Beruflich Dokumente
Kultur Dokumente
II Bagi hasil untuk Investor Dana Investasi Tidak Terikat -/- (Revenue 39,461 19,336 - -
sharing distributed for investor of unrestricted investment fund -/-)
1. Pihak ketiga bukan bank (Third parties non - bank) 36,221 18,035 - -
a. Tabungan Mudharabah (Mudharabah saving account) 822 274 - -
b. Deposito Mudharabah (Mudharabah Time deposits) 35,399 17,761 - -
c. Lainnya (Others) - - - -
2. Bank Indonesia (Bank Indonesia) - - - -
a. FPJP Syariah (Sharia short term funding facility (FPJPS)) - - - -
b. Lainnya (Others) - - - -
3. Bank-bank lain di Indonesia dan diluar Indonesia (Others bank in and 3,240 1,301 - -
outside Indonesia )
a. Tabungan Mudharabah (Mudharabah saving account) - - - -
b. Deposito Mudharabah (Mudharabah Time deposits) 1,326 1,162 - -
c. Sertifikat Investasi Mudharabah Antarbank (Mudharabah Interbank 1,914 139 - -
Investment certificate)
d. Lainnya (Others) - - - -
III. Pendapatan Operasional setelah distribusi bagi hasil untuk Investor Dana 44,029 49,534 - -
Investasi Tidak Terikat ( I - II ) (Operating Income after revenue
sharing distributed For Investor of unrestricted investment fund ( I -
II ))
IV Beban (pendapatan) penyisihan penghapusan aktiva (Expense (income) of 4,391 6,174 - -
provision for asset possible losses)
V. Beban (pendapatan) estimasi kerugian komitmen dan kontinjensi (Expense - - - -
(income) for estimated losses of commitment and contingencies)
VI. Beban Operasional lainnya (Others Operating expense) 34,308 16,633 - -
A. Beban Bonus titipan wadiah (Wadiah consignment bonuses expense) 226 195 - -
B. Beban administrasi dan umum (General and administration expense) 8,735 6,313 - -
C. Biaya personalia (Salaries and employee benefit) 24,086 9,402 - -
D. Beban penurunan nilai surat berharga (Securities value reduction - - - -
expense)
E. Beban transaksi valuta asing (Foreign exchange transaction expense) - - - -
F. Beban promosi (Promotion expense) 146 199 - -
G. Beban lainnya (Others expense) 1,115 524 - -
VII. Laba (Rugi) Operasional (III - (IV+V+VI)) (Operating profit (loss)) 5,330 26,727 - -
PENDAPATAN DAN BEBAN NON OPERASIONAL (NON OPERATING INCOME AND EXPENSE) - - - -
VIII. Pendapatan Non Operasional 2) (Non operating income 2)) 5,125 130 - -
(Dalam Jutaan Rupiah/In Million IDR)
KONSOLIDASI
BANK
NO. POS-POS (ACCOUNTS) (CONSOLIDATION)
DES 2012 DES 2011 DES 2012 DES 2011
IX. Beban Non Operasional 3) (Non operating expense 3)) 61 45 - -
X. Laba (Rugi) Non Operasional (VIII - IX) (Non operating proft (loss) (VI 5,064 85 - -
- VII))
XI. Laba (Rugi) Tahun Berjalan (VII + X) (Current year profit (loss) (V + 10,394 26,812 - -
VIII))
XII. Taksiran Pajak Penghasilan (Estimated income tax) 230 6,253 - -
XIII. Jumlah Laba (Rugi) 4) (Profit (Loss) 4)) 10,164 20,559 - -
XIV. Hak Minoritas -/- (XIV.Minority Interest -/-) - - - -
XV. Saldo Laba(Rugi) Awal Tahun (ear started profit (loss) balance) - - - -
XVI. Dividen (Dividen) - - - -
XVII Lainnya (Others) - - - -
XVIII Saldo Laba(rugi) Akhir Periode (Year ended profit (loss) balance) 10,164 20,559 - -
XIX Laba Bersih Per Saham (XIX.Earning per share *)) - - - -
PT BANK VICTORIA SYARIAH
LAPORAN KOMITMEN, KONTIJENSI, TRANSAKSI VALAS DAN DERIVATIF
(COMMITMENT, CONTINGENCIES, FOREIGN EXCHANGE AND DERIVATIVE STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)
NO. POS POS (Accounts) Lancar DPK (Special K. Lancar Diragukan Macet Jumlah
(Current) Mention) (Sub Standar) (Doubtful) (Loss) (Total)
- -
A. Pihak Terkait (Related Parties) 2,632 - - 2,632
1. Penempatan pada Bank Lain (Placement to other banks) - - - - - -
2. Penempatan pada Bank Indonesia (Placements to Bank Indonesia) - - - - - -
