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1. What is the maximum amount that can be withdrawn from an ATM via PSB Debit card per
user per day (RUPAY/MASTER)?
A. Rs. 35000/- B. Rs. 50000/-
C. Rs. 25000/- D. Rs. 20000/-
Your answer is: C. Rs. 25000/-

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2. In relation to UPI, expand VPA
A. Virtual price address B. Virtual payment address
C. Virtual point access D. Visa payment address
Your answer is: B. Virtual payment address

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3. Expand the term USSD
A. Unwired social service data B. Unwired supplementary service data
C. Unstructured supplementary service data D. Unstructured system service data
Your answer is: C. Unstructured supplementary service data

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4. Which facility is not available under USSD portal
A. Send money B. RTGS
C. Request money D. Balance check
Your answer is: B. RTGS

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5. Expand the term BHIM
A. Bank interface for money B. Bharat interface for money
C. Bhabha interface for money D. Bank home loan interface for money
Your answer is: B. Bharat interface for money

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6. By dialing what numbers , one can avail the USSD facility
A. *999# B. *001#
C. *99# D. *USSD#
Your answer is: C. *99#

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7. Which option among the following is not correctly matched incase of fund transfer via
IMPS route under PSB mobile banking app?
A. Fund transfer - To mobile no. B. Fund transfer - To Account no.
C. Fund transfer - To Aadhar no. D. All of the above methods are correct
Your answer is: D. All of the above methods are correct

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8. Name Punjab & Sind bank's UPI platform
A. BHIM PSB B. PSB PhonePay
C. PSB Mpay D. PSB Gpay
Your answer is: A. BHIM PSB

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9. An ATM card will be blocked for 24 hours if a customer:
A. Enters a wrong PIN continuously 2 times B. Enters a wrong PIN continuously 5 times
C. Enters a wrong PIN continuously 3 times D. Enters a wrong a/c type (saving/current)
Your answer is: C. Enters a wrong PIN continuously 3 times

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10. Elaborate BBPS.
A. BIG BHARAT PAYMENT SCHEME B. BHARAT BILL PAYPAL SCHEME
C. BHARAT BANK PAYMENT SYSTEM D. BHARAT BILL PAYMENT SYSTEM
Your answer is: D. BHARAT BILL PAYMENT SYSTEM
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11. Transfer of funds per day, under USSD command is restricted to :
A. Rs. 1000/- B. Rs. 5000/-
C. Rs 10000/- D. Has no limit
Your answer is: B. Rs. 5000/-

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12. How can a corporate customer apply for Net banking of our bank?
A. By logging on to (www.psbindia.com) B. By calling up the help desk
C. By visiting the branch and filling up the C1 form D. By sending an SMS to helpline no.
Your answer is: C. By visiting the branch and filling up the C1 form

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13. What is the maximum amount that can be transferred with the help of RTGS?
A. Rs. 200000/- B. Rs. 1000000/-
C. Rs. 5000000/- D. No limit
Your answer is: D. No limit

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14. In context of mobile banking which of the services are not available on mobile banking?
A. IMPS B. Stop cheque
C. Mobile Recharge for Vodafone customers D. Temple donation
Your answer is: C. Mobile Recharge for Vodafone customers

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15. As per a new initiative what is green PIN service?
A. Customer can generate net banking password digitally B. Customer can generate ATM PIN digitally via ATM
via ATM machine machine
C. Customer can generate mobile banking password via D. Customer can generate customer ID via ATM machine
ATM machine
Your answer is: B. Customer can generate ATM PIN digitally via ATM machine

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16. Recently EMV cards replaced which of the following type of ATM cards
A. Magnetic cards B. Prepaid cards
C. Magstripe cards D. Smart cards
Your answer is: C. Magstripe cards

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17. What is the maximum amount that can be transferred per use per day while using UPI
platform of Punjab and Sind bank?
A. Rs. 10000/- B. Rs. 15000/-
C. Rs. 20000/- D. Rs. 25000/-
Your answer is: C. Rs. 20000/-

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18. What is bank's hotline number for blocking an ATM card by SMS?
A. 9223815846 B. 9223815845
C. 9223815844 D. 9223815843
Your answer is: C. 9223815844

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19. When transacting through a UPI platform, a default VPA is created on the basis of ?
A. A/C No. + Aadhar card B. A/c No. + IFSC code
C. Aadhar no + Mobile no. D. A/C No. + Mobile no.
Your answer is: A. A/C No. + Aadhar card

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20. What is the daily limit of fund transfer for a retail customer in case of Net banking.
A. Rs. 100000/- B. Rs. 200000/-
C. Rs. 50000/- D. Rs. 500000/-
Your answer is: B. Rs. 200000/-
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21. What options does one have if he/she deletes a VPA?
A. One can create the same VPA again B. One has to create a new VPA
C. One cannot create a new VPA D. None of the above
Your answer is: B. One has to create a new VPA

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22. MasterCard and Visa brands belong to which country
A. India B. US
C. UK D. France
Your answer is: B. US

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23. In relation to alternate delivery channels kindly elaborate POS?
A. Period of sale B. Point of system
C. Point of sale D. None of the above
Your answer is: C. Point of sale

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24. A corporate customer comes over to the branch to enhance the daily fund transfer limit
on his Net banking, how can you help him?
A. There is no such provision available B. Ask him to get it done online by logging to
www.psbindia.com
C. Take his request letter/required from, fill in the D. Ask him to call up the helpdesk
required limit and mail it to the authorities
Your answer is: C. Take his request letter/required from, fill in the required limit and mail it to the authorities

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25. Among the following ATM types , which product does not belong to Punjab & Sind bank
A. PMJDY card B. Rupay Pungrain Artiya card
C. RUPAY KCC card D. RUPAY smart card
Your answer is: D. RUPAY smart card