NICE

정보산업에서 무한가치를 창조하는

고도의 지식 전문가 그룹

www.nice.co.kr Copyright © 2016 by NICE Holdings. All Rights Reserved

서울특별시 영등포구 국회대로 74길 4 (여의도동)
 Networking i for Creating Every Value

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 Making History in Financial Infrastructure & Manufacturing

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 NICE’s Value Chain

Networking ‘i’ for

No. 1 Innovation Challenge Enjoy
Creating Every Value

Information Infra I(myself) Innovation

Growth strategyManagement Leadership Values Organization

Fast Value 3S, 3 innovations management

Vision Passion Enjoy
& Scale Up Challenger
ONE NICE Challenge Winning
Largest MS Synergy Synergy Builder
Professionalism Community
Globalization Moral Standard

NICE Elite information expert group

Creating unlimited value from information industry:

Discover More Create Further Deliver Better Respecting principles: Self –competition: Fair chancefor everyone
Information Knowledge Solutions Righteousness Autonomy Equality

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“ 1980’s
1989 Opened the first comprehensive
credit information online service, NICE-
TIPS.
1987 Designated as the specialized bond
assessing institution
1986 Establishment of the mother
company, National information & Credit
Evaluation Inc.
Copyright © 2016 by NICE Holdings. All Rights Reserved
1990’s 2000’s
1999 Credit information exchange/sales with 2008 Acquired Korea Credit Information
TOKYO SHOKO RESEARCH(TSR) 2007 Split off of NICE Investors Service
1998 Introduced bond colleting service 2004 National information & Credit Evaluation
1996 Credit rating model development Inc.
1992 Operating universal ATM business being listed in stock exchange
1990 Credit card transaction information service
NICE’s History
2010’s
2015 Completed the migration of Information IDC
center
Acquired rePaper, BBS, OKPOS, Zaiseoul,
BirdView, and Jtech C&C
2014 Construction of IDC center
2012 Setting NICE Holdings into holding company
over the group
Establishment of NICE 인프라
Acquired ITM Semiconductor
2010 Establishment of NICE Holdings
Establishment of NICE information Service
Establishment of NICE Credit Information
Service
Page 4
 NICE People with Enthusiasm, Challenge and Professionalism

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 Enjoy Working with Fun

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 Pioneering Global Market

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 A Great Potential for Growth of NICE

“ 1.5 tril.KRW

279.2 bil. KRW

2.5 bil. KRW

201…
1986

1987

1988

1989

1990

1991

1992

1993

1994

1995

1996

1997

1998

1999

2000

2001

2002

2003

2004

2005

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015
Copyright © 2016 by NICE Holdings. All Rights Reserved Page 8
 2015’s Performance

Revenue Operating income

Unit : KRW in Billion

Unit : KRW in Billion Manufacturing Financial service Credit information
Manufacturing Financial service Credit information
2000 1500

1,500.0 127.0
1300
101
1,251.1
1,171.4 1100 100.8

1,074.6 453.9 84.2 80.4 134 77.8

900 77.1
924.6 3 689
320.9 34
798.1 337.2 700
271.0 407 442
416 404 474
204.2
706 500
161.9
592
479 538
421 300
350 484
433 387 432
366 356
100
339 411
286 299 325 296
-32 -52
0 -100
2010 2011 2012 2013 2014 2015 2010 2011 2012 2013 2014 2015

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 Sharing Growth with Society

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Business Area

01. Affiliates

02. Major businesses

 NICE’s Business Portfolio

NICE Information NICE investors NICE Credit

NICED&B
Credit information Service
• Individual creditinformation ,
Service
• Corporate creditrating service
Information Service
• Assetmanagement • Corporate information
Business area corporateinformation
NICE P&I NICE F&I NICE ZiniData
• Bond–pricing service • Financial investment • Bigdataanalysis

