According to the above mentioned factors, the increment of the efficiency is different from the

way of increase the efficiency of other operating banks and financial institutions. Through the
enhancement of the efficiency, the ROI can be reached. Other than that, there should be
considered Liqudity, survival, and the going concerns applicability. As efficiency depend not
only the quantitative factors but also on the qualitative factors, The SEEDS has to draw their
attention on behalf of those things .The qualitative factors are most useful for the enhancement of
the efficiency such as commitment, dedication of the managers and field officers, growth and
sustainability of Sarvodaya village societies groups and Self employments and small business
which are capitalized by microfinance funds. The researcher were assessed the both factors of
qualitative and quantitative which are affected to the efficiency of the sarvodaya SEEDS in the
Kurunegala district through the study and observations. So many factors could be able to identify
which assists to enhance the efficiency of their business practices.