RS2736 - Pricing 2019 - FrontBook - FINAL - WITH NAVIGATION - 181128 PDF

2019 Pricing Brochure
All fees quoted are VAT inclusive and are effective from 1 January 2019 to 31 December 2019
CONTENTS
Everyday banking
• MobiMoney Welcome to our
• Nedbank Pay-as-you-use
• Ke Yona Bundle
handy pricing
• Savvy Plus brochure for 2019.
• Savvy Bundle Nedbank is committed to making its
Youth fee structures simple, transparent and
easy to understand.
• Nedbank 4me
• Unlocked.me Student Check whether you still have the right
amount for your individual needs.
Seniors
You can call us on 0860 555 111
• Optimum (office hours), where consultants
Credit cards are available to assist you with
fee-related questions.
Personal loans
Home loans It costs less to use online
Savings and investments

TIP and mobile channels like the
Nedbank Money app
• Investment fees
• N-5000
• Money Market Investment Account
Foreign exchange
CONTENTS
Everyday banking
MobiMoney
Everyday banking / MobiMoney
• MobiMoney
• Nedbank Pay-as-you-use Some of the cool things you can do Other great benefits:
• Ke Yona Bundle using Nedbank MobiMoney: • Zero monthly maintenance fee;
• Savvy Plus • Send and receive money; • No documents required; and
• Savvy Bundle • Buy airtime and electricity; • No need to carry cash.
• Deposit up to R4 000 for free; and
Youth • Pay DSTV account. What you need to apply?
• Nedbank 4me • A cellphone;
• Unlocked.me Student
Who qualifies? • Your name and surname; and
• Individuals over the age of 16 with • Your valid South African identity number.
Seniors a valid South African identity
document.
• Optimum
Fee per transaction

Credit cards
Buy prepaid airtime Free
Buy prepaid electricity Free
Personal loans
Send from one MobiMoney account to another MobiMoney account Free
Deposit at a Nedbank ATM Deposit up to R4000 FREE per month, thereafter R5,00 per
Home loans R100
Withdraw from a Nedbank ATM First withdrawal FREE per month, thereafter R10,00 per
Savings and investments withdrawal
Send money from a MobiMoney account to any cellphone (Send-iMali) R10,00
• Investment fees
Pay DSTV R5,00
• N-5000 Transaction limits
• Money Market Maximum funds held in Wallet anytime - R24 000

Investment Account Withdrawal daily limit R4 000
Payment daily limit R4 000
Foreign exchange Prepaid electricity daily limit R1 000
Prepaid airtime daily limit R1 000
Lotto daily limit R1 000
Send-iMali or MobiMoney daily limit R2 500
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and All fees quoted are VAT inclusive and are effective
registered credit provider in terms of the National Credit Act (NCRCP16). HOME from 1 January 2019 to 31 December 2019
CONTENTS
Everyday banking
Nedbank Pay-as-you-use Account
Everyday banking / Nedbank Pay-as-you-use
• MobiMoney
Each month, you get: R5,50
• Ke Yona Bundle per month
• Savvy Plus • free card swipes;
• Savvy Bundle • free internal debit and stop orders;
Youth • free cash withdrawals at participating retailer’s point-of-sale device(1); and

• Nedbank 4me • free interaccount transfers and balance enquiries at self-service(2) channels
(3)
Seniors Account maintenance fee R5,50 per month
Transaction fees
• Optimum
Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
save on bank fees /Money app (*120*001#)
Credit cards Deposits
Cash deposit - - R1,00 per R100 R25,00 + R2,00 per
Personal loans R100
Participating retailer’s point-of-sale - - R5,00 + R2,00 per -
device(1) R100
Home loans
Cheque deposit - - - R45,00 per deposit
Cash withdrawals
Savings and investments Participating retailer’s point-of-sale - - R2,00 -
• Investment fees device(1)
Nedbank ATM - - R7,00 -
• N-5000
Nedbank branch - - - R50,00 + R2,00 per
• Money Market R100
Investment Account Cheque encashment - - - R50,00 + R2,00 per
R100 in addition to
cheque service fees
Foreign exchange Another bank’s ATM - - R8,00 + R2,00 per -
R100
International ATM(5) - - R50,00 + R2,00 per -
R100
CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
• Ke Yona Bundle
Payments and transfers
• Savvy Plus Transfer between your own Nedbank Free Free Free R75,00
• Savvy Bundle accounts
To another Nedbank account R2,20 Free - R110,00
To an account at another bank R2,20 Free - R110,00
Youth
Instant-payment R40,00 - - -
• Nedbank 4me Send-iMali(6):
• Unlocked.me Student - R1 to R1000 R10,00 R10,00 - -
- R1000 to R2500 R14,00 R14,00 - -
Seniors Debit order (internal) Free - - -
• Optimum Debit order (external) R5,50 - - -

Stop order Free - - -
Stop-payment instruction - - - R60,00
Credit cards
Cheque service fee - - - R105,00
Bank-guaranteed cheque - - - R130,00
Personal loans
Bank’s own cheque - - - R130,00
Purchases & top-ups
Home loans
Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
electricity) at Nedbank
Savings and investments Prepaid top-up at another bank’s ATM - - R8,00 -
• Investment fees Lotto purchase R2,20 R2,20 - -
Notification fees
• N-5000
eNote SMS notifications R0,45 per SMS - - -
• Money Market Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Investment Account
- SMS R1,10 - - -
- Email R0,95 - - -
Foreign exchange - Fax R8,00 - - -
No funds alert R12,00 per SMS - - -
Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