NICE Information & KIS Information &

NICE TCM NICE IP Partners
Financial services • CD VAN & ATM
Telecommunication
• Creditcardtransaction service
Communication
• Creditcardtransaction service • Intellectual property
business
Business area management
NICE R&C NICE Data NICE CMS OKPOS
• Research & Consulting • Taxaccounting services • Cash,propertydelivery • POS/CATHW andSW sales

ITM Semiconductor Bokyung Metal EMK BBS GmbH

Manufacturing • Semiconductorfor re—usable • Aluminum bilet cast&extrusion • Magnesium alloy ingot • Light weightalloy roadwheel
Business area batteries Electronics &
Seoul
Zinitix
Telecom
• ICproducts,terminals • SystemSemiconductordesign

New businesses Zaisoul Doctorstech BirdView rePaper

• Eco-friendly wrappers
Business area • Travelinformation platform for • Beauty,health devices • Cosmeticinformation contents
youkes

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 Credit Information

Credit
Corporate Corporate Credit
Information Asset Management
Information Rating
Credit Bureau

Credit information `
Business areas
Corporate &
Bond Value Big-data Service
PL/NPL
(MTM) & Consulting
Investment

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 Credit Information Credit Information – Credit Bureau

Financial
Institutions
Corporate Credit Card 43 million
Credit Information Credit Score
Communication Insurance
Government Capital
Securities
Individuals

Service Revenue and MS

• NICE CB *Asofend-2015
2,500 224.5 7%
• NICE protection (NICE Zikimi)
2,000 178.2 18%
• I-PIN, Mobile device
Authentication Service 1,500 130.7
94.5
83.8
• Name (legal use) protection, 1,000
75%
name authentication service 500

• Credit Scoring System 0

11 12 13 14 15 NICE KCB SCI
• Risk Management System

Copyright © 2016 by NICE Holdings. All Rights Reserved Page 14

 Credit Information Credit Information – Credit Bureau

Financial
2.2 million domestic companies Institutions
corporate information, financial information,
individual profile, payment delays
Corporates Stock market
Financial institutions
Overseas companies

Individuals Corporations

Service Revenue and MS

Unit : KRW in Billion
• KIS-LINE(Corporate information *Asofend-2015
NICE D&B NICE Information Service
search service) 900
15%
800

• Creport 700 35%

600
500 52.9
• Power Company Search
400 38.1 38.8 34%
34.6
300 29.5
• Corporate Information Solution 200 16%
Consulting 100 17.4 19.3 19.6 21.1 23.7
0
11 12 13 14 15 NICE Information Service NICE D&B KED EC
• TCB(Tech Credit Bureau)

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 Credit Information Corporate Credit Rating

Corporate ratinginformation
-Sovereign ratings

Corporate Investor

• Financing • contracting investment risk

•Reducing cost spend in making investment
decisions

Service Revenue and MS

• Securities rating *Asofend-2015

500

• Feasibility study including real 400 35.8 35.3 30%

33.2 31.5 35%
30.9
estate business
300

200
• Credit rating on loan
receivables 100
34%

0
• Sovereign rating 11 12 '13 '14 '15 NICE Rating KIS Rating Korea Rating

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 Credit Information Asset Management

BPO (Business Process Outsourcing)

Telecommunication Service
Rental/Lease Business CRM Collection AMC
outsourcing
Finances TM(Tele Marketing) Payment management Business outsourcing

Public Institutions Customer center outsourcing Bond collection PL/NPL Valuation

Contract document reception Asset research PL/NPL Asset management

Service Revenue
• Payment management of
*Asofend-2015
telecommunication/financial
700 60.9
receivables 600
57.2
47.6 48.4 49.5
• Account receivable (trade 500

400
company) collection
300
• Outsource of call-center 200

• Contract document reception 100

0
• Asset management (PL/NPL) 11 12 13 14 15

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 Credit Information Bond Value (MTM)

