The PCN Secret To Wealth: David T. Parker's

THE PCN SECRET TO
WEALTH
The Credit, Banking, & Asset Secrets of the Elite
David T. Parker’s
DAVID T. PARKER INC.
David T. Parker’s
THE PCN SECRET TO WEALTH
TABLE OF CONTENTS
INTRODUCTION 2
THE DIFFERENCE BETWEEN CPN & PCN? 10
HOW DOES THE PCN WORK? 13
WHY THE GOVERNMENT LIKES CORPORATIONS? 31
HOW TO ESTABLISH YOUR PCN SUCCESSFULLY? 35
STEP 1 – REGISTER YOUR CORPORATION 36
STEP 2 – GET A NEW EIN 38
STEP 3 – OPEN A BUSINESS BANK ACCOUNT 47
STEP 4 GET D-U-N-S® NUMBER 49
STEP 5 - APPLY FOR & BUILD CREDIT! 50
BE YOUR OWN BANK! 51
OTHER GENERAL WAYS TO ESTABLISH CREDIT 54
BUYING BUSINESS TRADELINES 54
GENERAL CHECKLIST OF ESTABLISHING A PCN 56
MORE ADVICE FOR YOUR NEW CREDIT FILE: 57
F.A.Q. FREQUENTLY ASKED QUESTIONS 59
RESOURCES & HELP: 62

David T. Parker’s
INTRODUCTION
Congratulations! You have purchased one of the most vital training

courses when it comes to your financial life. The information within this
course will not only give you the KNOWLEDGE you need to understand
why the nation’s top 1% live the way they do, but it will also give you
the strategies to think, act, and live the same.
So here you are, about to learn how to start over. Yes, you will learn
how to get and establish a new and legal credit file, identification, and
more. What is this for? What are you going to do with it? In all my years
in business and life, I have learned that 99% of adults are
subconsciously concerned about a small amount of things: Housing,
Transportation, Incomes, Assets, and the status and image they gain
from these things.
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Your Mental and Physical Health, even as they relate to your

Relationships, are simply mirrors to these things. This is all there is!
Accept it or not, most people wake up and immediately think about
Income, Assets, Housing, and Transportation more than anything else.
Your thoughts and feelings on your current status with these things
easily makes its way into how you think others see you, how you see
yourself, and how you feel in general.
If you are down right now, I have GREAT NEWS for you! You are one
thought away from those who are up. That’s right, after working with
and for millionaires and billionaires for almost a quarter of a century, I
know that it is only one thought that truly separates them from the
Middle Class and even those in poverty.
This thought is “What to think, feel, and Do with Right Now?”
The person that is down right now is only thinking and feeling this way
because of how they view themselves in regards to their Income,
Assets, Housing, and Transportation, RIGHT NOW! The wealthy
individuals who are considered to be up Right Now, only think, feel,
and do one thing different: They take action to sow seeds Right Now
that they will reap something tomorrow, and ultimately turn into
“Right Now.” In fact, because of this way of thinking, the wealthy folks
work harder and longer than the middle class and poor because they
know TIME will eventually catch up with them and throw them into
middle class or poverty if they don’t.
NOW, it’s up to you to choose what you will do RIGHT NOW!

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Within the last twenty years, I have held several positions in Finance,
Investment Banking, and Real Estate. Of course, one would think this
experience alone is what led to my understanding how the wealthiest
individuals on the planet accumulate and protect their wealth. Yet, it
was a lot more to it than that. Fortunately, I was privy to meet a
self-made billionaire early in my career, that not only mentored me, but
became one of my closest friends. In fact, he is so much of a friend that
I won’t reveal his name because he asked me not to. Yet, throughout
most of my books and training courses, I try to give him as much well-
deserved, credit and appreciation for his mentorship and friendship. It
not only helped my personal thought life, but also allowed me to go on
to work for, and with, other billionaires and millionaires throughout my
career.
The information he shared with me back then is what I consider as

“INSIDER INFORMATION,” and even “SECRETS.” Why do I see them as
Secrets? The obvious answer is because the majority of Americans will
never learn and use them. Although most of this information is readily
available to everyone, they come across as Secrets Hidden in Plain
Sight, in which the mass majority will never discover.
Fortunately, I accepted and used these secrets and none of them have
failed me yet. Regardless of who I worked for or with, I always had an
advantage because of the KNOWLEDGE I was given by this guy. I must
admit that initially I thought he was a conspiracy theorist. Nevertheless,
who wouldn’t take, or at least consider KNOWLEDGE and jewels being
freely given by a self-made billionaire?
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Anyway, when I was around 25 or so, I thought about retiring at 30 and

spend the rest of my time investing and living on an island somewhere.
Yet, once again, my friend caused me to think different. Instead of
retiring at all, I would simply become an author, trainer, consultant, and
even a mentor to others for the rest of my days. This way I could at
least scratch the itch within me that always wondered why so many
Americans lacked the simple “KNOWLEDGE” to live above middle class
and poverty.
So here I am, writing and talking to you.
Enough about me and how I arrived at this point. Let’s get to the good
stuff.
WHY LEARN? LEARNING IS EARNING!

What are you YEARNING for right now? Why are you YEARNING for it?
Regardless of HOW you answered these two questions, the bottom line
is that you subconsciously need and want ANSWERS. If you answered
by saying “You are YEARNING for a million dollars so that you can live
with financial freedom, you are truly YEARNING for the KNOWLEDGE to
live financially free.
Even if you answered by saying “You are YEARNING for better health so
you can look and feel better physically and mentally, you are truly
YEARNING for the KNOWLEDGE to look and feel better.
Y (WHY) EARNING, Look (L) EARNING

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The Y (WHY) in Yearning is the subconscious mind’s way of giving you a

hint that you are simply looking for the KNOWLEDGE to experience
what you desire.
Unfortunately, most of us have been conditioned since childhood to

NOT want to learn. When we were first presented with the idea to do
homework instead of being able to go out and play, these signals of
sacrifice began to register within. Further on, we consciously and
subconsciously realized that our school systems were forcing us to
learn things that we would NOT ever use in life, and thoughts of
LEARNING became deductions instead of profits. The simple words
such as “PAY” attention, instead of “Invest” attention slowly but surely
made their way into our subconscious minds and habits.
This is why there is such a huge gap between the rich and the poor. It
all boils down to KNOWLEDGE. Even as we get older and realize that
KNOWLEDGE is vital to living a good life, we still subconsciously look at
it as something we have to give before we can receive. Redundant
curriculums, overpriced tuitions, and being drained for 12 years of prior
schooling for 8 hours a day makes thoughts of College seem like a bad
idea. There’s no wonder why America has dropped from the top of the
list when it comes to education. Fortunately, due to the internet,
information has been made easier, faster, and cheaper to obtain. So
much that I had to drop the prices of some of my INFORMATIONAL
PRODUCTS. Back in the early 2000s, the information that I am sharing
with you in this course was in given in the form of consultation, in
which I charged $5,000 or more initially, and a monthly fee that you
wouldn’t believe if I told you. This is one of the reasons why I seek to
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open and relax the minds of every one that I consult, teach, and train.
Having an open mind, and being willing to LEARN new information that
can literally change your life for the better, are the only prerequisites
for this course.
Although, the establishment of the PCN may seem simple, the power is
in the perspective of it and how you choose to use it to make your life
better. For this reason, I have created 2 Volumes of this course.
The first volume (this document), was established to provide the steps
to create a new and powerful PCN. The second volume will show you
how to build and use your new file like the wealthy folks of the world.
As you proceed, please remember the secret to being a success in life is

in KNOWING what to do, and doing it NOW. The only time and day that
matters to us as human beings are Today & Right NOW! The past is
gone forever, and the future will always be experienced as the NOW.
The wealthy see TIME this way. They know that the only difference
between them being wealthy today, and in poverty next year is in what
they do with their TIME every day. If they stop working, investing, and
learning NOW, TIME will eventually take away their wealth. On the
other hand, someone who is down today simply needs to take on the
same attitude. Eventually, TIME will bring him or her up, if they take
action TODAY, RIGHT NOW, and consistently.
Change Your Thoughts, Change Your Feelings, Change

Your Actions, Change Your Life!
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Unfortunately, the thoughts about PCNs are not solid enough for the
majority of Americans to establish and use them in place of their Social
Security Numbers for “Credit” and “Identification.” In fact, recently my
team and I have gone out of our way to educate as many people as we
can about PCNs in an effort to help the average American go from living
as a Middle Class CONSUMER to a Prosperous and Powerful People.
As you have read above, one of the main things we have learned on this
journey is that Improper Thinking and Misconceptions are the main
reasons most people have been blocked from seeing the lights of
establishing, building, and living by the PCN concept. For this reason, I
want to start by telling you what you can do with a good PCN.
Q. Can I really get a Mortgage with a PCN?
Yes, you can! Most mortgage lenders have underwriters that know how
to underwrite mortgages under your PCN. All you need is a
knowledgeable Loan Officer to help.
Additionally, most of our students go on to become Real Estate

Investors with their PCNs. We cover a lot of Real Estate Investment
Strategies in Volume 2 which inspires new and experienced investors to
go from the standard LLC Corporations to a PCN for Real Estate
Properties. Buying Investment Properties with little to No Money Down
and a NEW PCN is common.
Q. Can I really get a Car with a PCN?

