SHRI RAM MURTI SMARAK INTERNATIONAL BUSINESS SCHOOL

Post Graduate Diploma in Management

2nd Trimester
(Batch 2018-2020)

Course Title: Banking, SFB, PB and Micro Finance

Facilitator/ Teacher: Mr. Sanjay Shukla
Contact Details: 8960147080
Email: sanjay.shukla@ibs.srms.ac.in

Course Objectives:
This course has been designed
 To understand the Banking system &structure in India.
 To get insight of the services provided by banking institutions.
 To help understand regulatory framework and latest changes in
banking system.
 To understand what Micro finance is all about.

Teaching /Learning Strategies:

Employable Skills Measuring Tools
Ability to identify and apply the Case study
knowledge of subject practically in real Classroom Discussions
life situations Exercises
Presentations
Quiz

Evaluation:
Internal Evaluation will be based on scores obtained by students in different modes of
assessment conducted throughout the semester. The internal evaluation is of 70 marks.
 Midterm Test: 30 marks
 Assignment 1: 20 marks (case study)
 Assignment 2: 20 marks (Quiz)
 Assignment 3: 20 marks (Class presentation)
Assignment marks will be considered on average basis. (60/3=20)
Viva carries 20 marks.
External Evaluation carries 80 marks.

Attendance Policy:
The attendance in all classes/sessions is compulsory for all students. Continuous class
assessments will be done all through the trimester. Any assignments/ presentations/ Quizzes
can be conducted without any prior notice to students.
 `

Unit Topic Session Sub-topic Pre Read

Fundamental Role & Evolution Book 1, Page
1
of Banking 175-177, Book 2
2 Banking Structure in India
3 Licensing of Banks in India
RB 1, page 8-17,
Branch licensing, Foreign Book 2
4 Banks, Private Banks – Capital
and Voting rights.
Book 1, Page
RBI, Monetary and Fiscal
5 315-330, Book 2
Policy
Book 1, Page
6 Analysis of Banking Industry 175-177, Book 2

RB 1, page 31-36,
7 Products and Services of Banks Book 2
Banking
1
Fundamentals
Book 1, Page
8 Retail Banking 180-192, Book 2

RF 2, page 3-36,
9 Corporate Banking Book 2

Book 1, Page
10 Merchant banking 397-405, Book 2

Book 1, Page
11 Mutual Funds 406-418, NISM
series VA, Book 2

Assignment 1 (Class
12
Presentation – Q & A)
2 Banking Bank Deposits, Nomination and Book 1, Page
13
Functions Deposit Insurance 180-192, Book 2
Fund Based & Non Fund Based
14 RB 1, page 31-36,
Services
Book 2
15 Money Remittance Services
Credit Monitoring, Sickness and
16 Book 3, page 291-
Rehabilitation
302, Book 2
17 Consumer Finance
Book 1, Page
18 Credit Card
180-192, Book 2
19 Bank- Customer Relationship RB 1, page 38-41
20 Security Creation Book 3, page 258-
271, RB 1, page
21 NPA & Securitization
41-58
22 Assignment 2 (Class
 Presentation – Q & A )
Income Statement, Profit and RB 1, page 59-66,
23
Loss Analysis Book 2
24 Balance Sheet Analysis
CAMELS and BASEL
Bank 25
framework
Financials & Anti-Money Laundering and Book 1, page 270-
3
Regulatory 26 Know Your Customer, Banking 290, RB 1, page
Frame work Ombudsman Scheme, 2006 67-92, Book 2
Negotiable Instrument Act,
27
1881, Indian Contract Act, 1872
Assignment 3 (Class
28
Presentation – Q & A )
Understanding Micro Finance Book 3, page 315-
29
Model 325, Book 2
Nature and scope of Small
30
Finance Banks
Financial Nature and scope of Payment
4 31
Inclusion Banks
Book 3
32 Islamic Banking in India
33 Hi-Tech Banking
34 Issues and Challenges
35 Government Initiatives

Text Book:
1. Clifford Gomez – Financial Markets, Institutions and Financial Services (PHI Learning)
2. National Stock Exchange of India Limited - NCFM Banking Sector Module
3. Padamlatha Suresh & Justin Paul - Management of Banking and Financial Services, 3rd
Edition (Pearson)

Reference Books:

1. IIBF – Corporate Banking (Macmillan)

2. Fabozzi - Foundations of Financial Markets and Institutions (Pearson Education, 3 edition).
3. Prof. Debdutta K Panda - Understanding Microfinance
4. Prof. Mohammad Yunus - Banker to the Poor
5. NISM Series VA module