3. Surat-surat Berharga Syariah (Sharia's Securities) - - - - - -
4. Piutang (Receivables) 2,523 2,523
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) 2,523 2,523
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) 2,523 - - - - 2,523
5. Pembiayaan kepada Pihak ketiga (Financing) : - - - - - -
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) - - - - - -
6. Penyertaan pada pihak ketiga (Equity participation to third party) - - - - - -
a. Pada perusahaan keuangan non bank (Non bank financial corporation) - - - - - -
b. Dalam rangka restrukturisasi pembiayaan (Lainnya) (In term of - - - - - -
restructured financing (Others) )
7. Ijarah (Ijarah) 109 - - - - 109
8. Tagihan Lain kepada pihak ketiga (Others receivables to third party) - - - - - -
9. Komitmen dan Kontinjensi kepada pihak ketiga (Commitment and - - - - - -
contingencies to third party)
B. B. Pihak Tidak Terkait (B.Not Related Parties) 884,410 12,748 10,176 5,048 87 912,469
1. Penempatan pada Bank Lain (Placement to other banks) 23,390 - - - - 23,390
2. Penempatan pada Bank Indonesia (Placements to Bank Indonesia) 212,128 - - - - 212,128
3. Surat-surat Berharga Syariah (Sharia's Securities) 202,653 - - - - 202,653
4. Piutang (Receivables) 366,326 12,748 10,176 5,048 394,298
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) 5,910 185 - 4,798 - 10,893
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) 5,910 185 - 4,798 - 10,893
d. Non-properti (Non-property) 360,416 12,563 10,176 250 383,405
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) 360,416 12,563 10,176 250 - 383,405
5. Pembiayaan kepada Pihak ketiga (Financing) : 79,562 - - - - 79,562
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) 9,116 - - - - 9,116
i. direstrukturisasi (restructured ) 9,116 - - - - 9,116
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) 70,446 - - - - 70,446
i. direstrukturisasi (restructured ) - - - - -
ii. tidak direstrukturisasi (not restructured) 70,446 - - - - 70,446
6. Penyertaan pada pihak ketiga (Equity participation to third party) 29 - - - 31 60
a. Pada perusahaan keuangan non bank (Non bank financial corporation) 29 - - - 31 60
b. Dalam rangka restrukturisasi pembiayaan (Lainnya) (In term of - - - - - -
restructured financing (Others) )
7. Ijarah (Ijarah) 322 - - - - 322
8. Tagihan Lain kepada pihak ketiga (Others receivables to third party) - - - - 56 56
9. Komitmen dan Kontinjensi kepada pihak ketiga (Commitment and - - - - - -
contingencies to third party)
JUMLAH (TOTAL) 887,042 12,748 10,176 5,048 87 915,101
10. PPAP yang wajib dibentuk (Allowance for Earning Asset Possible Losses 5,552 637 297 2,524 1,395 10,405
(PPAP) should be formed)
11. PPAP yang telah dibentuk (Allowance for Earning Asset Possible Losses 5,552 637 550 2,524 1,395 10,658
(PPAP) has been formed)
12. Total Asset bank yang dijaminkan (Total bank's asset pledged as collateral) - - - - - -
a. Pada Bank Indonesia (To Bank Indonesia) - - - - - -
b. Pada Pihak lain (To other party) - - - - - -
13. Persentase KUK terhadap total piutang dan pembiayaan (Percentage - - - - - -
small business credit (KUK) to total receivables and financing)
14. Persentase Jumlah Debitur KUK terhadap Total Debitur (Percentage - - - - - -
debtor/customer of KUK to total debtor/customer )
15. Persentase UMKM terhadap total piutang dan pembiayaan (Percentage - - - - - -
micro,small and medium business (UMKM) to total receivables and
financing )
16. Persentase Jumlah Debitur UMKM terhadap Total Debitur (Percentage - - - - - -
debtor/customer of UMKM to total debtor/customer )
PT BANK VICTORIA SYARIAH
LAPORAN KUALITAS AKTIVA PRODUKTIF DAN INFORMASI LAINNYA