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Yes, most major Car Dealerships accept and even respect applications
from PCN holders. Whether you approach it as a Fleet Deal or a Lease,
it is definitely possible to get a new car or truck with a good PCN.
Q. Can I really earn money with a PCN?
Yes! In fact, the whole foundation is based on earning money, saving on

taxes, etc. Additionally, as stated above, the majority of our students go
on to invest in Real Estate and do other things such as create and flip
junk debts, get business loans and credit for merchandise, and more.
Q. Can I really fix my background with a PCN?
Yes, there are tons of ways you can leverage a new credit and identity
file to start and even repair a bad background. This includes, but is not
limited to, a bad criminal background. As you will learn in the following
information, there are a lot of ways to change and repair your Identity
and Credit in the U.S. if you do it right.
Q. How comparable is the PCN with my SSN and Credit?
Once you truly internalize the workings of the PCN, you will see that it
is better to use a PCN vs. your SSN for Identity and Credit purposes.
Q. I know about EINs already. Why don’t you just call it an EIN?
Again, once you truly understand the PCN concept and how it is used,
you will agree that it is not as simple as registering a EIN. Yet, it is still
simple.
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THE DIFFERENCE BETWEEN CPN & PCN?

Contrary to popular belief, the PCN is completely different than the
CPN. I named the PCN using the same letters in an attempt to steer
people away from the CPN.
P.C.N. stands for Personal Corporation Number (Real EIN)

C.P.N. stands for Credit Privacy Number (Fake SSN)
Additionally, there has been much debate about whether the CPN is
legal or not. Regardless of how many laws you search, the CPN is 100%
ILLEGAL, ILL – LEGAL, NOT LEGAL!
If anyone has sold you a CPN, you should cease from using it and
request your money back asap!
Let me share an old story with you that will help you understand how
CPNs are developed and why they are 100% Illegal:
Back in the late 1990s, I held a position as a Mortgage Loan Officer with
a mid-sized lender in Norcross, GA. After being in the industry for over
a decade at the time, I had already witnessed all kinds of fraud from
both Borrowers and Loan Officers. Yet, this time I was in for a big
surprise.
My family and I were actually at Disney in Florida enjoying a well-

deserved vacation, when one of my top Real Estate Agents that I had
been doing business with for a while, called me with a lot of new
potential borrowers looking to buy a new home.
Although I was on vacation, I didn’t want to let him down by not

seeking to help his new prospects, so I took out some time to take their
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applications over the phone. I figured I could at least get enough

information from them to run their credit reports and see if they had
the credit to qualify or not.
Surprisingly, most of them had great credit. The lowest scores out of all
of them were around 650. Subprime Mortgages were still being
originated back then, so they really didn’t need to have excellent credit.
So I was more than enthused to help them all get into a new home. I
called the Agent and told him I would meet with all of them the
following Monday to begin gathering their paperwork. I also gave him a
green light to immediately start helping them look for a new home.
To shorten the story, one of the first clients had already had a home in
mind, had a purchase contract, and was ready to get a mortgage asap.
Within 3 weeks the deal was done. Unfortunately, this wasn’t then end
of this story. After the deal was closed, the Quality Control Department
of the Lender I worked for at the time, decided to go an extra mile and
pull a “4506” on the Borrower days after the deal had closed. A 4506 is
an IRS document that allows the lender to see the Tax Records of the
Borrower for at least the last two years. This is their way of seeing if the
Borrower has filed Tax Returns for the last two years. It can also show
how much money they claimed they earned for those years. (You can
learn more about the 4506 by clicking here)
Unfortunately, when the 4506 results came back it showed that the
person owning the Social Security Number that was used to get the
mortgage was a female, and our Borrower was a male. Therefore, this
man had used someone else’s Social Security Number and Credit to get
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a mortgage from us. Yes, he had just committed fraud! Although there
was no law for “Identity Theft,” back then, it was still fraud. When we
confronted him about it, he explained that he was from another
country, and that he was guided by someone to obtain this SSN/CPN.
He showed us how the person came up with this number by simply
taking a real Social Security Number and rearranging the Last 4 digits.
*Yes, this is the most accurate and effective way of developing a fake
Social Security Number for many reasons I will explain later.
I tell this story because it was my first experience with what is known
today as “Identity Theft,” and also what I know today as “Creating and
using a CPN to get something illegally.”
Fortunately, after years of these experiences with Identity Theft, Fake

Social Security Numbers, and All Out Fraud, in an attempt to create a
new credit file and identity, I learned how to help my clients get and
use a new Social Security Number LEGALLY. That’s right, I said “Legally.”
In fact, I have helped a lot of my celebrity friends, associates, and
clients obtain a new Social Security Number Legally. However, after
explaining to them the benefits of obtaining and using a PCN for their
identity, credit, banking, taxes, etc. most of them are using PCNs
instead of their new Legal SSN.
So now, it’s your turn!

Let’s get to it…
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HOW DOES THE PCN WORK?
To start, the P.C.N. (Personal Corporation Number) is just like it is

titled: It is a Personal Corporation Number. Those of you that have
some knowledge of starting a Corporation, should know that the
number is an EIN (Employer Identification Number).
However, the EIN alone, is NOT the Secret ingredient that makes it all
work. I will get to that in a few.
For now, let’s take a look at what the EIN is, and how it will help you
establish yourself into the new world of business, credit, and more.
E.I.N. stands for Employer Identification Number
The Employer Identification Number (EIN), also known as the Federal

Employer Identification Number (FEIN) is a unique nine-digit number
(same as the SSN) assigned by the Internal Revenue Service (IRS) to
business entities operating in the United States for the purposes of
identification.
When you think of a SSN, CPN, EIN, or any of these numbers, you
should always think of two words: “Identification” and “Use”
There are a lot of ignorant people online trying to convince people that
getting a CPN is not illegal. Although, GETTING a CPN may not be illegal
in and of itself, the “Use” of the CPN is illegal. Of course, most people
who seek to get a CPN to establish new credit are going to “Use” it.
When they do, they are committing fraud, and, or identity theft. Why?
It’s simple: When you apply for anything that ask for your Social
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Security Number by giving them one that was not assigned to you by
the Social Security Administration, you are lying and trying to trick the
creditor into extending you credit. Additionally, some of these numbers
may have already been assigned to someone else. Therefore, you may
also be committing Identity Theft.
On the other side of this fence, the Government also created another
form of Identification for use of Credit and Identity. This is where the
EIN comes in to save the day. Believe it or not, our government
created the EIN alongside the SSN to give the average citizen a chance
at both. As you will soon learn, their thoughts on the EIN was closely
related to Citizens being treated as Corporations.
Unfortunately, this perspective is HIDDEN IN PLAIN SIGHT so the

average American doesn’t see it this way. Instead, they think of a
“Business” when it comes to the EIN and never seek to obtain and use
the EIN. This is why the PCN is still technically a SECRET hidden in sight.
I must admit that in my early years, I also had a bad perspective about
it all. Otherwise, I would have established my PCN in several States and
even overseas over time. Instead, I fought hard and long to establish
my personal credit, banking, etc. with my Social Security Number.
Little did I know that the American Government saw me and treated
me as a Corporation anyway. When I discovered this perspective and
all the facts to go along with it, I immediately established my PCN and
have used it 80% more than I do my SSN.
This is one of the main reasons why I tell my clients, my children, and
even my grandkids “Everything in life is Perspective.” Now, my older
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children all have, and use their PCNs. Additionally, there are reasons to
establish them for your children that I explain more in Volume 2.
Although, it may seem as simple as obtaining a new EIN, there are a lot
of secrets to applying for, and using the EIN like the elite members of
society do. This is the true Secret that makes up the PCN. Otherwise, it
would just be a number that identifies a Corporation.
Of course, some of you out there have no idea what an EIN is and how
it works. Then there are those of you who know what an EIN is but do
not know how to turn it into what we call the PCN and, or how to use it
like the elite. For these reasons, let’s start by diagnosing the EIN a little
more.
WHAT IS AN EIN Really?
An EIN is a unique number assigned to your business by the IRS. The

number has nine digits in the following format:
12-3456789.
Social security numbers also have nine digits, but can be easily
distinguished from EINs as they are done in the format 123-45-6789
(note they both have the same amount of numbers but different
placement of hyphens.)
Unfortunately, a lot of our clients who were tricked into paying for a
CPN have actually been given EINs without even knowing the name of
the business associated with it. Additionally, a lot of them were also
given bogus SSN Social Security Numbers without knowing how they
were established. So let’s look at how they were established and how
you can verify their status:
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Remember, the Social Security Numbers (SSN) has 9 digits just like the
EIN. However, the SSN is coded and developed in this format:
Example SSN: 123-45-6789

