AXA 19-737 GC Update1906 06 SINGLE

Health
GLOBALCARE HEALTH PLAN

A comprehensive international health
insurance plan that offers optimal
worldwide coverage for your
medical needs.
Whether you live in Singapore or abroad,
we want to ensure that you and your
family have access to the best standards
of healthcare, anytime, anywhere.
GLOBALCARE HEALTH PLAN gives you
comprehensive worldwide medical
protection including coverage for
pre-existing medical conditions, assuring
you and your loved ones of better
financial security and peace of mind.
Supporting you anywhere, worldwide
• Choose from three areas of coverage: worldwide, worldwide excluding USA,
and worldwide excluding USA and Hong Kong*
• Choose 20% Co-Insurance option to enjoy a discount on your premium
• Enjoy peace of mind when you are injured, ill or require inpatient treatment
abroad with a range of medical assistance services including evacuation or
repatriation when treatment is unavailable locally
Cashless hospital settlement, worldwide

No upfront payment for all approved treatments with any provider within our
global directory of hospitals, so you can focus on recovery.
Pre & post-hospitalisation outpatient treatment

Experience one of the longest coverage periods for pre and post hospitalisation
benefits, up to 180 days before and after your hospitalisation.
Maintenance of chronic conditions arising after your policy commencement^

Receive coverage for chronic medical conditions up to the plan limit, for
conditions such as heart disease, cancer or diabetes, and let us take care of
your bills if you need long-term treatment for chronic diseases.
Special cover for pre-existing conditions#

Get coverage for pre-existing conditions after the waiting period and up to
the benefit limits, with no medical questions asked and no medical
examination required.
Maternity## and newborn benefits

Be insured for your pregnancy until delivery against pre and post-natal
complications. In the event that you need to be hospitalised, accommodation
for your newborn will be covered.
* Applicable on Plan C, D & E only.

^ Subject to availability of the plan.
#
Applicable on Plan A & B only.
##
Subject to availability of the plan and 365 days waiting period.
3
Wellness and preventive health coverage
Cover yourself for vaccinations, dental care, optical care, health screening and
alternative treatments like Traditional Chinese Medicine, homeopathy and
more in selected plans.
24/7 support
Enjoy personalised customer support 24/7, with AXA Health Customer Care and
International Medical Emergency Assistance, available to answer any questions
about your healthcare needs and our global network of hospitals.
Easy application process

Hassle-free application with moratorium underwriting — no questions asked
and no medical examination required.
Secure your health insurance with these tips
Buy the coverage you need

Speak with your financial adviser to understand how much health coverage you
require, based on your needs and budget.
Be prepared for rising healthcare costs

Ensure that you and your loved ones are covered with health insurance to protect
you against high expenses should any unfortunate events happen.
Avoid additional out-of-pocket expenses

Check that you are covered for Co-insurance or Deductibles to avoid making
additional payments if you have to make a claim.
Know the panel healthcare providers

Choose from the list of panel hospitals or clinics covered under your plan for
seamless claims processing.
4
Choose from five plan types to suit your specific needs and receive optimal worldwide coverage
for hospitalisation, outpatient treatments, maternity expenses, vaccinations, dental, optical
expenses and more.
Key Benefits Plan A Plan B Plan C Plan D Plan E
Worldwide &
Worldwide excluding USA &
Geographical coverage Worldwide
Hong Kong
excluding USA
Access to the most preferred private hospitals, doctors

and specialists     
Cashless hospital settlement
    
24/7 AXA Health Customer Care
    
24/7 AXA Concierge Team
    
Comprehensive inpatient cover
    
Pre & Post-natal complications
    
Extensive outpatient cover
   
Preventive Healthcare – Annual Health Screening
   
Preventive Healthcare – Vaccination
 
Pre-existing conditions cover
 
Hospice and Palliative Care
 
Dental

Optical

Pregnancy & Delivery

5
We want to ensure that you receive optimal care and treatment when you need it and we have
made the application process easy and hassle-free just for you. Unlike most insurance and
healthcare plans, this plan will cover your pre-existing conditions with no medical questions
asked and no medical examination required, subject to the terms and conditions of the policy.
We will reward you for improving your health and being Trouble Free for two years.
The illustration shows how the pre-existing condition benefit works based on the plan type you
have selected.
Plans A & B
Can claim up to a maximum of
Trouble Free for two
S$6 million (Plan A) or
consecutive years & two
S$4.5 million (Plan B) yearly
years of consecutive cover
under the main benefits
With
pre-existing condition
Your claims for pre-existing Cover up to S$3,000 for the first
conditions will be covered two years & up to S$6,000 for the
after a waiting period of subsequent years under pre-existing
270 consecutive days conditions benefits
Plans C, D & E
Can claim up to a maximum of
Trouble Free for two
S$3.3 million (Plan C) or S$800,000
consecutive years & two
(Plan D) or S$500,000 (Plan E)
years of consecutive cover
yearly under main benefits
With
pre-existing condition
Made claims for