(QUALITY EARNING ASSETS OTHER INFORMATION STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011) (Dalam Jutaan Rupiah/In Million IDR)
Desember 2011
NO. POS POS (Accounts) Lancar DPK (Special K. Lancar Diragukan Macet Jumlah
(Current) Mention) (Sub Standar) (Doubtful) (Loss) (Total)
- - - -
A. Pihak Terkait (Related Parties) 3,238 3,238
1. Penempatan pada Bank Lain (Placement to other banks) - - - - - -
2. Penempatan pada Bank Indonesia (Placements to Bank Indonesia) - - - - - -
3. Surat-surat Berharga Syariah (Sharia's Securities) - - - - - -
4. Piutang (Receivables) 3,238 3,238
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) 3,238 3,238
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) 3,238 - - - - 3,238
5. Pembiayaan kepada Pihak ketiga (Financing) : - - - - - -
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) - - - - - -
6. Penyertaan pada pihak ketiga (Equity participation to third party) - - - - - -
a. Pada perusahaan keuangan non bank (Non bank financial corporation) - - - - - -
b. Dalam rangka restrukturisasi pembiayaan (Lainnya) (In term of - - - - - -
restructured financing (Others) )
7. Ijarah (Ijarah) - - - - - -
8. Tagihan Lain kepada pihak ketiga (Others receivables to third party) - - - - - -
9. Komitmen dan Kontinjensi kepada pihak ketiga (Commitment and - - - - - -
contingencies to third party)
B. B. Pihak Tidak Terkait (B.Not Related Parties) 614,501 37 5,202 - 106 619,846
1. Penempatan pada Bank Lain (Placement to other banks) 122,229 - - - - 122,229
2. Penempatan pada Bank Indonesia (Placements to Bank Indonesia) 164,964 - - - - 164,964
3. Surat-surat Berharga Syariah (Sharia's Securities) 121,459 - - - - 121,459
4. Piutang (Receivables) 187,053 37 5,202 - - 192,292
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - -
c. Properti (Property) 10,291 - - - - 10,291
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) 10,291 - - - - 10,291
d. Non-properti (Non-property) 176,762 37 5,202 - - 182,001
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (not restructured) 176,762 37 5,202 - - 182,001
5. Pembiayaan kepada Pihak ketiga (Financing) : 18,428 - - - - 18,428
a. KUK (KUK) - - - - - -
b. Non-KUK (Non-KUK) - - - - - -
c. Properti (Property) - - - - - -
i. direstrukturisasi (restructured ) - - - - - -
ii. tidak direstrukturisasi (.not restructured) - - - - - -
d. Non-properti (Non-property) 18,428 - - - - 18,428
i. direstrukturisasi (restructured ) - - - -
ii. tidak direstrukturisasi (not restructured) 18,428 - - - - 18,428
6. Penyertaan pada pihak ketiga (Equity participation to third party) 29 - - - 31 60
a. Pada perusahaan keuangan non bank (Non bank financial corporation) 29 - - - 31 60
b. Dalam rangka restrukturisasi pembiayaan (Lainnya) (In term of - - - - - -
restructured financing (Others) )
7. Ijarah (Ijarah) 323 - - - - 323
8. Tagihan Lain kepada pihak ketiga (Others receivables to third party) - - - - 75 75
9. Komitmen dan Kontinjensi kepada pihak ketiga (Commitment and 16 - - - - 16
contingencies to third party)
JUMLAH (TOTAL) 617,739 37 5,202 - 106 623,084
10. PPAP yang wajib dibentuk (Allowance for Earning Asset Possible Losses 3,485 2 7 - 106 3,600
(PPAP) should be formed)
11. PPAP yang telah dibentuk (Allowance for Earning Asset Possible Losses 3,815 2 1,040 - 102 4,959
(PPAP) has been formed)
12. Total Asset bank yang dijaminkan (Total bank's asset pledged as collateral) - - - - - -
a. Pada Bank Indonesia (To Bank Indonesia) - - - - - -
b. Pada Pihak lain (To other party) - - - - - -
13. Persentase KUK terhadap total piutang dan pembiayaan (Percentage - - - - - -
small business credit (KUK) to total receivables and financing)
