Life Insurance Corporation of India Product Name LIC's Jeevan Labh (T-936) Date of Illustration 11/03/2020

Basic Plan UIN 512N304V02 Policy Number (to be mentioned after issuance of policy) Benefit UID
Particulars Name (LP) RAVIO REDDY Agent Name Agent Code
Age at Entry 26 Policy Term 25 Prem. Paying Term 16 Prem. Pay Mode Monthly
Instalment Premium* (W/O GST) 1873 Annualised Premium* 22013 Sum Assured 500000 Death Sum Assured 500000
Note: GST rate shall be as applicable from time to time Policy Option Bonus Type Simple Revesrsionary and Final Additional Bonus
Instalment Premium With GST(First Year)/GST Rate 1957 / 4.50 Instalment Premium With GST(Second Year)/GST Rate 1915 / 2.25
How to read and understand this benefit illustration?
This benefit illustration is intended to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest i.e., 8% p.a. and 4% p.a.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business. If your policy offers guaranteed benefits then these
will be clearly marked guaranteed in the illustration table on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future investment returns, of
8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits of what you might get back, as the value of your policy is dependent on a number of factors including
future investment performance.

Total Benefits (Including Guaranteed and Non-Guaranteed

Non Guaranteed Benefits Non Guaranteed Benefits)
Guaranteed Benefits
@ 4% p.a. Benefits @ 8% p.a. Surrender
Maturity Benefit Death Benefit
Benefit
Total Total
Policy Maturity Maturity
Annualized Death Death
Year (End Benefit, Benefit, Total Total
premiums Benefit, Benefit,
of the incl. of incl. of Surren Surren
(Cumulative) Surrend incl. of incl. of
year) Maturity Reversionary Surrender Reversion Surrender Final Final der der
er Death Benefit Final Final
Benefit Bonus Benefit ary Bonus Benefit Additional Additional Benefit Benefit
Benefit Additional Additional
Bonus, if Bonus, if @ 4% @ 8%
Bonus, if Bonus, if
any, @ 4% any, @ 8% (3+7) (3+9)
any, @ 4% any, @ 8%
(5+6+FAB) (5+8+FAB)
(4+6+FAB) (4+8+FAB)
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
1 22,013 0.00 5,00,000 0.00 2,000 0.00 15,000 0.00 0.00 0.00 5,02,000 5,15,000 0.00 0.00
2 44,026 13,208 5,00,000 0.00 4,000 0.00 30,000 0.00 0.00 0.00 5,04,000 5,30,000 13,208 13,208
3 66,039 23,114 5,00,000 0.00 6,000 917 45,000 6,876 0.00 0.00 5,06,000 5,45,000 24,031 29,990
4 88,052 44,026 5,00,000 0.00 8,000 1,234 60,000 9,252 0.00 0.00 5,08,000 5,60,000 45,260 53,278
5 1,10,065 55,033 5,00,000 0.00 10,000 1,555 75,000 11,663 0.00 0.00 5,10,000 5,75,000 56,588 66,696
6 1,32,078 66,039 5,00,000 0.00 12,000 1,886 90,000 14,148 0.00 0.00 5,12,000 5,90,000 67,925 80,187
7 1,54,091 77,046 5,00,000 0.00 14,000 2,230 1,05,000 16,727 0.00 0.00 5,14,000 6,05,000 79,276 93,773
8 1,76,104 91,222 5,00,000 0.00 16,000 2,595 1,20,000 19,464 0.00 0.00 5,16,000 6,20,000 93,817 1,10,686
9 1,98,117 1,05,993 5,00,000 0.00 18,000 2,984 1,35,000 22,383 0.00 0.00 5,18,000 6,35,000 1,08,977 1,28,376
10 2,20,130 1,21,732 5,00,000 0.00 20,000 3,406 1,50,000 25,545 0.00 0.00 5,20,000 6,50,000 1,25,138 1,47,277