No cover
pre-existings conditions
Definition
Pre-existing condition
Any condition which during the five years preceding the commencement date:
(a) has been diagnosed or;
(b) for which the life assured has received medication, advice or treatment, or;
(c) which the life assured should reasonably, based on our appointed independent medical practitioner's opinion, have known about; or
(d) for which the life assured has experienced symptoms even if he or she has not consulted a medical practitioner.
Trouble Free
When a life insured:
• has not had any medical opinion from a medical practitioner including general practitioners (GPs), specialists or alternative practitioner; and
• has not taken any medication (including over the counter drugs) or followed a special diet; and
• has not had any medical treatment;
for the medical condition or any associated medical condition.
6
John had a knee operation on 30th June 2013, and purchases Plan A on 1st
January 2016.
Scenario 1:
Cover available under the main benefits after 24 consecutive months of being Trouble Free
John requires further treatment on the same knee on 1st January 2018. Since he has been
insured under Plan A for 24 consecutive months, and he was Trouble Free for 24 consecutive
months, his treatment will be eligible to be claimed under the main benefits.
| Pre-existing condition period (5 years)......................... | Trouble Free for 2 years.............
1 Jan 2011 30 Jun 2013 1 Jan 2016 1 Jan 2018

Start of knee Knee Policy onwards
condition operation inception Full cover
available
Scenario 2:
Cover available under the Pre-existing conditions benefit after 270 consecutive days
John requires further treatment on the same knee on 1st October 2017. Since John has been
insured under the GlobalCare Health Plan A for less than 24 consecutive months, his treatment
will be subject to the Pre-existing benefit limit.
Since he is insured on Plan A, he is covered for the pre-existing condition benefit up to S$3,000,
when he goes ahead with the surgery, as this is after the waiting period of 270 consecutive days.
After 24 consecutive months (on 1 October 2019) of being Trouble Free, he will be eligible to
claim under the main benefits, if he requires further treatment on the same knee.
| Pre-existing condition period (5 years).......................................| Trouble Free for 2 years.....
1 Jan 2011 30 Jun 2013 1 Jan 2016 1 Oct 2017 1 Oct 2019
Start of knee Knee Policy Further treatment* onwards
condition operation inception on same knee Full cover
available
* Treatment is covered under Plan A & B limited to pre-existing conditions benefits.
7
Only applicable if
Benefits Co-Insurance option
is chosen
Please note: For the treatment of a disease or illness (except for eligible accidental injuries, dengue fever, insect or
animal bites and food and drinks poisoning, where cover is immediate), there is a waiting period of 30 days after the
commencement date of the policy or the date when the life assured is included under this policy. Benefit values are
per person each year unless otherwise specified and are reduced each time you claim only by the net amount (less any
deductible, excess or co-insurance) we have actually paid.
Area of cover Worldwide/Worldwide excluding USA
Yearly maximum up to SG$6,000,000/US$5,556,000
Outside area of cover Emergency treatment only
Level of reimbursement Reasonable and customary (R&C) charges
Inpatient and daycare treatment

(including surgery, consultations, organ transplants, consumables, surgical implants etc.)
Daily accommodation charges Standard Single Room 20% Co-Insurance
Companion accommodation up to
(Applicable when the life assured SG$200/US$160 per night 20% Co-Insurance
is under the age of 18 years old)
Cash benefit
(Up to a maximum of 14 nights for SG$400/US$305 per night N/A
each inpatient hospital admission)
Included - within 180 days prior to hospital
Pre-/post-hospitalization
admission and 180 days following discharge 20% Co-Insurance
Outpatient treatment
from hospital
Inpatient direct billing Paid in full for eligible expenses 20% Co-Insurance
Applicable inpatient direct billing

Global directory of hospitals N/A
network
Outpatient (OP) treatment
Deductible per visit NIL N/A
Radiotherapy and chemotherapy

Paid in full for eligible expenses 20% Co-Insurance
(OP deductible does not apply)
Kidney dialysis treatment
Minor Surgical procedures Paid in full for eligible expenses, including 1 post-
received as an outpatient surgical consultation or visit within 30 days from 20% Co-Insurance
(OP deductible does not apply) the date of the minor surgical procedure
Consultation and prescriptions
| Diagnostic scans Labs
investigations, X-Ray and Paid in full for eligible expenses 20% Co-Insurance
Ultrasound | Courses of
Physiotherapy
Alternative treatments: Courses
of chiropractic treatment,
acupuncture, homeopathy,
SG$2,200/US$2,040 20% Co-Insurance
osteopathy, podiatrist, dietitian,
nutritionist, naturopath and
Traditional Chinese Medicine up to
8
Other benefits
Paid as part of Outpatient Treatment

Maintenance of chronic conditions
(Consultation and Prescriptions, Diagnostic
which exist or arise after your 20% Co-Insurance
Scans, Laboratory Investigations, X-Ray and
commencement date of cover
Ultrasound & Courses of physiotherapy)
Ambulance transport Paid in full for eligible expenses 20% Co-Insurance
International Emergency Medical

Paid in full for eligible expenses N/A
Assistance
Concierge services Paid in full for eligible expenses N/A
Accidental damage to teeth Paid in full for eligible expenses 20% Co-Insurance
Pre- and post-natal complications Paid in full for eligible expenses* 20% Co-Insurance
Death benefit SG$5,000/US$4,000 N/A
Newborn accommodation Paid in full for eligible expenses 20% Co-Insurance
Health screen up to SG$1,600/US$1,480* 20% Co-Insurance
Psychiatric treatment up to SG$10,000/US$7,500 20% Co-Insurance
Years 1# & 2: SG$3,000/US$2,300.