14. Persentase Jumlah Debitur KUK terhadap Total Debitur (Percentage - - - - - -
debtor/customer of KUK to total debtor/customer )
15. Persentase UMKM terhadap total piutang dan pembiayaan (Percentage - - - - - -
micro,small and medium business (UMKM) to total receivables and
financing )
16. Persentase Jumlah Debitur UMKM terhadap Total Debitur (Percentage - - - - - -
debtor/customer of UMKM to total debtor/customer )
PT BANK VICTORIA SYARIAH
PERHITUNGAN KEWAJIBAN PENYEDIAAN MODAL MINIMUM (KPMM)
(CAPITAL ADEQUACY RATIO CALCULATION)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)
II. TOTAL MODAL INTI DAN MODAL PELENGKAP (A+B) (TOTAL CORE CAPITAL AND 154,319 135,845 - -
SUPPLEMENTARY CAPITAL (A + B))
III. TOTAL MODAL INTI, MODAL PELENGKAP, DAN MODAL PELENGKAP TAMBAHAN (TOTAL 154,319 135,845 - -
CORE CAPITAL, SUPPLEMENTARY CAPITAL, AND ADDITIONAL SUPPLEMENTARY
CAPITAL (A + B+ C))
IV. PENYERTAAN (-/-) (EQUITY PARTICIPATION (-/-)) 60 60 - -
V. TOTAL MODAL UNTUK RISIKO KREDIT (II - IV) (TOTAL CAPITAL FOR CREDIT 154,259 135,785 - -
RISK (II-IV))
VI. TOTAL MODAL UNTUK RISIKO KREDIT DAN RISIKO PASAR (III - IV) (TOTAL 154,259 135,785 - -
CAPITAL FOR CREDIT RISK AND MARKET RISK (III-IV))
VII. AKTIVA TERTIMBANG MENURUT RISIKO (ATMR) KREDIT (RISK WEIGHTED ASSET 549,306 300,408 - -
(RWA) FOR DREDIT RISK)
VIII AKTIVA TERTIMBANG MENURUT RISIKO PASAR (RISK WEIGHTED ASSET (RWA) FOR - -
. MARKET RISK)
IX. AKTIVA TERTIMBANG MENURUT RISIKO KREDIT DAN RISIKO PASAR (RISK WEIGHTED 549,306 300,408 - -
ASSET (RWA) FOR DREDIT RISK AND MARKET RISK)
X. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM YANG TERSEDIA UNTUK RISIKO 28.08 45.20 - -
KREDIT (V : VII) (CAPITAL ADEQUACY RATIO FOR CREDIT RISK (V : VII)
XI. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM YANG TERSEDIA UNTUK RISIKO 28.08 45.20 - -
KREDIT DAN RISIKO PASAR (VI : IX) (CAPITAL ADEQUACY RATIO FOR CREDIT
RISK AND MARKET RISK (VI : IX)
XII. RASIO KEWAJIBAN PENYEDIAAN MODAL MINIMUM YANG DIWAJIBKAN (CAPITAL 8.00 8.00 - -
ADEQUACY RATIO REQUIRED)
PT BANK VICTORIA SYARIAH
PERHITUNGAN RASIO KEUANGAN (FINANCIAL RATIO CALCULATIONS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)
(Dalam Persen/Percent)
BANK
NO. POS-POS (ACCOUNTS)
DES 2012 DES 2011
I Permodalan (Capital)
IV Likuiditas (Liquidity)
1. Sumber Dana Qardh pada awal periode (Period started sources of fund) 133 -
b. Denda (Penalty) - 64
e. Lainnya (Others) 34 -
a. Pinjaman (Loan) 29 -
c. Lainnya (Others) - -
4. Kenaikan (penurunan) sumber atas penggunaan (Increase (decrease) sources over uses of fund) (40) 136
5. Sumber Dana Qardh pada akhir periode (Periode ended sources of fund) 93 136
PT BANK VICTORIA SYARIAH
LAPORAN PERUBAHAN DANA INVESTASI TERIKAT (CHANGES IN INVESTMENT FUNDS TIED STATEMENTS)
Per Desember 2012 dan 2011 (As at December, 2012 and 2011)
JENIS PENGHIMPUNAN Pendapatan Yang Indikasi Rate Of Jumlah Bonus Dan Bagi
NO. Saldo Rata-rata Harus Dibagi Hasil Return Nisbah Hasil
(TYPE OF FUND)
(Average Balance) (Revenue Should be (Indicative Rate of (Ratio) (Amount of Bonuses
Shared Outcome) Return) and Profit Sharing)
a. Bank (Bank) - - - - -
b. Non Bank (Non-bank) - - - - -
2. Tabungan Mudharabah (Mudharabah saving account) - - - - -
a. Bank (Bank) - - - - -
b. Non Bank (Non-bank) - - - - -
3. Deposito Mudharabah (Mudharabah time deposit) - - - - -
a. Bank (Bank) - - - - -
- 1 Bulan ( - 1 Month) - - - - -
- 3 Bulan ( - 3 Months) - - - - -
- 6 Bulan ( - 6 Months) - - - - -
- 12 Bulan ( - 12 Months) - - - - -
b. Non Bank (Non-bank) - - - - -
- 1 Bulan ( - 1 Month) - - - - -
- 3 Bulan ( - 3 Months) - - - - -
- 6 Bulan ( - 6 Months) - - - - -
- 12 Bulan ( - 12 Months) - - - - -
TOTAL (TOTAL) - - - - -