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F o r A l l Yo u r O n l i n e &
Print Hispanic In this issue
These awards are now officially open. Myth #1: The bulk of subprime loans were made to
Information is attached. You may also find irresponsible borrowers who knew they could not
the information online at: afford the homes they bought.
http://www.box.net/shared/lc32znu1le.
This statement is substantially incorrect. The Wall Street
Sincerely, Journal has reported that 55% or more of all borrowers who
obtained subprime loans in recent years could have qualified
Jim Sullivan for less expensive conventional loans. Some reports have also
shown that minority borrowers were more likely to get risky
Executive Director, Latino Literacy Now
and higher-cost loans even if many of them qualified for
prime mortgages.
Since 1934, our national housing policy has been "to reaffirm
the long-established commitment to decent, safe, and
sanitary housing for every American." Although rental housing
remains a top policy priority for meeting the shelter needs of
the poor, homeownership itself has long been considered the
cornerstone of the American dream and the first step towards
LUIS VALDEZ's landmark the creation of long-term wealth.
stage play, "ZOOT SUIT"
opened in Mexico City Critics of homeownership fail to point out that the highest rate
on April 29, 2010. of homeownership for the entire US population was achieved
six years ago, especially for minority members whose income
Luis Valdez directs the National
gains were enabling them to achieve middle-class status. This
Theatre Company of Mexico singular achievement occurred long before millions of
(CNT) in what will be the first borrowers -- regardless of race, ethnicity, or income -- were
Chicano play ever produced by the cajoled into defective loans, which typically required little or
national company. Alma Martinez, no income documentation, and contained hidden fees and
excessive interest rates.
who appeared in the original stage
and film, brought the project to the According to Federal Deposit Insurance Chairman Sheila Bair,
CNT and serves as US-Mexico "a complex interplay of risky behaviors by lenders, borrowers,
Project Coordinator. and investors led to the current financial storm. To be sure
FACEBOOK: Zoot Suit (Compañía there's plenty of blame to go around." The federal
government, for example, should not be faulted for promoting
Nacional de Teatro) homeownership as a national goal but rather for failing to lay
out well-defined policies for increasing homeownership
appropriately.
Let's not throw the baby out with the bath water. We need to
eliminate predatory loans but not the benefits of owning a
home. Homeownership builds equity and wealth, fuels
economic growth, and creates jobs in the home construction
and remodeling sectors, representing about 10 percent of US
gross domestic product (GDP). The housing sector alone was
responsible for over 75 percent of all job growth between
2004 and 2007. Studies have shown that benefits for children
of homeowners include their likelihood of achieving higher
levels of education and earnings, and a diminished probability
of experiencing teen pregnancy and welfare dependence.
Other benefits include improved maintenance of homes and
enhanced neighborhood stability.
Ignacio Gomez at
Don't miss the National Latino Family Expo! Held July 10-12
818-243-2838 in Halls C and D of the Henry B. Gonzalez Convention Center,
the National Latino Family Expo features seven different
pavilions ranging from culture and history to community,
technology, and the environment. From puppet-making and
Zumba classes to healthy cooking demonstrations and free
health screenings, there are plenty of activities to keep your
whole family entertained! Discover great music our Tejano
music pavilion on Saturday, July 10 and Sunday, July 11, or
the Diversity Career Fair and Senior's day on Monday, July
12. Don't miss your chance at free giveaways, prizes, social
media clinics, autograph signings, and a special guest
appearance by Dora the Explorer! For a full listing of all
National Latino Family Expo events, and how you can use
FREE transportation to get there, click here.
NEED PRINTING? the President and Congress to take real and meaningful action
to ensure finally, a federal solution to our broken immigration
Wholesale printing and mailing system. Federal intervention in Arizona is necessary to
services. prevent the federal immigration system from falling into
complete chaos. For the federal government to assert its
Great prices! constitutional authority over immigration policy in this
Great Quality! instance, but to do nothing concrete legislatively will only
Fast Turn-a-round! serve to further divide the American people.
Give us a call:
In our discussions today, we raised our concerns about the
951-677-0017 or email:
urgently needed reforms to the harsh and draconian detention
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and deportation mechanisms that are tearing apart families
and communities under his watch. We will continue to work
tirelessly to ensure that the President and his administration
uphold America's finest values of transparency, due process
and family unity in the enforcement of America's immigration
laws.
Expo Comida Latina is the "We're fully committed to diversity as an integral part of our
leading food industry event business strategy," said Irene Rosenfeld, Chairman and Chief
of it's type. To register Executive Officer. "At Kraft Foods, diversity is not just about
FOR FREE: gender or race. Rather, it's also about bringing together
people with diverse experiences, perspectives and
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backgrounds. As a result, we're creating a culture that's open
August 14-16, 2010 and inclusive - a culture that's driving business success for
Los Angeles our shareholders, our business partners, our consumers and
Convention Center our employees."
Sign up for Hispanic Marketing 101 As one of the world's leading food companies, Kraft Foods is
podcasts at the forefront of the movement toward promoting inclusion
and believes in the value of cultivating a diverse work
environment for its customers, employees, shareholders and
the communities where it does business.
"This has been some of the most rewarding work I have ever
done," said Valderrama. "It is crucial that we embrace the
youth of today for the future of America. When I tell them
they can, that's all they need."
Important Events
To Plan For?
e-mail info about your Media, Marketing or Latino event to
kirk@whisler.com
Sinceramente,
Kirk Whisler
Hispanic Marketing 101
email: kirk@whisler.com
voice: (760) 434-1223
Latino Print Network overall: 760-434-7474
web: www.hm101.com
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