Pre-existing conditions up to 20% Co-Insurance
Subsequent years: SG$6,000/US$4,600
Vaccination up to SG$2,000/US$1,600 20% Co-Insurance
Hospice and palliative care up to SG$52,000/US$38,000 in a member’s lifetime* 20% Co-Insurance
Pregnancy and delivery up to SG$19,000/US$13,800* 20% Co-Insurance
80% eligible expenses incurred up to SG$1,600/

Routine dental care up to N/A
US$1,200
Routine optical care up to SG$380/US$280 20% Co-Insurance
* Available only after 365 consecutive days of cover

#
Available only after 270 consecutive days of cover
9
PLAN A1 – Worldwide
AGE SGD USD AGE SGD USD
0-10 15,241.41 11,278.65 46 37,453.21 27,715.38
11 15,984.49 11,828.52 47 38,441.42 28,446.63
12 16,729.63 12,379.92 48 39,429.64 29,177.94
13 17,472.71 12,929.81 49 40,447.67 29,931.28
14 18,215.81 13,479.70 50 41,445.21 30,669.45
15 18,958.87 14,029.56 51 42,543.44 31,482.14
16 19,704.03 14,580.99 52 43,703.19 32,340.35
17 20,447.09 15,130.85 53 45,317.87 33,535.22
18 21,190.17 15,680.74 54 47,018.35 34,793.59
19 21,931.21 16,229.10 55 48,795.27 36,108.50
20 22,672.24 16,777.45 56 50,676.60 37,500.69
21 21,267.04 15,737.61 57 52,608.27 38,930.12
22 21,940.16 16,235.72 58 55,436.81 41,023.23
23 22,613.26 16,733.82 59 58,291.42 43,135.66
24 23,286.36 17,231.91 60 61,282.15 45,348.79
25 23,959.46 17,730.01 61 64,507.84 47,735.80
26 24,632.58 18,228.10 62 68,003.87 50,322.87
27 25,305.67 18,726.20 63 72,754.75 53,838.52
28 25,978.78 19,224.30 64 77,816.99 57,584.56
29 26,651.89 19,722.40 65 87,221.77 64,544.11
30 27,173.94 20,108.72 66 92,574.90 68,505.42
31 27,694.16 20,493.68 67 97,741.57 72,328.77
32 28,216.23 20,880.02 68 101,634.75 75,209.71
33 28,736.44 21,264.97 69 105,328.42 77,943.03
34 29,258.52 21,651.30 70 108,809.54 80,519.05
35 29,778.73 22,036.26 71 112,350.31 83,139.24
36 30,300.81 22,422.59 72 115,898.55 85,764.93
37 30,822.86 22,808.92 73 121,182.69 89,675.18
38 31,458.68 23,279.42 74 127,522.15 94,366.39
39 32,096.36 23,751.30 75 134,174.88 99,289.41
40 32,734.03 24,223.18 76 141,148.28 104,449.73
41 33,371.71 24,695.07 77 148,466.65 109,865.32
42 34,009.39 25,166.94 78 156,142.99 115,545.81
43 34,647.07 25,638.84 79 164,194.12 121,503.66
44 35,486.12 26,259.74 80 172,636.81 127,751.24
45 36,468.74 26,986.86 81-99 #
198,533.52 146,914.81
10
PLAN A2 – Worldwide excluding USA
0-10 7,151.67 5,292.23 46 19,605.74 14,508.25
11 7,730.53 5,720.58 47 19,879.83 14,711.08
12 8,307.34 6,147.44 48 20,155.79 14,915.28
13 8,884.15 6,574.26 49 20,431.75 15,119.49
14 9,460.97 7,001.12 50 20,705.82 15,322.29
15 10,037.78 7,427.96 51 20,981.78 15,526.51
16 10,614.59 7,854.81 52 21,259.59 15,732.10
17 11,193.45 8,283.15 53 21,574.71 15,965.28
18 11,770.28 8,710.00 54 21,893.54 16,201.21
19 12,176.71 9,010.77 55 22,210.51 16,435.79
20 12,583.15 9,311.53 56 22,527.49 16,670.35
21 11,798.87 8,731.17 57 22,848.18 16,907.65
22 12,168.05 9,004.36 58 24,283.90 17,970.08
23 12,537.23 9,277.55 59 26,045.91 19,273.97
24 12,906.41 9,550.75 60 27,725.86 20,517.13
25 13,275.60 9,823.94 61 29,743.29 22,010.04
26 13,644.77 10,097.14 62 31,911.77 23,614.71
27 14,013.95 10,370.32 63 34,236.86 25,335.28
28 14,381.27 10,642.15 64 36,729.76 27,180.02
29 14,750.46 10,915.34 65 39,397.94 29,154.47
30 15,048.78 11,136.10 66 42,261.89 31,273.80
31 15,058.10 11,142.99 67 45,325.35 33,540.74
32 15,067.42 11,149.89 68 48,610.68 35,971.89
33 15,080.48 11,159.55 69 52,129.09 38,575.52
34 15,089.79 11,166.45 70 54,800.98 40,552.72
35 15,089.79 11,166.45 71 57,728.33 42,718.97
36 15,386.26 11,385.84 72 60,810.42 44,999.72
37 15,686.46 11,607.97 73 64,060.34 47,404.65
38 16,081.75 11,900.50 74 67,481.79 49,936.53
39 16,480.76 12,195.76 75 71,071.04 52,592.55
40 16,902.15 12,507.58 76 74,837.44 55,379.70
41 17,308.63 12,808.38 77 78,786.55 58,302.05
42 17,730.01 13,120.20 78 82,931.44 61,369.27
43 18,207.32 13,473.43 79 87,279.59 64,586.89
44 18,710.76 13,845.95 80 91,836.53 67,959.03
45 19,299.95 14,281.96 81-99# 105,613.69 78,154.14
If the policyholder or the life assured is a Singapore citizen, Singapore permanent resident or valid work pass holder then premiums payable are
subject to Goods & Services Tax (GST) in accordance with the Goods and Services Tax Act (Cap. 117A). Every such premium payment made must
include GST, otherwise the premium will be deemed to be unpaid.
#
Applicable for renewals only 11
Only applicable if
is chosen
Area of cover Worldwide/Worldwide excluding USA
Yearly maximum up to SG$4,500,000/US$4,179,000
Outside area of cover Emergency treatment only