123- These first three numbers of a SSN represent the State where the
card was formed and issued. Therefore, it tells the creditor to try and
connect these three numbers to where you were born or lived when
your SSN was established.
This can be hard to use for validation because you could have been
born anywhere, moved anywhere at the time of registering for a SSN,
etc. Yet, these numbers can be checked for validity because there are
certain number formats that were never used for instance (000,
822,etc) Now, lets look at the next two numbers in the above example
SSN:
123-“45”-6789
45 – The next two numbers in a SSN represents the year the SSN and
Card were established. These numbers make it a lot easier for a
creditor to tell if the number is yours or not because of the year you are
claiming you were born and your current age. An example of a
fraudulent SSN with someone saying they were born in 1980 and 37
years old, but has 55 for these two numbers. This would mean that the
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person received the SSN around 1955, which is hard to believe

because they weren’t even born yet.
Additionally, there are a lot of people who use their kid’s SSN to
establish credit without knowing the significance of these two numbers.
An example of this flaw would be
000-15-0000
Again, if someone who is also 37 years old and born in 1980 but has
“15” for these two numbers, meaning they were either given the SSN
between 2011-2015, etc. Either way, it proves that the SSN is not
valid. Additionally, the Social Security Administration changed its
systems for establishing SSNs in 2011. Thereby making it even more
difficult to use children’s newly assigned Social Security Numbers to
establish credit.
Example Screenshot from SSN-Check.org

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*** You can click here, or on the image above to be taken to one of the websites
we use the most to determine the validity of CPNs and SSNs.
You can also “Validate EINs” as well by going here.
Who Cares about SSNs when I need a new PCN/EIN?
The bottom line to all of this is “Creating, Establishing, Building, and

Maintaining Good Credit and Backgrounds to Use for a Better Life!”
Therefore, when you understand how both the EINs and SSNs work,
you can leverage your EIN and SSN to work together. When your SSN is
down and needs time to be repaired, you can use your PCN, and vice
versa.
We must remember that there are laws and policies that are hidden in
plain sight that has benefited the elite members of society for
decades, simply because they knew about them and used them to
their advantage.
In a debate between Hillary Clinton and Donald Trump during the last
election, Donald Trump made a statement to rebuttal Hillary’s attack
on him for not paying as much taxes as the average American Citizen.
Now President Trump, replied by saying “I don’t pay as much taxes

because I know about the loopholes and laws that allow me to NOT
pay personal income taxes.”
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By understanding the foundations of the SSN, IRS, EIN, and other

government establishments, you can use the same loopholes and laws
that Donald J. Trump uses to earn money, get business loans, and NOT
pay a lot, or any income taxes too.
When I was taught about these loopholes, policies, and laws by a

billionaire mentor back in the 1990s, he told me to always look and
learn about the foundations, seeds, and roots of things first. Then
everything else would make more sense. After over 20 years of thinking
and acting this way, I can confirm that he was 100% right!
The foundations of the systems in place that governs and influences our
financial lifestyles can be found within the Federal Reserve Banking
Systems, The Department of Revenue, IRS, and the Social Security
Administration. Sure, there are a few more agencies and organizations
that affect our daily lives, such as the Credit Reporting Agencies and
Banks. However, in order to successfully build your PCN in ways that
lead to wealth creation, you simply need to internalize the
foundational objectives of the departments that created the SSN &
EIN and why.
The IRS & the Department of

Revenue found systems that enables
them to look through millions of
records of companies, and find them
easily through the utilization of
identification numbers just like
Social Security Numbers. The EIN
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and SSN were actually established alongside each other with the same
perspectives. Most Citizens of America never take these perspectives in
to account. The government seeks to earn money from taxes and other
things from both Citizens and Businesses. Therefore, they could care
less which one you choose to identify yourself by, and, or use to build
credit. In fact, after interviewing several government agency
employees, most of them have admitted that our government would
prefer Citizens find ways to become businesses. Why? Well once
again, the truth is hidden in plain sight. Most Americans do NOT know
that as basic Citizens, we are not required to pay income taxes. Yet,
from the mass confusion, this voluntary act almost seems mandatory
just like the use of the Social Security Number.
For these reasons, the government has created what recent conspiracy
theorist refer to as “The Strawman,” to do business with each
American. Have ever noticed on your Driver’s License, SSN Card, and
other government documents, your name is in all CAPITAL LETTERS?
This is there way of calling you a “Business/Corporation” instead of an
average citizen.
According to BusinessDictionary.com, one of the definitions of a

Strawman is “A Third-party set up to serve as a cover (to conceal the
identity of the actual party) in accomplishing a shady deal or
something not legally permitted.
Unfortunately, this is exactly what these government agencies have

done to the majority of American Citizens.
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Think of it this way: Your ‘LEGAL NAME” is the name that the
government uses to identify you. Unfortunately, after accepting these
names as our identifiers, most of us have been conditioned to think
that our “LEGAL NAMES” are actually who we are. In reality, our legal
names are not who we are, because each of us is a man or a woman
with a body made of flesh and blood.
Names are not real, living, breathing people, but instead are symbols of
things (non-beings). In legal terms, names are artificial persons which
are corporations. In other words, your legal name represents the
corporate name that is used by the government to identify you.
WHY DOES THE GOVERNMENT DO THIS?
To start, we must understand and remember that the United States of

America is not truly a nation alone, but a “Corporation” too. That’s
right, the so called country that you know as The United States of
America is NOT a general country. It is a Corporation! That’s right, just
like you are learning, for the sake of “identification” and “use,” the
powers that control the USA have made many believe they were not a
Corporation and, or controlled by Corporations.
Let’s re-examine Corporations and why the elite hides behind it:
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Legally a PERSON, and recognized as such in law?!?
Does this definition sound a little like how you have already been
treated as a Citizen of the United States? The truth is this is exactly how
they see you. In Volume 2, I talk a lot about how the United States has
tricked most of its Citizens into middle class living without a spiritual,
mental, physical and financial way out. For now, I am committed to use
words to set you free via establishing your own PCN business identity.
Like your “Legal Name,” the government is also not real because it is a
Corporation. According to Black’s Law dictionary 6th edition, a
Corporation is “an artificial person” or “legal entity” created by or
under the authority of the laws of a state. Yet, it can and does go into
business and contractual agreements with YOU. Therefore, in order to
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even the playing ground, you simply need to do the same thing.
Become a Corporation.
Because the government is a Corporation (artificial person), it is a

fictitious entity that should not have any natural rights and powers.
Yet, this is Not the case.
In his book titled “Unequaled Protection,” Thom Hartmann states

“Our Bill of Rights was the result of tremendous efforts to institutionalize and
protect the rights of human beings. It strengthened the premise of our Constitution:
that the people are the root of all power and authority for government. This vision
has made our Constitution and government a model emulated in many nations.
But corporate lawyers (acting as both attorneys and judges) subverted our Bill of
Rights in the late 1800’s by establishing the doctrine of “corporate personhood”
— the claim that corporations were intended to fully enjoy the legal status and
protections created for human beings.
We believe that corporations are not persons and possess only the privileges we
willfully grant them. Granting corporations, the status of legal “persons”
effectively rewrites the Constitution to serve corporate interests as though they
were human interests. Ultimately, the doctrine of granting constitutional rights to
corporations gives a thing illegitimate privilege and power that undermines our
freedom and authority as citizens.”
As you can see from this excerpt of his book, Mr. Hartmann is seeking
to explain why and how the United States has given legal status, rights,
powers and perspectives to Corporations that should be only granted
to Human Beings and Citizens of America. So there it is: Our so called
government sees Corporations as “People” more than it sees its
Citizens as such. Therefore, common sense would tell Citizens to do
their best to become Corporations right? Unfortunately, this is a
thought Hidden in Plain Sight and most Citizens will never think this
way. Yet, the elite do.
Conspiracy Theorist Are Right, but Wrong in Their Use!