registered credit provider in terms of the National Credit Act (NCRCP16). HOME
CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Balance enquiries
• Savvy Plus At Nedbank Free Free Free R7,00
• Savvy Bundle Another bank’s ATM - - R7,00 -
Transaction lists
Youth At Nedbank Free - R6,00 R15,00 per page
Statements
• Nedbank 4me
Per month Free - - R30,00
Current month (bank-certified)(7) - - One free per billing -
cycle, thereafter
R10,00
Seniors
Three months (bank-certified) - - R25,00 -
• Optimum Posted - - - R30,00
Declined transaction fees due to insufficient funds
Credit cards Nedbank ATM - - Free -
Point-of-sale device - - R8,60 -
Personal loans Another bank’s ATM - - R8,60 -
Dishonoured debit order R10,00 (Capped at - - -
Home loans four dishonoured
payments per year;
the fifth and the
Savings and investments subsequent ones in
the year will not be
• Investment fees charged for.)
Honouring fee per item R90,00 - - -
• N-5000
Disputed debit order fee
• Money Market At Nedbank R5,00 - - R5,00
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
Other service charges
• Nedbank Pay-as-you-use Overdraft facility fee(8) R43,00 per month
• Ke Yona Bundle Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Visa/Mastercard debit card service fee Free
• Savvy Plus
Cheque card service fee R175,00 per annum
• Savvy Bundle Garage debit card R175,00 per annum
Card replacement fee R135,00
Youth Request for copy of transaction voucher:
• Nedbank 4me - Local R150,00 per voucher
• Unlocked.me Student - International R150,00 per voucher

Post-dated cheque R100,00
Special clearance of a cheque deposited in a branch R120,00
Seniors
Chequebook (40 cheques) R85,00
• Optimum
Notes:
Credit cards
1. This fee applies at all stores where the cash-at-tillpoint service is offered.
Personal loans 2. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
Home loans 3. An additional monthly fee of R45,00 is applicable to non-resident clients.
Savings and investments 4. Exclusive of rates charged by network providers.
• Investment fees 5. An international currency conversion fee of 2% (based on the rand value of the transaction)
applies to ALL transactions performed outside South Africa. For example, if you swipe your
• N-5000 card overseas for the rand equivalent of R500, the fee will be R10,00.
• Money Market 6. Send money quickly and securely to any South African cellphone.
Investment Account
7. A billing cycle runs from the third-last business day of the month to the fourth-last business
Foreign exchange day of the following month. Your transaction list will reflect the fees for all transactions that
you performed in the previous billing cycle. In other words, you are billed one month in arrear.
8. Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.
CONTENTS
Everyday banking
Ke Yona Bundle Account
Everyday banking / Ke Yona Bundle Account
• MobiMoney
• Savvy Plus • unlimited card swipes;
• Savvy Bundle • unlimited internal debit and stop orders;
Youth • unlimited cash withdrawals at participating retailer’s point-of-sale device(1);

• Nedbank 4me • first 10 Nedbank transactions are included in the monthly fee:-These include Nedbank ATM
withdrawals (limited to 4), External debit orders, electronic payments on Online Banking /
• Unlocked.me Student Nedbank Money app, Balance enquiries at branch, cheque deposits, bank’s own cheque;
Seniors • cash deposits of up to R3000 a month at a Nedbank ATM;
• Optimum • unlimited prepaid top-ups (data, airtime and electricity) at self-service(2) channels; and
• R2 000 funeral cover.
Credit cards
Personal loans Account maintenance fee R58,00

(3)
per month
Out-of-bundle pay-as-you-use fees
Home loans Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
Savings and investments Deposits
• Investment fees Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• N-5000 Participating retailer’s point-of-sale - - R5,00 + R2,00 per -
device(1) R100
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - Unlimited -
• Savvy Bundle device(1)
Nedbank ATM - - R2,00 per R100 -
Youth Nedbank branch - - - R50,00 + R2,00 per

R100
• Nedbank 4me Another bank’s ATM - - R8,00 + R2,00 per -
R100
R100
Seniors Payments and transfers
• Optimum Transfer between your own Nedbank Unlimited Unlimited Unlimited R75,00
accounts
To another Nedbank account R8,10 Unlimited - R110,00
Credit cards To an account at another bank R8,10 Unlimited - R110,00
Personal loans Send-iMali(6):
- R1 to R1000 R10,00 R10,00 - -
Home loans - R1000 to R2500 R14,00 R14,00 - -
Debit order (internal) Unlimited - - -
Savings and investments Debit order (external) R12,00 - - -
• Investment fees Stop order Unlimited - - -
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Prepaid top-up (data, airtime and Unlimited Unlimited Unlimited -
• Savvy Bundle electricity) at Nedbank
Prepaid top-up at another bank’s ATM - - R8,00 -
Youth Lotto purchase R2,20 R2,20 - -

Notification fees
• Nedbank 4me
eNote SMS notifications Unlimited - - -
• Unlocked.me Student Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
- SMS R1,10 - - -
Seniors - Email R0,95 - - -
• Optimum - Fax R8,00 - - -
No funds alert R12,00 per SMS - - -
Credit cards Balance enquiries

At Nedbank Unlimited Unlimited Unlimited R7,00

Transaction lists
At Nedbank Unlimited - R6,00 R15,00 per page
Home loans
Statements
Per month Unlimited - - R30,00
• Investment fees cycle, thereafter
R10,00
• N-5000 Three months (bank-certified) - - R25,00 -
• Money Market Posted - - - R30,00
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus
Nedbank ATM - - Free -
• Savvy Bundle Point-of-sale device - - R8,60 -
Another bank’s ATM - - R8,60 -
Youth Dishonoured debit order R28,00 (Capped at - - -
four dishonoured
• Nedbank 4me payments per year;
the fifth and the
• Unlocked.me Student subsequent ones in
the year will not be
charged for.)
Seniors Disputed debit order fee
• Optimum At Nedbank R5,00 - - R5,00
Credit cards Other service fees