(Applicable when the life assured is under the SG$200/US$160 per night 20% Co-Insurance
age of 18 years old)
Cash benefit
(Up to a maximum of 14 nights for each SG$300/US$240 per night N/A
inpatient hospital admission)
Included - within 180 days prior to
Pre-/post-hospitalization Outpatient treatment hospital admission and 180 days 20% Co-Insurance
following discharge from hospital
Applicable inpatient direct billing network Global directory of hospitals N/A

Paid in full for eligible expenses,
Minor Surgical procedures received as
including 1 post-surgical consultation
an outpatient 20% Co-Insurance
or visit within 30 days from the date of
the minor surgical procedure
Consultation and prescriptions | Diagnostic
scans Labs investigations, X-Ray and Paid in full for eligible expenses 20% Co-Insurance
Ultrasound | Courses of Physiotherapy
Alternative treatments: Courses of chiropractic
treatment, acupuncture, homeopathy,
osteopathy, podiatrist, dietitian, nutritionist, SG$2,200/US$2,040 20% Co-Insurance
naturopath and Traditional Chinese Medicine
up to
12
Other benefits

Maintenance of chronic conditions which (Consultation and Prescriptions,
exist or arise after your commencement Diagnostic Scans, Laboratory 20% Co-Insurance
date of cover Investigations, X-Ray and Ultrasound &
Courses of Physiotherapy)
International Emergency Medical Assistance Paid in full for eligible expenses N/A
Health screen up to SG$250/US$230* 20% Co-Insurance
Psychiatric treatment up to SG$6,000/US$4,600 20% Co-Insurance
Years 1 & 2: SG$3,000/US$2,300.

#
Pre-existing conditions up to 20% Co-Insurance
Subsequent years: SG$6,000/US$4,600
Vaccination up to SG$1,600/US$1,200 20% Co-Insurance
SG$40,000/US$30,000 in a member’s
Hospice and palliative care up to 20% Co-Insurance
lifetime*
Pregnancy and delivery up to Not applicable N/A
Routine dental care up to Not applicable N/A
Routine optical care up to Not applicable N/A