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Recently a lot of conspiracy theorist have been going in and out of court
trying to argue the point of the “Strawman.” For the most part, they are
correct in saying that they are NOT their “Strawman.” However, they
fail to state to the judge, and, or the court who they are. This is because
they have not identified themselves as some other legal entity
(Corporation) like you are about to do.
WHY YOUR “LEGAL NAME” IN ALL CAPITAL LETTERS?
This is another topic that conspiracy theorist has recently touched on,
but have not clarified. By now, a lot of Americans have realized that
there is some truth to the government’s use of your “LEGAL NAME”
having some type of secret behind it. Just like everything else in the
financial and legal world, it is hidden in plain sight. This way, you cannot
hold the government, and, or the Corporation of the United States
liable for any wrong doing. The truth of laws is always right there for
you to read, learn, and know. However, most Americans will never take
the time to learn these things.
The reasons why your “LEGAL NAME” is always written or typed in all
CAPITAL LETTERS is because they are seeking to get you to
acknowledge and accept whatever contract/agreement they are
presenting you with. It all starts with your “ID” in which you have
provided some type of “proof” that you are that “person,” and that you
“agree and accept,” the terms of the contract to obtain the “ID,” such
as a State ID, Driver’s License, Passport, etc. From that point on, you
can and will be identified as “THIS PERSON/CORPORATION,” because
you asked to be.
Think of it this way: You can legally change your name at any time
without getting married or divorced. Why? The answer is because YOU
are NOT “YOUR NAME” according to law. You are a breathing and
living being that can only be known as, or identified as. Therefore, the
government and its affiliates must be very careful in getting you to
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accept, claim, and prove you are the “LEGAL NAME,” in all contracts
with them mentally, verbally, and in writing. Otherwise, their contracts
with you are not legally binding.
The bottom line to all of this legal trickery is due to the fact that “At any
time or place, any and all American Citizens can become aware of their
true rights as human beings, and not corporations (legal persons). Then
every government agency or business that has ever done business with
them as humans, can be left without having any legal contracts.
Therefore, to save themselves, every government agency and business
will be very careful in making sure you accept your “LEGAL NAME,” and
Identity within any contract/transaction they do with you.
This topic alone could take up this whole eBook and become a Training
Course itself. Therefore, if you would like to learn more about the
government’s definition, use, and actions regarding the ALL CAPITAL
LETTER NAMES, and more, please look up the foundations of Slavery
Names, Name Changes, and Capitis Diminutio Maxima here. I also
recommend reading Thom Hartmann’s book Unequal Protection.
Remember, when we learn the foundations of things such as why and

how the government decided to do these things, we can also
understand how to make it all work in our favor, by doing things such
as establishing a PCN.
Now, as you are thinking about getting a PCN to “use” for

“identification” to obtain new credit, get a new bank account, etc.
remember the problem most people run into is mental. They think it
DOES NOT establish new identification and credit for them personally.
Instead, it can only be used to build “Business Identification and
Credit,” unless…. Here comes the simple secret:
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The Corporation/Business Is YOU!

Yes, it is that simple! Just like everything else that the government, top
1% and powers that control the majority wants to hide, it’s right in
plain sight. In fact, most of the secrets to financial and legal freedom in
America has been hiding in plain sight for over a century now.
For those of you who still do not understand, let me give

you some examples:
When you hear the name “MICHAEL JORDAN” or even “DONALD J.
TRUMP” you don’t know if they are talking about the Corporation or
the Human Being. More than likely, if it has anything to do with their
banking, credit, or even advertisements, they are talking about their
Corporation.
Now, if you think about what I stated about the government treating us
like Corporations to begin with, and how they create a Strawman for us,
it is easy to see how we take it back. If we were to go to court behind
some legal document such as a Lease, Traffic Ticket, or any other
Strawman activity, we can easily tell the court “You have no
jurisdiction over me!” Why? The answer is mainly because most
Corporations must be tried in Civil Court, and even if you are being tried
as a member of your Corporation, it must be distinguished and
determined as such.
I even know people who sign traffic tickets and other legal documents
as their Corporations to avoid going to court. Shhh… if done correctly,
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most Police Officers DO NOT know the difference. Under law, when a
judge discovers this, tickets and other charges are dismissed because of
lack of jurisdiction. Yes, I explain this and more in Volume 2.
Another popular use of the PCN is by asking or demanding that

Employers PAY you via the PCN. In fact, when I personally became
aware of the PCN and its benefits, I demanded that each company I
worked for paid me via 1099 and my PCN, instead of my SSN and W2.
Another great example of this, is a Physician that works for a Hospital.

Being that most Hospitals and Physician Groups are Non-Profit
Organizations, and understand the difficulties Physicians can have in
filing taxes, they have no problem paying their Employees via 1099 and
their PCN. Many other Employers also have no problem paying their
Employees via 1099 and their PCNs, such as Real Estate Brokers,
Construction Companies, Contractors, and more.
Nevertheless, 99% of all wealthy individuals I know use their

“Personal Names” as Corporations. If you know the differences in
benefits of a Corporation as opposed to a Sole Proprietor, you should
already know why. However, let’s look at some of the financial reasons:
As a Corporation instead of a Sole Proprietor, you can:
1. Take control of your Legal Name/Strawman

2. Keep yourself separate from lawsuits and protect your assets
3. Build Credit Faster
4. Save on Taxes
5. Function as a Real Separate Legal Entity
6. Get Employers to PAY you via 1099
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Repairing Bad Backgrounds

Initially, we weren’t going to include this topic within this course
because of a question of ethics. However, as we read into the laws of
how “NAMES” are being used against human beings, we decided to
provide information and leave it up to our students to do what they
will, just like everything else we discuss in our courses.
To help you understand how a lot of our students are going on to

succeed with PCNs and completely avoiding, and, or repairing bad
personal backgrounds, I want to share a story with you:
We talked to one of our students the other day who we knew had a
felony. Yet, she has gone on to work a better job, start investing in Real
Estate and can realistically claim herself as a success according to most
people’s standards. She told us that she had struggled for years to get a
decent job because of her felony and this led to her not being able to
her bills on time, bad credit, and feeling down and out. However, things
changed for her when she learned about the truth of “Identity,”
according to U.S. laws.
Initially, she learned how we are all led to Claim, Accept, and Even
Prove a “LEGAL NAME,” to both the government and corporations
without knowing that we don’t have to. Sure, if you want something
that requires a “LEGAL NAME,” you have to give them one. Yet, legally
you do not have to claim the one on your Birth Certificate! Yes, you
read or heard that right: You do Not have to claim the “LEGAL NAME”
given to you on your Birth Certificate in order to do business with the
government and, or corporations in the United States.
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To help you internalize this even more, let’s take a look at the laws of
“CHANGING YOUR NAME.”
The student that I talked about above told us that after studying our
course she decided to change her name. Of course, my first thoughts
about this was that she had the legal right to change her name because
of a recent marriage or divorce. However, after doing some research
and talking with a few attorney friends and associates, I realized that
she could change her name LEGALLY without having a solid reason such
as a divorce or marriage. In fact, although she made it all official by
filing the proper paperwork with the courts, legally she did Not have to.
In most states you can legally change your name simply through
“usage.” Yes, right now, you can choose a new name and just start
using it. This act alone is considered a legal name change. However, like
our student above, to avoid issues with the government and businesses
you decide to do business with, it’s best to make it official by filing it
with the courts. Remember, every state is different when it comes to
their name change procedures, be sure to check with your local court
clerk to learn about your state's requirements.
Additionally, there are certain forms of identification, such as social

security cards and passports which will require “legal name change
documents.” Therefore, instead of arguing, why not just file it with the
courts and receive them?”
Just like everything else, there are certain steps required in order to
accomplish what you need and desire from deciding to change your
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name. A good example of this is another student of ours who wanted to

get a new Social Security Number.
To make this a reality, he first filed for legal name change documents
with his local court. After receiving them he immediately applied for a
NEW Social Security Number. He told us that it was important to do this
before going to get a new Driver’s License or any other form of
“Identification” because it would automatically link to his old SSN.
Nevertheless, he applied for a new SSN and was told he didn’t need
one, and would only be supplied with a New SSN Card with his new
name and old SSN. With a little persistence, he convinced the SSA to
give him a new SSN. He went on to say that he wanted a New Driver’s
License that would not be connected to his old SSN at all. Therefore, he
had to apply for a New DL with reasons of not having one. If he were to
simply apply for reasons of it being lost or stolen, or even expired,
would give the Dept. of Motor Vehicles reasons to connect him to his
old license. So to avoid this, he went to a new state with his new SSN
and Name to apply for a New License.
So to sum things up, there he was with a New Name, New SSN and
Card, and a New Driver’s License. Sure, there’s always going to be ways
that the government and businesses can connect him to his old SSN.
However, he made it very difficult by taking these steps. In my last
conversation with him he tells me that he consistently checks his own
background records to see if he has been connected to his old identity,
and has not been so far. If this is something that you need and, or want
to do for yourself, there’s tons of articles on these topics online.
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WHY THE GOVERNMENT LIKES CORPORATIONS?
Just as the Law of Sowing and Reaping has been proven in every aspect
of life, the Law of Association has too. If you think and act like the
wealthy, you will become wealthy. Therefore, for the sake of giving you
proper perspective of the powers of the PCN, I am about to share with
you the foundations of MONEY earning in America that 99% of
Americans do Not have.
I can’t stress enough how important it is to always have the right

perspectives about the main things that effect your life. Perspectives
determine how we act at all times. Therefore, having proper
perspectives can make your life instantly better, just like bad
perspectives can drive you down and keep you there.
One perspective of the US Government is that it would prefer to do