Personal loans Card replacement fee R135,00
Request for copy of transaction voucher:
Home loans - Local R150,00 per voucher
- International R150,00 per voucher
Savings and investments Post-dated cheque R100,00
• Investment fees Special clearance of a cheque deposited in a branch R120,00
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Nedbank Pay-as-you-use Notes:
• Ke Yona Bundle
• Savvy Plus 1. This fee applies at all stores where the cash-at-tillpoint service is offered.
• Savvy Bundle 2. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and
the Nedbank Money app.
Youth 3. An additional monthly fee of R45,00 is applicable to non-resident clients.
• Nedbank 4me 4. Exclusive of rates charged by network providers.
• Unlocked.me Student 5. An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For
Seniors example, if you swipe your card overseas for the rand equivalent of R500, the fee
will be R10,00.
• Optimum
6. Send money quickly and securely to any South African cellphone.
Credit cards 7. A billing cycle runs from the third-last business day of the month to the fourth-
last business day of the following month. Your transaction list will reflect the fees
Personal loans for all transactions that you performed in the previous billing cycle. In other words,
you are billed one month in arrear.
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Savvy Plus Account
Everyday banking / Savvy Plus Account
• MobiMoney
• Savvy Bundle • unlimited cash withdrawals at participating retailer point-of-sale devices(1);
Youth • Four Nedbank ATM withdrawals;

• Nedbank 4me • unlimited account payments (including debit and stop orders), interaccount transfers and
balance enquiries at self-service(2) channels;
• cash deposits of up to R5 000 a month at a Nedbank ATM; and
Seniors • unlimited prepaid topups (data, airtime and electricity) at self-service(2) channels.
• Optimum
(3)
Credit cards Account maintenance fee R110,00 per month
Personal loans Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
Deposits
Home loans
R100
Savings and investments Participating retailer point-of-sale - - R5,00 + R2,00 per -
devices(1) R100
• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
Savvy Plus Account
• MobiMoney
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer point-of-sale - - Unlimited -
• Savvy Bundle devices(1)

R100
• Nedbank 4me Cheque encashment - - - R50,00 + R2,00 per
R100 in addition to
• Unlocked.me Student cheque service fees
Another bank’s ATM - - R8,00 + R2,00 per -
Seniors R100
• Optimum R100
Credit cards Transfer between your own Nedbank Unlimited - Unlimited R75,00
accounts
Personal loans To another Nedbank account Unlimited Unlimited - R110,00

To an account at another bank Unlimited Unlimited - R110,00
Instant payment R40,00 - - -
Home loans
Send-iMali(6)
- R1 to R1 000 R10,00 R10,00 - -
- R1 001 to R2 500 R14,00 R14,00 - -
• Investment fees Debit order (internal) Unlimited - - -
• N-5000 Debit order (external) Unlimited - - -
Stop order Unlimited - - -
• Money Market
Investment Account Stop-payment instruction - - - R60,00
Foreign exchange Bank-guaranteed cheque - - - R130,00


CONTENTS
Everyday banking
Savvy Plus Account
• MobiMoney
• Ke Yona Bundle
Purchases and topups
• Savvy Plus
Fuel purchase - - Unlimited -
• Savvy Bundle Prepaid topup (data, airtime and Unlimited Unlimited Unlimited -
Youth Prepaid topup at another bank’s ATM - - R8,00 -

Lotto purchase R2,20 - - -
• Nedbank 4me
Notification fees
• Unlocked.me Student eNote SMS notifications Unlimited - - -
Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
Seniors - SMS R1,10 - - -
• Optimum - Email R0,95 - - -
- Fax R8,00 - - -
Credit cards No-funds alert R12,00 per SMS - - -

Balance enquiries
Personal loans At Nedbank Unlimited Unlimited Unlimited R7,00

Transaction lists
Home loans
At Nedbank - - R6,00 R15,00 per page
Statements
• Investment fees Current month (bank-certified)(7) - - One free per billing -
cycle, thereafter
• N-5000 R10,00
• Money Market Three months (bank-certified) - - R25,00 -
Investment Account Posted - - - R30,00
Foreign exchange

CONTENTS
Everyday banking
Savvy Plus Account
• MobiMoney
• Ke Yona Bundle
• Savvy Plus
Youth Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
• Nedbank 4me for the fourth and
subsequent items
• Unlocked.me Student within
12 months.)
Seniors Honouring fee per item R90,00 - - -

• Optimum
At Nedbank R5,00 - - R5,00
Credit cards
Other service fees
Personal loans Overdraft facility fee(8) R43,00 per month

Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Home loans
Cheque card service fee Free
Garage debit card service fee Free
• Investment fees Request for copy of transaction voucher:
• N-5000 - Local R150,00 per voucher
• Money Market
Investment Account Post-dated cheque R100,00
Foreign exchange Chequebook (40 cheques) R85,00

CONTENTS
Everyday banking
Savvy Plus Account
• MobiMoney
• Ke Yona Bundle
• Savvy Bundle 2. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
transaction) applies to ALL transactions performed outside South Africa. For example,
Seniors if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
• Optimum 6. Send money quickly and securely to any South African cellphone.
7. A billing cycle runs from the third-last business day of the month to the fourth-last
Credit cards business day of the following month. Your transaction list will reflect the fees for all
transactions that you performed in the previous billing cycle. In other words, you are
Personal loans billed one month in arrear.
Home loans banking segments.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Savvy Bundle Account
Everyday banking / Savvy Bundle Account
• MobiMoney
• Savvy Plus • platinum credit card monthly service fee included;
• Savvy Bundle • overdraft facility fee(1) included;
Youth • unlimited card swipes;

• Nedbank 4me • unlimited cash withdrawals at participating retailer’s point-of-sale device(2);
• Unlocked.me Student • unlimited Nedbank ATM withdrawals;
• unlimited account payments (including debit and stop orders), interaccount transfers and
Seniors balance enquiries at self-service(3) channels;
• Optimum • cash deposits of up to R7 000 a month at a Nedbank ATM; and
Credit cards • unlimited prepaid topups (data, airtime and electricity) at self-service(3) channels.
Personal loans (4)

Account maintenance fee R200,00 per month
Home loans Choose a cheaper channel, Nedbank Online Banking SMS Banking(5) ATM /Card Branch
Savings and investments Deposits
• Investment fees Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• N-5000 Participating retailer point-of-sale - - R5,00 + R2,00 per -
devices(2) R100
• Money Market
Investment Account Cheque deposit - - - R45,00 per deposit
Foreign exchange
CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - Unlimited -

