dens, and that can turn into a good
opportunity to strengthen family ties by putting the whole pride to
work to make it happen.

VIRGO (August 23 to September 22) Look for the most

efficient way to get a job done quickly and well. Taking more
time than you need to make it look more challenging is a short-
sighted move you might regret later on.

LIBRA (September 23 to October 22) A pesky problem should

be dealt with immediately so you can put your time and effort
into something more important. Someone from your past could
have significant news for you.

SCORPIO (October 23 to November 21) A

workplace situation becomes a lot more bothersome than
you’d expected. Be careful not to be pulled into all that anger.
Look for support among others who also want to
avoid trouble.

SAGITTARIUS (November 22 to December 21) Cheer up,

lonely lovers, wherever you are. Just when you thought you’d
been deleted from Cupid’s database, the chubby cherub proves
that’s just not so. Congratulations.

CAPRICORN (December 22 to January 19) A casual

relationship could take a more serious turn. Are you ready for it?
Your stars say you are. Paired Sea Goats also will find a
renewed richness in their relationships.

AQUARIUS (January 20 to February 18) Meeting

a collaborator with new ideas seems to be a dream come true.
But for both your sakes, be sure all your legal i’s are dotted and
t’s are crossed before you start working together.

PISCES (February 19 to March 21) A romantic

overture flatters the usually unflappable Fish. But since it’s a
sincere from-the-heart gesture, go ahead and enjoy it. A minor
health problem responds well to treatment.

BORN THIS WEEK: You have the warm heart of a Taurean and the
sensitivity of a Gemini. You would make a wonderful leader. So go ahead: Run
for office.
May 15, 2020 SPRING CREEK SUN Page 23

THE SPRING CREEK SUN

B usiness Page 718-642-2 718
Avoiding Credit Card Debt Fun Features Answers
continued on page 11
contacting a credit bureau to
freeze your credit. You can even
freeze your credit via smartphone
apps. You can always deactivate
the freeze when you truly need to
use credit for a big purchase or in
an emergency.
7. Delete your saved credit card
information from accounts with
merchants such as iTunes or
Amazon. Taking the time to enter Dear Spring Creek Towers Community,
payment information manually
means more time to consider a
I hope you and your staff are staying healthy and managing with this constantly
changing situation. In accordance with the DCA's recommendation, at this point, we are
purchase before completing your only providing phone counseling. We will not travel to our part-time sites and provide
order, which can reduce the
services in person.

likelihood of overspending. The DCA has established a new process on its website (nyc.gov/talkmoney) to enable
8. Consider keeping your credit new and return clients to schedule phone sessions. We are eager to provide services to
cards in a secure location that is
all clients in this way, and we know given the financial hardships that have already been

not your wallet. If you do not

felt, our services will be increasingly important.

carry your credit cards around We will also be offering webinars on topics like Student Loans, How to Respond to
with you, you are less likely to
Market Changes, How to Borrow from Your Retirement Savings.

use them. To schedule a phone session all clients should sign up at the DCA/OFE portal:
A Certified Financial Planner nyc.gov/talkmoney
(CFP) professional can help you
manage your spending without
accumulating credit card debt. To
Sincerely,

find a CFP professional near you, The Financial Empowerment Center

visit www.letsmakeaplan.org.
By sticking with a budget and For more information:
staying on top of bill payments,
Visit nyc.gov/dca and search “Financial Empowerment Centers.”

you can avoid the stress and

financial consequences of credit
card debt.
PHOTO SOURCE: (c) Nattakorn
Maneerat / iStock via Getty
Images Plus

Read The
Spring Creek Sun
Online
Page 24 SPRING CREEK SUN May 15, 2020

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