business with real and registered Corporations as opposed to
Fictitious and Strawmen Citizens (You and I). Why?
The answer should be obviously because it needs and wants money to

prosper and grow. While this was an honest reason, common sense
would have told the founders that this money would have had to come
from American Businesses going outside of America to earn money
and bring it back home. This didn’t happen! Therefore, the next idea
was to magically create the illusion of wealth. By doing this, America
could turn into the biggest Attraction and Theme Park in the world for
others to move to, do business with, and ultimately become the
wealthiest right? Wrong! Although other nations and its citizens did
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become attracted to America enough to visit, relocate to it, and do

business with it, it just wasn’t enough. Therefore, the next step was to
try and TAX its Businesses/Corporations again. This was the true
motive of turning Corporations into Fictitious Citizens and Citizens
into Fictitious Corporations.
With this perspective becoming a stronghold over time, I am 100%

convinced that the foundations of the United States of America is
designed in ways that automatically prevents its Citizens from ever
becoming wealthy. Regardless of what you do as a Citizen, the odds are
stacked against you becoming wealthy. Why? Again, America has to
earn and receive money from somewhere in order to stand as a
prosperous nation. Therefore, it believes granting rights and
advantages to Corporations more than it Citizens will get it there. As a
backup plan it also believes that treating Citizens as Corporations
without granting them the rights given to Corporations will also help to
build its monetary value. This is why, as Citizens, we are considered to
be in Debt and why we all feel an inner conflict we can’t explain!
I’ve seen doctors, professional athletes, and others who receive

millions of dollars live just above, or right at the middle class level. On
the other hand, I have seen the average citizen with a middle class
income become wealthy by following the perspectives of the PCN I am
sharing with you.
Although the government looks at you and I as Corporations when it

comes to taking our money, it treats us as Citizens when it comes to
everything else. Let’s think about this a little more…
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Corporation - It Consumes ONLY for the Purpose of Earning Money
Citizen - It Consumes ONLY for the Purpose of Spending Money
Those who are privy to consistently think this way, understand that
everything from Clothing, Housing, Gas, Mileage, Food, and more, will
be considered consumption for the Purposes of Earning Money under
their Corporations, as opposed to living as a Citizen that Consumes for
the purpose of Interest and Spending Money. Please INVEST your
attention in the word “Interest” for a moment.
Would you be INETERESTED in knowing the ONLY way to truly earn

money in America?
If so, the answer is INTEREST (Energy). Yes, it’s that simple!
INTEREST is the ONLY way to gain money in America

Most people would argue that Profits from Sales is a way of gaining
money in America. Yet, if you follow the process of money after most
sales are made, you will discover “Interest,” hiding in the midst and at
the end of all monies earned from Sales.
INTEREST is what the government and most major corporations live on.
Yet, we have been taught as Citizens to be and stay on the other end of
this energy.
CORPORATIONS - It GAINS from Interest

CITIZENS - It SPENDs for Interest
Energy + TIME makes INTEREST WORK! Interest makes people Work!
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A good way to internalize this is to think about Slavery. When wealthy

Americans thought about generating millions of dollars back then, the
main way was via the Slave Trade. The more slaves you had working for
you for FREE, the more value you held in terms of Interest.
Unfortunately, this is exactly how our so-called government thinks
today. From Taxes to Fractional Banking, the US
Government/Corporation earns and receives Interest from each and
every one of us like Slaves.
We work hard to earn a little money, and then turn around and borrow
money for houses, cars, credit cards, and education to pay them
INTEREST. Why? We are all INTERESTED in these things.
To make it even worse, we pay even more Interest by way of paying

taxes on our incomes first, and then for food, clothes, housing, and
more. Now ask yourself “Regardless of how much money you earn,
can you ever get and stay rich in America living this way?”
Of course not!
Now on the other hand, ask yourself “If you become a Corporation like
the United States and others, can you become wealthy in America?”
Of course you can!
Other than establishing your new PCN for the sake of Credit and
Identification, it is your pathway to Wealth creation. It’s the reason why
I named this course and eBook “The PCN Secret to Wealth.”
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By establishing and using your PCN, you can not only begin earning
money from developing Interest Gaining instruments, you can also
begin saving money on things such as taxes, clothing, travel, food,
entertainment, and more.
Now that you have some idea of what you can do with a new PCN, let’s
get it started…
HOW TO ESTABLISH YOUR PCN Successfully?
So now you know what a PCN is and why the wealthy use it 100%
legally to establish credit, banking, asset protection, and PERSONAL
IDENTITY, let’s see HOW to do it:
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STEP 1 – REGISTER YOUR CORPORATION

Visit your Secretary of State to register your new Corporation. The
first thing you want to do, just like you would in registering any new
Corporation, is make sure your desired NAME is available. Believe it or
not, there are a lot of people that have figured out how to establish a
PCN and have registered their names already. In fact, being that I have
a common first and last name, my name was already registered in a lot
of States. However, because I know to register the “Whole Name (First,
Middle, and Last Name) and do a D.B.A. (Doing Business As) the way I
sign my name, I was more prepared than these folks.
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Therefore, you want to use the Secretary of State’s Name Search to

make sure your name has not been taken. If it has, you may have to use
your “Middle Name” or “Middle Initial,” in addition. If the government
has already established your identity and credit via your Middle Name
and, or Middle Initial, you want to be sure to register your Corporation
the same way.
Example:
If your name is John Bud Doe but you sign your name John B. Doe
Register your Corporation as “John Bud Doe” D.B.A. John B. Doe
The Registered Agent
One of the main questions on your Application for Corporations and

EINs will be “Who Is Your Registered Agent?” This person is simply
someone who will be responsible for receiving your Corporation, Tax,
and EIN documents and communications. I personally have marked
myself as my registered agent on a lot of my corporations or my wife.
However, for other corporations in which I am a part of I have used my
attorneys and, or the companies I use to register like Incorporate.com.
(Please Note: If you need to establish your EIN before you pay for and wait for your
Articles of Incorporation papers to come back, you can skip to STEP 3 and come back to
STEP 2 later when you can afford it)
If you need help Registering Your Corporation, please click

here for our primary partner.
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STEP 2 – GET A NEW EIN

Get your new EIN connected to “YOUR NAME” Corporation.
Fortunately, registering for a new EIN is FREE, and you can do this
online, via telephone, fax, or mail. If done correctly, it only takes about
five to ten minutes, and is quite simple. (See additional instructions
and links at the end of this eBook)
EIN FILING STEP 1 - Choose the “Legal Entity” YOU will be.
If you want to make things simple as the PCN examples I have given so far, one of
the main aspects you should remember while registering the Corporation and EIN
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is to check the “Corporations.” There may be other ways to establish a successful

PCN without registering as a “Corporation,” but I do not know of any besides the
Estate and Trust options. These two involve other aspects besides walking around
as a new Corporation with your Name. Therefore, I will not recommend them
here.
As you can see in the image above, the term “Corporation” means the same to
the IRS as we defined earlier in this eBook. Therefore, it is still my most
recommended Legal Entity type to establish a successful PCN.
If you are not guided to choose any other entity type, please move on to Step 2
below.
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EIN FILING STEP 2 - Choose “Corporation” Type

The image below goes on to explain what the “Personal Service Corporation,”
means as well. Remember, most Athletes, Entertainers, Physicians, Dentist,
Authors, Songwriters and other professionals that know about establishing PCNs
use this type of Corporation to identify themselves. If you don’t want to confuse
things as you go out in the world signing applications and other legal documents
as “YOUR NAME,”, this is my most recommended option.
Please look at the image below to see how the IRS defines the “Personal Service
Corporation:
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Remember, the PCN is a secret that is hidden in plain sight. Once you begin
registering and working with Corporations you will notice how many people out
there are walking around as Corporations. In my experience, most of them have
registered themselves as “Personal Service Corporations” and I suggest you do
the same. In fact, this is one of the reasons why I named the concept “PCN
(Personal Corporation Number). Whether you are trying to convince your
Employer to pay you under your Corporation and PCN, or filling out a Mortgage
Application, this option is the least confusing for most people to understand and
accept.
Again, as much as I want to help you determine what type of Corporation to

establish within this eBook, it would be irresponsible because I don’t know your
personal situation. There’s also a wealth of information out there that can
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better assist you with this part. Nevertheless, if you have not been guided to do
otherwise, please move on to Step 3 below.
EIN FILING STEP 3 – Why You Need A New EIN?

The most common choice here is “Started a new business.” Yet, there are a few
others that make sense when it comes to establishing a PCN, such as “Changed
type of organization.” I recently watched one of my associates go to court and get
a case dismissed by explaining and demonstrating to the judge how they had
changed their “Legal Name” into a Corporation and the case now lacked
jurisdiction. When the judge researched this information, she noticed that they
were telling the truth and the case should be thrown out.
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The next screen you should see after choosing why you need a new EIN is “Who
will be responsible?” for your new EIN/Corporation and PCN.
EIN FILING STEP 4 – Who will be Responsible?