R100
• Nedbank 4me Cheque encashment - - - R50,00 + R2,00 per
R100 in addition to
• Unlocked.me Student cheque service fees
Seniors R100
• Optimum R100
Credit cards Transfer between your own Nedbank Unlimited Unlimited Unlimited R75,00
accounts
Personal loans To another Nedbank account Unlimited Unlimited - R110,00

To an account at another bank Unlimited Unlimited - R110,00
Home loans
Send-iMali(7):
- R1 to R1000 R10,00 R10,00 - -
- R1000 to R2500 R14,00 R14,00 - -
• Investment fees Debit order (internal) Unlimited - - -
• N-5000 Debit order (external) Unlimited - - -
• Money Market
Investment Account Stop-payment instruction - - - R60,00


CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Prepaid top-up (data, airtime and Unlimited Unlimited Unlimited -
Prepaid top-up at another bank’s ATM - - R8,00 -

Notification fees
• Nedbank 4me
eNote SMS notifications Unlimited - - -
- SMS Unlimited - - -
Seniors - Email Unlimited - - -
• Optimum - Fax Unlimited - - -
No funds alert Unlimited - - -


Transaction lists
At Nedbank Unlimited - R6,00 R15,00 per page
Home loans
Statements
R10,00
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Declined transaction fees due to
• Savvy Plus insufficient funds
• Savvy Bundle Nedbank ATM - - Free -
Youth Another bank’s ATM - - R8,60 -
Dishonoured debit order R60,00 (Increasing - - -
• Nedbank 4me to R150,00 per item
for the fourth and
• Unlocked.me Student subsequent items
within 12 months.)
• Optimum

Cheque card: Nedbank Greenbacks linkage fee Free
Personal loans Visa/Mastercard debit card service fee Free

Cheque card service fee Free
Home loans Garage debit card service fee Free

- Local R150,00 per voucher
• Investment fees - International R150,00 per voucher
• N-5000 Post-dated cheque R100,00
• Money Market
Investment Account Chequebook (40 cheques) R85,00
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus 1. Facility fees, while prescribed by the National Credit Act, may differ for internal
banking segments.
• Savvy Bundle
Youth 3. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
• Nedbank 4me
• Unlocked.me Student 4. An additional monthly fee of R45,00 is applicable to non-resident clients.
5. Exclusive of rates charged by network providers.
Seniors
6. An international currency conversion fee of 2% (based on the rand value of the
• Optimum transaction) applies to ALL transactions performed outside South Africa. For example,
if you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
Credit cards 7. Send money quickly and securely to any South African cellphone.
Personal loans 8. A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
Home loans billed one month in arrear.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Nedbank 4me Account
Youth / Nedbank 4me Account
• MobiMoney
• Ke Yona Bundle
Each month, you get: No monthly fee
• Savvy Plus • free card swipes;
• Savvy Bundle • free internal debit and stop orders;
Youth • free cash withdrawals at participating retailer point-of-sale devices(1);

• Nedbank 4me • up to four free Nedbank ATM withdrawals per month;
• Unlocked.me Student • free interaccount transfers and balance enquiries at self-self-service(2) channels;
• cash deposits of up to R1 000 free a month at a Nedbank ATM; and
Seniors
• free prepaid topups (data, airtime and electricity) at self-service(2) channels.
• Optimum
Credit cards
Account maintenance fee FREE
Personal loans Transaction fees
Home loans save on bank fees /Money app (*120*001#)
Deposits
Savings and investments Cash deposit - - R1,00 per R100 R50,00 + R2,00 per
R100
• Investment fees Participating retailer point-of-sale - - R5,00 + R2,00 per -
devices(1) R100
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
Nedbank 4me Account
• MobiMoney
Transaction fees
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer point-of-sale - - Free -
• Savvy Bundle devices(1)
R100
• Nedbank 4me Another bank’s ATM - - R8,00 + R2,00 per -
R100
R100
Seniors Payments and transfers
• Optimum Transfer between your own Nedbank Free - Free R75,00
accounts
To another Nedbank account R8,10 Free - R110,00
Credit cards To an account at another bank R8,10 Free - R110,00
Personal loans Send-iMali(5)
- R1 to R1 000 R10,00 R10,00 - -
Home loans - R1 001 to R2 500 R14,00 R14,00 - -
Debit order (internal) Free - - -
Savings and investments Debit order (external) R14,00 - - -
• Investment fees Stop order Free - - -
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Nedbank 4me Account
• MobiMoney
Transaction fees
• Ke Yona Bundle
Purchases and topups
• Savvy Plus
Prepaid topup (data, airtime and Free Free Free -
Prepaid topup at another bank’s ATM - - R8,00 -
Notification fees
• Nedbank 4me
eNote SMS notifications Free - - -
- SMS R1,10 - - -
Seniors - Email R0,95 - - -
• Optimum - Fax R8,00 - - -
No-funds alert R12,00 per SMS - - -
At Nedbank Free Free Free R7,00

Transaction lists
At Nedbank Free - R6,00 R15,00 per page
Home loans
Statements
R10,00
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Nedbank 4me Account
• MobiMoney
Transaction fees
• Ke Yona Bundle
for the fourth and
within 12 months.)
• Optimum

Personal loans Card replacement fee R135,00

Home loans - Local R150,00 per voucher

Post-dated cheque
Savings and investments R100,00
• Investment fees Special clearance of a cheque deposited in a branch
R120,00
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Nedbank 4me Account
• MobiMoney
• Ke Yona Bundle
Nedbank Money app.
Youth 3. Exclusive of rates charged by network providers.
• Nedbank 4me 4. An international currency conversion fee of 2% (based on the rand value of the
• Unlocked.me Student transaction) applies to ALL transactions performed outside South Africa. For example,
Seniors 5. Send money quickly and securely to any South African cellphone.
• Optimum 6. A billing cycle runs from the third-last business day of the month to the fourth-last
business day of the following month. Your transaction list will reflect the fees for all
Credit cards transactions that you performed in the previous billing cycle. In other words, you are
billed one month in arrear.
Personal loans
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Unlocked.me Student Account
Youth / Unlocked.me Student Account
• MobiMoney
• Savvy Bundle • unlimited cash withdrawals at participating retailer point-of-sale devices(1);
Youth • unlimited Nedbank ATM withdrawals;