#
Available only after 270 consecutive days of cover
13
PLAN B1 – Worldwide
0-10 11,739.48 8,687.21 46 30,634.55 22,669.57
11 11,739.48 8,687.21 47 31,471.73 23,289.07
12 11,739.48 8,687.21 48 32,305.18 23,905.83
13 11,739.48 8,687.21 49 33,168.47 24,544.68
14 11,739.48 8,687.21 50 34,005.67 25,164.19
15 11,739.48 8,687.21 51 34,939.79 25,855.46
16 11,877.00 8,788.98 52 35,931.74 26,589.49
17 12,291.66 9,095.83 53 37,371.17 27,654.66
18 12,716.56 9,410.26 54 38,896.37 28,783.32
19 13,742.93 10,169.76 55 40,498.02 29,968.54
20 14,777.50 10,935.36 56 42,192.89 31,222.73
21 14,741.12 10,908.43 57 43,938.12 32,514.21
22 15,680.87 11,603.83 58 46,578.31 34,467.95
23 17,025.20 12,598.65 59 49,237.17 36,435.51
24 17,856.79 13,214.02 60 52,026.52 38,499.63
25 18,699.57 13,837.68 61 55,045.24 40,733.48
26 19,506.91 14,435.12 62 58,336.16 43,168.76
27 20,269.53 14,999.45 63 62,870.76 46,524.37
28 20,672.26 15,297.48 64 67,718.59 50,111.76
29 21,052.64 15,578.94 65 76,386.87 56,526.27
30 21,408.77 15,842.47 66 81,497.62 60,308.24
31 21,764.89 16,106.03 67 86,420.03 63,950.82
32 22,091.19 16,347.48 68 90,067.07 66,649.64
33 22,497.65 16,648.27 69 93,503.44 69,192.55
34 22,874.29 16,926.98 70 96,723.52 71,575.40
35 23,260.26 17,212.58 71 99,995.80 73,996.89
36 23,687.23 17,528.56 72 103,269.96 76,419.76
37 24,117.96 17,847.29 73 106,782.78 79,019.25
38 24,729.52 18,299.85 74 110,299.30 81,621.47
39 25,342.95 18,753.79 75 113,860.59 84,256.85
40 25,993.68 19,235.33 76 117,427.48 86,896.34
41 26,651.89 19,722.40 77 120,970.11 89,517.89
42 27,334.31 20,227.38 78 124,371.06 92,034.59
43 28,126.74 20,813.80 79 127,781.34 94,558.19
44 28,958.31 21,429.16 80 131,158.02 97,056.93
45 29,797.36 22,050.05 81-99 #
150,832.76 111,616.25
14
PLAN B2 – Worldwide excluding USA
0-10 5,460.22 4,040.57 46 15,015.21 11,111.25
11 5,556.70 4,111.97 47 15,445.93 11,430.00
12 5,653.18 4,183.35 48 15,878.50 11,750.09
13 5,749.65 4,254.74 49 16,311.09 12,070.21
14 5,846.13 4,326.14 50 16,743.65 12,390.30
15 5,942.61 4,397.53 51 17,176.23 12,710.41
16 6,039.10 4,468.93 52 17,610.68 13,031.90
17 6,135.57 4,540.32 53 17,877.30 13,229.20
18 6,232.03 4,611.70 54 18,145.81 13,427.89
19 6,562.53 4,856.28 55 18,518.71 13,703.85
20 6,893.03 5,100.84 56 19,279.44 14,266.79
21 6,969.69 5,157.56 57 20,062.55 14,846.30
22 7,389.22 5,468.01 58 21,244.69 15,721.07
23 7,993.33 5,915.07 59 22,438.00 16,604.12
24 8,366.23 6,191.01 60 23,689.10 17,529.93
25 8,744.75 6,471.10 61 25,042.76 18,531.65
26 9,106.47 6,738.77 62 26,517.64 19,623.05
27 9,447.67 6,991.27 63 28,551.85 21,128.38
28 9,628.53 7,125.12 64 30,725.92 22,737.18
29 9,800.08 7,252.06 65 34,613.50 25,613.98
30 9,958.56 7,369.33 66 36,905.03 27,309.72
31 10,118.90 7,487.99 67 38,954.17 28,826.09
32 10,264.34 7,595.61 68 41,853.55 30,971.63
33 10,447.06 7,730.82 69 44,958.03 33,268.93
34 10,616.75 7,856.40 70 47,378.22 35,059.88
35 10,788.30 7,983.33 71 49,921.46 36,941.88
36 10,980.34 8,125.44 72 52,598.95 38,923.24
37 11,131.36 8,237.20 73 55,423.74 41,013.57
38 11,560.22 8,554.55 74 58,399.56 43,215.67
39 11,987.19 8,870.52 75 61,520.83 45,525.41
40 12,414.18 9,186.49 76 64,791.24 47,945.51
41 12,843.02 9,503.84 77 68,222.01 50,484.28
42 13,270.00 9,819.79 78 71,822.47 53,148.62
43 13,696.98 10,135.77 79 75,603.77 55,946.79
44 14,123.97 10,451.74 80 79,560.34 58,874.65
45 14,552.80 10,769.07 81-99 #
91,493.46 67,705.17
#
Only applicable if
is chosen
Area of cover Worldwide excluding USA & Hong Kong

PLAN C: SG$3,300,000/US$3,064,000
Yearly maximum up to
PLAN D: SG$800,000/US$743,000
Emergency treatment only
Outside area of cover
(Maximum 90 days stay outside area of cover)


Cash benefit
PLAN C: SG$300/US$240 per night
(Up to a maximum of 14 nights for each N/A
PLAN D: SG$200/US$145 per night

PLAN C: NIL
PLAN D: remaining
PLAN C: NIL
Deductible per visit eligible claim amount
PLAN D: SG$80/US$64
would be subject to 20%
Co-Insurance
Up to SG$12,000/US$9,000 (including
scans Labs investigations, X-Ray and 20% Co-Insurance
limits for alternative treatments below)
osteopathy, podiatrist, dietitian, nutritionist, SG$1,200/US$900 20% Co-Insurance
up to
16
Other benefits