If you are not changing your organization as the reason for establishing a new EIN,
more than likely your answer here will be “Individual.” The reason for this
question is mainly to determine who and where to send the EIN registration and
tax filing information. Yes, you will be responsible for tax filings and should seek
help for this if you are not comfortable filing taxes. Please also see the resources
and help at the end of this eBook.
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There’s not much to think about here, unless you are thinking of having someone
else apply for your EIN, such as me and my team, a registered agent, attorney, or
accountant. If you do have someone else take care of this for you, be sure to ask
HOW they established your EIN. A third party who establishes your EIN here, will
also receive your Tax/EIN information as shown below with the request for
Address:
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Once you are done with this step to determine “Who will be responsible and
where to send your EIN/Tax Information,” the last Step is about your
“Corporation.” Please move on to the next page of the EIN application and the
last step below.
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If you have skipped STEP 1, and have Not registered your Corporation with the
Secretary of State, you can still complete this section of the EIN application and
get a new EIN. However, please be careful in making sure that the information
you provide is going to be exactly as you will provide when you do register your
Corporation.
If you have followed every Step so far, you should now have:
 New EIN +
 Registered Corporation =
 A Legal PCN (Personal Corporation Number)
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Congratulations! You now

have a Legal PCN!!!
Now, let’s establish it…
STEP 3 – Open a Business Bank Account
Open a Business Bank Account ASAP! Of course you will have to wait
until you have your Articles of Incorporation. Depending on the State
you register in, some will allow you to print them immediately, while
others will snail mail them to you.
Either way, once you have them, simply “Decide where you will
establish your Corporation!” Why? To save yourself some time and
money, you want to make sure you establish your corporation where
you will be banking at least.
The main reason is because the bank will ask you for your “Articles of
Incorporation” in addition to your new EIN in order to open your new
bank account. If your Corporation is registered in another State, you
will have to file more paperwork for your Corporation to do business
in the State you are opening the new bank account in.
WHY OPEN A BANK ACCOUNT ASAP?
Just like any other identification, before a lot of companies will do

business with you, they want to make sure you have been identified
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and verified by others. A Bank Account is one of the main ways other
companies go about validating your EIN and Corporation ownership.
Additionally, most experienced business owners know that there are a

lot of systems that operate behind closed doors to establish the
validity, credit, and identification of businesses. From Credit Reporting
Agencies, Online Systems, Dun & Bradstreet (You will learn in next
step), ChexSystems, to other Banking Systems, the tape is rolling on
how you establish and manage your new PCN. Therefore, I always
recommend one more step when it comes to Banking:
Get A Business Prepaid Card ASAP!
Sure, when you Open a Business Bank Account as recommended

above, they will give you a Debit Card. Some Banks will also watch your
account over time and offer you a Credit Card. Also, if you have Good
Credit under your SSN and Personal Name, you can apply for a Business
Credit Card and may get approved. However, my thoughts remain the
same in getting a Business Prepaid Card. By doing so, you will
immediately trigger the hidden systems to begin identifying you as your
new Corporation. Most Prepaid Cards also give you a Checking Account
Number & Routing Number just like you receive from a standard Bank
Account.
This allows you to write checks based on your Prepaid Account,

Receive Direct Deposits, etc. You can also use it for ONLINE BUSINESS
such as entering it into PayPal and other Online Payment Systems that
will ask for your Business Banking and EIN information.
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STEP 4 Get D-U-N-S® Number
Dun & Bradstreet continually gathers the data that initiates the
creation of business credit profiles on new companies. Many kinds of
activities can trigger a profile on a new company, such as
incorporating your business, applying for a loan, getting a business
telephone number, taking out a lease on office space – even just when
another company seeks information from Dun & Bradstreet about your
business. Still, a new business may not have a complete business credit
profile. Getting a D-U-N-S® Number from Dun & Bradstreet - the
worldwide standard for business classification systems – is an essential
part of helping you establish your business credit profile, and will
ensure that when a company looks you up in the Dun & Bradstreet
database they will find you. In some cases, a Dun & Bradstreet
D-U-N-S® Number is a requirement for doing business with some
entities, such as the US Government.
You can go about getting a DUNS Number by searching to make sure

you don’t have one first by clicking here.
Just like the Consumer Credit Reporting

Agencies have Scoring Systems like the
FICO Score to let creditors know how you
rank in terms of credit, D&B has a Scoring
System known as “Paydex.” If you truly
want to build your PCN in a way that will
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prosper you, you should learn and always know what your Paydex
Score is!
Remember, perspective is everything! When you look at your PCN as

not only a new way to establish a New Credit File and Identification in
America, but as the foundation of a New Existence and Image within
the USA, you will want to take it further.
Using your PCN correctly over time will put you in the same lanes as the
elite. Wealthy Business Owners think more about their PCNs and other
Corporations that they own and operate 99% more than they think
about their Social Security Numbers and Personal Identities shoved on
them by the government and their uneducated parents.
Registering with, and building your new PCN with D&B is just the
beginning of acting like the elite business owners of the world. Even
major Corporations overseas seek to build their profiles with D&B as a
way to not only brand themselves as a successful business in America,
but to also take advantage of its hidden opportunities.
I will talk about this a little more soon. I also go into Great Details in
Volume 2. However, for now, let’s move on to Step 5…
Step 5 - APPLY FOR & BUILD CREDIT!

Although I promised to provide a number or sources and ways to
quickly and successfully build your new credit file in Volume 2, as a
bonus, I want to give you a few here. Being that this training course is
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titled “The PCN Secret to Wealth,” I want to share a few ways to build
credit with your PCN that the wealthy use.
Be Your Own Bank!
Yes, a lot of you have heard that the wealthiest people in the world
either own a commercial bank, and, or operate their businesses via
their own family banking systems. This is 100% true! In fact, in volume
2, I will cover this topic in great detail. However, for now, let’s look at
how you can begin building credit for your new credit file like the
wealthy.
Secret Banking #1 – Invest in and borrow against your own CD

(Certificate of Deposit) Yes, this is one of the top ways that the
wealthiest individuals I know create and manage their own banking
systems and build the credit profiles of their PCNs.
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When you invest in a CD with a Commercial Bank, it is quite easy for

someone you know (You and Your New PCN) to borrow money from
the CD. 99% of the time, this new installment loan will report to your
Duns File, Equifax file, and of course your SSN credit file with the 3
Credit Bureaus (Not needed here though).
The following image shows some of the top banks where you can get
a CD to invest in and borrow against:
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Secret Banking #2 – Another secret strategy of building credit and

private banking that a lot of my clients and students use is their “Whole
Life” Insurance Policies to create personal and family banking systems
in which they loan themselves, and, or their family members money for
car loans, personal loans, real estate, etc. This not only helps to build
credit for their PCNs, it also helps to put interest monies gained back
into the family or personal banking system.
Other General Ways to Establish Credit

Of course, there are several common ways you can begin building
credit for your new PCN. One of the main ones you will hear of is by
applying for credit with local and national Office Supply companies. A
lot of these companies will grant new businesses a “30 Day Same as
Cash,” credit option that should report on your Duns file.
BUYING BUSINESS TRADELINES

Unfortunately, the idea of Buying Credit Tradelines comes from the
CPN concept. For those of you who do not know what this is, it’s simply
a matter of trying to quickly establish a new credit report by having
someone add their established credit accounts to your credit report. An
example of this would be: I have a Credit Card with Capital One Bank
that I have had since 2002. It has a credit limit of $10,000 on it, I’ve paid
it on time for the last 16 years and never missed a payment. You have a
new CPN or PCN with No Credit established on your credit report. In
order to help you build your credit report up to good status, I add you
as an Authorized User to my Credit Card with Capital One. This
normally causes your Credit Report to show my Credit Card Status,
David T. Parker’s
such as the Date Opened (2002), No Missed Payments, Credit Limit

($10,000), etc. Being that you had no credit before, it will also give
you a Credit Score, such as the FICO.
This is a great way to establish credit when you have a NEW CREDIT
FILE such as the PCN. It is also a good way to establish credit for your
children, spouse or other family members that may need to establish
credit fast. Unfortunately, this great way to trick the credit reporting
systems tape to establish credit has been abused by the CPN concept
which I believe is 100% illegal as I mentioned before in this eBook.
Additionally, those people who do allow people to use their Credit