• Nedbank 4me • unlimited account payments (including debit and stop orders), interaccount transfers and
balance enquiries at self-service(2) channels; and
• unlimited prepaid topups (data, airtime and electricity) at self-service(2) channels.
Seniors
• Optimum
Account maintenance fee R20,00(3) per month
Credit cards Out-of-bundle pay-as-you-use fees

Personal loans
Deposits
Home loans R100
Participating retailer point-of-sale - - R5,00 + R2,00 per -
Savings and investments devices(1) R100
• Investment fees
Cash withdrawals
• N-5000 Participating retailer point-of-sale - - Unlimited -
devices(1)
• Money Market
Investment Account
Nedbank branch - - - R50,00 + R2,00 per
R100
Foreign exchange Another bank’s ATM - - R8,00 + R2,00 per -
R100
R100
CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus
Transfer between your own Nedbank Unlimited - Unlimited R75,00
• Savvy Bundle accounts
To another Nedbank account Unlimited Unlimited - R110,00
Youth To an account at another bank Unlimited Unlimited - R110,00

• Nedbank 4me
Send-iMali(6)
• Unlocked.me Student - R1 to R1000 R10,00 R10,00 - -
- R1000 to R2500 R14,00 R14,00 - -
Seniors Debit order (internal) Unlimited - - -
• Optimum Debit order (external) Unlimited - - -
Credit cards Stop-payment instruction - - - R60,00
Personal loans Purchases and topups

Prepaid topup (data, airtime and Unlimited Unlimited Unlimited -
Home loans Prepaid topup at another bank’s ATM - - R8,00 -
Lotto purchase R2,20 R2,20 - -
Savings and investments Notification fees
• Investment fees eNote SMS notifications Unlimited - - -
• N-5000 Third-party payment notifications on Nedbank Online Banking/Nedbank Money app

- SMS R1,10 - - -
• Money Market
- Email R0,95 - - -
Investment Account
- Fax R8,00 - - -
No-funds alert R12,00 per SMS - - -
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Balance enquiries
• Savvy Plus
• Savvy Bundle Another bank’s ATM - - R7,00 -
Transaction lists
Youth At Nedbank Unlimited - R6,00 R15,00 per page
• Nedbank 4me Statements
cycle, thereafter
Seniors R10,00
Three months (bank-certified) - - R25,00 -
• Optimum
Posted - - - R30,00.
Credit cards insufficient funds
Personal loans Point-of-sale device - - R8,60 -
Home loans Dishonoured debit order R60,00 (Increasing - - -
to R150,00 per item
for the fourth and
Savings and investments subsequent items
within 12 months.)
• Investment fees Disputed debit order fee
• N-5000 At Nedbank R5,00 - - R5,00
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
Other service fees
• Nedbank Pay-as-you-use Visa/Mastercard debit card service fee Free
• Ke Yona Bundle Card replacement fee R135,00
• Savvy Plus
- Local R150,00 per voucher
• Savvy Bundle - International R150,00 per voucher
Youth Special clearance of a cheque deposited in a branch R120,00
• Nedbank 4me
Notes:
Seniors
• Optimum
Credit cards 2. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
Personal loans 3. An additional monthly fee of R45,00 is applicable to non-resident clients.
4. Exclusive of rates charged by network providers.
Home loans
5. An international currency conversion fee of 2% (based on the rand value of the
Savings and investments transaction) applies to ALL transactions performed outside South Africa. For example,
• Investment fees
6. Send money quickly and securely to any South African cellphone.
• N-5000
• Money Market business day of the following month. Your transaction list will reflect the fees for all
Investment Account transactions that you performed in the previous billing cycle. In other words, you are
billed one month in arrear.
Foreign exchange

CONTENTS
Everyday banking
Nedbank Optimum Account
Seniors / Nedbank Optimum Account
• MobiMoney
By maintaining a minimum balance of R10 000 in any Nedbank R25,00
• Ke Yona Bundle fixed deposit, notice deposit or JustSave Account each month, per month
• Savvy Plus you get:
• Savvy Bundle • no monthly fee;
• free card swipes;
Youth
• Nedbank 4me • free cash withdrawals at participating retailer’s point-of-sale device(1);
• Unlocked.me Student • Four Nedbank ATM withdrawals free;
• two branch cash withdrawals (including cheque encashments) free;
Seniors
• free account payments (including debit and stop orders), interaccount transfers and
• Optimum balance enquiries at self-service(2) channels
• cash deposits of up to R5 000 a month at a Nedbank ATM;
Credit cards
• free cheque deposits and cheque service fees;
Personal loans • 50% off branch cash deposit fees; and
Home loans • free prepaid topups (data, airtime and electricity) at self-service(2) channels.
Savings and investments Account maintenance fee R25,00

(3)
per month
• Investment fees Transaction fees
• N-5000 Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
• Money Market Deposits
Investment Account
Cash deposit - - R1,00 per R100 R50,00 plus R2,00
per R100
Foreign exchange Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(1) per R100
CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus
Participating retailer’s point-of-sale - - R4,10 -
Youth Nedbank branch - - - R50,00 plus R2,00

per R100
• Nedbank 4me Cheque encashment - - - R50,00 plus R2,00
per R100 in addition
• Unlocked.me Student to cheque service
fees
Seniors Another bank’s ATM - - R8,00 plus R2,00

per R100
-
• Optimum International ATM(5) - - R50,00 plus R2,00 -

per R100
Credit cards Payments and transfers

Transfer between your own Nedbank R4,10 Free Free R75,00
accounts
Personal loans To another Nedbank account R8,10 Free - R110,00
Home loans Instant-payment R40,00 - - -
Send-iMali(6):
Savings and investments - R1 to R1000 R10,00 R10,00 - -
• Investment fees - R1000 to R2500 R14,00 R14,00 - -
Debit order (internal) R5,00 - - -
• N-5000
Debit order (external) R18,00 - - -
• Money Market Stop order R18,00 - - -
Investment Account