Maintenance of chronic conditions which (Consultation and Prescriptions,
exist or arise after your commencement Diagnostic Scans, Laboratory 20% Co-Insurance
date of cover Investigations, X-Ray and Ultrasound &
Courses of Physiotherapy)
PLAN C: SG$175/US$160*
Health screen up to 20% Co-Insurance
PLAN D: SG$120/US$110*
PLAN C: SG$6,000/US$4,600
Psychiatric treatment up to PLAN D: Inpatient treatment only up to 20% Co-Insurance
SG$3,000/US$2,300
Pre-existing conditions up to Not applicable N/A
Vaccination up to Not applicable N/A
Hospice and palliative care up to Not applicable N/A
17
PLAN C – Worldwide excluding USA & Hong Kong
0-10 3,696.21 2,735.19 46 9,009.40 6,666.96
11 3,905.33 2,889.94 47 9,009.40 6,666.96
12 4,112.40 3,043.17 48 9,009.40 6,666.96
13 4,321.55 3,197.94 49 9,009.40 6,666.96
14 4,530.67 3,352.70 50 11,053.91 8,179.91
15 4,739.83 3,507.47 51 11,053.91 8,179.91
16 4,946.90 3,660.71 52 11,053.91 8,179.91
17 5,156.03 3,815.46 53 11,053.91 8,179.91
18 5,365.17 3,970.24 54 11,053.91 8,179.91
19 5,466.62 4,045.31 55 13,361.75 9,887.70
20 5,568.11 4,120.40 56 13,529.15 10,011.57
21 5,149.84 3,810.88 57 13,694.68 10,134.07
22 5,242.03 3,879.09 58 13,694.68 10,134.07
23 5,334.17 3,947.28 59 13,694.68 10,134.07
24 5,426.33 4,015.51 60 16,348.58 12,097.96
25 5,435.74 4,022.46 61 18,524.77 13,708.33
26 5,443.25 4,028.02 62 19,965.53 14,774.50
27 5,452.68 4,034.98 63 21,513.48 15,919.98
28 5,462.07 4,041.94 64 23,178.06 17,151.77
29 5,471.49 4,048.90 65 24,961.13 18,471.24
30 5,480.88 4,055.86 66 26,873.98 19,886.74
31 5,480.88 4,055.86 67 28,926.03 21,405.25
32 5,480.88 4,055.86 68 31,132.27 23,037.89
33 5,480.88 4,055.86 69 33,492.79 24,784.68
34 5,480.88 4,055.86 70 35,352.98 26,161.20
35 6,404.40 4,739.25 71 37,307.21 27,607.34
36 6,404.40 4,739.25 72 39,366.78 29,131.41
37 6,404.40 4,739.25 73 41,548.58 30,745.97
38 6,404.40 4,739.25 74 43,847.01 32,446.79
39 6,404.40 4,739.25 75 46,260.19 34,232.54
40 7,440.75 5,506.16 76 48,791.85 36,105.96
41 7,440.75 5,506.16 77 51,447.64 38,071.26
42 7,440.75 5,506.16 78 54,236.98 40,135.37
43 7,440.75 5,506.16 79 57,165.52 42,302.48
44 7,440.75 5,506.16 80 60,233.23 44,572.58
45 9,009.40 6,666.96 81-99 #
69,268.95 51,259.02
18
#
Applicable for renewals only
PLAN D – Worldwide excluding USA & Hong Kong
0-10 2,387.35 1,766.64 46 5,535.77 4,096.47
11 2,521.84 1,866.15 47 5,535.77 4,096.47
12 2,656.34 1,965.69 48 5,535.77 4,096.47
13 2,790.84 2,065.23 49 5,535.77 4,096.47
14 2,925.33 2,164.74 50 6,650.57 4,921.42
15 3,059.84 2,264.28 51 6,650.57 4,921.42
16 3,194.32 2,363.81 52 6,650.57 4,921.42
17 3,328.82 2,463.32 53 6,650.57 4,921.42
18 3,463.32 2,562.86 54 6,650.57 4,921.42
19 3,528.46 2,611.07 55 8,158.61 6,037.37
20 3,595.71 2,660.83 56 8,500.28 6,290.22
21 3,325.30 2,460.72 57 8,843.89 6,544.48
22 3,384.46 2,504.51 58 9,542.55 7,061.49
23 3,443.63 2,548.29 59 10,292.75 7,616.63
24 3,502.83 2,592.09 60 11,098.31 8,212.74
25 3,563.91 2,637.29 61 11,961.12 8,851.22
26 3,623.08 2,681.09 62 12,890.74 9,539.16
27 3,626.89 2,683.91 63 13,891.00 10,279.34
28 3,632.62 2,688.15 64 14,965.70 11,074.62
29 3,636.43 2,690.95 65 16,116.78 11,926.41
30 3,642.17 2,695.21 66 17,353.73 12,841.75
31 3,642.17 2,695.21 67 18,678.49 13,822.08
32 3,642.17 2,695.21 68 20,102.54 14,875.87
33 3,642.17 2,695.21 69 21,625.81 16,003.10
34 3,642.17 2,695.21 70 22,826.52 16,891.62
35 4,016.31 2,972.06 71 24,088.28 17,825.33
36 4,016.31 2,972.06 72 25,418.79 18,809.92
37 4,016.31 2,972.06 73 26,827.56 19,852.39
38 4,016.31 2,972.06 74 28,312.66 20,951.37
39 4,016.31 2,972.06 75 29,870.32 22,104.04
40 4,936.40 3,652.94 76 31,504.33 23,313.20
41 4,936.40 3,652.94 77 33,218.52 24,581.71
42 4,936.40 3,652.94 78 35,020.51 25,915.18
43 4,936.40 3,652.94 79 36,912.21 27,315.03
44 4,936.40 3,652.94 80 38,893.65 28,781.30
45 5,535.77 4,096.47 81-99 #
44,727.21 33,098.14
#
Only applicable if
is chosen
Area of cover Worldwide excluding USA & Hong Kong
Yearly maximum up to SG$500,000/US$464,000

Emergency treatment only
Outside area of cover
(Maximum 90 days stay outside area of cover)