11 2,42,143 1,38,264 5,00,000 0.00 22,000 3,868 1,65,000 29,007 0.00 0.00 5,22,000 6,65,000 1,42,132 1,67,271
12 2,64,156 1,55,324 5,00,000 0.00 24,000 4,219 1,80,000 31,644 0.00 0.00 5,24,000 6,80,000 1,59,543 1,86,968
13 2,86,169 1,73,418 5,00,000 0.00 26,000 4,592 1,95,000 34,437 0.00 0.00 5,26,000 6,95,000 1,78,010 2,07,855
14 3,08,182 1,92,306 5,00,000 0.00 28,000 4,998 2,10,000 37,485 0.00 0.00 5,28,000 7,10,000 1,97,304 2,29,791
15 3,30,195 2,11,655 5,00,000 0.00 30,000 5,448 2,25,000 40,860 0.00 0.00 5,30,000 7,27,500 2,17,103 2,52,515
 16 3,52,208 2,32,105 5,00,000 0.00 32,000 5,952 2,40,000 44,640 0.00 0.00 5,32,000 7,42,500 2,38,057 2,76,745
17 3,52,208 2,38,093 5,00,000 0.00 34,000 6,521 2,55,000 48,909 0.00 0.00 5,34,000 7,60,000 2,44,614 2,87,002
18 3,52,208 2,44,432 5,00,000 0.00 36,000 7,175 2,70,000 53,811 0.00 0.00 5,36,000 7,77,500 2,51,607 2,98,243
19 3,52,208 2,50,772 5,00,000 0.00 38,000 7,923 2,85,000 59,423 0.00 0.00 5,38,000 7,95,000 2,58,695 3,10,195
20 3,52,208 2,56,760 5,00,000 0.00 40,000 8,796 3,00,000 65,970 0.00 0.00 5,40,000 8,12,500 2,65,556 3,22,730
21 3,52,208 2,63,099 5,00,000 0.00 42,000 9,820 3,15,000 73,647 0.00 0.00 5,42,000 8,30,000 2,72,919 3,36,746
22 3,52,208 2,69,439 5,00,000 0.00 44,000 11,022 3,30,000 82,665 0.00 0.00 5,44,000 8,52,500 2,80,461 3,52,104
23 3,52,208 2,75,427 5,00,000 0.00 46,000 12,448 3,45,000 93,357 0.00 0.00 5,46,000 8,75,000 2,87,875 3,68,784
24 3,52,208 3,16,987 5,00,000 0.00 48,000 14,400 3,60,000 1,08,000 0.00 0.00 5,48,000 8,97,500 3,31,387 4,24,987
25 3,52,208 3,16,987 5,00,000 5,00,000 50,000 17,500 3,75,000 1,31,250 5,50,000 9,25,000 5,50,000 9,25,000 3,34,487 4,48,237

Notes:
The main objective of the illustration is that the client is able to appreciate the features of the products and the flow of the benefit in different circumstances with some level of quantification.
This illustration is applicable to a standard (from medical, life style and occupation point of view) life.
1. It includes rider(s) premiums in respect of all the rider(s) opted by the proposer / policyholder at inception of the policy.
2. Annualized Premium excludes underwriting extra premium, frequency loadings on premiums, the premiums paid towards the riders, if any, and Goods & Service Tax. Refer Sales literature for explanation of terms
used in this illustration.
3. In any case the total death benefit at any time shall not be less than 105% of the total premiums paid (excluding GST, extra premium and rider premiums, if any).
4. Special surrender value may however be payable, if it is more favourable to the Policyholder.

I, ...................................................................... (name), have explained the premiums, and benefits under the I, ...................................................................... (name), having
product fully to the prospect / policyholder. received the information with respect to the above, have
understood the above statement before entering into the
Place: contract.
Date : Signature of Agent / Intermediary / Official

Date : Signature of Prospect / Policyholder