E.F.T.

FLOW CHART & HOW IT WORKS BEHIND THE SCENES

(A). CREATE E.F.T. CERTIFIED TENDER WITH STATEMENT >>> E.F.T. Received w/o recourse >>> then SUBMITTED (not deposited but discharged) to vendor bank
(B.) E.F.T. SUBMITTED VIA BANK TO Automatic Clearing House for immediate processing (A.C.H). >>> Bank may forward to F.D.I.C. Or create Charge Back Order
(C.) Federal Reserve (a private corporation/not public) receives item (B.) and simultaneously forwards funding credit to BANK as per chart below.
ALL BANKS DO THIS Without your knowledge or permission – read carefully

You can now CREATE an

USC- HJR 192

June 6th 1933
& FDIC Regs
Electronic Fund Transfer
Which allows you
To DISCHARGE ONLY
VERIIFIABLE
EXISTING DEBT

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DISCLAIMER: This flier is not to be misconstrued as a prospectus or a solicitation See FDIC regulations: 15 USC-78c and 15 USC 1692e
for funds in any way shape or form. This flier is for educational purposes only.
Name:________________________
Phone:________________________ BANK -TO- BANK

$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$
E.
Items needed: ____Closed Checking Account Info.
____ Statements of items to discharge
ELECTRONIC
Items to discharge:
Mortgage #1a:....................................... ____________
Mortgage #1b........................................ ____________
Home #1 resale value _____________

F.
Home #1 Total Owed ______________
__amount “Up-side down” __________
2nd home Mortgage #2a......................... ____________
FUND
2nd home Mortgage #2b......................... ____________
Home #2 resale value _____________

T.
Home #2 Total Owed ______________
__amount “Up-side down” __________
TRANSFER
Personal loan #1 @ ______________ amt:_________
Personal loan #2 @______________ amt:_________
Personal loan #3 @_______________amt:_________

Medical #1 @ ___________________ amt _________

Medical #2 @ ___________________ amt _________
Medical #3 @ ___________________ amt _________
Medical #4 @ ___________________ amt _________

Student Loans ___________________amt: _________

Merchant #1 @ __________________amt:_________
Merchant #1 @ __________________amt:_________
Merchant #1 @ __________________amt:_________

OTHER: @______________________amt:_________

TOTAL REFERENCED INDEBITNESS:

$___________
DISCLAIMER: This flier is not to be misconstrued as a prospectus or a solicitation
for funds in any way shape or form. This flier is for educational purposes only.