Caritas Barishal Region

ICDP- Rakhaine
Grading the level of CCU’s Sustainability
Name of CCU: South Nayoripara CO-opt. credit Unioun
Address of the CCU: Village: Nayoripara, Upazila : Kalapara District : Patuakhali
Total Number of Members: 34 (Male members: 0 Female members: 34)
Amount of Share capital: TK. 98,459, Savings: 18,736
No. of loanees: 30 (Male:Female: 30 )Amount of loan balance :Tk.2,09,399

Sl. No. Indicators Not Good Good Very Good Marks

Financial/Capital Level
1 All the members deposit monthly share amount of Tk. 80 regularly. (80+ 1 1
good, 95+ very good) Average of last 3 months
2. 60% Members’ share stands around Tk. 4,000 (50% + good and 60%+ 0 0 0
very good)
3. 60% of CCU members are currently benefiting from a loan of the CCU. 0 2 2
(50%+ good and 60%+ very good).
4. 95% loanees are repaying loan installment regularly 1 0 1
(80%+ good and 95%+ very good)
5. Has enough capital to meet loan demand of members 0 0 0
(share Tk.250,000+ good and Tk.400,000+ very good)
6. CCU is able to meet 100% expenses of meeting, documents, 1 0 1
volunteer/staff. (90%+ good; 100% v. good)
7. CCU has its own office-house or pays office rent from the profit. 0 0 0
8 Income of members increased and no member pass days without food or 2 2
half-fed
9. Accounts are well maintained with transparency 2 2
Institutional/Management Level
10. The CCU has more than 100 members ( 100+ very good) 0 0 0
11. The CCU has at least 10 leaders (6+ good; 10+ very good) 2 2
12. The Managing Committee of CCU holds monthly Board meetings 2 2
regularly with quorum
13. 80% of members of CCU attend A. G. Meeting (70%+ 2 2
good and 80%+ very good)
14. All the adults of the village have become CCU member (80%+ good and 2 2
90%+ very good)
15. Leaders can prepare the accounts statements for AGM. 0 2 2
16. 90% leaders of CCUs have good knowledge on CCU 2 2
(Goal, objectives, strategies, activities/roles, etc.); (70%+good and 90%+
very good).
Social Level
17. 99% children of school going age are enrolled in school (90%+ good and 2 2
95%+ very good)
18. 50% of leaders are able to do advocacy and lobbying with different 2 2
sectors and avail govt. social safety-net supportsfor the eligible
members. (40%+ good and 50%+ v. good)
19. Healthy and hygienic situation in every household prevail (has & use 2 2
sanitary latrine, no defecation in the open place, wash hand with soap
after defecation, use sandals for toilet, etc.)
Legal Aspect
20. CCU is on the way to get registered or got registered withthe Govt. 1 1
Cooperative Department (on the way: good andgot registered: very
good)
21. Annual Audit is done regularly. 2 2
Grand Total 4 26 30

Each of the above stated point will carry 2 (two) marks (not good = 0; good = 1 and very good = 2). If a CCUobtains 90%+ mark then it will be
considered as “A+” graded CCU, i.e. very good. If a CCU obtains inbetween 70% to 89% marks, it will be “A” graded; CCU obtains below 70%
marks needs further nurturing.Further strategies should be developed and followed to uplift weak CCUs up to the standard. CDA & CDOwill give
special attention and more time to strengthen weak CCUs and place reports about the developmentof weak CCUs in the monthly staff meeting.

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Date: _____________ Signature of information collector

Name: Mr. Maung Aung Lawen