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1. By dialing what numbers , one can avail the USSD facility

A. *999# B. *001#
C. *99# D. *USSD#
Your answer is: C. *99#

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2. Elaborate BBPS.
A. BIG BHARAT PAYMENT SCHEME B. BHARAT BILL PAYPAL SCHEME
C. BHARAT BANK PAYMENT SYSTEM D. BHARAT BILL PAYMENT SYSTEM
Your answer is: D. BHARAT BILL PAYMENT SYSTEM

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3. After expiry of 3 or 5 (as applicable) free ATM transactions, what are the charges of a
financial transaction?
A. Rs. 20/- + GST B. Rs. 15/- + GST
C. Rs. 10/- + GST D. Rs. 25/- + GST
Your answer is: A. Rs. 20/- + GST

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4. Elaborate the term SWIFT which is used in terms of international settlements
A. Society for Worldwide Interbank Financial B. system for wide international financial technology
Telecommunication� C. system for worldweb inquiry of financial transactions
D. None of the above
Your answer is: A. Society for Worldwide Interbank Financial Telecommunication�

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5. Under MISSED CALL enquiry service, which number is prescribed by the bank authorities for
enquiring account balance.
A. 7039035156 B. 7039035157
C. 7039035158 D. 7039035159
Your answer is: A. 7039035156

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6. RuPay card payment scheme belongs to which country
A. US B. Germany
C. Czech republic D. None of these
Your answer is: D. None of these

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7. How can a corporate customer apply for Net banking of our bank?
A. By logging on to (www.psbindia.com) B. By calling up the help desk
C. By visiting the branch and filling up the C1 form D. By sending an SMS to helpline no.
Your answer is: C. By visiting the branch and filling up the C1 form

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8. Payments routed through POS are linked to?
A. Customer's Term loan a/c B. Customer's current a/c
C. Customer's net banking D. None of the above
Your answer is: B. Customer's current a/c

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9. What is the amount of transfer limit under PSB Aadhar pay device per transaction?
A. Rs. 2000 B. Rs. 5000
C. Rs. 10000 D. Rs. 1000
Your answer is: A. Rs. 2000

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10. Expand the term BHIM
A. Bank interface for money B. Bharat interface for money
C. Bhabha interface for money D. Bank home loan interface for money
Your answer is: B. Bharat interface for money
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11. What is the maximum amount that can be withdrawn from an ATM via PSB Debit card per
user per day (RUPAY/MASTER)?
A. Rs. 35000/- B. Rs. 50000/-
C. Rs. 25000/- D. Rs. 20000/-
Your answer is: C. Rs. 25000/-

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12. Name Punjab & Sind bank's UPI platform
A. BHIM PSB B. PSB PhonePay
C. PSB Mpay D. PSB Gpay
Your answer is: A. BHIM PSB

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13. In relation to UPI, expand VPA
A. Virtual price address B. Virtual payment address
C. Virtual point access D. Visa payment address
Your answer is: B. Virtual payment address

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14. Which bills can be paid online (www.psbindia.com) using the banks site via BBPS?
A. Gas B. Mobile
C. Internet D. All of the above
Your answer is: D. All of the above

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15. Define IFSC?
A. Unique code of a particular bank having 11 alphanumeric B. Unique code of a particular bank's branch having 11
characters special characters
C. Unique code of a particular bank's branch having 11 D. Unique code of a particular bank's branch having 11
alphanumeric characters letters
Your answer is: C. Unique code of a particular bank's branch having 11 alphanumeric characters

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16. What is a kisan credit card?
A. ATM debit card offered to rural housing customers B. ATM credit card offered to customers availing KCC limit
(Agriculture Limit)
C. ATM debit card offered to customers availing KCC limit D. Prepaid card issued to KCC limit holders
(Agriculture Limit)
Your answer is: C. ATM debit card offered to customers availing KCC limit (Agriculture Limit)

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17. POS + Ecommerce shopping limit on PSB debit card is
A. Rs. 100000/- B. Rs. 50000/-
C. Rs. 25000/- D. Rs. 50000 (POS) + Rs. 50000/- (Ecomm)
Your answer is: A. Rs. 100000/-

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18. ATM debit card is a mandatory requirement while using the following services
A. UPI B. PSB Mobile banking
C. Both UPI and mobile banking D. None of the above
Your answer is: A. UPI

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19. What is the maximum amount that can be transferred per use per day while using UPI
platform of Punjab and Sind bank?
A. Rs. 10000/- B. Rs. 15000/-
C. Rs. 20000/- D. Rs. 25000/-
Your answer is: C. Rs. 20000/-
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20. Among the following ATM types , which product does not belong to Punjab & Sind bank
A. PMJDY card B. Rupay Pungrain Artiya card
C. RUPAY KCC card D. RUPAY smart card
Your answer is: D. RUPAY smart card

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21. In context of mobile banking which of the services are not available on mobile banking?
A. IMPS B. Stop cheque
C. Mobile Recharge for Vodafone customers D. Temple donation
Your answer is: B. Stop cheque

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22. What is bank's hotline number for blocking an ATM card by SMS?
A. 9223815846 B. 9223815845
C. 9223815844 D. 9223815843
Your answer is: C. 9223815844

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23. What is the daily limit of fund transfer for a retail customer in case of Net banking.
A. Rs. 100000/- B. Rs. 200000/-
C. Rs. 50000/- D. Rs. 500000/-
Your answer is: B. Rs. 200000/-

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24. In context of web transfer protocol (https://) , kindly expand the letter s?
A. Safe B. secure
C. social D. swift
Your answer is: B. secure

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25. A corporate customer comes over to the branch to enhance the daily fund transfer limit
on his Net banking, how can you help him?
A. There is no such provision available B. Ask him to get it done online by logging to
www.psbindia.com
C. Take his request letter/required from, fill in the D. Ask him to call up the helpdesk
required limit and mail it to the authorities
Your answer is: C. Take his request letter/required from, fill in the required limit and mail it to the authorities