Tradelines like the example above should be careful in being accused of
breaking the law themselves. Although they may not be the one who is
using the CPN, they may be connected to fraud by knowingly helping
the person establish credit with it. It’s kind of similar to receiving
stolen property when a thief thinks it will help him or her to lie and say
“I didn’t steal it; someone gave this or sold it to me.” In most of these
cases, the Police and, or Judge normally charges the thief with
“Receiving Stolen Property” anyway.
Now that we have gotten that out of the way, let’s look at how you can
LEGALLY use this strategy to build your 100% Legal PCN’s credit fast.
There are a few companies online that you can buy them from. There
are also ways you can do it yourself such as Investing in and Borrowing
Against CDs as I mentioned above.
David T. Parker’s
You can also “Leverage Businesses” to establish credit. This is simply a

matter of owning, or knowing someone else who owns a Corporation,
that will extend your new PCN credit.
Example:
Your New PCN is “John D. Doe Inc.” and you also own “Doe’s Flowers
Shop.” You have Doe’s Flowers Shop give John D. Doe Inc. you a loan
or line of credit on paper for $10,000 that you will pay off in 5 years.
Yes, it’s that simple! There are additional steps to take that will not only
make sure that the account shows up on your new PCN, but it will also
show the loan being as old as you need it to be. However, I explain this
in Volume 2, along with tons of other Credit Building Strategies.
So now you should have a New and Established PCN. Let’s take a quick
look at all the steps you have taken so far:
GENERAL CHECKLIST OF ESTABLISHING A PCN

 Check Name of Corporation via Secretary of State
 Register Corporation with Your State
 Register EIN via irs.gov & Get EIN Confirmation
 Get Articles of Incorporation
 Get a Prepaid Business Credit Card
 Open Business Bank Accounts (Checking & Savings)
 Register with Dun & Bradstreet
 Apply for & Build Credit
David T. Parker’s
More Advice for Your New Credit File:

TIME is either your friend or your enemy. Sure, you may be able to
start over with a new PCN in another State, if you screw this one up.
Yet, the best perspective you can have regarding your new PCN is to
MAKE TIME YOUR FRIEND. Some people may want or need credit as a
quick fix to get an apartment, house, car, or loan. However, those who
want to become and live wealthy in this lifetime, don’t have to hit rock
bottom in order to develop the right mind frame for success.
I’ve seen some of my clients go on to buy hundreds of Real Estate

properties with their new PCNs, leverage these properties to start
major corporations, etc. I’ve also seen some get a new car and then
destroy their PCNs. Therefore, it is up to you!
If you truly want to take things to the next level, I suggest you
purchase Volume 2. In this Volume I will share some multi-million
dollar secrets on how to quickly build your PCN, get high limit credit
cards and business loans, purchase seasoned Corporations to leverage
them with your PCN, how to buy and flip real estate with both your
PCN and Seasoned Corporations, and a whole lot more!
So now you have your new Personal Corporation Number. In other

words, you have used the powers of the Corporate Entity and the EIN
identifier to establish “Yourself” as a Corporation. Thus, you now have
a successful “PCN Personal Corporation Number.”
The Government and other entities no longer have to pretend you are a
Corporation, because you are one.
David T. Parker’s
PLEASE REMEMBER: One of the most overlooked secrets in America

that is also hidden in plain sight, is that “You have to enter into a
contractual agreement of some sort, with the government, or anyone,
for that matter, in order for things to stand up in any court of law.
Examples of this is when you get a Driver’s License, you will sign
documents that say “you will abide by everything on that contract.”
Therefore, when you sign your name on any document, or verbally
agree to anything, be sure to make sure you sign or agree as the
Corporation, depending on what it is. Signing your name with an Inc. or
Corp. at the end will help. Most of the time, the person who takes your
signature will have no ideas what you are doing anyway, especially if
your signature is hard to read like mine.
WHEN YOU CAN’T PAY & YOUR NEW CREDIT IS AT RISK:
From learning how to sublet apartments or houses to robbing Peter to

pay Paul, having back up plans to save your credit profile will Save You
Time, Money, and Credit in the end. Most people do not think about
their credit when they are falling behind on payments. Instead, just like
anything, they subconsciously tell themselves they will take care of it
later.
Business Ownership Perspective

There are a ton of benefits to owning and operating a corporation that
the average person doesn’t pay attention to. Once again, improper
thoughts about TIME leads most people to think of immediate profits
from a business or nothing at all. On the flip side of these thoughts
David T. Parker’s
there’s benefits such as Business Credit, Banking, Leveraging,

Verifications for Qualifications, and of Taxes. This is just a few of the
benefits that a business can give you that your Social Security Number
can’t.
*I have partnered with one of the easiest programs to quickly and

easily gain some knowledge about Business Taxes from. If you click the
link below and purchase this quick training program, I will get an
Affiliate Commission and pass on more bonuses and savings to you.
Simply email me and let me know you just purchased the program and I
will send bonuses to your email.
F.A.Q. FREQUENTLY ASKED QUESTIONS
Instead of writing 10,000 more words that you may or may

not read, I have done you a favor by answering your
subconscious and conscious questions about proceeding.
Q. Can I get a mortgage with my new PCN?
A. Again, the answer is “Yes!” I have originated hundreds of mortgages for

businesses in the past. I have even underwritten a few. Just like any other type of
mortgage, you need a good Loan Officer that can find you a good lender that
accepts and underwrites mortgages for businesses. Search for a Mortgage
Broker that works with a lot of lenders instead of searching for a Mortgage Lender
Q. Can’t I just get a “Fictitious Name Certificate” that will act like a PCN?
David T. Parker’s
A. Although a DBA (Doing Business As) A Fictitious Business Name gives business
owners an inexpensive method of gaining the legal right to operate in a name
other than their own (Legal Name Strawman), it is very limited in establishing
New Credit!
Sure, it protects the public, and it extends legal protections and privileges to
business owners. Many individuals who create PCNs, seek to simply register
“Fictitious Name Certificates,” in order to gain rights to their name. In my
personal opinion, this is NOT enough. The only time I think a person should use
the “Fictitious Name” is when they sign their documents and use their “Corporate
Name,” that’s in their Articles of Incorporation, differently.
Example: Corporate Name is “John Smith Doe” and they sign and use their
Corporate Name as “J. Smith Doe, John S. Doe,” and so on.
Q. What is the difference between an LLC, S. Corporation, Personal Service

Corporation, etc.?
A. Being that every business/person is different, it is best to seek this answer from
irs.gov or any other website that describes the differences, advantages, and
disadvantage of each Corporation type. The type of Corporation you choose is
completely up to you.
Q. I am establishing my PCN and Corporation alone. Doesn’t that mean I should

establish a LLC?
A. Once again, every situation is different. Therefore, we cannot recommend

which type of Corporation you register, where you register it, etc. However, we
provide enough information within this document and training course that should
give you an idea of which way to proceed.
Q. How long does it take to set up a PCN?

David T. Parker’s
A. Depending on how long it takes for you to register your Corporation and EIN.
Most States allow you to establish a Corporation online in a matter of minutes. As
of right now, irs.gov also allows you to receive a new EIN within minutes.
Therefore, you can establish and begin using a PCN within minutes.
Q. Can I hire someone to do all this for me?

Yes, once you know the State
you will register your new
corporation in, all you need to
do is remember to name your
corporation “Your Name.”
Then, you can sign up with our
best incorporating partners at
Incorporate.com by clicking the
link and, or images here. By
using our Affiliate Link to sign up, you will receive access to
discounts on all of our future releases including Volume 2.
David T. Parker’s
RESOURCES & HELP:

NEED HELP WITH IT ALL? SIGN UP WITH OUR PARTNERS:
Get Your PCN by Incorporating with
Incorporate.com
Use our Affiliate Link and get access to
Volume 2 and other releases at HUGE
Discounts!
You can also contact us vial email at
members@getapcn.com and request
additional assistance.
Please be sure to consistently check your Member’s Area,
Modules, and eMail as we will be posting new links and
resources soon. We are currently in negotiations with a
number of vendors and providers to help you to successfully
establish your New PCN and Qualify for:
 Mortgages
 Apartments
 Car Loans & Leases
 Business Loans
 Business Credit Cards
Additionally, we have developed a Network of PCN holders
that are willing to do Verifications of Rent, Tradeline
References, and more for other members. You can join this
David T. Parker’s
Network once your PCN has been established by contacting us

via email and letting us know you are interested.
members@getapcn.com
Subject: I want to join PCN Holders
EIN Contacts, Links, and Resources

Apply FOR EIN Online
The Internet EIN application is the preferred method for customers to apply for and obtain an
EIN. Once the application is completed, the information is validated during the online session,
and an EIN is issued immediately. The online application process is available for all entities
whose principal business, office or agency, or legal residence (in the case of an individual), is
located in the United States or U.S. Territories. The principal officer, general partner, grantor,
owner, trustor etc. must have a valid Taxpayer Identification Number (Social Security Number,
Employer Identification Number, or Individual Taxpayer Identification Number) in order to use
the online application.
Apply by Fax
Taxpayers can fax the completed Form SS-4 (PDF) application to the appropriate fax number
(see Where to File Your Taxes (for Form SS-4)), after ensuring that the Form SS-4 contains all
of the required information. If it is determined that the entity needs a new EIN, one will be
assigned using the appropriate procedures for the entity type. If the taxpayer's fax number is
provided, a fax will be sent back with the EIN within four (4) business days.
Apply by Mail
The processing timeframe for an EIN application received by mail is four weeks. Ensure that the
Form SS-4 (PDF) contains all of the required information. If it is determined that the entity needs
a new EIN, one will be assigned using the appropriate procedures for the entity type and mailed
to the taxpayer. Find out where to mail Form SS-4 on the Where to File Your Taxes (for Form
SS-4) page.
David T. Parker’s
Apply by Telephone – International Applicants