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
Purchase at Point-of-sale device - - R4,10 -
• Savvy Bundle Prepaid top-up (data, airtime and R1,00 R1,00 R1,00 -
Youth Prepaid top-up at another bank’s ATM - - R8,00 -

• Nedbank 4me
Notification fees
• Unlocked.me Student eNote SMS notifications Free - - -
- Fax R8,00 - - -
Credit cards No funds alert R12,00 per SMS - - -

Balance enquiries
Personal loans At Nedbank Free Free Free R7,00

Transaction lists
Home loans
Statements
cycle, thereafter
• N-5000 R10,00
Investment Account Posted(7) - - - R30,00
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
for the fourth and
within 12 months.)
• Optimum
Credit cards
Personal loans Overdraft facility fee(8) R43,00 per month

Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Home loans Visa/Mastercard debit card service fee Free

Cheque card service fee R175,00 per annum
Garage debit card R175,00 per annum
• Investment fees Request for copy of transaction voucher:
• N-5000 - Local R150,00 per voucher
• Money Market - International R150,00 per voucher

Investment Account Post-dated cheque R100,00
Foreign exchange Chequebook (40 cheques) R85,00

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
Nedbank Money app.
transaction) applies to ALL transactions performed outside South Africa. For example, if
Seniors you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
transactions that you performed in the previous billing cycle. In other words, you are billed
Personal loans one month in arrear.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Nedbank Credit cards
• MobiMoney
Monthly fees Maintenance fee Credit facility Additional card fee Rewards linkage fee
• Nedbank Pay-as-you-use service fee(1) from
NEDBANK CREDIT CARDS
• Ke Yona Bundle
Nedbank Classic R27,00 R15,00 R27,00 R22,00
• Savvy Plus Nedbank Gold R30,00 R19,00 Free R22,00
• Savvy Bundle Nedbank Platinum R54,00 R25,00 Free R22,00
Nedbank Mastercard Gold* R30,00 R19,00 Free Not applicable
Youth Dezign* R13,00 R15,00 Not applicable Not applicable
Ke Yona* R55,00 R15,00 Not applicable Not applicable
• Nedbank 4me
Go Banking R23,00 R15,00 Not applicable Not applicable
Garage Card R27,00 R15,00 R27,00 Not applicable
NEDBANK GREENBACKS CREDIT CARDS (REWARDS)
Seniors Greenbacks Classic* R27,00 R15,00 R27,00 R22,00
• Optimum Greenbacks Gold R30,00 R19,00 Free R22,00
Greenbacks Platinum R54,00 R25,00 Free R22,00
Credit cards Savvy and Professional Bundle Free Not applicable Free Free
*These products are no longer available
Personal loans
Once-off initiation fee(2) R189,65
Home loans Transaction fees
Subscription fees: Self-service(3) banking R16,14
Savings and investments Choose a cheaper channel, Nedbank Online Banking SMS Banking(4) ATM /Card Branch
• Investment fees save on bank fees /Money app (*120*001#)
Deposits
• N-5000
Cash deposit - - - R50,00 + R2,00 per
• Money Market R100
Investment Account
Foreign exchange
CONTENTS
Everyday banking
• MobiMoney
• Nedbank Pay-as-you-use save on bank fees /Money app (*120*001#)
Cash withdrawals
• Ke Yona Bundle
• Savvy Plus Nedbank branch - - - R50,00 + R2,00 per
• Savvy Bundle R100
R100
Youth International ATM(5) - - R50,00 + R2,00 per -
R100
• Nedbank 4me
• Unlocked.me Student Transfer between your own Nedbank R4,10 R4,10 R4,10 R75,00
accounts
Seniors To another Nedbank account R8,10 R8,10 - -
• Optimum To an account at another bank R8,10 R8,10 - -

Purchases & top-ups
Fuel purchase - - R5,50 -
Credit cards (applicable to garage card only)
Notification fees
Personal loans Third-party payment notifications on Nedbank Online Banking/Nedbank Money app
- SMS R1,10 - - -
Home loans - Email R0,95 - - -
- Fax R8,00 - - -
Savings and investments Balance enquiries
• Investment fees At Nedbank Free Free Free One free per billing
cycle, thereafter
• N-5000 R7,00
• Money Market
Statements
Investment Account
At Nedbank Free - Free -
Posted - - - Free
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Nedbank Pay-as-you-use save on bank fees /Money app (*120*001#)
• Ke Yona Bundle insufficient funds
• Savvy Plus Nedbank ATM - - Free -

Youth Dishonoured payment - - - R90,00

Disputed transaction fees
• Nedbank 4me
Incorrectly disputed transaction - - - -
• Unlocked.me Student - Local and international - - - R160,00
Seniors Other service fees

• Optimum Tracing fee Up to R399,00
Credit cards Face-to-face card delivery (where applicable)(6) R155,00
Same day card delivery R399,00
Personal loans Card replacement fee(7) R135,00
International currency conversion fee(5) 2%
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus 1. The credit facility service fee may vary depending on your risk profile (maximum R45,00).
The credit facility service fee covers the costs associated with providing the credit card
• Savvy Bundle facility, up to 55 days’ interest-free routine administration and maintenance of the credit
facility, as well as the cost of capital associated with providing the credit facility.
Youth 2. The once-off initiation fee is free on Savvy and Professional Bundle credit cards.
• Nedbank 4me
3. This includes banking at self-service terminals, Nedbank Internet Banking, SMS Banking,
• Unlocked.me Student Telephone Banking: Self-service, Telephone Banking: Agent-assisted and Cellphone
Banking WAP. Free on Savvy and Professional Bundle credit cards.
Seniors 4. Exclusive of rates charged by network providers.
• Optimum 5. An international currency conversion fee of 2% (based on the rand value of the
transaction) applies to ALL transactions performed outside South Africa. For example, if
Credit cards you swipe your card overseas for the rand equivalent of R500, the fee will be R10,00.
6. Face-to-face card delivery is free on Platinum, Savvy and Professional Bundle credit cards.
Personal loans
7. Applicable to garage cards as well. Free on Platinum, Savvy and Professional Bundle
credit cards.
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Personal loans
• MobiMoney A personal loan is an easy and affordable way to better your life.
• Nedbank Pay-as-you-use Think about the good that a loan can do for you or your family.
• Ke Yona Bundle PERSONAL LOANS FEES
• Savvy Plus Initiation fee (once-off) R1 207,50
• Savvy Bundle Monthly service fee R69,00