Rational and trustworthy rating methodology

Bond pricing
Processional rating personnel

High-tech rating system Customers

Service Revenue

*Asofend-2015
• Bond value information 100

80 7.0
6.5 6.4
• Non-listed stock 6.0
60 5.1

• NPL/derivatives/loan 40

receivables 20

0
• Finance solution
11 12 13 14 15

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 Credit Information Corporate & PL/NPL Investment

Service Revenue
• Recruiting PEF *Asofend-2015

100
• Investment into general
corporate and restructuring 80

corporate 60
4.6
• CB investment 40
2.4
• Capital raise in with 20

consideration
0

• PL/NPL investment 14 15

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 Credit Information Big-data Service & Consulting

DB Data Analysis
• Market analysis
Financial Institutions • Management/marketing strategy Financial Institutions
system
Public Institutions Public Institutions
• Big data modeling
General Corporate • Market monitoring system General Corporate
• Policy effect analysis and policy
establishment

Service
• Marketing DB sales and consulting
• Building solutions
• Branch targets and target customer
selection ◀ www.nicebizmap.co.kr

• Marketing effect analysis

• Management and policy strategy
• People counting and age/gender
estimation solution
• Off-line visitors analysis
www.whocomes.co.kr ▶

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 Financial Service

Credit Card
CD Transaction Research & Cash-Delivery
VAN/ATM Service Marketing Service
(Card VAN)
Finance Service `
Business areas
Mediation of
Accounting/Tax POS/CAT HW &
Intangible
Service SW Sales
Property Rights

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 Finance services CD VAN & ATM Management

Finance Institution ATM management and

ATM mgmt. operating Bank ATM
Outsourcing 6,000 sites

Convenient subways Publicareas

stores
CD
CD VAN 8,000 sites
CD
※ CD: Cash Dispenser Management

Service Revenue and market share ▶CD VAN ▶ATM Management

• CD VAN(cash dispenser)
management 2,000 **Asofend-2015 4% 6%
163.6 6% 7%
• ATM management 26%
1,600 140.3 137.9 140.2 11%
• Cash delivery 129.1 23%
52%
• DVR(Digital Video Recoding) 1,200
14%
business 9% 24%
800
• Network service of affiliate 19%
400
store BGFCashNet LottePSNet
NICETCM Hyosung S1
• KIOSK business 0 NICETCM Hannet
Hyosung Chunghocomnet
• Non-man parking zone 11 12 13 14 15 KLFSO Others
Others

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 Finance services Credit Card Transaction Service (Card VAN)

Authorization Authorization

Merchant Card VAN Issuer & Acquirer

*Credit Card Company

Swipe
Individuals

Service Revenue and MS

**Asofend-2015 NICE VAN+KIS VAN 26.8%

NICE VAN KIS VAN

• Credit card VAN
400 16.2%
350 190.4 27.3%
• Sales of credit authorization 300 169.4
10.6%
130.0
terminal 250
104.6
200 91.4 7.1%
14.6%
150
• Electronic payment system on 264 11.8%
100 201 226
150 178 12.4%
internet 50
0 NICE KIS KICC
11 12 13 14 15 KSNET SMARTRO FDKL
• Payment Gateway 기타

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 Finance services Research & Consulting

Research commission

Financial Public Institutions Service satisfaction marketing

Institutions Motor companies strategy Custom
Corporations Research activities
ers

Service Revenue
• Customer satisfaction survey *Asofend-2015

• Service monitoring
• General and financial 24.7
26 22.9 23.5 23.0
21.7
marketing research
21
• Advertisement effect research
16
• Social and politic opinion
research 11

• Quality survey of call centers 6

• Consumer opinion survey 1

• Automobile valuation service 11 12 13 14 15

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 Finance services Accounting/Tax Service, mutual-development platform

Payment by Card Electronic Receipt VAT Report

VAT, Income Tax

Partnership card Card Company NICE Data Tax Agency Tax Office
Download
Purchase/Expense Automatic E-mail Electronic Report
Processing

