AUDIT COMMITTEE MEETING MATERIALS -06-25-2020

Loan Restructuring Program (LRP)

Real Time Posting of Loan Payment (RTPL)

Meaning of LAMG

Fund Disbursement

Internal Control System (ICS)

Manual of Procedures (MOP)

Debit Advises (DA’s)

File Transfer Protocol (FTP)

Office Services Department (OSD)

Expected Credit Loss (ECL)

Corporate Communications Department (CCD)

National Disaster Risk Reduction and Management Council (NDRRMC)

Special Disbursing Officer (SDO)

Summary of Canvass (SOC)

Loan Collection List (LCL)

Non-Current Assets Held for Sale (NCAHFS)

Investment Property (IP)

Expanded Maternity Leave Law (EMLL)

IFRS (look for the meaning in investment)

ROU (Right of Use)

PFRS

PAS (Philippine Accounting Standard)

CB/CA (Collecting Banks/Agents)

Loan Restructuring Program (LRP)

Pension Loan Program (PLP)

Asset Participation Certificates (APC)

Non-Current Assets for Sale (NCAHFS)

Enterprise Risk Management (ERM)

Value-at-Risk (VaR)

Market-to-Acquisition Ratio (MAR)

Liquidity risk – refers to the risk that a company may be unable to meet short term financial demands.
This usually occurs due to the inability to convert a security or hard asset to cash without a loss of
capital and/or income in the process.

Risk Management Division (RMD)

Systematic Risk – This is the risk of potential failure of one institution to create a chain reaction or
domino effect on other institutions and consequently threaten the stability of financial markets and
even the global economy.

PTMC SPECIAL BOARD MEETING 2020-06-26-2020

MSMEs