Maximum interest rate* 27,75%
Youth Loan amounts R2 000 to R250 000

Repayment terms 6 to 72 months
• Nedbank 4me
Notes:
Seniors
• Optimum • The client must earn a net salary of at least R3 500 per month with a minimum basic salary
of R3 500 a month.
Credit cards
• The stipulated interest rate is subject to change.
Personal loans
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
Home loans
• MobiMoney
Initiation fee R6 037
• Nedbank Pay-as-you-use • The initiation fee covers the costs of processing your home loan application and is charged on all home loan applications
(excluding readvances).
• Ke Yona Bundle • You may opt to pay the fee upfront when you sign your home loan documentation at the attorney
(Nedbank’s recommended option) or you may add the fee to the loan amount (subject to Nedbank’s credit policy).
• Savvy Plus
• Savvy Bundle Monthly service fee R69,00
• The monthly service fee covers the costs of maintaining your home loan account and is included in your monthly home loan
instalment.
Youth
• Nedbank 4me Transactional fees
Cash deposit fee R40,00 + R1,60 per R100
• Is charged for any cash deposit into your home loan account at a Nedbank branch.

Seniors Cheque deposit fee R45,00 per cheque
• Optimum • Is charged for any cheque deposit into your home loan account at a Nedbank branch.

Credit cards
Personal loans
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
Investment fees
Savings and investments / Investment fees
• MobiMoney
Transactional fees
• Nedbank Pay-as-you-use Deposits
• Ke Yona Bundle Cash deposit R50,00 + R2,00 per R100
• Savvy Plus • These fees do not apply to Money Market Investment or Wealth Trader Accounts. Please refer to the Money Market Investment
and Wealth Trader Account pricing schedule for fees applicable to these products.
• Savvy Bundle • Where the initial deposit to fund an investment account is cash, this full cash deposit will not attract a fee.
Payments to a recipient(1)
Youth Branch R25,00 per payment
• Nedbank 4me Self-service(2) channels One free payment a month,
thereafter R25,00 per
• Unlocked.me Student payment.
• This fee applies to a notice of withdrawal to a recipient and is deducted from the withdrawal amount.

Seniors
• Optimum
Notes:
Credit cards
1. A recipient is any account other than yours. It can be a Nedbank account or an account
Personal loans at another bank.
2. Self-service channels include Online Banking and the Nedbank Money app.
Home loans

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
Nedbank N-5000 Account
Savings and investments / Nedbank N-5000 Account
• MobiMoney
By maintaining a minimum balance of R20 000 or more and R25,00
• Ke Yona Bundle having a debit transaction of R500 or more each month, you get: per month
• Savvy Plus • no monthly fee;
• Savvy Bundle
Youth • free account payments (including debit and stop orders), interaccount transfers and
balance enquiries at self-service(1) channels;
• Nedbank 4me
• cash deposits of up to R5 000 a month at a Nedbank ATM;
• free cheque deposits and cheque service fees; and
Seniors • 50% off branch cash deposit fees.
• Optimum

Credit cards
Transaction fees
Personal loans save on bank fees /Money app (*120*001#)
Deposits
Home loans Cash deposit - - R1,00 per R100 R50,00 plus R2,00
per R100
Savings and investments Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
• Investment fees Cheque deposit - - - R45,00 per deposit
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus

per R100
fees
Seniors Another bank’s ATM - - R8,00 plus R2,00 -

per R100
per R100

Transfer between your own Nedbank R4,10 Free R4,10 R75,00
accounts
Send-iMali(6):
• N-5000
Investment Account

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus

• Nedbank 4me
Notification fees
• Unlocked.me Student eNote SMS notifications R12,00 per month - - -
- Fax R8,00 - - -

Balance enquiries

Transaction lists
Home loans
Statements
cycle, thereafter
• N-5000 R10,00
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
for the fourth and
within 12 months.)
• Optimum
Credit cards
Personal loans Self-service banking subscription fee R16,00 per month
Overdraft facility fee(8) R43,00 per month
Home loans Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Savings and investments Cheque card service fee R175,00 per annum
• Investment fees
• N-5000 Request for copy of transaction voucher:
• Money Market - Local R150,00 per voucher

Investment Account - International R150,00 per voucher
Foreign exchange Special clearance of a cheque deposited in a branch R120,00

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus 1. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
• Savvy Bundle
2. An additional monthly fee of R45,00 is applicable to non-resident clients.
• Nedbank 4me 4. This fee applies at all stores where the cash-at-tillpoint service is offered.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Money Market Investment Account
Savings and investments / Money Market Investment Account
• MobiMoney
• Nedbank Pay-as-you-use By maintaining a minimum balance of R20 000 or more and R25,00
• Ke Yona Bundle having a debit transaction of R500 or more each month, you get: per month
• Savvy Plus
• Savvy Bundle • no monthly fee;
Youth
• free account payments (including debit and stop orders), interaccount
• Nedbank 4me transfers and balance enquiries at self-service(1) channels;
• Unlocked.me Student • no cheque service fees; and
• 50% off branch cash deposit fees.
Seniors
• Optimum

Credit cards
Transaction fees
Personal loans save on bank fees /Money app (*120*001#)
Deposits
Home loans Cash deposit - - R1,00 per R100 R50,00 plus R2,00
per R100
Savings and investments Participating retailer’s point-of-sale - - R5,00 plus R2,00 -
device(4) per R100
• Investment fees Cheque deposit - - - R45,00 per deposit
• N-5000
• Money Market
Investment Account
Foreign exchange
CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Cash withdrawals
• Savvy Plus

per R100
fees
Seniors Another bank’s ATM - - R8,00 plus R2,00

per R100
-

per R100

Transfer between your own Nedbank R4,10 Free R4,10 R75,00
accounts
Send-iMali(6):
• N-5000
Investment Account