Service Revenue
• VAT returning filling *Asofend-2015

• Electronic tax receives 10.0

8.6
8.2
• Tax advisory and consulting
8.0 6.9
service
6.0 5.0
• Labor cost website
4.0
• Mutual-benefiting debit card 4.0

Mutual benefiting payment 2.0

monitoring system(“NICE WinC”)
-
• Electronic bidding system
11 12 '13 '14 '15

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 Finance services Sales of POS/CAT HW & SW

“
Major Products

• POS SYSTEM

• POS Solution

• On line/off line credit card

terminal

• MVNO

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 Manufacturing

Semi-conductors System
IC products,
for secondary cell Semiconductor
terminals
batteries design

Manufacturing
Business areas
`
Aluminum
Magnesium alloy Light weight alloy
billet cast &
ingot road wheel
extrusion

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 Manufacturing business Semi-conductors for secondary cell batteries

Major products Revenue

*Asofend-2015

200 182.9
• POC/PMP
155.9
150
• Battery Pack
102.3
100
• Optical sensor
50
• MEMS sensor
0
13 14 15

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 Manufacturing business IC products, terminals

Products Revenue
*Asofend-2015

• Power transformer
100

79.3
• AC Adaptor 71.6

56.3
• Switching Trans 45.0 46.8
50

• Payment terminal

• POS terminal 0
11 12 13 14 15

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 Manufacturing business System Semiconductor design

Products Revenue
*Asofend-2015

• Touch IC
80

• Automotive Touch IC
60 52.4 51.4

• Auto Focus Driver IC 39.0

40

• Haptic Driver IC 20

• Fintech IC 0
13 14 15

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 Manufacturing business Aluminum billet cast & extrusion

Product Revenue
*Asofend-2015

• Automobile frames and parts,

Body Frame (electric vehicle) 50
leisure products, 40.8
38.2
general industrial products 40 34.8
30.3
30
• Mobile devices parts Automobile body in
White
20

• Defense, industrial products

10

Automobile bulk
structure 0
12 13 14 15

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 Manufacturing business Magnesium alloy ingot

Product Revenue
*Asofend-2015

• Airplane, railways, vehicles, mobile devices

15

11.2
12

8.4
9 7.7

Ingot Round-Billet ECO-Mg 0

13 14 15

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 Manufacturing business Light weight alloy road wheel

“
Product Revenue
Unit : 1,000 in Euro *Asofend-2015

• High-performing OEM Wheels

100,000

79,640
• After Market automobile 80,000 71,550

brands 56,031
60,000

40,000

20,000

0
13 14 15

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 New Business

Travel information
Cosmetic and
platform for
health devices
youke
New businesses
Business areas
Cosmetic
Eco-friendly
information
product wrapper
application

Copyright © 2016 by NICE Holdings. All Rights Reserved Page 34

 Newbusinesses Travel information platform for youke

“
Major services

• Korean travel
information magazine
(in Chinese)

• Pre-paid certificates

• Travel package

• Accommodation service

Copyright © 2016 by NICE Holdings. All Rights Reserved Page 35

 Newbusinesses Cosmetic and health devices

“
Major products

• Dermasonic

• UP5

• Hot & Cool

• Time Machine
UP5 Skin Care System TIME MACHINE Hot & Cool Device
• Ray Multi-function skincare device Ion-treatment device (head skin/body skin) General skin care device

Copyright © 2016 by NICE Holdings. All Rights Reserved Page 36

 Newbusinesses Cosmetic information application

“
Major services

• Product information

• Produce reviews

• Individual contents such

as makeup tips

• Skin care contents

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 Newbusinesses Eco-friendly product wrapper

“
Major products Characteristics of the products

• Disposable paper cup • 100% re-materialization (pulp)

- proven dissolution and
• Paper plates dispensability in alkaline

• Easy natural dissolution

- Strong water and oil resistance

• No harmful gas when burned

- patented technology (in Korea)

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Copyright © 2016 by NICE Holdings. All Rights Reserved