Cash benefit
(Up to a maximum of 14 nights for each SG$200/US$145 per night N/A

scans Labs investigations, X-Ray and Not applicable N/A
osteopathy, podiatrist, dietitian, nutritionist, Not applicable N/A
up to
20
Other benefits
Maintenance of chronic conditions which

exist or arise after your commencement Not Applicable N/A
date of cover
Newborn accommodation Not applicable N/A
Health screen up to Not applicable N/A
Psychiatric treatment up to Not applicable N/A
Pre-existing conditions up to Not applicable N/A
Vaccination up to Not applicable N/A
Hospice and palliative care up to Not applicable N/A
21
PLAN E – Worldwide excluding USA & Hong Kong
0-10 1,363.81 1,009.22 46 3,252.76 2,407.03
11 1,440.49 1,065.96 47 3,252.76 2,407.03
12 1,517.13 1,122.69 48 3,252.76 2,407.03
13 1,593.82 1,179.42 49 3,252.76 2,407.03
14 1,670.46 1,236.15 50 3,914.31 2,896.58
15 1,747.14 1,292.88 51 4,015.09 2,971.18
16 1,823.78 1,349.61 52 4,117.71 3,047.10
17 1,902.48 1,407.83 53 4,317.46 3,194.91
18 1,979.14 1,464.56 54 4,519.03 3,344.09
19 2,015.45 1,491.44 55 4,718.77 3,491.90
20 2,053.78 1,519.81 56 4,920.36 3,641.05
21 1,898.50 1,404.90 57 5,121.93 3,790.23
22 1,933.33 1,430.66 58 5,530.61 4,092.64
23 1,966.31 1,455.06 59 5,968.57 4,416.72
24 2,001.12 1,480.85 60 6,437.69 4,763.88
25 2,034.11 1,505.25 61 6,939.82 5,135.45
26 2,068.93 1,531.01 62 7,484.08 5,538.21
27 2,103.75 1,556.78 63 8,068.66 5,970.79
28 2,136.74 1,581.19 64 8,700.88 6,438.65
29 2,147.73 1,589.31 65 9,375.24 6,937.68
30 2,158.74 1,597.46 66 10,099.11 7,473.33
31 2,158.74 1,597.46 67 10,876.09 8,048.30
32 2,158.74 1,597.46 68 11,711.73 8,666.68
33 2,158.74 1,597.46 69 12,604.18 9,327.09
34 2,158.74 1,597.46 70 13,313.37 9,851.90
35 2,325.50 1,720.86 71 14,059.21 10,403.81
36 2,325.50 1,720.86 72 14,850.86 10,989.63
37 2,325.50 1,720.86 73 15,695.66 11,614.79
38 2,325.50 1,720.86 74 16,591.77 12,277.92
39 2,325.50 1,720.86 75 17,531.88 12,973.58
40 2,789.13 2,063.94 76 18,515.93 13,701.79
41 2,789.13 2,063.94 77 19,545.83 14,463.91
42 2,789.13 2,063.94 78 20,628.85 15,265.34
43 2,789.13 2,063.94 79 21,765.01 16,106.11
44 2,789.13 2,063.94 80 22,950.67 16,983.50
45 3,252.76 2,407.03 81-99 #
26,394.00 19,531.56
22
#
Applicable for renewals only
1. Where can I get medical treatment that is covered by GlobalCare Health Plan?
GlobalCare Health Plan covers you for medical treatments from registered medical
practitioner, specialist or healthcare professionals operating anywhere within the
geographical area covered by your plan, and recognise by AXA: Worldwide, Worldwide
excluding USA or Worldwide excluding USA and Hong Kong.
2. Who do I contact if I need emergency medical help?
From anywhere in the world if you need immediate emergency assistance, just contact our
International Emergency Medical Assistance Hotline (65) 6308 9535 to get help right away.
3. Are there any occupations excluded in the GlobalCare Health Plan coverage?
No, GlobalCare Health Plan covers all occupations.
4. How can I make sure I am fully covered in the event of hospitalisation?
Please contact AXA Health Customer Care (65) 6308 9525 for pre-authorisation before you
seek any non-emergency inpatient or daycare treatments.
5. Can I get inpatient treatment without pre-authorisation?
You are recommended to pre-authorise your inpatient treatment as it ensures that you are
fully aware of your coverage prior to being admitted to hospital. However, if you are unable
to pre-authorise in time, you can submit your medical bills and supporting documents to
AXA Health Customer Care Centre. We will reimburse all medical bills covered under the
plan upon receipt of the complete information needed to assess your claim.
6.
Do I need to apply for pre-authorisation prior to my medical treatment?
Before receiving any planned inpatient or daycare treatment recommended by your
medical practitioner, you or the treatment hospital should contact AXA at least 5 working
days prior to the proposed treatment. You should seek AXA written pre-authorisation for
the following Treatment and services:
Inpatient and daycare
• All inpatient and daycare admissions
• All non-emergency tests, diagnostics, Treatment, surgery and other medical services
• All inpatient maternity services
• All inpatient dental services
Outpatient
• Non-emergency diagnostic scans such as computerized tomography, magnetic
resonance imaging, positron emission tomography, x-rays, gait scans and internal
diagnostics such as but not limited to endoscopy, colonoscopy, gastroscopy and
other such scans
• Prescriptions covering consumables for 30 days or more
• Psychiatric Treatment
7. Can I keep this policy if there is a change in my principal country of residence?
There are some countries that require residents, whether expatriates or otherwise, to take
out health cover through a local provider or to hold cover which meets certain compulsory
requirements. The cover offered to you may not meet these country-specific requirements
and therefore additional cover may be necessary. In some situations, there may also be
consequences in the form of tax penalties or otherwise, when a resident does not hold the
required local cover in addition to their international medical insurance policy.
If you have any concerns about any additional cover requirements in your principal country
of residence (as defined in Section 1 of your Proposal Form), please check with the local
authorities to determine whether there are any further healthcare requirements which you
may be expected to comply with. 23
Important information
GlobalCare Health Plan is a plan underwritten by AXA Insurance Pte Ltd. This brochure is not a contract of insurance. The
precise terms and conditions of the plan are specified in the policy contract. A product summary is available and may be
obtained from AXA Insurance Pte Ltd and the participating distributors’ offices. You should read the product summary before
deciding whether to purchase the policy.
Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare
needs. It is usually detrimental to replace an existing accident and health insurance policy with a new one. A penalty may be
imposed for early policy termination and the new policy may cost more or have less benefits at the same cost. In the event
that you decide that the policy is not suitable after purchasing the policy, you may terminate the policy in accordance with
the free-look provision, if any, and AXA Insurance Pte Ltd may recover from you any expense incurred by AXA Insurance Pte
Ltd in underwriting the policy.
This brochure is published for general information only and does not have regard to the specific investment objectives,
financial situation and the particular needs of any specific person. You may wish to seek advice from a financial adviser
before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial
adviser, you should consider whether the product in question is suitable for you.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit
Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more
information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable,
please visit the AXA website at www.axa.com.sg or visit the LIA or SDIC web-sites(www.lia.org.sg or www.sdic.org.sg).
This policy is not a Medisave-approved policy and you may not use Medisave to pay the premium for this policy.
This is a short-term accident and health policy and the insurer is not required to renew this policy. The insurer may terminate
this policy by giving you 30 days’ notice in writing.
All information stated in the brochure is correct as of 31 August 2019.
Contact Us
1800 880 4888 (Singapore)
65 6880 4888 (International)
customer.care@axa.com.sg
axa.com.sg
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AXA Insurance Pte Ltd