International applicants may call 267-941-1099 (not a toll-free number) 6:00 a.m. to 11:00 p.m.
(Eastern Time) Monday through Friday to obtain their EIN. The person making the call must be
authorized to receive the EIN and answer questions concerning the Form SS-4 (PDF),
Application for Employer Identification Number. Complete the Third Party Designee section
only if you want to authorize the named individual to receive the entity’s EIN and answer
questions about the completion of Form SS-4. The designee’s authority terminates at the time the
EIN is assigned and released to the designee. You must complete the signature area for the
authorization to be valid.
Other Important Information

Daily Limitation of an Employer Identification Number
Effective May 21, 2012, to ensure fair and equitable treatment for all taxpayers, the Internal
Revenue Service will limit Employer Identification Number (EIN) issuance to one per
responsible party per day. This limitation is applicable to all requests for EINs whether online or
by fax or mail. We apologize for any inconvenience this may cause.
Responsible Party
In order to identify the correct individuals and entities applying for EINs, language changes have
been made to the EIN process. Refer to Responsible Parties and Nominees to learn about these
important changes before applying for an EIN.
Third Party Authorization

The Third Party Designee section must be completed at the bottom of the Form SS-4. The Form
SS-4 must also be signed by the taxpayer for the third party designee authorization to be valid.
The Form SS-4 must be mailed or faxed to the appropriate service center. The third party
designee's authority extends to "newly" assigned EINs only and terminates at the time the EIN is
assigned and released to the designee.
David T. Parker’s
Disclaimer
(1) Introduction
This disclaimer governs the use of this ebook. [By using this ebook, you accept this disclaimer in full. / We will ask
you to agree to this disclaimer before you can access the ebook.]
(2) Credit
This disclaimer was created using an SEQ Legal template.
(3) No advice
This ebook contains information about establishing a New Business Entity. This information is not advice, and
should not be treated as such.
You must not rely on the information in this ebook as an alternative to Legal, business, financial, credit, taxation,
accountancy, or identification advice from an appropriately qualified professional. If you have any specific
questions about any Legal, business, financial, credit, taxation, accountancy, or identification advice you should
consult an appropriately qualified professional, such as an attorney, accountant, or other licensed professional
in your state.
You should never delay seeking legal advice, disregard legal advice, or commence or discontinue any legal action
because of information in this ebook.
(4) No representations or warranties
To the maximum extent permitted by applicable law and subject to section 6 below, we exclude all representations,
warranties, undertakings and guarantees relating to this ebook.
Without prejudice to the generality of the foregoing paragraph, we do not represent, warrant, undertake or
guarantee:
 that the information in the ebook is correct, accurate, complete or non-misleading;
 that the use of the guidance in the ebook will lead to any particular outcome or result; or
 in particular, that by using the guidance in the ebook you will successfully establish a new business, credit,
or identification or gain financially.
(5) Limitations and exclusions of liability

David T. Parker’s
The limitations and exclusions of liability set out in this section and elsewhere in this disclaimer: are subject to section
6 below; and govern all liabilities arising under the disclaimer or in relation to the ebook, including liabilities arising
in contract, in tort (including negligence) and for breach of statutory duty. We will not be liable to you in respect of
any losses arising out of any event or events beyond our reasonable control.
We will not be liable to you in respect of any business losses, including without limitation loss of or damage to profits,
income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill.
We will not be liable to you in respect of any loss or corruption of any data, database or software.
We will not be liable to you in respect of any special, indirect or consequential loss or damage.
(6) Exceptions
Nothing in this disclaimer shall: limit or exclude our liability for death or personal injury resulting from negligence;
limit or exclude our liability for fraud or fraudulent misrepresentation; limit any of our liabilities in any way that is
not permitted under applicable law; or exclude any of our liabilities that may not be excluded under applicable law.
(7) Severability
If a section of this disclaimer is determined by any court or other competent authority to be unlawful and/or
unenforceable, the other sections of this disclaimer continue in effect.
If any unlawful and/or unenforceable section would be lawful or enforceable if part of it were deleted, that
part will be deemed to be deleted, and the rest of the section will continue in effect.
(8) Law and jurisdiction
This disclaimer will be governed by and construed in accordance with English law, and any
disputes relating to this disclaimer will be subject to the exclusive jurisdiction of the courts of
the United States of America.
(9) Our details
In this disclaimer, "we" means (and "us" and "our" refer to) David T. Parker, David T. Parker Corp. Parker Finances,
or any of its affiliates.
OR
In this disclaimer, "we" means (and "us" and "our" refer to) David T. Parker, David T. Parker Corp. Parker Finances,
or any of its affiliates.
(10) Personal Use Only

David T. Parker’s
This ebook is for personal use and may NOT be copied or distributed without written permission by David T.
Parker. This ebook and it contents also may NOT be copied and posted on any website, blog, article, or in any
public domain without permission.

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THE PCN SECRET TO

THE DIFFERENCE BETWEEN CPN & PCN? 10

HOW DOES THE PCN WORK? 13

WHY THE GOVERNMENT LIKES CORPORATIONS? 31

HOW TO ESTABLISH YOUR PCN SUCCESSFULLY? 35

STEP 1 – REGISTER YOUR CORPORATION 36

STEP 2 – GET A NEW EIN 38

STEP 3 – OPEN A BUSINESS BANK ACCOUNT 47

STEP 4 GET D-U-N-S® NUMBER 49

STEP 5 - APPLY FOR & BUILD CREDIT! 50

BE YOUR OWN BANK! 51

OTHER GENERAL WAYS TO ESTABLISH CREDIT 54

BUYING BUSINESS TRADELINES 54

GENERAL CHECKLIST OF ESTABLISHING A PCN 56

MORE ADVICE FOR YOUR NEW CREDIT FILE: 57

F.A.Q. FREQUENTLY ASKED QUESTIONS 59

RESOURCES & HELP: 62

Congratulations! You have purchased one of the most vital training

Your Mental and Physical Health, even as they relate to your

This thought is “What to think, feel, and Do with Right Now?”

NOW, it’s up to you to choose what you will do RIGHT NOW!

The information he shared with me back then is what I consider as

Anyway, when I was around 25 or so, I thought about retiring at 30 and

So here I am, writing and talking to you.

WHY LEARN? LEARNING IS EARNING!

Y (WHY) EARNING, Look (L) EARNING

The Y (WHY) in Yearning is the subconscious mind’s way of giving you a

Unfortunately, most of us have been conditioned since childhood to

As you proceed, please remember the secret to being a success in life is

Change Your Thoughts, Change Your Feelings, Change

Q. Can I really get a Mortgage with a PCN?

Additionally, most of our students go on to become Real Estate

Q. Can I really get a Car with a PCN?

Q. Can I really earn money with a PCN?

Yes! In fact, the whole foundation is based on earning money, saving on

Q. Can I really fix my background with a PCN?

Q. How comparable is the PCN with my SSN and Credit?

THE DIFFERENCE BETWEEN CPN & PCN?

P.C.N. stands for Personal Corporation Number (Real EIN)

My family and I were actually at Disney in Florida enjoying a well-

Although I was on vacation, I didn’t want to let him down by not

applications over the phone. I figured I could at least get enough

Fortunately, after years of these experiences with Identity Theft, Fake

So now, it’s your turn!

HOW DOES THE PCN WORK?

To start, the P.C.N. (Personal Corporation Number) is just like it is

E.I.N. stands for Employer Identification Number

The Employer Identification Number (EIN), also known as the Federal

Unfortunately, this perspective is HIDDEN IN PLAIN SIGHT so the

WHAT IS AN EIN Really?

An EIN is a unique number assigned to your business by the IRS. The

Example SSN: 123-45-6789

person received the SSN around 1955, which is hard to believe

Example Screenshot from SSN-Check.org

You can also “Validate EINs” as well by going here.

Who Cares about SSNs when I need a new PCN/EIN?

The bottom line to all of this is “Creating, Establishing, Building, and

Now President Trump, replied by saying “I don’t pay as much taxes

By understanding the foundations of the SSN, IRS, EIN, and other

When I was taught about these loopholes, policies, and laws by a

The IRS & the Department of

According to BusinessDictionary.com, one of the definitions of a

Unfortunately, this is exactly what these government agencies have