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
Purchases & top-ups
• Savvy Plus
• Nedbank 4me
Notification fees
• Unlocked.me Student eNote SMS notifications R12,00 per month - - -
- Fax R8,00 - - -
Balance enquiries

Home loans Transaction lists

Statements
cycle, thereafter
• N-5000 R10,00
Foreign exchange

CONTENTS
Everyday banking
• MobiMoney
Transaction fees
• Ke Yona Bundle
for the fourth and
within 12 months.)
• Optimum
Credit cards
Personal loans Self-service banking subscription fee R16,00 per month

Overdraft facility fee(8) R43,00 per month
Home loans Cheque card: Nedbank Greenbacks linkage fee R22,00 per month
Savings and investments Cheque card service fee R175,00 per annum
• Investment fees Card replacement fee R135,00
• N-5000 Request for copy of transaction voucher:
• Money Market - Local R150,00 per voucher

Investment Account - International R150,00 per voucher
Foreign exchange Special clearance of a cheque deposited in a branch R120,00

CONTENTS
Everyday banking
• MobiMoney
• Ke Yona Bundle
• Savvy Plus 1. Self-service channels include Nedbank ATMs, SMS Banking, Online Banking and the
Nedbank Money app.
• Savvy Bundle
2. An additional monthly fee of R45,00 is applicable to non-resident clients.
• Nedbank 4me 4. This fee applies at all stores where the cash-at-tillpoint service is offered.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange

CONTENTS
Everyday banking
Foreign exchange
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Travel Card
• Ke Yona Bundle Commission 2,10%
Minimum charge R110,00
• Savvy Plus
Initial card fee R151,00
• Savvy Bundle Back up card Free
ATM fee $3 equivalent
Youth Cross currency conversion 4%
• Nedbank 4me POS Free
Replacement card R151,00
Foreign banknotes (purchases and sales)
Commission (client buys from Nedbank) 2,10%
Seniors
• Optimum Banknotes for countries in Common Monetary Area (LSL, NAD, SZL)
Commission 3,40%
Credit cards Minimum charge R120,00
Travellers cheque purchases (client selling to Nedbank)
Personal loans Commission 2,30%
Home loans Inward telegraphic transfers
Amounts over R2000
Savings and investments Commission 0,68%
• Investment fees Minimum charge R164,43
• N-5000 Maximum charge R834,05

Amounts under R2000
• Money Market
Commission R106,93
Investment Account
Pension payments(1) R57,74
Payments search (minimum) R237,38
Foreign exchange
CONTENTS
Everyday banking
Foreign exchange
• MobiMoney
Transaction fees
• Nedbank Pay-as-you-use Outward telegraphic transfers
• Ke Yona Bundle Commission 0,63%
• Savvy Plus
Maximum charge R874,69
• Savvy Bundle Communication fee R119,76
Incorrect instructions (excludes foreign charges) R267 + foreign bank charges
Youth Personal foreign charges
• Nedbank 4me Commission 1,11%
Maximum charge R1 096,03
Payments search R302,61
Seniors
Unpaid advice (excludes foreign charges) R214 + foreign bank charges
• Optimum Other charges
NEP form (attestation) R44,00
Credit cards Courier charges Dependent on the courier used
Personal loans
Home loans Notes:
Savings and investments 1. Available to eligible clients on application.

• Investment fees
• N-5000
• Money Market
Investment Account
Foreign exchange


RS2736 - Pricing 2019 - FrontBook - FINAL - WITH NAVIGATION - 181128 PDF

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RS2736 - Pricing 2019 - FrontBook - FINAL - WITH NAVIGATION - 181128 PDF

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2019 Pricing Brochure

Savings and investments

Fee per transaction

• Money Market Maximum funds held in Wallet anytime - R24 000

Youth • free cash withdrawals at participating retailer’s point-of-sale device(1); and

• Optimum Debit order (external) R5,50 - - -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

• Unlocked.me Student - International R150,00 per voucher

Savings and investments 4. Exclusive of rates charged by network providers.

Youth • unlimited cash withdrawals at participating retailer’s point-of-sale device(1);

Seniors • cash deposits of up to R3000 a month at a Nedbank ATM;

Personal loans Account maintenance fee R58,00

Youth Nedbank branch - - - R50,00 + R2,00 per

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth Lotto purchase R2,20 R2,20 - -

Credit cards Balance enquiries

Personal loans Another bank’s ATM - - R7,00 -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Credit cards Other service fees

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Savings and investments

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth • Four Nedbank ATM withdrawals;

Youth Nedbank branch - - - R50,00 + R2,00 per

Personal loans To another Nedbank account Unlimited Unlimited - R110,00

Foreign exchange Bank-guaranteed cheque - - - R130,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth Prepaid topup at another bank’s ATM - - R8,00 -

Credit cards No-funds alert R12,00 per SMS - - -

Personal loans At Nedbank Unlimited Unlimited Unlimited R7,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Seniors Honouring fee per item R90,00 - - -

Personal loans Overdraft facility fee(8) R43,00 per month

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Savings and investments

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth • unlimited card swipes;

Personal loans (4)

Youth Nedbank branch - - - R50,00 + R2,00 per

Personal loans To another Nedbank account Unlimited Unlimited - R110,00

Foreign exchange Bank-guaranteed cheque - - - R130,00

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth Lotto purchase R2,20 R2,20 - -

Credit cards Balance enquiries

Personal loans Another bank’s ATM - - R7,00 -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Credit cards Other service fees

Personal loans Visa/Mastercard debit card service fee Free

Home loans Garage debit card service fee Free

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Savings and investments

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Youth • free cash withdrawals at participating retailer point-of-sale devices(1);

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Personal loans Another bank’s ATM - - R7,00 -

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Credit cards Other service fees

Personal loans Card replacement fee R135,00

Home loans - Local R150,00 per voucher

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and

Savings and investments

Nedbank Ltd Reg No 1951/000009/06. Authorised financial services and