% of MONTHLY

STEP CATEGORY ITEM AMOUNT GROSS CHOICE

2 INCOME Annual Gross Wage $78,976 Record your career here
3 Monthly Gross Wage $6,581
4 Net Wage (monthly) $4,923

5 SAVINGS Monthly Savings Account $39 Record % here. Goal is at least 10%
6 Monthly Retirement $39 Record % here. Goal is at least 10%
7 Total Monthly Savings $77 1

8 MONTHLY MONEY Monthly Amount for Budget $4,846

9 COST OF LIVING Monthly Rent $585 9 Record your city here & # of people
10 Renter's Insurance $20 0
11 Cable/Satellite $27 0 Record Cable Type & # of people
Internet $13 0 # of people
Home Phone $7 0 # of people
Mobile Phone $75 1 Plan
Electricity/Gas $54 1 # of people
12 Total Cost of Living $780 12

13 TRANSPORTATION Public Transportation $0 0 Record which city's example you used here
14 Car Payment $600 9 Record the price of your car here
15 Car Insurance $164 2
16 Car Maintenance $100 2
17 Gas $158 2 Record your mileage plan here
18 Total Cost of Transportation $1,022 16

19 FOOD Groceries $259 4 Record which plan

20 Dining Out $180 3 Record which plan
21 Total Cost of Food $439 7

22 HEALTH Health Insurance $83 1

23 Dental Insurance $25 0
24 Eye Insurance $25 0
25 Haircut $15 0
26 Other Grooming/Hygiene $25 0
27 Gym Membership $58 1
28 Total Cost of Health $231 4

29 EDUCATION Student Loan $230 3 Record total amount of debt

DISCRETIONARY
30 SPENDING "Wants" $300 5

31 MONTHLY SPENDING Total Costs $3,002 46

If you have a deficit, go

back and review your
MONTHLY budget to find ways to
32 BALANCE Balance $1,844 28 balance your budget