(Company Reg No. 199903512M)
8 Shenton Way #24-01 AXA Tower Singapore 068811

AXA 19-737 GC Update1906 06 SINGLE

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Health

GLOBALCARE HEALTH PLAN

Cashless hospital settlement, worldwide

Pre & post-hospitalisation outpatient treatment

Maintenance of chronic conditions arising after your policy commencement^

Special cover for pre-existing conditions#

Maternity## and newborn benefits

* Applicable on Plan C, D & E only.

Easy application process

Secure your health insurance with these tips

Buy the coverage you need

Be prepared for rising healthcare costs

Avoid additional out-of-pocket expenses

Know the panel healthcare providers

Key Benefits Plan A Plan B Plan C Plan D Plan E

Access to the most preferred private hospitals, doctors

Made claims for

| Pre-existing condition period (5 years)......................... | Trouble Free for 2 years.............

1 Jan 2011 30 Jun 2013 1 Jan 2016 1 Jan 2018

| Pre-existing condition period (5 years).......................................| Trouble Free for 2 years.....

* Treatment is covered under Plan A & B limited to pre-existing conditions benefits.

Area of cover Worldwide/Worldwide excluding USA

Yearly maximum up to SG$6,000,000/US$5,556,000

Outside area of cover Emergency treatment only

Level of reimbursement Reasonable and customary (R&C) charges

Inpatient and daycare treatment

Daily accommodation charges Standard Single Room 20% Co-Insurance

Applicable inpatient direct billing

Deductible per visit NIL N/A

Radiotherapy and chemotherapy

Paid as part of Outpatient Treatment

Ambulance transport Paid in full for eligible expenses 20% Co-Insurance

International Emergency Medical

Concierge services Paid in full for eligible expenses N/A

Death benefit SG$5,000/US$4,000 N/A

Newborn accommodation Paid in full for eligible expenses 20% Co-Insurance

Health screen up to SG$1,600/US$1,480* 20% Co-Insurance

Psychiatric treatment up to SG$10,000/US$7,500 20% Co-Insurance

Years 1# & 2: SG$3,000/US$2,300.

Vaccination up to SG$2,000/US$1,600 20% Co-Insurance

Hospice and palliative care up to SG$52,000/US$38,000 in a member’s lifetime* 20% Co-Insurance

Pregnancy and delivery up to SG$19,000/US$13,800* 20% Co-Insurance

80% eligible expenses incurred up to SG$1,600/

Routine optical care up to SG$380/US$280 20% Co-Insurance

* Available only after 365 consecutive days of cover

Area of cover Worldwide/Worldwide excluding USA

Yearly maximum up to SG$4,500,000/US$4,179,000

Outside area of cover Emergency treatment only

Level of reimbursement Reasonable and customary (R&C) charges

Inpatient and daycare treatment

Daily accommodation charges Standard Single Room 20% Co-Insurance

Applicable inpatient direct billing network Global directory of hospitals N/A

Outpatient (OP) treatment

Deductible per visit NIL N/A

Radiotherapy and chemotherapy

Paid as part of Outpatient Treatment

Ambulance transport Paid in full for eligible expenses 20% Co-Insurance

Concierge services Paid in full for eligible expenses N/A

Death benefit SG$5,000/US$4,000 N/A

Newborn accommodation Paid in full for eligible expenses 20% Co-Insurance

Health screen up to SG$250/US$230* 20% Co-Insurance

Psychiatric treatment up to SG$6,000/US$4,600 20% Co-Insurance

Years 1 & 2: SG$3,000/US$2,300.